Mazda CX-90 Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Mazda CX-90 are $1,594 a year including full coverage. Comprehensive costs around $376, collision insurance costs $688, and liability is $372. Liability-only insurance costs around $438 a year, and high-risk driver insurance costs around $3,448. Teen drivers pay the highest rates at up to $5,764 a year.

Average premium for full coverage: $1,594

Price estimates for individual coverage:

Comprehensive $376
Collision $688
Liability $372

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for different CX-90 trim levels.

Price Range from Low to High

For a 40-year-old driver, Mazda CX-90 insurance prices range from as low as $438 for minimum levels of liability insurance to a much higher rate of $3,448 for a policy for a high-risk driver.

Liability Only $438
Full Coverage $1,594
High Risk $3,448

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates how your location can change auto insurance rates.

Rural Areas $1,196
Small Cities $1,674
Large Cities $2,152

The ranges above highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Mazda CX-90 insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $904
  • Raising to $1,000 deductibles will save about $242 every year
  • The average rate for the average middle-age driver using $500 deductibles is $1,594
  • Choosing more expensive low deductibles will increase the cost to $2,064
  • Drivers with multiple violations and an at-fault accident could pay at least $3,448
  • The price for full coverage for a 16-year-old driver with full coverage can be $5,764

View Chart as Image

Mazda CX-90 insurance cost comparison chart
Column chart showing Mazda CX-90 insurance rates range from $904 to $5,764 for full coverage

Car insurance prices for a Mazda CX-90 are also quite variable based on your driving record, the model of your CX-90, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may pay as low as $1,500 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged as much as $5,700 a year. View Rates by Age

The state you live in also has a big influence on Mazda CX-90 insurance prices. A middle-age driver might find prices as low as $1,220 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,280 on average in Michigan, New York, and Louisiana.

Mazda CX-90 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,442 -$152 -9.5%
Alaska $1,224 -$370 -23.2%
Arizona $1,322 -$272 -17.1%
Arkansas $1,594 -$0 0.0%
California $1,818 $224 14.1%
Colorado $1,524 -$70 -4.4%
Connecticut $1,638 $44 2.8%
Delaware $1,806 $212 13.3%
Florida $1,996 $402 25.2%
Georgia $1,472 -$122 -7.7%
Hawaii $1,146 -$448 -28.1%
Idaho $1,078 -$516 -32.4%
Illinois $1,188 -$406 -25.5%
Indiana $1,200 -$394 -24.7%
Iowa $1,076 -$518 -32.5%
Kansas $1,516 -$78 -4.9%
Kentucky $2,176 $582 36.5%
Louisiana $2,362 $768 48.2%
Maine $984 -$610 -38.3%
Maryland $1,316 -$278 -17.4%
Massachusetts $1,276 -$318 -19.9%
Michigan $2,770 $1,176 73.8%
Minnesota $1,336 -$258 -16.2%
Mississippi $1,910 $316 19.8%
Missouri $1,414 -$180 -11.3%
Montana $1,712 $118 7.4%
Nebraska $1,258 -$336 -21.1%
Nevada $1,912 $318 19.9%
New Hampshire $1,150 -$444 -27.9%
New Jersey $1,782 $188 11.8%
New Mexico $1,412 -$182 -11.4%
New York $1,680 $86 5.4%
North Carolina $918 -$676 -42.4%
North Dakota $1,304 -$290 -18.2%
Ohio $1,100 -$494 -31.0%
Oklahoma $1,638 $44 2.8%
Oregon $1,460 -$134 -8.4%
Pennsylvania $1,522 -$72 -4.5%
Rhode Island $2,126 $532 33.4%
South Carolina $1,444 -$150 -9.4%
South Dakota $1,346 -$248 -15.6%
Tennessee $1,398 -$196 -12.3%
Texas $1,922 $328 20.6%
Utah $1,180 -$414 -26.0%
Vermont $1,092 -$502 -31.5%
Virginia $956 -$638 -40.0%
Washington $1,232 -$362 -22.7%
West Virginia $1,462 -$132 -8.3%
Wisconsin $1,104 -$490 -30.7%
Wyoming $1,422 -$172 -10.8%

View Chart as Image

Mazda CX-90 insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $720 annually, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,900 to $2,500 extra each year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 133% more than average. View High Risk Driver Rates

Mazda CX-90 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-90 $344 $656 $398 $1,556

Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Mazda CX-90 Insurance

Getting lower rates on insurance for a Mazda CX-90 consists of being a good driver, having above-average credit, being claim-free, and consideration of higher deductibles. Invest the time to shop around every year by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following list is a summary of the coverage data illustrated above.

  • You may be able to save up to $200 per year just by shopping early and online
  • Increasing physical damage deductibles can save around $700 each year
  • Drivers age 16 to 20 are the costliest to insure, possibly costing $480 a month if full coverage is included
  • Drivers considered higher risk who have multiple accidents or major violations pay on average $1,850 more every year than a safer driver

Rates by Driver Age

Mazda CX-90 Insurance Rates by Driver Age
Driver Age Premium
16 $5,764
20 $3,674
30 $1,678
40 $1,594
50 $1,454
60 $1,426

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-90 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,844
$500 $1,594
$1,000 $1,352

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-90 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,594
50/100 $1,668
100/300 $1,761
250/500 $2,003
100 CSL $1,706
300 CSL $1,910
500 CSL $2,059

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-90 Insurance Rates for High Risk Drivers
Age Premium
16 $8,258
20 $5,842
30 $3,536
40 $3,448
50 $3,286
60 $3,256

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $223

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $123
5-yr Claim Free $104
Paid in Full/EFT $77
Advance Quote $81
Online Quote $115
Total Discounts $690
Rate after discounts $904

Discounts are estimated and may not be available from every company or in every state.

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