Pontiac G3 Insurance Rates

The average insurance prices for a Pontiac G3 are $1,222 every 12 months for full coverage insurance. Comprehensive insurance costs around $254 each year, collision insurance costs $438, and liability costs around $372. A liability-only policy costs as low as $438 a year, and high-risk insurance costs $2,634 or more. Teenage drivers cost the most to insure at up to $4,604 a year.

Average premium for full coverage: $1,222

Policy rates for type of insurance:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and G3 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance rates.

The examples above illustrate why all drivers should compare prices for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Pontiac G3 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $714
• Using higher $1,000 deductibles will save about $158 each year
• The average price for a good driver age 40 using $500 deductibles is $1,222
• Using low deductibles for physical damage coverage costs an extra $302 annually
• High-risk insureds who are prone to accidents and violations could pay at least $2,634
• Policy cost to insure a 16-year-old driver can be $4,604 or more

View Chart as Image

Car insurance rates for a Pontiac G3 also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $460 annually, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can be from 43% to 128% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Pontiac G3 insurance prices. A driver around age 40 might see rates as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,650 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for the Right Pontiac G3 Insurance

Finding cheaper rates on insurance for a Pontiac G3 requires being safe and accident-free, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Make time to compare rates at least once a year by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

Below you'll find a quick rundown of the primary concepts that were touched on in this article.

• It is possible to save up to $140 per year just by quoting online in advance
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,410 more every year than a low-risk driver
• Increasing comprehensive and collision deductibles could save as much as $450 each year
• Youthful drivers are the costliest to insure, possibly costing $384 each month if the policy includes full coverage