Porsche 718 Cayman Insurance Rates
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UPDATED: May 27, 2024
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U.S. average auto insurance rates for a Porsche 718 Cayman are $1,846 annually with full coverage. Comprehensive insurance costs approximately $388 each year, collision insurance costs $848, and liability costs around $452. Liability-only coverage costs as low as $504 a year, and high-risk coverage costs $4,042 or more. Teenage drivers pay the highest rates at up to $6,776 a year.
Average premium for full coverage: $1,846
Price estimates by individual coverage:
Includes $500 physical damage deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and 718 Cayman models.
Price Range from Low to High
For the average 40-year-old driver, Porsche 718 Cayman insurance prices range from as cheap as $504 for the bare minimum liability coverage to a high rate of $4,042 for high-risk insurance.
Geographic Price Range
Where you live can make a big difference on the price of insurance. Rural locations have fewer collision claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance prices.
The ranges above demonstrate why all drivers should compare prices using their specific location and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average Porsche 718 Cayman insurance rates for additional coverage and risk scenarios.
- The best discount rate is $1,022
- Using higher $1,000 deductibles will save $280 annually
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,846
- Using low deductibles for physical damage coverage costs an additional $548 annually
- High-risk insureds who are prone to accidents and violations could pay around $4,042
- The price with full coverage for a 16-year-old driver can cost $6,776 or more
Auto insurance prices for a Porsche 718 Cayman are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,700 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $6,700 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $2,200 to $3,000 in extra premium each year, depending on your age. Insurance for high-risk drivers can be from 44% to 133% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut prices by as much as $830 annually, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 extra every year. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Porsche 718 Cayman insurance prices. A driver around age 40 might see prices as low as $1,330 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,490 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,668 | -$178 | -9.6% |
| Alaska | $1,414 | -$432 | -23.4% |
| Arizona | $1,532 | -$314 | -17.0% |
| Arkansas | $1,846 | -$0 | 0.0% |
| California | $2,102 | $256 | 13.9% |
| Colorado | $1,762 | -$84 | -4.6% |
| Connecticut | $1,896 | $50 | 2.7% |
| Delaware | $2,086 | $240 | 13.0% |
| Florida | $2,308 | $462 | 25.0% |
| Georgia | $1,702 | -$144 | -7.8% |
| Hawaii | $1,324 | -$522 | -28.3% |
| Idaho | $1,248 | -$598 | -32.4% |
| Illinois | $1,374 | -$472 | -25.6% |
| Indiana | $1,388 | -$458 | -24.8% |
| Iowa | $1,244 | -$602 | -32.6% |
| Kansas | $1,752 | -$94 | -5.1% |
| Kentucky | $2,516 | $670 | 36.3% |
| Louisiana | $2,730 | $884 | 47.9% |
| Maine | $1,136 | -$710 | -38.5% |
| Maryland | $1,522 | -$324 | -17.6% |
| Massachusetts | $1,476 | -$370 | -20.0% |
| Michigan | $3,204 | $1,358 | 73.6% |
| Minnesota | $1,544 | -$302 | -16.4% |
| Mississippi | $2,210 | $364 | 19.7% |
| Missouri | $1,636 | -$210 | -11.4% |
| Montana | $1,980 | $134 | 7.3% |
| Nebraska | $1,456 | -$390 | -21.1% |
| Nevada | $2,212 | $366 | 19.8% |
| New Hampshire | $1,330 | -$516 | -28.0% |
| New Jersey | $2,060 | $214 | 11.6% |
| New Mexico | $1,634 | -$212 | -11.5% |
| New York | $1,942 | $96 | 5.2% |
| North Carolina | $1,062 | -$784 | -42.5% |
| North Dakota | $1,510 | -$336 | -18.2% |
| Ohio | $1,274 | -$572 | -31.0% |
| Oklahoma | $1,894 | $48 | 2.6% |
| Oregon | $1,688 | -$158 | -8.6% |
| Pennsylvania | $1,760 | -$86 | -4.7% |
| Rhode Island | $2,460 | $614 | 33.3% |
| South Carolina | $1,670 | -$176 | -9.5% |
| South Dakota | $1,556 | -$290 | -15.7% |
| Tennessee | $1,614 | -$232 | -12.6% |
| Texas | $2,222 | $376 | 20.4% |
| Utah | $1,366 | -$480 | -26.0% |
| Vermont | $1,262 | -$584 | -31.6% |
| Virginia | $1,104 | -$742 | -40.2% |
| Washington | $1,424 | -$422 | -22.9% |
| West Virginia | $1,692 | -$154 | -8.3% |
| Wisconsin | $1,276 | -$570 | -30.9% |
| Wyoming | $1,642 | -$204 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 718 Cayman | $500 | $1,062 | $372 | $2,092 |
| 2023 Porsche 718 Cayman | $476 | $1,020 | $390 | $2,044 |
| 2022 Porsche 718 Cayman | $458 | $1,012 | $398 | $2,026 |
| 2021 Porsche 718 Cayman | $442 | $988 | $416 | $2,004 |
| 2020 Porsche 718 Cayman | $426 | $946 | $430 | $1,960 |
| 2019 Porsche 718 Cayman | $402 | $914 | $442 | $1,916 |
| 2018 Porsche 718 Cayman | $388 | $848 | $452 | $1,846 |
| 2017 Porsche 718 Cayman | $372 | $798 | $456 | $1,784 |
Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Porsche 718 Cayman Insurance
Getting lower rates on insurance for a Porsche 718 Cayman requires being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Make time to compare rates every couple of years by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
Below is a recap of the material that was touched on in this article.
- Insureds who purchase higher levels of liability will pay an extra $500 every year to increase from a low limit to higher 250/500 limits
- Teenage drivers have the highest car insurance prices, costing up to $565 a month if full coverage is included
- Drivers considered higher risk that have major violations or accidents may pay on average $2,200 more per year for auto insurance
- Increasing physical damage deductibles could save up to $825 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,776 |
| 20 | $4,320 |
| 30 | $1,940 |
| 40 | $1,846 |
| 50 | $1,684 |
| 60 | $1,654 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,394 |
| $250 | $2,136 |
| $500 | $1,846 |
| $1,000 | $1,566 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,846 |
| 50/100 | $1,936 |
| 100/300 | $2,049 |
| 250/500 | $2,343 |
| 100 CSL | $1,982 |
| 300 CSL | $2,230 |
| 500 CSL | $2,411 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,742 |
| 20 | $6,892 |
| 30 | $4,146 |
| 40 | $4,042 |
| 50 | $3,860 |
| 60 | $3,830 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $101 |
| Multi-vehicle | $99 |
| Homeowner | $26 |
| 5-yr Accident Free | $149 |
| 5-yr Claim Free | $123 |
| Paid in Full/EFT | $93 |
| Advance Quote | $98 |
| Online Quote | $135 |
| Total Discounts | $824 |
Discounts are estimated and may not be available from every company or in every state.
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