Porsche 718 Cayman Insurance Rates

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UPDATED: May 27, 2024

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Average insurance rates for a Porsche 718 Cayman are $1,690 a year for full coverage. Comprehensive costs an estimated $356 each year, collision insurance costs $716, and liability insurance costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs around $3,688. Teen drivers receive the highest rates at up to $6,258 a year.

Average premium for full coverage: $1,690

Rate estimates broken down by individual coverage type:

Comprehensive $356
Collision $716
Liability $460

Rates are based on $500 physical damage insurance deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and 718 Cayman models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from the low end price of $510 for your basic liability-only policy to a high rate of $3,688 for coverage for higher-risk drivers.

Liability Only $510
Full Coverage $1,690
High Risk $3,688

Price Range by Location

Your location has a significant impact on insurance rates. More rural locations tend to have lower incidents of accident claims than larger metro areas. The graphic below illustrates how location helps determine insurance prices.

Rural Areas $1,268
Small Cities $1,775
Large Cities $2,282

These examples show why all drivers should compare rates for a targeted area, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows average Porsche 718 Cayman insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $948
  • Drivers who choose higher $1,000 deductibles will pay approximately $244 a year
  • The estimated price for a 40-year-old driver who has $500 deductibles is $1,690
  • Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $2,166
  • High risk drivers with multiple violations and an at-fault accident could pay up to $3,688
  • The cost that insures a teen driver can cost as much as $6,258 a year

View Chart as Image

Porsche 718 Cayman insurance cost comparison chart
Column chart showing Porsche 718 Cayman insurance rates range from $948 to $6,258 for full coverage

Insurance rates for a Porsche 718 Cayman can also vary considerably based on the trim level and model year, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $2,000 to $2,800 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 45% to 132% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,600 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay at least $6,200 a year. View Rates by Age

Where you live makes a big difference in Porsche 718 Cayman insurance rates. A 40-year-old driver could pay as low as $1,110 a year in states like Iowa, Maine, and Idaho, or as much as $2,410 on average in New York, Louisiana, and Michigan.

Porsche 718 Cayman Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,528 -$162 -9.6%
Alaska $1,296 -$394 -23.3%
Arizona $1,404 -$286 -16.9%
Arkansas $1,690 -$0 0.0%
California $1,926 $236 14.0%
Colorado $1,616 -$74 -4.4%
Connecticut $1,738 $48 2.8%
Delaware $1,914 $224 13.3%
Florida $2,114 $424 25.1%
Georgia $1,562 -$128 -7.6%
Hawaii $1,214 -$476 -28.2%
Idaho $1,144 -$546 -32.3%
Illinois $1,260 -$430 -25.4%
Indiana $1,272 -$418 -24.7%
Iowa $1,140 -$550 -32.5%
Kansas $1,606 -$84 -5.0%
Kentucky $2,306 $616 36.4%
Louisiana $2,502 $812 48.0%
Maine $1,044 -$646 -38.2%
Maryland $1,394 -$296 -17.5%
Massachusetts $1,352 -$338 -20.0%
Michigan $2,936 $1,246 73.7%
Minnesota $1,416 -$274 -16.2%
Mississippi $2,024 $334 19.8%
Missouri $1,500 -$190 -11.2%
Montana $1,816 $126 7.5%
Nebraska $1,332 -$358 -21.2%
Nevada $2,028 $338 20.0%
New Hampshire $1,218 -$472 -27.9%
New Jersey $1,890 $200 11.8%
New Mexico $1,498 -$192 -11.4%
New York $1,782 $92 5.4%
North Carolina $974 -$716 -42.4%
North Dakota $1,384 -$306 -18.1%
Ohio $1,168 -$522 -30.9%
Oklahoma $1,736 $46 2.7%
Oregon $1,548 -$142 -8.4%
Pennsylvania $1,612 -$78 -4.6%
Rhode Island $2,256 $566 33.5%
South Carolina $1,530 -$160 -9.5%
South Dakota $1,426 -$264 -15.6%
Tennessee $1,480 -$210 -12.4%
Texas $2,038 $348 20.6%
Utah $1,252 -$438 -25.9%
Vermont $1,158 -$532 -31.5%
Virginia $1,014 -$676 -40.0%
Washington $1,308 -$382 -22.6%
West Virginia $1,548 -$142 -8.4%
Wisconsin $1,170 -$520 -30.8%
Wyoming $1,508 -$182 -10.8%

View Chart as Image

Porsche 718 Cayman insurance rates by U.S. city

Choosing high deductibles could save up to $720 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

Porsche 718 Cayman Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Porsche 718 Cayman $458 $1,012 $398 $2,026
2023 Porsche 718 Cayman $442 $988 $416 $2,004
2022 Porsche 718 Cayman $426 $946 $430 $1,960
2021 Porsche 718 Cayman $402 $914 $442 $1,916
2020 Porsche 718 Cayman $388 $848 $452 $1,846
2019 Porsche 718 Cayman $372 $798 $456 $1,784
2018 Porsche 718 Cayman $356 $716 $460 $1,690
2017 Porsche 718 Cayman $334 $658 $460 $1,610

Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Porsche 718 Cayman Insurance

Saving money on Porsche 718 Cayman insurance not only requires being a low-risk driver, but also having above-average credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Shop around at least once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a quick review of the primary concepts that were covered in the charts and tables above.

  • Drivers can save approximately $210 per year just by quoting online in advance
  • High-risk drivers with a DUI or reckless driving violation may pay on average $2,000 more annually to insure their 718 Cayman
  • Increasing deductibles can save approximately $725 each year
  • Teen drivers are charged the highest rates, costing as high as $522 per month if full coverage is included

Rates by Driver Age

Porsche 718 Cayman Insurance Rates by Driver Age
Driver Age Premium
16 $6,258
20 $3,934
30 $1,770
40 $1,690
50 $1,544
60 $1,516

Full coverage, $500 deductibles

Rates by Deductible

Porsche 718 Cayman Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,166
$250 $1,944
$500 $1,690
$1,000 $1,446

Full coverage, driver age 40

Rates by Liability Limit

Porsche 718 Cayman Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,690
50/100 $1,782
100/300 $1,897
250/500 $2,196
100 CSL $1,828
300 CSL $2,081
500 CSL $2,265

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche 718 Cayman Insurance Rates for High Risk Drivers
Age Premium
16 $8,970
20 $6,272
30 $3,778
40 $3,688
50 $3,522
60 $3,494

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $244

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $92
Multi-vehicle $90
Homeowner $25
5-yr Accident Free $131
5-yr Claim Free $112
Paid in Full/EFT $82
Advance Quote $87
Online Quote $123
Total Discounts $742
Rate after discounts $948

Discounts are estimated and may not be available from every company or in every state.

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