Nissan Cube Insurance Rates

U.S. average insurance rates for a Nissan Cube are $1,016 a year for full coverage insurance. Comprehensive costs approximately $166, collision costs $214, and liability is $478. A policy with just liability insurance costs around $526 a year, with coverage for high-risk drivers costing around $2,188. Teenage drivers pay the highest rates at $4,098 a year or more.

Average premium for full coverage: $1,016

Price estimates by individual coverage:

These estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for all Cube models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations have lower incidents of physical damage claims than densely populated cities.

The example below illustrates how your location can change auto insurance prices.

The ranges above illustrate why everyone should compare rates quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Nissan Cube insurance rates for additional coverage and risk scenarios.

• The best discount rate is $618
• Raising to $1,000 deductibles will save $86 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,016
• Using pricier low deductibles bumps up the cost to $1,182
• At-risk drivers who are prone to accidents and violations could pay around $2,188 or more
• The price that insures a teen driver for full coverage can cost $4,098

View Chart as Image

Insurance prices for a Nissan Cube are also quite variable based on the model of your Cube, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,200 to $1,700 extra each year, depending on your age. Nissan Cube insurance for high-risk drivers is expensive and can cost as much as 41% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,000 a year. View Rates by Age

The state you live in also has a big influence on Nissan Cube insurance prices. A middle-age driver might find prices as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,380 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $260 every year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to regularly compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Cube Insurance

Getting lower rates on car insurance consists of being a low-risk driver, having above-average credit, not filing small claims, and maximizing policy discounts. Compare prices once a year by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The items below are a brief summary of the data that was illustrated above.

• It is possible to save around $110 per year simply by quoting online well ahead of the renewal date
• Policyholders who purchase more liability coverage will pay an extra $530 annually to raise from a low limit to the 250/500 level
• Teen drivers are expensive to insure, as much as $342 a month if full coverage is included
• Higher risk drivers that tend to have accidents or serious violations could be charged and average of $1,170 more per year to insure their Cube