Nissan Kicks Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average auto insurance rates for a Nissan Kicks are $1,264 annually for full coverage insurance. Comprehensive insurance costs approximately $260, collision insurance costs $404, and liability is $442. A policy with just liability insurance costs around $496 a year, and coverage for high-risk drivers costs $2,722 or more. Teens pay the highest rates at up to $4,812 a year.
Average premium for full coverage: $1,264
Price estimates by individual coverage:
These estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for different Kicks trim levels.
Price Range from Low to High
For a 40-year-old driver, Nissan Kicks insurance prices range from as cheap as $496 for the bare minimum liability coverage to a much higher rate of $2,722 for a driver who has had serious violations or accidents.
Geographic Price Range
Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations have fewer physical damage claims than cities with more traffic congestion. The price range example below illustrates how your location can change auto insurance prices.
The ranges above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Nissan Kicks insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $743
- Raising to $1,000 deductibles will save $150 each year
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,264
- Selecting more expensive low deductibles costs an additional $290 every year
- At-risk drivers with serious driving violations could pay around $2,722
- The price with full coverage for a teen driver with full coverage can cost $4,812
Insurance prices for a Nissan Kicks are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.
An older driver with a clean driving record and high physical damage deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,800 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,500 to $2,100 extra each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 133% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $440 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on Nissan Kicks insurance prices. A middle-age driver might find prices as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,710 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,142 | -$122 | -9.7% |
Alaska | $970 | -$294 | -23.3% |
Arizona | $1,052 | -$212 | -16.8% |
Arkansas | $1,264 | -$0 | 0.0% |
California | $1,440 | $176 | 13.9% |
Colorado | $1,208 | -$56 | -4.4% |
Connecticut | $1,298 | $34 | 2.7% |
Delaware | $1,430 | $166 | 13.1% |
Florida | $1,580 | $316 | 25.0% |
Georgia | $1,168 | -$96 | -7.6% |
Hawaii | $908 | -$356 | -28.2% |
Idaho | $856 | -$408 | -32.3% |
Illinois | $942 | -$322 | -25.5% |
Indiana | $952 | -$312 | -24.7% |
Iowa | $852 | -$412 | -32.6% |
Kansas | $1,202 | -$62 | -4.9% |
Kentucky | $1,724 | $460 | 36.4% |
Louisiana | $1,872 | $608 | 48.1% |
Maine | $780 | -$484 | -38.3% |
Maryland | $1,044 | -$220 | -17.4% |
Massachusetts | $1,012 | -$252 | -19.9% |
Michigan | $2,196 | $932 | 73.7% |
Minnesota | $1,058 | -$206 | -16.3% |
Mississippi | $1,514 | $250 | 19.8% |
Missouri | $1,120 | -$144 | -11.4% |
Montana | $1,358 | $94 | 7.4% |
Nebraska | $996 | -$268 | -21.2% |
Nevada | $1,514 | $250 | 19.8% |
New Hampshire | $910 | -$354 | -28.0% |
New Jersey | $1,414 | $150 | 11.9% |
New Mexico | $1,120 | -$144 | -11.4% |
New York | $1,332 | $68 | 5.4% |
North Carolina | $728 | -$536 | -42.4% |
North Dakota | $1,034 | -$230 | -18.2% |
Ohio | $872 | -$392 | -31.0% |
Oklahoma | $1,298 | $34 | 2.7% |
Oregon | $1,158 | -$106 | -8.4% |
Pennsylvania | $1,208 | -$56 | -4.4% |
Rhode Island | $1,686 | $422 | 33.4% |
South Carolina | $1,144 | -$120 | -9.5% |
South Dakota | $1,066 | -$198 | -15.7% |
Tennessee | $1,108 | -$156 | -12.3% |
Texas | $1,522 | $258 | 20.4% |
Utah | $936 | -$328 | -25.9% |
Vermont | $866 | -$398 | -31.5% |
Virginia | $758 | -$506 | -40.0% |
Washington | $978 | -$286 | -22.6% |
West Virginia | $1,158 | -$106 | -8.4% |
Wisconsin | $876 | -$388 | -30.7% |
Wyoming | $1,126 | -$138 | -10.9% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Nissan Kicks | $322 | $470 | $372 | $1,322 |
2023 Nissan Kicks | $306 | $452 | $390 | $1,306 |
2022 Nissan Kicks | $294 | $448 | $398 | $1,298 |
2021 Nissan Kicks | $284 | $436 | $416 | $1,294 |
2020 Nissan Kicks | $274 | $418 | $430 | $1,280 |
2019 Nissan Kicks | $260 | $404 | $442 | $1,264 |
2018 Nissan Kicks | $250 | $374 | $452 | $1,234 |
Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Nissan Kicks Insurance
Getting lower rates on car insurance consists of being a safe and courteous driver, having a good credit history, not filing small claims, and possibly raising deductibles. Invest the time to shop around every other policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
Below is a brief summary of the ideas that were illustrated above.
- Teenage drivers are expensive to insure, as much as $401 a month including comprehensive and collision insurance
- Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,460 more per year for auto insurance
- Increasing physical damage deductibles could save up to $450 each year
- It is possible to save around $150 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,812 |
20 | $2,892 |
30 | $1,308 |
40 | $1,264 |
50 | $1,156 |
60 | $1,132 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,554 |
$250 | $1,418 |
$500 | $1,264 |
$1,000 | $1,114 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,264 |
50/100 | $1,352 |
100/300 | $1,463 |
250/500 | $1,750 |
100 CSL | $1,397 |
300 CSL | $1,640 |
500 CSL | $1,817 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,834 |
20 | $4,604 |
30 | $2,770 |
40 | $2,722 |
50 | $2,600 |
60 | $2,574 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $66 |
Multi-vehicle | $66 |
Homeowner | $20 |
5-yr Accident Free | $87 |
5-yr Claim Free | $81 |
Paid in Full/EFT | $53 |
Advance Quote | $60 |
Online Quote | $88 |
Total Discounts | $521 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area