Nissan Versa Note Insurance Rates

U.S. average insurance rates for a Nissan Versa Note are $1,334 a year for full coverage insurance. Comprehensive insurance costs approximately $250, collision insurance costs $474, and liability coverage is estimated at $452. Liability-only coverage costs approximately $504 a year, and high-risk coverage costs $2,900 or more. Teen drivers pay the highest rates at up to $5,112 a year.

Average premium for full coverage: $1,334

Price estimates by individual coverage:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different Versa Note trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates how location impacts auto insurance prices.

The ranges above illustrate why anyone shopping for car insurance should get quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Nissan Versa Note insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $768
• Choosing higher $1,000 deductibles can save $164 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,334
• Choosing more expensive low deductibles for comp and collision coverage will cost an extra $320 each year
• Drivers with multiple violations and an at-fault accident could pay around $2,900
• The price for full coverage for a teenage driver with full coverage can cost $5,112 each year

View Chart as Image

Auto insurance prices for a Nissan Versa Note are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles may only pay around $1,200 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay in the ballpark of $5,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan Versa Note insurance rates. A good driver about age 40 could pay as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,800 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $490 a year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. High-risk driver insurance ranges around 43% to 134% more than average. View High Risk Driver Rates

How to Find Cheap Nissan Versa Note Insurance

Getting lower rates on auto insurance takes being a good driver, having good credit, not filing small claims, and possibly higher deductibles. Spend time shopping around at least once a year by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following list is a brief summary of the primary concepts that were touched on above.

• It is possible to save around $160 per year just by shopping early and online
• Drivers that tend to have accidents or serious violations may pay on average $1,570 more per year than a safer driver
• Increasing physical damage deductibles can save around $475 each year
• Drivers age 16 to 20 have the highest car insurance prices, as much as $426 a month if they have full coverage