Nissan Z Insurance Rates

U.S. average insurance rates for a Nissan Z are $1,592 a year for full coverage insurance. Comprehensive insurance costs approximately $432 each year, collision insurance costs $686, and liability costs around $338. Liability-only coverage costs as low as $394 a year, and high-risk coverage costs $3,412 or more. Teenage drivers pay the highest rates at up to $5,566 a year.

Average premium for full coverage: $1,592

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and Z models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of auto insurance. Rural locations have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance prices.

The ranges above illustrate why all drivers should compare prices using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Nissan Z insurance rates for additional coverage and risk scenarios.

• The best discount rate is $905
• Using higher $1,000 deductibles will save $256 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,592
• Using low deductibles for physical damage coverage will cost an additional $488 every year
• Drivers who are prone to accidents and violations could pay around $3,412
• The price that insures a teen driver can cost $5,566 or more

View Chart as Image

Auto insurance prices for a Nissan Z are also quite variable based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,800 to $2,500 in extra premium each year, depending on your age. Insurance for high-risk drivers can be as much as 45% to 127% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,500 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,500 a year. View Rates by Age

The state you live in has a huge impact on Nissan Z insurance prices. A driver around age 40 might see prices as low as $1,040 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,150 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $750 every year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $304 extra every year. View Rates by Deductible or Liability Limit

How to Find More Affordable Nissan Z Insurance

Getting lower rates on car insurance requires being a good driver, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Compare prices at every policy renewal by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The following list is a summary of the data touched on in this article.

• Policyholders who purchase an increased level of liability coverage will pay an extra $370 annually to increase from a low limit to the 250/500 level
• It is possible to save around $200 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $750 each year
• Drivers age 16 to 20 have the highest car insurance prices, as much as $464 a month if the policy includes full coverage