Mitsubishi Mirage Insurance Rates

The average insurance rates for a Mitsubishi Mirage are $1,164 a year for full coverage. Comprehensive costs around $198 each year, collision insurance costs $352, and liability is estimated at $456. Buying just liability costs approximately $508 a year, and insurance for high-risk drivers costs around $2,528. Teenage drivers cost the most to insure at up to $4,584 a year.

Average premium for full coverage: $1,164

Policy rates for type of insurance:

Prices are based on $500 deductible amounts, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Mirage models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above show why all drivers should get quotes for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Mitsubishi Mirage insurance rates for additional coverage choices and driver risks.

• The best discount rate is $685
• Choosing higher $1,000 deductibles can save about $124 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,164
• Using low deductibles for comp and collision coverage will increase the cost to $1,408
• Unlucky drivers who are prone to accidents and violations could pay at least $2,528
• Policy cost for full coverage for a teen driver can be $4,584 each year

View Chart as Image

Insurance rates for a Mitsubishi Mirage also range considerably based on your risk profile, the trim level of your Mirage, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay as much as $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Mitsubishi Mirage insurance prices. A good driver about age 40 could pay as low as $770 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,660 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $370 every year, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Mitsubishi Mirage Insurance

Finding cheaper rates on car insurance takes having a good driving record, maintaining good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to compare rates at every policy renewal by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The next list is a brief review of the data covered in the above illustrations.

• Policyholders who may need increased levels of liability coverage will pay an extra $500 each year to raise limits from a 30/60 limit to 250/500 limits
• Drivers can save up to $140 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $375 each year
• Drivers age 20 and younger pay higher rates, costing up to $382 each month for full coverage