Pontiac G3 Insurance Rates

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UPDATED: Jun 4, 2023

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U.S. average insurance rates for a Pontiac G3 are $1,222 a year with full coverage. Comprehensive insurance costs around $254, collision costs $438, and liability coverage is estimated at $372. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing $2,634 or more. 16-year-old drivers pay the highest rates at $4,604 a year or more.

Average premium for full coverage: $1,222

Price estimates for individual coverage:

Comprehensive $254
Collision $438
Liability $372

Full coverage includes $500 deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for different G3 trim levels.

Price Range from Low to High

For a driver in their 40's, Pontiac G3 insurance prices go from the low end price of $438 for just liability insurance to a much higher rate of $2,634 for a policy for a high-risk driver.

Liability Only $438
Full Coverage $1,222
High Risk $2,634

Geographic Price Range

Living in a larger city has a large influence on insurance rates. Areas with sparse population have lower incidents of collision claims than congested cities.

The price range example below illustrates how location helps determine auto insurance rates.

Rural Areas $917
Small Cities $1,283
Large Cities $1,650

The ranges above demonstrate why anyone shopping for car insurance should get quotes for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated Pontiac G3 insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $714
  • Choosing higher $1,000 deductibles can save about $158 annually
  • The estimated price for the average middle-age driver using $500 deductibles is $1,222
  • Buying more expensive low deductibles for comp and collision coverage will cost an additional $302 each year
  • Drivers with multiple tickets or accidents could pay at least $2,634 or more
  • The price that insures a teenage driver with full coverage can be $4,604 each year

View Chart as Image

Pontiac G3 insurance cost comparison chart
Column chart showing full coverage Pontiac G3 insurance prices range from $714 to $4,604

Auto insurance prices for a Pontiac G3 are also quite variable based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,400 to $2,000 in extra premium each year, depending on your age. High-risk driver insurance ranges around 43% to 128% more than the average rate. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for Pontiac G3 insurance rates. A good driver about age 40 could pay as low as $880 a year in states like New Hampshire, Ohio, and Utah, or at least $1,650 on average in Florida, Michigan, and New York.

Pontiac G3 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,104 -$118 -9.7%
Alaska $938 -$284 -23.2%
Arizona $1,014 -$208 -17.0%
Arkansas $1,222 -$0 0.0%
California $1,392 $170 13.9%
Colorado $1,168 -$54 -4.4%
Connecticut $1,256 $34 2.8%
Delaware $1,384 $162 13.3%
Florida $1,530 $308 25.2%
Georgia $1,128 -$94 -7.7%
Hawaii $878 -$344 -28.2%
Idaho $826 -$396 -32.4%
Illinois $910 -$312 -25.5%
Indiana $918 -$304 -24.9%
Iowa $824 -$398 -32.6%
Kansas $1,162 -$60 -4.9%
Kentucky $1,668 $446 36.5%
Louisiana $1,808 $586 48.0%
Maine $754 -$468 -38.3%
Maryland $1,008 -$214 -17.5%
Massachusetts $978 -$244 -20.0%
Michigan $2,124 $902 73.8%
Minnesota $1,022 -$200 -16.4%
Mississippi $1,464 $242 19.8%
Missouri $1,082 -$140 -11.5%
Montana $1,312 $90 7.4%
Nebraska $966 -$256 -20.9%
Nevada $1,466 $244 20.0%
New Hampshire $880 -$342 -28.0%
New Jersey $1,366 $144 11.8%
New Mexico $1,082 -$140 -11.5%
New York $1,288 $66 5.4%
North Carolina $704 -$518 -42.4%
North Dakota $1,000 -$222 -18.2%
Ohio $842 -$380 -31.1%
Oklahoma $1,256 $34 2.8%
Oregon $1,120 -$102 -8.3%
Pennsylvania $1,168 -$54 -4.4%
Rhode Island $1,630 $408 33.4%
South Carolina $1,108 -$114 -9.3%
South Dakota $1,032 -$190 -15.5%
Tennessee $1,072 -$150 -12.3%
Texas $1,472 $250 20.5%
Utah $906 -$316 -25.9%
Vermont $836 -$386 -31.6%
Virginia $732 -$490 -40.1%
Washington $946 -$276 -22.6%
West Virginia $1,120 -$102 -8.3%
Wisconsin $848 -$374 -30.6%
Wyoming $1,090 -$132 -10.8%

View Chart as Image

Pontiac G3 insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $460 a year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $335 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out your exact price is to compare prices and see how they stack up. Each auto insurer utilizes a different rate formula, and quoted prices may be quite different.

Pontiac G3 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Pontiac G3 $120 $146 $460 $884

Rates are averaged for all Pontiac G3 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Pontiac G3 Insurance

Getting lower rates on auto insurance takes not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Comparison shop every year by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

The following is a summary of the coverage data covered in the charts and tables above.

  • You may be able to save up to $140 per year simply by shopping early and online
  • Increasing physical damage deductibles can save approximately $450 each year
  • Teens are expensive to insure, costing up to $384 a month if the policy includes full coverage
  • Drivers who have multiple accidents or major violations may pay on average $1,410 more every year for G3 insurance

Rates by Driver Age

Pontiac G3 Insurance Rates by Driver Age
Driver Age Premium
16 $4,604
20 $2,814
30 $1,270
40 $1,222
50 $1,116
60 $1,094

Full coverage, $500 deductibles

Rates by Deductible

Pontiac G3 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,524
$250 $1,386
$500 $1,222
$1,000 $1,064

Full coverage, driver age 40

Rates by Liability Limit

Pontiac G3 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,222
50/100 $1,296
100/300 $1,389
250/500 $1,631
100 CSL $1,334
300 CSL $1,538
500 CSL $1,687

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac G3 Insurance Rates for High Risk Drivers
Age Premium
16 $6,544
20 $4,468
30 $2,686
40 $2,634
50 $2,514
60 $2,490

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $63
Homeowner $18
5-yr Accident Free $87
5-yr Claim Free $78
Paid in Full/EFT $54
Advance Quote $59
Online Quote $85
Total Discounts $508
Rate after discounts $714

Discounts are estimated and may not be available from every company or in every state.

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