Nissan Titan XD Insurance Rates

Average insurance rates for a Nissan Titan XD are $1,422 a year including full coverage. Comprehensive costs an estimated $248 a year, collision insurance costs $400, and liability costs around $574. Liability-only coverage costs as low as $638 a year, and high-risk coverage costs around $3,074. Teen drivers receive the highest rates at up to $5,596 a year.

Average premium for full coverage: $1,422

Rate estimates broken down by individual coverage type:

Includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and Titan XD trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects insurance prices.

These examples highlight why it is important to compare prices for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Nissan Titan XD insurance rates for other coverage scenarios.

• The lowest rate with discounts is $844
• Using higher $1,000 deductibles will save approximately $1,276 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,422
• Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,706
• Drivers with multiple violations and an at-fault accident could pay up to $3,074
• The cost that insures a teen driver can cost as much as $5,596 or more

View Chart as Image

Car insurance rates for a Nissan Titan XD can also vary considerably based on the trim level of your Titan XD, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,700 to $2,400 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 133% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged at least $5,500 a year. View Rates by Age

Where you live has a huge impact on Nissan Titan XD insurance prices. A driver around age 40 might see rates as low as $1,090 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,030 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $430 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $516 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Cheapest Nissan Titan XD Insurance

Saving money on car insurance requires being a low-risk driver, having a positive credit history, not filing small claims, and possibly higher deductibles. Shop around every other policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The items below are a recap of the ideas that were raised in the charts and tables above.

• Teen drivers have the highest car insurance rates, as much as $466 per month if full coverage is purchased
• Higher risk drivers that have major violations or accidents could be charged and average of $1,650 more annually to insure their Titan XD
• Increasing deductibles can save approximately $425 each year
• You may be able to save approximately $160 per year just by quoting early and online