Nissan GT-R Insurance Rates

Estimated auto insurance rates for a Nissan GT-R are $1,246 annually with full coverage. Comprehensive costs an estimated $264, collision costs $444, and liability costs around $402. Liability-only insurance costs as low as $446 a year, with high-risk driver insurance costing around $2,694. Teens pay the most at $4,670 a year or more.

Average premium for full coverage: $1,246

Premium estimates broken down by type of coverage:

Prices include $500 deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all GT-R models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. More rural locations are statistically proven to have fewer collision claims than cities with more traffic congestion.

The example below illustrates the difference location can make on insurance prices.

These rate differences demonstrate why everyone should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Nissan GT-R insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $717
• Using higher $1,000 deductibles will save approximately $162 annually
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,246
• Selecting pricier low deductibles for physical damage coverage will cost $1,556
• High-risk insureds with serious driving violations could pay up to $2,694 or more
• An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost as much as $4,670 or more

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Insurance prices for a Nissan GT-R also have a wide range based on the model of your GT-R, your driving record, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,500 to $2,000 additional annually, depending on your age. Nissan GT-R insurance for high-risk drivers can be from 43% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $480 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,680 on average in New York, Michigan, and Florida.

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With such a large range in prices, the best way to find out which insurance company is cheapest is to regularly compare prices from multiple companies. Each insurance company calculates prices differently, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Nissan GT-R Insurance

Finding better rates on insurance for a Nissan GT-R requires not taking risks behind the wheel, having good credit, being claim-free, and maximizing policy discounts. Make time to compare rates once a year by requesting quotes from direct companies, and also from several local insurance agents.

The following is a quick rundown of the data that was touched on in this article.

• You may be able to save approximately $150 per year simply by quoting online well ahead of the renewal date
• Insureds who want higher liability limits will pay approximately $440 every year to increase from 30/60 bodily injury limits to higher 250/500 limits
• Teens are expensive to insure, possibly costing $389 per month if they have full coverage
• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,450 more annually for GT-R insurance