Nissan Titan XD Insurance Rates

U.S. average insurance rates for a Nissan Titan XD are $1,476 a year for full coverage. Comprehensive insurance costs on average $260 each year, collision insurance costs $446, and liability insurance is $570. Buying just liability costs around $634 a year, and insurance for high-risk drivers costs $3,192 or more. Teen drivers pay the highest rates at up to $5,764 a year.

Average premium for full coverage: $1,476

Price estimates by individual coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and Titan XD models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas have a lower frequency of accident claims than larger metro areas. The graphic below illustrates how geographic area affects car insurance rates.

The ranges above show why all drivers should compare rates quotes based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Nissan Titan XD insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $870
• Raising to $1,000 deductibles will save around $160 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,476
• Choosing low deductibles will cost an extra $312 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,192
• The price for full coverage for a teen driver may cost $5,764

View Chart as Image

Insurance prices for a Nissan Titan XD are also quite variable based on your driving record, the trim level of your Titan XD, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,400 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $5,700 a year. View Rates by Age

The state you live in also has a big influence on Nissan Titan XD insurance rates. A middle-age driver might find prices as low as $970 a year in states like Idaho, Maine, and Iowa, or as much as $2,100 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can reduce prices by up to $480 each year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $513 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,700 to $2,500 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 128% more than average. View High Risk Driver Rates

How to Find Low Cost Nissan Titan XD Insurance

Getting lower rates on Nissan Titan XD insurance consists of avoiding accidents and violations, having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to compare rates at every other renewal by quoting rates from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The list below is a review of the concepts that were presented in the illustrations above.

• High-risk drivers who have several accidents or serious violations will pay on average $1,720 more each year for car insurance
• Teenagers pay higher prices, with premiums as much as $480 a month including comprehensive and collision insurance
• Drivers can save as much as $170 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $475 each year
• Drivers can save as much as $170 per year just by quoting online in advance