Nissan Z Insurance Rates

The average auto insurance rates for a Nissan Z are $1,592 annually for full coverage. Comprehensive costs an estimated $432, collision insurance costs $686, and liability insurance is estimated at $338. A liability-only policy costs approximately $394 a year, and high-risk insurance costs around $3,412. 16-year-old drivers cost the most to insure at up to $5,566 a year.

Average premium for full coverage: $1,592

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for all Z models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on insurance rates. More rural locations are shown to have fewer accident claims than congested cities. The example below illustrates the difference between rural and urban areas on insurance prices.

The examples above show why everyone should get quotes for a targeted area and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Nissan Z insurance rates for other coverage scenarios.

• The best full coverage rate is $905
• Choosing higher $1,000 deductibles can save approximately $256 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,592
• Buying pricier low deductibles for comp and collision coverage will cost $2,080
• High-risk insureds with multiple tickets or accidents could pay up to $3,412
• Policy cost with full coverage for a teen driver for full coverage can cost as much as $5,566 each year

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Car insurance rates for a Nissan Z also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles could pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $5,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,800 to $2,500 extra every year, depending on your age. Nissan Z insurance for high-risk drivers ranges anywhere from 45% to 127% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $750 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Nissan Z insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like Iowa, Maine, and Idaho, or at least $2,270 on average in New York, Louisiana, and Michigan.

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How to Buy Cheap Nissan Z Insurance

Finding cheaper rates on Nissan Z insurance takes being a good driver, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Set aside time to compare rates every year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a brief summary of the coverage data covered above.

• Drivers can save approximately $200 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $750 each year
• Drivers age 16 to 20 have the highest car insurance rates, costing up to $464 each month if comprehensive and collision insurance is included
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,820 more annually than a safer driver