Nissan Kicks Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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The average insurance prices for a Nissan Kicks are $1,206 every 12 months for full coverage. Comprehensive insurance costs an estimated $240 a year, collision costs $352, and liability costs $456. Liability-only coverage costs as little as $508 a year, with high-risk coverage costing $2,596 or more. 16-year-old drivers cost the most to insure at $4,646 a year or more.
Average premium for full coverage: $1,206
Policy rates broken down by type of insurance:
Estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and Kicks trim levels.
Price Range Variability
For a driver around age 40, Nissan Kicks insurance rates go from the cheapest price of $508 for the bare minimum liability coverage to a high of $2,596 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Your location can make a big difference on insurance rates. More rural locations are shown to have more infrequent accident claims than congested cities.
The diagram below illustrates the difference between rural and urban areas on insurance prices.
The examples above show why it is important to compare rates for a targeted area and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated Nissan Kicks insurance rates for other coverage scenarios.
- The best full coverage rate is $713
- Drivers who choose higher $1,000 deductibles will pay approximately $1,072 a year
- The average price for a good driver age 40 who has $500 deductibles is $1,206
- Buying low $100 deductibles for comprehensive and collision insurance costs an extra $258 annually
- Drivers with multiple tickets or accidents could pay up to $2,596 or more
- Policy cost to insure a 16-year-old driver can cost as much as $4,646 a year
Insurance rates for a Nissan Kicks also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.
Opting for high physical damage deductibles could save up to $400 annually, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $4,600 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy can cost from 43% to 130% more than the average rate. View High Risk Driver Rates
Your home state makes a big difference in Nissan Kicks insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Iowa, Maine, and Idaho, or at least $1,720 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,090 | -$116 | -9.6% |
| Alaska | $926 | -$280 | -23.2% |
| Arizona | $1,000 | -$206 | -17.1% |
| Arkansas | $1,206 | -$0 | 0.0% |
| California | $1,374 | $168 | 13.9% |
| Colorado | $1,154 | -$52 | -4.3% |
| Connecticut | $1,240 | $34 | 2.8% |
| Delaware | $1,366 | $160 | 13.3% |
| Florida | $1,512 | $306 | 25.4% |
| Georgia | $1,114 | -$92 | -7.6% |
| Hawaii | $868 | -$338 | -28.0% |
| Idaho | $816 | -$390 | -32.3% |
| Illinois | $900 | -$306 | -25.4% |
| Indiana | $908 | -$298 | -24.7% |
| Iowa | $814 | -$392 | -32.5% |
| Kansas | $1,148 | -$58 | -4.8% |
| Kentucky | $1,646 | $440 | 36.5% |
| Louisiana | $1,784 | $578 | 47.9% |
| Maine | $746 | -$460 | -38.1% |
| Maryland | $996 | -$210 | -17.4% |
| Massachusetts | $966 | -$240 | -19.9% |
| Michigan | $2,096 | $890 | 73.8% |
| Minnesota | $1,010 | -$196 | -16.3% |
| Mississippi | $1,444 | $238 | 19.7% |
| Missouri | $1,070 | -$136 | -11.3% |
| Montana | $1,298 | $92 | 7.6% |
| Nebraska | $950 | -$256 | -21.2% |
| Nevada | $1,446 | $240 | 19.9% |
| New Hampshire | $868 | -$338 | -28.0% |
| New Jersey | $1,348 | $142 | 11.8% |
| New Mexico | $1,068 | -$138 | -11.4% |
| New York | $1,272 | $66 | 5.5% |
| North Carolina | $696 | -$510 | -42.3% |
| North Dakota | $986 | -$220 | -18.2% |
| Ohio | $834 | -$372 | -30.8% |
| Oklahoma | $1,240 | $34 | 2.8% |
| Oregon | $1,106 | -$100 | -8.3% |
| Pennsylvania | $1,150 | -$56 | -4.6% |
| Rhode Island | $1,610 | $404 | 33.5% |
| South Carolina | $1,092 | -$114 | -9.5% |
| South Dakota | $1,018 | -$188 | -15.6% |
| Tennessee | $1,056 | -$150 | -12.4% |
| Texas | $1,454 | $248 | 20.6% |
| Utah | $896 | -$310 | -25.7% |
| Vermont | $828 | -$378 | -31.3% |
| Virginia | $724 | -$482 | -40.0% |
| Washington | $932 | -$274 | -22.7% |
| West Virginia | $1,106 | -$100 | -8.3% |
| Wisconsin | $836 | -$370 | -30.7% |
| Wyoming | $1,076 | -$130 | -10.8% |
Because rates have so much variability, the only way to know which auto insurance is cheapest is to get quotes from multiple companies. Every company utilizes a different rate formula, and rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Kicks | $294 | $448 | $398 | $1,298 |
| 2023 Nissan Kicks | $284 | $436 | $416 | $1,294 |
| 2022 Nissan Kicks | $274 | $418 | $430 | $1,280 |
| 2021 Nissan Kicks | $260 | $404 | $442 | $1,264 |
| 2020 Nissan Kicks | $250 | $374 | $452 | $1,234 |
| 2019 Nissan Kicks | $240 | $352 | $456 | $1,206 |
| 2018 Nissan Kicks | $230 | $316 | $460 | $1,164 |
Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Nissan Kicks Insurance
Finding cheaper rates on insurance for a Nissan Kicks not only requires being safe and accident-free, but also having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates once a year by requesting rates from direct carriers, and also from several local insurance agents.
Below you'll find a review of the data that was covered above.
- Drivers can save approximately $140 per year simply by quoting early and online
- Insureds who want more liability protection will pay around $500 each year to go from a 30/60 limit to a 250/500 level
- Youthful drivers are expensive to insure, costing up to $387 each month if full coverage is included
- Drivers considered higher risk who have several accidents or serious violations pay on average $1,390 more annually than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,646 |
| 20 | $2,756 |
| 30 | $1,242 |
| 40 | $1,206 |
| 50 | $1,104 |
| 60 | $1,080 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,464 |
| $250 | $1,346 |
| $500 | $1,206 |
| $1,000 | $1,072 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,206 |
| 50/100 | $1,297 |
| 100/300 | $1,411 |
| 250/500 | $1,708 |
| 100 CSL | $1,343 |
| 300 CSL | $1,594 |
| 500 CSL | $1,776 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,586 |
| 20 | $4,388 |
| 30 | $2,634 |
| 40 | $2,596 |
| 50 | $2,478 |
| 60 | $2,454 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $64 |
| Homeowner | $20 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $49 |
| Advance Quote | $56 |
| Online Quote | $84 |
| Total Discounts | $493 |
Discounts are estimated and may not be available from every company or in every state.
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