Nissan Versa Note Insurance Rates

U.S. average auto insurance rates for a Nissan Versa Note are $1,334 annually for full coverage. Comprehensive insurance costs around $250, collision costs $474, and liability coverage costs around $452. Liability-only insurance costs as low as $504 a year, with high-risk driver insurance costing $2,900 or more. Teenage drivers pay the highest rates at $5,112 a year or more.

Average premium for full coverage: $1,334

Price estimates for individual coverage:

Price estimates include $500 deductible amounts, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for different Versa Note trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Areas with sparse population have fewer accident claims than densely populated cities.

The price range example below illustrates the difference location can make on auto insurance rates.

The ranges above show why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Nissan Versa Note insurance rates for additional coverage choices and driver risks.

• The best discount rate is $768
• Using higher $1,000 deductibles will save about $164 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,334
• Using more expensive low deductibles for physical damage coverage costs an additional $320 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,900 or more
• The price with full coverage for a teenage driver with full coverage can be $5,112 or more

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Car insurance prices for a Nissan Versa Note are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged as much as $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance can be around 43% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $490 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Nissan Versa Note insurance rates. A driver around age 40 might see prices as low as $880 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,900 on average in Michigan, Louisiana, and New York.

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Since prices can be so different, the only way to know your exact price is to compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different between companies.

How to Buy Cheaper Nissan Versa Note Insurance

Getting lower rates on auto insurance requires having a good driving record, having a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates at least once a year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The next list is a condensed summary of the primary concepts that were touched on in this article.

• Drivers can save up to $160 per year simply by shopping early and online
• Drivers with multiple at-fault accidents pay an average of $1,570 more every year to buy Nissan Versa Note insurance
• Increasing physical damage deductibles could save up to $475 each year
• Drivers age 20 and younger are the costliest to insure, with premiums as much as $426 a month if comprehensive and collision insurance is included