Nissan Z Insurance Rates

Average insurance rates for a Nissan Z are $1,592 a year for full coverage insurance. Comprehensive insurance costs an estimated $432 a year, collision insurance costs $686, and liability coverage costs $338. Liability-only coverage costs as little as $394 a year, and high-risk coverage costs $3,412 or more. Teenage drivers receive the highest rates at up to $5,566 a year.

Average premium for full coverage: $1,592

Rate estimates broken down by individual coverage type:

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Z trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how location helps determine insurance prices.

These examples illustrate why it is important to compare rates for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Nissan Z insurance rates for other coverage scenarios.

• The best discount rate is $905
• Drivers who choose higher $1,000 deductibles will pay approximately $1,336 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,592
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $488 each year
• High-risk insureds who are prone to accidents and violations could pay up to $3,412
• The cost that insures a teenage driver can cost as much as $5,566 a year

View Chart as Image

Car insurance rates for a Nissan Z can also vary considerably based on the trim level of your Z, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,800 to $2,500 extra per year, depending on your age. A high-risk auto insurance policy can cost around 45% to 127% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,500 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $5,500 a year. View Rates by Age

Where you live makes a big difference in Nissan Z insurance rates. A 40-year-old driver could pay as low as $1,040 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,150 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $750 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $304 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find More Affordable Nissan Z Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also having a positive credit history, avoid buying unnecessary coverage, and possibly higher deductibles. Compare prices every other policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below you'll find a summary of the ideas that were covered in the charts and tables above.

• Youthful drivers have the highest car insurance rates, costing up to $464 per month if full coverage is purchased
• Drivers who have multiple accidents or major violations may have to pay on average $1,820 more annually than a low-risk driver
• Increasing deductibles can save approximately $750 each year
• It is possible to save approximately $200 per year just by quoting early and online