Nissan Cube Insurance Rates
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UPDATED: Apr 9, 2024
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The average insurance prices for a Nissan Cube are $1,016 every 12 months with full coverage. Comprehensive insurance costs on average $166 each year, collision costs $214, and liability costs $478. A liability-only policy costs as little as $526 a year, with high-risk insurance costing $2,188 or more. Teen drivers cost the most to insure at $4,098 a year or more.
Average premium for full coverage: $1,016
Policy rates by type of insurance:
Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Cube models.
Price Range Variability
Using a 40-year-old driver as an example, Nissan Cube insurance rates go from the cheapest price of $526 for a discount liability-only rate to a high rate of $2,188 for a high-risk driver policy.
Urban vs. Rural Price Range
Your location can make a big difference on auto insurance rates. Rural areas are shown to have more infrequent collision claims than larger metro areas.
The graphic below illustrates how rural and urban location affects car insurance rates.
The examples above demonstrate why all drivers should compare rates based on a specific location and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Nissan Cube insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $618
- Drivers who choose higher $1,000 deductibles will pay around $86 annually
- The average price for a good driver age 40 with $500 deductibles is $1,016
- Choosing low deductibles for comprehensive and collision insurance costs an extra $166 annually
- Drivers with multiple violations and an at-fault accident could pay upwards of $2,188 or more
- Policy cost to insure a 16-year-old driver may cost $4,098 a year
Car insurance rates for a Nissan Cube also range considerably based on liability limits and deductibles, your driving record, and the trim level of your Cube.
Choosing high deductibles could save up to $260 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged upwards of $4,000 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can cost from 41% to 131% more than average. View High Risk Driver Rates
Your home state makes a big difference in Nissan Cube insurance prices. A 40-year-old driver could pay as low as $730 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,380 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $920 | -$96 | -9.4% |
| Alaska | $780 | -$236 | -23.2% |
| Arizona | $844 | -$172 | -16.9% |
| Arkansas | $1,016 | -$0 | 0.0% |
| California | $1,158 | $142 | 14.0% |
| Colorado | $970 | -$46 | -4.5% |
| Connecticut | $1,046 | $30 | 3.0% |
| Delaware | $1,150 | $134 | 13.2% |
| Florida | $1,272 | $256 | 25.2% |
| Georgia | $938 | -$78 | -7.7% |
| Hawaii | $730 | -$286 | -28.1% |
| Idaho | $688 | -$328 | -32.3% |
| Illinois | $758 | -$258 | -25.4% |
| Indiana | $766 | -$250 | -24.6% |
| Iowa | $684 | -$332 | -32.7% |
| Kansas | $968 | -$48 | -4.7% |
| Kentucky | $1,388 | $372 | 36.6% |
| Louisiana | $1,504 | $488 | 48.0% |
| Maine | $626 | -$390 | -38.4% |
| Maryland | $840 | -$176 | -17.3% |
| Massachusetts | $816 | -$200 | -19.7% |
| Michigan | $1,768 | $752 | 74.0% |
| Minnesota | $852 | -$164 | -16.1% |
| Mississippi | $1,220 | $204 | 20.1% |
| Missouri | $902 | -$114 | -11.2% |
| Montana | $1,092 | $76 | 7.5% |
| Nebraska | $804 | -$212 | -20.9% |
| Nevada | $1,220 | $204 | 20.1% |
| New Hampshire | $732 | -$284 | -28.0% |
| New Jersey | $1,138 | $122 | 12.0% |
| New Mexico | $900 | -$116 | -11.4% |
| New York | $1,072 | $56 | 5.5% |
| North Carolina | $586 | -$430 | -42.3% |
| North Dakota | $832 | -$184 | -18.1% |
| Ohio | $702 | -$314 | -30.9% |
| Oklahoma | $1,044 | $28 | 2.8% |
| Oregon | $930 | -$86 | -8.5% |
| Pennsylvania | $970 | -$46 | -4.5% |
| Rhode Island | $1,356 | $340 | 33.5% |
| South Carolina | $920 | -$96 | -9.4% |
| South Dakota | $858 | -$158 | -15.6% |
| Tennessee | $892 | -$124 | -12.2% |
| Texas | $1,226 | $210 | 20.7% |
| Utah | $754 | -$262 | -25.8% |
| Vermont | $696 | -$320 | -31.5% |
| Virginia | $608 | -$408 | -40.2% |
| Washington | $786 | -$230 | -22.6% |
| West Virginia | $930 | -$86 | -8.5% |
| Wisconsin | $704 | -$312 | -30.7% |
| Wyoming | $908 | -$108 | -10.6% |
Because rates have so much variability, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Every company uses a different rate calculation, so rate quotes will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $972 | $81 |
| Nissan Cube S 2WD | $994 | $83 |
| Nissan Cube SL 2WD | $1,024 | $85 |
| Nissan Cube Krom 2WD | $1,084 | $90 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2013 Nissan Cube | $166 | $214 | $478 | $1,016 |
| 2012 Nissan Cube | $156 | $196 | $474 | $984 |
| 2011 Nissan Cube | $146 | $178 | $474 | $956 |
| 2010 Nissan Cube | $142 | $160 | $468 | $928 |
| 2009 Nissan Cube | $140 | $156 | $460 | $914 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Nissan Cube Insurance
Finding cheaper rates on insurance for a Nissan Cube not only requires being a good driver, but also maintaining a good credit score, not filing small claims, and maximizing policy discounts. Set aside time to shop around every time your policy renews by getting quotes from direct companies, and also from local exclusive and independent agents.
The following list is a brief review of the information raised in the charts and tables above.
- You may be able to save as much as $110 per year simply by quoting online in advance
- Drivers age 16 to 20 are expensive to insure, as much as $342 each month if the policy includes full coverage
- Increasing comprehensive and collision deductibles could save as much as $250 each year
- Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,170 more each year than a safer driver
- Insureds who require an increased level of liability coverage will pay about $530 every year to go from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,098 |
| 20 | $2,322 |
| 30 | $1,034 |
| 40 | $1,016 |
| 50 | $934 |
| 60 | $914 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,182 |
| $250 | $1,106 |
| $500 | $1,016 |
| $1,000 | $930 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,016 |
| 50/100 | $1,180 |
| 100/300 | $1,299 |
| 250/500 | $1,610 |
| 100 CSL | $1,227 |
| 300 CSL | $1,490 |
| 500 CSL | $1,682 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,774 |
| 20 | $3,704 |
| 30 | $2,206 |
| 40 | $2,188 |
| 50 | $2,094 |
| 60 | $2,072 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $61 |
| 5-yr Claim Free | $64 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $69 |
| Total Discounts | $398 |
Discounts are estimated and may not be available from every company or in every state.
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