Mazda CX-90 Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance prices for a Mazda CX-90 are $1,594 every 12 months for full coverage. Comprehensive insurance costs an estimated $376 a year, collision costs $688, and liability is estimated at $372. Buying just liability costs approximately $438 a year, with insurance for high-risk drivers costing $3,448 or more. 16-year-old drivers receive the highest rates at $5,764 a year or more.

Average premium for full coverage: $1,594

Rate estimates broken down by individual coverage type:

Comprehensive $376
Collision $688
Liability $372

Estimates include $500 deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and CX-90 trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from the cheapest price of $438 for liability-only coverage to a high of $3,448 for a high-risk driver policy.

Liability Only $438
Full Coverage $1,594
High Risk $3,448

Price Range by Location

Living in a larger city can make a big difference on insurance rates. More rural locations tend to have more infrequent accident claims than congested cities.

The diagram below illustrates how location helps determine insurance prices.

Rural Areas $1,196
Small Cities $1,674
Large Cities $2,152

These examples show why it is important to get quotes for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows estimated Mazda CX-90 insurance rates for other coverage scenarios.

  • The best full coverage rate is $904
  • Choosing higher $1,000 deductibles can save approximately $1,352 a year
  • The average price for a 40-year-old driver who has $500 deductibles is $1,594
  • Buying low $100 deductibles for comp and collision coverage costs an extra $470 annually
  • Higher-risk drivers with multiple tickets or accidents could pay up to $3,448 or more
  • The cost to insure a 16-year-old driver can cost as much as $5,764 each year

View Chart as Image

Mazda CX-90 insurance cost comparison chart
Column chart showing full coverage Mazda CX-90 insurance prices range from $904 to $5,764

Auto insurance rates for a Mazda CX-90 can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $720 annually, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $335 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,500 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay at least $5,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,900 to $2,500 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges from 43% to 133% more than the average rate. View High Risk Driver Rates

Where you live plays a big part in determining prices for Mazda CX-90 insurance prices. A good driver about age 40 could pay as low as $1,050 a year in states like Iowa, Maine, and Idaho, or at least $2,280 on average in New York, Louisiana, and Michigan.

Mazda CX-90 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,442 -$152 -9.5%
Alaska $1,224 -$370 -23.2%
Arizona $1,322 -$272 -17.1%
Arkansas $1,594 -$0 0.0%
California $1,818 $224 14.1%
Colorado $1,524 -$70 -4.4%
Connecticut $1,638 $44 2.8%
Delaware $1,806 $212 13.3%
Florida $1,996 $402 25.2%
Georgia $1,472 -$122 -7.7%
Hawaii $1,146 -$448 -28.1%
Idaho $1,078 -$516 -32.4%
Illinois $1,188 -$406 -25.5%
Indiana $1,200 -$394 -24.7%
Iowa $1,076 -$518 -32.5%
Kansas $1,516 -$78 -4.9%
Kentucky $2,176 $582 36.5%
Louisiana $2,362 $768 48.2%
Maine $984 -$610 -38.3%
Maryland $1,316 -$278 -17.4%
Massachusetts $1,276 -$318 -19.9%
Michigan $2,770 $1,176 73.8%
Minnesota $1,336 -$258 -16.2%
Mississippi $1,910 $316 19.8%
Missouri $1,414 -$180 -11.3%
Montana $1,712 $118 7.4%
Nebraska $1,258 -$336 -21.1%
Nevada $1,912 $318 19.9%
New Hampshire $1,150 -$444 -27.9%
New Jersey $1,782 $188 11.8%
New Mexico $1,412 -$182 -11.4%
New York $1,680 $86 5.4%
North Carolina $918 -$676 -42.4%
North Dakota $1,304 -$290 -18.2%
Ohio $1,100 -$494 -31.0%
Oklahoma $1,638 $44 2.8%
Oregon $1,460 -$134 -8.4%
Pennsylvania $1,522 -$72 -4.5%
Rhode Island $2,126 $532 33.4%
South Carolina $1,444 -$150 -9.4%
South Dakota $1,346 -$248 -15.6%
Tennessee $1,398 -$196 -12.3%
Texas $1,922 $328 20.6%
Utah $1,180 -$414 -26.0%
Vermont $1,092 -$502 -31.5%
Virginia $956 -$638 -40.0%
Washington $1,232 -$362 -22.7%
West Virginia $1,462 -$132 -8.3%
Wisconsin $1,104 -$490 -30.7%
Wyoming $1,422 -$172 -10.8%

View Chart as Image

Mazda CX-90 insurance rates by U.S. city

With so much variability in rates, the only way to know which company is cheapest is to get quotes from multiple companies. Each auto insurer utilizes a different rate formula, and quoted rates can be significantly different.

Mazda CX-90 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-90 $344 $656 $398 $1,556

Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Mazda CX-90 Insurance

Saving money on insurance for a Mazda CX-90 takes not taking risks behind the wheel, having a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Invest time comparing rates every time your policy renews by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a review of the information covered in the charts and tables above.

  • Drivers can save approximately $200 per year simply by quoting early and online
  • Teens are the costliest to insure, costing as high as $480 per month if comprehensive and collision insurance is included
  • Increasing deductibles could save as much as $700 each year
  • Drivers considered higher risk who have several accidents or serious violations pay on average $1,850 more annually for CX-90 insurance
  • Insureds who want higher liability limits will pay around $410 each year to raise limits from a minimum limit to a 250/500 level

Rates by Driver Age

Mazda CX-90 Insurance Rates by Driver Age
Driver Age Premium
16 $5,764
20 $3,674
30 $1,678
40 $1,594
50 $1,454
60 $1,426

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-90 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,844
$500 $1,594
$1,000 $1,352

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-90 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,594
50/100 $1,668
100/300 $1,761
250/500 $2,003
100 CSL $1,706
300 CSL $1,910
500 CSL $2,059

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-90 Insurance Rates for High Risk Drivers
Age Premium
16 $8,258
20 $5,842
30 $3,536
40 $3,448
50 $3,286
60 $3,256

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $223

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $123
5-yr Claim Free $104
Paid in Full/EFT $77
Advance Quote $81
Online Quote $115
Total Discounts $690
Rate after discounts $904

Discounts are estimated and may not be available from every company or in every state.

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