Porsche 718 Cayman Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 27, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance rates for a Porsche 718 Cayman are $1,846 a year for full coverage insurance. Comprehensive insurance costs approximately $388 each year, collision insurance costs $848, and liability is estimated at $452. A policy with only liability insurance costs approximately $504 a year, and a high-risk policy costs $4,042 or more. Teen drivers pay the most at up to $6,776 a year.

Average premium for full coverage: $1,846

Premium estimates by type of coverage:

Comprehensive $388
Collision $848
Liability $452

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and 718 Cayman models.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Porsche 718 Cayman range from as low as $504 for just liability coverage to a high rate of $4,042 for a high-risk driver policy.

Liability Only $504
Full Coverage $1,846
High Risk $4,042

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,385
Small Cities $1,938
Large Cities $2,492

These rate differences illustrate why all drivers should get quotes using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates average Porsche 718 Cayman insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $1,022
  • Choosing higher $1,000 deductibles can save $280 each year
  • The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,846
  • Choosing low deductibles for comp and collision coverage will cost an extra $548 every year
  • Unlucky drivers with multiple violations and an at-fault accident could pay around $4,042
  • An auto insurance policy for full coverage for a teen driver can cost $6,776 each year

View Chart as Image

Porsche 718 Cayman insurance cost comparison chart
Column chart showing Porsche 718 Cayman insurance prices range from $1,022 to $6,776 for full coverage

Car insurance prices for a Porsche 718 Cayman also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,700 annually on average, or $142 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged in the ballpark of $6,700 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Porsche 718 Cayman insurance prices. A good driver about age 40 could pay as low as $1,200 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,490 on average in Florida, New York, and Michigan.

Porsche 718 Cayman Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,668 -$178 -9.6%
Alaska $1,414 -$432 -23.4%
Arizona $1,532 -$314 -17.0%
Arkansas $1,846 -$0 0.0%
California $2,102 $256 13.9%
Colorado $1,762 -$84 -4.6%
Connecticut $1,896 $50 2.7%
Delaware $2,086 $240 13.0%
Florida $2,308 $462 25.0%
Georgia $1,702 -$144 -7.8%
Hawaii $1,324 -$522 -28.3%
Idaho $1,248 -$598 -32.4%
Illinois $1,374 -$472 -25.6%
Indiana $1,388 -$458 -24.8%
Iowa $1,244 -$602 -32.6%
Kansas $1,752 -$94 -5.1%
Kentucky $2,516 $670 36.3%
Louisiana $2,730 $884 47.9%
Maine $1,136 -$710 -38.5%
Maryland $1,522 -$324 -17.6%
Massachusetts $1,476 -$370 -20.0%
Michigan $3,204 $1,358 73.6%
Minnesota $1,544 -$302 -16.4%
Mississippi $2,210 $364 19.7%
Missouri $1,636 -$210 -11.4%
Montana $1,980 $134 7.3%
Nebraska $1,456 -$390 -21.1%
Nevada $2,212 $366 19.8%
New Hampshire $1,330 -$516 -28.0%
New Jersey $2,060 $214 11.6%
New Mexico $1,634 -$212 -11.5%
New York $1,942 $96 5.2%
North Carolina $1,062 -$784 -42.5%
North Dakota $1,510 -$336 -18.2%
Ohio $1,274 -$572 -31.0%
Oklahoma $1,894 $48 2.6%
Oregon $1,688 -$158 -8.6%
Pennsylvania $1,760 -$86 -4.7%
Rhode Island $2,460 $614 33.3%
South Carolina $1,670 -$176 -9.5%
South Dakota $1,556 -$290 -15.7%
Tennessee $1,614 -$232 -12.6%
Texas $2,222 $376 20.4%
Utah $1,366 -$480 -26.0%
Vermont $1,262 -$584 -31.6%
Virginia $1,104 -$742 -40.2%
Washington $1,424 -$422 -22.9%
West Virginia $1,692 -$154 -8.3%
Wisconsin $1,276 -$570 -30.9%
Wyoming $1,642 -$204 -11.1%

View Chart as Image

Porsche 718 Cayman insurance rates by U.S. city

Choosing high deductibles can save as much as $830 every year, whereas increasing liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $2,200 to $3,000 extra annually, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 133% more than average. View High Risk Driver Rates

Porsche 718 Cayman Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Porsche 718 Cayman $500 $1,062 $372 $2,092
2023 Porsche 718 Cayman $476 $1,020 $390 $2,044
2022 Porsche 718 Cayman $458 $1,012 $398 $2,026
2021 Porsche 718 Cayman $442 $988 $416 $2,004
2020 Porsche 718 Cayman $426 $946 $430 $1,960
2019 Porsche 718 Cayman $402 $914 $442 $1,916
2018 Porsche 718 Cayman $388 $848 $452 $1,846
2017 Porsche 718 Cayman $372 $798 $456 $1,784

Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Porsche 718 Cayman Insurance

Finding better rates on car insurance takes being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and attention to physical damage deductibles. Make time to compare rates every time your policy renews by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a quick review of the information touched on in this article.

  • It is possible to save around $230 per year just by quoting online in advance
  • Youthful drivers pay the highest auto insurance prices, with premiums being up to $565 per month if full coverage is included
  • Increasing policy deductibles can save around $825 each year
  • Higher risk drivers with a DUI or reckless driving violation may pay on average $2,200 more per year than a low-risk driver
  • Policyholders who purchase more liability protection will pay about $500 annually to raise limits from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Porsche 718 Cayman Insurance Rates by Driver Age
Driver Age Premium
16 $6,776
20 $4,320
30 $1,940
40 $1,846
50 $1,684
60 $1,654

Full coverage, $500 deductibles

Rates by Deductible

Porsche 718 Cayman Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,394
$250 $2,136
$500 $1,846
$1,000 $1,566

Full coverage, driver age 40

Rates by Liability Limit

Porsche 718 Cayman Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,846
50/100 $1,936
100/300 $2,049
250/500 $2,343
100 CSL $1,982
300 CSL $2,230
500 CSL $2,411

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche 718 Cayman Insurance Rates for High Risk Drivers
Age Premium
16 $9,742
20 $6,892
30 $4,146
40 $4,042
50 $3,860
60 $3,830

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $271

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $101
Multi-vehicle $99
Homeowner $26
5-yr Accident Free $149
5-yr Claim Free $123
Paid in Full/EFT $93
Advance Quote $98
Online Quote $135
Total Discounts $824
Rate after discounts $1,022

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles