Nissan Cube Insurance Rates
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Michelle Robbins
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UPDATED: Apr 9, 2024
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U.S. average auto insurance rates for a Nissan Cube are $1,040 annually for full coverage. Comprehensive insurance costs on average $172 a year, collision costs $236, and liability costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing $2,240 or more. 16-year-old drivers pay the highest rates at $4,170 a year or more.
Average premium for full coverage: $1,040
Price estimates by individual coverage:
Price estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all states and Cube trim levels.
Price Range from Low to High
For a driver in their 40's, Nissan Cube insurance prices go from as cheap as $522 for just liability insurance to a high of $2,240 for a driver that may need high-risk insurance.
Geographic Price Range
Where you live can have significant affects on car insurance rates. Rural areas have fewer accident claims than congested cities.
The diagram below illustrates how location helps determine car insurance rates.
The ranges above show why it is important to compare prices based on a specific location and their own personal driving habits, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Nissan Cube insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $629
- Using higher $1,000 deductibles will save around $946 a year
- The estimated rate for the average middle-age driver with $500 deductibles is $1,040
- Buying low $100 deductibles for physical damage coverage costs an additional $176 every year
- Drivers with multiple tickets or accidents could pay upwards of $2,240 or more
- The price with full coverage for a teen driver may cost $4,170 or more
Insurance prices for a Nissan Cube are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.
Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,000 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $4,100 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,200 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 128% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could cut prices by as much as $270 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Nissan Cube insurance prices. A driver around age 40 might see prices as low as $690 a year in states like Idaho, Maine, and Iowa, or at least $1,480 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $940 | -$100 | -9.6% |
| Alaska | $798 | -$242 | -23.3% |
| Arizona | $862 | -$178 | -17.1% |
| Arkansas | $1,040 | -$0 | 0.0% |
| California | $1,184 | $144 | 13.8% |
| Colorado | $994 | -$46 | -4.4% |
| Connecticut | $1,068 | $28 | 2.7% |
| Delaware | $1,178 | $138 | 13.3% |
| Florida | $1,302 | $262 | 25.2% |
| Georgia | $958 | -$82 | -7.9% |
| Hawaii | $746 | -$294 | -28.3% |
| Idaho | $702 | -$338 | -32.5% |
| Illinois | $774 | -$266 | -25.6% |
| Indiana | $780 | -$260 | -25.0% |
| Iowa | $702 | -$338 | -32.5% |
| Kansas | $988 | -$52 | -5.0% |
| Kentucky | $1,418 | $378 | 36.3% |
| Louisiana | $1,538 | $498 | 47.9% |
| Maine | $642 | -$398 | -38.3% |
| Maryland | $858 | -$182 | -17.5% |
| Massachusetts | $832 | -$208 | -20.0% |
| Michigan | $1,806 | $766 | 73.7% |
| Minnesota | $870 | -$170 | -16.3% |
| Mississippi | $1,244 | $204 | 19.6% |
| Missouri | $922 | -$118 | -11.3% |
| Montana | $1,116 | $76 | 7.3% |
| Nebraska | $818 | -$222 | -21.3% |
| Nevada | $1,248 | $208 | 20.0% |
| New Hampshire | $748 | -$292 | -28.1% |
| New Jersey | $1,162 | $122 | 11.7% |
| New Mexico | $922 | -$118 | -11.3% |
| New York | $1,094 | $54 | 5.2% |
| North Carolina | $598 | -$442 | -42.5% |
| North Dakota | $852 | -$188 | -18.1% |
| Ohio | $718 | -$322 | -31.0% |
| Oklahoma | $1,068 | $28 | 2.7% |
| Oregon | $950 | -$90 | -8.7% |
| Pennsylvania | $994 | -$46 | -4.4% |
| Rhode Island | $1,386 | $346 | 33.3% |
| South Carolina | $940 | -$100 | -9.6% |
| South Dakota | $878 | -$162 | -15.6% |
| Tennessee | $910 | -$130 | -12.5% |
| Texas | $1,252 | $212 | 20.4% |
| Utah | $770 | -$270 | -26.0% |
| Vermont | $712 | -$328 | -31.5% |
| Virginia | $622 | -$418 | -40.2% |
| Washington | $804 | -$236 | -22.7% |
| West Virginia | $950 | -$90 | -8.7% |
| Wisconsin | $720 | -$320 | -30.8% |
| Wyoming | $926 | -$114 | -11.0% |
Since prices can be so different, the only way to know exactly what you will pay is to get quotes and see which company has the best price. Each insurance company utilizes a different rate formula, so the prices may be quite different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $994 | $83 |
| Nissan Cube S 2WD | $1,016 | $85 |
| Nissan Cube SL 2WD | $1,048 | $87 |
| Nissan Cube Krom 2WD | $1,110 | $93 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Nissan Cube | $184 | $254 | $474 | $1,070 |
| 2013 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2012 Nissan Cube | $166 | $214 | $478 | $1,016 |
| 2011 Nissan Cube | $156 | $196 | $474 | $984 |
| 2010 Nissan Cube | $146 | $178 | $474 | $956 |
| 2009 Nissan Cube | $142 | $160 | $468 | $928 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Nissan Cube Insurance
Getting lower rates on car insurance requires being a low-risk driver, having a good credit history, eliminating unnecessary coverage, and bundling your home and auto policies. Invest time comparing rates once a year by getting price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.
The items below are a condensed summary of the data that was covered in the charts and tables above.
- Drivers can save as much as $120 per year simply by quoting early and online
- Policyholders who require more liability coverage will pay around $520 each year to increase from a low limit to higher 250/500 limits
- Teen drivers pay the highest prices, with premiums as much as $348 a month including comprehensive and collision insurance
- Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,200 more each year to insure their Cube
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,170 |
| 20 | $2,378 |
| 30 | $1,060 |
| 40 | $1,040 |
| 50 | $952 |
| 60 | $934 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,216 |
| $250 | $1,136 |
| $500 | $1,040 |
| $1,000 | $946 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,040 |
| 50/100 | $1,205 |
| 100/300 | $1,323 |
| 250/500 | $1,631 |
| 100 CSL | $1,252 |
| 300 CSL | $1,513 |
| 500 CSL | $1,703 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,880 |
| 20 | $3,796 |
| 30 | $2,260 |
| 40 | $2,240 |
| 50 | $2,140 |
| 60 | $2,118 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $411 |
Discounts are estimated and may not be available from every company or in every state.
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