Nissan GT-R Insurance Rates

Estimated insurance prices for a Nissan GT-R are $1,190 every 12 months with full coverage. Comprehensive costs on average $248 each year, collision costs $404, and liability insurance costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing around $2,570. Teens pay the most at $4,486 a year or more.

Average premium for full coverage: $1,190

Premium estimates by type of coverage:

Prices include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and GT-R models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences demonstrate why all drivers should compare rates based on a specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $691
• Drivers who choose higher $1,000 deductibles will pay around $150 annually
• The average price for a 40-year-old good driver with $500 deductibles is $1,190
• Selecting low deductibles for comprehensive and collision insurance increases the price to $1,474
• High risk drivers with serious driving violations could pay upwards of $2,570 or more
• An auto insurance policy to insure a teen driver may cost $4,486 a year

View Chart as Image

Insurance prices for a Nissan GT-R also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your GT-R.

Choosing higher comprehensive and collision insurance deductibles could save up to $440 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $4,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $2,000 additional annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 45% to 131% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,600 on average in Florida, Michigan, and New York.

View Chart as Image

With such a large range in prices, the best way to find out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Nissan GT-R Insurance

Finding better rates on Nissan GT-R insurance not only requires being a good driver, but also having above-average credit, being claim-free, and insuring your home and auto with the same company. Set aside time to compare rates every couple of years by quoting rates from direct companies, and also from local exclusive and independent agents.

The following list is a quick rundown of the material that was covered above.

• Drivers who require an increased level of liability coverage will pay approximately $440 every year to go from 30/60 bodily injury limits to a 250/500 level
• Drivers age 16 to 20 pay higher prices, possibly costing $374 per month if full coverage is included
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,380 more each year than a safer driver
• Increasing policy deductibles could save as much as $425 each year