Porsche 718 Boxster Insurance Rates

The average insurance rates for a Porsche 718 Boxster are $1,546 a year including full coverage. Comprehensive insurance costs an estimated $346 a year, collision costs $674, and liability coverage is $390. Liability-only coverage costs around $438 a year, with high-risk coverage costing $3,366 or more. Teenage drivers cost the most to insure at $5,640 a year or more.

Average premium for full coverage: $1,546

Policy rates broken down by type of insurance:

Includes $500 physical damage deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and 718 Boxster trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference location can make on insurance prices.

The examples above highlight why it is important to compare rates quotes for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Porsche 718 Boxster insurance rates for other coverage scenarios.

• The best discount rate is $865
• Raising to $1,000 deductibles will save approximately $1,316 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,546
• Using low $100 deductibles will cost an extra $452 each year
• Unlucky drivers who are prone to accidents and violations could pay up to $3,366 or more
• Policy cost for full coverage for a teenage driver can cost as much as $5,640

Insurance rates for a Porsche 718 Boxster also range considerably based on your risk profile, the model of your 718 Boxster, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may only pay around $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $5,600 a year. View Rates by Age

Your home state also has a big influence on Porsche 718 Boxster insurance rates. A middle-age driver might find rates as low as $1,190 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,210 on average in Louisiana, New York, and Michigan.

Using high physical damage deductibles can reduce rates by up to $690 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,800 to $2,500 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 130% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate rates, and rates will be varied from one company to the next.

How to Find the Cheapest Porsche 718 Boxster Insurance

Finding cheaper rates on auto insurance consists of being a safe and courteous driver, having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Make time to compare rates at least every other year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below is a recap of the car insurance concepts touched on in this article.

• Drivers that have major violations or accidents may pay on average $1,820 more annually for auto insurance
• You may be able to save approximately $190 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $675 each year
• Consumers who want higher levels of liability will pay an extra $430 per year to raise from a 30/60 limit to 250/500 limits