Porsche 718 Boxster Insurance Rates

The average insurance rates for a Porsche 718 Boxster are $1,546 a year with full coverage. Comprehensive insurance costs around $346, collision insurance costs $674, and liability costs around $390. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs $3,366 or more. Teen drivers cost the most to insure at up to $5,640 a year.

Average premium for full coverage: $1,546

Policy rates for type of insurance:

Full coverage includes $500 physical damage deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and for different 718 Boxster trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than larger metro areas. The price range example below illustrates how your location can change auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Porsche 718 Boxster insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $865
• Using higher $1,000 deductibles will save about $230 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,546
• Choosing more expensive low deductibles for physical damage coverage will cost an additional $452 every year
• Drivers with multiple violations and an at-fault accident could pay at least $3,366
• Policy cost that insures a teen driver with full coverage can be $5,640 or more

Insurance rates for a Porsche 718 Boxster also range considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,800 to $2,500 extra every year, depending on your age. High-risk driver insurance can be as much as 44% to 130% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay as much as $5,600 a year. View Rates by Age

Your home state has a huge impact on Porsche 718 Boxster insurance prices. A driver around age 40 might see rates as low as $1,110 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,090 on average in Florida, Michigan, and New York.

Choosing high deductibles could cut rates by as much as $690 every year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

How to Find More Affordable Porsche 718 Boxster Insurance

Finding cheaper rates on car insurance requires being a safe and courteous driver, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Shop around at every policy renewal by requesting rates from direct companies, and also from your local independent and exclusive agents.

Below is a summary of the data illustrated above.

• Policyholders who may need higher levels of liability will pay about $430 every year to increase from a 30/60 limit to the 250/500 level
• You may be able to save up to $190 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $675 each year
• Teenage drivers pay higher rates, as much as $470 each month if full coverage is included