Mitsubishi Mirage Insurance Rates
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UPDATED: Jun 12, 2024
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Average insurance rates for a Mitsubishi Mirage are $1,164 a year with full coverage. Comprehensive costs around $198 a year, collision insurance costs $352, and liability costs $456. A policy with just liability insurance costs as little as $508 a year, and coverage for high-risk drivers costs around $2,528. Teen drivers receive the highest rates at up to $4,584 a year.
Average premium for full coverage: $1,164
Rate estimates for individual coverage type:
Full coverage includes $500 deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Mirage trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as low as $508 for a discount liability-only rate to a high of $2,528 for a driver who has had serious violations or accidents.
Price Range by Location
Your location can make a big difference on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how where you live affects auto insurance rates.
These examples demonstrate why it is important to compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details average Mitsubishi Mirage insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $685
- Drivers who choose higher $1,000 deductibles will pay about $1,040 annually
- The average rate for a 40-year-old driver using $500 deductibles is $1,164
- Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,408
- Drivers with multiple violations and an at-fault accident could pay at least $2,528
- The cost for full coverage for a 16-year-old driver can be $4,584 a year
Insurance rates for a Mitsubishi Mirage can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.
Older drivers with no violations or accidents and high deductibles may pay as low as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $4,500 a year. View Rates by Age
Where you live makes a big difference in Mitsubishi Mirage insurance prices. A 40-year-old driver could pay as low as $840 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,580 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,054 | -$110 | -9.5% |
| Alaska | $894 | -$270 | -23.2% |
| Arizona | $966 | -$198 | -17.0% |
| Arkansas | $1,164 | -$0 | 0.0% |
| California | $1,328 | $164 | 14.1% |
| Colorado | $1,116 | -$48 | -4.1% |
| Connecticut | $1,198 | $34 | 2.9% |
| Delaware | $1,320 | $156 | 13.4% |
| Florida | $1,460 | $296 | 25.4% |
| Georgia | $1,076 | -$88 | -7.6% |
| Hawaii | $838 | -$326 | -28.0% |
| Idaho | $788 | -$376 | -32.3% |
| Illinois | $870 | -$294 | -25.3% |
| Indiana | $878 | -$286 | -24.6% |
| Iowa | $786 | -$378 | -32.5% |
| Kansas | $1,108 | -$56 | -4.8% |
| Kentucky | $1,590 | $426 | 36.6% |
| Louisiana | $1,724 | $560 | 48.1% |
| Maine | $720 | -$444 | -38.1% |
| Maryland | $962 | -$202 | -17.4% |
| Massachusetts | $932 | -$232 | -19.9% |
| Michigan | $2,024 | $860 | 73.9% |
| Minnesota | $976 | -$188 | -16.2% |
| Mississippi | $1,396 | $232 | 19.9% |
| Missouri | $1,034 | -$130 | -11.2% |
| Montana | $1,254 | $90 | 7.7% |
| Nebraska | $918 | -$246 | -21.1% |
| Nevada | $1,398 | $234 | 20.1% |
| New Hampshire | $840 | -$324 | -27.8% |
| New Jersey | $1,302 | $138 | 11.9% |
| New Mexico | $1,032 | -$132 | -11.3% |
| New York | $1,230 | $66 | 5.7% |
| North Carolina | $672 | -$492 | -42.3% |
| North Dakota | $952 | -$212 | -18.2% |
| Ohio | $806 | -$358 | -30.8% |
| Oklahoma | $1,198 | $34 | 2.9% |
| Oregon | $1,068 | -$96 | -8.2% |
| Pennsylvania | $1,112 | -$52 | -4.5% |
| Rhode Island | $1,554 | $390 | 33.5% |
| South Carolina | $1,056 | -$108 | -9.3% |
| South Dakota | $984 | -$180 | -15.5% |
| Tennessee | $1,020 | -$144 | -12.4% |
| Texas | $1,406 | $242 | 20.8% |
| Utah | $864 | -$300 | -25.8% |
| Vermont | $800 | -$364 | -31.3% |
| Virginia | $700 | -$464 | -39.9% |
| Washington | $902 | -$262 | -22.5% |
| West Virginia | $1,068 | -$96 | -8.2% |
| Wisconsin | $808 | -$356 | -30.6% |
| Wyoming | $1,038 | -$126 | -10.8% |
Choosing high deductibles could save up to $370 annually, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out at least $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy can cost from 44% to 134% more than average. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Mirage | $254 | $452 | $390 | $1,254 |
| 2023 Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| 2022 Mitsubishi Mirage | $236 | $436 | $416 | $1,246 |
| 2021 Mitsubishi Mirage | $228 | $418 | $430 | $1,234 |
| 2020 Mitsubishi Mirage | $216 | $404 | $442 | $1,220 |
| 2019 Mitsubishi Mirage | $206 | $374 | $452 | $1,190 |
| 2018 Mitsubishi Mirage | $198 | $352 | $456 | $1,164 |
| 2017 Mitsubishi Mirage | $190 | $316 | $460 | $1,124 |
| 2015 Mitsubishi Mirage | $172 | $272 | $464 | $1,066 |
Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Mitsubishi Mirage Insurance
Saving money on insurance for a Mitsubishi Mirage not only requires not taking risks behind the wheel, but also having a good credit history, eliminating unnecessary coverage, and deciding if full coverage is necessary. Take the time to comparison shop every other policy renewal by quoting rates from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.
The following is a summary of the ideas that were touched on in the above illustrations.
- Teens are charged the highest rates, with premiums as much as $382 per month including comprehensive and collision insurance
- Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,360 more every year for Mirage insurance
- Increasing deductibles can save around $375 each year
- You may be able to save up to $140 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,584 |
| 20 | $2,698 |
| 30 | $1,198 |
| 40 | $1,164 |
| 50 | $1,068 |
| 60 | $1,048 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,408 |
| $250 | $1,296 |
| $500 | $1,164 |
| $1,000 | $1,040 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,164 |
| 50/100 | $1,255 |
| 100/300 | $1,369 |
| 250/500 | $1,666 |
| 100 CSL | $1,301 |
| 300 CSL | $1,552 |
| 500 CSL | $1,734 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,496 |
| 20 | $4,304 |
| 30 | $2,562 |
| 40 | $2,528 |
| 50 | $2,418 |
| 60 | $2,396 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $63 |
| Homeowner | $19 |
| 5-yr Accident Free | $79 |
| 5-yr Claim Free | $75 |
| Paid in Full/EFT | $48 |
| Advance Quote | $55 |
| Online Quote | $80 |
| Total Discounts | $479 |
Discounts are estimated and may not be available from every company or in every state.
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