Nissan Kicks Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Average auto insurance rates for a Nissan Kicks are $1,206 annually for full coverage insurance. Comprehensive costs approximately $240 each year, collision costs $352, and liability insurance is $456. A liability-only policy costs around $508 a year, with high-risk insurance costing around $2,596. Teens receive the highest rates at $4,646 a year or more.
Average premium for full coverage: $1,206
Rate estimates by individual coverage type:
Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and Kicks models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from as cheap as $508 for a discount liability-only rate to a high rate of $2,596 for a policy for a high-risk driver.
Price Range by Location
Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations tend to have fewer physical damage claims than cities with more traffic congestion.
The graphic below illustrates how rural and urban location affects auto insurance prices.
These examples illustrate why all drivers should compare rates quotes using their specific location and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Nissan Kicks insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $713
- Raising to $1,000 deductibles will save $134 each year
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,206
- Selecting low deductibles will cost $1,464
- Higher-risk drivers with serious driving violations could pay around $2,596 or more
- The cost with full coverage for a teen driver can cost $4,646
Insurance rates for a Nissan Kicks can also vary considerably based on the trim level of your Kicks, your risk profile, and physical damage deductibles and liability limits.
More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,600 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $400 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Nissan Kicks insurance rates. A middle-age driver might find rates as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,630 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,090 | -$116 | -9.6% |
| Alaska | $926 | -$280 | -23.2% |
| Arizona | $1,000 | -$206 | -17.1% |
| Arkansas | $1,206 | -$0 | 0.0% |
| California | $1,374 | $168 | 13.9% |
| Colorado | $1,154 | -$52 | -4.3% |
| Connecticut | $1,240 | $34 | 2.8% |
| Delaware | $1,366 | $160 | 13.3% |
| Florida | $1,512 | $306 | 25.4% |
| Georgia | $1,114 | -$92 | -7.6% |
| Hawaii | $868 | -$338 | -28.0% |
| Idaho | $816 | -$390 | -32.3% |
| Illinois | $900 | -$306 | -25.4% |
| Indiana | $908 | -$298 | -24.7% |
| Iowa | $814 | -$392 | -32.5% |
| Kansas | $1,148 | -$58 | -4.8% |
| Kentucky | $1,646 | $440 | 36.5% |
| Louisiana | $1,784 | $578 | 47.9% |
| Maine | $746 | -$460 | -38.1% |
| Maryland | $996 | -$210 | -17.4% |
| Massachusetts | $966 | -$240 | -19.9% |
| Michigan | $2,096 | $890 | 73.8% |
| Minnesota | $1,010 | -$196 | -16.3% |
| Mississippi | $1,444 | $238 | 19.7% |
| Missouri | $1,070 | -$136 | -11.3% |
| Montana | $1,298 | $92 | 7.6% |
| Nebraska | $950 | -$256 | -21.2% |
| Nevada | $1,446 | $240 | 19.9% |
| New Hampshire | $868 | -$338 | -28.0% |
| New Jersey | $1,348 | $142 | 11.8% |
| New Mexico | $1,068 | -$138 | -11.4% |
| New York | $1,272 | $66 | 5.5% |
| North Carolina | $696 | -$510 | -42.3% |
| North Dakota | $986 | -$220 | -18.2% |
| Ohio | $834 | -$372 | -30.8% |
| Oklahoma | $1,240 | $34 | 2.8% |
| Oregon | $1,106 | -$100 | -8.3% |
| Pennsylvania | $1,150 | -$56 | -4.6% |
| Rhode Island | $1,610 | $404 | 33.5% |
| South Carolina | $1,092 | -$114 | -9.5% |
| South Dakota | $1,018 | -$188 | -15.6% |
| Tennessee | $1,056 | -$150 | -12.4% |
| Texas | $1,454 | $248 | 20.6% |
| Utah | $896 | -$310 | -25.7% |
| Vermont | $828 | -$378 | -31.3% |
| Virginia | $724 | -$482 | -40.0% |
| Washington | $932 | -$274 | -22.7% |
| West Virginia | $1,106 | -$100 | -8.3% |
| Wisconsin | $836 | -$370 | -30.7% |
| Wyoming | $1,076 | -$130 | -10.8% |
With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison from as many companies as possible. Every auto insurance company calculates rates differently, so the rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Kicks | $294 | $448 | $398 | $1,298 |
| 2023 Nissan Kicks | $284 | $436 | $416 | $1,294 |
| 2022 Nissan Kicks | $274 | $418 | $430 | $1,280 |
| 2021 Nissan Kicks | $260 | $404 | $442 | $1,264 |
| 2020 Nissan Kicks | $250 | $374 | $452 | $1,234 |
| 2019 Nissan Kicks | $240 | $352 | $456 | $1,206 |
| 2018 Nissan Kicks | $230 | $316 | $460 | $1,164 |
Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Nissan Kicks Insurance
Saving money on Nissan Kicks insurance consists of avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around every year by getting quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
The points below are a summary of the coverage data raised in the charts and tables above.
- It is possible to save around $140 per year simply by quoting online in advance
- Increasing deductibles could save up to $400 each year
- Drivers under the age of 20 are expensive to insure, costing up to $387 per month including comprehensive and collision insurance
- High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,390 more per year to insure a Nissan Kicks
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,646 |
| 20 | $2,756 |
| 30 | $1,242 |
| 40 | $1,206 |
| 50 | $1,104 |
| 60 | $1,080 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,464 |
| $250 | $1,346 |
| $500 | $1,206 |
| $1,000 | $1,072 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,206 |
| 50/100 | $1,297 |
| 100/300 | $1,411 |
| 250/500 | $1,708 |
| 100 CSL | $1,343 |
| 300 CSL | $1,594 |
| 500 CSL | $1,776 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,586 |
| 20 | $4,388 |
| 30 | $2,634 |
| 40 | $2,596 |
| 50 | $2,478 |
| 60 | $2,454 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $64 |
| Homeowner | $20 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $49 |
| Advance Quote | $56 |
| Online Quote | $84 |
| Total Discounts | $493 |
Discounts are estimated and may not be available from every company or in every state.
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