Nissan Cube Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Aug 24, 2022

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Average auto insurance rates for a Nissan Cube are $984 annually including full coverage. Comprehensive costs around $156 each year, collision insurance costs $196, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs around $2,116. Teen drivers receive the highest rates at up to $3,990 a year.

Average premium for full coverage: $984

Rate estimates for individual coverage type:

Comprehensive $156
Collision $196
Liability $474

These estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Cube models.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from as cheap as $522 for basic liability insurance to a high rate of $2,116 for coverage for higher-risk drivers.

Liability Only $522
Full Coverage $984
High Risk $2,116

Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. Areas with sparse population tend to have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $738
Small Cities $1,033
Large Cities $1,328

These examples highlight why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Nissan Cube insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $599
  • Raising to $1,000 deductibles will save about $80 every year
  • The estimated rate for a 40-year-old driver using $500 deductibles is $984
  • Choosing low deductibles will cost $1,134
  • Drivers with multiple violations and an at-fault accident could pay at least $2,116
  • The cost with full coverage for a 16-year-old driver can be $3,990

View Chart as Image

Nissan Cube insurance cost comparison chart
Column chart showing Nissan Cube insurance rates range from $599 to $3,990 for full coverage

Auto insurance rates for a Nissan Cube can also vary considerably based on the trim level of your Cube, your driving characteristics, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $900 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay as much as $3,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at least $1,200 to $1,700 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 136% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $230 annually, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Nissan Cube insurance prices. A middle-age driver might find rates as low as $760 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,400 on average in Michigan, New York, and Louisiana.

Nissan Cube Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $890 -$94 -9.6%
Alaska $752 -$232 -23.6%
Arizona $816 -$168 -17.1%
Arkansas $984 -$0 0.0%
California $1,120 $136 13.8%
Colorado $940 -$44 -4.5%
Connecticut $1,012 $28 2.8%
Delaware $1,114 $130 13.2%
Florida $1,232 $248 25.2%
Georgia $908 -$76 -7.7%
Hawaii $708 -$276 -28.0%
Idaho $666 -$318 -32.3%
Illinois $732 -$252 -25.6%
Indiana $738 -$246 -25.0%
Iowa $662 -$322 -32.7%
Kansas $936 -$48 -4.9%
Kentucky $1,342 $358 36.4%
Louisiana $1,454 $470 47.8%
Maine $608 -$376 -38.2%
Maryland $810 -$174 -17.7%
Massachusetts $788 -$196 -19.9%
Michigan $1,710 $726 73.8%
Minnesota $822 -$162 -16.5%
Mississippi $1,178 $194 19.7%
Missouri $872 -$112 -11.4%
Montana $1,056 $72 7.3%
Nebraska $774 -$210 -21.3%
Nevada $1,180 $196 19.9%
New Hampshire $708 -$276 -28.0%
New Jersey $1,100 $116 11.8%
New Mexico $872 -$112 -11.4%
New York $1,036 $52 5.3%
North Carolina $568 -$416 -42.3%
North Dakota $804 -$180 -18.3%
Ohio $680 -$304 -30.9%
Oklahoma $1,012 $28 2.8%
Oregon $900 -$84 -8.5%
Pennsylvania $940 -$44 -4.5%
Rhode Island $1,310 $326 33.1%
South Carolina $890 -$94 -9.6%
South Dakota $830 -$154 -15.7%
Tennessee $862 -$122 -12.4%
Texas $1,184 $200 20.3%
Utah $728 -$256 -26.0%
Vermont $674 -$310 -31.5%
Virginia $588 -$396 -40.2%
Washington $762 -$222 -22.6%
West Virginia $900 -$84 -8.5%
Wisconsin $682 -$302 -30.7%
Wyoming $876 -$108 -11.0%

View Chart as Image

Nissan Cube insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Nissan Cube Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Cube 2WD $942 $79
Nissan Cube S 2WD $964 $80
Nissan Cube SL 2WD $990 $83
Nissan Cube Krom 2WD $1,044 $87

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Cube Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Nissan Cube $184 $254 $474 $1,070
2010 Nissan Cube $166 $214 $478 $1,016
2009 Nissan Cube $156 $196 $474 $984

Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Nissan Cube Insurance

Saving money on insurance for a Nissan Cube consists of being a safe and courteous driver, having above-average credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates at least once a year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below is a brief summary of the primary concepts that were covered above.

  • You may be able to save up to $110 per year just by quoting online in advance
  • Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,130 more every year for auto insurance
  • Increasing deductibles could save up to $225 each year
  • Teenage drivers are expensive to insure, as much as $333 per month if full coverage is included

Rates by Driver Age

Nissan Cube Insurance Rates by Driver Age
Driver Age Premium
16 $3,990
20 $2,246
30 $998
40 $984
50 $902
60 $884

Full coverage, $500 deductibles

Rates by Deductible

Nissan Cube Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,134
$250 $1,066
$500 $984
$1,000 $904

Full coverage, driver age 40

Rates by Liability Limit

Nissan Cube Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $984
50/100 $1,139
100/300 $1,257
250/500 $1,565
100 CSL $1,186
300 CSL $1,447
500 CSL $1,637

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Cube Insurance Rates for High Risk Drivers
Age Premium
16 $5,612
20 $3,582
30 $2,128
40 $2,116
50 $2,024
60 $2,002

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $131

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $50
Multi-vehicle $53
Homeowner $18
5-yr Accident Free $59
5-yr Claim Free $61
Paid in Full/EFT $35
Advance Quote $43
Online Quote $66
Total Discounts $385
Rate after discounts $599

Discounts are estimated and may not be available from every company or in every state.

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