Nissan Cube Insurance Rates

U.S. average insurance rates for a Nissan Cube are $1,016 a year for full coverage insurance. Comprehensive costs around $166, collision costs $214, and liability is $478. A policy with just liability insurance costs around $526 a year, with coverage for high-risk drivers costing around $2,188. Teens pay the highest rates at $4,098 a year or more.

Average premium for full coverage: $1,016

Price estimates for individual coverage:

Prices are based on $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Cube trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates how geographic area affects auto insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Nissan Cube insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $618
• Raising to $1,000 deductibles will save about $86 each year
• The estimated price for the average middle-age driver using $500 deductibles is $1,016
• Selecting more expensive low deductibles bumps up the cost to $1,182
• Drivers with serious driving violations could pay at least $2,188 or more
• The price that insures a 16-year-old driver with full coverage can be $4,098

View Chart as Image

Insurance prices for a Nissan Cube are also quite variable based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,200 to $1,700 extra each year, depending on your age. High-risk driver insurance is expensive and can cost from 41% to 131% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,000 a year. View Rates by Age

The state you live in also has a big influence on Nissan Cube insurance prices. A middle-age driver might find prices as low as $670 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,380 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $260 annually, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out your exact price is to compare prices from multiple companies. Every auto insurance company calculates prices differently, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Cube Insurance

Getting lower rates on insurance for a Nissan Cube consists of avoiding accidents and claims, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Compare rates every couple of years by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The points below are a brief review of the material that was presented in the illustrations above.

• Insureds who may need increased liability limits will pay approximately $530 annually to raise from a low limit to the 250/500 level
• Drivers under the age of 20 pay higher prices, as much as $342 a month if full coverage is included
• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,170 more every year to insure a Nissan Cube
• Increasing physical damage deductibles can save approximately $250 each year