Nissan GT-R Insurance Rates

Average insurance prices for a Nissan GT-R are $1,190 every 12 months with full coverage. Comprehensive insurance costs approximately $248, collision costs $404, and liability insurance costs $402. Liability-only coverage costs as little as $446 a year, with high-risk coverage costing $2,570 or more. Teenage drivers receive the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for all GT-R models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of insurance. Rural locations tend to have more infrequent collision claims than densely populated cities.

The example below illustrates how location impacts auto insurance prices.

These examples demonstrate why everyone should compare rates using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The best discount rate is $691
• Drivers who choose higher $1,000 deductibles will pay $150 annually
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,190
• Using pricier low deductibles for comprehensive and collision insurance costs an extra $284 a year
• High risk drivers who are prone to accidents and violations could pay around $2,570 or more
• The cost to insure a teen driver for full coverage can cost $4,486 a year

View Chart as Image

Car insurance rates for a Nissan GT-R can also vary considerably based on policy deductibles and limits, your driving record, and the model of your GT-R.

Using high physical damage deductibles could save up to $440 each year, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged in the ballpark of $4,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,400 to $2,000 extra per year, depending on your age. Nissan GT-R insurance for high-risk drivers can cost anywhere from 45% to 131% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,600 on average in New York, Michigan, and Florida.

View Chart as Image

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Nissan GT-R Insurance

Saving money on Nissan GT-R insurance not only requires having a decent driving record, but also maintaining a good credit score, eliminating unnecessary coverage, and avoiding coverage lapses. Spend time shopping around at every other renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following items are a brief summary of the concepts that were touched on above.

• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,380 more per year than a driver with a clean driving record
• 16 to 18-year-old drivers pay the highest auto insurance rates, with premiums as much as $374 per month if the policy includes full coverage
• You may be able to save around $140 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $425 each year
• You may be able to save around $140 per year simply by quoting online well ahead of the renewal date