Porsche Macan Insurance Rates

The average Porsche Macan insurance rates are $165 per month or $1,984 annually. However, the faster Porche Macan S insurance costs will differ slightly due to its additional features. 

Many factors impact your car insurance rates, including the age of your vehicle. For example, a Porsche Macan 2020 model will cost slightly less for insurance than a Porsche Macan 2021 model. 

Read our comprehensive guide to answer questions like what is comprehensive coverage on a car insurance policy for such a high-end vehicle, and do you need to invest in extra coverage?

Ready to secure the lowest Porsche Macan prices for insurance? Enter your five-digit ZIP code into our FREE quote comparison tool to immediately compare rates for your Porsche Macan S.

Average insurance prices for a Porsche Macan are $1,758 every 12 months for full coverage. Comprehensive costs an estimated $376 a year, collision insurance costs $772, and liability coverage is estimated at $452. Liability-only coverage costs approximately $504 a year, and high-risk coverage costs around $3,842. 16-year-old drivers receive the highest rates at up to $6,468 a year.

Average premium for full coverage: $1,758

Rate estimates broken down by individual coverage type:

Includes $500 deductible amounts, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and Macan trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on insurance rates. More rural locations tend to have more infrequent accident claims than congested cities. The diagram below illustrates how geographic area affects insurance prices.

These examples show why it is important to get quotes for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Porsche Macan insurance rates for other coverage scenarios.

• The best full coverage rate is $980
• Choosing higher $1,000 deductibles can save approximately $1,498 a year
• The average price for a 40-year-old driver who has $500 deductibles is $1,758
• Buying low $100 deductibles for comp and collision coverage increases the price to $2,270
• Drivers with multiple tickets or accidents could pay up to $3,842
• The cost to insure a teenage driver can cost as much as $6,468 each year

View Chart as Image

Car insurance rates for a Porsche Macan can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $780 a year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,600 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged at least $6,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $2,100 to $2,900 extra per year, depending on your age. A high-risk auto insurance policy ranges around 45% to 133% more than the average rate. View High Risk Driver Rates

Where you live plays a big part in determining prices for Porsche Macan insurance rates. A good driver about age 40 could pay as low as $1,160 a year in states like Iowa, Maine, and Idaho, or at least $2,510 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for the Cheapest Porsche Macan Insurance

Saving money on auto insurance takes having a good driving record, maintaining a good credit score, eliminating unneeded coverage, and possibly higher deductibles. Invest the time to compare rates at least once a year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a recap of the primary concepts that were presented in the illustrations above.

• Drivers can save approximately $220 per year just by quoting early and online
• Drivers that have major violations or accidents pay on average $2,080 more annually to buy Porsche Macan insurance
• Increasing deductibles could save as much as $775 each year
• Drivers age 20 and younger have the highest car insurance rates, costing as high as $539 per month if the policy includes full coverage

We’ve discussed many factors that impact your Porsche insurance costs. Whether you’re looking for a Porsche Macan used or new, secure the cheapest insurance rates by entering your ZIP code into our FREE quote comparison tool below.

What are the safety ratings for the Porsche Macan?

Understanding the Porsche Macan safety ratings can help you see where you qualify for discounts, and what might be costing you more money. 

Unfortunately, there are no safety ratings for this vehicle from either the Insurance Institute for Highway Safety or the National Highway Traffic and Safety Administration to help us analyze the Porsche Macan reliability.

When calculating your rates, insurance companies will also ask is the Porsche Macan expensive to maintain? Because Porsche Macan service costs are high, expect your insurance rates to also increase. 

You can invest in some Porsche Macan prepaid maintenance costs at the dealership. But if you get into an accident, your insurance company becomes responsible for the Porsche Macan maintenance costs. Because it is a high-risk investment, expect higher premiums.

How many miles can a Porsche Macan last? Like other vehicles, expect it to reach around 250,000 miles. 

Does Porsche Macan hold its value? While the luxury SUV depreciates, it is known for is high resale value. 

What’s the difference between Macan and Macan S? The Macan S has a stronger engine and more horsepower. Are Porsche Macan S reliable cars? Yes, but the Porsche Macan S service costs are higher than the less powerful model. 

Is Porsche Macan a good car for you? In the end, only you can say.

Porsche Macan Compared Against other Vehicles in the Same Class

Officially, the Insurance Institute for Highway Safety categorizes the Porsche Macan as a midsize luxury SUV. 

Comparing the Porsche Macan to similar vehicles can help you save money, especially if the Porsche Macan has a better loss ratio than other vehicles in its class.

It would be misleading to compare the 2019 Porsche Macan insurance costs to the Porsche Cayenne insurance costs because the Cayenne is a midsize car, not an SUV. 

On the other hand, the Porsche Macan Turbo and the Porsche Macan GTS are both in the same vehicle class and are therefore comparable.

Other comparable vehicles include:

• Acura MDX
• Audi Q5
• Jaguar F-PACE

The luxury SUV has substantially worse than average collision insurance loss ratios at 48 percent and worse than average comprehensive insurance loss ratios at 30 percent. This will cause your rates to be higher. 

The Porsche Macan cost to own is not cheap. If you’re wondering how much should I pay for a Porsche Macan, expect to pay above $50,000 in total. Even an older 2017 Porsche Macan cost to own is above that amount.  

You’ve completed our Porsche Macan review. Is Porsche Macan worth the money for you? If so, make sure you’re also getting the best 2020, 20201, or even 2016 Porsche Macan insurance costs by entering your ZIP code into our FREE quote comparison tool to start shopping for the best car insurance rates.