Nissan Kicks Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance prices for a Nissan Kicks are $1,234 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $250, collision insurance costs $374, and liability coverage costs $452. Liability-only insurance costs as little as $504 a year, and high-risk driver insurance costs $2,656 or more. Teen drivers pay the highest rates at up to $4,724 a year.

Average premium for full coverage: $1,234

Price estimates broken down by individual coverage:

Comprehensive $250
Collision $374
Liability $452

Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Kicks trim levels.

Price Range from Low to High

For an average driver, Nissan Kicks insurance prices range from the cheapest price of $504 for just liability coverage to a much higher rate of $2,656 for a driver required to buy high-risk insurance.

Liability Only $504
Full Coverage $1,234
High Risk $2,656

Geographic Price Range

Your location has a large influence on the price of insurance. More rural locations have more infrequent physical damage claims than larger metro areas. The price range example below illustrates the effect of geographic area on insurance prices.

Rural Areas $926
Small Cities $1,296
Large Cities $1,666

The ranges above illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates average Nissan Kicks insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $727
  • Drivers who choose higher $1,000 deductibles will pay approximately $142 each year
  • The average price for the average middle-age driver who has $500 deductibles is $1,234
  • Choosing more expensive low deductibles for comprehensive and collision insurance costs an extra $272 each year
  • High-risk insureds with multiple violations and an at-fault accident could pay up to $2,656
  • The price to insure a teenage driver with full coverage can cost as much as $4,724 a year

View Chart as Image

Nissan Kicks insurance cost comparison chart
Column chart showing Nissan Kicks insurance prices range from $727 to $4,724 for full coverage

Car insurance prices for a Nissan Kicks are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Choosing high deductibles could save up to $420 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged at least $4,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,500 to $2,000 extra each year, depending on your age. High-risk driver insurance can cost around 42% to 136% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Nissan Kicks insurance rates. A 40-year-old driver could pay as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,670 on average in Florida, New York, and Michigan.

Nissan Kicks Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,116 -$118 -9.6%
Alaska $948 -$286 -23.2%
Arizona $1,022 -$212 -17.2%
Arkansas $1,234 -$0 0.0%
California $1,406 $172 13.9%
Colorado $1,178 -$56 -4.5%
Connecticut $1,270 $36 2.9%
Delaware $1,396 $162 13.1%
Florida $1,544 $310 25.1%
Georgia $1,138 -$96 -7.8%
Hawaii $886 -$348 -28.2%
Idaho $834 -$400 -32.4%
Illinois $920 -$314 -25.4%
Indiana $928 -$306 -24.8%
Iowa $832 -$402 -32.6%
Kansas $1,172 -$62 -5.0%
Kentucky $1,684 $450 36.5%
Louisiana $1,826 $592 48.0%
Maine $762 -$472 -38.2%
Maryland $1,018 -$216 -17.5%
Massachusetts $988 -$246 -19.9%
Michigan $2,142 $908 73.6%
Minnesota $1,032 -$202 -16.4%
Mississippi $1,476 $242 19.6%
Missouri $1,094 -$140 -11.3%
Montana $1,324 $90 7.3%
Nebraska $974 -$260 -21.1%
Nevada $1,480 $246 19.9%
New Hampshire $890 -$344 -27.9%
New Jersey $1,378 $144 11.7%
New Mexico $1,092 -$142 -11.5%
New York $1,298 $64 5.2%
North Carolina $712 -$522 -42.3%
North Dakota $1,010 -$224 -18.2%
Ohio $852 -$382 -31.0%
Oklahoma $1,266 $32 2.6%
Oregon $1,130 -$104 -8.4%
Pennsylvania $1,178 -$56 -4.5%
Rhode Island $1,646 $412 33.4%
South Carolina $1,118 -$116 -9.4%
South Dakota $1,040 -$194 -15.7%
Tennessee $1,080 -$154 -12.5%
Texas $1,488 $254 20.6%
Utah $914 -$320 -25.9%
Vermont $844 -$390 -31.6%
Virginia $738 -$496 -40.2%
Washington $954 -$280 -22.7%
West Virginia $1,130 -$104 -8.4%
Wisconsin $854 -$380 -30.8%
Wyoming $1,100 -$134 -10.9%

View Chart as Image

Nissan Kicks insurance rates by U.S. city
Nissan Kicks Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Kicks $306 $452 $390 $1,306
2023 Nissan Kicks $294 $448 $398 $1,298
2022 Nissan Kicks $284 $436 $416 $1,294
2021 Nissan Kicks $274 $418 $430 $1,280
2020 Nissan Kicks $260 $404 $442 $1,264
2019 Nissan Kicks $250 $374 $452 $1,234
2018 Nissan Kicks $240 $352 $456 $1,206

Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Nissan Kicks Insurance

Getting lower rates on auto insurance not only requires being a low-risk driver, but also maintaining a good credit score, not filing small claims, and possibly higher deductibles. Take the time to compare rates at every policy renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a review of the data covered in the above illustrations.

  • Consumers who want more liability coverage will pay about $500 annually to go from a low limit to a 250/500 level
  • It is possible to save approximately $140 per year just by shopping early and online
  • Increasing physical damage deductibles could save as much as $425 each year
  • Teen drivers have the highest car insurance prices, as much as $394 a month if the policy includes full coverage

Rates by Driver Age

Nissan Kicks Insurance Rates by Driver Age
Driver Age Premium
16 $4,724
20 $2,820
30 $1,274
40 $1,234
50 $1,128
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Nissan Kicks Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,506
$250 $1,380
$500 $1,234
$1,000 $1,092

Full coverage, driver age 40

Rates by Liability Limit

Nissan Kicks Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,234
50/100 $1,324
100/300 $1,437
250/500 $1,731
100 CSL $1,370
300 CSL $1,618
500 CSL $1,799

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Kicks Insurance Rates for High Risk Drivers
Age Premium
16 $6,704
20 $4,488
30 $2,696
40 $2,656
50 $2,534
60 $2,510

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $83
5-yr Claim Free $79
Paid in Full/EFT $51
Advance Quote $58
Online Quote $86
Total Discounts $507
Rate after discounts $727

Discounts are estimated and may not be available from every company or in every state.

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