Nissan Kicks Insurance Rates

The average insurance prices for a Nissan Kicks are $1,206 every 12 months for full coverage insurance. Comprehensive insurance costs on average $240 each year, collision insurance costs $352, and liability coverage is $456. Liability-only coverage costs around $508 a year, and high-risk coverage costs $2,596 or more. Teenage drivers cost the most to insure at up to $4,646 a year.

Average premium for full coverage: $1,206

Policy rates by type of insurance:

Prices are based on $500 deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and Kicks models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on insurance rates. Rural areas are shown to have more infrequent physical damage claims than densely populated cities. The graphic below illustrates how where you live affects car insurance rates.

The examples above illustrate why all drivers should compare rates quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Nissan Kicks insurance rates for different risk profiles and scenarios.

• The best discount rate is $713
• Raising to $1,000 deductibles will save around $134 each year
• The average price for a good driver age 40 with $500 deductibles is $1,206
• Using low deductibles costs an extra $258 each year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,596
• Policy cost to insure a teenage driver may cost $4,646

View Chart as Image

Insurance rates for a Nissan Kicks also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Kicks.

Using high physical damage deductibles can reduce rates by up to $400 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,400 to $2,000 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Nissan Kicks insurance rates. A middle-age driver might find rates as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,630 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Affordable Nissan Kicks Insurance

Finding cheaper rates on auto insurance consists of not taking risks behind the wheel, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Take the time to comparison shop at least once a year by quoting rates from direct insurance companies, and also from several local insurance agents.

The following is a brief review of the primary concepts that were touched on in the above illustrations.

• It is possible to save as much as $140 per year just by quoting online in advance
• Drivers with DUI or reckless driving convictions pay on average $1,390 more each year for Kicks insurance
• Increasing comprehensive and collision deductibles could save as much as $400 each year
• Teens pay higher rates, possibly costing $387 each month if full coverage is included