Mazda CX-90 Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a Mazda CX-90 are $1,594 annually for full coverage insurance. Comprehensive insurance costs on average $376 a year, collision insurance costs $688, and liability coverage is $372. Liability-only coverage costs around $438 a year, and high-risk coverage costs $3,448 or more. 16-year-old drivers pay the most at up to $5,764 a year.

Average premium for full coverage: $1,594

Premium estimates by type of coverage:

Comprehensive $376
Collision $688
Liability $372

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and CX-90 trim levels.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Mazda CX-90 range from as cheap as $438 for liability-only coverage to a high of $3,448 for a driver that may need high-risk insurance.

Liability Only $438
Full Coverage $1,594
High Risk $3,448

Insurance Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than congested cities. The diagram below illustrates the difference location can make on car insurance rates.

Rural Areas $1,196
Small Cities $1,674
Large Cities $2,152

These rate differences illustrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Mazda CX-90 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $904
  • Raising to $1,000 deductibles will save around $1,352 each year
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $1,594
  • Buying low $100 deductibles costs an additional $470 each year
  • Unlucky drivers with multiple tickets or accidents could pay upwards of $3,448
  • An auto insurance policy with full coverage for a teenage driver may cost $5,764

View Chart as Image

Mazda CX-90 insurance cost comparison chart
Column chart showing Mazda CX-90 insurance prices range from $904 to $5,764 for full coverage

Insurance prices for a Mazda CX-90 also have a wide range based on the model of your CX-90, your risk profile, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,500 every 12 months on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $5,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,900 to $2,500 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $720 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $335 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Mazda CX-90 insurance rates. A middle-age driver might find prices as low as $1,040 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,150 on average in Michigan, New York, and Florida.

Mazda CX-90 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,442 -$152 -9.5%
Alaska $1,224 -$370 -23.2%
Arizona $1,322 -$272 -17.1%
Arkansas $1,594 -$0 0.0%
California $1,818 $224 14.1%
Colorado $1,524 -$70 -4.4%
Connecticut $1,638 $44 2.8%
Delaware $1,806 $212 13.3%
Florida $1,996 $402 25.2%
Georgia $1,472 -$122 -7.7%
Hawaii $1,146 -$448 -28.1%
Idaho $1,078 -$516 -32.4%
Illinois $1,188 -$406 -25.5%
Indiana $1,200 -$394 -24.7%
Iowa $1,076 -$518 -32.5%
Kansas $1,516 -$78 -4.9%
Kentucky $2,176 $582 36.5%
Louisiana $2,362 $768 48.2%
Maine $984 -$610 -38.3%
Maryland $1,316 -$278 -17.4%
Massachusetts $1,276 -$318 -19.9%
Michigan $2,770 $1,176 73.8%
Minnesota $1,336 -$258 -16.2%
Mississippi $1,910 $316 19.8%
Missouri $1,414 -$180 -11.3%
Montana $1,712 $118 7.4%
Nebraska $1,258 -$336 -21.1%
Nevada $1,912 $318 19.9%
New Hampshire $1,150 -$444 -27.9%
New Jersey $1,782 $188 11.8%
New Mexico $1,412 -$182 -11.4%
New York $1,680 $86 5.4%
North Carolina $918 -$676 -42.4%
North Dakota $1,304 -$290 -18.2%
Ohio $1,100 -$494 -31.0%
Oklahoma $1,638 $44 2.8%
Oregon $1,460 -$134 -8.4%
Pennsylvania $1,522 -$72 -4.5%
Rhode Island $2,126 $532 33.4%
South Carolina $1,444 -$150 -9.4%
South Dakota $1,346 -$248 -15.6%
Tennessee $1,398 -$196 -12.3%
Texas $1,922 $328 20.6%
Utah $1,180 -$414 -26.0%
Vermont $1,092 -$502 -31.5%
Virginia $956 -$638 -40.0%
Washington $1,232 -$362 -22.7%
West Virginia $1,462 -$132 -8.3%
Wisconsin $1,104 -$490 -30.7%
Wyoming $1,422 -$172 -10.8%

View Chart as Image

Mazda CX-90 insurance rates by U.S. city
Mazda CX-90 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-90 $344 $656 $398 $1,556

Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Mazda CX-90 Insurance

Finding better rates on auto insurance consists of avoiding accidents and claims, having a good credit history, paying for small claims out-of-pocket, and determing if full coverage is necessary. Make time to compare rates once a year by getting price quotes from direct insurance companies, and also from local exclusive and independent agents.

The points below are a brief summary of the data that was touched on in this article.

  • It is possible to save as much as $200 per year just by quoting early and online
  • Consumers who require increased liability limits will pay around $410 annually to raise from 30/60 bodily injury limits to higher 250/500 limits
  • Drivers under the age of 20 pay the highest prices, with premiums being up to $480 per month including comprehensive and collision insurance
  • Drivers that tend to have accidents or serious violations may pay on average $1,850 more each year to insure a Mazda CX-90

Rates by Driver Age

Mazda CX-90 Insurance Rates by Driver Age
Driver Age Premium
16 $5,764
20 $3,674
30 $1,678
40 $1,594
50 $1,454
60 $1,426

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-90 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,844
$500 $1,594
$1,000 $1,352

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-90 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,594
50/100 $1,668
100/300 $1,761
250/500 $2,003
100 CSL $1,706
300 CSL $1,910
500 CSL $2,059

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-90 Insurance Rates for High Risk Drivers
Age Premium
16 $8,258
20 $5,842
30 $3,536
40 $3,448
50 $3,286
60 $3,256

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $223

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $123
5-yr Claim Free $104
Paid in Full/EFT $77
Advance Quote $81
Online Quote $115
Total Discounts $690
Rate after discounts $904

Discounts are estimated and may not be available from every company or in every state.

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