Nissan Cube Insurance Rates

The average insurance prices for a Nissan Cube are $1,016 every 12 months including full coverage. Comprehensive insurance costs an estimated $166, collision insurance costs $214, and liability coverage costs $478. Liability-only coverage costs as little as $526 a year, and high-risk coverage costs $2,188 or more. Teens cost the most to insure at up to $4,098 a year.

Average premium for full coverage: $1,016

Policy rates broken down by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all Cube models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how rural and urban location affects insurance prices.

The examples above highlight why everyone should compare rates for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Nissan Cube insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $618
• Drivers who choose higher $1,000 deductibles will pay approximately $86 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,016
• Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $166 each year
• High-risk insureds with serious driving violations could pay up to $2,188
• Policy cost to insure a teenage driver for full coverage can cost as much as $4,098 a year

View Chart as Image

Insurance rates for a Nissan Cube also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $260 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,200 to $1,700 additional every year, depending on your age. Nissan Cube insurance for high-risk drivers can cost around 41% to 131% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Nissan Cube insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,450 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Nissan Cube Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to shop around at every policy renewal by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a condensed summary of the data raised in the charts and tables above.

• Consumers who want additional liability coverage will pay approximately $530 per year to go from a 30/60 limit to a 250/500 level
• You may be able to save approximately $110 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $342 each month if full coverage is included