Nissan Cube Insurance Rates

The average insurance rates for a Nissan Cube are $1,016 a year for full coverage. Comprehensive costs an estimated $166 a year, collision insurance costs $214, and liability is $478. Buying just liability costs around $526 a year, and insurance for high-risk drivers costs around $2,188. Teens cost the most to insure at up to $4,098 a year.

Average premium for full coverage: $1,016

Policy rates broken down by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all states and Cube trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. More rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how location impacts insurance prices.

The examples above show why it is important to compare rates quotes for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Nissan Cube insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $618
• Raising to $1,000 deductibles will save approximately $930 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,016
• Selecting low $100 deductibles bumps up the cost to $1,182
• At-risk drivers with serious driving violations could pay up to $2,188
• Policy cost that insures a teen driver can cost as much as $4,098

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Insurance rates for a Nissan Cube also range considerably based on the trim level of your Cube, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 41% to 131% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $4,000 a year. View Rates by Age

Your home state also has a big influence on Nissan Cube insurance prices. A middle-age driver might find rates as low as $670 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,450 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $260 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Cube Insurance

Finding cheaper rates on car insurance consists of being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare rates every year by quoting rates from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a brief recap of the coverage data touched on above.

• Drivers can save approximately $110 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Youthful drivers are charged the highest rates, costing up to $342 each month if full coverage is included
• Higher risk drivers who tend to receive serious violations may pay on average $1,170 more annually than a low-risk driver