Pontiac G3 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 12, 2022

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Average insurance rates for a Pontiac G3 are $950 a year including full coverage. Comprehensive costs an estimated $134 a year, collision insurance costs $184, and liability insurance is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs around $2,046. Teenage drivers receive the highest rates at up to $3,904 a year.

Average premium for full coverage: $950

Rate estimates broken down by individual coverage type:

Comprehensive $134
Collision $184
Liability $474

Estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and G3 trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as low as $522 for the bare minimum liability coverage to a high of $2,046 for coverage for higher-risk drivers.

Liability Only $522
Full Coverage $950
High Risk $2,046

Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates how where you live affects insurance prices.

Rural Areas $713
Small Cities $998
Large Cities $1,283

These examples highlight why it is important to get quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Pontiac G3 insurance rates for other coverage scenarios.

  • The best discount rate is $581
  • Choosing higher $1,000 deductibles can save approximately $878 every year
  • The average rate for a 40-year-old driver who has $500 deductibles is $950
  • Using low $100 deductibles for comp and collision coverage will increase the cost to $1,086
  • High-risk insureds who are prone to accidents and violations could pay up to $2,046
  • The cost for full coverage for a teen driver can cost as much as $3,904 each year

View Chart as Image

Pontiac G3 insurance cost comparison chart
Column chart showing Pontiac G3 insurance rates range from $581 to $3,904 for full coverage

Insurance rates for a Pontiac G3 can also vary considerably based on your driver profile, the model of your G3, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles could pay as little as $900 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $3,900 a year. View Rates by Age

Where you live plays a big part in determining prices for Pontiac G3 insurance rates. A good driver about age 40 could pay as low as $730 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,360 on average in Louisiana, New York, and Michigan.

Pontiac G3 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $858 -$92 -9.7%
Alaska $726 -$224 -23.6%
Arizona $786 -$164 -17.3%
Arkansas $950 -$0 0.0%
California $1,082 $132 13.9%
Colorado $908 -$42 -4.4%
Connecticut $976 $26 2.7%
Delaware $1,074 $124 13.1%
Florida $1,188 $238 25.1%
Georgia $876 -$74 -7.8%
Hawaii $682 -$268 -28.2%
Idaho $640 -$310 -32.6%
Illinois $706 -$244 -25.7%
Indiana $712 -$238 -25.1%
Iowa $640 -$310 -32.6%
Kansas $902 -$48 -5.1%
Kentucky $1,294 $344 36.2%
Louisiana $1,404 $454 47.8%
Maine $586 -$364 -38.3%
Maryland $782 -$168 -17.7%
Massachusetts $758 -$192 -20.2%
Michigan $1,648 $698 73.5%
Minnesota $794 -$156 -16.4%
Mississippi $1,136 $186 19.6%
Missouri $840 -$110 -11.6%
Montana $1,020 $70 7.4%
Nebraska $748 -$202 -21.3%
Nevada $1,138 $188 19.8%
New Hampshire $682 -$268 -28.2%
New Jersey $1,060 $110 11.6%
New Mexico $840 -$110 -11.6%
New York $1,000 $50 5.3%
North Carolina $546 -$404 -42.5%
North Dakota $778 -$172 -18.1%
Ohio $654 -$296 -31.2%
Oklahoma $974 $24 2.5%
Oregon $868 -$82 -8.6%
Pennsylvania $906 -$44 -4.6%
Rhode Island $1,264 $314 33.1%
South Carolina $858 -$92 -9.7%
South Dakota $800 -$150 -15.8%
Tennessee $830 -$120 -12.6%
Texas $1,142 $192 20.2%
Utah $702 -$248 -26.1%
Vermont $652 -$298 -31.4%
Virginia $568 -$382 -40.2%
Washington $734 -$216 -22.7%
West Virginia $868 -$82 -8.6%
Wisconsin $656 -$294 -30.9%
Wyoming $846 -$104 -10.9%

View Chart as Image

Pontiac G3 insurance rates by U.S. city

Using high physical damage deductibles can save as much as $210 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,100 to $1,600 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 41% to 129% more than a normal policy. View High Risk Driver Rates

Pontiac G3 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Pontiac G3 $134 $184 $474 $950

Rates are averaged for all Pontiac G3 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Pontiac G3 Insurance

Saving money on Pontiac G3 insurance takes being a safe and courteous driver, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop at least once a year by quoting rates from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

Below is a review of the primary concepts that were touched on in the above illustrations.

  • You may be able to save approximately $100 per year just by quoting early and online
  • High-risk drivers who have several accidents or serious violations may pay on average $1,100 more annually for auto insurance
  • Increasing deductibles can save around $200 each year
  • Teenage drivers are charged the highest rates, as much as $325 per month for full coverage

Rates by Driver Age

Pontiac G3 Insurance Rates by Driver Age
Driver Age Premium
16 $3,904
20 $2,180
30 $960
40 $950
50 $872
60 $854

Full coverage, $500 deductibles

Rates by Deductible

Pontiac G3 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,086
$250 $1,024
$500 $950
$1,000 $878

Full coverage, driver age 40

Rates by Liability Limit

Pontiac G3 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $950
50/100 $1,045
100/300 $1,163
250/500 $1,471
100 CSL $1,092
300 CSL $1,353
500 CSL $1,543

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac G3 Insurance Rates for High Risk Drivers
Age Premium
16 $5,490
20 $3,480
30 $2,058
40 $2,046
50 $1,960
60 $1,938

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $128

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $52
Homeowner $17
5-yr Accident Free $56
5-yr Claim Free $59
Paid in Full/EFT $33
Advance Quote $41
Online Quote $63
Total Discounts $369
Rate after discounts $581

Discounts are estimated and may not be available from every company or in every state.

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