Mercedes G-Class Insurance Rates

Drivers have lots of options when insurance shopping for your Mercedes G-Class. You can get prices from an agent or go online to check prices from many different car insurance companies. Buying car insurance through online rate quotes can be fast and easy, plus you can save money.

If you're new to shopping for car insurance online, you may be overwhelmed by the hoards of companies offering insurance. Cutting your Mercedes G-Class insurance cost can be surprisingly simple. Drivers just need to take a couple of minutes getting comparison quotes provided by online insurance companies. This can be accomplished by completing this short form.

Rates are impacted by these factors

Car insurance premiums on a Mercedes G-Class will vary greatly depending on several factors. Including but not limited to:

• Higher performance G-Class vehicles cost more
• Your accident history
• Multiple policies can save money
• Pleasure use vs. commuting use
• Your age
• Having a spouse can save money
• Add-on coverages such as rental reimbursement
• Your claim history
• Having current coverage saves
• Home ownership saves money

An additional factor that helps determine Mercedes G-Class insurance rates is the year of the vehicle. New vehicles cost more than older models so the cost to replace them will push premiums up. On the flip side, newer models may have safety features like an advanced theft deterrent system, traction control, lane departure warning system, and dual-stage airbags so those may give discounted rates.

Auto liability - This coverage protects you from damage or injury you incur to people or other property in an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so you should buy as much as you can afford.

Collision - Collision insurance pays for damage to your G-Class resulting from a collision with a stationary object or other vehicle. You have to pay a deductible then your collision coverage will kick in. Collision coverage for your Mercedes G-Class can be pricey, so you might think about dropping it from older vehicles. It's also possible to raise the deductible to get cheaper Mercedes G-Class insurance rates.

Comprehensive auto coverage - This coverage pays to fix your vehicle from damage from a wide range of events other than collision. A deductible will apply and then insurance will cover the rest of the damage. The maximum amount your car insurance company will pay is the ACV or actual cash value, so if the vehicle's value is low consider dropping full coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle when other motorists do not carry enough liability coverage. Since many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical payments and PIP coverage - Med pay and PIP coverage pay for immediate expenses such as EMT expenses, pain medications, and nursing services. They are used in conjunction with a health insurance plan or if you lack health insurance entirely. Personal Injury Protection is not available in all states but it provides additional coverages not offered by medical payments coverage.