Mitsubishi Mirage G4 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: May 27, 2024

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U.S. average insurance rates for a Mitsubishi Mirage G4 are $1,268 a year including full coverage. Comprehensive costs an estimated $238 each year, collision costs $430, and liability costs around $442. Buying just liability costs as low as $496 a year, with insurance for high-risk drivers costing around $2,752. 16-year-old drivers pay the highest rates at $4,882 a year or more.

Average premium for full coverage: $1,268

Price estimates broken down by individual coverage:

Comprehensive $238
Collision $430
Liability $442

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Mirage G4 models.

Price Range from Low to High

Using a middle-aged driver as an example, Mitsubishi Mirage G4 insurance prices go from the low end price of $496 for just liability coverage to a high rate of $2,752 for a policy for a high-risk driver.

Liability Only $496
Full Coverage $1,268
High Risk $2,752

Geographic Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than congested cities.

The graphic below illustrates how where you live affects insurance prices.

Rural Areas $951
Small Cities $1,331
Large Cities $1,712

The ranges above highlight why all drivers should compare prices for a targeted area, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down estimated Mitsubishi Mirage G4 insurance rates for other coverage scenarios.

  • The best full coverage rate is $736
  • Using higher $1,000 deductibles will save approximately $152 every year
  • The estimated price for the average middle-age driver who has $500 deductibles is $1,268
  • Buying low deductibles for physical damage coverage bumps up the cost to $1,562
  • High-risk insureds with multiple tickets or accidents could pay up to $2,752 or more
  • The price that insures a 16-year-old driver can cost as much as $4,882 or more

View Chart as Image

Mitsubishi Mirage G4 insurance cost comparison chart
Column chart showing full coverage Mitsubishi Mirage G4 insurance rates range from $736 to $4,882

Insurance prices for a Mitsubishi Mirage G4 are also quite variable based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,500 to $2,100 additional each year, depending on your age. Insurance for high-risk drivers can be from 43% to 132% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,800 a year. View Rates by Age

The state you live in has a huge impact on Mitsubishi Mirage G4 insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,810 on average in Louisiana, New York, and Michigan.

Mitsubishi Mirage G4 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,148 -$120 -9.5%
Alaska $974 -$294 -23.2%
Arizona $1,054 -$214 -16.9%
Arkansas $1,268 -$0 0.0%
California $1,444 $176 13.9%
Colorado $1,212 -$56 -4.4%
Connecticut $1,304 $36 2.8%
Delaware $1,436 $168 13.2%
Florida $1,586 $318 25.1%
Georgia $1,172 -$96 -7.6%
Hawaii $912 -$356 -28.1%
Idaho $858 -$410 -32.3%
Illinois $944 -$324 -25.6%
Indiana $954 -$314 -24.8%
Iowa $854 -$414 -32.6%
Kansas $1,206 -$62 -4.9%
Kentucky $1,732 $464 36.6%
Louisiana $1,880 $612 48.3%
Maine $782 -$486 -38.3%
Maryland $1,048 -$220 -17.4%
Massachusetts $1,016 -$252 -19.9%
Michigan $2,204 $936 73.8%
Minnesota $1,060 -$208 -16.4%
Mississippi $1,520 $252 19.9%
Missouri $1,124 -$144 -11.4%
Montana $1,362 $94 7.4%
Nebraska $1,000 -$268 -21.1%
Nevada $1,520 $252 19.9%
New Hampshire $912 -$356 -28.1%
New Jersey $1,418 $150 11.8%
New Mexico $1,124 -$144 -11.4%
New York $1,338 $70 5.5%
North Carolina $730 -$538 -42.4%
North Dakota $1,038 -$230 -18.1%
Ohio $878 -$390 -30.8%
Oklahoma $1,304 $36 2.8%
Oregon $1,162 -$106 -8.4%
Pennsylvania $1,210 -$58 -4.6%
Rhode Island $1,692 $424 33.4%
South Carolina $1,148 -$120 -9.5%
South Dakota $1,072 -$196 -15.5%
Tennessee $1,112 -$156 -12.3%
Texas $1,528 $260 20.5%
Utah $940 -$328 -25.9%
Vermont $868 -$400 -31.5%
Virginia $760 -$508 -40.1%
Washington $982 -$286 -22.6%
West Virginia $1,162 -$106 -8.4%
Wisconsin $878 -$390 -30.8%
Wyoming $1,132 -$136 -10.7%

View Chart as Image

Mitsubishi Mirage G4 insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $450 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which car insurance is cheapest is to do a rate comparison from multiple companies. Each insurance company utilizes a different rate formula, and prices may be quite different.

Mitsubishi Mirage G4 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Mirage G4 $280 $482 $390 $1,310
2023 Mitsubishi Mirage G4 $270 $478 $398 $1,304
2022 Mitsubishi Mirage G4 $260 $466 $416 $1,300
2021 Mitsubishi Mirage G4 $250 $446 $430 $1,284
2020 Mitsubishi Mirage G4 $238 $430 $442 $1,268
2019 Mitsubishi Mirage G4 $228 $400 $452 $1,238

Rates are averaged for all Mitsubishi Mirage G4 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Mitsubishi Mirage G4 Insurance

Getting lower rates on insurance for a Mitsubishi Mirage G4 requires having a decent driving record, having a good credit score, being claim-free, and maximizing policy discounts. Comparison shop every year by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The following items are a quick review of the coverage data touched on in the above illustrations.

  • You may be able to save approximately $150 per year simply by quoting online in advance
  • Increasing physical damage deductibles can save approximately $450 each year
  • 16 to 18-year-old drivers are expensive to insure, possibly costing $407 a month if comprehensive and collision insurance is included
  • Drivers considered higher risk with a DUI or reckless driving violation could be charged and average of $1,480 more annually than a driver with a clean driving record

Rates by Driver Age

Mitsubishi Mirage G4 Insurance Rates by Driver Age
Driver Age Premium
16 $4,882
20 $2,936
30 $1,312
40 $1,268
50 $1,162
60 $1,138

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage G4 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,562
$250 $1,426
$500 $1,268
$1,000 $1,116

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage G4 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,268
50/100 $1,356
100/300 $1,467
250/500 $1,754
100 CSL $1,401
300 CSL $1,644
500 CSL $1,821

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage G4 Insurance Rates for High Risk Drivers
Age Premium
16 $6,942
20 $4,680
30 $2,800
40 $2,752
50 $2,630
60 $2,606

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $177

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $68
Homeowner $20
5-yr Accident Free $90
5-yr Claim Free $82
Paid in Full/EFT $55
Advance Quote $61
Online Quote $89
Total Discounts $532
Rate after discounts $736

Discounts are estimated and may not be available from every company or in every state.

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