Pontiac G3 Insurance Rates

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UPDATED: Jun 4, 2023

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Estimated auto insurance rates for a Pontiac G3 are $1,222 annually for full coverage insurance. Comprehensive costs approximately $254 each year, collision insurance costs $438, and liability insurance is estimated at $372. A liability-only policy costs approximately $438 a year, and high-risk insurance costs around $2,634. Teenage drivers pay the most at up to $4,604 a year.

Average premium for full coverage: $1,222

Premium estimates by type of coverage:

Comprehensive $254
Collision $438
Liability $372

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and G3 models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Pontiac G3 range from as cheap as $438 for your basic liability-only policy to a high rate of $2,634 for a driver required to buy high-risk insurance.

Liability Only $438
Full Coverage $1,222
High Risk $2,634

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $917
Small Cities $1,283
Large Cities $1,650

These rate differences illustrate why all drivers should get quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates average Pontiac G3 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $714
  • Choosing higher $1,000 deductibles can save $158 each year
  • The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,222
  • Using low deductibles for comp and collision coverage will cost $1,524
  • High-risk insureds who are prone to accidents and violations could pay around $2,634
  • An auto insurance policy with full coverage for a teen driver can cost $4,604 each year

View Chart as Image

Pontiac G3 insurance cost comparison chart
Column chart showing Pontiac G3 insurance rates range from $714 to $4,604 for full coverage

Auto insurance prices for a Pontiac G3 also have a wide range based on the model of your G3, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,400 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $460 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $335 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Pontiac G3 insurance rates. A good driver about age 40 could pay as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,650 on average in Florida, New York, and Michigan.

Pontiac G3 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,104 -$118 -9.7%
Alaska $938 -$284 -23.2%
Arizona $1,014 -$208 -17.0%
Arkansas $1,222 -$0 0.0%
California $1,392 $170 13.9%
Colorado $1,168 -$54 -4.4%
Connecticut $1,256 $34 2.8%
Delaware $1,384 $162 13.3%
Florida $1,530 $308 25.2%
Georgia $1,128 -$94 -7.7%
Hawaii $878 -$344 -28.2%
Idaho $826 -$396 -32.4%
Illinois $910 -$312 -25.5%
Indiana $918 -$304 -24.9%
Iowa $824 -$398 -32.6%
Kansas $1,162 -$60 -4.9%
Kentucky $1,668 $446 36.5%
Louisiana $1,808 $586 48.0%
Maine $754 -$468 -38.3%
Maryland $1,008 -$214 -17.5%
Massachusetts $978 -$244 -20.0%
Michigan $2,124 $902 73.8%
Minnesota $1,022 -$200 -16.4%
Mississippi $1,464 $242 19.8%
Missouri $1,082 -$140 -11.5%
Montana $1,312 $90 7.4%
Nebraska $966 -$256 -20.9%
Nevada $1,466 $244 20.0%
New Hampshire $880 -$342 -28.0%
New Jersey $1,366 $144 11.8%
New Mexico $1,082 -$140 -11.5%
New York $1,288 $66 5.4%
North Carolina $704 -$518 -42.4%
North Dakota $1,000 -$222 -18.2%
Ohio $842 -$380 -31.1%
Oklahoma $1,256 $34 2.8%
Oregon $1,120 -$102 -8.3%
Pennsylvania $1,168 -$54 -4.4%
Rhode Island $1,630 $408 33.4%
South Carolina $1,108 -$114 -9.3%
South Dakota $1,032 -$190 -15.5%
Tennessee $1,072 -$150 -12.3%
Texas $1,472 $250 20.5%
Utah $906 -$316 -25.9%
Vermont $836 -$386 -31.6%
Virginia $732 -$490 -40.1%
Washington $946 -$276 -22.6%
West Virginia $1,120 -$102 -8.3%
Wisconsin $848 -$374 -30.6%
Wyoming $1,090 -$132 -10.8%

View Chart as Image

Pontiac G3 insurance rates by U.S. city
Pontiac G3 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Pontiac G3 $122 $150 $468 $898

Rates are averaged for all Pontiac G3 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Pontiac G3 Insurance

Finding better rates on Pontiac G3 insurance takes having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and possibly higher deductibles. Set aside time to compare rates at every policy renewal by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The following items are a summary of the data covered above.

  • Drivers who purchase additional liability coverage will pay an extra $410 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits
  • It is possible to save around $140 per year just by quoting online in advance
  • Increasing policy deductibles could save up to $450 each year
  • 16 to 18-year-old drivers have the highest car insurance prices, with premiums being up to $384 per month if full coverage is included

Rates by Driver Age

Pontiac G3 Insurance Rates by Driver Age
Driver Age Premium
16 $4,604
20 $2,814
30 $1,270
40 $1,222
50 $1,116
60 $1,094

Full coverage, $500 deductibles

Rates by Deductible

Pontiac G3 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,524
$250 $1,386
$500 $1,222
$1,000 $1,064

Full coverage, driver age 40

Rates by Liability Limit

Pontiac G3 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,222
50/100 $1,296
100/300 $1,389
250/500 $1,631
100 CSL $1,334
300 CSL $1,538
500 CSL $1,687

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac G3 Insurance Rates for High Risk Drivers
Age Premium
16 $6,544
20 $4,468
30 $2,686
40 $2,634
50 $2,514
60 $2,490

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $63
Homeowner $18
5-yr Accident Free $87
5-yr Claim Free $78
Paid in Full/EFT $54
Advance Quote $59
Online Quote $85
Total Discounts $508
Rate after discounts $714

Discounts are estimated and may not be available from every company or in every state.

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