Porsche 718 Cayman Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 27, 2024

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The average insurance prices for a Porsche 718 Cayman are $1,784 every 12 months with full coverage. Comprehensive costs on average $372, collision insurance costs $798, and liability is estimated at $456. A liability-only policy costs approximately $508 a year, and high-risk insurance costs around $3,906. Teens cost the most to insure at up to $6,582 a year.

Average premium for full coverage: $1,784

Policy rates by type of insurance:

Comprehensive $372
Collision $798
Liability $456

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for different 718 Cayman trim levels.

Price Range Variability

For a 40-year-old driver, Porsche 718 Cayman insurance rates range from the cheapest price of $508 for liability-only coverage to a much higher rate of $3,906 for a policy for a high-risk driver.

Liability Only $508
Full Coverage $1,784
High Risk $3,906

Urban vs. Rural Price Range

Living in a larger city can make a big difference on auto insurance rates. Rural areas are shown to have more infrequent collision claims than cities with more traffic congestion. The price range example below illustrates how your location can change car insurance rates.

Rural Areas $1,338
Small Cities $1,873
Large Cities $2,408

The examples above demonstrate why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Porsche 718 Cayman insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $991
  • Choosing higher $1,000 deductibles can save around $266 annually
  • The average price for a good driver age 40 with $500 deductibles is $1,784
  • Selecting more expensive low deductibles for comp and collision coverage increases the price to $2,306
  • Higher-risk drivers with serious driving violations could pay upwards of $3,906
  • Policy cost to insure a 16-year-old driver with full coverage may cost $6,582 each year

View Chart as Image

Porsche 718 Cayman insurance cost comparison chart
Column chart showing Porsche 718 Cayman insurance rates range from $991 to $6,582 for full coverage

Car insurance rates for a Porsche 718 Cayman also range considerably based on liability limits and deductibles, your driving record, and the trim level of your 718 Cayman.

Choosing higher comprehensive and collision insurance deductibles can save as much as $790 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as low as $1,600 annually on average, or $133 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $6,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $2,100 to $2,900 extra every year, depending on your age. High-risk driver insurance ranges from 44% to 131% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Porsche 718 Cayman insurance prices. A good driver about age 40 could pay as low as $1,280 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,410 on average in Florida, Michigan, and New York.

Porsche 718 Cayman Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,614 -$170 -9.5%
Alaska $1,370 -$414 -23.2%
Arizona $1,480 -$304 -17.0%
Arkansas $1,784 -$0 0.0%
California $2,034 $250 14.0%
Colorado $1,706 -$78 -4.4%
Connecticut $1,834 $50 2.8%
Delaware $2,018 $234 13.1%
Florida $2,232 $448 25.1%
Georgia $1,648 -$136 -7.6%
Hawaii $1,282 -$502 -28.1%
Idaho $1,206 -$578 -32.4%
Illinois $1,330 -$454 -25.4%
Indiana $1,344 -$440 -24.7%
Iowa $1,206 -$578 -32.4%
Kansas $1,696 -$88 -4.9%
Kentucky $2,434 $650 36.4%
Louisiana $2,640 $856 48.0%
Maine $1,102 -$682 -38.2%
Maryland $1,470 -$314 -17.6%
Massachusetts $1,428 -$356 -20.0%
Michigan $3,100 $1,316 73.8%
Minnesota $1,494 -$290 -16.3%
Mississippi $2,138 $354 19.8%
Missouri $1,582 -$202 -11.3%
Montana $1,918 $134 7.5%
Nebraska $1,404 -$380 -21.3%
Nevada $2,138 $354 19.8%
New Hampshire $1,286 -$498 -27.9%
New Jersey $1,994 $210 11.8%
New Mexico $1,580 -$204 -11.4%
New York $1,880 $96 5.4%
North Carolina $1,028 -$756 -42.4%
North Dakota $1,460 -$324 -18.2%
Ohio $1,230 -$554 -31.1%
Oklahoma $1,832 $48 2.7%
Oregon $1,634 -$150 -8.4%
Pennsylvania $1,702 -$82 -4.6%
Rhode Island $2,380 $596 33.4%
South Carolina $1,614 -$170 -9.5%
South Dakota $1,506 -$278 -15.6%
Tennessee $1,562 -$222 -12.4%
Texas $2,150 $366 20.5%
Utah $1,322 -$462 -25.9%
Vermont $1,222 -$562 -31.5%
Virginia $1,068 -$716 -40.1%
Washington $1,378 -$406 -22.8%
West Virginia $1,634 -$150 -8.4%
Wisconsin $1,236 -$548 -30.7%
Wyoming $1,590 -$194 -10.9%

View Chart as Image

Porsche 718 Cayman insurance rates by U.S. city
Porsche 718 Cayman Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Porsche 718 Cayman $476 $1,020 $390 $2,044
2023 Porsche 718 Cayman $458 $1,012 $398 $2,026
2022 Porsche 718 Cayman $442 $988 $416 $2,004
2021 Porsche 718 Cayman $426 $946 $430 $1,960
2020 Porsche 718 Cayman $402 $914 $442 $1,916
2019 Porsche 718 Cayman $388 $848 $452 $1,846
2018 Porsche 718 Cayman $372 $798 $456 $1,784
2017 Porsche 718 Cayman $356 $716 $460 $1,690

Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Porsche 718 Cayman Insurance

Finding cheaper rates on insurance for a Porsche 718 Cayman takes being safe and accident-free, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Invest the time to shop around every year by obtaining price quotes from direct companies, and also from local exclusive and independent agents.

Below you'll find a review of the coverage data illustrated above.

  • You may be able to save as much as $220 per year just by shopping early and online
  • Increasing comprehensive and collision deductibles could save as much as $800 each year
  • Youthful drivers are expensive to insure, as much as $549 each month if the policy includes full coverage
  • Drivers considered higher risk who have several accidents or serious violations may pay on average $2,120 more each year than a low-risk driver

Rates by Driver Age

Porsche 718 Cayman Insurance Rates by Driver Age
Driver Age Premium
16 $6,582
20 $4,170
30 $1,872
40 $1,784
50 $1,628
60 $1,600

Full coverage, $500 deductibles

Rates by Deductible

Porsche 718 Cayman Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,306
$250 $2,062
$500 $1,784
$1,000 $1,518

Full coverage, driver age 40

Rates by Liability Limit

Porsche 718 Cayman Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,784
50/100 $1,875
100/300 $1,989
250/500 $2,286
100 CSL $1,921
300 CSL $2,172
500 CSL $2,354

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche 718 Cayman Insurance Rates for High Risk Drivers
Age Premium
16 $9,452
20 $6,658
30 $4,004
40 $3,906
50 $3,730
60 $3,700

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $261

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $98
Multi-vehicle $96
Homeowner $25
5-yr Accident Free $142
5-yr Claim Free $119
Paid in Full/EFT $89
Advance Quote $94
Online Quote $130
Total Discounts $793
Rate after discounts $991

Discounts are estimated and may not be available from every company or in every state.

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