Porsche 718 Cayman Insurance Rates

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UPDATED: May 27, 2024

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Average insurance prices for a Porsche 718 Cayman are $1,784 every 12 months with full coverage. Comprehensive insurance costs on average $372 a year, collision costs $798, and liability coverage is $456. Buying just liability costs around $508 a year, with insurance for high-risk drivers costing $3,906 or more. 16-year-old drivers receive the highest rates at $6,582 a year or more.

Average premium for full coverage: $1,784

Rate estimates by individual coverage type:

Comprehensive $372
Collision $798
Liability $456

Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and 718 Cayman trim levels.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range go from the cheapest price of $508 for the bare minimum liability coverage to a high of $3,906 for a driver who has had serious violations or accidents.

Liability Only $508
Full Coverage $1,784
High Risk $3,906

Price Range by Location

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas tend to have more infrequent collision claims than congested cities.

The diagram below illustrates how rural and urban location affects car insurance rates.

Rural Areas $1,338
Small Cities $1,873
Large Cities $2,408

These examples demonstrate why it is important to compare rates quotes based on a specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Porsche 718 Cayman insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $991
  • Raising to $1,000 deductibles will save around $1,518 annually
  • The average price for a 40-year-old driver with $500 deductibles is $1,784
  • Buying low $100 deductibles costs an extra $522 each year
  • Unlucky drivers with multiple tickets or accidents could pay upwards of $3,906 or more
  • The cost to insure a teenage driver may cost $6,582

View Chart as Image

Porsche 718 Cayman insurance cost comparison chart
Column chart showing full coverage Porsche 718 Cayman insurance prices range from $991 to $6,582

Auto insurance rates for a Porsche 718 Cayman can also vary considerably based on policy deductibles and limits, your driving record, and the trim level of your 718 Cayman.

Opting for high physical damage deductibles can reduce rates by up to $790 a year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,600 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $6,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $2,100 to $2,900 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 131% more than the average rate. View High Risk Driver Rates

Where you live also has a big influence on Porsche 718 Cayman insurance rates. A middle-age driver might find rates as low as $1,280 a year in states like New Hampshire, Ohio, and Utah, or at least $2,410 on average in Florida, Michigan, and New York.

Porsche 718 Cayman Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,614 -$170 -9.5%
Alaska $1,370 -$414 -23.2%
Arizona $1,480 -$304 -17.0%
Arkansas $1,784 -$0 0.0%
California $2,034 $250 14.0%
Colorado $1,706 -$78 -4.4%
Connecticut $1,834 $50 2.8%
Delaware $2,018 $234 13.1%
Florida $2,232 $448 25.1%
Georgia $1,648 -$136 -7.6%
Hawaii $1,282 -$502 -28.1%
Idaho $1,206 -$578 -32.4%
Illinois $1,330 -$454 -25.4%
Indiana $1,344 -$440 -24.7%
Iowa $1,206 -$578 -32.4%
Kansas $1,696 -$88 -4.9%
Kentucky $2,434 $650 36.4%
Louisiana $2,640 $856 48.0%
Maine $1,102 -$682 -38.2%
Maryland $1,470 -$314 -17.6%
Massachusetts $1,428 -$356 -20.0%
Michigan $3,100 $1,316 73.8%
Minnesota $1,494 -$290 -16.3%
Mississippi $2,138 $354 19.8%
Missouri $1,582 -$202 -11.3%
Montana $1,918 $134 7.5%
Nebraska $1,404 -$380 -21.3%
Nevada $2,138 $354 19.8%
New Hampshire $1,286 -$498 -27.9%
New Jersey $1,994 $210 11.8%
New Mexico $1,580 -$204 -11.4%
New York $1,880 $96 5.4%
North Carolina $1,028 -$756 -42.4%
North Dakota $1,460 -$324 -18.2%
Ohio $1,230 -$554 -31.1%
Oklahoma $1,832 $48 2.7%
Oregon $1,634 -$150 -8.4%
Pennsylvania $1,702 -$82 -4.6%
Rhode Island $2,380 $596 33.4%
South Carolina $1,614 -$170 -9.5%
South Dakota $1,506 -$278 -15.6%
Tennessee $1,562 -$222 -12.4%
Texas $2,150 $366 20.5%
Utah $1,322 -$462 -25.9%
Vermont $1,222 -$562 -31.5%
Virginia $1,068 -$716 -40.1%
Washington $1,378 -$406 -22.8%
West Virginia $1,634 -$150 -8.4%
Wisconsin $1,236 -$548 -30.7%
Wyoming $1,590 -$194 -10.9%

View Chart as Image

Porsche 718 Cayman insurance rates by U.S. city

With so much variability in rates, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Every auto insurance company utilizes a different rate formula, and quoted rates can be significantly different.

Porsche 718 Cayman Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Porsche 718 Cayman $476 $1,020 $390 $2,044
2023 Porsche 718 Cayman $458 $1,012 $398 $2,026
2022 Porsche 718 Cayman $442 $988 $416 $2,004
2021 Porsche 718 Cayman $426 $946 $430 $1,960
2020 Porsche 718 Cayman $402 $914 $442 $1,916
2019 Porsche 718 Cayman $388 $848 $452 $1,846
2018 Porsche 718 Cayman $372 $798 $456 $1,784
2017 Porsche 718 Cayman $356 $716 $460 $1,690

Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Porsche 718 Cayman Insurance

Saving money on auto insurance consists of not taking risks behind the wheel, having a good credit score, eliminating unnecessary coverage, and taking advantage of discounts. Set aside time to shop around every other policy renewal by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a review of the ideas that were raised in the charts and tables above.

  • Teens are charged the highest rates, with premiums as much as $549 per month if comprehensive and collision insurance is included
  • Drivers who have several accidents or serious violations may pay on average $2,120 more each year for 718 Cayman insurance
  • Increasing deductibles could save as much as $800 each year
  • You may be able to save as much as $220 per year simply by quoting early and online

Rates by Driver Age

Porsche 718 Cayman Insurance Rates by Driver Age
Driver Age Premium
16 $6,582
20 $4,170
30 $1,872
40 $1,784
50 $1,628
60 $1,600

Full coverage, $500 deductibles

Rates by Deductible

Porsche 718 Cayman Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,306
$250 $2,062
$500 $1,784
$1,000 $1,518

Full coverage, driver age 40

Rates by Liability Limit

Porsche 718 Cayman Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,784
50/100 $1,875
100/300 $1,989
250/500 $2,286
100 CSL $1,921
300 CSL $2,172
500 CSL $2,354

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche 718 Cayman Insurance Rates for High Risk Drivers
Age Premium
16 $9,452
20 $6,658
30 $4,004
40 $3,906
50 $3,730
60 $3,700

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $261

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $98
Multi-vehicle $96
Homeowner $25
5-yr Accident Free $142
5-yr Claim Free $119
Paid in Full/EFT $89
Advance Quote $94
Online Quote $130
Total Discounts $793
Rate after discounts $991

Discounts are estimated and may not be available from every company or in every state.

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