Nissan Titan XD Insurance Rates

Average insurance rates for a Nissan Titan XD are $1,422 a year for full coverage insurance. Comprehensive insurance costs on average $248, collision insurance costs $400, and liability coverage is estimated at $574. Buying just liability costs approximately $638 a year, and insurance for high-risk drivers costs $3,074 or more. Teenage drivers receive the highest rates at up to $5,596 a year.

Average premium for full coverage: $1,422

Rate estimates by individual coverage type:

Prices are based on $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and for all Titan XD models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how location impacts car insurance rates.

These examples illustrate why everyone should get quotes based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Nissan Titan XD insurance rates for different risk profiles and scenarios.

• The best discount rate is $844
• Choosing higher $1,000 deductibles can save around $146 each year
• The average rate for a 40-year-old driver with $500 deductibles is $1,422
• Using pricier low deductibles for comp and collision coverage will cost an extra $284 each year
• Drivers who are prone to accidents and violations could pay upwards of $3,074
• The cost for full coverage for a teenage driver for full coverage may cost $5,596 each year

View Chart as Image

Auto insurance rates for a Nissan Titan XD can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay upwards of $5,500 a year. View Rates by Age

Where you live plays a big part in determining prices for Nissan Titan XD insurance rates. A good driver about age 40 could pay as low as $930 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,920 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $430 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $516 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,400 in extra premium per year, depending on your age. Nissan Titan XD insurance for high-risk drivers ranges around 43% to 133% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Nissan Titan XD Insurance

Saving money on auto insurance takes not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around at least every other year by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

The following is a brief review of the car insurance concepts touched on above.

• Drivers with DUI or reckless driving convictions pay an average of $1,650 more each year for Titan XD insurance
• It is possible to save as much as $160 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save around $425 each year
• Consumers who require higher liability limits will pay an extra $630 annually to raise limits from a minimum limit to 250/500 limits