Mitsubishi Mirage Insurance Rates
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Michelle Robbins
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UPDATED: Jun 12, 2024
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The average insurance rates for a Mitsubishi Mirage are $1,164 a year for full coverage insurance. Comprehensive insurance costs on average $198, collision costs $352, and liability insurance is estimated at $456. Buying just liability costs approximately $508 a year, with insurance for high-risk drivers costing $2,528 or more. Teens cost the most to insure at $4,584 a year or more.
Average premium for full coverage: $1,164
Policy rates by type of insurance:
Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for different Mirage trim levels.
Price Range Variability
For a driver in their 40's, Mitsubishi Mirage insurance rates go from the low end price of $508 for the bare minimum liability coverage to a much higher rate of $2,528 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than cities with more traffic congestion.
The price range example below illustrates how location helps determine car insurance rates.
The examples above illustrate why anyone shopping for car insurance should get quotes based on a specific location, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Mitsubishi Mirage insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $685
- Choosing higher $1,000 deductibles can save around $124 each year
- The estimated price for a good driver age 40 with $500 deductibles is $1,164
- Selecting more expensive low deductibles for comp and collision coverage will cost an additional $244 a year
- High-risk insureds with serious driving violations could pay upwards of $2,528 or more
- Policy cost that insures a teen driver with full coverage may cost $4,584 each year
Insurance rates for a Mitsubishi Mirage also range considerably based on the model year and trim level, your age and driving record, and policy deductibles and limits.
If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 134% more than the average policy. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,500 a year. View Rates by Age
Your home state plays a big part in determining prices for Mitsubishi Mirage insurance rates. A good driver about age 40 could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,580 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,054 | -$110 | -9.5% |
| Alaska | $894 | -$270 | -23.2% |
| Arizona | $966 | -$198 | -17.0% |
| Arkansas | $1,164 | -$0 | 0.0% |
| California | $1,328 | $164 | 14.1% |
| Colorado | $1,116 | -$48 | -4.1% |
| Connecticut | $1,198 | $34 | 2.9% |
| Delaware | $1,320 | $156 | 13.4% |
| Florida | $1,460 | $296 | 25.4% |
| Georgia | $1,076 | -$88 | -7.6% |
| Hawaii | $838 | -$326 | -28.0% |
| Idaho | $788 | -$376 | -32.3% |
| Illinois | $870 | -$294 | -25.3% |
| Indiana | $878 | -$286 | -24.6% |
| Iowa | $786 | -$378 | -32.5% |
| Kansas | $1,108 | -$56 | -4.8% |
| Kentucky | $1,590 | $426 | 36.6% |
| Louisiana | $1,724 | $560 | 48.1% |
| Maine | $720 | -$444 | -38.1% |
| Maryland | $962 | -$202 | -17.4% |
| Massachusetts | $932 | -$232 | -19.9% |
| Michigan | $2,024 | $860 | 73.9% |
| Minnesota | $976 | -$188 | -16.2% |
| Mississippi | $1,396 | $232 | 19.9% |
| Missouri | $1,034 | -$130 | -11.2% |
| Montana | $1,254 | $90 | 7.7% |
| Nebraska | $918 | -$246 | -21.1% |
| Nevada | $1,398 | $234 | 20.1% |
| New Hampshire | $840 | -$324 | -27.8% |
| New Jersey | $1,302 | $138 | 11.9% |
| New Mexico | $1,032 | -$132 | -11.3% |
| New York | $1,230 | $66 | 5.7% |
| North Carolina | $672 | -$492 | -42.3% |
| North Dakota | $952 | -$212 | -18.2% |
| Ohio | $806 | -$358 | -30.8% |
| Oklahoma | $1,198 | $34 | 2.9% |
| Oregon | $1,068 | -$96 | -8.2% |
| Pennsylvania | $1,112 | -$52 | -4.5% |
| Rhode Island | $1,554 | $390 | 33.5% |
| South Carolina | $1,056 | -$108 | -9.3% |
| South Dakota | $984 | -$180 | -15.5% |
| Tennessee | $1,020 | -$144 | -12.4% |
| Texas | $1,406 | $242 | 20.8% |
| Utah | $864 | -$300 | -25.8% |
| Vermont | $800 | -$364 | -31.3% |
| Virginia | $700 | -$464 | -39.9% |
| Washington | $902 | -$262 | -22.5% |
| West Virginia | $1,068 | -$96 | -8.2% |
| Wisconsin | $808 | -$356 | -30.6% |
| Wyoming | $1,038 | -$126 | -10.8% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $370 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the only way to figure out exactly what you will pay is to compare rates from as many companies as possible. Each auto insurer calculates rates differently, so the rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Mirage | $254 | $452 | $390 | $1,254 |
| 2023 Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| 2022 Mitsubishi Mirage | $236 | $436 | $416 | $1,246 |
| 2021 Mitsubishi Mirage | $228 | $418 | $430 | $1,234 |
| 2020 Mitsubishi Mirage | $216 | $404 | $442 | $1,220 |
| 2019 Mitsubishi Mirage | $206 | $374 | $452 | $1,190 |
| 2018 Mitsubishi Mirage | $198 | $352 | $456 | $1,164 |
| 2017 Mitsubishi Mirage | $190 | $316 | $460 | $1,124 |
| 2015 Mitsubishi Mirage | $172 | $272 | $464 | $1,066 |
Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Mitsubishi Mirage Insurance
Finding cheaper rates on Mitsubishi Mirage insurance takes being safe and accident-free, having above-average credit, being claim-free, and bundling your home and auto policies. Compare rates at every other renewal by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.
Below you'll find a quick review of the concepts that were covered in the charts and tables above.
- High-risk drivers with a DUI or reckless driving violation may pay on average $1,360 more each year than a low-risk driver
- Youthful drivers pay the highest rates, possibly costing $382 each month if full coverage is included
- It is possible to save as much as $140 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles can save approximately $375 each year
- It is possible to save as much as $140 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,584 |
| 20 | $2,698 |
| 30 | $1,198 |
| 40 | $1,164 |
| 50 | $1,068 |
| 60 | $1,048 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,408 |
| $250 | $1,296 |
| $500 | $1,164 |
| $1,000 | $1,040 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,164 |
| 50/100 | $1,255 |
| 100/300 | $1,369 |
| 250/500 | $1,666 |
| 100 CSL | $1,301 |
| 300 CSL | $1,552 |
| 500 CSL | $1,734 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,496 |
| 20 | $4,304 |
| 30 | $2,562 |
| 40 | $2,528 |
| 50 | $2,418 |
| 60 | $2,396 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $63 |
| Homeowner | $19 |
| 5-yr Accident Free | $79 |
| 5-yr Claim Free | $75 |
| Paid in Full/EFT | $48 |
| Advance Quote | $55 |
| Online Quote | $80 |
| Total Discounts | $479 |
Discounts are estimated and may not be available from every company or in every state.
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