Mazda CX-90 Insurance Rates

U.S. average auto insurance rates for a Mazda CX-90 are $1,594 annually including full coverage. Comprehensive insurance costs around $376 a year, collision costs $688, and liability insurance costs around $372. Buying just liability costs as low as $438 a year, with insurance for high-risk drivers costing $3,448 or more. Teenage drivers pay the highest rates at $5,764 a year or more.

Average premium for full coverage: $1,594

Price estimates for individual coverage:

Includes $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and CX-90 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance rates.

The ranges above highlight why it is important to compare prices for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Mazda CX-90 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $904
• Using higher $1,000 deductibles will save about $1,352 every year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,594
• Using low $100 deductibles for physical damage coverage costs an additional $470 a year
• Drivers who are prone to accidents and violations could pay at least $3,448 or more
• The price with full coverage for a teen driver can be $5,764 or more

View Chart as Image

Insurance prices for a Mazda CX-90 are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,500 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $5,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,900 to $2,500 additional each year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $720 each year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Mazda CX-90 insurance rates. A driver around age 40 might see prices as low as $1,220 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,280 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out your exact price is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate prices, and prices may be quite different between companies.

How to Buy the Cheapest Mazda CX-90 Insurance

Getting lower rates on Mazda CX-90 insurance requires avoiding accidents and claims, having good credit, being claim-free, and taking advantage of discounts. Spend time shopping around once a year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The points below are a recap of the data that was touched on above.

• You may be able to save up to $200 per year simply by quoting early and online
• Drivers who may need increased liability limits will pay an extra $410 per year to increase from a low limit to higher 250/500 limits
• Drivers under the age of 20 are charged the highest prices, possibly costing $480 a month if they have full coverage
• High-risk drivers that have major violations or accidents may pay on average $1,850 more every year to insure a Mazda CX-90