Nissan Cube Insurance Rates
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Michelle Robbins
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UPDATED: Apr 9, 2024
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Average insurance rates for a Nissan Cube are $1,016 a year with full coverage. Comprehensive insurance costs an estimated $166, collision costs $214, and liability is $478. A policy with just liability insurance costs around $526 a year, with coverage for high-risk drivers costing $2,188 or more. 16-year-old drivers receive the highest rates at $4,098 a year or more.
Average premium for full coverage: $1,016
Rate estimates broken down by individual coverage type:
These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for different Cube trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from as low as $526 for basic liability insurance to a much higher rate of $2,188 for a driver who requires high-risk insurance.
Price Range by Location
Choosing to live in a large city can have significant affects on car insurance rates. More rural locations tend to have a lower frequency of collision claims than congested cities.
The price range example below illustrates how location helps determine insurance prices.
These examples demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Nissan Cube insurance rates for other coverage scenarios.
- The best full coverage rate is $618
- Raising to $1,000 deductibles will save approximately $86 annually
- The average rate for a 40-year-old driver who has $500 deductibles is $1,016
- Buying more expensive low deductibles will cost an extra $166 every year
- At-risk drivers with multiple tickets or accidents could pay up to $2,188 or more
- The cost for full coverage for a teen driver with full coverage can cost as much as $4,098
Insurance rates for a Nissan Cube can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.
An older driver with no violations or accidents and high deductibles may pay as little as $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay at least $4,000 a year. View Rates by Age
Where you live also has a big influence on Nissan Cube insurance prices. A middle-age driver might find rates as low as $730 a year in states like Utah, Ohio, and New Hampshire, or at least $1,380 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $920 | -$96 | -9.4% |
| Alaska | $780 | -$236 | -23.2% |
| Arizona | $844 | -$172 | -16.9% |
| Arkansas | $1,016 | -$0 | 0.0% |
| California | $1,158 | $142 | 14.0% |
| Colorado | $970 | -$46 | -4.5% |
| Connecticut | $1,046 | $30 | 3.0% |
| Delaware | $1,150 | $134 | 13.2% |
| Florida | $1,272 | $256 | 25.2% |
| Georgia | $938 | -$78 | -7.7% |
| Hawaii | $730 | -$286 | -28.1% |
| Idaho | $688 | -$328 | -32.3% |
| Illinois | $758 | -$258 | -25.4% |
| Indiana | $766 | -$250 | -24.6% |
| Iowa | $684 | -$332 | -32.7% |
| Kansas | $968 | -$48 | -4.7% |
| Kentucky | $1,388 | $372 | 36.6% |
| Louisiana | $1,504 | $488 | 48.0% |
| Maine | $626 | -$390 | -38.4% |
| Maryland | $840 | -$176 | -17.3% |
| Massachusetts | $816 | -$200 | -19.7% |
| Michigan | $1,768 | $752 | 74.0% |
| Minnesota | $852 | -$164 | -16.1% |
| Mississippi | $1,220 | $204 | 20.1% |
| Missouri | $902 | -$114 | -11.2% |
| Montana | $1,092 | $76 | 7.5% |
| Nebraska | $804 | -$212 | -20.9% |
| Nevada | $1,220 | $204 | 20.1% |
| New Hampshire | $732 | -$284 | -28.0% |
| New Jersey | $1,138 | $122 | 12.0% |
| New Mexico | $900 | -$116 | -11.4% |
| New York | $1,072 | $56 | 5.5% |
| North Carolina | $586 | -$430 | -42.3% |
| North Dakota | $832 | -$184 | -18.1% |
| Ohio | $702 | -$314 | -30.9% |
| Oklahoma | $1,044 | $28 | 2.8% |
| Oregon | $930 | -$86 | -8.5% |
| Pennsylvania | $970 | -$46 | -4.5% |
| Rhode Island | $1,356 | $340 | 33.5% |
| South Carolina | $920 | -$96 | -9.4% |
| South Dakota | $858 | -$158 | -15.6% |
| Tennessee | $892 | -$124 | -12.2% |
| Texas | $1,226 | $210 | 20.7% |
| Utah | $754 | -$262 | -25.8% |
| Vermont | $696 | -$320 | -31.5% |
| Virginia | $608 | -$408 | -40.2% |
| Washington | $786 | -$230 | -22.6% |
| West Virginia | $930 | -$86 | -8.5% |
| Wisconsin | $704 | -$312 | -30.7% |
| Wyoming | $908 | -$108 | -10.6% |
Opting for high physical damage deductibles can reduce rates by up to $260 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $430 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out $1,200 to $1,700 additional per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 41% to 131% more than the average rate. View High Risk Driver Rates
With so much variability in rates, the best way to find out which company is cheapest is to compare rates and see which company has the best rate. Every auto insurance company utilizes a different rate formula, and rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $972 | $81 |
| Nissan Cube S 2WD | $994 | $83 |
| Nissan Cube SL 2WD | $1,024 | $85 |
| Nissan Cube Krom 2WD | $1,084 | $90 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2013 Nissan Cube | $166 | $214 | $478 | $1,016 |
| 2012 Nissan Cube | $156 | $196 | $474 | $984 |
| 2011 Nissan Cube | $146 | $178 | $474 | $956 |
| 2010 Nissan Cube | $142 | $160 | $468 | $928 |
| 2009 Nissan Cube | $140 | $156 | $460 | $914 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Nissan Cube Insurance
Saving money on car insurance consists of avoiding accidents and claims, having a good credit history, eliminating unnecessary coverage, and maximizing policy discounts. Invest time comparing rates at every other renewal by obtaining price quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.
The points below are a brief summary of the concepts that were covered in the charts and tables above.
- Higher risk drivers that tend to have accidents or serious violations may pay on average $1,170 more annually to insure a Nissan Cube
- Drivers under the age of 20 are expensive to insure, with premiums as much as $342 per month including comprehensive and collision insurance
- You may be able to save approximately $110 per year simply by shopping early and online
- Increasing deductibles can save around $250 each year
- You may be able to save approximately $110 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,098 |
| 20 | $2,322 |
| 30 | $1,034 |
| 40 | $1,016 |
| 50 | $934 |
| 60 | $914 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,182 |
| $250 | $1,106 |
| $500 | $1,016 |
| $1,000 | $930 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,016 |
| 50/100 | $1,180 |
| 100/300 | $1,299 |
| 250/500 | $1,610 |
| 100 CSL | $1,227 |
| 300 CSL | $1,490 |
| 500 CSL | $1,682 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,774 |
| 20 | $3,704 |
| 30 | $2,206 |
| 40 | $2,188 |
| 50 | $2,094 |
| 60 | $2,072 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $61 |
| 5-yr Claim Free | $64 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $69 |
| Total Discounts | $398 |
Discounts are estimated and may not be available from every company or in every state.
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