Nissan Cube Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Aug 24, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average auto insurance rates for a Nissan Cube are $984 annually including full coverage. Comprehensive costs around $156 each year, collision insurance costs $196, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs around $2,116. Teen drivers receive the highest rates at up to $3,990 a year.
Average premium for full coverage: $984
Rate estimates for individual coverage type:
These estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Cube models.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from as cheap as $522 for basic liability insurance to a high rate of $2,116 for coverage for higher-risk drivers.
Price Range by Location
Choosing to live in a large city can make a big difference on the price of insurance. Areas with sparse population tend to have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.
These examples highlight why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down average Nissan Cube insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $599
- Raising to $1,000 deductibles will save about $80 every year
- The estimated rate for a 40-year-old driver using $500 deductibles is $984
- Choosing low deductibles will cost $1,134
- Drivers with multiple violations and an at-fault accident could pay at least $2,116
- The cost with full coverage for a 16-year-old driver can be $3,990
Auto insurance rates for a Nissan Cube can also vary considerably based on the trim level of your Cube, your driving characteristics, and deductibles and policy limits.
More mature drivers with a good driving record and high physical damage deductibles may pay as low as $900 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay as much as $3,900 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying at least $1,200 to $1,700 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 136% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce rates by up to $230 annually, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Nissan Cube insurance prices. A middle-age driver might find rates as low as $760 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,400 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $890 | -$94 | -9.6% |
| Alaska | $752 | -$232 | -23.6% |
| Arizona | $816 | -$168 | -17.1% |
| Arkansas | $984 | -$0 | 0.0% |
| California | $1,120 | $136 | 13.8% |
| Colorado | $940 | -$44 | -4.5% |
| Connecticut | $1,012 | $28 | 2.8% |
| Delaware | $1,114 | $130 | 13.2% |
| Florida | $1,232 | $248 | 25.2% |
| Georgia | $908 | -$76 | -7.7% |
| Hawaii | $708 | -$276 | -28.0% |
| Idaho | $666 | -$318 | -32.3% |
| Illinois | $732 | -$252 | -25.6% |
| Indiana | $738 | -$246 | -25.0% |
| Iowa | $662 | -$322 | -32.7% |
| Kansas | $936 | -$48 | -4.9% |
| Kentucky | $1,342 | $358 | 36.4% |
| Louisiana | $1,454 | $470 | 47.8% |
| Maine | $608 | -$376 | -38.2% |
| Maryland | $810 | -$174 | -17.7% |
| Massachusetts | $788 | -$196 | -19.9% |
| Michigan | $1,710 | $726 | 73.8% |
| Minnesota | $822 | -$162 | -16.5% |
| Mississippi | $1,178 | $194 | 19.7% |
| Missouri | $872 | -$112 | -11.4% |
| Montana | $1,056 | $72 | 7.3% |
| Nebraska | $774 | -$210 | -21.3% |
| Nevada | $1,180 | $196 | 19.9% |
| New Hampshire | $708 | -$276 | -28.0% |
| New Jersey | $1,100 | $116 | 11.8% |
| New Mexico | $872 | -$112 | -11.4% |
| New York | $1,036 | $52 | 5.3% |
| North Carolina | $568 | -$416 | -42.3% |
| North Dakota | $804 | -$180 | -18.3% |
| Ohio | $680 | -$304 | -30.9% |
| Oklahoma | $1,012 | $28 | 2.8% |
| Oregon | $900 | -$84 | -8.5% |
| Pennsylvania | $940 | -$44 | -4.5% |
| Rhode Island | $1,310 | $326 | 33.1% |
| South Carolina | $890 | -$94 | -9.6% |
| South Dakota | $830 | -$154 | -15.7% |
| Tennessee | $862 | -$122 | -12.4% |
| Texas | $1,184 | $200 | 20.3% |
| Utah | $728 | -$256 | -26.0% |
| Vermont | $674 | -$310 | -31.5% |
| Virginia | $588 | -$396 | -40.2% |
| Washington | $762 | -$222 | -22.6% |
| West Virginia | $900 | -$84 | -8.5% |
| Wisconsin | $682 | -$302 | -30.7% |
| Wyoming | $876 | -$108 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $942 | $79 |
| Nissan Cube S 2WD | $964 | $80 |
| Nissan Cube SL 2WD | $990 | $83 |
| Nissan Cube Krom 2WD | $1,044 | $87 |
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Nissan Cube | $184 | $254 | $474 | $1,070 |
| 2010 Nissan Cube | $166 | $214 | $478 | $1,016 |
| 2009 Nissan Cube | $156 | $196 | $474 | $984 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Nissan Cube Insurance
Saving money on insurance for a Nissan Cube consists of being a safe and courteous driver, having above-average credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates at least once a year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
Below is a brief summary of the primary concepts that were covered above.
- You may be able to save up to $110 per year just by quoting online in advance
- Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,130 more every year for auto insurance
- Increasing deductibles could save up to $225 each year
- Teenage drivers are expensive to insure, as much as $333 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,990 |
| 20 | $2,246 |
| 30 | $998 |
| 40 | $984 |
| 50 | $902 |
| 60 | $884 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,134 |
| $250 | $1,066 |
| $500 | $984 |
| $1,000 | $904 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $984 |
| 50/100 | $1,139 |
| 100/300 | $1,257 |
| 250/500 | $1,565 |
| 100 CSL | $1,186 |
| 300 CSL | $1,447 |
| 500 CSL | $1,637 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,612 |
| 20 | $3,582 |
| 30 | $2,128 |
| 40 | $2,116 |
| 50 | $2,024 |
| 60 | $2,002 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $59 |
| 5-yr Claim Free | $61 |
| Paid in Full/EFT | $35 |
| Advance Quote | $43 |
| Online Quote | $66 |
| Total Discounts | $385 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
