Porsche 718 Cayman Insurance Rates
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UPDATED: May 27, 2024
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U.S. average auto insurance rates for a Porsche 718 Cayman are $1,846 annually for full coverage insurance. Comprehensive costs approximately $388 a year, collision insurance costs $848, and liability costs around $452. Buying just liability costs as low as $504 a year, and insurance for high-risk drivers costs around $4,042. Teens pay the highest rates at up to $6,776 a year.
Average premium for full coverage: $1,846
Price estimates by individual coverage:
Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and 718 Cayman trim levels.
Price Range from Low to High
For the average driver, Porsche 718 Cayman insurance prices range from as cheap as $504 for the bare minimum liability coverage to a high of $4,042 for a driver who has had serious violations or accidents.
Geographic Price Range
Where you live can make a big difference on the price of auto insurance. Rural locations have fewer physical damage claims than cities with more traffic congestion. The diagram below illustrates how location impacts auto insurance prices.
The ranges above illustrate why it is important to compare prices using their specific location and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Porsche 718 Cayman insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $1,022
- Using higher $1,000 deductibles will save $1,566 each year
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,846
- Selecting low $100 deductibles for physical damage coverage will cost $2,394
- High-risk insureds with serious driving violations could pay around $4,042
- The price with full coverage for a 16-year-old driver can cost $6,776 or more
Insurance prices for a Porsche 718 Cayman are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.
Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,700 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $6,700 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $2,200 to $3,000 additional each year, depending on your age. A high-risk auto insurance policy can be from 44% to 133% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $830 annually, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Porsche 718 Cayman insurance prices. A driver around age 40 might see prices as low as $1,200 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,490 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,668 | -$178 | -9.6% |
| Alaska | $1,414 | -$432 | -23.4% |
| Arizona | $1,532 | -$314 | -17.0% |
| Arkansas | $1,846 | -$0 | 0.0% |
| California | $2,102 | $256 | 13.9% |
| Colorado | $1,762 | -$84 | -4.6% |
| Connecticut | $1,896 | $50 | 2.7% |
| Delaware | $2,086 | $240 | 13.0% |
| Florida | $2,308 | $462 | 25.0% |
| Georgia | $1,702 | -$144 | -7.8% |
| Hawaii | $1,324 | -$522 | -28.3% |
| Idaho | $1,248 | -$598 | -32.4% |
| Illinois | $1,374 | -$472 | -25.6% |
| Indiana | $1,388 | -$458 | -24.8% |
| Iowa | $1,244 | -$602 | -32.6% |
| Kansas | $1,752 | -$94 | -5.1% |
| Kentucky | $2,516 | $670 | 36.3% |
| Louisiana | $2,730 | $884 | 47.9% |
| Maine | $1,136 | -$710 | -38.5% |
| Maryland | $1,522 | -$324 | -17.6% |
| Massachusetts | $1,476 | -$370 | -20.0% |
| Michigan | $3,204 | $1,358 | 73.6% |
| Minnesota | $1,544 | -$302 | -16.4% |
| Mississippi | $2,210 | $364 | 19.7% |
| Missouri | $1,636 | -$210 | -11.4% |
| Montana | $1,980 | $134 | 7.3% |
| Nebraska | $1,456 | -$390 | -21.1% |
| Nevada | $2,212 | $366 | 19.8% |
| New Hampshire | $1,330 | -$516 | -28.0% |
| New Jersey | $2,060 | $214 | 11.6% |
| New Mexico | $1,634 | -$212 | -11.5% |
| New York | $1,942 | $96 | 5.2% |
| North Carolina | $1,062 | -$784 | -42.5% |
| North Dakota | $1,510 | -$336 | -18.2% |
| Ohio | $1,274 | -$572 | -31.0% |
| Oklahoma | $1,894 | $48 | 2.6% |
| Oregon | $1,688 | -$158 | -8.6% |
| Pennsylvania | $1,760 | -$86 | -4.7% |
| Rhode Island | $2,460 | $614 | 33.3% |
| South Carolina | $1,670 | -$176 | -9.5% |
| South Dakota | $1,556 | -$290 | -15.7% |
| Tennessee | $1,614 | -$232 | -12.6% |
| Texas | $2,222 | $376 | 20.4% |
| Utah | $1,366 | -$480 | -26.0% |
| Vermont | $1,262 | -$584 | -31.6% |
| Virginia | $1,104 | -$742 | -40.2% |
| Washington | $1,424 | -$422 | -22.9% |
| West Virginia | $1,692 | -$154 | -8.3% |
| Wisconsin | $1,276 | -$570 | -30.9% |
| Wyoming | $1,642 | -$204 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 718 Cayman | $500 | $1,062 | $372 | $2,092 |
| 2023 Porsche 718 Cayman | $476 | $1,020 | $390 | $2,044 |
| 2022 Porsche 718 Cayman | $458 | $1,012 | $398 | $2,026 |
| 2021 Porsche 718 Cayman | $442 | $988 | $416 | $2,004 |
| 2020 Porsche 718 Cayman | $426 | $946 | $430 | $1,960 |
| 2019 Porsche 718 Cayman | $402 | $914 | $442 | $1,916 |
| 2018 Porsche 718 Cayman | $388 | $848 | $452 | $1,846 |
| 2017 Porsche 718 Cayman | $372 | $798 | $456 | $1,784 |
Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Porsche 718 Cayman Insurance
Getting lower rates on insurance for a Porsche 718 Cayman requires being safe and accident-free, having good credit, not filing small claims, and consideration of higher deductibles. Spend time shopping around every other policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
Below you'll find a review of the ideas that were touched on above.
- Youthful drivers are the costliest to insure, as much as $565 a month if they have full coverage
- Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $2,200 more per year than a low-risk driver
- Increasing physical damage deductibles could save up to $825 each year
- It is possible to save around $230 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,776 |
| 20 | $4,320 |
| 30 | $1,940 |
| 40 | $1,846 |
| 50 | $1,684 |
| 60 | $1,654 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,394 |
| $250 | $2,136 |
| $500 | $1,846 |
| $1,000 | $1,566 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,846 |
| 50/100 | $1,936 |
| 100/300 | $2,049 |
| 250/500 | $2,343 |
| 100 CSL | $1,982 |
| 300 CSL | $2,230 |
| 500 CSL | $2,411 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,742 |
| 20 | $6,892 |
| 30 | $4,146 |
| 40 | $4,042 |
| 50 | $3,860 |
| 60 | $3,830 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $101 |
| Multi-vehicle | $99 |
| Homeowner | $26 |
| 5-yr Accident Free | $149 |
| 5-yr Claim Free | $123 |
| Paid in Full/EFT | $93 |
| Advance Quote | $98 |
| Online Quote | $135 |
| Total Discounts | $824 |
Discounts are estimated and may not be available from every company or in every state.
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