Nissan Z Insurance Rates

Average auto insurance rates for a Nissan Z are $1,608 annually with full coverage. Comprehensive costs on average $450, collision insurance costs $690, and liability coverage is estimated at $332. Buying just liability costs approximately $388 a year, and insurance for high-risk drivers costs around $3,438. Teenage drivers receive the highest rates at up to $5,580 a year.

Average premium for full coverage: $1,608

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for all Z models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on auto insurance rates. Rural areas tend to have fewer collision claims than densely populated cities. The example below illustrates how geographic area affects car insurance rates.

These examples demonstrate why everyone should get quotes based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Nissan Z insurance rates for different risk profiles and scenarios.

• The best discount rate is $915
• Choosing higher $1,000 deductibles can save around $260 annually
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,608
• Using pricier low deductibles for comp and collision coverage will cost $2,106
• Drivers who are prone to accidents and violations could pay upwards of $3,438
• The cost with full coverage for a teenage driver for full coverage may cost $5,580 each year

View Chart as Image

Auto insurance rates for a Nissan Z can also vary considerably based on the trim level of your Z, your driving record, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,500 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay upwards of $5,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,900 to $2,500 in extra premium per year, depending on your age. Nissan Z insurance for high-risk drivers ranges around 45% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $760 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $299 extra every year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Nissan Z insurance rates. A good driver about age 40 could pay as low as $1,160 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,170 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy Cheap Nissan Z Insurance

Saving money on auto insurance takes avoiding accidents and claims, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest the time to compare rates at least once a year by obtaining price quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The points below are a brief summary of the primary concepts that were presented in the illustrations above.

• You may be able to save as much as $200 per year just by quoting online well ahead of the renewal date
• Drivers that tend to have accidents or serious violations pay an average of $1,830 more each year to insure a Nissan Z
• Increasing deductibles could save up to $750 each year
• Drivers under the age of 20 are charged the highest rates, with premiums as much as $465 per month if full coverage is included