Nissan Versa Note Insurance Rates

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UPDATED: Apr 22, 2024

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Average insurance prices for a Nissan Versa Note are $1,334 every 12 months with full coverage. Comprehensive costs approximately $250, collision insurance costs $474, and liability coverage costs around $452. Liability-only coverage costs as low as $504 a year, and high-risk coverage costs around $2,900. 16-year-old drivers receive the highest rates at up to $5,112 a year.

Average premium for full coverage: $1,334

Rate estimates by individual coverage type:

Comprehensive $250
Collision $474
Liability $452

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for different Versa Note trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from the cheapest price of $504 for just liability coverage to a much higher rate of $2,900 for a driver who requires high-risk insurance.

Liability Only $504
Full Coverage $1,334
High Risk $2,900

Price Range by Location

Where you live has a large influence on the price of insurance. Rural locations tend to have more infrequent collision claims than congested cities. The price range example below illustrates how where you live affects auto insurance prices.

Rural Areas $1,001
Small Cities $1,401
Large Cities $1,801

These examples demonstrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Nissan Versa Note insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $768
  • Using higher $1,000 deductibles will save $164 annually
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,334
  • Buying more expensive low deductibles for physical damage coverage increases the price to $1,654
  • Higher-risk drivers with multiple tickets or accidents could pay around $2,900
  • The cost to insure a teenage driver with full coverage can cost $5,112 or more

View Chart as Image

Nissan Versa Note insurance cost comparison chart
Column chart showing Nissan Versa Note insurance rates range from $768 to $5,112 for full coverage

Car insurance rates for a Nissan Versa Note can also vary considerably based on policy deductibles and limits, your driving record, and the model of your Versa Note.

Opting for high physical damage deductibles could cut rates by as much as $490 a year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,200 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged in the ballpark of $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 extra per year, depending on your age. High-risk driver insurance can be around 43% to 134% more than the average rate. View High Risk Driver Rates

Where you live has a huge impact on Nissan Versa Note insurance rates. A driver around age 40 might see rates as low as $960 a year in states like Utah, Ohio, and New Hampshire, or at least $1,800 on average in New York, Michigan, and Florida.

Nissan Versa Note Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,206 -$128 -9.6%
Alaska $1,024 -$310 -23.2%
Arizona $1,106 -$228 -17.1%
Arkansas $1,334 -$0 0.0%
California $1,518 $184 13.8%
Colorado $1,272 -$62 -4.6%
Connecticut $1,372 $38 2.8%
Delaware $1,508 $174 13.0%
Florida $1,668 $334 25.0%
Georgia $1,230 -$104 -7.8%
Hawaii $956 -$378 -28.3%
Idaho $902 -$432 -32.4%
Illinois $994 -$340 -25.5%
Indiana $1,004 -$330 -24.7%
Iowa $898 -$436 -32.7%
Kansas $1,266 -$68 -5.1%
Kentucky $1,818 $484 36.3%
Louisiana $1,974 $640 48.0%
Maine $822 -$512 -38.4%
Maryland $1,100 -$234 -17.5%
Massachusetts $1,068 -$266 -19.9%
Michigan $2,316 $982 73.6%
Minnesota $1,116 -$218 -16.3%
Mississippi $1,596 $262 19.6%
Missouri $1,184 -$150 -11.2%
Montana $1,432 $98 7.3%
Nebraska $1,052 -$282 -21.1%
Nevada $1,598 $264 19.8%
New Hampshire $962 -$372 -27.9%
New Jersey $1,490 $156 11.7%
New Mexico $1,180 -$154 -11.5%
New York $1,404 $70 5.2%
North Carolina $768 -$566 -42.4%
North Dakota $1,092 -$242 -18.1%
Ohio $922 -$412 -30.9%
Oklahoma $1,368 $34 2.5%
Oregon $1,220 -$114 -8.5%
Pennsylvania $1,272 -$62 -4.6%
Rhode Island $1,778 $444 33.3%
South Carolina $1,208 -$126 -9.4%
South Dakota $1,124 -$210 -15.7%
Tennessee $1,168 -$166 -12.4%
Texas $1,608 $274 20.5%
Utah $986 -$348 -26.1%
Vermont $912 -$422 -31.6%
Virginia $798 -$536 -40.2%
Washington $1,030 -$304 -22.8%
West Virginia $1,220 -$114 -8.5%
Wisconsin $922 -$412 -30.9%
Wyoming $1,188 -$146 -10.9%

View Chart as Image

Nissan Versa Note insurance rates by U.S. city
Nissan Versa Note Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Versa Note $250 $474 $452 $1,334
2018 Nissan Versa Note $240 $446 $456 $1,300

Rates are averaged for all Nissan Versa Note models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Nissan Versa Note Insurance

Saving money on auto insurance requires being safe and accident-free, maintaining a good credit score, eliminating unnecessary coverage, and attention to physical damage deductibles. Take the time to comparison shop at every other renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a summary of the concepts that were touched on in the above illustrations.

  • Drivers who have multiple accidents or major violations could be forced to pay on average $1,570 more per year than a low-risk driver
  • Youthful drivers pay the highest auto insurance rates, with premiums as much as $426 per month if the policy includes full coverage
  • You may be able to save around $160 per year just by shopping early and online
  • Increasing deductibles could save as much as $475 each year
  • You may be able to save around $160 per year just by shopping early and online

Rates by Driver Age

Nissan Versa Note Insurance Rates by Driver Age
Driver Age Premium
16 $5,112
20 $3,094
30 $1,382
40 $1,334
50 $1,220
60 $1,196

Full coverage, $500 deductibles

Rates by Deductible

Nissan Versa Note Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,654
$250 $1,504
$500 $1,334
$1,000 $1,170

Full coverage, driver age 40

Rates by Liability Limit

Nissan Versa Note Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,334
50/100 $1,424
100/300 $1,537
250/500 $1,831
100 CSL $1,470
300 CSL $1,718
500 CSL $1,899

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Versa Note Insurance Rates for High Risk Drivers
Age Premium
16 $7,280
20 $4,934
30 $2,952
40 $2,900
50 $2,770
60 $2,746

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $72
Homeowner $21
5-yr Accident Free $96
5-yr Claim Free $87
Paid in Full/EFT $59
Advance Quote $66
Online Quote $94
Total Discounts $566
Rate after discounts $768

Discounts are estimated and may not be available from every company or in every state.

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