Mazda CX-90 Insurance Rates

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UPDATED: Mar 28, 2024

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Average auto insurance rates for a Mazda CX-90 are $1,594 annually for full coverage insurance. Comprehensive costs on average $376, collision insurance costs $688, and liability is $372. A policy with just liability insurance costs around $438 a year, and coverage for high-risk drivers costs around $3,448. Teens receive the highest rates at up to $5,764 a year.

Average premium for full coverage: $1,594

Rate estimates by individual coverage type:

Comprehensive $376
Collision $688
Liability $372

Full coverage includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for different CX-90 trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as cheap as $438 for your basic liability-only policy to a much higher rate of $3,448 for a driver who has had serious violations or accidents.

Liability Only $438
Full Coverage $1,594
High Risk $3,448

Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. Rural areas tend to have fewer physical damage claims than cities with more traffic congestion. The price range example below illustrates how where you live affects car insurance rates.

Rural Areas $1,196
Small Cities $1,674
Large Cities $2,152

These examples illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates average Mazda CX-90 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $904
  • Raising to $1,000 deductibles will save around $242 each year
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,594
  • Selecting more expensive low deductibles will cost $2,064
  • At-risk drivers with serious driving violations could pay upwards of $3,448
  • The cost with full coverage for a teen driver with full coverage may cost $5,764

View Chart as Image

Mazda CX-90 insurance cost comparison chart
Column chart showing Mazda CX-90 insurance rates range from $904 to $5,764 for full coverage

Insurance rates for a Mazda CX-90 can also vary considerably based on the trim level of your CX-90, your risk profile, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,500 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,900 to $2,500 additional per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $720 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Mazda CX-90 insurance prices. A middle-age driver might find rates as low as $1,040 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,150 on average in Michigan, New York, and Florida.

Mazda CX-90 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,442 -$152 -9.5%
Alaska $1,224 -$370 -23.2%
Arizona $1,322 -$272 -17.1%
Arkansas $1,594 -$0 0.0%
California $1,818 $224 14.1%
Colorado $1,524 -$70 -4.4%
Connecticut $1,638 $44 2.8%
Delaware $1,806 $212 13.3%
Florida $1,996 $402 25.2%
Georgia $1,472 -$122 -7.7%
Hawaii $1,146 -$448 -28.1%
Idaho $1,078 -$516 -32.4%
Illinois $1,188 -$406 -25.5%
Indiana $1,200 -$394 -24.7%
Iowa $1,076 -$518 -32.5%
Kansas $1,516 -$78 -4.9%
Kentucky $2,176 $582 36.5%
Louisiana $2,362 $768 48.2%
Maine $984 -$610 -38.3%
Maryland $1,316 -$278 -17.4%
Massachusetts $1,276 -$318 -19.9%
Michigan $2,770 $1,176 73.8%
Minnesota $1,336 -$258 -16.2%
Mississippi $1,910 $316 19.8%
Missouri $1,414 -$180 -11.3%
Montana $1,712 $118 7.4%
Nebraska $1,258 -$336 -21.1%
Nevada $1,912 $318 19.9%
New Hampshire $1,150 -$444 -27.9%
New Jersey $1,782 $188 11.8%
New Mexico $1,412 -$182 -11.4%
New York $1,680 $86 5.4%
North Carolina $918 -$676 -42.4%
North Dakota $1,304 -$290 -18.2%
Ohio $1,100 -$494 -31.0%
Oklahoma $1,638 $44 2.8%
Oregon $1,460 -$134 -8.4%
Pennsylvania $1,522 -$72 -4.5%
Rhode Island $2,126 $532 33.4%
South Carolina $1,444 -$150 -9.4%
South Dakota $1,346 -$248 -15.6%
Tennessee $1,398 -$196 -12.3%
Texas $1,922 $328 20.6%
Utah $1,180 -$414 -26.0%
Vermont $1,092 -$502 -31.5%
Virginia $956 -$638 -40.0%
Washington $1,232 -$362 -22.7%
West Virginia $1,462 -$132 -8.3%
Wisconsin $1,104 -$490 -30.7%
Wyoming $1,422 -$172 -10.8%

View Chart as Image

Mazda CX-90 insurance rates by U.S. city
Mazda CX-90 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-90 $344 $656 $398 $1,556

Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Mazda CX-90 Insurance

Saving money on car insurance consists of having a good driving record, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to comparison shop every other policy renewal by requesting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a summary of the ideas that were touched on in the above illustrations.

  • Drivers age 20 and younger pay higher rates, costing up to $480 per month if they have full coverage
  • Higher risk drivers who have multiple accidents or major violations may pay on average $1,850 more each year to buy Mazda CX-90 insurance
  • Increasing deductibles could save up to $700 each year
  • It is possible to save as much as $200 per year just by shopping early and online

Rates by Driver Age

Mazda CX-90 Insurance Rates by Driver Age
Driver Age Premium
16 $5,764
20 $3,674
30 $1,678
40 $1,594
50 $1,454
60 $1,426

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-90 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,844
$500 $1,594
$1,000 $1,352

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-90 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,594
50/100 $1,668
100/300 $1,761
250/500 $2,003
100 CSL $1,706
300 CSL $1,910
500 CSL $2,059

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-90 Insurance Rates for High Risk Drivers
Age Premium
16 $8,258
20 $5,842
30 $3,536
40 $3,448
50 $3,286
60 $3,256

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $223

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $123
5-yr Claim Free $104
Paid in Full/EFT $77
Advance Quote $81
Online Quote $115
Total Discounts $690
Rate after discounts $904

Discounts are estimated and may not be available from every company or in every state.

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