Mazda CX-90 Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Mazda CX-90 are $1,594 a year with full coverage. Comprehensive costs on average $376 a year, collision insurance costs $688, and liability is $372. Liability-only coverage costs around $438 a year, and high-risk coverage costs around $3,448. Teenage drivers pay the highest rates at up to $5,764 a year.

Average premium for full coverage: $1,594

Price estimates by individual coverage:

Comprehensive $376
Collision $688
Liability $372

Rates are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and CX-90 trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Mazda CX-90 insurance prices range from the low end price of $438 for just liability coverage to a high of $3,448 for a high-risk driver policy.

Liability Only $438
Full Coverage $1,594
High Risk $3,448

Geographic Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities. The diagram below illustrates how where you live affects car insurance rates.

Rural Areas $1,196
Small Cities $1,674
Large Cities $2,152

The ranges above demonstrate why it is important to compare rates quotes based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Mazda CX-90 insurance rates for different risk profiles and scenarios.

  • The best discount rate is $904
  • Raising to $1,000 deductibles will save around $1,352 annually
  • The estimated price for the average middle-age driver with $500 deductibles is $1,594
  • Using low $100 deductibles bumps up the cost to $2,064
  • At-risk drivers who are prone to accidents and violations could pay upwards of $3,448
  • The price that insures a teen driver may cost $5,764

View Chart as Image

Mazda CX-90 insurance cost comparison chart
Column chart showing Mazda CX-90 insurance rates range from $904 to $5,764 for full coverage

Auto insurance prices for a Mazda CX-90 are also quite variable based on the trim level of your CX-90, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,900 to $2,500 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,500 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $5,700 a year. View Rates by Age

The state you live in also has a big influence on Mazda CX-90 insurance prices. A middle-age driver might find prices as low as $1,150 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,150 on average in Florida, Michigan, and New York.

Mazda CX-90 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,442 -$152 -9.5%
Alaska $1,224 -$370 -23.2%
Arizona $1,322 -$272 -17.1%
Arkansas $1,594 -$0 0.0%
California $1,818 $224 14.1%
Colorado $1,524 -$70 -4.4%
Connecticut $1,638 $44 2.8%
Delaware $1,806 $212 13.3%
Florida $1,996 $402 25.2%
Georgia $1,472 -$122 -7.7%
Hawaii $1,146 -$448 -28.1%
Idaho $1,078 -$516 -32.4%
Illinois $1,188 -$406 -25.5%
Indiana $1,200 -$394 -24.7%
Iowa $1,076 -$518 -32.5%
Kansas $1,516 -$78 -4.9%
Kentucky $2,176 $582 36.5%
Louisiana $2,362 $768 48.2%
Maine $984 -$610 -38.3%
Maryland $1,316 -$278 -17.4%
Massachusetts $1,276 -$318 -19.9%
Michigan $2,770 $1,176 73.8%
Minnesota $1,336 -$258 -16.2%
Mississippi $1,910 $316 19.8%
Missouri $1,414 -$180 -11.3%
Montana $1,712 $118 7.4%
Nebraska $1,258 -$336 -21.1%
Nevada $1,912 $318 19.9%
New Hampshire $1,150 -$444 -27.9%
New Jersey $1,782 $188 11.8%
New Mexico $1,412 -$182 -11.4%
New York $1,680 $86 5.4%
North Carolina $918 -$676 -42.4%
North Dakota $1,304 -$290 -18.2%
Ohio $1,100 -$494 -31.0%
Oklahoma $1,638 $44 2.8%
Oregon $1,460 -$134 -8.4%
Pennsylvania $1,522 -$72 -4.5%
Rhode Island $2,126 $532 33.4%
South Carolina $1,444 -$150 -9.4%
South Dakota $1,346 -$248 -15.6%
Tennessee $1,398 -$196 -12.3%
Texas $1,922 $328 20.6%
Utah $1,180 -$414 -26.0%
Vermont $1,092 -$502 -31.5%
Virginia $956 -$638 -40.0%
Washington $1,232 -$362 -22.7%
West Virginia $1,462 -$132 -8.3%
Wisconsin $1,104 -$490 -30.7%
Wyoming $1,422 -$172 -10.8%

View Chart as Image

Mazda CX-90 insurance rates by U.S. city

Using high physical damage deductibles can reduce prices by up to $720 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $335 extra every year. View Rates by Deductible or Liability Limit

Mazda CX-90 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-90 $344 $656 $398 $1,556

Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Mazda CX-90 Insurance

Getting lower rates on car insurance consists of being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare prices every time your policy renews by quoting rates from direct companies, and also from several local insurance agents.

Below is a quick review of the information touched on in the above illustrations.

  • You may be able to save as much as $200 per year just by quoting early and online
  • Teenage drivers are charged the highest prices, costing up to $480 a month if the policy includes full coverage
  • Increasing physical damage deductibles can save approximately $700 each year
  • Higher risk drivers with a DUI or reckless driving violation pay on average $1,850 more each year for auto insurance
  • Policyholders who require higher levels of liability will pay an extra $410 every year to raise from a low limit to the 250/500 level

Rates by Driver Age

Mazda CX-90 Insurance Rates by Driver Age
Driver Age Premium
16 $5,764
20 $3,674
30 $1,678
40 $1,594
50 $1,454
60 $1,426

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-90 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,844
$500 $1,594
$1,000 $1,352

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-90 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,594
50/100 $1,668
100/300 $1,761
250/500 $2,003
100 CSL $1,706
300 CSL $1,910
500 CSL $2,059

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-90 Insurance Rates for High Risk Drivers
Age Premium
16 $8,258
20 $5,842
30 $3,536
40 $3,448
50 $3,286
60 $3,256

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $223

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $123
5-yr Claim Free $104
Paid in Full/EFT $77
Advance Quote $81
Online Quote $115
Total Discounts $690
Rate after discounts $904

Discounts are estimated and may not be available from every company or in every state.

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