Mazda CX-90 Insurance Rates

The average insurance prices for a Mazda CX-90 are $1,594 every 12 months with full coverage. Comprehensive costs around $376 a year, collision costs $688, and liability coverage costs around $372. Buying just liability costs as low as $438 a year, with insurance for high-risk drivers costing around $3,448. Teens cost the most to insure at $5,764 a year or more.

Average premium for full coverage: $1,594

Policy rates for type of insurance:

These estimates include $500 deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and CX-90 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than cities with more traffic congestion.

The diagram below illustrates how location impacts auto insurance rates.

The examples above demonstrate why it is important to compare prices for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Mazda CX-90 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $904
• Using higher $1,000 deductibles will save about $1,352 annually
• The average price for a good driver age 40 using $500 deductibles is $1,594
• Selecting low $100 deductibles for physical damage coverage increases the price to $2,064
• Higher-risk drivers with serious driving violations could pay at least $3,448 or more
• Policy cost to insure a teenage driver can be $5,764 or more

View Chart as Image

Insurance rates for a Mazda CX-90 also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $720 a year, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,500 a year, or $125 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $5,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,900 to $2,500 extra every year, depending on your age. A high-risk auto insurance policy can be around 43% to 133% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Mazda CX-90 insurance rates. A driver around age 40 might see rates as low as $1,150 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,150 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out your exact price is to get quotes and see how they stack up. Each insurance company calculates rates differently, so the rates will be varied.

How to Shop for Cheap Mazda CX-90 Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having good credit, not filing small claims, and insuring your home and auto with the same company. Spend time shopping around every year by getting rate quotes from direct companies, and also from several local insurance agents.

The following is a brief summary of the coverage data touched on above.

• You may be able to save up to $200 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $700 each year
• Teens pay higher rates, as much as $480 each month if they have full coverage
• Drivers that tend to have accidents or serious violations pay on average $1,850 more every year for CX-90 insurance