Nissan Versa Note Insurance Rates

Average auto insurance rates for a Nissan Versa Note are $1,334 annually with full coverage. Comprehensive insurance costs an estimated $250, collision insurance costs $474, and liability coverage costs $452. A policy with just liability insurance costs as little as $504 a year, and coverage for high-risk drivers costs $2,900 or more. Teenage drivers receive the highest rates at up to $5,112 a year.

Average premium for full coverage: $1,334

Rate estimates broken down by individual coverage type:

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for all Versa Note models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. More rural locations tend to have fewer collision claims than densely populated cities. The example below illustrates how geographic area affects insurance prices.

These examples demonstrate why everyone should compare rates for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Nissan Versa Note insurance rates for other coverage scenarios.

• The best discount rate is $768
• Drivers who choose higher $1,000 deductibles will pay approximately $164 annually
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,334
• Using pricier low deductibles for comprehensive and collision insurance costs an additional $320 each year
• High-risk insureds who are prone to accidents and violations could pay up to $2,900
• The cost with full coverage for a teenage driver for full coverage can cost as much as $5,112 a year

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Insurance rates for a Nissan Versa Note can also vary considerably based on the trim level of your Versa Note, your driving record, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $5,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,600 to $2,200 additional per year, depending on your age. Nissan Versa Note insurance for high-risk drivers can cost around 43% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $490 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Nissan Versa Note insurance rates. A 40-year-old driver could pay as low as $960 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,800 on average in New York, Michigan, and Florida.

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How to Buy More Affordable Nissan Versa Note Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates every year by requesting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

Below you'll find a summary of the coverage data presented in the illustrations above.

• You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date
• Increasing deductibles could save up to $475 each year
• Youthful drivers are expensive to insure, with premiums as much as $426 per month if they have full coverage
• Drivers who have multiple accidents or major violations pay on average $1,570 more annually than a low-risk driver