Mazda Tribute Insurance Rates
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UPDATED: Jun 3, 2023
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U.S. average insurance rates for a Mazda Tribute are $796 a year with full coverage. Comprehensive costs approximately $120 each year, collision insurance costs $160, and liability costs $380. A policy with just liability insurance costs as little as $428 a year, and coverage for high-risk drivers costs around $1,710. Teenage drivers pay the highest rates at up to $3,242 a year.
Average premium for full coverage: $796
Price estimates by individual coverage:
Price estimates include $500 deductible amounts, 30/60 split liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Tribute models.
Price Range from Low to High
Using a middle-aged driver as an example, Mazda Tribute insurance prices range from as low as $428 for just liability insurance to a high rate of $1,710 for a high-risk insurance policy.
Geographic Price Range
Your location can have significant affects on the price of insurance. Rural locations have a lower frequency of collision claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance prices.
The ranges above demonstrate why all drivers should compare rates using their specific location and risk profile, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Mazda Tribute insurance rates for additional coverage and risk scenarios.
- The best discount rate is $488
- Drivers who choose higher $1,000 deductibles will pay $64 annually
- The average rate for the average middle-age driver who chooses $500 deductibles is $796
- Using low deductibles for comprehensive and collision insurance will increase the cost to $918
- Higher-risk drivers who are prone to accidents and violations could pay around $1,710
- The price for full coverage for a teen driver can cost $3,242 a year
Insurance prices for a Mazda Tribute are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.
More mature drivers with a clean driving record and high deductibles may pay as little as $800 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $3,200 a year. View Rates by Age
The state you live in makes a big difference in Mazda Tribute insurance prices. A 40-year-old driver could pay as low as $570 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,080 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $720 | -$76 | -9.5% |
| Alaska | $612 | -$184 | -23.1% |
| Arizona | $662 | -$134 | -16.8% |
| Arkansas | $796 | -$0 | 0.0% |
| California | $906 | $110 | 13.8% |
| Colorado | $758 | -$38 | -4.8% |
| Connecticut | $816 | $20 | 2.5% |
| Delaware | $900 | $104 | 13.1% |
| Florida | $992 | $196 | 24.6% |
| Georgia | $734 | -$62 | -7.8% |
| Hawaii | $572 | -$224 | -28.1% |
| Idaho | $540 | -$256 | -32.2% |
| Illinois | $594 | -$202 | -25.4% |
| Indiana | $600 | -$196 | -24.6% |
| Iowa | $534 | -$262 | -32.9% |
| Kansas | $754 | -$42 | -5.3% |
| Kentucky | $1,086 | $290 | 36.4% |
| Louisiana | $1,178 | $382 | 48.0% |
| Maine | $492 | -$304 | -38.2% |
| Maryland | $656 | -$140 | -17.6% |
| Massachusetts | $634 | -$162 | -20.4% |
| Michigan | $1,382 | $586 | 73.6% |
| Minnesota | $666 | -$130 | -16.3% |
| Mississippi | $952 | $156 | 19.6% |
| Missouri | $706 | -$90 | -11.3% |
| Montana | $852 | $56 | 7.0% |
| Nebraska | $626 | -$170 | -21.4% |
| Nevada | $954 | $158 | 19.8% |
| New Hampshire | $574 | -$222 | -27.9% |
| New Jersey | $890 | $94 | 11.8% |
| New Mexico | $702 | -$94 | -11.8% |
| New York | $838 | $42 | 5.3% |
| North Carolina | $456 | -$340 | -42.7% |
| North Dakota | $652 | -$144 | -18.1% |
| Ohio | $546 | -$250 | -31.4% |
| Oklahoma | $814 | $18 | 2.3% |
| Oregon | $730 | -$66 | -8.3% |
| Pennsylvania | $758 | -$38 | -4.8% |
| Rhode Island | $1,060 | $264 | 33.2% |
| South Carolina | $722 | -$74 | -9.3% |
| South Dakota | $670 | -$126 | -15.8% |
| Tennessee | $694 | -$102 | -12.8% |
| Texas | $960 | $164 | 20.6% |
| Utah | $588 | -$208 | -26.1% |
| Vermont | $544 | -$252 | -31.7% |
| Virginia | $476 | -$320 | -40.2% |
| Washington | $614 | -$182 | -22.9% |
| West Virginia | $730 | -$66 | -8.3% |
| Wisconsin | $548 | -$248 | -31.2% |
| Wyoming | $708 | -$88 | -11.1% |
Using high physical damage deductibles could save up to $190 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $342 more per year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $900 to $1,400 extra each year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 125% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda Tribute I Sport 2WD | $766 | $64 |
| Mazda Tribute I Sport 4WD | $782 | $65 |
| Mazda Tribute I Touring 2WD | $782 | $65 |
| Mazda Tribute I Grand Touring 2WD | $796 | $66 |
| Mazda Tribute I Touring 4WD | $796 | $66 |
| Mazda Tribute I Grand Touring 4WD | $812 | $68 |
| Mazda Tribute S Grand Touring 2WD | $812 | $68 |
| Mazda Tribute S Grand Touring 4WD | $828 | $69 |
Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Mazda Tribute | $140 | $202 | $402 | $880 |
| 2006 Mazda Tribute | $130 | $168 | $384 | $818 |
| 2005 Mazda Tribute | $120 | $160 | $380 | $796 |
| 2004 Mazda Tribute | $116 | $152 | $376 | $780 |
Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Mazda Tribute Insurance
Getting lower rates on car insurance not only requires having a good driving record, but also maintaining good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop at least every other year by getting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.
The next list is a condensed summary of the car insurance concepts touched on in the above illustrations.
- Higher risk drivers with multiple at-fault accidents pay on average $910 more per year to buy Mazda Tribute insurance
- You may be able to save around $90 per year just by quoting online in advance
- Increasing physical damage deductibles can save around $175 each year
- Policyholders who purchase increased levels of liability coverage will pay an extra $420 every year to go from a low limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,242 |
| 20 | $1,822 |
| 30 | $806 |
| 40 | $796 |
| 50 | $732 |
| 60 | $718 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $918 |
| $250 | $864 |
| $500 | $796 |
| $1,000 | $732 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $796 |
| 50/100 | $904 |
| 100/300 | $999 |
| 250/500 | $1,246 |
| 100 CSL | $942 |
| 300 CSL | $1,151 |
| 500 CSL | $1,303 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,556 |
| 20 | $2,902 |
| 30 | $1,722 |
| 40 | $1,710 |
| 50 | $1,634 |
| 60 | $1,618 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $40 |
| Multi-vehicle | $43 |
| Homeowner | $14 |
| 5-yr Accident Free | $47 |
| 5-yr Claim Free | $49 |
| Paid in Full/EFT | $28 |
| Advance Quote | $34 |
| Online Quote | $53 |
| Total Discounts | $308 |
Discounts are estimated and may not be available from every company or in every state.
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