Nissan GT-R Insurance Rates

Average insurance prices for a Nissan GT-R are $1,246 every 12 months for full coverage insurance. Comprehensive costs an estimated $264, collision costs $444, and liability insurance is estimated at $402. A policy with just liability insurance costs approximately $446 a year, with coverage for high-risk drivers costing around $2,694. Teens receive the highest rates at $4,670 a year or more.

Average premium for full coverage: $1,246

Rate estimates broken down by individual coverage type:

Rates are based on $500 physical damage deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for different GT-R trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of insurance. More rural locations tend to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

These examples illustrate why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Nissan GT-R insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $717
• Choosing higher $1,000 deductibles can save approximately $162 each year
• The average price for a 40-year-old driver who has $500 deductibles is $1,246
• Selecting more expensive low deductibles for comp and collision coverage increases the price to $1,556
• High-risk insureds with serious driving violations could pay up to $2,694 or more
• The cost to insure a teen driver with full coverage can cost as much as $4,670 each year

View Chart as Image

Insurance rates for a Nissan GT-R can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $480 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $4,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,500 to $2,000 additional per year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 134% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Nissan GT-R insurance rates. A good driver about age 40 could pay as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,680 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out which company is cheapest is to compare rates from as many companies as possible. Each auto insurer calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Nissan GT-R Insurance

Saving money on Nissan GT-R insurance takes being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below is a quick review of the data covered above.

• Drivers who want higher levels of liability will pay approximately $440 annually to raise limits from a minimum limit to a 250/500 level
• It is possible to save approximately $150 per year simply by shopping early and online
• Increasing deductibles could save as much as $475 each year
• Teenage drivers are expensive to insure, costing up to $389 per month if full coverage is included