Nissan Versa Note Insurance Rates

Average insurance prices for a Nissan Versa Note are $1,334 every 12 months with full coverage. Comprehensive insurance costs on average $250 a year, collision insurance costs $474, and liability coverage costs around $452. A policy with just liability insurance costs as low as $504 a year, and coverage for high-risk drivers costs $2,900 or more. Teen drivers receive the highest rates at up to $5,112 a year.

Average premium for full coverage: $1,334

Rate estimates by individual coverage type:

Prices include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Versa Note trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on auto insurance rates. Rural areas tend to have more infrequent collision claims than larger metro areas. The diagram below illustrates how location impacts car insurance rates.

These examples demonstrate why it is important to compare prices based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Nissan Versa Note insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $768
• Using higher $1,000 deductibles will save around $1,170 annually
• The average price for a 40-year-old driver with $500 deductibles is $1,334
• Choosing low $100 deductibles for physical damage coverage costs an extra $320 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,900
• The cost to insure a teenage driver may cost $5,112 or more

View Chart as Image

Insurance rates for a Nissan Versa Note can also vary considerably based on policy deductibles and limits, your driving record, and the trim level of your Versa Note.

Choosing high deductibles could cut rates by as much as $490 a year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,200 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay upwards of $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $1,600 to $2,200 additional per year, depending on your age. A high-risk auto insurance policy can be around 43% to 134% more than average. View High Risk Driver Rates

Where you live has a huge impact on Nissan Versa Note insurance rates. A driver around age 40 might see rates as low as $960 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,800 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Right Nissan Versa Note Insurance

Saving money on auto insurance requires being a low-risk driver, having above-average credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Spend time shopping around at least once a year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a quick rundown of the primary concepts that were touched on above.

• You may be able to save as much as $160 per year just by quoting early and online
• Drivers with reckless driving or DUI convictions may pay on average $1,570 more each year to insure their Versa Note
• Increasing deductibles could save as much as $475 each year
• Teen drivers pay higher rates, with premiums as much as $426 per month if full coverage is included