Nissan GT-R Insurance Rates
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UPDATED: Apr 8, 2024
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U.S. average insurance prices for a Nissan GT-R are $1,310 every 12 months for full coverage. Comprehensive insurance costs on average $282 a year, collision insurance costs $486, and liability is $406. Liability-only insurance costs around $450 a year, and high-risk driver insurance costs $2,836 or more. 16-year-old drivers pay the highest rates at up to $4,878 a year.
Average premium for full coverage: $1,310
Price estimates by individual coverage:
These estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and GT-R trim levels.
Price Range from Low to High
For the average 40-year-old driver, Nissan GT-R insurance prices range from the cheapest price of $450 for basic liability insurance to a high of $2,836 for a driver that may need high-risk insurance.
Geographic Price Range
Choosing to live in a large city can make a big difference on car insurance rates. Rural areas have more infrequent accident claims than congested cities. The diagram below illustrates the difference location can make on car insurance rates.
The ranges above show why it is important to compare rates quotes based on a specific location and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Nissan GT-R insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $751
- Raising to $1,000 deductibles will save around $1,134 a year
- The average price for the average middle-age driver with $500 deductibles is $1,310
- Buying low $100 deductibles costs an extra $338 annually
- Drivers with multiple tickets or accidents could pay upwards of $2,836
- The price to insure a 16-year-old driver may cost $4,878
Car insurance prices for a Nissan GT-R are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your GT-R.
Opting for high physical damage deductibles can reduce prices by up to $520 annually, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $366 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may pay as low as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged upwards of $4,800 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 136% more than the average rate. View High Risk Driver Rates
The state you live in also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find prices as low as $860 a year in states like Idaho, Maine, and Iowa, or at least $1,870 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,182 | -$128 | -9.8% |
| Alaska | $1,004 | -$306 | -23.4% |
| Arizona | $1,084 | -$226 | -17.3% |
| Arkansas | $1,310 | -$0 | 0.0% |
| California | $1,492 | $182 | 13.9% |
| Colorado | $1,250 | -$60 | -4.6% |
| Connecticut | $1,342 | $32 | 2.4% |
| Delaware | $1,482 | $172 | 13.1% |
| Florida | $1,636 | $326 | 24.9% |
| Georgia | $1,210 | -$100 | -7.6% |
| Hawaii | $940 | -$370 | -28.2% |
| Idaho | $886 | -$424 | -32.4% |
| Illinois | $974 | -$336 | -25.6% |
| Indiana | $988 | -$322 | -24.6% |
| Iowa | $882 | -$428 | -32.7% |
| Kansas | $1,242 | -$68 | -5.2% |
| Kentucky | $1,786 | $476 | 36.3% |
| Louisiana | $1,936 | $626 | 47.8% |
| Maine | $808 | -$502 | -38.3% |
| Maryland | $1,080 | -$230 | -17.6% |
| Massachusetts | $1,044 | -$266 | -20.3% |
| Michigan | $2,274 | $964 | 73.6% |
| Minnesota | $1,096 | -$214 | -16.3% |
| Mississippi | $1,568 | $258 | 19.7% |
| Missouri | $1,160 | -$150 | -11.5% |
| Montana | $1,406 | $96 | 7.3% |
| Nebraska | $1,030 | -$280 | -21.4% |
| Nevada | $1,570 | $260 | 19.8% |
| New Hampshire | $944 | -$366 | -27.9% |
| New Jersey | $1,464 | $154 | 11.8% |
| New Mexico | $1,158 | -$152 | -11.6% |
| New York | $1,380 | $70 | 5.3% |
| North Carolina | $754 | -$556 | -42.4% |
| North Dakota | $1,074 | -$236 | -18.0% |
| Ohio | $902 | -$408 | -31.1% |
| Oklahoma | $1,342 | $32 | 2.4% |
| Oregon | $1,200 | -$110 | -8.4% |
| Pennsylvania | $1,246 | -$64 | -4.9% |
| Rhode Island | $1,748 | $438 | 33.4% |
| South Carolina | $1,188 | -$122 | -9.3% |
| South Dakota | $1,104 | -$206 | -15.7% |
| Tennessee | $1,146 | -$164 | -12.5% |
| Texas | $1,576 | $266 | 20.3% |
| Utah | $970 | -$340 | -26.0% |
| Vermont | $896 | -$414 | -31.6% |
| Virginia | $786 | -$524 | -40.0% |
| Washington | $1,010 | -$300 | -22.9% |
| West Virginia | $1,202 | -$108 | -8.2% |
| Wisconsin | $904 | -$406 | -31.0% |
| Wyoming | $1,166 | -$144 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan GT-R Premium AWD 2-Dr | $1,310 | $109 |
| Nissan GT-R AWD 2-Dr | $1,310 | $109 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan GT-R | $500 | $1,062 | $316 | $2,014 |
| 2023 Nissan GT-R | $476 | $1,020 | $332 | $1,964 |
| 2022 Nissan GT-R | $458 | $1,012 | $338 | $1,944 |
| 2021 Nissan GT-R | $442 | $988 | $354 | $1,920 |
| 2020 Nissan GT-R | $426 | $946 | $364 | $1,872 |
| 2019 Nissan GT-R | $402 | $914 | $376 | $1,828 |
| 2018 Nissan GT-R | $388 | $848 | $384 | $1,756 |
| 2017 Nissan GT-R | $372 | $798 | $388 | $1,694 |
| 2016 Nissan GT-R | $356 | $716 | $390 | $1,598 |
| 2015 Nissan GT-R | $334 | $658 | $390 | $1,518 |
| 2014 Nissan GT-R | $322 | $618 | $394 | $1,470 |
| 2013 Nissan GT-R | $314 | $576 | $402 | $1,428 |
| 2012 Nissan GT-R | $290 | $534 | $402 | $1,362 |
| 2011 Nissan GT-R | $282 | $486 | $406 | $1,310 |
| 2010 Nissan GT-R | $264 | $444 | $402 | $1,246 |
| 2009 Nissan GT-R | $248 | $404 | $402 | $1,190 |
Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Nissan GT-R Insurance
Getting lower rates on insurance for a Nissan GT-R consists of being a low-risk driver, maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Make time to compare rates once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The items below are a brief summary of the data that was touched on in this article.
- Drivers can save as much as $160 per year just by quoting early and online
- Insureds who require more liability coverage will pay around $450 each year to raise from a low limit to a 250/500 level
- Teen drivers are expensive to insure, with premiums as much as $407 a month if the policy includes full coverage
- Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,530 more each year to insure their GT-R
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,878 |
| 20 | $3,010 |
| 30 | $1,364 |
| 40 | $1,310 |
| 50 | $1,196 |
| 60 | $1,174 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,648 |
| $250 | $1,492 |
| $500 | $1,310 |
| $1,000 | $1,134 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,310 |
| 50/100 | $1,391 |
| 100/300 | $1,493 |
| 250/500 | $1,757 |
| 100 CSL | $1,432 |
| 300 CSL | $1,655 |
| 500 CSL | $1,818 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,970 |
| 20 | $4,796 |
| 30 | $2,896 |
| 40 | $2,836 |
| 50 | $2,706 |
| 60 | $2,680 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $69 |
| Homeowner | $20 |
| 5-yr Accident Free | $96 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $60 |
| Advance Quote | $65 |
| Online Quote | $94 |
| Total Discounts | $559 |
Discounts are estimated and may not be available from every company or in every state.
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