Nissan Kicks Insurance Rates

U.S. average insurance prices for a Nissan Kicks are $1,234 every 12 months including full coverage. Comprehensive costs an estimated $250 each year, collision insurance costs $374, and liability coverage costs $452. Buying just liability costs as little as $504 a year, and insurance for high-risk drivers costs around $2,656. Teens pay the highest rates at up to $4,724 a year.

Average premium for full coverage: $1,234

Price estimates broken down by individual coverage:

Full coverage includes $500 physical damage deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Kicks models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on insurance prices.

The ranges above highlight why all drivers should compare rates for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Nissan Kicks insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $727
• Drivers who choose higher $1,000 deductibles will pay approximately $142 every year
• The average price for the average middle-age driver who has $500 deductibles is $1,234
• Selecting low deductibles for comprehensive and collision insurance increases the price to $1,506
• High-risk insureds with serious driving violations could pay up to $2,656
• The price to insure a teenage driver can cost as much as $4,724 a year

View Chart as Image

Insurance prices for a Nissan Kicks are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $420 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay at least $4,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,500 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers can cost around 42% to 136% more than the average policy. View High Risk Driver Rates

The state you live in makes a big difference in Nissan Kicks insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,760 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for More Affordable Nissan Kicks Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also having above-average credit, being claim-free, and possibly raising deductibles. Take the time to compare rates at every policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below is a summary of the data covered in the above illustrations.

• Consumers who want higher levels of liability will pay approximately $500 per year to go from a low limit to a 250/500 level
• You may be able to save approximately $140 per year just by quoting online in advance
• Increasing physical damage deductibles could save as much as $425 each year
• Teenage drivers are expensive to insure, possibly costing $394 a month if full coverage is included