Nissan Ariya Insurance Rates

U.S. average insurance rates for a Nissan Ariya are $1,836 a year for full coverage insurance. Comprehensive insurance costs on average $384 a year, collision insurance costs $630, and liability coverage costs $584. Liability-only coverage costs as little as $678 a year, and high-risk coverage costs $3,956 or more. Teenage drivers pay the highest rates at up to $6,936 a year.

Average premium for full coverage: $1,836

Price estimates by individual coverage:

Estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Ariya trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on insurance rates. Rural areas have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how location helps determine car insurance rates.

The ranges above illustrate why it is important to compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Nissan Ariya insurance rates for different risk profiles and scenarios.

• The best discount rate is $1,079
• Drivers who choose higher $1,000 deductibles will pay around $1,606 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,836
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $448 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $3,956
• The price that insures a teenage driver may cost $6,936 a year

View Chart as Image

Auto insurance prices for a Nissan Ariya are also quite variable based on the trim level of your Ariya, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $2,100 to $3,000 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost around 43% to 127% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,700 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $6,900 a year. View Rates by Age

The state you live in makes a big difference in Nissan Ariya insurance rates. A 40-year-old driver could pay as low as $1,200 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,480 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $680 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $525 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Nissan Ariya Insurance

Getting lower rates on auto insurance not only requires being a low-risk driver, but also maintaining a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare prices at least once a year by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The items below are a review of the primary concepts that were covered in the charts and tables above.

• It is possible to save as much as $220 per year just by quoting early and online
• Drivers who have several accidents or serious violations may pay on average $2,120 more each year to insure their Ariya
• Increasing physical damage deductibles can save approximately $675 each year
• Teen drivers are charged the highest prices, as much as $578 a month if the policy includes full coverage