Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,190 a year for full coverage insurance. Comprehensive costs an estimated $248 a year, collision insurance costs $404, and liability costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs around $2,570. Teenage drivers cost the most to insure at up to $4,486 a year.

Average premium for full coverage: $1,190

Policy rates broken down by type of insurance:

These estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above illustrate why it is important to compare rates for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Nissan GT-R insurance rates for other coverage scenarios.

• The best discount rate is $691
• Drivers who choose higher $1,000 deductibles will pay approximately $1,040 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,190
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,474
• Drivers who are prone to accidents and violations could pay up to $2,570
• Policy cost for full coverage for a 16-year-old driver can cost as much as $4,486 a year

View Chart as Image

Auto insurance rates for a Nissan GT-R also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $4,400 a year. View Rates by Age

Your home state makes a big difference in Nissan GT-R insurance prices. A 40-year-old driver could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,600 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $440 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,400 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost from 45% to 131% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan GT-R Insurance

Finding cheaper rates on insurance for a Nissan GT-R not only requires having a good driving record, but also having good credit, being claim-free, and consideration of higher deductibles. Set aside time to compare rates at every other renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a brief summary of the concepts that were covered above.

• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,380 more annually to buy Nissan GT-R insurance
• Drivers age 20 and younger are the costliest to insure, possibly costing $374 each month if they have full coverage
• It is possible to save approximately $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $425 each year
• It is possible to save approximately $140 per year just by quoting early and online