Pontiac G3 Insurance Rates

Average insurance rates for a Pontiac G3 are $1,222 a year with full coverage. Comprehensive costs an estimated $254 a year, collision insurance costs $438, and liability costs $372. A policy with just liability insurance costs as little as $438 a year, and coverage for high-risk drivers costs around $2,634. Teens receive the highest rates at up to $4,604 a year.

Average premium for full coverage: $1,222

Rate estimates broken down by individual coverage type:

Includes $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and G3 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on car insurance rates. More rural locations tend to have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates how location helps determine insurance prices.

These examples demonstrate why it is important to compare rates for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Pontiac G3 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $714
• Drivers who choose higher $1,000 deductibles will pay approximately $1,064 annually
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,222
• Selecting low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,524
• Drivers with serious driving violations could pay up to $2,634
• The cost that insures a 16-year-old driver can cost as much as $4,604 a year

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Insurance rates for a Pontiac G3 can also vary considerably based on the trim level of your G3, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy can cost from 43% to 128% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,600 a year. View Rates by Age

Where you live makes a big difference in Pontiac G3 insurance prices. A 40-year-old driver could pay as low as $880 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,650 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $460 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Pontiac G3 Insurance

Saving money on insurance for a Pontiac G3 not only requires being safe and accident-free, but also having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Compare rates at least every other year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a recap of the car insurance concepts covered in the charts and tables above.

• Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,410 more annually than a low-risk driver
• You may be able to save approximately $140 per year just by quoting early and online
• Increasing deductibles can save approximately $450 each year
• Insureds who want more liability protection will pay approximately $410 every year to go from a minimum limit to the 250/500 level