Nissan Cube Insurance Rates

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UPDATED: Apr 9, 2024

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U.S. average insurance prices for a Nissan Cube are $1,040 every 12 months for full coverage. Comprehensive insurance costs around $172 each year, collision insurance costs $236, and liability is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs $2,240 or more. 16-year-old drivers pay the highest rates at up to $4,170 a year.

Average premium for full coverage: $1,040

Price estimates for individual coverage:

Comprehensive $172
Collision $236
Liability $474

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and Cube models.

Price Range from Low to High

Using a 40-year-old driver as an example, Nissan Cube insurance prices range from the cheapest price of $522 for a discount liability-only rate to a high rate of $2,240 for a high-risk insurance policy.

Liability Only $522
Full Coverage $1,040
High Risk $2,240

Geographic Price Range

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population have more infrequent accident claims than congested cities. The graphic below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $780
Small Cities $1,092
Large Cities $1,404

The ranges above show why all drivers should get quotes for a specific zip code and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Nissan Cube insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $629
  • Choosing higher $1,000 deductibles can save about $94 a year
  • The average price for the average middle-age driver using $500 deductibles is $1,040
  • Buying low deductibles for comp and collision coverage costs an extra $176 every year
  • Unlucky drivers with multiple tickets or accidents could pay at least $2,240
  • The price to insure a teen driver can be $4,170 each year

View Chart as Image

Nissan Cube insurance cost comparison chart
Column chart showing Nissan Cube insurance prices range from $629 to $4,170 for full coverage

Insurance prices for a Nissan Cube are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Opting for high physical damage deductibles can save as much as $270 every year, whereas increasing liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,000 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay as much as $4,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,200 to $1,800 additional each year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 128% more than the average rate. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Nissan Cube insurance prices. A good driver about age 40 could pay as low as $690 a year in states like Idaho, Maine, and Iowa, or at least $1,480 on average in Michigan, Louisiana, and New York.

Nissan Cube Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $940 -$100 -9.6%
Alaska $798 -$242 -23.3%
Arizona $862 -$178 -17.1%
Arkansas $1,040 -$0 0.0%
California $1,184 $144 13.8%
Colorado $994 -$46 -4.4%
Connecticut $1,068 $28 2.7%
Delaware $1,178 $138 13.3%
Florida $1,302 $262 25.2%
Georgia $958 -$82 -7.9%
Hawaii $746 -$294 -28.3%
Idaho $702 -$338 -32.5%
Illinois $774 -$266 -25.6%
Indiana $780 -$260 -25.0%
Iowa $702 -$338 -32.5%
Kansas $988 -$52 -5.0%
Kentucky $1,418 $378 36.3%
Louisiana $1,538 $498 47.9%
Maine $642 -$398 -38.3%
Maryland $858 -$182 -17.5%
Massachusetts $832 -$208 -20.0%
Michigan $1,806 $766 73.7%
Minnesota $870 -$170 -16.3%
Mississippi $1,244 $204 19.6%
Missouri $922 -$118 -11.3%
Montana $1,116 $76 7.3%
Nebraska $818 -$222 -21.3%
Nevada $1,248 $208 20.0%
New Hampshire $748 -$292 -28.1%
New Jersey $1,162 $122 11.7%
New Mexico $922 -$118 -11.3%
New York $1,094 $54 5.2%
North Carolina $598 -$442 -42.5%
North Dakota $852 -$188 -18.1%
Ohio $718 -$322 -31.0%
Oklahoma $1,068 $28 2.7%
Oregon $950 -$90 -8.7%
Pennsylvania $994 -$46 -4.4%
Rhode Island $1,386 $346 33.3%
South Carolina $940 -$100 -9.6%
South Dakota $878 -$162 -15.6%
Tennessee $910 -$130 -12.5%
Texas $1,252 $212 20.4%
Utah $770 -$270 -26.0%
Vermont $712 -$328 -31.5%
Virginia $622 -$418 -40.2%
Washington $804 -$236 -22.7%
West Virginia $950 -$90 -8.7%
Wisconsin $720 -$320 -30.8%
Wyoming $926 -$114 -11.0%

View Chart as Image

Nissan Cube insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Nissan Cube Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Cube 2WD $994 $83
Nissan Cube S 2WD $1,016 $85
Nissan Cube SL 2WD $1,048 $87
Nissan Cube Krom 2WD $1,110 $93

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Cube Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2014 Nissan Cube $184 $254 $474 $1,070
2013 Nissan Cube $172 $236 $474 $1,040
2012 Nissan Cube $166 $214 $478 $1,016
2011 Nissan Cube $156 $196 $474 $984
2010 Nissan Cube $146 $178 $474 $956
2009 Nissan Cube $142 $160 $468 $928

Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Nissan Cube Insurance

Getting lower rates on car insurance takes being safe and accident-free, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Set aside time to shop around at least every other year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a review of the car insurance concepts raised in the charts and tables above.

  • Higher risk drivers who have several accidents or serious violations may pay on average $1,200 more every year than a low-risk driver
  • Drivers can save up to $120 per year just by quoting online in advance
  • Increasing physical damage deductibles could save as much as $275 each year
  • Policyholders who may need more liability protection will pay around $520 each year to raise limits from a low limit to a 250/500 level

Rates by Driver Age

Nissan Cube Insurance Rates by Driver Age
Driver Age Premium
16 $4,170
20 $2,378
30 $1,060
40 $1,040
50 $952
60 $934

Full coverage, $500 deductibles

Rates by Deductible

Nissan Cube Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,216
$250 $1,136
$500 $1,040
$1,000 $946

Full coverage, driver age 40

Rates by Liability Limit

Nissan Cube Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,040
50/100 $1,205
100/300 $1,323
250/500 $1,631
100 CSL $1,252
300 CSL $1,513
500 CSL $1,703

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Cube Insurance Rates for High Risk Drivers
Age Premium
16 $5,880
20 $3,796
30 $2,260
40 $2,240
50 $2,140
60 $2,118

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $64
5-yr Claim Free $65
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $411
Rate after discounts $629

Discounts are estimated and may not be available from every company or in every state.

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