Nissan Versa Note Insurance Rates

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Save on 2018 Nissan Versa Note Insurance Cost in 2025

Searching for low-cost insurance for your Nissan Versa Note could be an all-consuming task, but you can learn our car insurance buying tips to save time. There are more efficient ways to compare car insurance rates so we're going to tell you the quickest way to compare rates for your Nissan and find the lowest price from both online companies and local agents. It's a good idea to price shop cover...

Dani Best

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Apr 22, 2024

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U.S. average insurance rates for a Nissan Versa Note are $1,334 a year with full coverage. Comprehensive insurance costs approximately $250, collision costs $474, and liability insurance is $452. Buying just liability costs around $504 a year, with insurance for high-risk drivers costing $2,900 or more. Teen drivers pay the highest rates at $5,112 a year or more.

Average premium for full coverage: $1,334

Price estimates by individual coverage:

Comprehensive $250
Collision $474
Liability $452

Rate estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for different Versa Note trim levels.

Price Range from Low to High

For the average 40-year-old driver, Nissan Versa Note insurance prices go from as low as $504 for a discount liability-only rate to a much higher rate of $2,900 for a driver who has had serious violations or accidents.

Liability Only $504
Full Coverage $1,334
High Risk $2,900

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations have a lower frequency of collision claims than larger metro areas.

The price range example below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,001
Small Cities $1,401
Large Cities $1,801

The ranges above demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated Nissan Versa Note insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $768
  • Raising to $1,000 deductibles will save $164 annually
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,334
  • Choosing more expensive low deductibles will cost an extra $320 a year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,900 or more
  • The price for full coverage for a teen driver with full coverage can cost $5,112

View Chart as Image

Nissan Versa Note insurance cost comparison chart
Column chart showing full coverage Nissan Versa Note insurance prices range from $768 to $5,112

Insurance prices for a Nissan Versa Note are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

The state you live in also has a big influence on Nissan Versa Note insurance rates. A middle-age driver might find prices as low as $960 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,800 on average in New York, Michigan, and Florida.

Nissan Versa Note Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,206 -$128 -9.6%
Alaska $1,024 -$310 -23.2%
Arizona $1,106 -$228 -17.1%
Arkansas $1,334 -$0 0.0%
California $1,518 $184 13.8%
Colorado $1,272 -$62 -4.6%
Connecticut $1,372 $38 2.8%
Delaware $1,508 $174 13.0%
Florida $1,668 $334 25.0%
Georgia $1,230 -$104 -7.8%
Hawaii $956 -$378 -28.3%
Idaho $902 -$432 -32.4%
Illinois $994 -$340 -25.5%
Indiana $1,004 -$330 -24.7%
Iowa $898 -$436 -32.7%
Kansas $1,266 -$68 -5.1%
Kentucky $1,818 $484 36.3%
Louisiana $1,974 $640 48.0%
Maine $822 -$512 -38.4%
Maryland $1,100 -$234 -17.5%
Massachusetts $1,068 -$266 -19.9%
Michigan $2,316 $982 73.6%
Minnesota $1,116 -$218 -16.3%
Mississippi $1,596 $262 19.6%
Missouri $1,184 -$150 -11.2%
Montana $1,432 $98 7.3%
Nebraska $1,052 -$282 -21.1%
Nevada $1,598 $264 19.8%
New Hampshire $962 -$372 -27.9%
New Jersey $1,490 $156 11.7%
New Mexico $1,180 -$154 -11.5%
New York $1,404 $70 5.2%
North Carolina $768 -$566 -42.4%
North Dakota $1,092 -$242 -18.1%
Ohio $922 -$412 -30.9%
Oklahoma $1,368 $34 2.5%
Oregon $1,220 -$114 -8.5%
Pennsylvania $1,272 -$62 -4.6%
Rhode Island $1,778 $444 33.3%
South Carolina $1,208 -$126 -9.4%
South Dakota $1,124 -$210 -15.7%
Tennessee $1,168 -$166 -12.4%
Texas $1,608 $274 20.5%
Utah $986 -$348 -26.1%
Vermont $912 -$422 -31.6%
Virginia $798 -$536 -40.2%
Washington $1,030 -$304 -22.8%
West Virginia $1,220 -$114 -8.5%
Wisconsin $922 -$412 -30.9%
Wyoming $1,188 -$146 -10.9%

View Chart as Image

Nissan Versa Note insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $490 each year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,200 additional each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 134% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to compare prices from as many companies as possible. Every auto insurance company uses a different rate calculation, and prices may be quite different from one company to the next.

Nissan Versa Note Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Versa Note $250 $474 $452 $1,334
2018 Nissan Versa Note $240 $446 $456 $1,300

Rates are averaged for all Nissan Versa Note models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Nissan Versa Note Insurance

Getting lower rates on Nissan Versa Note insurance consists of being a safe and courteous driver, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates every other policy renewal by requesting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

Below is a brief recap of the ideas that were touched on in this article.

  • Teenage drivers are the costliest to insure, costing up to $426 a month including comprehensive and collision insurance
  • High-risk drivers who tend to receive serious violations pay on average $1,570 more per year for auto insurance
  • Increasing physical damage deductibles can save around $475 each year
  • You may be able to save around $160 per year simply by shopping early and online

Rates by Driver Age

Nissan Versa Note Insurance Rates by Driver Age
Driver Age Premium
16 $5,112
20 $3,094
30 $1,382
40 $1,334
50 $1,220
60 $1,196

Full coverage, $500 deductibles

Rates by Deductible

Nissan Versa Note Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,654
$250 $1,504
$500 $1,334
$1,000 $1,170

Full coverage, driver age 40

Rates by Liability Limit

Nissan Versa Note Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,334
50/100 $1,424
100/300 $1,537
250/500 $1,831
100 CSL $1,470
300 CSL $1,718
500 CSL $1,899

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Versa Note Insurance Rates for High Risk Drivers
Age Premium
16 $7,280
20 $4,934
30 $2,952
40 $2,900
50 $2,770
60 $2,746

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $72
Homeowner $21
5-yr Accident Free $96
5-yr Claim Free $87
Paid in Full/EFT $59
Advance Quote $66
Online Quote $94
Total Discounts $566
Rate after discounts $768

Discounts are estimated and may not be available from every company or in every state.

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