Nissan Cube Insurance Rates

The average insurance rates for a Nissan Cube are $1,016 a year with full coverage. Comprehensive insurance costs around $166, collision costs $214, and liability costs $478. A liability-only policy costs as little as $526 a year, with high-risk insurance costing $2,188 or more. Teenage drivers cost the most to insure at $4,098 a year or more.

Average premium for full coverage: $1,016

Policy rates for type of insurance:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Cube models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than densely populated cities.

The example below illustrates how your location can change auto insurance rates.

The examples above demonstrate why everyone should compare rates for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Nissan Cube insurance rates for additional coverage choices and driver risks.

• The best discount rate is $618
• Drivers who choose higher $1,000 deductibles will pay about $86 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,016
• Using pricier low deductibles for comprehensive and collision insurance will cost an extra $166 every year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,188 or more
• Policy cost for full coverage for a teen driver for full coverage can be $4,098 a year

View Chart as Image

Car insurance rates for a Nissan Cube also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $4,000 a year. View Rates by Age

Your home state makes a big difference in Nissan Cube insurance prices. A 40-year-old driver could pay as low as $730 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,380 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $260 every year, whereas buying more liability protection will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,200 to $1,700 extra every year, depending on your age. Nissan Cube insurance for high-risk drivers can cost as much as 41% to 131% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to regularly compare rates and see which company has the best rate. Every company uses a different method to calculate rates, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Cube Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also having above-average credit, not filing small claims, and qualifying for all possible discounts. Invest the time to shop around every year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief summary of the coverage data illustrated above.

• You may be able to save up to $110 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $250 each year
• Youthful drivers are the costliest to insure, as much as $342 each month if full coverage is included
• Higher risk drivers that tend to have accidents or serious violations pay an average of $1,170 more every year than a low-risk driver