Porsche 718 Cayman Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 27, 2024
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Average insurance prices for a Porsche 718 Cayman are $1,784 every 12 months for full coverage insurance. Comprehensive insurance costs around $372 a year, collision costs $798, and liability costs around $456. A policy with just liability insurance costs as low as $508 a year, with coverage for high-risk drivers costing $3,906 or more. Teen drivers receive the highest rates at $6,582 a year or more.
Average premium for full coverage: $1,784
Rate estimates for individual coverage type:
Estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and 718 Cayman trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from the cheapest price of $508 for a discount liability-only rate to a high of $3,906 for a policy for a high-risk driver.
Price Range by Location
Where you live can make a big difference on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than larger metro areas.
The diagram below illustrates how your location can change auto insurance rates.
These examples illustrate why it is important to compare prices for a specific zip code and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Porsche 718 Cayman insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $991
- Using higher $1,000 deductibles will save about $1,518 each year
- The average price for a 40-year-old driver using $500 deductibles is $1,784
- Choosing low $100 deductibles for physical damage coverage costs an extra $522 annually
- High-risk insureds with multiple violations and an at-fault accident could pay at least $3,906 or more
- The cost to insure a 16-year-old driver can be $6,582 or more
Insurance rates for a Porsche 718 Cayman can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.
Choosing high deductibles could cut rates by as much as $790 annually, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may pay as low as $1,600 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay as much as $6,500 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying at least $2,100 to $2,900 additional per year, depending on your age. A high-risk auto insurance policy can be from 44% to 131% more than average. View High Risk Driver Rates
Where you live has a huge impact on Porsche 718 Cayman insurance prices. A driver around age 40 might see rates as low as $1,170 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,410 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,614 | -$170 | -9.5% |
| Alaska | $1,370 | -$414 | -23.2% |
| Arizona | $1,480 | -$304 | -17.0% |
| Arkansas | $1,784 | -$0 | 0.0% |
| California | $2,034 | $250 | 14.0% |
| Colorado | $1,706 | -$78 | -4.4% |
| Connecticut | $1,834 | $50 | 2.8% |
| Delaware | $2,018 | $234 | 13.1% |
| Florida | $2,232 | $448 | 25.1% |
| Georgia | $1,648 | -$136 | -7.6% |
| Hawaii | $1,282 | -$502 | -28.1% |
| Idaho | $1,206 | -$578 | -32.4% |
| Illinois | $1,330 | -$454 | -25.4% |
| Indiana | $1,344 | -$440 | -24.7% |
| Iowa | $1,206 | -$578 | -32.4% |
| Kansas | $1,696 | -$88 | -4.9% |
| Kentucky | $2,434 | $650 | 36.4% |
| Louisiana | $2,640 | $856 | 48.0% |
| Maine | $1,102 | -$682 | -38.2% |
| Maryland | $1,470 | -$314 | -17.6% |
| Massachusetts | $1,428 | -$356 | -20.0% |
| Michigan | $3,100 | $1,316 | 73.8% |
| Minnesota | $1,494 | -$290 | -16.3% |
| Mississippi | $2,138 | $354 | 19.8% |
| Missouri | $1,582 | -$202 | -11.3% |
| Montana | $1,918 | $134 | 7.5% |
| Nebraska | $1,404 | -$380 | -21.3% |
| Nevada | $2,138 | $354 | 19.8% |
| New Hampshire | $1,286 | -$498 | -27.9% |
| New Jersey | $1,994 | $210 | 11.8% |
| New Mexico | $1,580 | -$204 | -11.4% |
| New York | $1,880 | $96 | 5.4% |
| North Carolina | $1,028 | -$756 | -42.4% |
| North Dakota | $1,460 | -$324 | -18.2% |
| Ohio | $1,230 | -$554 | -31.1% |
| Oklahoma | $1,832 | $48 | 2.7% |
| Oregon | $1,634 | -$150 | -8.4% |
| Pennsylvania | $1,702 | -$82 | -4.6% |
| Rhode Island | $2,380 | $596 | 33.4% |
| South Carolina | $1,614 | -$170 | -9.5% |
| South Dakota | $1,506 | -$278 | -15.6% |
| Tennessee | $1,562 | -$222 | -12.4% |
| Texas | $2,150 | $366 | 20.5% |
| Utah | $1,322 | -$462 | -25.9% |
| Vermont | $1,222 | -$562 | -31.5% |
| Virginia | $1,068 | -$716 | -40.1% |
| Washington | $1,378 | -$406 | -22.8% |
| West Virginia | $1,634 | -$150 | -8.4% |
| Wisconsin | $1,236 | -$548 | -30.7% |
| Wyoming | $1,590 | -$194 | -10.9% |
With so much variability in rates, the only way to figure out your exact price is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 718 Cayman | $476 | $1,020 | $390 | $2,044 |
| 2023 Porsche 718 Cayman | $458 | $1,012 | $398 | $2,026 |
| 2022 Porsche 718 Cayman | $442 | $988 | $416 | $2,004 |
| 2021 Porsche 718 Cayman | $426 | $946 | $430 | $1,960 |
| 2020 Porsche 718 Cayman | $402 | $914 | $442 | $1,916 |
| 2019 Porsche 718 Cayman | $388 | $848 | $452 | $1,846 |
| 2018 Porsche 718 Cayman | $372 | $798 | $456 | $1,784 |
| 2017 Porsche 718 Cayman | $356 | $716 | $460 | $1,690 |
Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Porsche 718 Cayman Insurance
Saving money on insurance for a Porsche 718 Cayman requires being a good driver, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest the time to shop around every year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following list is a review of the coverage data illustrated above.
- It is possible to save up to $220 per year simply by quoting early and online
- Increasing deductibles could save as much as $800 each year
- Drivers age 16 to 20 are charged the highest rates, costing up to $549 per month if full coverage is included
- Drivers considered higher risk who have several accidents or serious violations may pay on average $2,120 more every year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,582 |
| 20 | $4,170 |
| 30 | $1,872 |
| 40 | $1,784 |
| 50 | $1,628 |
| 60 | $1,600 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,306 |
| $250 | $2,062 |
| $500 | $1,784 |
| $1,000 | $1,518 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,784 |
| 50/100 | $1,875 |
| 100/300 | $1,989 |
| 250/500 | $2,286 |
| 100 CSL | $1,921 |
| 300 CSL | $2,172 |
| 500 CSL | $2,354 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,452 |
| 20 | $6,658 |
| 30 | $4,004 |
| 40 | $3,906 |
| 50 | $3,730 |
| 60 | $3,700 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $98 |
| Multi-vehicle | $96 |
| Homeowner | $25 |
| 5-yr Accident Free | $142 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $89 |
| Advance Quote | $94 |
| Online Quote | $130 |
| Total Discounts | $793 |
Discounts are estimated and may not be available from every company or in every state.
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