Nissan Kicks Insurance Rates
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UPDATED: Mar 28, 2024
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Estimated insurance prices for a Nissan Kicks are $1,264 every 12 months for full coverage insurance. Comprehensive insurance costs on average $260 each year, collision insurance costs $404, and liability insurance is $442. Liability-only coverage costs around $496 a year, and high-risk coverage costs $2,722 or more. Teens pay the most at up to $4,812 a year.
Average premium for full coverage: $1,264
Premium estimates by type of coverage:
Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Kicks models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Nissan Kicks range from the cheapest price of $496 for the bare minimum liability coverage to a high rate of $2,722 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion. The graphic below illustrates how where you live affects car insurance rates.
These rate differences illustrate why all drivers should compare rates quotes based on a specific location and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Nissan Kicks insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $743
- Raising to $1,000 deductibles will save around $150 each year
- The average price for a 40-year-old good driver with $500 deductibles is $1,264
- Selecting low deductibles costs an extra $290 a year
- Higher-risk drivers with serious driving violations could pay upwards of $2,722
- An auto insurance policy to insure a teen driver may cost $4,812
Insurance prices for a Nissan Kicks also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your Kicks.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $440 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $398 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $4,800 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 133% more than the average policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Nissan Kicks insurance rates. A middle-age driver might find prices as low as $830 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,710 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,142 | -$122 | -9.7% |
| Alaska | $970 | -$294 | -23.3% |
| Arizona | $1,052 | -$212 | -16.8% |
| Arkansas | $1,264 | -$0 | 0.0% |
| California | $1,440 | $176 | 13.9% |
| Colorado | $1,208 | -$56 | -4.4% |
| Connecticut | $1,298 | $34 | 2.7% |
| Delaware | $1,430 | $166 | 13.1% |
| Florida | $1,580 | $316 | 25.0% |
| Georgia | $1,168 | -$96 | -7.6% |
| Hawaii | $908 | -$356 | -28.2% |
| Idaho | $856 | -$408 | -32.3% |
| Illinois | $942 | -$322 | -25.5% |
| Indiana | $952 | -$312 | -24.7% |
| Iowa | $852 | -$412 | -32.6% |
| Kansas | $1,202 | -$62 | -4.9% |
| Kentucky | $1,724 | $460 | 36.4% |
| Louisiana | $1,872 | $608 | 48.1% |
| Maine | $780 | -$484 | -38.3% |
| Maryland | $1,044 | -$220 | -17.4% |
| Massachusetts | $1,012 | -$252 | -19.9% |
| Michigan | $2,196 | $932 | 73.7% |
| Minnesota | $1,058 | -$206 | -16.3% |
| Mississippi | $1,514 | $250 | 19.8% |
| Missouri | $1,120 | -$144 | -11.4% |
| Montana | $1,358 | $94 | 7.4% |
| Nebraska | $996 | -$268 | -21.2% |
| Nevada | $1,514 | $250 | 19.8% |
| New Hampshire | $910 | -$354 | -28.0% |
| New Jersey | $1,414 | $150 | 11.9% |
| New Mexico | $1,120 | -$144 | -11.4% |
| New York | $1,332 | $68 | 5.4% |
| North Carolina | $728 | -$536 | -42.4% |
| North Dakota | $1,034 | -$230 | -18.2% |
| Ohio | $872 | -$392 | -31.0% |
| Oklahoma | $1,298 | $34 | 2.7% |
| Oregon | $1,158 | -$106 | -8.4% |
| Pennsylvania | $1,208 | -$56 | -4.4% |
| Rhode Island | $1,686 | $422 | 33.4% |
| South Carolina | $1,144 | -$120 | -9.5% |
| South Dakota | $1,066 | -$198 | -15.7% |
| Tennessee | $1,108 | -$156 | -12.3% |
| Texas | $1,522 | $258 | 20.4% |
| Utah | $936 | -$328 | -25.9% |
| Vermont | $866 | -$398 | -31.5% |
| Virginia | $758 | -$506 | -40.0% |
| Washington | $978 | -$286 | -22.6% |
| West Virginia | $1,158 | -$106 | -8.4% |
| Wisconsin | $876 | -$388 | -30.7% |
| Wyoming | $1,126 | -$138 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Kicks | $322 | $470 | $372 | $1,322 |
| 2023 Nissan Kicks | $306 | $452 | $390 | $1,306 |
| 2022 Nissan Kicks | $294 | $448 | $398 | $1,298 |
| 2021 Nissan Kicks | $284 | $436 | $416 | $1,294 |
| 2020 Nissan Kicks | $274 | $418 | $430 | $1,280 |
| 2019 Nissan Kicks | $260 | $404 | $442 | $1,264 |
| 2018 Nissan Kicks | $250 | $374 | $452 | $1,234 |
Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Nissan Kicks Insurance
Finding better rates on Nissan Kicks insurance consists of avoiding accidents and claims, having good credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Take the time to comparison shop at every policy renewal by getting rate quotes from direct insurance companies, and also from several local insurance agents.
The points below are a summary of the data touched on in the above illustrations.
- Drivers who require increased liability limits will pay approximately $490 annually to raise from 30/60 bodily injury limits to a 250/500 level
- It is possible to save as much as $150 per year just by quoting online in advance
- Increasing policy deductibles could save as much as $450 each year
- Drivers under the age of 20 pay the highest prices, with premiums being up to $401 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,812 |
| 20 | $2,892 |
| 30 | $1,308 |
| 40 | $1,264 |
| 50 | $1,156 |
| 60 | $1,132 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,554 |
| $250 | $1,418 |
| $500 | $1,264 |
| $1,000 | $1,114 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,264 |
| 50/100 | $1,352 |
| 100/300 | $1,463 |
| 250/500 | $1,750 |
| 100 CSL | $1,397 |
| 300 CSL | $1,640 |
| 500 CSL | $1,817 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,834 |
| 20 | $4,604 |
| 30 | $2,770 |
| 40 | $2,722 |
| 50 | $2,600 |
| 60 | $2,574 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $66 |
| Homeowner | $20 |
| 5-yr Accident Free | $87 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $53 |
| Advance Quote | $60 |
| Online Quote | $88 |
| Total Discounts | $521 |
Discounts are estimated and may not be available from every company or in every state.
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