Mazda Tribute Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 12, 2022

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Estimated auto insurance rates for a Mazda Tribute are $836 annually for full coverage insurance. Comprehensive costs around $132 each year, collision costs $178, and liability costs around $390. Liability-only insurance costs as low as $438 a year, with high-risk driver insurance costing around $1,796. 16-year-old drivers pay the most at $3,378 a year or more.

Average premium for full coverage: $836

Premium estimates for type of coverage:

Comprehensive $132
Collision $178
Liability $390

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Tribute models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Mazda Tribute go from as cheap as $438 for a discount liability-only rate to a high rate of $1,796 for a policy for a high-risk driver.

Liability Only $438
Full Coverage $836
High Risk $1,796

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than congested cities.

The graphic below illustrates how your location can change auto insurance rates.

Rural Areas $627
Small Cities $878
Large Cities $1,129

These rate differences illustrate why all drivers should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates estimated Mazda Tribute insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $509
  • Using higher $1,000 deductibles will save about $72 each year
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $836
  • Buying low deductibles for physical damage coverage will cost $970
  • High-risk insureds with multiple tickets or accidents could pay at least $1,796 or more
  • An auto insurance policy with full coverage for a 16-year-old driver can be $3,378 or more

View Chart as Image

Mazda Tribute insurance cost comparison chart
Column chart showing full coverage Mazda Tribute insurance rates range from $509 to $3,378

Insurance prices for a Mazda Tribute also have a wide range based on the model of your Tribute, your risk profile, and deductibles and policy limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $800 a year, or $67 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $3,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $1,000 to $1,400 additional annually, depending on your age. Insurance for high-risk drivers can be from 41% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $210 annually, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Mazda Tribute insurance prices. A driver around age 40 might see prices as low as $550 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,130 on average in Michigan, New York, and Florida.

Mazda Tribute Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $756 -$80 -9.6%
Alaska $642 -$194 -23.2%
Arizona $694 -$142 -17.0%
Arkansas $836 -$0 0.0%
California $954 $118 14.1%
Colorado $798 -$38 -4.5%
Connecticut $858 $22 2.6%
Delaware $944 $108 12.9%
Florida $1,044 $208 24.9%
Georgia $774 -$62 -7.4%
Hawaii $602 -$234 -28.0%
Idaho $566 -$270 -32.3%
Illinois $622 -$214 -25.6%
Indiana $630 -$206 -24.6%
Iowa $564 -$272 -32.5%
Kansas $794 -$42 -5.0%
Kentucky $1,140 $304 36.4%
Louisiana $1,236 $400 47.8%
Maine $518 -$318 -38.0%
Maryland $690 -$146 -17.5%
Massachusetts $666 -$170 -20.3%
Michigan $1,450 $614 73.4%
Minnesota $702 -$134 -16.0%
Mississippi $1,000 $164 19.6%
Missouri $744 -$92 -11.0%
Montana $896 $60 7.2%
Nebraska $658 -$178 -21.3%
Nevada $1,002 $166 19.9%
New Hampshire $604 -$232 -27.8%
New Jersey $934 $98 11.7%
New Mexico $738 -$98 -11.7%
New York $880 $44 5.3%
North Carolina $482 -$354 -42.3%
North Dakota $686 -$150 -17.9%
Ohio $576 -$260 -31.1%
Oklahoma $858 $22 2.6%
Oregon $766 -$70 -8.4%
Pennsylvania $794 -$42 -5.0%
Rhode Island $1,114 $278 33.3%
South Carolina $758 -$78 -9.3%
South Dakota $706 -$130 -15.6%
Tennessee $732 -$104 -12.4%
Texas $1,008 $172 20.6%
Utah $620 -$216 -25.8%
Vermont $572 -$264 -31.6%
Virginia $500 -$336 -40.2%
Washington $644 -$192 -23.0%
West Virginia $766 -$70 -8.4%
Wisconsin $576 -$260 -31.1%
Wyoming $744 -$92 -11.0%

View Chart as Image

Mazda Tribute insurance rates by U.S. city

With such a large range in prices, the only way to figure out your exact price is to do a rate comparison from multiple companies. Each insurance company utilizes a different rate formula, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Mazda Tribute Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda Tribute I Sport 2WD $802 $67
Mazda Tribute I Sport 4WD $818 $68
Mazda Tribute I Touring 2WD $818 $68
Mazda Tribute I Grand Touring 2WD $836 $70
Mazda Tribute I Touring 4WD $836 $70
Mazda Tribute I Grand Touring 4WD $854 $71
Mazda Tribute S Grand Touring 2WD $854 $71
Mazda Tribute S Grand Touring 4WD $870 $73

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda Tribute Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Mazda Tribute $148 $222 $402 $908
2006 Mazda Tribute $132 $178 $390 $836
2005 Mazda Tribute $130 $168 $384 $818
2004 Mazda Tribute $120 $160 $380 $796
2003 Mazda Tribute $116 $152 $376 $780

Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Mazda Tribute Insurance

Finding better rates on insurance for a Mazda Tribute requires being safe and accident-free, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to shop around every year by requesting rates from direct insurance companies, and also from several local insurance agents.

Below you'll find a summary of the coverage data illustrated above.

  • It is possible to save up to $90 per year simply by quoting online in advance
  • Increasing policy deductibles could save up to $200 each year
  • Youthful drivers are charged the highest prices, with premiums being up to $282 per month if they have full coverage
  • Drivers considered higher risk who have multiple accidents or major violations pay on average $960 more every year than a low-risk driver

Rates by Driver Age

Mazda Tribute Insurance Rates by Driver Age
Driver Age Premium
16 $3,378
20 $1,914
30 $850
40 $836
50 $770
60 $754

Full coverage, $500 deductibles

Rates by Deductible

Mazda Tribute Insurance Rates with Different Deductibles
Deductible Premium
$100 $970
$250 $910
$500 $836
$1,000 $764

Full coverage, driver age 40

Rates by Liability Limit

Mazda Tribute Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $836
50/100 $948
100/300 $1,046
250/500 $1,299
100 CSL $987
300 CSL $1,202
500 CSL $1,358

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda Tribute Insurance Rates for High Risk Drivers
Age Premium
16 $4,756
20 $3,046
30 $1,814
40 $1,796
50 $1,718
60 $1,700

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $112

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $42
Multi-vehicle $45
Homeowner $15
5-yr Accident Free $51
5-yr Claim Free $52
Paid in Full/EFT $30
Advance Quote $36
Online Quote $56
Total Discounts $327
Rate after discounts $509

Discounts are estimated and may not be available from every company or in every state.

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