Nissan Titan XD Insurance Rates

U.S. average insurance rates for a Nissan Titan XD are $1,476 a year for full coverage. Comprehensive costs approximately $260 each year, collision insurance costs $446, and liability costs around $570. Liability-only coverage costs as low as $634 a year, and high-risk coverage costs around $3,192. Teens pay the highest rates at up to $5,764 a year.

Average premium for full coverage: $1,476

Price estimates by individual coverage:

Estimates include $500 deductible amounts, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Titan XD models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural locations have lower incidents of accident claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above show why all drivers should compare prices using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Nissan Titan XD insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $870
• Using higher $1,000 deductibles will save $160 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,476
• Selecting low deductibles for physical damage coverage bumps up the cost to $1,788
• Drivers with serious driving violations could pay around $3,192
• The price that insures a teen driver can cost $5,764 or more

View Chart as Image

Auto insurance prices for a Nissan Titan XD are also quite variable based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,700 to $2,500 in extra premium each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 128% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,400 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,700 a year. View Rates by Age

The state you live in has a huge impact on Nissan Titan XD insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,100 on average in New York, Louisiana, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $480 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $513 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Nissan Titan XD Insurance

Getting lower rates on car insurance requires having a good driving record, maintaining a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Compare rates at every policy renewal by requesting quotes from direct carriers, and also from insurance agencies where you live.

The next list is a review of the data covered above.

• Policyholders who purchase increased levels of liability coverage will pay approximately $630 each year to increase from a low limit to the 250/500 level
• Drivers can save around $170 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $475 each year
• Drivers age 20 and younger have the highest car insurance prices, with premiums as much as $480 a month if the policy includes full coverage