Nissan Kicks Insurance Rates

The average insurance prices for a Nissan Kicks are $1,206 every 12 months for full coverage. Comprehensive insurance costs an estimated $240 a year, collision insurance costs $352, and liability is $456. Liability-only coverage costs around $508 a year, and high-risk coverage costs $2,596 or more. Teens cost the most to insure at up to $4,646 a year.

Average premium for full coverage: $1,206

Policy rates broken down by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and Kicks trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. More rural locations are shown to have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates how where you live affects insurance prices.

The examples above show why it is important to compare rates quotes for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Nissan Kicks insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $713
• Raising to $1,000 deductibles will save approximately $1,072 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,206
• Selecting low $100 deductibles costs an extra $258 every year
• At-risk drivers with serious driving violations could pay up to $2,596
• Policy cost to insure a teen driver can cost as much as $4,646

View Chart as Image

Insurance rates for a Nissan Kicks also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $400 every year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Nissan Kicks insurance prices. A middle-age driver might find rates as low as $800 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,720 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for Affordable Nissan Kicks Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop every other policy renewal by requesting rates from direct carriers, and also from several local insurance agents.

The list below is a brief review of the ideas that were touched on in the above illustrations.

• Teenagers are expensive to insure, costing up to $387 each month if full coverage is included
• Higher risk drivers with DUI or reckless driving convictions pay on average $1,390 more annually for car insurance
• Increasing comprehensive and collision deductibles could save as much as $400 each year
• Drivers can save approximately $140 per year just by quoting early and online