Mitsubishi Mirage Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 12, 2024

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Average insurance rates for a Mitsubishi Mirage are $1,164 a year with full coverage. Comprehensive costs around $198 a year, collision insurance costs $352, and liability costs $456. A policy with just liability insurance costs as little as $508 a year, and coverage for high-risk drivers costs around $2,528. Teen drivers receive the highest rates at up to $4,584 a year.

Average premium for full coverage: $1,164

Rate estimates for individual coverage type:

Comprehensive $198
Collision $352
Liability $456

Full coverage includes $500 deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Mirage trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as low as $508 for a discount liability-only rate to a high of $2,528 for a driver who has had serious violations or accidents.

Liability Only $508
Full Coverage $1,164
High Risk $2,528

Price Range by Location

Your location can make a big difference on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how where you live affects auto insurance rates.

Rural Areas $873
Small Cities $1,222
Large Cities $1,571

These examples demonstrate why it is important to compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Mitsubishi Mirage insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $685
  • Drivers who choose higher $1,000 deductibles will pay about $1,040 annually
  • The average rate for a 40-year-old driver using $500 deductibles is $1,164
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,408
  • Drivers with multiple violations and an at-fault accident could pay at least $2,528
  • The cost for full coverage for a 16-year-old driver can be $4,584 a year

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing Mitsubishi Mirage insurance rates range from $685 to $4,584 for full coverage

Insurance rates for a Mitsubishi Mirage can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $4,500 a year. View Rates by Age

Where you live makes a big difference in Mitsubishi Mirage insurance prices. A 40-year-old driver could pay as low as $840 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,580 on average in Florida, Michigan, and New York.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,054 -$110 -9.5%
Alaska $894 -$270 -23.2%
Arizona $966 -$198 -17.0%
Arkansas $1,164 -$0 0.0%
California $1,328 $164 14.1%
Colorado $1,116 -$48 -4.1%
Connecticut $1,198 $34 2.9%
Delaware $1,320 $156 13.4%
Florida $1,460 $296 25.4%
Georgia $1,076 -$88 -7.6%
Hawaii $838 -$326 -28.0%
Idaho $788 -$376 -32.3%
Illinois $870 -$294 -25.3%
Indiana $878 -$286 -24.6%
Iowa $786 -$378 -32.5%
Kansas $1,108 -$56 -4.8%
Kentucky $1,590 $426 36.6%
Louisiana $1,724 $560 48.1%
Maine $720 -$444 -38.1%
Maryland $962 -$202 -17.4%
Massachusetts $932 -$232 -19.9%
Michigan $2,024 $860 73.9%
Minnesota $976 -$188 -16.2%
Mississippi $1,396 $232 19.9%
Missouri $1,034 -$130 -11.2%
Montana $1,254 $90 7.7%
Nebraska $918 -$246 -21.1%
Nevada $1,398 $234 20.1%
New Hampshire $840 -$324 -27.8%
New Jersey $1,302 $138 11.9%
New Mexico $1,032 -$132 -11.3%
New York $1,230 $66 5.7%
North Carolina $672 -$492 -42.3%
North Dakota $952 -$212 -18.2%
Ohio $806 -$358 -30.8%
Oklahoma $1,198 $34 2.9%
Oregon $1,068 -$96 -8.2%
Pennsylvania $1,112 -$52 -4.5%
Rhode Island $1,554 $390 33.5%
South Carolina $1,056 -$108 -9.3%
South Dakota $984 -$180 -15.5%
Tennessee $1,020 -$144 -12.4%
Texas $1,406 $242 20.8%
Utah $864 -$300 -25.8%
Vermont $800 -$364 -31.3%
Virginia $700 -$464 -39.9%
Washington $902 -$262 -22.5%
West Virginia $1,068 -$96 -8.2%
Wisconsin $808 -$356 -30.6%
Wyoming $1,038 -$126 -10.8%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city

Choosing high deductibles could save up to $370 annually, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy can cost from 44% to 134% more than average. View High Risk Driver Rates

Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Mirage $254 $452 $390 $1,254
2023 Mitsubishi Mirage $244 $448 $398 $1,248
2022 Mitsubishi Mirage $236 $436 $416 $1,246
2021 Mitsubishi Mirage $228 $418 $430 $1,234
2020 Mitsubishi Mirage $216 $404 $442 $1,220
2019 Mitsubishi Mirage $206 $374 $452 $1,190
2018 Mitsubishi Mirage $198 $352 $456 $1,164
2017 Mitsubishi Mirage $190 $316 $460 $1,124
2015 Mitsubishi Mirage $172 $272 $464 $1,066

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Mitsubishi Mirage Insurance

Saving money on insurance for a Mitsubishi Mirage not only requires not taking risks behind the wheel, but also having a good credit history, eliminating unnecessary coverage, and deciding if full coverage is necessary. Take the time to comparison shop every other policy renewal by quoting rates from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.

The following is a summary of the ideas that were touched on in the above illustrations.

  • Teens are charged the highest rates, with premiums as much as $382 per month including comprehensive and collision insurance
  • Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,360 more every year for Mirage insurance
  • Increasing deductibles can save around $375 each year
  • You may be able to save up to $140 per year just by quoting early and online

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,584
20 $2,698
30 $1,198
40 $1,164
50 $1,068
60 $1,048

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,408
$250 $1,296
$500 $1,164
$1,000 $1,040

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,164
50/100 $1,255
100/300 $1,369
250/500 $1,666
100 CSL $1,301
300 CSL $1,552
500 CSL $1,734

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,496
20 $4,304
30 $2,562
40 $2,528
50 $2,418
60 $2,396

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $162

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $63
Homeowner $19
5-yr Accident Free $79
5-yr Claim Free $75
Paid in Full/EFT $48
Advance Quote $55
Online Quote $80
Total Discounts $479
Rate after discounts $685

Discounts are estimated and may not be available from every company or in every state.

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