Mazda 6 Insurance Rates

The average insurance rates for a Mazda 6 are $1,038 a year including full coverage. Comprehensive insurance costs approximately $170, collision costs $236, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing $2,236 or more. Teen drivers cost the most to insure at $4,164 a year or more.

Average premium for full coverage: $1,038

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for all 6 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The example below illustrates how your location can change auto insurance prices.

The examples above highlight why everyone should compare rates quotes using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Mazda 6 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $628
• Raising to $1,000 deductibles will save $94 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,038
• Choosing pricier low deductibles will cost an additional $174 every year
• At-risk drivers with multiple violations and an at-fault accident could pay around $2,236 or more
• Policy cost that insures a teen driver for full coverage can cost $4,164

View Chart as Image

Insurance rates for a Mazda 6 also range considerably based on the model of your 6, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,200 to $1,800 extra every year, depending on your age. Mazda 6 insurance for high-risk drivers is expensive and can cost as much as 43% to 129% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state also has a big influence on Mazda 6 insurance prices. A middle-age driver might find rates as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,480 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $270 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see which company has the best rate. Every auto insurance company uses a different rate calculation, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mazda 6 Insurance

Finding cheaper rates on car insurance consists of being a good driver, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Shop around at every other renewal by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

The following list is a brief review of the concepts that were illustrated above.

• Higher risk drivers with DUI or reckless driving convictions will likely pay on average $1,200 more per year than a safer driver
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $347 each month if full coverage is included
• You may be able to save around $120 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• You may be able to save around $120 per year simply by quoting online well ahead of the renewal date