Nissan Z Insurance Rates

Average insurance rates for a Nissan Z are $1,592 a year for full coverage insurance. Comprehensive costs approximately $432, collision insurance costs $686, and liability is estimated at $338. Liability-only coverage costs approximately $394 a year, and high-risk coverage costs around $3,412. Teenage drivers receive the highest rates at up to $5,566 a year.

Average premium for full coverage: $1,592

Rate estimates by individual coverage type:

Prices are based on $500 deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for all Z models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates the difference between rural and urban areas on auto insurance prices.

These examples illustrate why everyone should get quotes using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Nissan Z insurance rates for additional coverage and risk scenarios.

• The best discount rate is $905
• Choosing higher $1,000 deductibles can save $256 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,592
• Using pricier low deductibles for comp and collision coverage will increase the cost to $2,080
• Unlucky drivers who are prone to accidents and violations could pay around $3,412
• The cost for full coverage for a teen driver for full coverage can cost $5,566 each year

View Chart as Image

Car insurance rates for a Nissan Z can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,500 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged in the ballpark of $5,500 a year. View Rates by Age

Where you live plays a big part in determining prices for Nissan Z insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,150 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $750 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $304 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,800 to $2,500 extra per year, depending on your age. Nissan Z insurance for high-risk drivers ranges as much as 45% to 127% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Nissan Z Insurance

Saving money on car insurance takes not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Set aside time to compare rates at every policy renewal by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following is a brief review of the data covered above.

• Policyholders who purchase higher liability limits will pay an extra $370 annually to raise limits from a minimum limit to 250/500 limits
• It is possible to save around $200 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save around $750 each year
• Teens pay the highest auto insurance rates, costing up to $464 per month if full coverage is included