Nissan Versa Note Insurance Rates

Estimated auto insurance rates for a Nissan Versa Note are $1,372 annually for full coverage insurance. Comprehensive insurance costs around $260 a year, collision insurance costs $512, and liability coverage is $442. A policy with only liability insurance costs around $496 a year, and a high-risk policy costs $2,986 or more. Teenage drivers pay the most at up to $5,230 a year.

Average premium for full coverage: $1,372

Premium estimates for type of coverage:

Prices are based on $500 physical damage insurance deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Versa Note trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences illustrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Nissan Versa Note insurance rates for additional coverage choices and driver risks.

• The best discount rate is $787
• Raising to $1,000 deductibles will save about $1,196 each year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,372
• Using low $100 deductibles costs an additional $340 each year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,986
• An auto insurance policy with full coverage for a teenage driver can be $5,230

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Car insurance prices for a Nissan Versa Note also have a wide range based on the model of your Versa Note, your risk profile, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged as much as $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $1,600 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $520 a year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Nissan Versa Note insurance rates. A middle-age driver might find prices as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,850 on average in Michigan, New York, and Florida.

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How to Buy Affordable Nissan Versa Note Insurance

Finding better rates on auto insurance consists of being a low-risk driver, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Set aside time to compare rates every couple of years by getting quotes from direct insurance companies, and also from several local insurance agents.

The items below are a brief review of the material that was covered above.

• Consumers who may need more liability coverage will pay an extra $490 annually to raise from 30/60 bodily injury limits to higher 250/500 limits
• Teen drivers are the costliest to insure, with premiums being up to $436 per month if comprehensive and collision insurance is included
• Drivers with DUI or reckless driving convictions pay on average $1,610 more every year to insure their Versa Note
• Increasing policy deductibles could save up to $525 each year