Nissan Versa Note Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Save on 2018 Nissan Versa Note Insurance Cost in 2025

Searching for low-cost insurance for your Nissan Versa Note could be an all-consuming task, but you can learn our car insurance buying tips to save time. There are more efficient ways to compare car insurance rates so we're going to tell you the quickest way to compare rates for your Nissan and find the lowest price from both online companies and local agents. It's a good idea to price shop cover...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Apr 22, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance prices for a Nissan Versa Note are $1,334 every 12 months for full coverage. Comprehensive insurance costs around $250, collision insurance costs $474, and liability coverage is $452. Liability-only insurance costs around $504 a year, and high-risk driver insurance costs $2,900 or more. 16-year-old drivers pay the most at up to $5,112 a year.

Average premium for full coverage: $1,334

Premium estimates for type of coverage:

Comprehensive $250
Collision $474
Liability $452

Rates are based on $500 deductible amounts, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for all Versa Note models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Nissan Versa Note range from the cheapest price of $504 for liability-only coverage to the much higher price of $2,900 for a high-risk driver policy.

Liability Only $504
Full Coverage $1,334
High Risk $2,900

Insurance Price Range by Location

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than congested cities. The example below illustrates how location helps determine auto insurance rates.

Rural Areas $1,001
Small Cities $1,401
Large Cities $1,801

These rate differences show why everyone should compare rates quotes for a specific zip code and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows average Nissan Versa Note insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $768
  • Raising to $1,000 deductibles will save about $164 a year
  • The average price for a 40-year-old good driver using $500 deductibles is $1,334
  • Buying pricier low deductibles costs an extra $320 each year
  • Unlucky drivers with multiple tickets or accidents could pay at least $2,900
  • An auto insurance policy to insure a teenage driver for full coverage can be $5,112

View Chart as Image

Nissan Versa Note insurance cost comparison chart
Column chart showing Nissan Versa Note insurance prices range from $768 to $5,112 for full coverage

Insurance prices for a Nissan Versa Note also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.

Opting for high physical damage deductibles can reduce prices by up to $490 a year, whereas buying more liability protection will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay as much as $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at least $1,600 to $2,200 additional annually, depending on your age. Nissan Versa Note insurance for high-risk drivers is expensive and can cost around 43% to 134% more than the average rate. View High Risk Driver Rates

Where you choose to live also has a big influence on Nissan Versa Note insurance rates. A middle-age driver might find prices as low as $880 a year in states like Idaho, Maine, and Iowa, or at least $1,900 on average in Michigan, Louisiana, and New York.

Nissan Versa Note Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,206 -$128 -9.6%
Alaska $1,024 -$310 -23.2%
Arizona $1,106 -$228 -17.1%
Arkansas $1,334 -$0 0.0%
California $1,518 $184 13.8%
Colorado $1,272 -$62 -4.6%
Connecticut $1,372 $38 2.8%
Delaware $1,508 $174 13.0%
Florida $1,668 $334 25.0%
Georgia $1,230 -$104 -7.8%
Hawaii $956 -$378 -28.3%
Idaho $902 -$432 -32.4%
Illinois $994 -$340 -25.5%
Indiana $1,004 -$330 -24.7%
Iowa $898 -$436 -32.7%
Kansas $1,266 -$68 -5.1%
Kentucky $1,818 $484 36.3%
Louisiana $1,974 $640 48.0%
Maine $822 -$512 -38.4%
Maryland $1,100 -$234 -17.5%
Massachusetts $1,068 -$266 -19.9%
Michigan $2,316 $982 73.6%
Minnesota $1,116 -$218 -16.3%
Mississippi $1,596 $262 19.6%
Missouri $1,184 -$150 -11.2%
Montana $1,432 $98 7.3%
Nebraska $1,052 -$282 -21.1%
Nevada $1,598 $264 19.8%
New Hampshire $962 -$372 -27.9%
New Jersey $1,490 $156 11.7%
New Mexico $1,180 -$154 -11.5%
New York $1,404 $70 5.2%
North Carolina $768 -$566 -42.4%
North Dakota $1,092 -$242 -18.1%
Ohio $922 -$412 -30.9%
Oklahoma $1,368 $34 2.5%
Oregon $1,220 -$114 -8.5%
Pennsylvania $1,272 -$62 -4.6%
Rhode Island $1,778 $444 33.3%
South Carolina $1,208 -$126 -9.4%
South Dakota $1,124 -$210 -15.7%
Tennessee $1,168 -$166 -12.4%
Texas $1,608 $274 20.5%
Utah $986 -$348 -26.1%
Vermont $912 -$422 -31.6%
Virginia $798 -$536 -40.2%
Washington $1,030 -$304 -22.8%
West Virginia $1,220 -$114 -8.5%
Wisconsin $922 -$412 -30.9%
Wyoming $1,188 -$146 -10.9%

View Chart as Image

Nissan Versa Note insurance rates by U.S. city
Nissan Versa Note Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Versa Note $250 $474 $452 $1,334
2018 Nissan Versa Note $240 $446 $456 $1,300

Rates are averaged for all Nissan Versa Note models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Nissan Versa Note Insurance

Finding better rates on auto insurance consists of having a good driving record, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates every time your policy renews by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

The next list is a quick review of the information covered in the charts and tables above.

  • Drivers can save up to $160 per year just by quoting online well ahead of the renewal date
  • Drivers age 20 and younger are charged the highest prices, as much as $426 per month if full coverage is included
  • Increasing policy deductibles could save as much as $475 each year
  • Drivers with a DUI or reckless driving violation may pay on average $1,570 more every year to buy Nissan Versa Note insurance
  • Consumers who may need increased levels of liability coverage will pay around $500 each year to raise from 30/60 bodily injury limits to a 250/500 level

Rates by Driver Age

Nissan Versa Note Insurance Rates by Driver Age
Driver Age Premium
16 $5,112
20 $3,094
30 $1,382
40 $1,334
50 $1,220
60 $1,196

Full coverage, $500 deductibles

Rates by Deductible

Nissan Versa Note Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,654
$250 $1,504
$500 $1,334
$1,000 $1,170

Full coverage, driver age 40

Rates by Liability Limit

Nissan Versa Note Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,334
50/100 $1,424
100/300 $1,537
250/500 $1,831
100 CSL $1,470
300 CSL $1,718
500 CSL $1,899

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Versa Note Insurance Rates for High Risk Drivers
Age Premium
16 $7,280
20 $4,934
30 $2,952
40 $2,900
50 $2,770
60 $2,746

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $72
Homeowner $21
5-yr Accident Free $96
5-yr Claim Free $87
Paid in Full/EFT $59
Advance Quote $66
Online Quote $94
Total Discounts $566
Rate after discounts $768

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles