Nissan Titan XD Insurance Rates

Average insurance rates for a Nissan Titan XD are $1,422 a year for full coverage. Comprehensive costs around $248 each year, collision insurance costs $400, and liability insurance is $574. A policy with just liability insurance costs around $638 a year, and coverage for high-risk drivers costs around $3,074. Teen drivers receive the highest rates at up to $5,596 a year.

Average premium for full coverage: $1,422

Rate estimates for individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and Titan XD models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than larger metro areas. The graphic below illustrates how geographic area affects auto insurance rates.

These examples show why all drivers should compare rates quotes for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Nissan Titan XD insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $844
• Raising to $1,000 deductibles will save about $146 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,422
• Choosing low deductibles bumps up the cost to $1,706
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $3,074
• The cost that insures a teen driver can be $5,596

View Chart as Image

Insurance rates for a Nissan Titan XD can also vary considerably based on the trim level and model year, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,700 to $2,400 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 133% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $5,500 a year. View Rates by Age

Where you live also has a big influence on Nissan Titan XD insurance rates. A middle-age driver might find rates as low as $940 a year in states like Idaho, Maine, and Iowa, or as much as $2,030 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can reduce rates by up to $430 each year, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $516 more each year. View Rates by Deductible or Liability Limit

How to Find Cheaper Nissan Titan XD Insurance

Saving money on Nissan Titan XD insurance consists of avoiding accidents and violations, having a good credit score, eliminating unneeded coverage, and deciding if full coverage is necessary. Shop around at least every other year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a condensed summary of the car insurance concepts presented in the illustrations above.

• High-risk drivers with multiple at-fault accidents pay on average $1,650 more every year for car insurance
• Drivers can save up to $160 per year just by quoting online in advance
• Increasing deductibles can save approximately $425 each year
• Drivers who may need higher liability limits will pay about $630 each year to raise from a minimum limit to the 250/500 level