Nissan Versa Note Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 22, 2024

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Average insurance rates for a Nissan Versa Note are $1,372 a year with full coverage. Comprehensive costs an estimated $260 each year, collision insurance costs $512, and liability costs around $442. Liability-only coverage costs as low as $496 a year, and high-risk coverage costs around $2,986. Teenage drivers receive the highest rates at up to $5,230 a year.

Average premium for full coverage: $1,372

Rate estimates broken down by individual coverage type:

Comprehensive $260
Collision $512
Liability $442

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and Versa Note models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as low as $496 for your basic liability-only policy to a high rate of $2,986 for coverage for higher-risk drivers.

Liability Only $496
Full Coverage $1,372
High Risk $2,986

Price Range by Location

Where you live can have significant affects on car insurance rates. More rural locations tend to have a lower frequency of collision claims than densely populated cities. The graphic below illustrates how where you live affects insurance prices.

Rural Areas $1,029
Small Cities $1,441
Large Cities $1,852

These examples demonstrate why all drivers should compare prices for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Nissan Versa Note insurance rates for other coverage scenarios.

  • The best discount rate is $787
  • Using higher $1,000 deductibles will save approximately $176 annually
  • The average rate for a 40-year-old driver who has $500 deductibles is $1,372
  • Using low deductibles for physical damage coverage will increase the cost to $1,712
  • Drivers who are prone to accidents and violations could pay up to $2,986
  • The cost for full coverage for a teen driver can cost as much as $5,230 or more

View Chart as Image

Nissan Versa Note insurance cost comparison chart
Column chart showing Nissan Versa Note insurance rates range from $787 to $5,230 for full coverage

Car insurance rates for a Nissan Versa Note can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged at least $5,200 a year. View Rates by Age

Where you live has a huge impact on Nissan Versa Note insurance prices. A driver around age 40 might see rates as low as $990 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,850 on average in New York, Michigan, and Florida.

Nissan Versa Note Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$132 -9.6%
Alaska $1,052 -$320 -23.3%
Arizona $1,140 -$232 -16.9%
Arkansas $1,372 -$0 0.0%
California $1,562 $190 13.8%
Colorado $1,310 -$62 -4.5%
Connecticut $1,410 $38 2.8%
Delaware $1,552 $180 13.1%
Florida $1,714 $342 24.9%
Georgia $1,266 -$106 -7.7%
Hawaii $984 -$388 -28.3%
Idaho $928 -$444 -32.4%
Illinois $1,022 -$350 -25.5%
Indiana $1,034 -$338 -24.6%
Iowa $926 -$446 -32.5%
Kansas $1,304 -$68 -5.0%
Kentucky $1,872 $500 36.4%
Louisiana $2,030 $658 48.0%
Maine $846 -$526 -38.3%
Maryland $1,132 -$240 -17.5%
Massachusetts $1,098 -$274 -20.0%
Michigan $2,382 $1,010 73.6%
Minnesota $1,148 -$224 -16.3%
Mississippi $1,642 $270 19.7%
Missouri $1,216 -$156 -11.4%
Montana $1,474 $102 7.4%
Nebraska $1,080 -$292 -21.3%
Nevada $1,642 $270 19.7%
New Hampshire $986 -$386 -28.1%
New Jersey $1,534 $162 11.8%
New Mexico $1,214 -$158 -11.5%
New York $1,444 $72 5.2%
North Carolina $790 -$582 -42.4%
North Dakota $1,122 -$250 -18.2%
Ohio $946 -$426 -31.0%
Oklahoma $1,408 $36 2.6%
Oregon $1,256 -$116 -8.5%
Pennsylvania $1,310 -$62 -4.5%
Rhode Island $1,830 $458 33.4%
South Carolina $1,240 -$132 -9.6%
South Dakota $1,158 -$214 -15.6%
Tennessee $1,202 -$170 -12.4%
Texas $1,652 $280 20.4%
Utah $1,016 -$356 -25.9%
Vermont $940 -$432 -31.5%
Virginia $822 -$550 -40.1%
Washington $1,060 -$312 -22.7%
West Virginia $1,256 -$116 -8.5%
Wisconsin $950 -$422 -30.8%
Wyoming $1,222 -$150 -10.9%

View Chart as Image

Nissan Versa Note insurance rates by U.S. city

Using high physical damage deductibles could cut rates by as much as $520 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,600 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

Nissan Versa Note Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Versa Note $260 $512 $442 $1,372
2018 Nissan Versa Note $250 $474 $452 $1,334

Rates are averaged for all Nissan Versa Note models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Nissan Versa Note Insurance

Saving money on car insurance requires being safe and accident-free, having above-average credit, eliminating unnecessary coverage, and possibly higher deductibles. Take the time to comparison shop at least once a year by requesting quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below you'll find a brief recap of the primary concepts that were touched on in the above illustrations.

  • You may be able to save approximately $170 per year just by quoting online in advance
  • Higher risk drivers who tend to receive serious violations may pay on average $1,610 more annually than a low-risk driver
  • Increasing deductibles can save around $525 each year
  • Youthful drivers have the highest car insurance rates, with premiums as much as $436 per month if full coverage is included

Rates by Driver Age

Nissan Versa Note Insurance Rates by Driver Age
Driver Age Premium
16 $5,230
20 $3,188
30 $1,424
40 $1,372
50 $1,254
60 $1,230

Full coverage, $500 deductibles

Rates by Deductible

Nissan Versa Note Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,712
$250 $1,552
$500 $1,372
$1,000 $1,196

Full coverage, driver age 40

Rates by Liability Limit

Nissan Versa Note Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,372
50/100 $1,460
100/300 $1,571
250/500 $1,858
100 CSL $1,505
300 CSL $1,748
500 CSL $1,925

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Versa Note Insurance Rates for High Risk Drivers
Age Premium
16 $7,454
20 $5,086
30 $3,044
40 $2,986
50 $2,854
60 $2,828

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $101
5-yr Claim Free $89
Paid in Full/EFT $62
Advance Quote $68
Online Quote $97
Total Discounts $585
Rate after discounts $787

Discounts are estimated and may not be available from every company or in every state.

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