Mazda CX-90 Insurance Rates

The average auto insurance rates for a Mazda CX-90 are $1,594 annually for full coverage insurance. Comprehensive insurance costs an estimated $376 each year, collision insurance costs $688, and liability insurance costs around $372. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs $3,448 or more. 16-year-old drivers cost the most to insure at up to $5,764 a year.

Average premium for full coverage: $1,594

Policy rates broken down by type of insurance:

Price estimates include $500 deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and CX-90 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. More rural locations are shown to have fewer physical damage claims than congested cities. The graphic below illustrates how your location can change insurance prices.

The examples above illustrate why all drivers should compare prices for a targeted area and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Mazda CX-90 insurance rates for other coverage scenarios.

• The best full coverage rate is $904
• Using higher $1,000 deductibles will save approximately $242 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,594
• Buying low deductibles for physical damage coverage costs an additional $470 a year
• Drivers with multiple tickets or accidents could pay up to $3,448
• Policy cost with full coverage for a teen driver can cost as much as $5,764 or more

View Chart as Image

Insurance rates for a Mazda CX-90 also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,500 a year, or $125 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay at least $5,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,900 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $720 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Mazda CX-90 insurance rates. A driver around age 40 might see rates as low as $1,040 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,150 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy Cheaper Mazda CX-90 Insurance

Finding cheaper rates on Mazda CX-90 insurance requires not taking risks behind the wheel, having a good credit history, being claim-free, and deciding if full coverage is necessary. Invest the time to shop around every year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a condensed summary of the coverage data illustrated above.

• It is possible to save approximately $200 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $700 each year
• Teens are charged the highest rates, possibly costing $480 each month including comprehensive and collision insurance
• High-risk drivers with multiple at-fault accidents may pay on average $1,850 more annually for CX-90 insurance