Nissan Cube Insurance Rates
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UPDATED: Apr 9, 2024
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U.S. average insurance prices for a Nissan Cube are $1,040 every 12 months for full coverage. Comprehensive insurance costs around $172, collision insurance costs $236, and liability insurance is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs $2,240 or more. 16-year-old drivers pay the highest rates at up to $4,170 a year.
Average premium for full coverage: $1,040
Price estimates for individual coverage:
Prices include $500 physical damage deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and for different Cube trim levels.
Price Range from Low to High
For the normal driver, Nissan Cube insurance prices range from the cheapest price of $522 for basic liability insurance to a much higher rate of $2,240 for high-risk insurance.
Geographic Price Range
Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population have more infrequent accident claims than congested cities. The price range example below illustrates how geographic area affects auto insurance rates.
The ranges above show why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Nissan Cube insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $629
- Choosing higher $1,000 deductibles can save about $94 a year
- The average price for the average middle-age driver using $500 deductibles is $1,040
- Buying more expensive low deductibles for comp and collision coverage costs an extra $176 a year
- High-risk insureds with multiple tickets or accidents could pay at least $2,240
- The price to insure a teen driver with full coverage can be $4,170 each year
Car insurance prices for a Nissan Cube are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.
Opting for high physical damage deductibles can save as much as $270 each year, while increasing your policy's liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles could pay as little as $1,000 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $4,100 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying at least $1,200 to $1,800 extra each year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 128% more than the average rate. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Nissan Cube insurance rates. A good driver about age 40 could pay as low as $690 a year in states like Idaho, Maine, and Iowa, or at least $1,480 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $940 | -$100 | -9.6% |
| Alaska | $798 | -$242 | -23.3% |
| Arizona | $862 | -$178 | -17.1% |
| Arkansas | $1,040 | -$0 | 0.0% |
| California | $1,184 | $144 | 13.8% |
| Colorado | $994 | -$46 | -4.4% |
| Connecticut | $1,068 | $28 | 2.7% |
| Delaware | $1,178 | $138 | 13.3% |
| Florida | $1,302 | $262 | 25.2% |
| Georgia | $958 | -$82 | -7.9% |
| Hawaii | $746 | -$294 | -28.3% |
| Idaho | $702 | -$338 | -32.5% |
| Illinois | $774 | -$266 | -25.6% |
| Indiana | $780 | -$260 | -25.0% |
| Iowa | $702 | -$338 | -32.5% |
| Kansas | $988 | -$52 | -5.0% |
| Kentucky | $1,418 | $378 | 36.3% |
| Louisiana | $1,538 | $498 | 47.9% |
| Maine | $642 | -$398 | -38.3% |
| Maryland | $858 | -$182 | -17.5% |
| Massachusetts | $832 | -$208 | -20.0% |
| Michigan | $1,806 | $766 | 73.7% |
| Minnesota | $870 | -$170 | -16.3% |
| Mississippi | $1,244 | $204 | 19.6% |
| Missouri | $922 | -$118 | -11.3% |
| Montana | $1,116 | $76 | 7.3% |
| Nebraska | $818 | -$222 | -21.3% |
| Nevada | $1,248 | $208 | 20.0% |
| New Hampshire | $748 | -$292 | -28.1% |
| New Jersey | $1,162 | $122 | 11.7% |
| New Mexico | $922 | -$118 | -11.3% |
| New York | $1,094 | $54 | 5.2% |
| North Carolina | $598 | -$442 | -42.5% |
| North Dakota | $852 | -$188 | -18.1% |
| Ohio | $718 | -$322 | -31.0% |
| Oklahoma | $1,068 | $28 | 2.7% |
| Oregon | $950 | -$90 | -8.7% |
| Pennsylvania | $994 | -$46 | -4.4% |
| Rhode Island | $1,386 | $346 | 33.3% |
| South Carolina | $940 | -$100 | -9.6% |
| South Dakota | $878 | -$162 | -15.6% |
| Tennessee | $910 | -$130 | -12.5% |
| Texas | $1,252 | $212 | 20.4% |
| Utah | $770 | -$270 | -26.0% |
| Vermont | $712 | -$328 | -31.5% |
| Virginia | $622 | -$418 | -40.2% |
| Washington | $804 | -$236 | -22.7% |
| West Virginia | $950 | -$90 | -8.7% |
| Wisconsin | $720 | -$320 | -30.8% |
| Wyoming | $926 | -$114 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $994 | $83 |
| Nissan Cube S 2WD | $1,016 | $85 |
| Nissan Cube SL 2WD | $1,048 | $87 |
| Nissan Cube Krom 2WD | $1,110 | $93 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Nissan Cube | $184 | $254 | $474 | $1,070 |
| 2013 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2012 Nissan Cube | $166 | $214 | $478 | $1,016 |
| 2011 Nissan Cube | $156 | $196 | $474 | $984 |
| 2010 Nissan Cube | $146 | $178 | $474 | $956 |
| 2009 Nissan Cube | $142 | $160 | $468 | $928 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Nissan Cube Insurance
Getting lower rates on Nissan Cube insurance takes being a safe and courteous driver, maintaining a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Invest the time to compare rates every couple of years by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
Below is a quick rundown of the material that was presented in the illustrations above.
- Drivers who may need higher levels of liability will pay around $520 each year to raise limits from a low limit to a 250/500 level
- Teenage drivers are the costliest to insure, with premiums as much as $348 a month if the policy includes full coverage
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,200 more every year for auto insurance
- Increasing physical damage deductibles could save as much as $275 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,170 |
| 20 | $2,378 |
| 30 | $1,060 |
| 40 | $1,040 |
| 50 | $952 |
| 60 | $934 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,216 |
| $250 | $1,136 |
| $500 | $1,040 |
| $1,000 | $946 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,040 |
| 50/100 | $1,205 |
| 100/300 | $1,323 |
| 250/500 | $1,631 |
| 100 CSL | $1,252 |
| 300 CSL | $1,513 |
| 500 CSL | $1,703 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,880 |
| 20 | $3,796 |
| 30 | $2,260 |
| 40 | $2,240 |
| 50 | $2,140 |
| 60 | $2,118 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $411 |
Discounts are estimated and may not be available from every company or in every state.
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