Nissan Versa Note Insurance Rates

Estimated insurance rates for a Nissan Versa Note are $1,334 a year for full coverage insurance. Comprehensive insurance costs approximately $250, collision costs $474, and liability costs $452. Liability-only insurance costs as little as $504 a year, with high-risk driver insurance costing $2,900 or more. Teenage drivers pay the most at $5,112 a year or more.

Average premium for full coverage: $1,334

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for different Versa Note trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates how location impacts auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare rates using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Nissan Versa Note insurance rates for additional coverage and risk scenarios.

• The best discount rate is $768
• Drivers who choose higher $1,000 deductibles will pay $164 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,334
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $320 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,900 or more
• An auto insurance policy that insures a teen driver with full coverage can cost $5,112 a year

View Chart as Image

Insurance prices for a Nissan Versa Note also have a wide range based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,600 to $2,200 additional annually, depending on your age. High-risk driver insurance can cost as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

Where you choose to live makes a big difference in Nissan Versa Note insurance prices. A 40-year-old driver could pay as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,800 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $490 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out who has the best car insurance prices is to compare prices and see which company has the best price. Every company uses a different method to calculate prices, and prices will be substantially different.

How to Find Low Cost Nissan Versa Note Insurance

Finding better rates on car insurance not only requires having a decent driving record, but also having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare prices once a year by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The following items are a review of the data that was touched on above.

• It is possible to save around $160 per year simply by shopping early and online
• Policyholders who purchase additional liability coverage will pay an extra $500 annually to go from 30/60 bodily injury limits to the 250/500 level
• 16 to 18-year-old drivers are the costliest to insure, with premiums being up to $426 per month if comprehensive and collision insurance is included
• Higher risk drivers who have several accidents or serious violations could be charged and average of $1,570 more per year than a driver with a clean driving record