Pontiac G3 Insurance Rates

The average insurance rates for a Pontiac G3 are $1,222 a year for full coverage. Comprehensive insurance costs on average $254, collision insurance costs $438, and liability insurance costs around $372. Liability-only insurance costs as low as $438 a year, and high-risk driver insurance costs $2,634 or more. Teenage drivers cost the most to insure at up to $4,604 a year.

Average premium for full coverage: $1,222

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different G3 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above show why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Pontiac G3 insurance rates for different risk profiles and scenarios.

• The best discount rate is $714
• Using higher $1,000 deductibles will save around $158 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,222
• Using more expensive low deductibles for physical damage coverage will cost an extra $302 a year
• Drivers who are prone to accidents and violations could pay upwards of $2,634
• Policy cost for full coverage for a teen driver with full coverage may cost $4,604 or more

View Chart as Image

Auto insurance rates for a Pontiac G3 also range considerably based on your risk profile, the trim level of your G3, and policy deductibles and limits.

An older driver with a good driving record and high deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $4,600 a year. View Rates by Age

Your home state has a huge impact on Pontiac G3 insurance rates. A driver around age 40 might see rates as low as $810 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,740 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $460 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $335 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,400 to $2,000 in extra premium every year, depending on your age. High-risk driver insurance can be anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cheap Pontiac G3 Insurance

Finding cheaper rates on Pontiac G3 insurance requires avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates every couple of years by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The points below are a quick review of the material that was covered above.

• Drivers who require increased liability limits will pay an extra $410 each year to increase from a 30/60 limit to 250/500 limits
• Drivers under the age of 20 are charged the highest rates, costing up to $384 each month if they have full coverage
• High-risk drivers with a DUI or reckless driving violation will pay on average $1,410 more each year to insure a Pontiac G3
• Increasing comprehensive and collision deductibles can save around $450 each year