Mazda CX-90 Insurance Rates

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2024 Mazda CX-90 Car Insurance Rates – 6 Tricks for Best Quotes

Trying to come up with a payment for expensive insurance can dry up your family's budget and maybe even restrict other spending. Comparing price quotes can be a smart way to tighten up your finances. Because you have many insurance providers from which to choose, it can be hard to choose a lower cost insurer. It is always a good idea to do price comparisons as often as possible because prices go ...

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UPDATED: Mar 28, 2024

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U.S. average insurance prices for a Mazda CX-90 are $1,594 every 12 months for full coverage. Comprehensive insurance costs approximately $376, collision costs $688, and liability insurance is estimated at $372. Liability-only insurance costs approximately $438 a year, with high-risk driver insurance costing $3,448 or more. Teen drivers pay the highest rates at $5,764 a year or more.

Average premium for full coverage: $1,594

Price estimates by individual coverage:

Comprehensive $376
Collision $688
Liability $372

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for all CX-90 models.

Price Range from Low to High

For a driver in their 40's, Mazda CX-90 insurance prices go from the cheapest price of $438 for just liability coverage to the much higher price of $3,448 for high-risk insurance.

Liability Only $438
Full Coverage $1,594
High Risk $3,448

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations have more infrequent accident claims than larger metro areas.

The example below illustrates how location helps determine auto insurance prices.

Rural Areas $1,196
Small Cities $1,674
Large Cities $2,152

The ranges above show why everyone should get quotes using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows estimated Mazda CX-90 insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $904
  • Choosing higher $1,000 deductibles can save $242 a year
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,594
  • Choosing pricier low deductibles for comp and collision coverage costs an extra $470 a year
  • High-risk insureds with multiple violations and an at-fault accident could pay around $3,448 or more
  • The price to insure a teen driver for full coverage can cost $5,764 each year

View Chart as Image

Mazda CX-90 insurance cost comparison chart
Column chart showing full coverage Mazda CX-90 insurance prices range from $904 to $5,764

Car insurance prices for a Mazda CX-90 are also quite variable based on deductibles and policy limits, your driver profile, and the model of your CX-90.

Choosing high deductibles can save as much as $720 each year, whereas buying more liability protection will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $1,500 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged in the ballpark of $5,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,900 to $2,500 extra each year, depending on your age. Mazda CX-90 insurance for high-risk drivers ranges anywhere from 43% to 133% more than average. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Mazda CX-90 insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like Iowa, Maine, and Idaho, or as much as $2,280 on average in New York, Louisiana, and Michigan.

Mazda CX-90 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,442 -$152 -9.5%
Alaska $1,224 -$370 -23.2%
Arizona $1,322 -$272 -17.1%
Arkansas $1,594 -$0 0.0%
California $1,818 $224 14.1%
Colorado $1,524 -$70 -4.4%
Connecticut $1,638 $44 2.8%
Delaware $1,806 $212 13.3%
Florida $1,996 $402 25.2%
Georgia $1,472 -$122 -7.7%
Hawaii $1,146 -$448 -28.1%
Idaho $1,078 -$516 -32.4%
Illinois $1,188 -$406 -25.5%
Indiana $1,200 -$394 -24.7%
Iowa $1,076 -$518 -32.5%
Kansas $1,516 -$78 -4.9%
Kentucky $2,176 $582 36.5%
Louisiana $2,362 $768 48.2%
Maine $984 -$610 -38.3%
Maryland $1,316 -$278 -17.4%
Massachusetts $1,276 -$318 -19.9%
Michigan $2,770 $1,176 73.8%
Minnesota $1,336 -$258 -16.2%
Mississippi $1,910 $316 19.8%
Missouri $1,414 -$180 -11.3%
Montana $1,712 $118 7.4%
Nebraska $1,258 -$336 -21.1%
Nevada $1,912 $318 19.9%
New Hampshire $1,150 -$444 -27.9%
New Jersey $1,782 $188 11.8%
New Mexico $1,412 -$182 -11.4%
New York $1,680 $86 5.4%
North Carolina $918 -$676 -42.4%
North Dakota $1,304 -$290 -18.2%
Ohio $1,100 -$494 -31.0%
Oklahoma $1,638 $44 2.8%
Oregon $1,460 -$134 -8.4%
Pennsylvania $1,522 -$72 -4.5%
Rhode Island $2,126 $532 33.4%
South Carolina $1,444 -$150 -9.4%
South Dakota $1,346 -$248 -15.6%
Tennessee $1,398 -$196 -12.3%
Texas $1,922 $328 20.6%
Utah $1,180 -$414 -26.0%
Vermont $1,092 -$502 -31.5%
Virginia $956 -$638 -40.0%
Washington $1,232 -$362 -22.7%
West Virginia $1,462 -$132 -8.3%
Wisconsin $1,104 -$490 -30.7%
Wyoming $1,422 -$172 -10.8%

View Chart as Image

Mazda CX-90 insurance rates by U.S. city

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to regularly compare prices from as many companies as possible. Each auto insurer uses a different rate calculation, so rate quotes may be quite different.

Mazda CX-90 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-90 $358 $660 $390 $1,566

Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Mazda CX-90 Insurance

Getting lower rates on Mazda CX-90 insurance takes having a decent driving record, maintaining a good credit score, eliminating unnecessary coverage, and avoiding coverage lapses. Invest time comparing rates every couple of years by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a brief summary of the material that was covered in the charts and tables above.

  • Drivers who purchase additional liability coverage will pay about $410 each year to raise limits from a low limit to a 250/500 level
  • 16 to 18-year-old drivers pay the highest auto insurance prices, with premiums as much as $480 a month if the policy includes full coverage
  • High-risk drivers that tend to have accidents or serious violations may pay on average $1,850 more per year than a driver with a clean driving record
  • Increasing physical damage deductibles could save as much as $700 each year

Rates by Driver Age

Mazda CX-90 Insurance Rates by Driver Age
Driver Age Premium
16 $5,764
20 $3,674
30 $1,678
40 $1,594
50 $1,454
60 $1,426

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-90 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,844
$500 $1,594
$1,000 $1,352

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-90 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,594
50/100 $1,668
100/300 $1,761
250/500 $2,003
100 CSL $1,706
300 CSL $1,910
500 CSL $2,059

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-90 Insurance Rates for High Risk Drivers
Age Premium
16 $8,258
20 $5,842
30 $3,536
40 $3,448
50 $3,286
60 $3,256

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $223

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $123
5-yr Claim Free $104
Paid in Full/EFT $77
Advance Quote $81
Online Quote $115
Total Discounts $690
Rate after discounts $904

Discounts are estimated and may not be available from every company or in every state.

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