Nissan Kicks Insurance Rates

U.S. average insurance rates for a Nissan Kicks are $1,234 a year with full coverage. Comprehensive insurance costs on average $250, collision insurance costs $374, and liability costs around $452. Buying just liability costs as low as $504 a year, and insurance for high-risk drivers costs $2,656 or more. Teen drivers pay the highest rates at up to $4,724 a year.

Average premium for full coverage: $1,234

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for all Kicks models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on auto insurance rates. Rural areas have a lower frequency of collision claims than larger metro areas. The example below illustrates how your location can change car insurance rates.

The ranges above demonstrate why everyone should compare prices based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Nissan Kicks insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $727
• Using higher $1,000 deductibles will save around $142 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,234
• Choosing pricier low deductibles for physical damage coverage will cost an extra $272 every year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,656
• The price for full coverage for a teen driver for full coverage may cost $4,724 or more

View Chart as Image

Insurance prices for a Nissan Kicks are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $4,700 a year. View Rates by Age

The state you live in has a huge impact on Nissan Kicks insurance prices. A driver around age 40 might see prices as low as $890 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,670 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could cut prices by as much as $420 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,000 additional each year, depending on your age. Nissan Kicks insurance for high-risk drivers can be as much as 42% to 136% more than average. View High Risk Driver Rates

How to Find More Affordable Nissan Kicks Insurance

Getting lower rates on car insurance requires having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to shop around every couple of years by getting quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

The following items are a summary of the material that was illustrated above.

• Policyholders who require additional liability coverage will pay about $500 every year to increase from a low limit to 250/500 limits
• 16 to 18-year-old drivers pay higher prices, costing up to $394 a month including comprehensive and collision insurance
• Higher risk drivers who have multiple accidents or major violations may be required to pay an average of $1,420 more each year than a driver with a clean driving record
• Increasing physical damage deductibles can save around $425 each year