Nissan GT-R Insurance Rates

The average auto insurance rates for a Nissan GT-R are $1,190 annually for full coverage insurance. Comprehensive insurance costs around $248 a year, collision costs $404, and liability insurance is $402. Liability-only coverage costs around $446 a year, with high-risk coverage costing $2,570 or more. Teen drivers cost the most to insure at $4,486 a year or more.

Average premium for full coverage: $1,190

Policy rates for type of insurance:

Prices are based on $500 deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than larger metro areas.

The diagram below illustrates how location impacts auto insurance rates.

The examples above illustrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $691
• Raising to $1,000 deductibles will save about $1,040 each year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,190
• Choosing low $100 deductibles costs an additional $284 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,570 or more
• Policy cost with full coverage for a teen driver can be $4,486

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay as much as $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 45% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $440 each year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Nissan GT-R insurance rates. A middle-age driver might find rates as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,600 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out your exact price is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Nissan GT-R Insurance

Finding cheaper rates on Nissan GT-R insurance consists of not taking risks behind the wheel, having good credit, being claim-free, and taking advantage of discounts. Spend time shopping around every couple of years by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a brief review of the material that was touched on above.

• Drivers who may need higher liability limits will pay about $440 annually to raise from a 30/60 limit to higher 250/500 limits
• Teens are charged the highest rates, possibly costing $374 each month if they have full coverage
• High-risk drivers with DUI or reckless driving convictions pay on average $1,380 more every year for GT-R insurance
• Increasing comprehensive and collision deductibles could save up to $425 each year