Nissan GT-R Insurance Rates

The average insurance prices for a Nissan GT-R are $1,190 every 12 months including full coverage. Comprehensive insurance costs approximately $248 a year, collision insurance costs $404, and liability coverage costs $402. Buying just liability costs as little as $446 a year, and insurance for high-risk drivers costs $2,570 or more. Teenage drivers cost the most to insure at up to $4,486 a year.

Average premium for full coverage: $1,190

Policy rates by type of insurance:

Estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and GT-R trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance prices.

The examples above highlight why it is important to compare rates using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The best discount rate is $691
• Drivers who choose higher $1,000 deductibles will pay $1,040 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,190
• Using low $100 deductibles for comprehensive and collision insurance costs an extra $284 each year
• High-risk insureds who are prone to accidents and violations could pay around $2,570
• Policy cost to insure a teenage driver can cost $4,486 a year

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your GT-R.

Using high physical damage deductibles could save up to $440 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can cost around 45% to 131% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Nissan GT-R Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to compare rates at least once a year by requesting rates from direct car insurance companies, and also from your local car insurance providers.

The following items are a review of the primary concepts that were presented in the illustrations above.

• You may be able to save around $140 per year just by quoting early and online
• Drivers who have several accidents or serious violations could be charged and average of $1,380 more per year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save as much as $425 each year
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $374 each month if they have full coverage