Pontiac G3 Insurance Rates
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UPDATED: May 12, 2022
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Estimated insurance rates for a Pontiac G3 are $950 a year including full coverage. Comprehensive costs around $134, collision insurance costs $184, and liability coverage is $474. A policy with only liability insurance costs around $522 a year, and a high-risk policy costs around $2,046. 16-year-old drivers pay the most at up to $3,904 a year.
Average premium for full coverage: $950
Premium estimates for type of coverage:
Estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all G3 models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Pontiac G3 range from as low as $522 for the bare minimum liability coverage to the much higher price of $2,046 for coverage for higher-risk drivers.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities. The example below illustrates how where you live affects auto insurance rates.
These rate differences highlight why everyone should compare rates quotes for a specific zip code and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Pontiac G3 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $581
- Raising to $1,000 deductibles will save about $72 every year
- The average rate for a 40-year-old good driver using $500 deductibles is $950
- Buying pricier low deductibles will increase the cost to $1,086
- Unlucky drivers with multiple tickets or accidents could pay at least $2,046
- An auto insurance policy for full coverage for a teenage driver for full coverage can be $3,904
Car insurance prices for a Pontiac G3 also have a wide range based on your driving characteristics, the model of your G3, and deductibles and policy limits.
A more mature driver with no driving violations and high deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged as much as $3,900 a year. View Rates by Age
Where you choose to live also has a big influence on Pontiac G3 insurance rates. A middle-age driver might find prices as low as $730 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,360 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $858 | -$92 | -9.7% |
| Alaska | $726 | -$224 | -23.6% |
| Arizona | $786 | -$164 | -17.3% |
| Arkansas | $950 | -$0 | 0.0% |
| California | $1,082 | $132 | 13.9% |
| Colorado | $908 | -$42 | -4.4% |
| Connecticut | $976 | $26 | 2.7% |
| Delaware | $1,074 | $124 | 13.1% |
| Florida | $1,188 | $238 | 25.1% |
| Georgia | $876 | -$74 | -7.8% |
| Hawaii | $682 | -$268 | -28.2% |
| Idaho | $640 | -$310 | -32.6% |
| Illinois | $706 | -$244 | -25.7% |
| Indiana | $712 | -$238 | -25.1% |
| Iowa | $640 | -$310 | -32.6% |
| Kansas | $902 | -$48 | -5.1% |
| Kentucky | $1,294 | $344 | 36.2% |
| Louisiana | $1,404 | $454 | 47.8% |
| Maine | $586 | -$364 | -38.3% |
| Maryland | $782 | -$168 | -17.7% |
| Massachusetts | $758 | -$192 | -20.2% |
| Michigan | $1,648 | $698 | 73.5% |
| Minnesota | $794 | -$156 | -16.4% |
| Mississippi | $1,136 | $186 | 19.6% |
| Missouri | $840 | -$110 | -11.6% |
| Montana | $1,020 | $70 | 7.4% |
| Nebraska | $748 | -$202 | -21.3% |
| Nevada | $1,138 | $188 | 19.8% |
| New Hampshire | $682 | -$268 | -28.2% |
| New Jersey | $1,060 | $110 | 11.6% |
| New Mexico | $840 | -$110 | -11.6% |
| New York | $1,000 | $50 | 5.3% |
| North Carolina | $546 | -$404 | -42.5% |
| North Dakota | $778 | -$172 | -18.1% |
| Ohio | $654 | -$296 | -31.2% |
| Oklahoma | $974 | $24 | 2.5% |
| Oregon | $868 | -$82 | -8.6% |
| Pennsylvania | $906 | -$44 | -4.6% |
| Rhode Island | $1,264 | $314 | 33.1% |
| South Carolina | $858 | -$92 | -9.7% |
| South Dakota | $800 | -$150 | -15.8% |
| Tennessee | $830 | -$120 | -12.6% |
| Texas | $1,142 | $192 | 20.2% |
| Utah | $702 | -$248 | -26.1% |
| Vermont | $652 | -$298 | -31.4% |
| Virginia | $568 | -$382 | -40.2% |
| Washington | $734 | -$216 | -22.7% |
| West Virginia | $868 | -$82 | -8.6% |
| Wisconsin | $656 | -$294 | -30.9% |
| Wyoming | $846 | -$104 | -10.9% |
Opting for high physical damage deductibles can reduce prices by up to $210 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying at least $1,100 to $1,600 extra annually, depending on your age. Pontiac G3 insurance for high-risk drivers is expensive and can cost around 41% to 129% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Pontiac G3 | $134 | $184 | $474 | $950 |
Rates are averaged for all Pontiac G3 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Pontiac G3 Insurance
Finding better rates on auto insurance consists of having a decent driving record, having above-average credit, refrain from filing small claims, and consideration of higher deductibles. Take the time to comparison shop at least once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following items are a review of the primary concepts that were touched on in the above illustrations.
- You may be able to save up to $100 per year just by quoting online well ahead of the renewal date
- Drivers who have several accidents or serious violations pay on average $1,100 more every year than a driver with a clean driving record
- Increasing policy deductibles can save around $200 each year
- 16 to 18-year-old drivers are the costliest to insure, with the cost nearing $325 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,904 |
| 20 | $2,180 |
| 30 | $960 |
| 40 | $950 |
| 50 | $872 |
| 60 | $854 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,086 |
| $250 | $1,024 |
| $500 | $950 |
| $1,000 | $878 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $950 |
| 50/100 | $1,045 |
| 100/300 | $1,163 |
| 250/500 | $1,471 |
| 100 CSL | $1,092 |
| 300 CSL | $1,353 |
| 500 CSL | $1,543 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,490 |
| 20 | $3,480 |
| 30 | $2,058 |
| 40 | $2,046 |
| 50 | $1,960 |
| 60 | $1,938 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $52 |
| Homeowner | $17 |
| 5-yr Accident Free | $56 |
| 5-yr Claim Free | $59 |
| Paid in Full/EFT | $33 |
| Advance Quote | $41 |
| Online Quote | $63 |
| Total Discounts | $369 |
Discounts are estimated and may not be available from every company or in every state.
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