Nissan Cube Insurance Rates

The average insurance rates for a Nissan Cube are $1,016 a year with full coverage. Comprehensive costs around $166, collision costs $214, and liability insurance costs around $478. Liability-only insurance costs as low as $526 a year, with high-risk driver insurance costing around $2,188. Teen drivers cost the most to insure at $4,098 a year or more.

Average premium for full coverage: $1,016

Policy rates for type of insurance:

Prices are based on $500 deductible amounts, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Cube trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than larger metro areas.

The price range example below illustrates how location helps determine auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Nissan Cube insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $618
• Using higher $1,000 deductibles will save about $86 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,016
• Choosing more expensive low deductibles for physical damage coverage bumps up the cost to $1,182
• Drivers with multiple violations and an at-fault accident could pay at least $2,188 or more
• Policy cost that insures a teen driver with full coverage can be $4,098 or more

View Chart as Image

Auto insurance rates for a Nissan Cube also range considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,200 to $1,700 in extra premium every year, depending on your age. High-risk driver insurance can be anywhere from 41% to 131% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay as much as $4,000 a year. View Rates by Age

Your home state has a huge impact on Nissan Cube insurance rates. A driver around age 40 might see rates as low as $730 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,380 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could cut rates by as much as $260 each year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out your exact price is to compare rates from as many companies as possible. Each insurance company uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Cube Insurance

Finding cheaper rates on Nissan Cube insurance requires having a good driving record, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Shop around every time your policy renews by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

The next list is a brief review of the information covered in the charts and tables above.

• You may be able to save up to $110 per year simply by shopping early and online
• Drivers age 20 and younger are expensive to insure, as much as $342 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,170 more every year to buy Nissan Cube insurance
• Drivers who may need increased levels of liability coverage will pay about $530 every year to increase from a 30/60 limit to the 250/500 level