Nissan Ariya Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance prices for a Nissan Ariya are $1,856 every 12 months with full coverage. Comprehensive costs around $404, collision insurance costs $656, and liability costs around $558. Liability-only coverage costs as low as $656 a year, and high-risk coverage costs around $3,986. Teenage drivers pay the highest rates at up to $6,938 a year.
Average premium for full coverage: $1,856
Price estimates for individual coverage:
Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Ariya models.
Price Range from Low to High
For the average 40-year-old driver, Nissan Ariya insurance prices range from the cheapest price of $656 for just liability insurance to the much higher price of $3,986 for a driver who requires high-risk insurance.
Geographic Price Range
Where you live can have significant affects on insurance rates. Areas with sparse population have more infrequent collision claims than densely populated cities. The example below illustrates the difference location can make on auto insurance rates.
The ranges above demonstrate why everyone should compare prices for a specific zip code and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Nissan Ariya insurance rates for additional coverage choices and driver risks.
- The best discount rate is $1,091
- Using higher $1,000 deductibles will save about $242 annually
- The average price for the average middle-age driver using $500 deductibles is $1,856
- Using pricier low deductibles for physical damage coverage increases the price to $2,322
- Drivers who are prone to accidents and violations could pay at least $3,986
- The price to insure a teen driver for full coverage can be $6,938 or more
Auto insurance prices for a Nissan Ariya are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.
Using high physical damage deductibles could cut prices by as much as $710 every year, whereas buying more liability protection will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $502 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may pay as little as $1,700 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay as much as $6,900 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at least $2,200 to $3,000 in extra premium each year, depending on your age. Nissan Ariya insurance for high-risk drivers can be as much as 43% to 132% more than a normal policy. View High Risk Driver Rates
The state you live in has a huge impact on Nissan Ariya insurance prices. A driver around age 40 might see prices as low as $1,330 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,500 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,678 | -$178 | -9.6% |
| Alaska | $1,424 | -$432 | -23.3% |
| Arizona | $1,540 | -$316 | -17.0% |
| Arkansas | $1,856 | -$0 | 0.0% |
| California | $2,116 | $260 | 14.0% |
| Colorado | $1,774 | -$82 | -4.4% |
| Connecticut | $1,906 | $50 | 2.7% |
| Delaware | $2,100 | $244 | 13.1% |
| Florida | $2,320 | $464 | 25.0% |
| Georgia | $1,714 | -$142 | -7.7% |
| Hawaii | $1,334 | -$522 | -28.1% |
| Idaho | $1,258 | -$598 | -32.2% |
| Illinois | $1,384 | -$472 | -25.4% |
| Indiana | $1,400 | -$456 | -24.6% |
| Iowa | $1,256 | -$600 | -32.3% |
| Kansas | $1,764 | -$92 | -5.0% |
| Kentucky | $2,532 | $676 | 36.4% |
| Louisiana | $2,750 | $894 | 48.2% |
| Maine | $1,146 | -$710 | -38.3% |
| Maryland | $1,532 | -$324 | -17.5% |
| Massachusetts | $1,482 | -$374 | -20.2% |
| Michigan | $3,224 | $1,368 | 73.7% |
| Minnesota | $1,556 | -$300 | -16.2% |
| Mississippi | $2,222 | $366 | 19.7% |
| Missouri | $1,648 | -$208 | -11.2% |
| Montana | $1,996 | $140 | 7.5% |
| Nebraska | $1,464 | -$392 | -21.1% |
| Nevada | $2,224 | $368 | 19.8% |
| New Hampshire | $1,334 | -$522 | -28.1% |
| New Jersey | $2,076 | $220 | 11.9% |
| New Mexico | $1,646 | -$210 | -11.3% |
| New York | $1,956 | $100 | 5.4% |
| North Carolina | $1,070 | -$786 | -42.3% |
| North Dakota | $1,520 | -$336 | -18.1% |
| Ohio | $1,280 | -$576 | -31.0% |
| Oklahoma | $1,906 | $50 | 2.7% |
| Oregon | $1,702 | -$154 | -8.3% |
| Pennsylvania | $1,772 | -$84 | -4.5% |
| Rhode Island | $2,476 | $620 | 33.4% |
| South Carolina | $1,682 | -$174 | -9.4% |
| South Dakota | $1,568 | -$288 | -15.5% |
| Tennessee | $1,624 | -$232 | -12.5% |
| Texas | $2,234 | $378 | 20.4% |
| Utah | $1,374 | -$482 | -26.0% |
| Vermont | $1,270 | -$586 | -31.6% |
| Virginia | $1,112 | -$744 | -40.1% |
| Washington | $1,434 | -$422 | -22.7% |
| West Virginia | $1,702 | -$154 | -8.3% |
| Wisconsin | $1,286 | -$570 | -30.7% |
| Wyoming | $1,654 | -$202 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Ariya | $404 | $656 | $558 | $1,856 |
| 2023 Nissan Ariya | $384 | $630 | $584 | $1,836 |
Rates are averaged for all Nissan Ariya models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Nissan Ariya Insurance
Getting lower rates on car insurance requires avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Make time to compare rates at every other renewal by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The list below is a condensed summary of the concepts that were touched on in this article.
- Higher risk drivers with multiple at-fault accidents pay on average $2,130 more every year for car insurance
- Teenagers are expensive to insure, costing up to $578 a month if comprehensive and collision insurance is included
- You may be able to save up to $220 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save as much as $700 each year
- You may be able to save up to $220 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,938 |
| 20 | $4,252 |
| 30 | $1,932 |
| 40 | $1,856 |
| 50 | $1,694 |
| 60 | $1,662 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,322 |
| $250 | $2,106 |
| $500 | $1,856 |
| $1,000 | $1,614 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,856 |
| 50/100 | $1,968 |
| 100/300 | $2,107 |
| 250/500 | $2,470 |
| 100 CSL | $2,023 |
| 300 CSL | $2,330 |
| 500 CSL | $2,554 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,864 |
| 20 | $6,750 |
| 30 | $4,068 |
| 40 | $3,986 |
| 50 | $3,800 |
| 60 | $3,764 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $97 |
| Multi-vehicle | $95 |
| Homeowner | $27 |
| 5-yr Accident Free | $131 |
| 5-yr Claim Free | $117 |
| Paid in Full/EFT | $81 |
| Advance Quote | $88 |
| Online Quote | $129 |
| Total Discounts | $765 |
Discounts are estimated and may not be available from every company or in every state.
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