Nissan Kicks Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated auto insurance rates for a Nissan Kicks are $1,234 annually with full coverage. Comprehensive costs around $250 a year, collision insurance costs $374, and liability costs around $452. A liability-only policy costs as low as $504 a year, and high-risk insurance costs around $2,656. Teenage drivers pay the most at up to $4,724 a year.

Average premium for full coverage: $1,234

Premium estimates for type of coverage:

Comprehensive $250
Collision $374
Liability $452

Full coverage includes $500 physical damage insurance deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Kicks trim levels.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Nissan Kicks range from as cheap as $504 for just liability coverage to a high of $2,656 for high-risk insurance.

Liability Only $504
Full Coverage $1,234
High Risk $2,656

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $926
Small Cities $1,296
Large Cities $1,666

These rate differences demonstrate why it is important to compare prices for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Nissan Kicks insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $727
  • Using higher $1,000 deductibles will save about $1,092 annually
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $1,234
  • Using low $100 deductibles for physical damage coverage will cost $1,506
  • Drivers who are prone to accidents and violations could pay at least $2,656
  • An auto insurance policy with full coverage for a teen driver can be $4,724 or more

View Chart as Image

Nissan Kicks insurance cost comparison chart
Column chart showing Nissan Kicks insurance rates range from $727 to $4,724 for full coverage

Auto insurance prices for a Nissan Kicks also have a wide range based on the model of your Kicks, your driving record, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $4,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at least $1,500 to $2,000 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $420 every year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Nissan Kicks insurance prices. A driver around age 40 might see prices as low as $890 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,670 on average in Florida, Michigan, and New York.

Nissan Kicks Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,116 -$118 -9.6%
Alaska $948 -$286 -23.2%
Arizona $1,022 -$212 -17.2%
Arkansas $1,234 -$0 0.0%
California $1,406 $172 13.9%
Colorado $1,178 -$56 -4.5%
Connecticut $1,270 $36 2.9%
Delaware $1,396 $162 13.1%
Florida $1,544 $310 25.1%
Georgia $1,138 -$96 -7.8%
Hawaii $886 -$348 -28.2%
Idaho $834 -$400 -32.4%
Illinois $920 -$314 -25.4%
Indiana $928 -$306 -24.8%
Iowa $832 -$402 -32.6%
Kansas $1,172 -$62 -5.0%
Kentucky $1,684 $450 36.5%
Louisiana $1,826 $592 48.0%
Maine $762 -$472 -38.2%
Maryland $1,018 -$216 -17.5%
Massachusetts $988 -$246 -19.9%
Michigan $2,142 $908 73.6%
Minnesota $1,032 -$202 -16.4%
Mississippi $1,476 $242 19.6%
Missouri $1,094 -$140 -11.3%
Montana $1,324 $90 7.3%
Nebraska $974 -$260 -21.1%
Nevada $1,480 $246 19.9%
New Hampshire $890 -$344 -27.9%
New Jersey $1,378 $144 11.7%
New Mexico $1,092 -$142 -11.5%
New York $1,298 $64 5.2%
North Carolina $712 -$522 -42.3%
North Dakota $1,010 -$224 -18.2%
Ohio $852 -$382 -31.0%
Oklahoma $1,266 $32 2.6%
Oregon $1,130 -$104 -8.4%
Pennsylvania $1,178 -$56 -4.5%
Rhode Island $1,646 $412 33.4%
South Carolina $1,118 -$116 -9.4%
South Dakota $1,040 -$194 -15.7%
Tennessee $1,080 -$154 -12.5%
Texas $1,488 $254 20.6%
Utah $914 -$320 -25.9%
Vermont $844 -$390 -31.6%
Virginia $738 -$496 -40.2%
Washington $954 -$280 -22.7%
West Virginia $1,130 -$104 -8.4%
Wisconsin $854 -$380 -30.8%
Wyoming $1,100 -$134 -10.9%

View Chart as Image

Nissan Kicks insurance rates by U.S. city
Nissan Kicks Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Kicks $306 $452 $390 $1,306
2023 Nissan Kicks $294 $448 $398 $1,298
2022 Nissan Kicks $284 $436 $416 $1,294
2021 Nissan Kicks $274 $418 $430 $1,280
2020 Nissan Kicks $260 $404 $442 $1,264
2019 Nissan Kicks $250 $374 $452 $1,234
2018 Nissan Kicks $240 $352 $456 $1,206

Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Nissan Kicks Insurance

Finding better rates on car insurance requires being a low-risk driver, having above-average credit, being claim-free, and possibly raising deductibles. Set aside time to shop around every couple of years by requesting rates from direct companies, and also from local exclusive and independent agents.

The items below are a summary of the material that was raised in the charts and tables above.

  • Policyholders who may need more liability coverage will pay an extra $500 every year to increase from 30/60 bodily injury limits to higher 250/500 limits
  • Teen drivers are expensive to insure, possibly costing $394 per month if full coverage is included
  • Higher risk drivers who have multiple accidents or major violations may pay on average $1,420 more every year to insure their Kicks
  • Increasing policy deductibles could save up to $425 each year

Rates by Driver Age

Nissan Kicks Insurance Rates by Driver Age
Driver Age Premium
16 $4,724
20 $2,820
30 $1,274
40 $1,234
50 $1,128
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Nissan Kicks Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,506
$250 $1,380
$500 $1,234
$1,000 $1,092

Full coverage, driver age 40

Rates by Liability Limit

Nissan Kicks Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,234
50/100 $1,324
100/300 $1,437
250/500 $1,731
100 CSL $1,370
300 CSL $1,618
500 CSL $1,799

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Kicks Insurance Rates for High Risk Drivers
Age Premium
16 $6,704
20 $4,488
30 $2,696
40 $2,656
50 $2,534
60 $2,510

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $83
5-yr Claim Free $79
Paid in Full/EFT $51
Advance Quote $58
Online Quote $86
Total Discounts $507
Rate after discounts $727

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles