Nissan Versa Note Insurance Rates

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UPDATED: Apr 22, 2024

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The average insurance rates for a Nissan Versa Note are $1,300 a year for full coverage insurance. Comprehensive costs an estimated $240 each year, collision insurance costs $446, and liability costs around $456. Liability-only insurance costs as low as $508 a year, and high-risk driver insurance costs around $2,826. Teens cost the most to insure at up to $5,010 a year.

Average premium for full coverage: $1,300

Policy rates broken down by type of insurance:

Comprehensive $240
Collision $446
Liability $456

Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Versa Note models.

Price Range Variability

For the average driver, Nissan Versa Note insurance rates range from the low end price of $508 for a discount liability-only rate to a high rate of $2,826 for a driver who requires high-risk insurance.

Liability Only $508
Full Coverage $1,300
High Risk $2,826

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates how location impacts insurance prices.

Rural Areas $975
Small Cities $1,365
Large Cities $1,755

The examples above illustrate why all drivers should compare prices for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates average Nissan Versa Note insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $752
  • Using higher $1,000 deductibles will save approximately $156 each year
  • The estimated price for a good driver age 40 who has $500 deductibles is $1,300
  • Selecting low deductibles for physical damage coverage bumps up the cost to $1,604
  • Drivers with serious driving violations could pay up to $2,826
  • Policy cost that insures a teen driver can cost as much as $5,010 or more

View Chart as Image

Nissan Versa Note insurance cost comparison chart
Column chart showing Nissan Versa Note insurance rates range from $752 to $5,010 for full coverage

Auto insurance rates for a Nissan Versa Note also range considerably based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 137% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $5,000 a year. View Rates by Age

Your home state has a huge impact on Nissan Versa Note insurance prices. A driver around age 40 might see rates as low as $850 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,760 on average in Florida, New York, and Michigan.

Nissan Versa Note Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,176 -$124 -9.5%
Alaska $998 -$302 -23.2%
Arizona $1,078 -$222 -17.1%
Arkansas $1,300 -$0 0.0%
California $1,482 $182 14.0%
Colorado $1,242 -$58 -4.5%
Connecticut $1,336 $36 2.8%
Delaware $1,472 $172 13.2%
Florida $1,628 $328 25.2%
Georgia $1,200 -$100 -7.7%
Hawaii $934 -$366 -28.2%
Idaho $878 -$422 -32.5%
Illinois $968 -$332 -25.5%
Indiana $978 -$322 -24.8%
Iowa $878 -$422 -32.5%
Kansas $1,236 -$64 -4.9%
Kentucky $1,774 $474 36.5%
Louisiana $1,924 $624 48.0%
Maine $804 -$496 -38.2%
Maryland $1,072 -$228 -17.5%
Massachusetts $1,040 -$260 -20.0%
Michigan $2,260 $960 73.8%
Minnesota $1,088 -$212 -16.3%
Mississippi $1,556 $256 19.7%
Missouri $1,152 -$148 -11.4%
Montana $1,398 $98 7.5%
Nebraska $1,024 -$276 -21.2%
Nevada $1,558 $258 19.8%
New Hampshire $936 -$364 -28.0%
New Jersey $1,454 $154 11.8%
New Mexico $1,152 -$148 -11.4%
New York $1,370 $70 5.4%
North Carolina $750 -$550 -42.3%
North Dakota $1,064 -$236 -18.2%
Ohio $898 -$402 -30.9%
Oklahoma $1,336 $36 2.8%
Oregon $1,192 -$108 -8.3%
Pennsylvania $1,240 -$60 -4.6%
Rhode Island $1,736 $436 33.5%
South Carolina $1,176 -$124 -9.5%
South Dakota $1,096 -$204 -15.7%
Tennessee $1,138 -$162 -12.5%
Texas $1,566 $266 20.5%
Utah $964 -$336 -25.8%
Vermont $892 -$408 -31.4%
Virginia $780 -$520 -40.0%
Washington $1,004 -$296 -22.8%
West Virginia $1,192 -$108 -8.3%
Wisconsin $902 -$398 -30.6%
Wyoming $1,160 -$140 -10.8%

View Chart as Image

Nissan Versa Note insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $460 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit

Nissan Versa Note Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Versa Note $240 $446 $456 $1,300
2018 Nissan Versa Note $230 $400 $460 $1,248

Rates are averaged for all Nissan Versa Note models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Nissan Versa Note Insurance

Finding cheaper rates on car insurance requires avoiding accidents and claims, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Compare rates at every other renewal by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The points below are a quick rundown of the concepts that were touched on above.

  • Higher risk drivers with reckless driving or DUI convictions may have to pay on average $1,530 more annually to insure a Nissan Versa Note
  • Drivers under the age of 20 are the costliest to insure, possibly costing $418 each month if the policy includes full coverage
  • It is possible to save approximately $150 per year just by quoting online in advance
  • Increasing comprehensive and collision deductibles can save approximately $450 each year
  • It is possible to save approximately $150 per year just by quoting online in advance

Rates by Driver Age

Nissan Versa Note Insurance Rates by Driver Age
Driver Age Premium
16 $5,010
20 $3,016
30 $1,344
40 $1,300
50 $1,190
60 $1,166

Full coverage, $500 deductibles

Rates by Deductible

Nissan Versa Note Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,604
$250 $1,462
$500 $1,300
$1,000 $1,144

Full coverage, driver age 40

Rates by Liability Limit

Nissan Versa Note Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,300
50/100 $1,391
100/300 $1,505
250/500 $1,802
100 CSL $1,437
300 CSL $1,688
500 CSL $1,870

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Versa Note Insurance Rates for High Risk Drivers
Age Premium
16 $7,128
20 $4,808
30 $2,874
40 $2,826
50 $2,702
60 $2,678

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $183

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $70
Homeowner $21
5-yr Accident Free $93
5-yr Claim Free $84
Paid in Full/EFT $57
Advance Quote $63
Online Quote $91
Total Discounts $548
Rate after discounts $752

Discounts are estimated and may not be available from every company or in every state.

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