Nissan Ariya Insurance Rates

Estimated insurance rates for a Nissan Ariya are $1,836 a year with full coverage. Comprehensive insurance costs on average $384 each year, collision insurance costs $630, and liability coverage costs around $584. Liability-only coverage costs as low as $678 a year, and high-risk coverage costs $3,956 or more. Teens pay the most at up to $6,936 a year.

Average premium for full coverage: $1,836

Premium estimates by type of coverage:

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and Ariya models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on car insurance rates.

These rate differences demonstrate why all drivers should compare prices based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Nissan Ariya insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $1,079
• Using higher $1,000 deductibles will save around $230 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,836
• Selecting low deductibles for physical damage coverage will cost an additional $448 each year
• Higher-risk drivers with serious driving violations could pay upwards of $3,956
• An auto insurance policy that insures a teenage driver may cost $6,936 or more

View Chart as Image

Insurance prices for a Nissan Ariya also have a wide range based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $2,100 to $3,000 extra annually, depending on your age. Insurance for high-risk drivers can be around 43% to 127% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,700 a year, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $6,900 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan Ariya insurance rates. A driver around age 40 might see prices as low as $1,320 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,480 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $680 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $525 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Nissan Ariya Insurance

Finding better rates on auto insurance requires being a good driver, having above-average credit, being claim-free, and determing if full coverage is necessary. Compare rates every year by getting rate quotes from direct companies, and also from several local insurance agents.

The following list is a quick review of the coverage data touched on in this article.

• You may be able to save as much as $220 per year just by quoting online in advance
• Increasing policy deductibles can save approximately $675 each year
• Drivers age 16 to 20 pay the highest prices, possibly costing $578 per month if full coverage is included
• Drivers with a DUI or reckless driving violation pay on average $2,120 more each year than a safer driver