Nissan Z Insurance Rates

Average insurance rates for a Nissan Z are $1,592 a year including full coverage. Comprehensive costs around $432 each year, collision insurance costs $686, and liability insurance is $338. A liability-only policy costs around $394 a year, and high-risk insurance costs around $3,412. Teen drivers receive the highest rates at up to $5,566 a year.

Average premium for full coverage: $1,592

Rate estimates for individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Z models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates how location helps determine auto insurance rates.

These examples highlight why all drivers should compare rates quotes for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Nissan Z insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $905
• Raising to $1,000 deductibles will save about $256 every year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,592
• Choosing low deductibles bumps up the cost to $2,080
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $3,412
• The cost that insures a teen driver can be $5,566

View Chart as Image

Insurance rates for a Nissan Z can also vary considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,800 to $2,500 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 45% to 127% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,500 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay as much as $5,500 a year. View Rates by Age

Where you live also has a big influence on Nissan Z insurance rates. A middle-age driver might find rates as low as $1,220 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,270 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can reduce rates by up to $750 each year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $304 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Nissan Z Insurance

Saving money on Nissan Z insurance consists of avoiding accidents and violations, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Shop around at least once a year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a brief recap of the primary concepts that were covered in the charts and tables above.

• You may be able to save up to $200 per year just by quoting online in advance
• High-risk drivers who tend to receive serious violations may have to pay on average $1,820 more every year for car insurance
• Increasing deductibles can save approximately $750 each year
• Teenagers pay higher rates, as much as $464 per month if full coverage is included