Porsche 718 Cayman Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 27, 2024
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Estimated auto insurance rates for a Porsche 718 Cayman are $1,784 annually for full coverage insurance. Comprehensive costs approximately $372, collision insurance costs $798, and liability is estimated at $456. Liability-only coverage costs approximately $508 a year, and high-risk coverage costs around $3,906. Teens pay the most at up to $6,582 a year.
Average premium for full coverage: $1,784
Premium estimates by type of coverage:
Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for all 718 Cayman models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Porsche 718 Cayman range from as cheap as $508 for basic liability insurance to the much higher price of $3,906 for a policy for a high-risk driver.
Insurance Price Range by Location
Living in a larger city can have significant affects on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on auto insurance prices.
These rate differences illustrate why everyone should get quotes using their specific location and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average Porsche 718 Cayman insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $991
- Choosing higher $1,000 deductibles can save $266 each year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,784
- Selecting pricier low deductibles for comp and collision coverage will cost $2,306
- Unlucky drivers with serious driving violations could pay around $3,906
- An auto insurance policy with full coverage for a teen driver for full coverage can cost $6,582 each year
Insurance prices for a Porsche 718 Cayman also have a wide range based on the model of your 718 Cayman, your risk profile, and physical damage deductibles and liability limits.
A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,600 annually on average, or $133 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $6,500 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying anywhere from $2,100 to $2,900 extra annually, depending on your age. Porsche 718 Cayman insurance for high-risk drivers ranges as much as 44% to 131% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $790 every year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $411 more per year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Porsche 718 Cayman insurance prices. A good driver about age 40 could pay as low as $1,170 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,410 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,614 | -$170 | -9.5% |
| Alaska | $1,370 | -$414 | -23.2% |
| Arizona | $1,480 | -$304 | -17.0% |
| Arkansas | $1,784 | -$0 | 0.0% |
| California | $2,034 | $250 | 14.0% |
| Colorado | $1,706 | -$78 | -4.4% |
| Connecticut | $1,834 | $50 | 2.8% |
| Delaware | $2,018 | $234 | 13.1% |
| Florida | $2,232 | $448 | 25.1% |
| Georgia | $1,648 | -$136 | -7.6% |
| Hawaii | $1,282 | -$502 | -28.1% |
| Idaho | $1,206 | -$578 | -32.4% |
| Illinois | $1,330 | -$454 | -25.4% |
| Indiana | $1,344 | -$440 | -24.7% |
| Iowa | $1,206 | -$578 | -32.4% |
| Kansas | $1,696 | -$88 | -4.9% |
| Kentucky | $2,434 | $650 | 36.4% |
| Louisiana | $2,640 | $856 | 48.0% |
| Maine | $1,102 | -$682 | -38.2% |
| Maryland | $1,470 | -$314 | -17.6% |
| Massachusetts | $1,428 | -$356 | -20.0% |
| Michigan | $3,100 | $1,316 | 73.8% |
| Minnesota | $1,494 | -$290 | -16.3% |
| Mississippi | $2,138 | $354 | 19.8% |
| Missouri | $1,582 | -$202 | -11.3% |
| Montana | $1,918 | $134 | 7.5% |
| Nebraska | $1,404 | -$380 | -21.3% |
| Nevada | $2,138 | $354 | 19.8% |
| New Hampshire | $1,286 | -$498 | -27.9% |
| New Jersey | $1,994 | $210 | 11.8% |
| New Mexico | $1,580 | -$204 | -11.4% |
| New York | $1,880 | $96 | 5.4% |
| North Carolina | $1,028 | -$756 | -42.4% |
| North Dakota | $1,460 | -$324 | -18.2% |
| Ohio | $1,230 | -$554 | -31.1% |
| Oklahoma | $1,832 | $48 | 2.7% |
| Oregon | $1,634 | -$150 | -8.4% |
| Pennsylvania | $1,702 | -$82 | -4.6% |
| Rhode Island | $2,380 | $596 | 33.4% |
| South Carolina | $1,614 | -$170 | -9.5% |
| South Dakota | $1,506 | -$278 | -15.6% |
| Tennessee | $1,562 | -$222 | -12.4% |
| Texas | $2,150 | $366 | 20.5% |
| Utah | $1,322 | -$462 | -25.9% |
| Vermont | $1,222 | -$562 | -31.5% |
| Virginia | $1,068 | -$716 | -40.1% |
| Washington | $1,378 | -$406 | -22.8% |
| West Virginia | $1,634 | -$150 | -8.4% |
| Wisconsin | $1,236 | -$548 | -30.7% |
| Wyoming | $1,590 | -$194 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 718 Cayman | $476 | $1,020 | $390 | $2,044 |
| 2023 Porsche 718 Cayman | $458 | $1,012 | $398 | $2,026 |
| 2022 Porsche 718 Cayman | $442 | $988 | $416 | $2,004 |
| 2021 Porsche 718 Cayman | $426 | $946 | $430 | $1,960 |
| 2020 Porsche 718 Cayman | $402 | $914 | $442 | $1,916 |
| 2019 Porsche 718 Cayman | $388 | $848 | $452 | $1,846 |
| 2018 Porsche 718 Cayman | $372 | $798 | $456 | $1,784 |
| 2017 Porsche 718 Cayman | $356 | $716 | $460 | $1,690 |
Rates are averaged for all Porsche 718 Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Porsche 718 Cayman Insurance
Finding better rates on car insurance takes being a good driver, having a good credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to compare rates every year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.
The following list is a brief review of the coverage data covered in the above illustrations.
- It is possible to save around $220 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles could save up to $800 each year
- Drivers age 16 to 20 are expensive to insure, with premiums being up to $549 per month including comprehensive and collision insurance
- Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $2,120 more per year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,582 |
| 20 | $4,170 |
| 30 | $1,872 |
| 40 | $1,784 |
| 50 | $1,628 |
| 60 | $1,600 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,306 |
| $250 | $2,062 |
| $500 | $1,784 |
| $1,000 | $1,518 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,784 |
| 50/100 | $1,875 |
| 100/300 | $1,989 |
| 250/500 | $2,286 |
| 100 CSL | $1,921 |
| 300 CSL | $2,172 |
| 500 CSL | $2,354 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,452 |
| 20 | $6,658 |
| 30 | $4,004 |
| 40 | $3,906 |
| 50 | $3,730 |
| 60 | $3,700 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $98 |
| Multi-vehicle | $96 |
| Homeowner | $25 |
| 5-yr Accident Free | $142 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $89 |
| Advance Quote | $94 |
| Online Quote | $130 |
| Total Discounts | $793 |
Discounts are estimated and may not be available from every company or in every state.
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