Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,246 a year for full coverage insurance. Comprehensive insurance costs around $264 each year, collision costs $444, and liability coverage costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing $2,694 or more. Teenage drivers cost the most to insure at $4,670 a year or more.

Average premium for full coverage: $1,246

Policy rates for type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than densely populated cities.

The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above illustrate why all drivers should compare prices for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The best discount rate is $717
• Using higher $1,000 deductibles will save about $162 each year
• The average rate for a good driver age 40 using $500 deductibles is $1,246
• Using low deductibles for physical damage coverage will cost an extra $310 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,694 or more
• Policy cost for full coverage for a teenage driver can be $4,670 or more

View Chart as Image

Car insurance rates for a Nissan GT-R also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $4,600 a year. View Rates by Age

Your home state has a huge impact on Nissan GT-R insurance rates. A driver around age 40 might see rates as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,680 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $480 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,500 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can be around 43% to 134% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate rates, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan GT-R Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and claims, having above-average credit, being claim-free, and qualifying for all possible discounts. Take the time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a brief recap of the data covered in the above illustrations.

• Consumers who may need increased liability limits will pay an extra $440 annually to increase from a 30/60 limit to 250/500 limits
• It is possible to save up to $150 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $475 each year
• Drivers under the age of 20 are the costliest to insure, possibly costing $389 each month if full coverage is included