Pontiac G3 Insurance Rates

The average insurance prices for a Pontiac G3 are $1,222 every 12 months with full coverage. Comprehensive costs approximately $254 a year, collision insurance costs $438, and liability coverage costs around $372. Liability-only insurance costs as low as $438 a year, and high-risk driver insurance costs around $2,634. 16-year-old drivers cost the most to insure at up to $4,604 a year.

Average premium for full coverage: $1,222

Policy rates by type of insurance:

Includes $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and G3 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Rural locations are shown to have more infrequent collision claims than congested cities. The diagram below illustrates how geographic area affects auto insurance prices.

The examples above demonstrate why it is important to compare prices using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Pontiac G3 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $714
• Using higher $1,000 deductibles will save $1,064 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,222
• Buying low $100 deductibles for physical damage coverage increases the price to $1,524
• Higher-risk drivers with multiple tickets or accidents could pay around $2,634
• Policy cost to insure a teenage driver can cost $4,604 or more

View Chart as Image

Auto insurance rates for a Pontiac G3 also range considerably based on liability limits and deductibles, your driving record, and the model of your G3.

Opting for high physical damage deductibles could cut rates by as much as $460 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $335 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,400 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy can be around 43% to 128% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Pontiac G3 insurance rates. A driver around age 40 might see rates as low as $880 a year in states like Utah, Ohio, and New Hampshire, or at least $1,650 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for the Cheapest Pontiac G3 Insurance

Finding cheaper rates on auto insurance requires being a safe and courteous driver, having a good credit score, not filing small claims, and possibly higher deductibles. Invest the time to compare rates at least every other year by obtaining price quotes from direct companies, and also from insurance agencies where you live.

Below is a recap of the car insurance concepts presented in the illustrations above.

• Drivers that have major violations or accidents could be forced to pay on average $1,410 more per year for auto insurance
• You may be able to save around $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $450 each year
• Consumers who purchase higher levels of liability will pay around $410 every year to increase from a 30/60 limit to a 250/500 level