Porsche Macan Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average Porsche Macan insurance rates are $165 per month or $1,984 annually. However, the faster Porche Macan S insurance costs will differ slightly due to its additional features.
Many factors impact your car insurance rates, including the age of your vehicle. For example, a Porsche Macan 2020 model will cost slightly less for insurance than a Porsche Macan 2021 model.
Read our comprehensive guide to answer questions like what is comprehensive coverage on a car insurance policy for such a high-end vehicle, and do you need to invest in extra coverage?
Ready to secure the lowest Porsche Macan prices for insurance? Enter your five-digit ZIP code into our FREE quote comparison tool to immediately compare rates for your Porsche Macan S.
Average insurance rates for a Porsche Macan are $1,758 a year with full coverage. Comprehensive costs around $376 a year, collision costs $772, and liability insurance costs $452. A liability-only policy costs as little as $504 a year, with high-risk insurance costing around $3,842. Teen drivers receive the highest rates at $6,468 a year or more.
Average premium for full coverage: $1,758
Rate estimates for individual coverage type:
Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and Macan trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from as low as $504 for just liability insurance to a high of $3,842 for a high-risk driver policy.
Price Range by Location
Your location has a significant impact on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than larger metro areas.
The diagram below illustrates how where you live affects auto insurance rates.
These examples demonstrate why it is important to compare rates for a specific zip code and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Porsche Macan insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $980
- Drivers who choose higher $1,000 deductibles will pay about $1,498 annually
- The average rate for a 40-year-old driver using $500 deductibles is $1,758
- Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $2,270
- High risk drivers with multiple violations and an at-fault accident could pay at least $3,842 or more
- The cost for full coverage for a teen driver can be $6,468 a year
Insurance rates for a Porsche Macan can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.
Older drivers with a clean driving record and high deductibles could pay as little as $1,600 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay as much as $6,400 a year. View Rates by Age
Where you live makes a big difference in Porsche Macan insurance rates. A 40-year-old driver could pay as low as $1,270 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,370 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,590 | -$168 | -9.6% |
Alaska | $1,348 | -$410 | -23.3% |
Arizona | $1,460 | -$298 | -17.0% |
Arkansas | $1,758 | -$0 | 0.0% |
California | $2,004 | $246 | 14.0% |
Colorado | $1,680 | -$78 | -4.4% |
Connecticut | $1,810 | $52 | 3.0% |
Delaware | $1,990 | $232 | 13.2% |
Florida | $2,200 | $442 | 25.1% |
Georgia | $1,624 | -$134 | -7.6% |
Hawaii | $1,262 | -$496 | -28.2% |
Idaho | $1,192 | -$566 | -32.2% |
Illinois | $1,310 | -$448 | -25.5% |
Indiana | $1,324 | -$434 | -24.7% |
Iowa | $1,186 | -$572 | -32.5% |
Kansas | $1,672 | -$86 | -4.9% |
Kentucky | $2,400 | $642 | 36.5% |
Louisiana | $2,604 | $846 | 48.1% |
Maine | $1,084 | -$674 | -38.3% |
Maryland | $1,450 | -$308 | -17.5% |
Massachusetts | $1,408 | -$350 | -19.9% |
Michigan | $3,056 | $1,298 | 73.8% |
Minnesota | $1,472 | -$286 | -16.3% |
Mississippi | $2,108 | $350 | 19.9% |
Missouri | $1,560 | -$198 | -11.3% |
Montana | $1,888 | $130 | 7.4% |
Nebraska | $1,386 | -$372 | -21.2% |
Nevada | $2,110 | $352 | 20.0% |
New Hampshire | $1,268 | -$490 | -27.9% |
New Jersey | $1,966 | $208 | 11.8% |
New Mexico | $1,558 | -$200 | -11.4% |
New York | $1,852 | $94 | 5.3% |
North Carolina | $1,012 | -$746 | -42.4% |
North Dakota | $1,440 | -$318 | -18.1% |
Ohio | $1,216 | -$542 | -30.8% |
Oklahoma | $1,804 | $46 | 2.6% |
Oregon | $1,612 | -$146 | -8.3% |
Pennsylvania | $1,678 | -$80 | -4.6% |
Rhode Island | $2,346 | $588 | 33.4% |
South Carolina | $1,594 | -$164 | -9.3% |
South Dakota | $1,484 | -$274 | -15.6% |
Tennessee | $1,540 | -$218 | -12.4% |
Texas | $2,120 | $362 | 20.6% |
Utah | $1,302 | -$456 | -25.9% |
Vermont | $1,204 | -$554 | -31.5% |
Virginia | $1,054 | -$704 | -40.0% |
Washington | $1,358 | -$400 | -22.8% |
West Virginia | $1,612 | -$146 | -8.3% |
Wisconsin | $1,216 | -$542 | -30.8% |
Wyoming | $1,568 | -$190 | -10.8% |
Choosing high deductibles could save up to $780 each year, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out at least $2,100 to $2,900 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 133% more than average. View High Risk Driver Rates
With so much variability in rates, the best way to find out your exact price is to get quotes from as many companies as possible. Every company uses a different rate calculation, so the rates can be significantly different from one company to the next.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2018 Porsche Macan | $376 | $772 | $452 | $1,758 |
2015 Porsche Macan | $324 | $600 | $460 | $1,542 |
Rates are averaged for all Porsche Macan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Porsche Macan Insurance
Saving money on Porsche Macan insurance not only requires avoiding accidents and claims, but also maintaining good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Take the time to comparison shop every time your policy renews by getting rate quotes from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.
The points below are a quick review of the information touched on in the above illustrations.
- You may be able to save up to $220 per year simply by quoting early and online
- Drivers under the age of 20 pay higher rates, with premiums as much as $539 per month for full coverage
- Increasing deductibles can save around $775 each year
- High-risk drivers with a DUI or reckless driving violation pay an average of $2,080 more every year to insure a Porsche Macan
- Drivers who may need increased liability limits will pay about $500 every year to go from a minimum limit to 250/500 limits
We’ve discussed many factors that impact your Porsche insurance costs. Whether you’re looking for a Porsche Macan used or new, secure the cheapest insurance rates by entering your ZIP code into our FREE quote comparison tool below.
Compare Quotes From Top Companies and Save Secured with SHA-256 EncryptionFree Car Insurance Comparison
What are the safety ratings for the Porsche Macan?
Understanding the Porsche Macan safety ratings can help you see where you qualify for discounts, and what might be costing you more money.
Unfortunately, there are no safety ratings for this vehicle from either the Insurance Institute for Highway Safety or the National Highway Traffic and Safety Administration to help us analyze the Porsche Macan reliability.
When calculating your rates, insurance companies will also ask is the Porsche Macan expensive to maintain? Because Porsche Macan service costs are high, expect your insurance rates to also increase.
You can invest in some Porsche Macan prepaid maintenance costs at the dealership. But if you get into an accident, your insurance company becomes responsible for the Porsche Macan maintenance costs. Because it is a high-risk investment, expect higher premiums.
How many miles can a Porsche Macan last? Like other vehicles, expect it to reach around 250,000 miles.
Does Porsche Macan hold its value? While the luxury SUV depreciates, it is known for is high resale value.
What’s the difference between Macan and Macan S? The Macan S has a stronger engine and more horsepower. Are Porsche Macan S reliable cars? Yes, but the Porsche Macan S service costs are higher than the less powerful model.
Is Porsche Macan a good car for you? In the end, only you can say.
Porsche Macan Compared Against other Vehicles in the Same Class
Officially, the Insurance Institute for Highway Safety categorizes the Porsche Macan as a midsize luxury SUV.
Comparing the Porsche Macan to similar vehicles can help you save money, especially if the Porsche Macan has a better loss ratio than other vehicles in its class.
It would be misleading to compare the 2019 Porsche Macan insurance costs to the Porsche Cayenne insurance costs because the Cayenne is a midsize car, not an SUV.
On the other hand, the Porsche Macan Turbo and the Porsche Macan GTS are both in the same vehicle class and are therefore comparable.
Other comparable vehicles include:
The luxury SUV has substantially worse than average collision insurance loss ratios at 48 percent and worse than average comprehensive insurance loss ratios at 30 percent. This will cause your rates to be higher.
The Porsche Macan cost to own is not cheap. If you’re wondering how much should I pay for a Porsche Macan, expect to pay above $50,000 in total. Even an older 2017 Porsche Macan cost to own is above that amount.
You’ve completed our Porsche Macan review. Is Porsche Macan worth the money for you? If so, make sure you’re also getting the best 2020, 20201, or even 2016 Porsche Macan insurance costs by entering your ZIP code into our FREE quote comparison tool to start shopping for the best car insurance rates.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $6,468 |
20 | $4,098 |
30 | $1,846 |
40 | $1,758 |
50 | $1,604 |
60 | $1,576 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,270 |
$250 | $2,032 |
$500 | $1,758 |
$1,000 | $1,498 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,758 |
50/100 | $1,848 |
100/300 | $1,961 |
250/500 | $2,255 |
100 CSL | $1,894 |
300 CSL | $2,142 |
500 CSL | $2,323 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $9,286 |
20 | $6,536 |
30 | $3,938 |
40 | $3,842 |
50 | $3,666 |
60 | $3,636 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $96 |
Multi-vehicle | $94 |
Homeowner | $25 |
5-yr Accident Free | $139 |
5-yr Claim Free | $117 |
Paid in Full/EFT | $87 |
Advance Quote | $92 |
Online Quote | $128 |
Total Discounts | $778 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area