Nissan GT-R Insurance Rates

The average auto insurance rates for a Nissan GT-R are $1,246 annually with full coverage. Comprehensive insurance costs approximately $264, collision insurance costs $444, and liability insurance costs $402. A liability-only policy costs as little as $446 a year, and high-risk insurance costs $2,694 or more. Teens cost the most to insure at up to $4,670 a year.

Average premium for full coverage: $1,246

Policy rates by type of insurance:

Full coverage includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Rural locations are shown to have fewer collision claims than cities with more traffic congestion. The price range example below illustrates the difference location can make on auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $717
• Drivers who choose higher $1,000 deductibles will pay $162 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,246
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an additional $310 a year
• High risk drivers with serious driving violations could pay around $2,694
• Policy cost with full coverage for a teen driver with full coverage can cost $4,670 a year

View Chart as Image

Car insurance rates for a Nissan GT-R also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,500 to $2,000 extra every year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $480 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,680 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Nissan GT-R Insurance

Finding cheaper rates on Nissan GT-R insurance not only requires being a low-risk driver, but also having a good credit score, not filing small claims, and attention to physical damage deductibles. Make time to compare rates at least every other year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a summary of the car insurance concepts touched on in this article.

• High-risk drivers who have multiple accidents or major violations may pay on average $1,450 more per year to insure their GT-R
• You may be able to save around $150 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $475 each year
• Drivers who purchase more liability coverage will pay approximately $440 every year to go from a 30/60 limit to higher 250/500 limits