Mazda Tribute Insurance Rates
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UPDATED: May 12, 2022
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Estimated auto insurance rates for a Mazda Tribute are $836 annually for full coverage insurance. Comprehensive costs around $132 each year, collision costs $178, and liability costs around $390. Liability-only insurance costs as low as $438 a year, with high-risk driver insurance costing around $1,796. 16-year-old drivers pay the most at $3,378 a year or more.
Average premium for full coverage: $836
Premium estimates for type of coverage:
Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Tribute models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Mazda Tribute go from as cheap as $438 for a discount liability-only rate to a high rate of $1,796 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than congested cities.
The graphic below illustrates how your location can change auto insurance rates.
These rate differences illustrate why all drivers should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Mazda Tribute insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $509
- Using higher $1,000 deductibles will save about $72 each year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $836
- Buying low deductibles for physical damage coverage will cost $970
- High-risk insureds with multiple tickets or accidents could pay at least $1,796 or more
- An auto insurance policy with full coverage for a 16-year-old driver can be $3,378 or more
Insurance prices for a Mazda Tribute also have a wide range based on the model of your Tribute, your risk profile, and deductibles and policy limits.
More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $800 a year, or $67 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $3,300 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying at least $1,000 to $1,400 additional annually, depending on your age. Insurance for high-risk drivers can be from 41% to 133% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could cut prices by as much as $210 annually, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 more each year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Mazda Tribute insurance prices. A driver around age 40 might see prices as low as $550 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,130 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $756 | -$80 | -9.6% |
| Alaska | $642 | -$194 | -23.2% |
| Arizona | $694 | -$142 | -17.0% |
| Arkansas | $836 | -$0 | 0.0% |
| California | $954 | $118 | 14.1% |
| Colorado | $798 | -$38 | -4.5% |
| Connecticut | $858 | $22 | 2.6% |
| Delaware | $944 | $108 | 12.9% |
| Florida | $1,044 | $208 | 24.9% |
| Georgia | $774 | -$62 | -7.4% |
| Hawaii | $602 | -$234 | -28.0% |
| Idaho | $566 | -$270 | -32.3% |
| Illinois | $622 | -$214 | -25.6% |
| Indiana | $630 | -$206 | -24.6% |
| Iowa | $564 | -$272 | -32.5% |
| Kansas | $794 | -$42 | -5.0% |
| Kentucky | $1,140 | $304 | 36.4% |
| Louisiana | $1,236 | $400 | 47.8% |
| Maine | $518 | -$318 | -38.0% |
| Maryland | $690 | -$146 | -17.5% |
| Massachusetts | $666 | -$170 | -20.3% |
| Michigan | $1,450 | $614 | 73.4% |
| Minnesota | $702 | -$134 | -16.0% |
| Mississippi | $1,000 | $164 | 19.6% |
| Missouri | $744 | -$92 | -11.0% |
| Montana | $896 | $60 | 7.2% |
| Nebraska | $658 | -$178 | -21.3% |
| Nevada | $1,002 | $166 | 19.9% |
| New Hampshire | $604 | -$232 | -27.8% |
| New Jersey | $934 | $98 | 11.7% |
| New Mexico | $738 | -$98 | -11.7% |
| New York | $880 | $44 | 5.3% |
| North Carolina | $482 | -$354 | -42.3% |
| North Dakota | $686 | -$150 | -17.9% |
| Ohio | $576 | -$260 | -31.1% |
| Oklahoma | $858 | $22 | 2.6% |
| Oregon | $766 | -$70 | -8.4% |
| Pennsylvania | $794 | -$42 | -5.0% |
| Rhode Island | $1,114 | $278 | 33.3% |
| South Carolina | $758 | -$78 | -9.3% |
| South Dakota | $706 | -$130 | -15.6% |
| Tennessee | $732 | -$104 | -12.4% |
| Texas | $1,008 | $172 | 20.6% |
| Utah | $620 | -$216 | -25.8% |
| Vermont | $572 | -$264 | -31.6% |
| Virginia | $500 | -$336 | -40.2% |
| Washington | $644 | -$192 | -23.0% |
| West Virginia | $766 | -$70 | -8.4% |
| Wisconsin | $576 | -$260 | -31.1% |
| Wyoming | $744 | -$92 | -11.0% |
With such a large range in prices, the only way to figure out your exact price is to do a rate comparison from multiple companies. Each insurance company utilizes a different rate formula, and prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda Tribute I Sport 2WD | $802 | $67 |
| Mazda Tribute I Sport 4WD | $818 | $68 |
| Mazda Tribute I Touring 2WD | $818 | $68 |
| Mazda Tribute I Grand Touring 2WD | $836 | $70 |
| Mazda Tribute I Touring 4WD | $836 | $70 |
| Mazda Tribute I Grand Touring 4WD | $854 | $71 |
| Mazda Tribute S Grand Touring 2WD | $854 | $71 |
| Mazda Tribute S Grand Touring 4WD | $870 | $73 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Mazda Tribute | $148 | $222 | $402 | $908 |
| 2006 Mazda Tribute | $132 | $178 | $390 | $836 |
| 2005 Mazda Tribute | $130 | $168 | $384 | $818 |
| 2004 Mazda Tribute | $120 | $160 | $380 | $796 |
| 2003 Mazda Tribute | $116 | $152 | $376 | $780 |
Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Mazda Tribute Insurance
Finding better rates on insurance for a Mazda Tribute requires being safe and accident-free, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to shop around every year by requesting rates from direct insurance companies, and also from several local insurance agents.
Below you'll find a summary of the coverage data illustrated above.
- It is possible to save up to $90 per year simply by quoting online in advance
- Increasing policy deductibles could save up to $200 each year
- Youthful drivers are charged the highest prices, with premiums being up to $282 per month if they have full coverage
- Drivers considered higher risk who have multiple accidents or major violations pay on average $960 more every year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,378 |
| 20 | $1,914 |
| 30 | $850 |
| 40 | $836 |
| 50 | $770 |
| 60 | $754 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $970 |
| $250 | $910 |
| $500 | $836 |
| $1,000 | $764 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $836 |
| 50/100 | $948 |
| 100/300 | $1,046 |
| 250/500 | $1,299 |
| 100 CSL | $987 |
| 300 CSL | $1,202 |
| 500 CSL | $1,358 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,756 |
| 20 | $3,046 |
| 30 | $1,814 |
| 40 | $1,796 |
| 50 | $1,718 |
| 60 | $1,700 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $42 |
| Multi-vehicle | $45 |
| Homeowner | $15 |
| 5-yr Accident Free | $51 |
| 5-yr Claim Free | $52 |
| Paid in Full/EFT | $30 |
| Advance Quote | $36 |
| Online Quote | $56 |
| Total Discounts | $327 |
Discounts are estimated and may not be available from every company or in every state.
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