Nissan Z Insurance Rates

Estimated insurance prices for a Nissan Z are $1,592 every 12 months for full coverage. Comprehensive insurance costs on average $432 each year, collision insurance costs $686, and liability is $338. Liability-only insurance costs around $394 a year, and high-risk driver insurance costs $3,412 or more. Teen drivers pay the most at up to $5,566 a year.

Average premium for full coverage: $1,592

Premium estimates by type of coverage:

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and Z models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than larger metro areas. The graphic below illustrates how rural and urban location affects car insurance rates.

These rate differences show why all drivers should compare rates quotes based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Nissan Z insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $905
• Raising to $1,000 deductibles will save around $256 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,592
• Choosing low deductibles costs an extra $488 every year
• At-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,412
• An auto insurance policy to insure a teen driver may cost $5,566

View Chart as Image

Insurance prices for a Nissan Z also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Z.

Choosing high deductibles can reduce prices by up to $750 every year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $304 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,500 every 12 months on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $5,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,800 to $2,500 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 45% to 127% more than average. View High Risk Driver Rates

Where you choose to live also has a big influence on Nissan Z insurance prices. A middle-age driver might find prices as low as $1,050 a year in states like Idaho, Maine, and Iowa, or as much as $2,270 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Affordable Nissan Z Insurance

Finding better rates on car insurance consists of avoiding accidents and violations, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Set aside time to shop around every other policy renewal by quoting rates from direct carriers, and also from local independent and exclusive agents.

The list below is a brief review of the ideas that were raised in the charts and tables above.

• Teenagers pay higher prices, as much as $464 per month if full coverage is included
• Higher risk drivers with DUI or reckless driving convictions pay an average of $1,820 more each year for car insurance
• Increasing policy deductibles could save as much as $750 each year
• Drivers can save as much as $200 per year just by quoting online in advance