Mitsubishi Mirage G4 Insurance Rates
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Michelle Robbins
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UPDATED: May 27, 2024
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The average insurance rates for a Mitsubishi Mirage G4 are $1,238 a year including full coverage. Comprehensive insurance costs around $228, collision insurance costs $400, and liability costs around $452. Liability-only coverage costs as low as $504 a year, and high-risk coverage costs $2,680 or more. Teenage drivers cost the most to insure at up to $4,788 a year.
Average premium for full coverage: $1,238
Policy rates for type of insurance:
Prices are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Mirage G4 trim levels.
Price Range Variability
For the average driver, Mitsubishi Mirage G4 insurance rates range from as low as $504 for just liability coverage to a much higher rate of $2,680 for a high-risk driver policy.
Urban vs. Rural Price Range
Where you live can make a big difference on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The price range example below illustrates how location impacts auto insurance rates.
The examples above highlight why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down average Mitsubishi Mirage G4 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $724
- Using higher $1,000 deductibles will save about $142 every year
- The average rate for a good driver age 40 using $500 deductibles is $1,238
- Using more expensive low deductibles for physical damage coverage will cost an extra $276 annually
- High-risk insureds who are prone to accidents and violations could pay at least $2,680
- Policy cost for full coverage for a 16-year-old driver with full coverage can be $4,788 or more
Insurance rates for a Mitsubishi Mirage G4 also range considerably based on your risk profile, the model of your Mirage G4, and deductibles and policy limits.
An older driver with no violations or accidents and high deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $4,700 a year. View Rates by Age
Your home state has a huge impact on Mitsubishi Mirage G4 insurance prices. A driver around age 40 might see rates as low as $950 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,770 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,120 | -$118 | -9.5% |
| Alaska | $948 | -$290 | -23.4% |
| Arizona | $1,028 | -$210 | -17.0% |
| Arkansas | $1,238 | -$0 | 0.0% |
| California | $1,410 | $172 | 13.9% |
| Colorado | $1,182 | -$56 | -4.5% |
| Connecticut | $1,272 | $34 | 2.7% |
| Delaware | $1,400 | $162 | 13.1% |
| Florida | $1,550 | $312 | 25.2% |
| Georgia | $1,142 | -$96 | -7.8% |
| Hawaii | $888 | -$350 | -28.3% |
| Idaho | $836 | -$402 | -32.5% |
| Illinois | $922 | -$316 | -25.5% |
| Indiana | $932 | -$306 | -24.7% |
| Iowa | $834 | -$404 | -32.6% |
| Kansas | $1,176 | -$62 | -5.0% |
| Kentucky | $1,690 | $452 | 36.5% |
| Louisiana | $1,832 | $594 | 48.0% |
| Maine | $762 | -$476 | -38.4% |
| Maryland | $1,020 | -$218 | -17.6% |
| Massachusetts | $990 | -$248 | -20.0% |
| Michigan | $2,150 | $912 | 73.7% |
| Minnesota | $1,034 | -$204 | -16.5% |
| Mississippi | $1,482 | $244 | 19.7% |
| Missouri | $1,096 | -$142 | -11.5% |
| Montana | $1,330 | $92 | 7.4% |
| Nebraska | $976 | -$262 | -21.2% |
| Nevada | $1,486 | $248 | 20.0% |
| New Hampshire | $892 | -$346 | -27.9% |
| New Jersey | $1,382 | $144 | 11.6% |
| New Mexico | $1,096 | -$142 | -11.5% |
| New York | $1,302 | $64 | 5.2% |
| North Carolina | $714 | -$524 | -42.3% |
| North Dakota | $1,014 | -$224 | -18.1% |
| Ohio | $856 | -$382 | -30.9% |
| Oklahoma | $1,270 | $32 | 2.6% |
| Oregon | $1,132 | -$106 | -8.6% |
| Pennsylvania | $1,182 | -$56 | -4.5% |
| Rhode Island | $1,650 | $412 | 33.3% |
| South Carolina | $1,120 | -$118 | -9.5% |
| South Dakota | $1,044 | -$194 | -15.7% |
| Tennessee | $1,084 | -$154 | -12.4% |
| Texas | $1,492 | $254 | 20.5% |
| Utah | $916 | -$322 | -26.0% |
| Vermont | $848 | -$390 | -31.5% |
| Virginia | $740 | -$498 | -40.2% |
| Washington | $956 | -$282 | -22.8% |
| West Virginia | $1,134 | -$104 | -8.4% |
| Wisconsin | $856 | -$382 | -30.9% |
| Wyoming | $1,104 | -$134 | -10.8% |
Using high physical damage deductibles could cut rates by as much as $420 annually, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,500 to $2,100 additional every year, depending on your age. High-risk driver insurance can be from 44% to 135% more than a normal policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Mirage G4 | $270 | $478 | $398 | $1,304 |
| 2023 Mitsubishi Mirage G4 | $260 | $466 | $416 | $1,300 |
| 2022 Mitsubishi Mirage G4 | $250 | $446 | $430 | $1,284 |
| 2021 Mitsubishi Mirage G4 | $238 | $430 | $442 | $1,268 |
| 2020 Mitsubishi Mirage G4 | $228 | $400 | $452 | $1,238 |
| 2019 Mitsubishi Mirage G4 | $218 | $376 | $456 | $1,208 |
Rates are averaged for all Mitsubishi Mirage G4 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Mitsubishi Mirage G4 Insurance
Finding cheaper rates on insurance for a Mitsubishi Mirage G4 requires being a safe and courteous driver, having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Spend time shopping around every time your policy renews by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
Below is a brief review of the information touched on above.
- You may be able to save up to $150 per year just by shopping early and online
- Teenage drivers are charged the highest rates, with premiums being up to $399 each month including comprehensive and collision insurance
- Increasing comprehensive and collision deductibles can save around $425 each year
- Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,440 more every year for auto insurance
- Insureds who may need higher levels of liability will pay an extra $500 per year to increase from a 30/60 limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,788 |
| 20 | $2,860 |
| 30 | $1,276 |
| 40 | $1,238 |
| 50 | $1,134 |
| 60 | $1,112 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,514 |
| $250 | $1,386 |
| $500 | $1,238 |
| $1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,238 |
| 50/100 | $1,328 |
| 100/300 | $1,441 |
| 250/500 | $1,735 |
| 100 CSL | $1,374 |
| 300 CSL | $1,622 |
| 500 CSL | $1,803 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,802 |
| 20 | $4,556 |
| 30 | $2,724 |
| 40 | $2,680 |
| 50 | $2,562 |
| 60 | $2,540 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $66 |
| Homeowner | $20 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $86 |
| Total Discounts | $514 |
Discounts are estimated and may not be available from every company or in every state.
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