Nissan Versa Note Insurance Rates

The average insurance rates for a Nissan Versa Note are $1,300 a year for full coverage. Comprehensive costs approximately $240 a year, collision insurance costs $446, and liability insurance costs around $456. A liability-only policy costs as low as $508 a year, and high-risk insurance costs around $2,826. Teens cost the most to insure at up to $5,010 a year.

Average premium for full coverage: $1,300

Policy rates by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and Versa Note trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance prices.

The examples above show why it is important to compare prices using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Nissan Versa Note insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $752
• Using higher $1,000 deductibles will save $1,144 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,300
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,604
• Drivers with serious driving violations could pay around $2,826
• Policy cost for full coverage for a teen driver can cost $5,010 or more

View Chart as Image

Car insurance rates for a Nissan Versa Note also range considerably based on your risk profile, the trim level of your Versa Note, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

Your home state has a huge impact on Nissan Versa Note insurance rates. A driver around age 40 might see rates as low as $860 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,860 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $460 each year, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 137% more than the average policy. View High Risk Driver Rates

How to Find the Best Cheap Nissan Versa Note Insurance

Finding cheaper rates on Nissan Versa Note insurance requires having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Invest the time to compare rates at every policy renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a quick review of the data presented in the illustrations above.

• Drivers who purchase additional liability coverage will pay approximately $500 each year to increase from a 30/60 limit to 250/500 limits
• Drivers can save around $150 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $450 each year
• 16 to 18-year-old drivers pay the highest auto insurance rates, costing up to $418 each month if full coverage is included