Nissan Kicks Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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U.S. average auto insurance rates for a Nissan Kicks are $1,264 annually for full coverage insurance. Comprehensive insurance costs approximately $260, collision insurance costs $404, and liability is $442. A policy with just liability insurance costs around $496 a year, and coverage for high-risk drivers costs $2,722 or more. Teens pay the highest rates at up to $4,812 a year.

Average premium for full coverage: $1,264

Price estimates by individual coverage:

Comprehensive $260
Collision $404
Liability $442

These estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for different Kicks trim levels.

Price Range from Low to High

For a 40-year-old driver, Nissan Kicks insurance prices range from as cheap as $496 for the bare minimum liability coverage to a much higher rate of $2,722 for a driver who has had serious violations or accidents.

Liability Only $496
Full Coverage $1,264
High Risk $2,722

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations have fewer physical damage claims than cities with more traffic congestion. The price range example below illustrates how your location can change auto insurance prices.

Rural Areas $948
Small Cities $1,327
Large Cities $1,706

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates average Nissan Kicks insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $743
  • Raising to $1,000 deductibles will save $150 each year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,264
  • Selecting more expensive low deductibles costs an additional $290 every year
  • At-risk drivers with serious driving violations could pay around $2,722
  • The price with full coverage for a teen driver with full coverage can cost $4,812

View Chart as Image

Nissan Kicks insurance cost comparison chart
Column chart showing Nissan Kicks insurance prices range from $743 to $4,812 for full coverage

Insurance prices for a Nissan Kicks are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,800 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,500 to $2,100 extra each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $440 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Nissan Kicks insurance prices. A middle-age driver might find prices as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,710 on average in Florida, New York, and Michigan.

Nissan Kicks Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,142 -$122 -9.7%
Alaska $970 -$294 -23.3%
Arizona $1,052 -$212 -16.8%
Arkansas $1,264 -$0 0.0%
California $1,440 $176 13.9%
Colorado $1,208 -$56 -4.4%
Connecticut $1,298 $34 2.7%
Delaware $1,430 $166 13.1%
Florida $1,580 $316 25.0%
Georgia $1,168 -$96 -7.6%
Hawaii $908 -$356 -28.2%
Idaho $856 -$408 -32.3%
Illinois $942 -$322 -25.5%
Indiana $952 -$312 -24.7%
Iowa $852 -$412 -32.6%
Kansas $1,202 -$62 -4.9%
Kentucky $1,724 $460 36.4%
Louisiana $1,872 $608 48.1%
Maine $780 -$484 -38.3%
Maryland $1,044 -$220 -17.4%
Massachusetts $1,012 -$252 -19.9%
Michigan $2,196 $932 73.7%
Minnesota $1,058 -$206 -16.3%
Mississippi $1,514 $250 19.8%
Missouri $1,120 -$144 -11.4%
Montana $1,358 $94 7.4%
Nebraska $996 -$268 -21.2%
Nevada $1,514 $250 19.8%
New Hampshire $910 -$354 -28.0%
New Jersey $1,414 $150 11.9%
New Mexico $1,120 -$144 -11.4%
New York $1,332 $68 5.4%
North Carolina $728 -$536 -42.4%
North Dakota $1,034 -$230 -18.2%
Ohio $872 -$392 -31.0%
Oklahoma $1,298 $34 2.7%
Oregon $1,158 -$106 -8.4%
Pennsylvania $1,208 -$56 -4.4%
Rhode Island $1,686 $422 33.4%
South Carolina $1,144 -$120 -9.5%
South Dakota $1,066 -$198 -15.7%
Tennessee $1,108 -$156 -12.3%
Texas $1,522 $258 20.4%
Utah $936 -$328 -25.9%
Vermont $866 -$398 -31.5%
Virginia $758 -$506 -40.0%
Washington $978 -$286 -22.6%
West Virginia $1,158 -$106 -8.4%
Wisconsin $876 -$388 -30.7%
Wyoming $1,126 -$138 -10.9%

View Chart as Image

Nissan Kicks insurance rates by U.S. city
Nissan Kicks Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Kicks $322 $470 $372 $1,322
2023 Nissan Kicks $306 $452 $390 $1,306
2022 Nissan Kicks $294 $448 $398 $1,298
2021 Nissan Kicks $284 $436 $416 $1,294
2020 Nissan Kicks $274 $418 $430 $1,280
2019 Nissan Kicks $260 $404 $442 $1,264
2018 Nissan Kicks $250 $374 $452 $1,234

Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Nissan Kicks Insurance

Getting lower rates on car insurance consists of being a safe and courteous driver, having a good credit history, not filing small claims, and possibly raising deductibles. Invest the time to shop around every other policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below is a brief summary of the ideas that were illustrated above.

  • Teenage drivers are expensive to insure, as much as $401 a month including comprehensive and collision insurance
  • Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,460 more per year for auto insurance
  • Increasing physical damage deductibles could save up to $450 each year
  • It is possible to save around $150 per year just by shopping early and online

Rates by Driver Age

Nissan Kicks Insurance Rates by Driver Age
Driver Age Premium
16 $4,812
20 $2,892
30 $1,308
40 $1,264
50 $1,156
60 $1,132

Full coverage, $500 deductibles

Rates by Deductible

Nissan Kicks Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,554
$250 $1,418
$500 $1,264
$1,000 $1,114

Full coverage, driver age 40

Rates by Liability Limit

Nissan Kicks Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,264
50/100 $1,352
100/300 $1,463
250/500 $1,750
100 CSL $1,397
300 CSL $1,640
500 CSL $1,817

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Kicks Insurance Rates for High Risk Drivers
Age Premium
16 $6,834
20 $4,604
30 $2,770
40 $2,722
50 $2,600
60 $2,574

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $172

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $66
Homeowner $20
5-yr Accident Free $87
5-yr Claim Free $81
Paid in Full/EFT $53
Advance Quote $60
Online Quote $88
Total Discounts $521
Rate after discounts $743

Discounts are estimated and may not be available from every company or in every state.

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