Porsche Macan Insurance Rates

The average Porsche Macan insurance rates are $165 per month or $1,984 annually. However, the faster Porche Macan S insurance costs will differ slightly due to its additional features. 

Many factors impact your car insurance rates, including the age of your vehicle. For example, a Porsche Macan 2020 model will cost slightly less for insurance than a Porsche Macan 2021 model. 

Read our comprehensive guide to answer questions like what is comprehensive coverage on a car insurance policy for such a high-end vehicle, and do you need to invest in extra coverage?

Ready to secure the lowest Porsche Macan prices for insurance? Enter your five-digit ZIP code into our FREE quote comparison tool to immediately compare rates for your Porsche Macan S.

U.S. average insurance rates for a Porsche Macan are $1,758 a year for full coverage insurance. Comprehensive insurance costs approximately $376, collision costs $772, and liability costs $452. A policy with just liability insurance costs as little as $504 a year, with coverage for high-risk drivers costing $3,842 or more. Teen drivers pay the highest rates at $6,468 a year or more.

Average premium for full coverage: $1,758

Price estimates by individual coverage:

Estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for all Macan models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than larger metro areas.

The example below illustrates the effect of geographic area on auto insurance prices.

The ranges above illustrate why everyone should compare rates using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Porsche Macan insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $980
• Drivers who choose higher $1,000 deductibles will pay $260 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,758
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an extra $512 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $3,842 or more
• The price for full coverage for a teen driver for full coverage can cost $6,468 a year

View Chart as Image

Insurance prices for a Porsche Macan are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,600 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $6,400 a year. View Rates by Age

The state you live in makes a big difference in Porsche Macan insurance prices. A 40-year-old driver could pay as low as $1,150 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,370 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $780 every year, whereas buying more liability protection will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $2,100 to $2,900 extra each year, depending on your age. Porsche Macan insurance for high-risk drivers can cost as much as 45% to 133% more than average. View High Risk Driver Rates

Since prices can be so different, the only way to figure out who has the best car insurance prices is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, so the prices may be quite different from one company to the next.

How to Find Low Cost Porsche Macan Insurance

Getting lower rates on car insurance not only requires being a low-risk driver, but also maintaining good credit, not filing small claims, and maximizing policy discounts. Take the time to compare rates once a year by requesting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The items below are a review of the data that was covered in the above illustrations.

• It is possible to save around $220 per year simply by quoting online well ahead of the renewal date
• Policyholders who purchase more liability coverage will pay about $500 annually to go from a low limit to 250/500 limits
• Teen drivers are expensive to insure, as much as $539 a month for full coverage
• Higher risk drivers who have several accidents or serious violations may pay on average $2,080 more per year to insure their Macan

We’ve discussed many factors that impact your Porsche insurance costs. Whether you’re looking for a Porsche Macan used or new, secure the cheapest insurance rates by entering your ZIP code into our FREE quote comparison tool below.

What are the safety ratings for the Porsche Macan?

Understanding the Porsche Macan safety ratings can help you see where you qualify for discounts, and what might be costing you more money. 

Unfortunately, there are no safety ratings for this vehicle from either the Insurance Institute for Highway Safety or the National Highway Traffic and Safety Administration to help us analyze the Porsche Macan reliability.

When calculating your rates, insurance companies will also ask is the Porsche Macan expensive to maintain? Because Porsche Macan service costs are high, expect your insurance rates to also increase. 

You can invest in some Porsche Macan prepaid maintenance costs at the dealership. But if you get into an accident, your insurance company becomes responsible for the Porsche Macan maintenance costs. Because it is a high-risk investment, expect higher premiums.

How many miles can a Porsche Macan last? Like other vehicles, expect it to reach around 250,000 miles. 

Does Porsche Macan hold its value? While the luxury SUV depreciates, it is known for is high resale value. 

What’s the difference between Macan and Macan S? The Macan S has a stronger engine and more horsepower. Are Porsche Macan S reliable cars? Yes, but the Porsche Macan S service costs are higher than the less powerful model. 

Is Porsche Macan a good car for you? In the end, only you can say.

Porsche Macan Compared Against other Vehicles in the Same Class

Officially, the Insurance Institute for Highway Safety categorizes the Porsche Macan as a midsize luxury SUV. 

Comparing the Porsche Macan to similar vehicles can help you save money, especially if the Porsche Macan has a better loss ratio than other vehicles in its class.

It would be misleading to compare the 2019 Porsche Macan insurance costs to the Porsche Cayenne insurance costs because the Cayenne is a midsize car, not an SUV. 

On the other hand, the Porsche Macan Turbo and the Porsche Macan GTS are both in the same vehicle class and are therefore comparable.

Other comparable vehicles include:

• Acura MDX
• Audi Q5
• Jaguar F-PACE

The luxury SUV has substantially worse than average collision insurance loss ratios at 48 percent and worse than average comprehensive insurance loss ratios at 30 percent. This will cause your rates to be higher. 

The Porsche Macan cost to own is not cheap. If you’re wondering how much should I pay for a Porsche Macan, expect to pay above $50,000 in total. Even an older 2017 Porsche Macan cost to own is above that amount.  

You’ve completed our Porsche Macan review. Is Porsche Macan worth the money for you? If so, make sure you’re also getting the best 2020, 20201, or even 2016 Porsche Macan insurance costs by entering your ZIP code into our FREE quote comparison tool to start shopping for the best car insurance rates.