Mitsubishi Mirage Insurance Rates
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UPDATED: Jun 12, 2024
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U.S. average insurance prices for a Mitsubishi Mirage are $1,190 every 12 months for full coverage insurance. Comprehensive insurance costs around $206 a year, collision insurance costs $374, and liability coverage costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs $2,586 or more. Teens pay the highest rates at up to $4,658 a year.
Average premium for full coverage: $1,190
Price estimates for individual coverage:
Rates are based on $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Mirage trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Mitsubishi Mirage insurance prices range from the cheapest price of $504 for minimum levels of liability insurance to a high of $2,586 for high-risk insurance.
Geographic Price Range
Your location has a large influence on car insurance rates. Areas with sparse population have more infrequent physical damage claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects auto insurance rates.
The ranges above illustrate why it is important to compare rates for a specific zip code and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates average Mitsubishi Mirage insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $697
- Drivers who choose higher $1,000 deductibles will pay about $1,060 each year
- The average price for the average middle-age driver using $500 deductibles is $1,190
- Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $258 each year
- High-risk insureds with serious driving violations could pay at least $2,586
- The price to insure a teenage driver can be $4,658 a year
Auto insurance prices for a Mitsubishi Mirage are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles could save up to $390 a year, while buying higher liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $407 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay as much as $4,600 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost around 43% to 131% more than the average policy. View High Risk Driver Rates
The state you live in makes a big difference in Mitsubishi Mirage insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,610 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,076 | -$114 | -9.6% |
| Alaska | $914 | -$276 | -23.2% |
| Arizona | $988 | -$202 | -17.0% |
| Arkansas | $1,190 | -$0 | 0.0% |
| California | $1,358 | $168 | 14.1% |
| Colorado | $1,138 | -$52 | -4.4% |
| Connecticut | $1,226 | $36 | 3.0% |
| Delaware | $1,348 | $158 | 13.3% |
| Florida | $1,490 | $300 | 25.2% |
| Georgia | $1,100 | -$90 | -7.6% |
| Hawaii | $856 | -$334 | -28.1% |
| Idaho | $806 | -$384 | -32.3% |
| Illinois | $888 | -$302 | -25.4% |
| Indiana | $896 | -$294 | -24.7% |
| Iowa | $804 | -$386 | -32.4% |
| Kansas | $1,132 | -$58 | -4.9% |
| Kentucky | $1,626 | $436 | 36.6% |
| Louisiana | $1,762 | $572 | 48.1% |
| Maine | $736 | -$454 | -38.2% |
| Maryland | $982 | -$208 | -17.5% |
| Massachusetts | $954 | -$236 | -19.8% |
| Michigan | $2,070 | $880 | 73.9% |
| Minnesota | $998 | -$192 | -16.1% |
| Mississippi | $1,426 | $236 | 19.8% |
| Missouri | $1,056 | -$134 | -11.3% |
| Montana | $1,278 | $88 | 7.4% |
| Nebraska | $940 | -$250 | -21.0% |
| Nevada | $1,430 | $240 | 20.2% |
| New Hampshire | $860 | -$330 | -27.7% |
| New Jersey | $1,332 | $142 | 11.9% |
| New Mexico | $1,056 | -$134 | -11.3% |
| New York | $1,254 | $64 | 5.4% |
| North Carolina | $688 | -$502 | -42.2% |
| North Dakota | $976 | -$214 | -18.0% |
| Ohio | $822 | -$368 | -30.9% |
| Oklahoma | $1,222 | $32 | 2.7% |
| Oregon | $1,092 | -$98 | -8.2% |
| Pennsylvania | $1,138 | -$52 | -4.4% |
| Rhode Island | $1,590 | $400 | 33.6% |
| South Carolina | $1,080 | -$110 | -9.2% |
| South Dakota | $1,004 | -$186 | -15.6% |
| Tennessee | $1,042 | -$148 | -12.4% |
| Texas | $1,438 | $248 | 20.8% |
| Utah | $884 | -$306 | -25.7% |
| Vermont | $816 | -$374 | -31.4% |
| Virginia | $712 | -$478 | -40.2% |
| Washington | $922 | -$268 | -22.5% |
| West Virginia | $1,092 | -$98 | -8.2% |
| Wisconsin | $826 | -$364 | -30.6% |
| Wyoming | $1,062 | -$128 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Mirage | $266 | $470 | $372 | $1,266 |
| 2023 Mitsubishi Mirage | $254 | $452 | $390 | $1,254 |
| 2022 Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| 2021 Mitsubishi Mirage | $236 | $436 | $416 | $1,246 |
| 2020 Mitsubishi Mirage | $228 | $418 | $430 | $1,234 |
| 2019 Mitsubishi Mirage | $216 | $404 | $442 | $1,220 |
| 2018 Mitsubishi Mirage | $206 | $374 | $452 | $1,190 |
| 2017 Mitsubishi Mirage | $198 | $352 | $456 | $1,164 |
| 2015 Mitsubishi Mirage | $178 | $292 | $460 | $1,088 |
Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Mitsubishi Mirage Insurance
Getting lower rates on auto insurance not only requires being a good driver, but also having a good credit score, not filing small claims, and possibly raising deductibles. Set aside time to shop around every couple of years by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following list is a quick review of the material that was raised in the charts and tables above.
- Consumers who may need an increased level of liability coverage will pay approximately $500 annually to go from a low limit to a 250/500 level
- Drivers age 16 to 20 are expensive to insure, as much as $388 a month if comprehensive and collision insurance is included
- Drivers with a DUI or reckless driving violation may pay on average $1,400 more every year than a safer driver
- Increasing physical damage deductibles could save as much as $400 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,658 |
| 20 | $2,762 |
| 30 | $1,228 |
| 40 | $1,190 |
| 50 | $1,092 |
| 60 | $1,070 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,448 |
| $250 | $1,328 |
| $500 | $1,190 |
| $1,000 | $1,060 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,190 |
| 50/100 | $1,280 |
| 100/300 | $1,393 |
| 250/500 | $1,687 |
| 100 CSL | $1,326 |
| 300 CSL | $1,574 |
| 500 CSL | $1,755 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,610 |
| 20 | $4,402 |
| 30 | $2,622 |
| 40 | $2,586 |
| 50 | $2,472 |
| 60 | $2,450 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $64 |
| Homeowner | $19 |
| 5-yr Accident Free | $82 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $50 |
| Advance Quote | $57 |
| Online Quote | $83 |
| Total Discounts | $493 |
Discounts are estimated and may not be available from every company or in every state.
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