Pontiac G3 Insurance Rates

The average insurance prices for a Pontiac G3 are $1,222 every 12 months for full coverage. Comprehensive costs approximately $254, collision insurance costs $438, and liability coverage is estimated at $372. Buying just liability costs approximately $438 a year, and insurance for high-risk drivers costs around $2,634. Teen drivers cost the most to insure at up to $4,604 a year.

Average premium for full coverage: $1,222

Policy rates by type of insurance:

Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different G3 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural locations are shown to have more infrequent accident claims than larger metro areas. The price range example below illustrates how location impacts auto insurance prices.

The examples above show why anyone shopping for car insurance should get quotes using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Pontiac G3 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $714
• Choosing higher $1,000 deductibles can save $158 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,222
• Choosing more expensive low deductibles for comp and collision coverage increases the price to $1,524
• Drivers with multiple violations and an at-fault accident could pay around $2,634
• Policy cost to insure a teenage driver with full coverage can cost $4,604 each year

View Chart as Image

Insurance rates for a Pontiac G3 also range considerably based on liability limits and deductibles, your driver profile, and the model of your G3.

Choosing high deductibles can save as much as $460 a year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance ranges around 43% to 128% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Pontiac G3 insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Iowa, Maine, and Idaho, or as much as $1,740 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for Cheaper Pontiac G3 Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around every couple of years by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a condensed summary of the material that was touched on above.

• Consumers who purchase more liability coverage will pay about $410 each year to raise limits from a 30/60 limit to a 250/500 level
• Teen drivers are expensive to insure, costing up to $384 each month if they have full coverage
• Drivers with multiple at-fault accidents may pay on average $1,410 more per year to insure their G3
• Increasing comprehensive and collision deductibles could save as much as $450 each year