Nissan Versa Note Insurance Rates

Average auto insurance rates for a Nissan Versa Note are $1,334 annually with full coverage. Comprehensive costs an estimated $250 each year, collision insurance costs $474, and liability is $452. Buying just liability costs around $504 a year, and insurance for high-risk drivers costs around $2,900. Teenage drivers receive the highest rates at up to $5,112 a year.

Average premium for full coverage: $1,334

Rate estimates broken down by individual coverage type:

Prices include $500 physical damage deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and Versa Note models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations tend to have fewer collision claims than densely populated cities. The graphic below illustrates the difference location can make on insurance prices.

These examples demonstrate why all drivers should compare rates quotes for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Nissan Versa Note insurance rates for other coverage scenarios.

• The best discount rate is $768
• Raising to $1,000 deductibles will save approximately $164 annually
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,334
• Using low deductibles will cost $1,654
• At-risk drivers who are prone to accidents and violations could pay up to $2,900
• The cost with full coverage for a teen driver can cost as much as $5,112

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Auto insurance rates for a Nissan Versa Note can also vary considerably based on the trim level of your Versa Note, your driving record, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $5,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $490 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 extra every year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Nissan Versa Note insurance prices. A middle-age driver might find rates as low as $960 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,800 on average in New York, Michigan, and Florida.

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How to Buy the Right Nissan Versa Note Insurance

Saving money on car insurance consists of being a safe and courteous driver, having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Make time to compare rates at every policy renewal by obtaining price quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

Below is a quick rundown of the data touched on in this article.

• Policyholders who want higher levels of liability will pay an extra $500 every year to raise from a minimum limit to higher 250/500 limits
• You may be able to save approximately $160 per year just by quoting online in advance
• Increasing deductibles could save up to $475 each year
• Teenage drivers are the costliest to insure, with premiums as much as $426 per month if full coverage is included