Nissan Kicks Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Estimated insurance prices for a Nissan Kicks are $1,206 every 12 months for full coverage. Comprehensive insurance costs on average $240, collision costs $352, and liability insurance costs $456. A liability-only policy costs as little as $508 a year, with high-risk insurance costing $2,596 or more. Teens pay the most at $4,646 a year or more.
Average premium for full coverage: $1,206
Premium estimates by type of coverage:
These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for all Kicks models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Nissan Kicks go from the cheapest price of $508 for minimum levels of liability insurance to the much higher price of $2,596 for a policy for a high-risk driver.
Insurance Price Range by Location
Your location has a significant impact on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than cities with more traffic congestion.
The example below illustrates how rural and urban location affects car insurance rates.
These rate differences show why everyone should compare rates based on a specific location and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Nissan Kicks insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $713
- Drivers who choose higher $1,000 deductibles will pay around $134 a year
- The average price for a 40-year-old good driver with $500 deductibles is $1,206
- Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $258 a year
- High risk drivers with serious driving violations could pay upwards of $2,596 or more
- An auto insurance policy to insure a teen driver for full coverage may cost $4,646 a year
Auto insurance prices for a Nissan Kicks also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Kicks.
Choosing higher comprehensive and collision insurance deductibles could save up to $400 each year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $411 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $4,600 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,400 to $2,000 in extra premium annually, depending on your age. Nissan Kicks insurance for high-risk drivers can cost anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Nissan Kicks insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,720 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,090 | -$116 | -9.6% |
| Alaska | $926 | -$280 | -23.2% |
| Arizona | $1,000 | -$206 | -17.1% |
| Arkansas | $1,206 | -$0 | 0.0% |
| California | $1,374 | $168 | 13.9% |
| Colorado | $1,154 | -$52 | -4.3% |
| Connecticut | $1,240 | $34 | 2.8% |
| Delaware | $1,366 | $160 | 13.3% |
| Florida | $1,512 | $306 | 25.4% |
| Georgia | $1,114 | -$92 | -7.6% |
| Hawaii | $868 | -$338 | -28.0% |
| Idaho | $816 | -$390 | -32.3% |
| Illinois | $900 | -$306 | -25.4% |
| Indiana | $908 | -$298 | -24.7% |
| Iowa | $814 | -$392 | -32.5% |
| Kansas | $1,148 | -$58 | -4.8% |
| Kentucky | $1,646 | $440 | 36.5% |
| Louisiana | $1,784 | $578 | 47.9% |
| Maine | $746 | -$460 | -38.1% |
| Maryland | $996 | -$210 | -17.4% |
| Massachusetts | $966 | -$240 | -19.9% |
| Michigan | $2,096 | $890 | 73.8% |
| Minnesota | $1,010 | -$196 | -16.3% |
| Mississippi | $1,444 | $238 | 19.7% |
| Missouri | $1,070 | -$136 | -11.3% |
| Montana | $1,298 | $92 | 7.6% |
| Nebraska | $950 | -$256 | -21.2% |
| Nevada | $1,446 | $240 | 19.9% |
| New Hampshire | $868 | -$338 | -28.0% |
| New Jersey | $1,348 | $142 | 11.8% |
| New Mexico | $1,068 | -$138 | -11.4% |
| New York | $1,272 | $66 | 5.5% |
| North Carolina | $696 | -$510 | -42.3% |
| North Dakota | $986 | -$220 | -18.2% |
| Ohio | $834 | -$372 | -30.8% |
| Oklahoma | $1,240 | $34 | 2.8% |
| Oregon | $1,106 | -$100 | -8.3% |
| Pennsylvania | $1,150 | -$56 | -4.6% |
| Rhode Island | $1,610 | $404 | 33.5% |
| South Carolina | $1,092 | -$114 | -9.5% |
| South Dakota | $1,018 | -$188 | -15.6% |
| Tennessee | $1,056 | -$150 | -12.4% |
| Texas | $1,454 | $248 | 20.6% |
| Utah | $896 | -$310 | -25.7% |
| Vermont | $828 | -$378 | -31.3% |
| Virginia | $724 | -$482 | -40.0% |
| Washington | $932 | -$274 | -22.7% |
| West Virginia | $1,106 | -$100 | -8.3% |
| Wisconsin | $836 | -$370 | -30.7% |
| Wyoming | $1,076 | -$130 | -10.8% |
With such a large range in prices, the only way to know exactly what you will pay is to regularly compare prices from as many companies as possible. Every company calculates prices differently, and quoted prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Kicks | $294 | $448 | $398 | $1,298 |
| 2023 Nissan Kicks | $284 | $436 | $416 | $1,294 |
| 2022 Nissan Kicks | $274 | $418 | $430 | $1,280 |
| 2021 Nissan Kicks | $260 | $404 | $442 | $1,264 |
| 2020 Nissan Kicks | $250 | $374 | $452 | $1,234 |
| 2019 Nissan Kicks | $240 | $352 | $456 | $1,206 |
| 2018 Nissan Kicks | $230 | $316 | $460 | $1,164 |
Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Nissan Kicks Insurance
Finding better rates on Nissan Kicks insurance not only requires avoiding accidents and violations, but also having a good credit score, not filing small claims, and taking advantage of discounts. Set aside time to shop around every year by obtaining price quotes from direct carriers, and also from local independent and exclusive agents.
The list below is a brief summary of the coverage data raised in the charts and tables above.
- Drivers can save as much as $140 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles could save as much as $400 each year
- Teenagers are charged the highest prices, as much as $387 per month if comprehensive and collision insurance is included
- High-risk drivers that tend to have accidents or serious violations pay an average of $1,390 more each year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,646 |
| 20 | $2,756 |
| 30 | $1,242 |
| 40 | $1,206 |
| 50 | $1,104 |
| 60 | $1,080 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,464 |
| $250 | $1,346 |
| $500 | $1,206 |
| $1,000 | $1,072 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,206 |
| 50/100 | $1,297 |
| 100/300 | $1,411 |
| 250/500 | $1,708 |
| 100 CSL | $1,343 |
| 300 CSL | $1,594 |
| 500 CSL | $1,776 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,586 |
| 20 | $4,388 |
| 30 | $2,634 |
| 40 | $2,596 |
| 50 | $2,478 |
| 60 | $2,454 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $64 |
| Homeowner | $20 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $49 |
| Advance Quote | $56 |
| Online Quote | $84 |
| Total Discounts | $493 |
Discounts are estimated and may not be available from every company or in every state.
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