Nissan Cube Insurance Rates
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UPDATED: Apr 9, 2024
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Average auto insurance rates for a Nissan Cube are $1,040 annually including full coverage. Comprehensive costs around $172 a year, collision costs $236, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing around $2,240. Teenage drivers receive the highest rates at $4,170 a year or more.
Average premium for full coverage: $1,040
Rate estimates for individual coverage type:
Rates are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Cube trim levels.
Price Range by Coverage and Risk
For the average driver, prices range go from as cheap as $522 for just the minimum liability insurance to a high of $2,240 for a driver required to buy high-risk insurance.
Price Range by Location
Where you live can make a big difference on the price of insurance. Areas with sparse population tend to have fewer comprehensive and collision claims than densely populated cities.
The diagram below illustrates how location impacts auto insurance rates.
These examples highlight why it is important to compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Nissan Cube insurance rates for additional coverage choices and driver risks.
- The best discount rate is $629
- Using higher $1,000 deductibles will save about $946 every year
- The estimated rate for a 40-year-old driver using $500 deductibles is $1,040
- Using low $100 deductibles for physical damage coverage will cost $1,216
- High-risk insureds who are prone to accidents and violations could pay at least $2,240 or more
- The cost with full coverage for a 16-year-old driver can be $4,170 or more
Auto insurance rates for a Nissan Cube can also vary considerably based on the trim level of your Cube, your driving characteristics, and deductibles and policy limits.
Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,000 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $4,100 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying at least $1,200 to $1,800 in extra premium per year, depending on your age. A high-risk auto insurance policy can be from 43% to 128% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut rates by as much as $270 annually, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Nissan Cube insurance prices. A driver around age 40 might see rates as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,480 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $940 | -$100 | -9.6% |
| Alaska | $798 | -$242 | -23.3% |
| Arizona | $862 | -$178 | -17.1% |
| Arkansas | $1,040 | -$0 | 0.0% |
| California | $1,184 | $144 | 13.8% |
| Colorado | $994 | -$46 | -4.4% |
| Connecticut | $1,068 | $28 | 2.7% |
| Delaware | $1,178 | $138 | 13.3% |
| Florida | $1,302 | $262 | 25.2% |
| Georgia | $958 | -$82 | -7.9% |
| Hawaii | $746 | -$294 | -28.3% |
| Idaho | $702 | -$338 | -32.5% |
| Illinois | $774 | -$266 | -25.6% |
| Indiana | $780 | -$260 | -25.0% |
| Iowa | $702 | -$338 | -32.5% |
| Kansas | $988 | -$52 | -5.0% |
| Kentucky | $1,418 | $378 | 36.3% |
| Louisiana | $1,538 | $498 | 47.9% |
| Maine | $642 | -$398 | -38.3% |
| Maryland | $858 | -$182 | -17.5% |
| Massachusetts | $832 | -$208 | -20.0% |
| Michigan | $1,806 | $766 | 73.7% |
| Minnesota | $870 | -$170 | -16.3% |
| Mississippi | $1,244 | $204 | 19.6% |
| Missouri | $922 | -$118 | -11.3% |
| Montana | $1,116 | $76 | 7.3% |
| Nebraska | $818 | -$222 | -21.3% |
| Nevada | $1,248 | $208 | 20.0% |
| New Hampshire | $748 | -$292 | -28.1% |
| New Jersey | $1,162 | $122 | 11.7% |
| New Mexico | $922 | -$118 | -11.3% |
| New York | $1,094 | $54 | 5.2% |
| North Carolina | $598 | -$442 | -42.5% |
| North Dakota | $852 | -$188 | -18.1% |
| Ohio | $718 | -$322 | -31.0% |
| Oklahoma | $1,068 | $28 | 2.7% |
| Oregon | $950 | -$90 | -8.7% |
| Pennsylvania | $994 | -$46 | -4.4% |
| Rhode Island | $1,386 | $346 | 33.3% |
| South Carolina | $940 | -$100 | -9.6% |
| South Dakota | $878 | -$162 | -15.6% |
| Tennessee | $910 | -$130 | -12.5% |
| Texas | $1,252 | $212 | 20.4% |
| Utah | $770 | -$270 | -26.0% |
| Vermont | $712 | -$328 | -31.5% |
| Virginia | $622 | -$418 | -40.2% |
| Washington | $804 | -$236 | -22.7% |
| West Virginia | $950 | -$90 | -8.7% |
| Wisconsin | $720 | -$320 | -30.8% |
| Wyoming | $926 | -$114 | -11.0% |
With so much variability in rates, the best way to figure out your exact price is to get quotes from multiple companies. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $994 | $83 |
| Nissan Cube S 2WD | $1,016 | $85 |
| Nissan Cube SL 2WD | $1,048 | $87 |
| Nissan Cube Krom 2WD | $1,110 | $93 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Nissan Cube | $184 | $254 | $474 | $1,070 |
| 2013 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2012 Nissan Cube | $166 | $214 | $478 | $1,016 |
| 2011 Nissan Cube | $156 | $196 | $474 | $984 |
| 2010 Nissan Cube | $146 | $178 | $474 | $956 |
| 2009 Nissan Cube | $142 | $160 | $468 | $928 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Nissan Cube Insurance
Saving money on insurance for a Nissan Cube requires being a low-risk driver, having above-average credit, not filing small claims, and maximizing policy discounts. Spend time shopping around at every policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The items below are a quick review of the data touched on above.
- Insureds who may need more liability coverage will pay an extra $520 per year to increase from a minimum limit to higher 250/500 limits
- You may be able to save up to $120 per year simply by quoting early and online
- Increasing deductibles could save up to $275 each year
- Teen drivers are expensive to insure, as much as $348 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,170 |
| 20 | $2,378 |
| 30 | $1,060 |
| 40 | $1,040 |
| 50 | $952 |
| 60 | $934 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,216 |
| $250 | $1,136 |
| $500 | $1,040 |
| $1,000 | $946 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,040 |
| 50/100 | $1,205 |
| 100/300 | $1,323 |
| 250/500 | $1,631 |
| 100 CSL | $1,252 |
| 300 CSL | $1,513 |
| 500 CSL | $1,703 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,880 |
| 20 | $3,796 |
| 30 | $2,260 |
| 40 | $2,240 |
| 50 | $2,140 |
| 60 | $2,118 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $411 |
Discounts are estimated and may not be available from every company or in every state.
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