Nissan Cube Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 9, 2024

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Average insurance rates for a Nissan Cube are $1,016 a year for full coverage insurance. Comprehensive insurance costs on average $166, collision insurance costs $214, and liability costs $478. A policy with just liability insurance costs as little as $526 a year, and coverage for high-risk drivers costs $2,188 or more. 16-year-old drivers receive the highest rates at up to $4,098 a year.

Average premium for full coverage: $1,016

Rate estimates by individual coverage type:

Comprehensive $166
Collision $214
Liability $478

Includes $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for all Cube models.

Price Range by Coverage and Risk

For the average driver, prices range range from the low end price of $526 for just the minimum liability insurance to the much higher price of $2,188 for a driver that may need high-risk insurance.

Liability Only $526
Full Coverage $1,016
High Risk $2,188

Price Range by Location

Your location can have significant affects on insurance rates. Rural areas tend to have lower incidents of physical damage claims than congested cities. The example below illustrates how location impacts car insurance rates.

Rural Areas $762
Small Cities $1,067
Large Cities $1,372

These examples illustrate why everyone should compare rates based on a specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Nissan Cube insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $618
  • Drivers who choose higher $1,000 deductibles will pay around $86 each year
  • The estimated price for a 40-year-old driver with $500 deductibles is $1,016
  • Buying pricier low deductibles for comprehensive and collision insurance will cost an additional $166 every year
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,188
  • The cost that insures a teen driver for full coverage may cost $4,098 a year

View Chart as Image

Nissan Cube insurance cost comparison chart
Column chart showing Nissan Cube insurance prices range from $618 to $4,098 for full coverage

Insurance rates for a Nissan Cube can also vary considerably based on the model of your Cube, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,200 to $1,700 additional per year, depending on your age. Nissan Cube insurance for high-risk drivers can cost as much as 41% to 131% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,000 a year. View Rates by Age

Where you live makes a big difference in Nissan Cube insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,380 on average in Michigan, New York, and Florida.

Nissan Cube Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $920 -$96 -9.4%
Alaska $780 -$236 -23.2%
Arizona $844 -$172 -16.9%
Arkansas $1,016 -$0 0.0%
California $1,158 $142 14.0%
Colorado $970 -$46 -4.5%
Connecticut $1,046 $30 3.0%
Delaware $1,150 $134 13.2%
Florida $1,272 $256 25.2%
Georgia $938 -$78 -7.7%
Hawaii $730 -$286 -28.1%
Idaho $688 -$328 -32.3%
Illinois $758 -$258 -25.4%
Indiana $766 -$250 -24.6%
Iowa $684 -$332 -32.7%
Kansas $968 -$48 -4.7%
Kentucky $1,388 $372 36.6%
Louisiana $1,504 $488 48.0%
Maine $626 -$390 -38.4%
Maryland $840 -$176 -17.3%
Massachusetts $816 -$200 -19.7%
Michigan $1,768 $752 74.0%
Minnesota $852 -$164 -16.1%
Mississippi $1,220 $204 20.1%
Missouri $902 -$114 -11.2%
Montana $1,092 $76 7.5%
Nebraska $804 -$212 -20.9%
Nevada $1,220 $204 20.1%
New Hampshire $732 -$284 -28.0%
New Jersey $1,138 $122 12.0%
New Mexico $900 -$116 -11.4%
New York $1,072 $56 5.5%
North Carolina $586 -$430 -42.3%
North Dakota $832 -$184 -18.1%
Ohio $702 -$314 -30.9%
Oklahoma $1,044 $28 2.8%
Oregon $930 -$86 -8.5%
Pennsylvania $970 -$46 -4.5%
Rhode Island $1,356 $340 33.5%
South Carolina $920 -$96 -9.4%
South Dakota $858 -$158 -15.6%
Tennessee $892 -$124 -12.2%
Texas $1,226 $210 20.7%
Utah $754 -$262 -25.8%
Vermont $696 -$320 -31.5%
Virginia $608 -$408 -40.2%
Washington $786 -$230 -22.6%
West Virginia $930 -$86 -8.5%
Wisconsin $704 -$312 -30.7%
Wyoming $908 -$108 -10.6%

View Chart as Image

Nissan Cube insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $260 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $430 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Nissan Cube Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Cube 2WD $972 $81
Nissan Cube S 2WD $994 $83
Nissan Cube SL 2WD $1,024 $85
Nissan Cube Krom 2WD $1,084 $90

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Cube Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2014 Nissan Cube $190 $272 $464 $1,084
2013 Nissan Cube $184 $254 $474 $1,070
2012 Nissan Cube $172 $236 $474 $1,040
2011 Nissan Cube $166 $214 $478 $1,016
2010 Nissan Cube $156 $196 $474 $984
2009 Nissan Cube $146 $178 $474 $956

Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Nissan Cube Insurance

Saving money on car insurance not only requires being a good driver, but also having a good credit score, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Comparison shop once a year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a recap of the data that was touched on above.

  • It is possible to save as much as $110 per year just by quoting online well ahead of the renewal date
  • Policyholders who require an increased level of liability coverage will pay around $530 annually to go from a minimum limit to the 250/500 level
  • Drivers age 16 to 20 pay higher rates, costing up to $342 per month if comprehensive and collision insurance is included
  • Higher risk drivers that have major violations or accidents may pay on average $1,170 more each year than a safer driver

Rates by Driver Age

Nissan Cube Insurance Rates by Driver Age
Driver Age Premium
16 $4,098
20 $2,322
30 $1,034
40 $1,016
50 $934
60 $914

Full coverage, $500 deductibles

Rates by Deductible

Nissan Cube Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,182
$250 $1,106
$500 $1,016
$1,000 $930

Full coverage, driver age 40

Rates by Liability Limit

Nissan Cube Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,016
50/100 $1,180
100/300 $1,299
250/500 $1,610
100 CSL $1,227
300 CSL $1,490
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Cube Insurance Rates for High Risk Drivers
Age Premium
16 $5,774
20 $3,704
30 $2,206
40 $2,188
50 $2,094
60 $2,072

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $136

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $55
Homeowner $18
5-yr Accident Free $61
5-yr Claim Free $64
Paid in Full/EFT $36
Advance Quote $44
Online Quote $69
Total Discounts $398
Rate after discounts $618

Discounts are estimated and may not be available from every company or in every state.

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