Porsche 718 Cayman Insurance Rates
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Michelle Robbins
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UPDATED: May 27, 2024
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The average insurance rates for a Porsche 718 Cayman are $1,784 a year for full coverage insurance. Comprehensive costs around $372, collision costs $798, and liability insurance is estimated at $456. A liability-only policy costs approximately $508 a year, with high-risk insurance costing around $3,906. 16-year-old drivers cost the most to insure at $6,582 a year or more.
Average premium for full coverage: $1,784
Policy rates for type of insurance:
Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for different 718 Cayman trim levels.
Price Range Variability
For an average driver, Porsche 718 Cayman insurance rates go from as low as $508 for a discount liability-only rate to a much higher rate of $3,906 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than congested cities.
The price range example below illustrates the effect of geographic area on auto insurance rates.
The examples above illustrate why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Porsche 718 Cayman insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $991
- Choosing higher $1,000 deductibles can save about $266 each year
- The average rate for a good driver age 40 using $500 deductibles is $1,784
- Buying more expensive low deductibles for comp and collision coverage will increase the cost to $2,306
- High-risk insureds with multiple tickets or accidents could pay at least $3,906 or more
- Policy cost for full coverage for a teen driver with full coverage can be $6,582 each year
Car insurance rates for a Porsche 718 Cayman also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.
An older driver with no driving violations and high deductibles could pay as little as $1,600 annually on average, or $133 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $6,500 a year. View Rates by Age
Your home state plays a big part in determining prices for Porsche 718 Cayman insurance rates. A good driver about age 40 could pay as low as $1,170 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,410 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,614 | -$170 | -9.5% |
| Alaska | $1,370 | -$414 | -23.2% |
| Arizona | $1,480 | -$304 | -17.0% |
| Arkansas | $1,784 | -$0 | 0.0% |
| California | $2,034 | $250 | 14.0% |
| Colorado | $1,706 | -$78 | -4.4% |
| Connecticut | $1,834 | $50 | 2.8% |
| Delaware | $2,018 | $234 | 13.1% |
| Florida | $2,232 | $448 | 25.1% |
| Georgia | $1,648 | -$136 | -7.6% |
| Hawaii | $1,282 | -$502 | -28.1% |
| Idaho | $1,206 | -$578 | -32.4% |
| Illinois | $1,330 | -$454 | -25.4% |
| Indiana | $1,344 | -$440 | -24.7% |
| Iowa | $1,206 | -$578 | -32.4% |
| Kansas | $1,696 | -$88 | -4.9% |
| Kentucky | $2,434 | $650 | 36.4% |
| Louisiana | $2,640 | $856 | 48.0% |
| Maine | $1,102 | -$682 | -38.2% |
| Maryland | $1,470 | -$314 | -17.6% |
| Massachusetts | $1,428 | -$356 | -20.0% |
| Michigan | $3,100 | $1,316 | 73.8% |
| Minnesota | $1,494 | -$290 | -16.3% |
| Mississippi | $2,138 | $354 | 19.8% |
| Missouri | $1,582 | -$202 | -11.3% |
| Montana | $1,918 | $134 | 7.5% |
| Nebraska | $1,404 | -$380 | -21.3% |
| Nevada | $2,138 | $354 | 19.8% |
| New Hampshire | $1,286 | -$498 | -27.9% |
| New Jersey | $1,994 | $210 | 11.8% |
| New Mexico | $1,580 | -$204 | -11.4% |
| New York | $1,880 | $96 | 5.4% |
| North Carolina | $1,028 | -$756 | -42.4% |
| North Dakota | $1,460 | -$324 | -18.2% |
| Ohio | $1,230 | -$554 | -31.1% |
| Oklahoma | $1,832 | $48 | 2.7% |
| Oregon | $1,634 | -$150 | -8.4% |
| Pennsylvania | $1,702 | -$82 | -4.6% |
| Rhode Island | $2,380 | $596 | 33.4% |
| South Carolina | $1,614 | -$170 | -9.5% |
| South Dakota | $1,506 | -$278 | -15.6% |
| Tennessee | $1,562 | -$222 | -12.4% |
| Texas | $2,150 | $366 | 20.5% |
| Utah | $1,322 | -$462 | -25.9% |
| Vermont | $1,222 | -$562 | -31.5% |
| Virginia | $1,068 | -$716 | -40.1% |
| Washington | $1,378 | -$406 | -22.8% |
| West Virginia | $1,634 | -$150 | -8.4% |
| Wisconsin | $1,236 | -$548 | -30.7% |
| Wyoming | $1,590 | -$194 | -10.9% |
Opting for high physical damage deductibles can save as much as $790 each year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $2,100 to $2,900 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 131% more than the average rate. View High Risk Driver Rates
Because rates have so much variability, the only way to figure out your exact price is to compare rates from as many companies as possible. Each auto insurer utilizes a different rate formula, so rate quotes will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 718 Cayman | $476 | $1,020 | $390 | $2,044 |
| 2023 Porsche 718 Cayman | $458 | $1,012 | $398 | $2,026 |
| 2022 Porsche 718 Cayman | $442 | $988 | $416 | $2,004 |
| 2021 Porsche 718 Cayman | $426 | $946 | $430 | $1,960 |
| 2020 Porsche 718 Cayman | $402 | $914 | $442 | $1,916 |
| 2019 Porsche 718 Cayman | $388 | $848 | $452 | $1,846 |
| 2018 Porsche 718 Cayman | $372 | $798 | $456 | $1,784 |
| 2017 Porsche 718 Cayman | $356 | $716 | $460 | $1,690 |
Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Porsche 718 Cayman Insurance
Finding cheaper rates on Porsche 718 Cayman insurance takes having a decent driving record, having above-average credit, being claim-free, and qualifying for all possible discounts. Take the time to compare rates every year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The following items are a brief review of the coverage data covered in the above illustrations.
- It is possible to save up to $220 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles can save around $800 each year
- 16 to 18-year-old drivers are the costliest to insure, possibly costing $549 each month if full coverage is included
- High-risk drivers with DUI or reckless driving convictions may pay on average $2,120 more every year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,582 |
| 20 | $4,170 |
| 30 | $1,872 |
| 40 | $1,784 |
| 50 | $1,628 |
| 60 | $1,600 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,306 |
| $250 | $2,062 |
| $500 | $1,784 |
| $1,000 | $1,518 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,784 |
| 50/100 | $1,875 |
| 100/300 | $1,989 |
| 250/500 | $2,286 |
| 100 CSL | $1,921 |
| 300 CSL | $2,172 |
| 500 CSL | $2,354 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,452 |
| 20 | $6,658 |
| 30 | $4,004 |
| 40 | $3,906 |
| 50 | $3,730 |
| 60 | $3,700 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $98 |
| Multi-vehicle | $96 |
| Homeowner | $25 |
| 5-yr Accident Free | $142 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $89 |
| Advance Quote | $94 |
| Online Quote | $130 |
| Total Discounts | $793 |
Discounts are estimated and may not be available from every company or in every state.
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