Nissan Versa Note Insurance Rates

The average insurance rates for a Nissan Versa Note are $1,300 a year including full coverage. Comprehensive costs around $240 a year, collision insurance costs $446, and liability insurance costs around $456. Liability-only coverage costs as low as $508 a year, and high-risk coverage costs around $2,826. Teen drivers cost the most to insure at up to $5,010 a year.

Average premium for full coverage: $1,300

Policy rates for type of insurance:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Versa Note trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance rates.

The examples above highlight why it is important to compare prices for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Nissan Versa Note insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $752
• Using higher $1,000 deductibles will save about $1,144 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,300
• Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,604
• Drivers with multiple violations and an at-fault accident could pay at least $2,826
• Policy cost that insures a teen driver can be $5,010 or more

View Chart as Image

Insurance rates for a Nissan Versa Note also range considerably based on the trim level of your Versa Note, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 137% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay as much as $5,000 a year. View Rates by Age

Your home state has a huge impact on Nissan Versa Note insurance rates. A driver around age 40 might see rates as low as $1,000 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,860 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could cut rates by as much as $460 each year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

How to Find Cheap Nissan Versa Note Insurance

Finding cheaper rates on Nissan Versa Note insurance requires being safe and accident-free, having a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Shop around at every other renewal by quoting rates from direct car insurance companies, and also from local insurance agencies.

Below you'll find a brief summary of the concepts that were covered in the charts and tables above.

• High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,530 more every year than a low-risk driver
• Youthful drivers are charged the highest rates, with premiums being up to $418 each month if comprehensive and collision insurance is included
• You may be able to save up to $150 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• You may be able to save up to $150 per year just by quoting early and online