Nissan GT-R Insurance Rates

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UPDATED: Apr 8, 2024

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Average auto insurance rates for a Nissan GT-R are $1,246 annually with full coverage. Comprehensive insurance costs on average $264 each year, collision insurance costs $444, and liability is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs $2,694 or more. Teenage drivers receive the highest rates at up to $4,670 a year.

Average premium for full coverage: $1,246

Rate estimates by individual coverage type:

Comprehensive $264
Collision $444
Liability $402

Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and GT-R models.

Price Range by Coverage and Risk

For the average driver, prices range range from as cheap as $446 for basic liability insurance to a high rate of $2,694 for a high-risk insurance policy.

Liability Only $446
Full Coverage $1,246
High Risk $2,694

Price Range by Location

Living in a larger city can have significant affects on auto insurance rates. Rural areas tend to have fewer collision claims than densely populated cities. The graphic below illustrates how location impacts car insurance rates.

Rural Areas $935
Small Cities $1,308
Large Cities $1,682

These examples demonstrate why all drivers should get quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Nissan GT-R insurance rates for different risk profiles and scenarios.

  • The best discount rate is $717
  • Choosing higher $1,000 deductibles can save around $162 annually
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,246
  • Using low deductibles for comp and collision coverage costs an additional $310 every year
  • Unlucky drivers who are prone to accidents and violations could pay upwards of $2,694
  • The cost with full coverage for a teen driver may cost $4,670 each year

View Chart as Image

Nissan GT-R insurance cost comparison chart
Column chart showing Nissan GT-R insurance prices range from $717 to $4,670 for full coverage

Auto insurance rates for a Nissan GT-R can also vary considerably based on the trim level of your GT-R, your driving record, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay upwards of $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,500 to $2,000 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $480 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Nissan GT-R insurance prices. A good driver about age 40 could pay as low as $900 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,680 on average in Florida, Michigan, and New York.

Nissan GT-R Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,126 -$120 -9.6%
Alaska $954 -$292 -23.4%
Arizona $1,032 -$214 -17.2%
Arkansas $1,246 -$0 0.0%
California $1,418 $172 13.8%
Colorado $1,188 -$58 -4.7%
Connecticut $1,278 $32 2.6%
Delaware $1,406 $160 12.8%
Florida $1,556 $310 24.9%
Georgia $1,152 -$94 -7.5%
Hawaii $896 -$350 -28.1%
Idaho $842 -$404 -32.4%
Illinois $928 -$318 -25.5%
Indiana $938 -$308 -24.7%
Iowa $840 -$406 -32.6%
Kansas $1,182 -$64 -5.1%
Kentucky $1,698 $452 36.3%
Louisiana $1,844 $598 48.0%
Maine $768 -$478 -38.4%
Maryland $1,028 -$218 -17.5%
Massachusetts $994 -$252 -20.2%
Michigan $2,162 $916 73.5%
Minnesota $1,042 -$204 -16.4%
Mississippi $1,492 $246 19.7%
Missouri $1,104 -$142 -11.4%
Montana $1,338 $92 7.4%
Nebraska $980 -$266 -21.3%
Nevada $1,492 $246 19.7%
New Hampshire $898 -$348 -27.9%
New Jersey $1,392 $146 11.7%
New Mexico $1,102 -$144 -11.6%
New York $1,312 $66 5.3%
North Carolina $718 -$528 -42.4%
North Dakota $1,022 -$224 -18.0%
Ohio $858 -$388 -31.1%
Oklahoma $1,276 $30 2.4%
Oregon $1,142 -$104 -8.3%
Pennsylvania $1,188 -$58 -4.7%
Rhode Island $1,660 $414 33.2%
South Carolina $1,128 -$118 -9.5%
South Dakota $1,050 -$196 -15.7%
Tennessee $1,088 -$158 -12.7%
Texas $1,502 $256 20.5%
Utah $920 -$326 -26.2%
Vermont $850 -$396 -31.8%
Virginia $746 -$500 -40.1%
Washington $960 -$286 -23.0%
West Virginia $1,142 -$104 -8.3%
Wisconsin $860 -$386 -31.0%
Wyoming $1,108 -$138 -11.1%

View Chart as Image

Nissan GT-R insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Nissan GT-R Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan GT-R Premium AWD 2-Dr $1,246 $104
Nissan GT-R AWD 2-Dr $1,246 $104

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan GT-R Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan GT-R $476 $1,020 $332 $1,964
2023 Nissan GT-R $458 $1,012 $338 $1,944
2022 Nissan GT-R $442 $988 $354 $1,920
2021 Nissan GT-R $426 $946 $364 $1,872
2020 Nissan GT-R $402 $914 $376 $1,828
2019 Nissan GT-R $388 $848 $384 $1,756
2018 Nissan GT-R $372 $798 $388 $1,694
2017 Nissan GT-R $356 $716 $390 $1,598
2016 Nissan GT-R $334 $658 $390 $1,518
2015 Nissan GT-R $322 $618 $394 $1,470
2014 Nissan GT-R $314 $576 $402 $1,428
2013 Nissan GT-R $290 $534 $402 $1,362
2012 Nissan GT-R $282 $486 $406 $1,310
2011 Nissan GT-R $264 $444 $402 $1,246
2010 Nissan GT-R $248 $404 $402 $1,190
2009 Nissan GT-R $240 $362 $398 $1,136

Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Nissan GT-R Insurance

Saving money on car insurance takes being safe and accident-free, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around at least every other year by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below you'll find a brief recap of the car insurance concepts touched on above.

  • Higher risk drivers who tend to receive serious violations pay an average of $1,450 more each year than a low-risk driver
  • You may be able to save as much as $150 per year just by quoting online in advance
  • Increasing deductibles could save up to $475 each year
  • Policyholders who require more liability protection will pay an extra $440 every year to raise limits from a minimum limit to higher 250/500 limits

Rates by Driver Age

Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $4,670
20 $2,860
30 $1,294
40 $1,246
50 $1,138
60 $1,116

Full coverage, $500 deductibles

Rates by Deductible

Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,556
$250 $1,412
$500 $1,246
$1,000 $1,084

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,246
50/100 $1,326
100/300 $1,427
250/500 $1,688
100 CSL $1,367
300 CSL $1,588
500 CSL $1,749

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $6,664
20 $4,558
30 $2,748
40 $2,694
50 $2,570
60 $2,546

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $90
5-yr Claim Free $81
Paid in Full/EFT $56
Advance Quote $61
Online Quote $89
Total Discounts $529
Rate after discounts $717

Discounts are estimated and may not be available from every company or in every state.

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