Pontiac G3 Insurance Rates

Average insurance prices for a Pontiac G3 are $1,222 every 12 months for full coverage insurance. Comprehensive costs around $254 each year, collision insurance costs $438, and liability insurance costs $372. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs around $2,634. Teenage drivers receive the highest rates at up to $4,604 a year.

Average premium for full coverage: $1,222

Rate estimates for individual coverage type:

Rate estimates include $500 deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and G3 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance rates.

These examples illustrate why all drivers should compare rates for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Pontiac G3 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $714
• Drivers who choose higher $1,000 deductibles will pay about $158 each year
• The average price for a 40-year-old driver using $500 deductibles is $1,222
• Using low deductibles for comprehensive and collision insurance increases the price to $1,524
• High risk drivers who are prone to accidents and violations could pay at least $2,634
• The cost to insure a teen driver can be $4,604 a year

View Chart as Image

Car insurance rates for a Pontiac G3 can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles could save up to $460 each year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $4,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Pontiac G3 insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,650 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for the Best Pontiac G3 Insurance

Saving money on Pontiac G3 insurance not only requires not taking risks behind the wheel, but also maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around every year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a brief recap of the coverage data raised in the charts and tables above.

• It is possible to save up to $140 per year just by quoting online in advance
• Increasing deductibles could save as much as $450 each year
• Teens are the costliest to insure, costing up to $384 per month if the policy includes full coverage
• High-risk drivers who tend to receive serious violations may pay on average $1,410 more every year for G3 insurance