Nissan Versa Note Insurance Rates
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UPDATED: Apr 22, 2024
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Estimated auto insurance rates for a Nissan Versa Note are $1,372 annually for full coverage insurance. Comprehensive insurance costs around $260 a year, collision insurance costs $512, and liability coverage is $442. A policy with only liability insurance costs around $496 a year, and a high-risk policy costs $2,986 or more. Teenage drivers pay the most at up to $5,230 a year.
Average premium for full coverage: $1,372
Premium estimates for type of coverage:
Prices are based on $500 physical damage insurance deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Versa Note trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Nissan Versa Note range from as cheap as $496 for a discount liability-only rate to a high of $2,986 for high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.
These rate differences illustrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates average Nissan Versa Note insurance rates for additional coverage choices and driver risks.
- The best discount rate is $787
- Raising to $1,000 deductibles will save about $1,196 each year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,372
- Using low $100 deductibles costs an additional $340 each year
- Unlucky drivers who are prone to accidents and violations could pay at least $2,986
- An auto insurance policy with full coverage for a teenage driver can be $5,230
Car insurance prices for a Nissan Versa Note also have a wide range based on the model of your Versa Note, your risk profile, and deductibles and policy limits.
Older drivers with no driving violations and high physical damage deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged as much as $5,200 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying at least $1,600 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 130% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce prices by up to $520 a year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Nissan Versa Note insurance rates. A middle-age driver might find prices as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,850 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,240 | -$132 | -9.6% |
Alaska | $1,052 | -$320 | -23.3% |
Arizona | $1,140 | -$232 | -16.9% |
Arkansas | $1,372 | -$0 | 0.0% |
California | $1,562 | $190 | 13.8% |
Colorado | $1,310 | -$62 | -4.5% |
Connecticut | $1,410 | $38 | 2.8% |
Delaware | $1,552 | $180 | 13.1% |
Florida | $1,714 | $342 | 24.9% |
Georgia | $1,266 | -$106 | -7.7% |
Hawaii | $984 | -$388 | -28.3% |
Idaho | $928 | -$444 | -32.4% |
Illinois | $1,022 | -$350 | -25.5% |
Indiana | $1,034 | -$338 | -24.6% |
Iowa | $926 | -$446 | -32.5% |
Kansas | $1,304 | -$68 | -5.0% |
Kentucky | $1,872 | $500 | 36.4% |
Louisiana | $2,030 | $658 | 48.0% |
Maine | $846 | -$526 | -38.3% |
Maryland | $1,132 | -$240 | -17.5% |
Massachusetts | $1,098 | -$274 | -20.0% |
Michigan | $2,382 | $1,010 | 73.6% |
Minnesota | $1,148 | -$224 | -16.3% |
Mississippi | $1,642 | $270 | 19.7% |
Missouri | $1,216 | -$156 | -11.4% |
Montana | $1,474 | $102 | 7.4% |
Nebraska | $1,080 | -$292 | -21.3% |
Nevada | $1,642 | $270 | 19.7% |
New Hampshire | $986 | -$386 | -28.1% |
New Jersey | $1,534 | $162 | 11.8% |
New Mexico | $1,214 | -$158 | -11.5% |
New York | $1,444 | $72 | 5.2% |
North Carolina | $790 | -$582 | -42.4% |
North Dakota | $1,122 | -$250 | -18.2% |
Ohio | $946 | -$426 | -31.0% |
Oklahoma | $1,408 | $36 | 2.6% |
Oregon | $1,256 | -$116 | -8.5% |
Pennsylvania | $1,310 | -$62 | -4.5% |
Rhode Island | $1,830 | $458 | 33.4% |
South Carolina | $1,240 | -$132 | -9.6% |
South Dakota | $1,158 | -$214 | -15.6% |
Tennessee | $1,202 | -$170 | -12.4% |
Texas | $1,652 | $280 | 20.4% |
Utah | $1,016 | -$356 | -25.9% |
Vermont | $940 | -$432 | -31.5% |
Virginia | $822 | -$550 | -40.1% |
Washington | $1,060 | -$312 | -22.7% |
West Virginia | $1,256 | -$116 | -8.5% |
Wisconsin | $950 | -$422 | -30.8% |
Wyoming | $1,222 | -$150 | -10.9% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2019 Nissan Versa Note | $260 | $512 | $442 | $1,372 |
2018 Nissan Versa Note | $250 | $474 | $452 | $1,334 |
Rates are averaged for all Nissan Versa Note models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Nissan Versa Note Insurance
Finding better rates on auto insurance consists of being a low-risk driver, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Set aside time to compare rates every couple of years by getting quotes from direct insurance companies, and also from several local insurance agents.
The items below are a brief review of the material that was covered above.
- Consumers who may need more liability coverage will pay an extra $490 annually to raise from 30/60 bodily injury limits to higher 250/500 limits
- Teen drivers are the costliest to insure, with premiums being up to $436 per month if comprehensive and collision insurance is included
- Drivers with DUI or reckless driving convictions pay on average $1,610 more every year to insure their Versa Note
- Increasing policy deductibles could save up to $525 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,230 |
20 | $3,188 |
30 | $1,424 |
40 | $1,372 |
50 | $1,254 |
60 | $1,230 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,712 |
$250 | $1,552 |
$500 | $1,372 |
$1,000 | $1,196 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,372 |
50/100 | $1,460 |
100/300 | $1,571 |
250/500 | $1,858 |
100 CSL | $1,505 |
300 CSL | $1,748 |
500 CSL | $1,925 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,454 |
20 | $5,086 |
30 | $3,044 |
40 | $2,986 |
50 | $2,854 |
60 | $2,828 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $73 |
Multi-vehicle | $74 |
Homeowner | $21 |
5-yr Accident Free | $101 |
5-yr Claim Free | $89 |
Paid in Full/EFT | $62 |
Advance Quote | $68 |
Online Quote | $97 |
Total Discounts | $585 |
Discounts are estimated and may not be available from every company or in every state.
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