Nissan Ariya Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance prices for a Nissan Ariya are $1,856 every 12 months with full coverage. Comprehensive insurance costs on average $404 each year, collision costs $656, and liability costs around $558. Buying just liability costs as low as $656 a year, with insurance for high-risk drivers costing $3,986 or more. Teens pay the highest rates at $6,938 a year or more.
Average premium for full coverage: $1,856
Price estimates by individual coverage:
These estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Ariya models.
Price Range from Low to High
For the average 40-year-old driver, Nissan Ariya insurance prices go from the cheapest price of $656 for just liability insurance to a high rate of $3,986 for a driver who requires high-risk insurance.
Geographic Price Range
Where you live can make a big difference on auto insurance rates. Rural areas have more infrequent collision claims than cities with more traffic congestion.
The graphic below illustrates the difference location can make on car insurance rates.
The ranges above demonstrate why all drivers should compare prices based on a specific location and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Nissan Ariya insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $1,091
- Using higher $1,000 deductibles will save around $242 annually
- The average price for the average middle-age driver with $500 deductibles is $1,856
- Selecting low deductibles for physical damage coverage costs an extra $466 annually
- High-risk insureds with serious driving violations could pay upwards of $3,986 or more
- The price to insure a 16-year-old driver may cost $6,938 or more
Insurance prices for a Nissan Ariya are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your Ariya.
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $710 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $502 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,700 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay upwards of $6,900 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $2,200 to $3,000 additional each year, depending on your age. Insurance for high-risk drivers can be from 43% to 132% more than the average policy. View High Risk Driver Rates
The state you live in has a huge impact on Nissan Ariya insurance prices. A driver around age 40 might see prices as low as $1,330 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,500 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,678 | -$178 | -9.6% |
| Alaska | $1,424 | -$432 | -23.3% |
| Arizona | $1,540 | -$316 | -17.0% |
| Arkansas | $1,856 | -$0 | 0.0% |
| California | $2,116 | $260 | 14.0% |
| Colorado | $1,774 | -$82 | -4.4% |
| Connecticut | $1,906 | $50 | 2.7% |
| Delaware | $2,100 | $244 | 13.1% |
| Florida | $2,320 | $464 | 25.0% |
| Georgia | $1,714 | -$142 | -7.7% |
| Hawaii | $1,334 | -$522 | -28.1% |
| Idaho | $1,258 | -$598 | -32.2% |
| Illinois | $1,384 | -$472 | -25.4% |
| Indiana | $1,400 | -$456 | -24.6% |
| Iowa | $1,256 | -$600 | -32.3% |
| Kansas | $1,764 | -$92 | -5.0% |
| Kentucky | $2,532 | $676 | 36.4% |
| Louisiana | $2,750 | $894 | 48.2% |
| Maine | $1,146 | -$710 | -38.3% |
| Maryland | $1,532 | -$324 | -17.5% |
| Massachusetts | $1,482 | -$374 | -20.2% |
| Michigan | $3,224 | $1,368 | 73.7% |
| Minnesota | $1,556 | -$300 | -16.2% |
| Mississippi | $2,222 | $366 | 19.7% |
| Missouri | $1,648 | -$208 | -11.2% |
| Montana | $1,996 | $140 | 7.5% |
| Nebraska | $1,464 | -$392 | -21.1% |
| Nevada | $2,224 | $368 | 19.8% |
| New Hampshire | $1,334 | -$522 | -28.1% |
| New Jersey | $2,076 | $220 | 11.9% |
| New Mexico | $1,646 | -$210 | -11.3% |
| New York | $1,956 | $100 | 5.4% |
| North Carolina | $1,070 | -$786 | -42.3% |
| North Dakota | $1,520 | -$336 | -18.1% |
| Ohio | $1,280 | -$576 | -31.0% |
| Oklahoma | $1,906 | $50 | 2.7% |
| Oregon | $1,702 | -$154 | -8.3% |
| Pennsylvania | $1,772 | -$84 | -4.5% |
| Rhode Island | $2,476 | $620 | 33.4% |
| South Carolina | $1,682 | -$174 | -9.4% |
| South Dakota | $1,568 | -$288 | -15.5% |
| Tennessee | $1,624 | -$232 | -12.5% |
| Texas | $2,234 | $378 | 20.4% |
| Utah | $1,374 | -$482 | -26.0% |
| Vermont | $1,270 | -$586 | -31.6% |
| Virginia | $1,112 | -$744 | -40.1% |
| Washington | $1,434 | -$422 | -22.7% |
| West Virginia | $1,702 | -$154 | -8.3% |
| Wisconsin | $1,286 | -$570 | -30.7% |
| Wyoming | $1,654 | -$202 | -10.9% |
Since prices can be so different, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company calculates prices differently, and prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Ariya | $404 | $656 | $558 | $1,856 |
| 2023 Nissan Ariya | $384 | $630 | $584 | $1,836 |
Rates are averaged for all Nissan Ariya models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Nissan Ariya Insurance
Getting lower rates on insurance for a Nissan Ariya requires being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Make time to compare rates at every other renewal by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The items below are a brief summary of the concepts that were touched on in this article.
- Drivers considered higher risk that tend to have accidents or serious violations may pay on average $2,130 more each year to insure their Ariya
- Teen drivers pay higher prices, costing up to $578 a month if full coverage is included
- You may be able to save as much as $220 per year simply by quoting online in advance
- Increasing physical damage deductibles could save as much as $700 each year
- You may be able to save as much as $220 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,938 |
| 20 | $4,252 |
| 30 | $1,932 |
| 40 | $1,856 |
| 50 | $1,694 |
| 60 | $1,662 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,322 |
| $250 | $2,106 |
| $500 | $1,856 |
| $1,000 | $1,614 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,856 |
| 50/100 | $1,968 |
| 100/300 | $2,107 |
| 250/500 | $2,470 |
| 100 CSL | $2,023 |
| 300 CSL | $2,330 |
| 500 CSL | $2,554 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,864 |
| 20 | $6,750 |
| 30 | $4,068 |
| 40 | $3,986 |
| 50 | $3,800 |
| 60 | $3,764 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $97 |
| Multi-vehicle | $95 |
| Homeowner | $27 |
| 5-yr Accident Free | $131 |
| 5-yr Claim Free | $117 |
| Paid in Full/EFT | $81 |
| Advance Quote | $88 |
| Online Quote | $129 |
| Total Discounts | $765 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
