Nissan GT-R Insurance Rates

U.S. average insurance rates for a Nissan GT-R are $1,246 a year for full coverage. Comprehensive costs on average $264, collision costs $444, and liability costs around $402. A policy with just liability insurance costs as low as $446 a year, with coverage for high-risk drivers costing around $2,694. Teenage drivers pay the highest rates at $4,670 a year or more.

Average premium for full coverage: $1,246

Price estimates by individual coverage:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for different GT-R trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural areas have lower incidents of accident claims than densely populated cities.

The price range example below illustrates how location helps determine car insurance rates.

The ranges above show why anyone shopping for car insurance should compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Nissan GT-R insurance rates for different risk profiles and scenarios.

• The best discount rate is $717
• Using higher $1,000 deductibles will save around $162 a year
• The estimated price for the average middle-age driver with $500 deductibles is $1,246
• Using more expensive low deductibles for physical damage coverage bumps up the cost to $1,556
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,694 or more
• The price that insures a 16-year-old driver with full coverage may cost $4,670 or more

View Chart as Image

Insurance prices for a Nissan GT-R are also quite variable based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,500 to $2,000 extra each year, depending on your age. High-risk driver insurance can be from 43% to 134% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $4,600 a year. View Rates by Age

The state you live in has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see prices as low as $820 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,780 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $480 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know exactly what you will pay is to compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan GT-R Insurance

Getting lower rates on insurance for a Nissan GT-R requires being safe and accident-free, having above-average credit, eliminating unnecessary coverage, and bundling your home and auto policies. Compare prices every year by quoting rates from direct carriers, and also from local exclusive and independent agents.

Below you'll find a quick rundown of the coverage data covered in the charts and tables above.

• Drivers can save as much as $150 per year simply by shopping early and online
• Increasing physical damage deductibles can save approximately $475 each year
• Youthful drivers pay the highest prices, with premiums as much as $389 a month if full coverage is included
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,450 more each year than a low-risk driver