Nissan Z Insurance Rates

The average insurance prices for a Nissan Z are $1,608 every 12 months for full coverage insurance. Comprehensive costs around $450 each year, collision insurance costs $690, and liability coverage is estimated at $332. A liability-only policy costs approximately $388 a year, and high-risk insurance costs around $3,438. Teen drivers cost the most to insure at up to $5,580 a year.

Average premium for full coverage: $1,608

Policy rates for type of insurance:

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Z models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than larger metro areas. The graphic below illustrates how location impacts auto insurance rates.

The examples above illustrate why all drivers should get quotes for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Nissan Z insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $915
• Choosing higher $1,000 deductibles can save about $260 each year
• The average price for a good driver age 40 using $500 deductibles is $1,608
• Choosing low deductibles for comp and collision coverage increases the price to $2,106
• Drivers with multiple violations and an at-fault accident could pay at least $3,438
• Policy cost to insure a teenage driver can be $5,580 each year

View Chart as Image

Car insurance rates for a Nissan Z also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing high deductibles can save as much as $760 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $299 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,500 annually on average, or $125 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $5,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,900 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers ranges around 45% to 133% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Nissan Z insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,170 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for the Cheapest Nissan Z Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and violations, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Spend time shopping around every other policy renewal by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The list below is a recap of the ideas that were touched on above.

• Teenagers are the costliest to insure, possibly costing $465 each month if the policy includes full coverage
• Drivers that have major violations or accidents may pay on average $1,830 more every year for car insurance
• Increasing comprehensive and collision deductibles could save as much as $750 each year
• It is possible to save up to $200 per year just by quoting online in advance