Nissan Z Insurance Rates

Average insurance rates for a Nissan Z are $1,608 a year including full coverage. Comprehensive costs an estimated $450 each year, collision insurance costs $690, and liability insurance costs around $332. Buying just liability costs as low as $388 a year, and insurance for high-risk drivers costs around $3,438. Teenage drivers receive the highest rates at up to $5,580 a year.

Average premium for full coverage: $1,608

Rate estimates broken down by individual coverage type:

Full coverage includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Z models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference location can make on insurance prices.

These examples highlight why all drivers should compare prices for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Nissan Z insurance rates for other coverage scenarios.

• The best discount rate is $915
• Using higher $1,000 deductibles will save approximately $260 every year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,608
• Using low deductibles for physical damage coverage will increase the cost to $2,106
• Drivers who are prone to accidents and violations could pay up to $3,438
• The cost for full coverage for a teen driver can cost as much as $5,580 or more

View Chart as Image

Auto insurance rates for a Nissan Z can also vary considerably based on your driver profile, the model of your Z, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles could pay as little as $1,500 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $5,500 a year. View Rates by Age

Where you live has a huge impact on Nissan Z insurance rates. A driver around age 40 might see rates as low as $1,230 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,290 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $760 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $299 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,900 to $2,500 in extra premium per year, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 133% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Nissan Z Insurance

Saving money on Nissan Z insurance requires being a low-risk driver, having good credit, not filing small claims, and consideration of higher deductibles. Make time to compare rates every year by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The items below are a summary of the coverage data touched on in this article.

• You may be able to save approximately $200 per year just by quoting online in advance
• Increasing deductibles can save around $750 each year
• Teen drivers are the costliest to insure, as much as $465 per month if they have full coverage
• High-risk drivers who have multiple accidents or major violations may pay on average $1,830 more annually to insure their Z