Nissan GT-R Insurance Rates

Estimated insurance rates for a Nissan GT-R are $1,246 a year for full coverage. Comprehensive insurance costs an estimated $264 each year, collision costs $444, and liability is $402. Liability-only insurance costs around $446 a year, with high-risk driver insurance costing $2,694 or more. Teen drivers pay the most at $4,670 a year or more.

Average premium for full coverage: $1,246

Premium estimates broken down by type of coverage:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all states and GT-R models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than larger metro areas.

The graphic below illustrates the effect of geographic area on insurance prices.

These rate differences show why all drivers should compare rates quotes for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Nissan GT-R insurance rates for other coverage scenarios.

• The lowest rate with discounts is $717
• Raising to $1,000 deductibles will save approximately $162 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,246
• Choosing low deductibles will cost an additional $310 every year
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,694 or more
• An auto insurance policy that insures a teen driver can cost as much as $4,670

View Chart as Image

Insurance prices for a Nissan GT-R also have a wide range based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,500 to $2,000 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 134% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find prices as low as $820 a year in states like Iowa, Maine, and Idaho, or as much as $1,780 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $480 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know which insurance company is cheapest is to do a rate comparison and see which company has the best price. Every auto insurance company uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Nissan GT-R Insurance

Finding better rates on car insurance consists of having a decent driving record, having a good credit score, not filing small claims, and maximizing policy discounts. Shop around every couple of years by getting quotes from direct carriers, and also from your local independent and exclusive agents.

The following items are a recap of the material that was covered in the above illustrations.

• Policyholders who want additional liability coverage will pay about $440 each year to raise from 30/60 bodily injury limits to the 250/500 level
• 16 to 18-year-old drivers are expensive to insure, as much as $389 per month if comprehensive and collision insurance is included
• Higher risk drivers that have major violations or accidents may pay on average $1,450 more annually than a driver with a clean driving record
• Increasing policy deductibles can save approximately $475 each year