Nissan Versa Note Insurance Rates

U.S. average insurance rates for a Nissan Versa Note are $1,300 a year including full coverage. Comprehensive costs around $240 a year, collision insurance costs $446, and liability insurance is $456. Liability-only coverage costs around $508 a year, and high-risk coverage costs around $2,826. Teen drivers pay the highest rates at up to $5,010 a year.

Average premium for full coverage: $1,300

Price estimates for individual coverage:

Price estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and Versa Note trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance rates.

The ranges above highlight why it is important to compare rates quotes for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Nissan Versa Note insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $752
• Raising to $1,000 deductibles will save about $1,144 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,300
• Choosing low $100 deductibles bumps up the cost to $1,604
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,826
• The price that insures a teen driver can be $5,010

View Chart as Image

Auto insurance prices for a Nissan Versa Note are also quite variable based on the trim level of your Versa Note, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 137% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay as much as $5,000 a year. View Rates by Age

The state you live in also has a big influence on Nissan Versa Note insurance rates. A middle-age driver might find prices as low as $1,000 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,860 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can reduce prices by up to $460 each year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheaper Nissan Versa Note Insurance

Getting lower rates on Nissan Versa Note insurance consists of being a low-risk driver, maintaining a good credit score, being claim-free, and possibly raising deductibles. Shop around once a year by requesting rates from direct car insurance companies, and also from local insurance agencies.

The items below are a condensed summary of the data that was presented in the illustrations above.

• You may be able to save up to $150 per year just by quoting early and online
• Drivers who may need more liability coverage will pay about $500 per year to raise from a low limit to the 250/500 level
• Teen drivers are expensive to insure, possibly costing $418 a month if the policy includes full coverage
• High-risk drivers with multiple at-fault accidents may have to pay on average $1,530 more every year to insure their Versa Note