Mazda Tribute Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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U.S. average auto insurance rates for a Mazda Tribute are $780 annually including full coverage. Comprehensive insurance costs around $116 a year, collision insurance costs $152, and liability is $376. Liability-only coverage costs around $426 a year, and high-risk coverage costs $1,672 or more. 16-year-old drivers pay the highest rates at up to $3,186 a year.

Average premium for full coverage: $780

Price estimates for individual coverage:

Comprehensive $116
Collision $152
Liability $376

Prices include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Tribute trim levels.

Price Range from Low to High

For the normal driver, Mazda Tribute insurance prices range from as cheap as $426 for liability-only coverage to a high of $1,672 for a driver who requires high-risk insurance.

Liability Only $426
Full Coverage $780
High Risk $1,672

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than congested cities. The diagram below illustrates how geographic area affects auto insurance rates.

Rural Areas $585
Small Cities $819
Large Cities $1,053

The ranges above highlight why it is important to compare rates quotes for a specific zip code and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down average Mazda Tribute insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $479
  • Raising to $1,000 deductibles will save about $718 every year
  • The estimated rate for the average middle-age driver using $500 deductibles is $780
  • Buying low $100 deductibles costs an additional $116 every year
  • At-risk drivers with multiple tickets or accidents could pay at least $1,672
  • The price with full coverage for a teen driver can be $3,186

View Chart as Image

Mazda Tribute insurance cost comparison chart
Column chart showing Mazda Tribute insurance prices range from $479 to $3,186 for full coverage

Auto insurance prices for a Mazda Tribute are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $800 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay as much as $3,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $900 to $1,300 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 41% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $180 every year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $339 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Mazda Tribute insurance prices. A middle-age driver might find prices as low as $600 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,110 on average in Michigan, New York, and Louisiana.

Mazda Tribute Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $704 -$76 -9.7%
Alaska $596 -$184 -23.6%
Arizona $646 -$134 -17.2%
Arkansas $780 -$0 0.0%
California $888 $108 13.8%
Colorado $744 -$36 -4.6%
Connecticut $798 $18 2.3%
Delaware $880 $100 12.8%
Florida $972 $192 24.6%
Georgia $720 -$60 -7.7%
Hawaii $560 -$220 -28.2%
Idaho $528 -$252 -32.3%
Illinois $580 -$200 -25.6%
Indiana $586 -$194 -24.9%
Iowa $524 -$256 -32.8%
Kansas $740 -$40 -5.1%
Kentucky $1,062 $282 36.2%
Louisiana $1,152 $372 47.7%
Maine $482 -$298 -38.2%
Maryland $644 -$136 -17.4%
Massachusetts $620 -$160 -20.5%
Michigan $1,352 $572 73.3%
Minnesota $652 -$128 -16.4%
Mississippi $932 $152 19.5%
Missouri $692 -$88 -11.3%
Montana $836 $56 7.2%
Nebraska $612 -$168 -21.5%
Nevada $932 $152 19.5%
New Hampshire $564 -$216 -27.7%
New Jersey $870 $90 11.5%
New Mexico $690 -$90 -11.5%
New York $820 $40 5.1%
North Carolina $448 -$332 -42.6%
North Dakota $638 -$142 -18.2%
Ohio $538 -$242 -31.0%
Oklahoma $798 $18 2.3%
Oregon $714 -$66 -8.5%
Pennsylvania $742 -$38 -4.9%
Rhode Island $1,040 $260 33.3%
South Carolina $706 -$74 -9.5%
South Dakota $658 -$122 -15.6%
Tennessee $682 -$98 -12.6%
Texas $938 $158 20.3%
Utah $576 -$204 -26.2%
Vermont $530 -$250 -32.1%
Virginia $468 -$312 -40.0%
Washington $600 -$180 -23.1%
West Virginia $714 -$66 -8.5%
Wisconsin $538 -$242 -31.0%
Wyoming $692 -$88 -11.3%

View Chart as Image

Mazda Tribute insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mazda Tribute Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda Tribute I Sport 2WD $750 $63
Mazda Tribute I Sport 4WD $766 $64
Mazda Tribute I Touring 2WD $766 $64
Mazda Tribute I Grand Touring 2WD $780 $65
Mazda Tribute I Touring 4WD $780 $65
Mazda Tribute I Grand Touring 4WD $794 $66
Mazda Tribute S Grand Touring 2WD $794 $66
Mazda Tribute S Grand Touring 4WD $808 $67

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda Tribute Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Mazda Tribute $134 $182 $398 $850
2006 Mazda Tribute $120 $160 $380 $796
2005 Mazda Tribute $116 $152 $376 $780

Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Mazda Tribute Insurance

Getting lower rates on car insurance consists of avoiding accidents and violations, having above-average credit, being claim-free, and possibly raising deductibles. Invest the time to compare rates at every other renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a quick rundown of the concepts that were presented in the illustrations above.

  • Higher risk drivers with reckless driving or DUI convictions may pay on average $890 more every year for car insurance
  • Teenagers are expensive to insure, possibly costing $266 a month if full coverage is included
  • You may be able to save up to $90 per year just by quoting early and online
  • Increasing physical damage deductibles could save up to $175 each year
  • You may be able to save up to $90 per year just by quoting early and online

Rates by Driver Age

Mazda Tribute Insurance Rates by Driver Age
Driver Age Premium
16 $3,186
20 $1,786
30 $790
40 $780
50 $716
60 $704

Full coverage, $500 deductibles

Rates by Deductible

Mazda Tribute Insurance Rates with Different Deductibles
Deductible Premium
$100 $896
$250 $844
$500 $780
$1,000 $718

Full coverage, driver age 40

Rates by Liability Limit

Mazda Tribute Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $780
50/100 $883
100/300 $977
250/500 $1,222
100 CSL $921
300 CSL $1,128
500 CSL $1,278

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda Tribute Insurance Rates for High Risk Drivers
Age Premium
16 $4,472
20 $2,838
30 $1,682
40 $1,672
50 $1,600
60 $1,582

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $103

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $42
Homeowner $14
5-yr Accident Free $46
5-yr Claim Free $48
Paid in Full/EFT $27
Advance Quote $33
Online Quote $52
Total Discounts $301
Rate after discounts $479

Discounts are estimated and may not be available from every company or in every state.

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