Nissan GT-R Insurance Rates

Estimated insurance rates for a Nissan GT-R are $1,190 a year for full coverage insurance. Comprehensive costs approximately $248, collision costs $404, and liability is $402. Liability-only insurance costs around $446 a year, with high-risk driver insurance costing around $2,570. Teens pay the most at $4,486 a year or more.

Average premium for full coverage: $1,190

Premium estimates by type of coverage:

These estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for all GT-R models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The example below illustrates how location impacts auto insurance prices.

These rate differences illustrate why everyone should compare rates quotes using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $691
• Raising to $1,000 deductibles will save $150 each year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,190
• Selecting pricier low deductibles will increase the cost to $1,474
• Drivers with serious driving violations could pay around $2,570 or more
• An auto insurance policy for full coverage for a 16-year-old driver for full coverage can cost $4,486

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Insurance prices for a Nissan GT-R also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

Where you choose to live also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find prices as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,600 on average in Florida, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $440 annually, whereas buying more liability protection will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,400 to $2,000 additional annually, depending on your age. Nissan GT-R insurance for high-risk drivers is expensive and can cost from 45% to 131% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out who has the best car insurance prices is to regularly compare prices from multiple companies. Every auto insurance company calculates prices differently, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan GT-R Insurance

Finding better rates on insurance for a Nissan GT-R consists of being a safe and courteous driver, having a good credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Spend time shopping around every year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a brief summary of the coverage data touched on above.

• It is possible to save around $140 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $425 each year
• Teenage drivers are the costliest to insure, with premiums being up to $374 per month including comprehensive and collision insurance
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,380 more per year for auto insurance