Nissan Kicks Insurance Rates

The average insurance rates for a Nissan Kicks are $1,206 a year for full coverage. Comprehensive insurance costs on average $240 each year, collision insurance costs $352, and liability insurance costs around $456. A liability-only policy costs as low as $508 a year, and high-risk insurance costs $2,596 or more. 16-year-old drivers cost the most to insure at up to $4,646 a year.

Average premium for full coverage: $1,206

Policy rates by type of insurance:

Includes $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Kicks models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of accident claims than congested cities. The graphic below illustrates how rural and urban location affects car insurance rates.

The examples above show why all drivers should compare prices based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Nissan Kicks insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $713
• Using higher $1,000 deductibles will save around $134 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,206
• Buying low deductibles for physical damage coverage will cost an additional $258 a year
• Drivers with multiple tickets or accidents could pay upwards of $2,596
• Policy cost that insures a teen driver may cost $4,646 or more

View Chart as Image

Car insurance rates for a Nissan Kicks also range considerably based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $4,600 a year. View Rates by Age

Your home state has a huge impact on Nissan Kicks insurance rates. A driver around age 40 might see rates as low as $800 a year in states like Idaho, Maine, and Iowa, or at least $1,720 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $400 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Cheapest Nissan Kicks Insurance

Finding cheaper rates on Nissan Kicks insurance requires being a good driver, having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Comparison shop every couple of years by getting quotes from direct carriers, and also from local exclusive and independent agents.

The following list is a recap of the material that was raised in the charts and tables above.

• Drivers who require an increased level of liability coverage will pay around $500 each year to increase from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 are expensive to insure, costing up to $387 each month if full coverage is purchased
• High-risk drivers that have major violations or accidents may pay on average $1,390 more each year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $400 each year