Pontiac G3 Insurance Rates

U.S. average insurance rates for a Pontiac G3 are $1,222 a year for full coverage. Comprehensive insurance costs around $254 each year, collision insurance costs $438, and liability insurance is estimated at $372. A policy with just liability insurance costs approximately $438 a year, and coverage for high-risk drivers costs $2,634 or more. Teens pay the highest rates at up to $4,604 a year.

Average premium for full coverage: $1,222

Price estimates for individual coverage:

These estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and G3 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance rates.

The ranges above show why all drivers should get quotes for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Pontiac G3 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $714
• Choosing higher $1,000 deductibles can save about $158 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,222
• Selecting low deductibles for comp and collision coverage will cost an extra $302 a year
• High-risk insureds with serious driving violations could pay at least $2,634
• The price for full coverage for a teen driver can be $4,604 each year

View Chart as Image

Insurance prices for a Pontiac G3 are also quite variable based on your driving record, the trim level of your G3, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay as much as $4,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for Pontiac G3 insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,740 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $460 each year, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 128% more than the average policy. View High Risk Driver Rates

How to Find Cheap Pontiac G3 Insurance

Getting lower rates on Pontiac G3 insurance takes having a decent driving record, maintaining good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Invest time comparing rates every other policy renewal by quoting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following items are a brief summary of the ideas that were covered in the charts and tables above.

• 16 to 18-year-old drivers pay higher prices, with premiums as much as $384 a month for full coverage
• High-risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,410 more every year than a driver with a clean driving record
• Increasing physical damage deductibles can save around $450 each year
• Drivers can save up to $140 per year just by quoting online in advance