Nissan Z Insurance Rates

Average insurance rates for a Nissan Z are $1,592 a year with full coverage. Comprehensive insurance costs approximately $432, collision insurance costs $686, and liability coverage is $338. A policy with just liability insurance costs around $394 a year, and coverage for high-risk drivers costs $3,412 or more. 16-year-old drivers receive the highest rates at up to $5,566 a year.

Average premium for full coverage: $1,592

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for different Z trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. Rural locations tend to have a lower frequency of collision claims than congested cities. The price range example below illustrates how location helps determine auto insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Nissan Z insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $905
• Raising to $1,000 deductibles will save $256 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,592
• Buying more expensive low deductibles will cost an extra $488 each year
• Unlucky drivers with multiple tickets or accidents could pay around $3,412
• The cost for full coverage for a teenage driver with full coverage can cost $5,566

View Chart as Image

Insurance rates for a Nissan Z can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,500 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $5,500 a year. View Rates by Age

Where you live also has a big influence on Nissan Z insurance rates. A middle-age driver might find rates as low as $1,150 a year in states like Utah, Ohio, and New Hampshire, or at least $2,150 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $750 a year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $304 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,800 to $2,500 additional per year, depending on your age. High-risk driver insurance is expensive and can cost around 45% to 127% more than the average rate. View High Risk Driver Rates

How to Find Affordable Nissan Z Insurance

Saving money on auto insurance consists of being safe and accident-free, having a good credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates once a year by requesting quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

Below you'll find a brief review of the data that was covered in the charts and tables above.

• You may be able to save around $200 per year just by shopping early and online
• Consumers who purchase more liability protection will pay around $370 every year to raise from a minimum limit to 250/500 limits
• Youthful drivers are the costliest to insure, with premiums as much as $464 per month including comprehensive and collision insurance
• Drivers with DUI or reckless driving convictions pay on average $1,820 more per year than a low-risk driver