Nissan Kicks Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance prices for a Nissan Kicks are $1,234 every 12 months with full coverage. Comprehensive insurance costs around $250 a year, collision insurance costs $374, and liability coverage is estimated at $452. Liability-only coverage costs approximately $504 a year, and high-risk coverage costs $2,656 or more. 16-year-old drivers pay the highest rates at up to $4,724 a year.
Average premium for full coverage: $1,234
Price estimates for individual coverage:
Includes $500 physical damage deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Kicks trim levels.
Price Range from Low to High
For the average 40-year-old driver, Nissan Kicks insurance prices range from the cheapest price of $504 for basic liability insurance to a high of $2,656 for a driver required to buy high-risk insurance.
Geographic Price Range
Living in a larger city has a large influence on insurance rates. Areas with sparse population have more infrequent collision claims than congested cities. The diagram below illustrates the difference location can make on auto insurance rates.
The ranges above demonstrate why it is important to get quotes for a specific zip code and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Nissan Kicks insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $727
- Choosing higher $1,000 deductibles can save about $1,092 annually
- The average price for the average middle-age driver using $500 deductibles is $1,234
- Buying low $100 deductibles for comp and collision coverage costs an extra $272 each year
- Drivers with multiple tickets or accidents could pay at least $2,656
- The price to insure a teenage driver can be $4,724 each year
Auto insurance prices for a Nissan Kicks are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.
Opting for high physical damage deductibles can save as much as $420 a year, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $407 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles may only pay around $1,200 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay as much as $4,700 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,500 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges around 42% to 136% more than the average rate. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Nissan Kicks insurance rates. A good driver about age 40 could pay as low as $890 a year in states like New Hampshire, Ohio, and Utah, or at least $1,670 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,116 | -$118 | -9.6% |
| Alaska | $948 | -$286 | -23.2% |
| Arizona | $1,022 | -$212 | -17.2% |
| Arkansas | $1,234 | -$0 | 0.0% |
| California | $1,406 | $172 | 13.9% |
| Colorado | $1,178 | -$56 | -4.5% |
| Connecticut | $1,270 | $36 | 2.9% |
| Delaware | $1,396 | $162 | 13.1% |
| Florida | $1,544 | $310 | 25.1% |
| Georgia | $1,138 | -$96 | -7.8% |
| Hawaii | $886 | -$348 | -28.2% |
| Idaho | $834 | -$400 | -32.4% |
| Illinois | $920 | -$314 | -25.4% |
| Indiana | $928 | -$306 | -24.8% |
| Iowa | $832 | -$402 | -32.6% |
| Kansas | $1,172 | -$62 | -5.0% |
| Kentucky | $1,684 | $450 | 36.5% |
| Louisiana | $1,826 | $592 | 48.0% |
| Maine | $762 | -$472 | -38.2% |
| Maryland | $1,018 | -$216 | -17.5% |
| Massachusetts | $988 | -$246 | -19.9% |
| Michigan | $2,142 | $908 | 73.6% |
| Minnesota | $1,032 | -$202 | -16.4% |
| Mississippi | $1,476 | $242 | 19.6% |
| Missouri | $1,094 | -$140 | -11.3% |
| Montana | $1,324 | $90 | 7.3% |
| Nebraska | $974 | -$260 | -21.1% |
| Nevada | $1,480 | $246 | 19.9% |
| New Hampshire | $890 | -$344 | -27.9% |
| New Jersey | $1,378 | $144 | 11.7% |
| New Mexico | $1,092 | -$142 | -11.5% |
| New York | $1,298 | $64 | 5.2% |
| North Carolina | $712 | -$522 | -42.3% |
| North Dakota | $1,010 | -$224 | -18.2% |
| Ohio | $852 | -$382 | -31.0% |
| Oklahoma | $1,266 | $32 | 2.6% |
| Oregon | $1,130 | -$104 | -8.4% |
| Pennsylvania | $1,178 | -$56 | -4.5% |
| Rhode Island | $1,646 | $412 | 33.4% |
| South Carolina | $1,118 | -$116 | -9.4% |
| South Dakota | $1,040 | -$194 | -15.7% |
| Tennessee | $1,080 | -$154 | -12.5% |
| Texas | $1,488 | $254 | 20.6% |
| Utah | $914 | -$320 | -25.9% |
| Vermont | $844 | -$390 | -31.6% |
| Virginia | $738 | -$496 | -40.2% |
| Washington | $954 | -$280 | -22.7% |
| West Virginia | $1,130 | -$104 | -8.4% |
| Wisconsin | $854 | -$380 | -30.8% |
| Wyoming | $1,100 | -$134 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Kicks | $306 | $452 | $390 | $1,306 |
| 2023 Nissan Kicks | $294 | $448 | $398 | $1,298 |
| 2022 Nissan Kicks | $284 | $436 | $416 | $1,294 |
| 2021 Nissan Kicks | $274 | $418 | $430 | $1,280 |
| 2020 Nissan Kicks | $260 | $404 | $442 | $1,264 |
| 2019 Nissan Kicks | $250 | $374 | $452 | $1,234 |
| 2018 Nissan Kicks | $240 | $352 | $456 | $1,206 |
Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Nissan Kicks Insurance
Getting lower rates on auto insurance takes being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Make time to compare rates at every policy renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
Below is a recap of the data touched on in this article.
- Consumers who may need higher levels of liability will pay around $500 every year to raise limits from a low limit to a 250/500 level
- You may be able to save up to $140 per year just by quoting early and online
- Increasing physical damage deductibles could save as much as $425 each year
- Teenage drivers are expensive to insure, costing up to $394 a month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,724 |
| 20 | $2,820 |
| 30 | $1,274 |
| 40 | $1,234 |
| 50 | $1,128 |
| 60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,506 |
| $250 | $1,380 |
| $500 | $1,234 |
| $1,000 | $1,092 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,234 |
| 50/100 | $1,324 |
| 100/300 | $1,437 |
| 250/500 | $1,731 |
| 100 CSL | $1,370 |
| 300 CSL | $1,618 |
| 500 CSL | $1,799 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,704 |
| 20 | $4,488 |
| 30 | $2,696 |
| 40 | $2,656 |
| 50 | $2,534 |
| 60 | $2,510 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $65 |
| Homeowner | $20 |
| 5-yr Accident Free | $83 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $51 |
| Advance Quote | $58 |
| Online Quote | $86 |
| Total Discounts | $507 |
Discounts are estimated and may not be available from every company or in every state.
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