Mazda CX-90 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a Mazda CX-90 are $1,594 a year including full coverage. Comprehensive costs on average $376, collision insurance costs $688, and liability coverage is $372. Liability-only insurance costs around $438 a year, and high-risk driver insurance costs around $3,448. Teenage drivers pay the most at up to $5,764 a year.

Average premium for full coverage: $1,594

Premium estimates by type of coverage:

Comprehensive $376
Collision $688
Liability $372

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all CX-90 models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Mazda CX-90 range from as low as $438 for just liability coverage to the much higher price of $3,448 for a high-risk driver policy.

Liability Only $438
Full Coverage $1,594
High Risk $3,448

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities. The example below illustrates how location helps determine car insurance rates.

Rural Areas $1,196
Small Cities $1,674
Large Cities $2,152

These rate differences highlight why everyone should compare rates quotes based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down average Mazda CX-90 insurance rates for different risk profiles and scenarios.

  • The best discount rate is $904
  • Raising to $1,000 deductibles will save around $242 every year
  • The average rate for a 40-year-old good driver with $500 deductibles is $1,594
  • Using pricier low deductibles will increase the cost to $2,064
  • Unlucky drivers who are prone to accidents and violations could pay upwards of $3,448
  • An auto insurance policy for full coverage for a teenage driver for full coverage may cost $5,764

View Chart as Image

Mazda CX-90 insurance cost comparison chart
Column chart showing Mazda CX-90 insurance rates range from $904 to $5,764 for full coverage

Insurance prices for a Mazda CX-90 also have a wide range based on your driving characteristics, the model of your CX-90, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,500 every 12 months on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay upwards of $5,700 a year. View Rates by Age

Where you choose to live also has a big influence on Mazda CX-90 insurance rates. A middle-age driver might find prices as low as $1,220 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,280 on average in Michigan, New York, and Louisiana.

Mazda CX-90 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,442 -$152 -9.5%
Alaska $1,224 -$370 -23.2%
Arizona $1,322 -$272 -17.1%
Arkansas $1,594 -$0 0.0%
California $1,818 $224 14.1%
Colorado $1,524 -$70 -4.4%
Connecticut $1,638 $44 2.8%
Delaware $1,806 $212 13.3%
Florida $1,996 $402 25.2%
Georgia $1,472 -$122 -7.7%
Hawaii $1,146 -$448 -28.1%
Idaho $1,078 -$516 -32.4%
Illinois $1,188 -$406 -25.5%
Indiana $1,200 -$394 -24.7%
Iowa $1,076 -$518 -32.5%
Kansas $1,516 -$78 -4.9%
Kentucky $2,176 $582 36.5%
Louisiana $2,362 $768 48.2%
Maine $984 -$610 -38.3%
Maryland $1,316 -$278 -17.4%
Massachusetts $1,276 -$318 -19.9%
Michigan $2,770 $1,176 73.8%
Minnesota $1,336 -$258 -16.2%
Mississippi $1,910 $316 19.8%
Missouri $1,414 -$180 -11.3%
Montana $1,712 $118 7.4%
Nebraska $1,258 -$336 -21.1%
Nevada $1,912 $318 19.9%
New Hampshire $1,150 -$444 -27.9%
New Jersey $1,782 $188 11.8%
New Mexico $1,412 -$182 -11.4%
New York $1,680 $86 5.4%
North Carolina $918 -$676 -42.4%
North Dakota $1,304 -$290 -18.2%
Ohio $1,100 -$494 -31.0%
Oklahoma $1,638 $44 2.8%
Oregon $1,460 -$134 -8.4%
Pennsylvania $1,522 -$72 -4.5%
Rhode Island $2,126 $532 33.4%
South Carolina $1,444 -$150 -9.4%
South Dakota $1,346 -$248 -15.6%
Tennessee $1,398 -$196 -12.3%
Texas $1,922 $328 20.6%
Utah $1,180 -$414 -26.0%
Vermont $1,092 -$502 -31.5%
Virginia $956 -$638 -40.0%
Washington $1,232 -$362 -22.7%
West Virginia $1,462 -$132 -8.3%
Wisconsin $1,104 -$490 -30.7%
Wyoming $1,422 -$172 -10.8%

View Chart as Image

Mazda CX-90 insurance rates by U.S. city

Using high physical damage deductibles can reduce prices by up to $720 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $335 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,900 to $2,500 additional annually, depending on your age. Mazda CX-90 insurance for high-risk drivers is expensive and can cost around 43% to 133% more than a normal policy. View High Risk Driver Rates

Mazda CX-90 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-90 $376 $688 $372 $1,594

Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Mazda CX-90 Insurance

Finding better rates on auto insurance consists of having a decent driving record, having a good credit history, refrain from filing small claims, and dropping full coverage on older vehicles. Invest time comparing rates every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a brief recap of the information covered in the charts and tables above.

  • You may be able to save as much as $200 per year just by quoting online well ahead of the renewal date
  • 16 to 18-year-old drivers pay higher prices, with the cost nearing $480 per month including comprehensive and collision insurance
  • Increasing policy deductibles can save around $700 each year
  • Drivers who tend to receive serious violations may pay on average $1,850 more each year than a driver with a clean driving record
  • Consumers who require additional liability coverage will pay an extra $410 per year to raise from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Mazda CX-90 Insurance Rates by Driver Age
Driver Age Premium
16 $5,764
20 $3,674
30 $1,678
40 $1,594
50 $1,454
60 $1,426

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-90 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,844
$500 $1,594
$1,000 $1,352

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-90 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,594
50/100 $1,668
100/300 $1,761
250/500 $2,003
100 CSL $1,706
300 CSL $1,910
500 CSL $2,059

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-90 Insurance Rates for High Risk Drivers
Age Premium
16 $8,258
20 $5,842
30 $3,536
40 $3,448
50 $3,286
60 $3,256

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $223

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $123
5-yr Claim Free $104
Paid in Full/EFT $77
Advance Quote $81
Online Quote $115
Total Discounts $690
Rate after discounts $904

Discounts are estimated and may not be available from every company or in every state.

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