Nissan Kicks Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance prices for a Nissan Kicks are $1,206 every 12 months for full coverage. Comprehensive insurance costs on average $240, collision insurance costs $352, and liability costs $456. Liability-only coverage costs as little as $508 a year, and high-risk coverage costs $2,596 or more. Teen drivers pay the most at up to $4,646 a year.

Average premium for full coverage: $1,206

Premium estimates by type of coverage:

Comprehensive $240
Collision $352
Liability $456

Prices are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for all Kicks models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Nissan Kicks range from the cheapest price of $508 for just the minimum liability insurance to the much higher price of $2,596 for a driver who requires high-risk insurance.

Liability Only $508
Full Coverage $1,206
High Risk $2,596

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than larger metro areas. The example below illustrates how your location can change car insurance rates.

Rural Areas $905
Small Cities $1,266
Large Cities $1,628

These rate differences show why everyone should compare rates based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Nissan Kicks insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $713
  • Drivers who choose higher $1,000 deductibles will pay around $134 a year
  • The average price for a 40-year-old good driver with $500 deductibles is $1,206
  • Choosing pricier low deductibles for comprehensive and collision insurance costs an extra $258 every year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,596
  • An auto insurance policy to insure a teen driver for full coverage may cost $4,646 a year

View Chart as Image

Nissan Kicks insurance cost comparison chart
Column chart showing Nissan Kicks insurance prices range from $713 to $4,646 for full coverage

Insurance prices for a Nissan Kicks also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Kicks.

Choosing high deductibles could save up to $400 every year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $411 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay upwards of $4,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,400 to $2,000 extra annually, depending on your age. Nissan Kicks insurance for high-risk drivers can cost as much as 43% to 130% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Nissan Kicks insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Idaho, Maine, and Iowa, or as much as $1,720 on average in Michigan, Louisiana, and New York.

Nissan Kicks Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,090 -$116 -9.6%
Alaska $926 -$280 -23.2%
Arizona $1,000 -$206 -17.1%
Arkansas $1,206 -$0 0.0%
California $1,374 $168 13.9%
Colorado $1,154 -$52 -4.3%
Connecticut $1,240 $34 2.8%
Delaware $1,366 $160 13.3%
Florida $1,512 $306 25.4%
Georgia $1,114 -$92 -7.6%
Hawaii $868 -$338 -28.0%
Idaho $816 -$390 -32.3%
Illinois $900 -$306 -25.4%
Indiana $908 -$298 -24.7%
Iowa $814 -$392 -32.5%
Kansas $1,148 -$58 -4.8%
Kentucky $1,646 $440 36.5%
Louisiana $1,784 $578 47.9%
Maine $746 -$460 -38.1%
Maryland $996 -$210 -17.4%
Massachusetts $966 -$240 -19.9%
Michigan $2,096 $890 73.8%
Minnesota $1,010 -$196 -16.3%
Mississippi $1,444 $238 19.7%
Missouri $1,070 -$136 -11.3%
Montana $1,298 $92 7.6%
Nebraska $950 -$256 -21.2%
Nevada $1,446 $240 19.9%
New Hampshire $868 -$338 -28.0%
New Jersey $1,348 $142 11.8%
New Mexico $1,068 -$138 -11.4%
New York $1,272 $66 5.5%
North Carolina $696 -$510 -42.3%
North Dakota $986 -$220 -18.2%
Ohio $834 -$372 -30.8%
Oklahoma $1,240 $34 2.8%
Oregon $1,106 -$100 -8.3%
Pennsylvania $1,150 -$56 -4.6%
Rhode Island $1,610 $404 33.5%
South Carolina $1,092 -$114 -9.5%
South Dakota $1,018 -$188 -15.6%
Tennessee $1,056 -$150 -12.4%
Texas $1,454 $248 20.6%
Utah $896 -$310 -25.7%
Vermont $828 -$378 -31.3%
Virginia $724 -$482 -40.0%
Washington $932 -$274 -22.7%
West Virginia $1,106 -$100 -8.3%
Wisconsin $836 -$370 -30.7%
Wyoming $1,076 -$130 -10.8%

View Chart as Image

Nissan Kicks insurance rates by U.S. city
Nissan Kicks Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Kicks $294 $448 $398 $1,298
2023 Nissan Kicks $284 $436 $416 $1,294
2022 Nissan Kicks $274 $418 $430 $1,280
2021 Nissan Kicks $260 $404 $442 $1,264
2020 Nissan Kicks $250 $374 $452 $1,234
2019 Nissan Kicks $240 $352 $456 $1,206
2018 Nissan Kicks $230 $316 $460 $1,164

Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Nissan Kicks Insurance

Finding better rates on car insurance not only requires being a low-risk driver, but also having good credit, not filing small claims, and determing if full coverage is necessary. Invest the time to shop around at every other renewal by requesting rates from direct carriers, and also from local independent and exclusive agents.

The items below are a brief review of the concepts that were illustrated above.

  • Higher risk drivers with DUI or reckless driving convictions pay an average of $1,390 more each year to insure their Kicks
  • Teen drivers pay the highest prices, as much as $387 per month if they have full coverage
  • Drivers can save as much as $140 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save as much as $400 each year
  • Drivers can save as much as $140 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Nissan Kicks Insurance Rates by Driver Age
Driver Age Premium
16 $4,646
20 $2,756
30 $1,242
40 $1,206
50 $1,104
60 $1,080

Full coverage, $500 deductibles

Rates by Deductible

Nissan Kicks Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,464
$250 $1,346
$500 $1,206
$1,000 $1,072

Full coverage, driver age 40

Rates by Liability Limit

Nissan Kicks Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,206
50/100 $1,297
100/300 $1,411
250/500 $1,708
100 CSL $1,343
300 CSL $1,594
500 CSL $1,776

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Kicks Insurance Rates for High Risk Drivers
Age Premium
16 $6,586
20 $4,388
30 $2,634
40 $2,596
50 $2,478
60 $2,454

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $80
5-yr Claim Free $77
Paid in Full/EFT $49
Advance Quote $56
Online Quote $84
Total Discounts $493
Rate after discounts $713

Discounts are estimated and may not be available from every company or in every state.

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