Nissan GT-R Insurance Rates

U.S. average auto insurance rates for a Nissan GT-R are $1,246 annually for full coverage insurance. Comprehensive insurance costs around $264, collision costs $444, and liability costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing $2,694 or more. Teen drivers pay the highest rates at $4,670 a year or more.

Average premium for full coverage: $1,246

Price estimates for individual coverage:

Includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for all GT-R models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Areas with sparse population have fewer physical damage claims than larger metro areas.

The example below illustrates how location helps determine auto insurance rates.

The ranges above illustrate why everyone should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $717
• Drivers who choose higher $1,000 deductibles will pay about $162 each year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,246
• Choosing pricier low deductibles for comprehensive and collision insurance costs an additional $310 annually
• Drivers with multiple violations and an at-fault accident could pay at least $2,694 or more
• The price with full coverage for a 16-year-old driver for full coverage can be $4,670 a year

View Chart as Image

Car insurance prices for a Nissan GT-R are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged as much as $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,500 to $2,000 extra each year, depending on your age. Nissan GT-R insurance for high-risk drivers can cost from 43% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $480 annually, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Nissan GT-R insurance prices. A 40-year-old driver could pay as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,680 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out your exact price is to regularly compare prices from multiple companies. Every company uses a different rate calculation, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Nissan GT-R Insurance

Getting lower rates on insurance for a Nissan GT-R not only requires having a good driving record, but also having a good credit score, not filing small claims, and qualifying for all possible discounts. Invest time comparing rates at every other renewal by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a recap of the concepts that were covered in the charts and tables above.

• Drivers considered higher risk that have major violations or accidents pay on average $1,450 more every year to buy Nissan GT-R insurance
• Drivers age 20 and younger are the costliest to insure, as much as $389 a month if comprehensive and collision insurance is included
• It is possible to save up to $150 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $475 each year
• It is possible to save up to $150 per year simply by quoting online well ahead of the renewal date