Nissan Ariya Insurance Rates

Average insurance rates for a Nissan Ariya are $1,836 a year for full coverage. Comprehensive costs on average $384, collision insurance costs $630, and liability coverage is $584. A policy with just liability insurance costs around $678 a year, and coverage for high-risk drivers costs around $3,956. Teenage drivers receive the highest rates at up to $6,936 a year.

Average premium for full coverage: $1,836

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for different Ariya trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas tend to have lower incidents of accident claims than densely populated cities. The price range example below illustrates how your location can change car insurance rates.

These examples show why anyone shopping for car insurance should compare rates quotes based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Nissan Ariya insurance rates for different risk profiles and scenarios.

• The best discount rate is $1,079
• Raising to $1,000 deductibles will save around $230 a year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,836
• Using more expensive low deductibles bumps up the cost to $2,284
• Unlucky drivers who are prone to accidents and violations could pay upwards of $3,956
• The cost that insures a teenage driver with full coverage may cost $6,936

View Chart as Image

Insurance rates for a Nissan Ariya can also vary considerably based on the model year and trim level, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $2,100 to $3,000 additional per year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 127% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,700 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $6,900 a year. View Rates by Age

Where you live also has a big influence on Nissan Ariya insurance rates. A middle-age driver might find rates as low as $1,210 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,620 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $680 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $525 more each year. View Rates by Deductible or Liability Limit

How to Find Affordable Nissan Ariya Insurance

Saving money on auto insurance consists of avoiding accidents and claims, having a good credit score, eliminating unneeded coverage, and dropping full coverage on older vehicles. Compare prices at every policy renewal by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The points below are a brief review of the data illustrated above.

• Consumers who require increased liability limits will pay an extra $640 each year to raise from a minimum limit to the 250/500 level
• Drivers can save as much as $220 per year just by shopping early and online
• Increasing deductibles can save approximately $675 each year
• Drivers under the age of 20 pay higher rates, costing as high as $578 per month if comprehensive and collision insurance is included