Porsche 718 Cayman Insurance Rates

Estimated insurance rates for a Porsche 718 Cayman are $1,784 a year for full coverage. Comprehensive insurance costs an estimated $372 a year, collision insurance costs $798, and liability is $456. A policy with only liability insurance costs around $508 a year, and a high-risk policy costs $3,906 or more. Teenage drivers pay the most at up to $6,582 a year.

Average premium for full coverage: $1,784

Premium estimates broken down by type of coverage:

These estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and 718 Cayman trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than densely populated cities. The diagram below illustrates how where you live affects insurance prices.

These rate differences show why it is important to compare rates quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Porsche 718 Cayman insurance rates for other coverage scenarios.

• The best discount rate is $991
• Raising to $1,000 deductibles will save approximately $1,518 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,784
• Using low $100 deductibles will cost an additional $522 every year
• At-risk drivers who are prone to accidents and violations could pay up to $3,906
• An auto insurance policy that insures a teen driver can cost as much as $6,582

View Chart as Image

Car insurance prices for a Porsche 718 Cayman also have a wide range based on the trim level of your 718 Cayman, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $2,100 to $2,900 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,600 every 12 months on average, or $133 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $6,500 a year. View Rates by Age

Where you choose to live also has a big influence on Porsche 718 Cayman insurance prices. A middle-age driver might find prices as low as $1,180 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,540 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $790 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheap Porsche 718 Cayman Insurance

Finding better rates on car insurance consists of being a low-risk driver, having a positive credit history, not filing small claims, and possibly higher deductibles. Compare prices at least once a year by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a brief summary of the primary concepts that were touched on in the above illustrations.

• Drivers can save approximately $220 per year just by quoting early and online
• Higher risk drivers that tend to have accidents or serious violations may pay on average $2,120 more annually to insure their 718 Cayman
• Increasing policy deductibles can save approximately $800 each year
• Teen drivers have the highest car insurance prices, as much as $549 per month if full coverage is purchased