Pontiac G3 Insurance Rates
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UPDATED: May 12, 2022
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Average insurance rates for a Pontiac G3 are $950 a year including full coverage. Comprehensive costs an estimated $134 a year, collision insurance costs $184, and liability insurance is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs around $2,046. Teenage drivers receive the highest rates at up to $3,904 a year.
Average premium for full coverage: $950
Rate estimates broken down by individual coverage type:
Estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and G3 trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as low as $522 for the bare minimum liability coverage to a high of $2,046 for coverage for higher-risk drivers.
Price Range by Location
Living in a larger city has a significant impact on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates how where you live affects insurance prices.
These examples highlight why it is important to get quotes for a targeted area and risk profile, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Pontiac G3 insurance rates for other coverage scenarios.
- The best discount rate is $581
- Choosing higher $1,000 deductibles can save approximately $878 every year
- The average rate for a 40-year-old driver who has $500 deductibles is $950
- Using low $100 deductibles for comp and collision coverage will increase the cost to $1,086
- High-risk insureds who are prone to accidents and violations could pay up to $2,046
- The cost for full coverage for a teen driver can cost as much as $3,904 each year
Insurance rates for a Pontiac G3 can also vary considerably based on your driver profile, the model of your G3, and liability limits and deductibles.
Older drivers with a clean driving record and high deductibles could pay as little as $900 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $3,900 a year. View Rates by Age
Where you live plays a big part in determining prices for Pontiac G3 insurance rates. A good driver about age 40 could pay as low as $730 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,360 on average in Louisiana, New York, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Using high physical damage deductibles can save as much as $210 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying $1,100 to $1,600 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 41% to 129% more than a normal policy. View High Risk Driver Rates
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2009 Pontiac G3||$134||$184||$474||$950|
Rates are averaged for all Pontiac G3 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Pontiac G3 Insurance
Saving money on Pontiac G3 insurance takes being a safe and courteous driver, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop at least once a year by quoting rates from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.
Below is a review of the primary concepts that were touched on in the above illustrations.
- You may be able to save approximately $100 per year just by quoting early and online
- High-risk drivers who have several accidents or serious violations may pay on average $1,100 more annually for auto insurance
- Increasing deductibles can save around $200 each year
- Teenage drivers are charged the highest rates, as much as $325 per month for full coverage
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$56|
|5-yr Claim Free||$59|
|Paid in Full/EFT||$33|
Discounts are estimated and may not be available from every company or in every state.