Porsche 718 Cayman Insurance Rates

The average insurance prices for a Porsche 718 Cayman are $1,784 every 12 months including full coverage. Comprehensive insurance costs an estimated $372 a year, collision costs $798, and liability is estimated at $456. Liability-only insurance costs approximately $508 a year, with high-risk driver insurance costing $3,906 or more. Teenage drivers cost the most to insure at $6,582 a year or more.

Average premium for full coverage: $1,784

Policy rates broken down by type of insurance:

Prices include $500 deductible amounts, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and 718 Cayman trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above highlight why it is important to get quotes for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Porsche 718 Cayman insurance rates for other coverage scenarios.

• The best discount rate is $991
• Choosing higher $1,000 deductibles can save approximately $1,518 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,784
• Using low $100 deductibles for comp and collision coverage costs an extra $522 every year
• Unlucky drivers who are prone to accidents and violations could pay up to $3,906 or more
• Policy cost to insure a teen driver can cost as much as $6,582 each year

View Chart as Image

Auto insurance rates for a Porsche 718 Cayman also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can save as much as $790 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,600 annually on average, or $133 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay at least $6,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $2,100 to $2,900 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Porsche 718 Cayman insurance prices. A good driver about age 40 could pay as low as $1,370 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied.

How to Shop for the Right Porsche 718 Cayman Insurance

Finding cheaper rates on car insurance takes having a good driving record, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Set aside time to compare rates at least once a year by getting quotes from direct car insurance companies, and also from local insurance agencies.

The next list is a quick rundown of the primary concepts that were covered above.

• You may be able to save approximately $220 per year simply by quoting early and online
• Higher risk drivers with reckless driving or DUI convictions may have to pay on average $2,120 more annually to buy Porsche 718 Cayman insurance
• Increasing comprehensive and collision deductibles could save as much as $800 each year
• Drivers age 20 and younger are the costliest to insure, with premiums being up to $549 each month if comprehensive and collision insurance is included