Nissan Kicks Insurance Rates

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UPDATED: Mar 28, 2024

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The average insurance rates for a Nissan Kicks are $1,234 a year for full coverage. Comprehensive insurance costs on average $250, collision costs $374, and liability coverage costs around $452. Liability-only coverage costs as low as $504 a year, with high-risk coverage costing $2,656 or more. Teenage drivers cost the most to insure at $4,724 a year or more.

Average premium for full coverage: $1,234

Policy rates by type of insurance:

Comprehensive $250
Collision $374
Liability $452

Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different Kicks trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Nissan Kicks insurance rates go from the low end price of $504 for liability-only coverage to a much higher rate of $2,656 for high-risk insurance.

Liability Only $504
Full Coverage $1,234
High Risk $2,656

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural areas are shown to have lower incidents of accident claims than densely populated cities.

The price range example below illustrates how rural and urban location affects car insurance rates.

Rural Areas $926
Small Cities $1,296
Large Cities $1,666

The examples above show why anyone shopping for car insurance should compare prices based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows estimated Nissan Kicks insurance rates for different risk profiles and scenarios.

  • The best discount rate is $727
  • Using higher $1,000 deductibles will save around $142 a year
  • The estimated price for a good driver age 40 with $500 deductibles is $1,234
  • Using more expensive low deductibles for physical damage coverage will cost an additional $272 each year
  • Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,656 or more
  • Policy cost that insures a teenage driver with full coverage may cost $4,724 or more

View Chart as Image

Nissan Kicks insurance cost comparison chart
Column chart showing full coverage Nissan Kicks insurance prices range from $727 to $4,724

Insurance rates for a Nissan Kicks also range considerably based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,500 to $2,000 additional every year, depending on your age. High-risk driver insurance can be around 42% to 136% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,700 a year. View Rates by Age

Your home state has a huge impact on Nissan Kicks insurance rates. A driver around age 40 might see rates as low as $810 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,760 on average in Michigan, Louisiana, and New York.

Nissan Kicks Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,116 -$118 -9.6%
Alaska $948 -$286 -23.2%
Arizona $1,022 -$212 -17.2%
Arkansas $1,234 -$0 0.0%
California $1,406 $172 13.9%
Colorado $1,178 -$56 -4.5%
Connecticut $1,270 $36 2.9%
Delaware $1,396 $162 13.1%
Florida $1,544 $310 25.1%
Georgia $1,138 -$96 -7.8%
Hawaii $886 -$348 -28.2%
Idaho $834 -$400 -32.4%
Illinois $920 -$314 -25.4%
Indiana $928 -$306 -24.8%
Iowa $832 -$402 -32.6%
Kansas $1,172 -$62 -5.0%
Kentucky $1,684 $450 36.5%
Louisiana $1,826 $592 48.0%
Maine $762 -$472 -38.2%
Maryland $1,018 -$216 -17.5%
Massachusetts $988 -$246 -19.9%
Michigan $2,142 $908 73.6%
Minnesota $1,032 -$202 -16.4%
Mississippi $1,476 $242 19.6%
Missouri $1,094 -$140 -11.3%
Montana $1,324 $90 7.3%
Nebraska $974 -$260 -21.1%
Nevada $1,480 $246 19.9%
New Hampshire $890 -$344 -27.9%
New Jersey $1,378 $144 11.7%
New Mexico $1,092 -$142 -11.5%
New York $1,298 $64 5.2%
North Carolina $712 -$522 -42.3%
North Dakota $1,010 -$224 -18.2%
Ohio $852 -$382 -31.0%
Oklahoma $1,266 $32 2.6%
Oregon $1,130 -$104 -8.4%
Pennsylvania $1,178 -$56 -4.5%
Rhode Island $1,646 $412 33.4%
South Carolina $1,118 -$116 -9.4%
South Dakota $1,040 -$194 -15.7%
Tennessee $1,080 -$154 -12.5%
Texas $1,488 $254 20.6%
Utah $914 -$320 -25.9%
Vermont $844 -$390 -31.6%
Virginia $738 -$496 -40.2%
Washington $954 -$280 -22.7%
West Virginia $1,130 -$104 -8.4%
Wisconsin $854 -$380 -30.8%
Wyoming $1,100 -$134 -10.9%

View Chart as Image

Nissan Kicks insurance rates by U.S. city

Using high physical damage deductibles could cut rates by as much as $420 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, and rates will be varied.

Nissan Kicks Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Kicks $306 $452 $390 $1,306
2023 Nissan Kicks $294 $448 $398 $1,298
2022 Nissan Kicks $284 $436 $416 $1,294
2021 Nissan Kicks $274 $418 $430 $1,280
2020 Nissan Kicks $260 $404 $442 $1,264
2019 Nissan Kicks $250 $374 $452 $1,234
2018 Nissan Kicks $240 $352 $456 $1,206

Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Nissan Kicks Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Compare prices every couple of years by requesting rates from direct carriers, and also from local exclusive and independent agents.

The list below is a quick review of the material that was raised in the charts and tables above.

  • Consumers who require higher liability limits will pay an extra $500 each year to increase from a 30/60 limit to the 250/500 level
  • Teenagers pay higher rates, costing up to $394 each month if comprehensive and collision insurance is included
  • Drivers with a DUI or reckless driving violation may pay on average $1,420 more each year for car insurance
  • Increasing comprehensive and collision deductibles can save approximately $425 each year

Rates by Driver Age

Nissan Kicks Insurance Rates by Driver Age
Driver Age Premium
16 $4,724
20 $2,820
30 $1,274
40 $1,234
50 $1,128
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Nissan Kicks Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,506
$250 $1,380
$500 $1,234
$1,000 $1,092

Full coverage, driver age 40

Rates by Liability Limit

Nissan Kicks Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,234
50/100 $1,324
100/300 $1,437
250/500 $1,731
100 CSL $1,370
300 CSL $1,618
500 CSL $1,799

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Kicks Insurance Rates for High Risk Drivers
Age Premium
16 $6,704
20 $4,488
30 $2,696
40 $2,656
50 $2,534
60 $2,510

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $83
5-yr Claim Free $79
Paid in Full/EFT $51
Advance Quote $58
Online Quote $86
Total Discounts $507
Rate after discounts $727

Discounts are estimated and may not be available from every company or in every state.

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