Pontiac G3 Insurance Rates

The average insurance rates for a Pontiac G3 are $1,222 a year for full coverage insurance. Comprehensive costs around $254, collision insurance costs $438, and liability costs $372. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs around $2,634. Teen drivers cost the most to insure at up to $4,604 a year.

Average premium for full coverage: $1,222

Policy rates for type of insurance:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and for all G3 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than larger metro areas. The example below illustrates how where you live affects auto insurance rates.

The examples above illustrate why everyone should compare rates for a specific zip code, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Pontiac G3 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $714
• Drivers who choose higher $1,000 deductibles will pay about $158 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,222
• Choosing pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,524
• Drivers with multiple violations and an at-fault accident could pay at least $2,634
• Policy cost that insures a 16-year-old driver for full coverage can be $4,604 a year

View Chart as Image

Insurance rates for a Pontiac G3 also range considerably based on the model of your G3, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,400 to $2,000 additional every year, depending on your age. Pontiac G3 insurance for high-risk drivers can cost from 43% to 128% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,600 a year. View Rates by Age

Your home state makes a big difference in Pontiac G3 insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,650 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $460 annually, whereas buying more liability protection will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Pontiac G3 Insurance

Finding cheaper rates on insurance for a Pontiac G3 not only requires avoiding accidents and claims, but also having a good credit score, being claim-free, and deciding if full coverage is necessary. Shop around at every policy renewal by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

The points below are a review of the data touched on in the above illustrations.

• Insureds who may need increased liability limits will pay about $410 annually to go from a 30/60 limit to the 250/500 level
• It is possible to save up to $140 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• Drivers under the age of 20 are charged the highest rates, possibly costing $384 each month if comprehensive and collision insurance is included