Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,246 a year including full coverage. Comprehensive insurance costs on average $264 a year, collision insurance costs $444, and liability coverage costs around $402. Buying just liability costs as low as $446 a year, and insurance for high-risk drivers costs $2,694 or more. Teen drivers cost the most to insure at up to $4,670 a year.

Average premium for full coverage: $1,246

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates how location helps determine car insurance rates.

The examples above highlight why it is important to compare prices based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Nissan GT-R insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $717
• Using higher $1,000 deductibles will save around $1,084 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,246
• Choosing low $100 deductibles for physical damage coverage will cost an additional $310 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,694
• Policy cost that insures a teenage driver may cost $4,670 or more

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on the trim level of your GT-R, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can be around 43% to 134% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,600 a year. View Rates by Age

Your home state has a huge impact on Nissan GT-R insurance rates. A driver around age 40 might see rates as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,780 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could cut rates by as much as $480 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan GT-R Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Shop around every couple of years by getting price quotes from direct car insurance companies, and also from insurance agencies where you live.

The points below are a summary of the material that was covered in the charts and tables above.

• Consumers who require increased liability limits will pay about $440 per year to increase from a 30/60 limit to the 250/500 level
• Drivers under the age of 20 pay the highest rates, with premiums being up to $389 each month if full coverage is included
• Drivers who have multiple accidents or major violations could be forced to pay on average $1,450 more each year to insure a Nissan GT-R
• Increasing comprehensive and collision deductibles can save approximately $475 each year