Mazda Tribute Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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Average auto insurance rates for a Mazda Tribute are $818 annually including full coverage. Comprehensive costs an estimated $130 a year, collision costs $168, and liability insurance costs $384. Buying just liability costs as little as $432 a year, with insurance for high-risk drivers costing around $1,758. Teenage drivers receive the highest rates at $3,306 a year or more.

Average premium for full coverage: $818

Rate estimates broken down by individual coverage type:

Comprehensive $130
Collision $168
Liability $384

Includes $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Tribute trim levels.

Price Range by Coverage and Risk

For the average driver, prices range go from as cheap as $432 for liability-only coverage to a high of $1,758 for a driver that may need high-risk insurance.

Liability Only $432
Full Coverage $818
High Risk $1,758

Price Range by Location

Your location has a significant impact on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates how location impacts insurance prices.

Rural Areas $614
Small Cities $859
Large Cities $1,104

These examples highlight why it is important to compare rates for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down estimated Mazda Tribute insurance rates for other coverage scenarios.

  • The best discount rate is $499
  • Drivers who choose higher $1,000 deductibles will pay approximately $752 every year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $818
  • Using low $100 deductibles for comprehensive and collision insurance will cost $948
  • High risk drivers who are prone to accidents and violations could pay up to $1,758 or more
  • The cost with full coverage for a teen driver can cost as much as $3,306 a year

View Chart as Image

Mazda Tribute insurance cost comparison chart
Column chart showing full coverage Mazda Tribute insurance rates range from $499 to $3,306

Auto insurance rates for a Mazda Tribute can also vary considerably based on the trim level of your Tribute, your driving characteristics, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $800 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $3,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,000 to $1,400 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $200 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $345 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Mazda Tribute insurance rates. A 40-year-old driver could pay as low as $630 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,170 on average in Louisiana, New York, and Michigan.

Mazda Tribute Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $738 -$80 -9.8%
Alaska $628 -$190 -23.2%
Arizona $678 -$140 -17.1%
Arkansas $818 -$0 0.0%
California $932 $114 13.9%
Colorado $780 -$38 -4.6%
Connecticut $840 $22 2.7%
Delaware $926 $108 13.2%
Florida $1,024 $206 25.2%
Georgia $756 -$62 -7.6%
Hawaii $590 -$228 -27.9%
Idaho $554 -$264 -32.3%
Illinois $610 -$208 -25.4%
Indiana $618 -$200 -24.4%
Iowa $552 -$266 -32.5%
Kansas $776 -$42 -5.1%
Kentucky $1,116 $298 36.4%
Louisiana $1,212 $394 48.2%
Maine $504 -$314 -38.4%
Maryland $676 -$142 -17.4%
Massachusetts $652 -$166 -20.3%
Michigan $1,420 $602 73.6%
Minnesota $688 -$130 -15.9%
Mississippi $980 $162 19.8%
Missouri $726 -$92 -11.2%
Montana $878 $60 7.3%
Nebraska $644 -$174 -21.3%
Nevada $980 $162 19.8%
New Hampshire $590 -$228 -27.9%
New Jersey $914 $96 11.7%
New Mexico $724 -$94 -11.5%
New York $862 $44 5.4%
North Carolina $472 -$346 -42.3%
North Dakota $670 -$148 -18.1%
Ohio $562 -$256 -31.3%
Oklahoma $840 $22 2.7%
Oregon $750 -$68 -8.3%
Pennsylvania $780 -$38 -4.6%
Rhode Island $1,092 $274 33.5%
South Carolina $744 -$74 -9.0%
South Dakota $690 -$128 -15.6%
Tennessee $716 -$102 -12.5%
Texas $988 $170 20.8%
Utah $606 -$212 -25.9%
Vermont $560 -$258 -31.5%
Virginia $490 -$328 -40.1%
Washington $630 -$188 -23.0%
West Virginia $750 -$68 -8.3%
Wisconsin $564 -$254 -31.1%
Wyoming $728 -$90 -11.0%

View Chart as Image

Mazda Tribute insurance rates by U.S. city

With so much variability in rates, the best way to figure out which company is cheapest is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Mazda Tribute Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda Tribute I Sport 2WD $788 $66
Mazda Tribute I Sport 4WD $804 $67
Mazda Tribute I Touring 2WD $804 $67
Mazda Tribute I Grand Touring 2WD $818 $68
Mazda Tribute I Touring 4WD $818 $68
Mazda Tribute I Grand Touring 4WD $834 $70
Mazda Tribute S Grand Touring 2WD $834 $70
Mazda Tribute S Grand Touring 4WD $852 $71

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda Tribute Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Mazda Tribute $140 $202 $402 $880
2006 Mazda Tribute $130 $168 $384 $818
2005 Mazda Tribute $120 $160 $380 $796
2004 Mazda Tribute $116 $152 $376 $780

Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Mazda Tribute Insurance

Saving money on Mazda Tribute insurance not only requires being safe and accident-free, but also having above-average credit, not filing small claims, and qualifying for all possible discounts. Spend time shopping around once a year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below you'll find a recap of the data that was touched on above.

  • You may be able to save approximately $90 per year simply by quoting early and online
  • Drivers who want more liability protection will pay an extra $420 per year to go from a minimum limit to higher 250/500 limits
  • Youthful drivers are the costliest to insure, as much as $276 per month if full coverage is included
  • High-risk drivers that have major violations or accidents could be forced to pay on average $940 more annually than a low-risk driver

Rates by Driver Age

Mazda Tribute Insurance Rates by Driver Age
Driver Age Premium
16 $3,306
20 $1,870
30 $832
40 $818
50 $754
60 $738

Full coverage, $500 deductibles

Rates by Deductible

Mazda Tribute Insurance Rates with Different Deductibles
Deductible Premium
$100 $948
$250 $890
$500 $818
$1,000 $752

Full coverage, driver age 40

Rates by Liability Limit

Mazda Tribute Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $818
50/100 $929
100/300 $1,025
250/500 $1,274
100 CSL $967
300 CSL $1,178
500 CSL $1,332

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda Tribute Insurance Rates for High Risk Drivers
Age Premium
16 $4,654
20 $2,974
30 $1,770
40 $1,758
50 $1,676
60 $1,660

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $108

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $41
Multi-vehicle $44
Homeowner $15
5-yr Accident Free $49
5-yr Claim Free $51
Paid in Full/EFT $29
Advance Quote $35
Online Quote $55
Total Discounts $319
Rate after discounts $499

Discounts are estimated and may not be available from every company or in every state.

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