Nissan Cube Insurance Rates
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UPDATED: Apr 9, 2024
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The average auto insurance rates for a Nissan Cube are $1,070 annually for full coverage insurance. Comprehensive insurance costs approximately $184, collision costs $254, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,306 or more. Teens cost the most to insure at $4,260 a year or more.
Average premium for full coverage: $1,070
Policy rates by type of insurance:
Rates are based on $500 physical damage deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and for all Cube models.
Price Range Variability
For the average 40-year-old driver, Nissan Cube insurance rates go from as cheap as $522 for basic liability insurance to the much higher price of $2,306 for high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than cities with more traffic congestion.
The example below illustrates the difference location can make on auto insurance prices.
The examples above illustrate why everyone should get quotes using their specific location and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Nissan Cube insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $643
- Choosing higher $1,000 deductibles can save $100 each year
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,070
- Selecting pricier low deductibles for comp and collision coverage costs an additional $192 annually
- Higher-risk drivers with serious driving violations could pay around $2,306 or more
- Policy cost with full coverage for a 16-year-old driver for full coverage can cost $4,260 each year
Car insurance rates for a Nissan Cube also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.
A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $4,200 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,800 extra every year, depending on your age. Nissan Cube insurance for high-risk drivers ranges from 42% to 135% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $300 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Nissan Cube insurance prices. A good driver about age 40 could pay as low as $700 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,450 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $968 | -$102 | -9.5% |
| Alaska | $822 | -$248 | -23.2% |
| Arizona | $890 | -$180 | -16.8% |
| Arkansas | $1,070 | -$0 | 0.0% |
| California | $1,220 | $150 | 14.0% |
| Colorado | $1,024 | -$46 | -4.3% |
| Connecticut | $1,102 | $32 | 3.0% |
| Delaware | $1,212 | $142 | 13.3% |
| Florida | $1,340 | $270 | 25.2% |
| Georgia | $988 | -$82 | -7.7% |
| Hawaii | $768 | -$302 | -28.2% |
| Idaho | $724 | -$346 | -32.3% |
| Illinois | $798 | -$272 | -25.4% |
| Indiana | $806 | -$264 | -24.7% |
| Iowa | $722 | -$348 | -32.5% |
| Kansas | $1,020 | -$50 | -4.7% |
| Kentucky | $1,462 | $392 | 36.6% |
| Louisiana | $1,586 | $516 | 48.2% |
| Maine | $662 | -$408 | -38.1% |
| Maryland | $882 | -$188 | -17.6% |
| Massachusetts | $858 | -$212 | -19.8% |
| Michigan | $1,860 | $790 | 73.8% |
| Minnesota | $896 | -$174 | -16.3% |
| Mississippi | $1,284 | $214 | 20.0% |
| Missouri | $950 | -$120 | -11.2% |
| Montana | $1,150 | $80 | 7.5% |
| Nebraska | $844 | -$226 | -21.1% |
| Nevada | $1,286 | $216 | 20.2% |
| New Hampshire | $772 | -$298 | -27.9% |
| New Jersey | $1,196 | $126 | 11.8% |
| New Mexico | $950 | -$120 | -11.2% |
| New York | $1,128 | $58 | 5.4% |
| North Carolina | $616 | -$454 | -42.4% |
| North Dakota | $878 | -$192 | -17.9% |
| Ohio | $740 | -$330 | -30.8% |
| Oklahoma | $1,102 | $32 | 3.0% |
| Oregon | $982 | -$88 | -8.2% |
| Pennsylvania | $1,022 | -$48 | -4.5% |
| Rhode Island | $1,428 | $358 | 33.5% |
| South Carolina | $970 | -$100 | -9.3% |
| South Dakota | $904 | -$166 | -15.5% |
| Tennessee | $938 | -$132 | -12.3% |
| Texas | $1,290 | $220 | 20.6% |
| Utah | $792 | -$278 | -26.0% |
| Vermont | $734 | -$336 | -31.4% |
| Virginia | $640 | -$430 | -40.2% |
| Washington | $828 | -$242 | -22.6% |
| West Virginia | $982 | -$88 | -8.2% |
| Wisconsin | $742 | -$328 | -30.7% |
| Wyoming | $954 | -$116 | -10.8% |
Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates from multiple companies. Each auto insurer calculates rates differently, so rate quotes will be varied between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $1,020 | $85 |
| Nissan Cube S 2WD | $1,046 | $87 |
| Nissan Cube SL 2WD | $1,080 | $90 |
| Nissan Cube Krom 2WD | $1,148 | $96 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Nissan Cube | $190 | $272 | $464 | $1,084 |
| 2013 Nissan Cube | $184 | $254 | $474 | $1,070 |
| 2012 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2011 Nissan Cube | $166 | $214 | $478 | $1,016 |
| 2010 Nissan Cube | $156 | $196 | $474 | $984 |
| 2009 Nissan Cube | $146 | $178 | $474 | $956 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Nissan Cube Insurance
Finding cheaper rates on insurance for a Nissan Cube takes being a safe and courteous driver, having a good credit score, being claim-free, and avoiding coverage lapses. Make time to compare rates every couple of years by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
Below is a quick review of the material that was touched on in this article.
- Insureds who purchase higher levels of liability will pay approximately $520 annually to raise limits from a 30/60 limit to higher 250/500 limits
- Teenage drivers pay the highest auto insurance rates, possibly costing $355 each month if comprehensive and collision insurance is included
- Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,240 more per year for auto insurance
- Increasing comprehensive and collision deductibles could save up to $300 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,260 |
| 20 | $2,448 |
| 30 | $1,094 |
| 40 | $1,070 |
| 50 | $982 |
| 60 | $962 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,262 |
| $250 | $1,176 |
| $500 | $1,070 |
| $1,000 | $970 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,070 |
| 50/100 | $1,243 |
| 100/300 | $1,361 |
| 250/500 | $1,669 |
| 100 CSL | $1,290 |
| 300 CSL | $1,551 |
| 500 CSL | $1,741 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,016 |
| 20 | $3,904 |
| 30 | $2,330 |
| 40 | $2,306 |
| 50 | $2,204 |
| 60 | $2,182 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $73 |
| Total Discounts | $427 |
Discounts are estimated and may not be available from every company or in every state.
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