Nissan GT-R Insurance Rates

The average insurance prices for a Nissan GT-R are $1,190 every 12 months with full coverage. Comprehensive costs approximately $248, collision costs $404, and liability coverage costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing around $2,570. Teen drivers cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for different GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Rural locations are shown to have more infrequent collision claims than larger metro areas.

The price range example below illustrates how geographic area affects auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $691
• Using higher $1,000 deductibles will save $150 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,190
• Choosing more expensive low deductibles for physical damage coverage increases the price to $1,474
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,570 or more
• Policy cost to insure a teenage driver with full coverage can cost $4,486 or more

View Chart as Image

Car insurance rates for a Nissan GT-R also range considerably based on liability limits and deductibles, your driving record, and the model of your GT-R.

Choosing high deductibles could cut rates by as much as $440 a year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged in the ballpark of $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance can be around 45% to 131% more than average. View High Risk Driver Rates

Your home state has a huge impact on Nissan GT-R insurance rates. A driver around age 40 might see rates as low as $860 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,600 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Nissan GT-R Insurance

Finding cheaper rates on auto insurance requires being a good driver, maintaining a good credit score, not filing small claims, and avoiding coverage lapses. Invest the time to compare rates at least every other year by getting rate quotes from direct companies, and also from insurance agencies where you live.

The following list is a summary of the car insurance concepts presented in the illustrations above.

• Drivers who have multiple accidents or major violations could be forced to pay on average $1,380 more per year than a safer driver
• You may be able to save around $140 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $425 each year
• Consumers who purchase an increased level of liability coverage will pay about $440 every year to increase from a 30/60 limit to a 250/500 level