Mazda CX-90 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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The average insurance prices for a Mazda CX-90 are $1,594 every 12 months including full coverage. Comprehensive insurance costs on average $376, collision costs $688, and liability is estimated at $372. Buying just liability costs approximately $438 a year, with insurance for high-risk drivers costing $3,448 or more. Teenage drivers cost the most to insure at $5,764 a year or more.
Average premium for full coverage: $1,594
Policy rates by type of insurance:
Estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all CX-90 models.
Price Range Variability
For the normal driver, Mazda CX-90 insurance rates go from the cheapest price of $438 for basic liability insurance to the much higher price of $3,448 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can have significant affects on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than densely populated cities.
The example below illustrates how geographic area affects car insurance rates.
The examples above highlight why everyone should get quotes based on a specific location and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down estimated Mazda CX-90 insurance rates for different risk profiles and scenarios.
- The best discount rate is $904
- Choosing higher $1,000 deductibles can save around $242 every year
- The average price for a good driver age 40 with $500 deductibles is $1,594
- Using pricier low deductibles for comp and collision coverage costs an extra $470 every year
- Unlucky drivers who are prone to accidents and violations could pay upwards of $3,448 or more
- Policy cost to insure a teen driver for full coverage may cost $5,764 each year
Insurance rates for a Mazda CX-90 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your CX-90.
Using high physical damage deductibles can save as much as $720 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles may pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $5,700 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,900 to $2,500 extra every year, depending on your age. Mazda CX-90 insurance for high-risk drivers ranges as much as 43% to 133% more than a normal policy. View High Risk Driver Rates
Your home state plays a big part in determining prices for Mazda CX-90 insurance prices. A good driver about age 40 could pay as low as $1,220 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,280 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,442 | -$152 | -9.5% |
| Alaska | $1,224 | -$370 | -23.2% |
| Arizona | $1,322 | -$272 | -17.1% |
| Arkansas | $1,594 | -$0 | 0.0% |
| California | $1,818 | $224 | 14.1% |
| Colorado | $1,524 | -$70 | -4.4% |
| Connecticut | $1,638 | $44 | 2.8% |
| Delaware | $1,806 | $212 | 13.3% |
| Florida | $1,996 | $402 | 25.2% |
| Georgia | $1,472 | -$122 | -7.7% |
| Hawaii | $1,146 | -$448 | -28.1% |
| Idaho | $1,078 | -$516 | -32.4% |
| Illinois | $1,188 | -$406 | -25.5% |
| Indiana | $1,200 | -$394 | -24.7% |
| Iowa | $1,076 | -$518 | -32.5% |
| Kansas | $1,516 | -$78 | -4.9% |
| Kentucky | $2,176 | $582 | 36.5% |
| Louisiana | $2,362 | $768 | 48.2% |
| Maine | $984 | -$610 | -38.3% |
| Maryland | $1,316 | -$278 | -17.4% |
| Massachusetts | $1,276 | -$318 | -19.9% |
| Michigan | $2,770 | $1,176 | 73.8% |
| Minnesota | $1,336 | -$258 | -16.2% |
| Mississippi | $1,910 | $316 | 19.8% |
| Missouri | $1,414 | -$180 | -11.3% |
| Montana | $1,712 | $118 | 7.4% |
| Nebraska | $1,258 | -$336 | -21.1% |
| Nevada | $1,912 | $318 | 19.9% |
| New Hampshire | $1,150 | -$444 | -27.9% |
| New Jersey | $1,782 | $188 | 11.8% |
| New Mexico | $1,412 | -$182 | -11.4% |
| New York | $1,680 | $86 | 5.4% |
| North Carolina | $918 | -$676 | -42.4% |
| North Dakota | $1,304 | -$290 | -18.2% |
| Ohio | $1,100 | -$494 | -31.0% |
| Oklahoma | $1,638 | $44 | 2.8% |
| Oregon | $1,460 | -$134 | -8.4% |
| Pennsylvania | $1,522 | -$72 | -4.5% |
| Rhode Island | $2,126 | $532 | 33.4% |
| South Carolina | $1,444 | -$150 | -9.4% |
| South Dakota | $1,346 | -$248 | -15.6% |
| Tennessee | $1,398 | -$196 | -12.3% |
| Texas | $1,922 | $328 | 20.6% |
| Utah | $1,180 | -$414 | -26.0% |
| Vermont | $1,092 | -$502 | -31.5% |
| Virginia | $956 | -$638 | -40.0% |
| Washington | $1,232 | -$362 | -22.7% |
| West Virginia | $1,462 | -$132 | -8.3% |
| Wisconsin | $1,104 | -$490 | -30.7% |
| Wyoming | $1,422 | -$172 | -10.8% |
Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see which company has the best rate. Each auto insurer uses a different method to calculate rates, so the rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mazda CX-90 | $344 | $656 | $398 | $1,556 |
Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Mazda CX-90 Insurance
Finding cheaper rates on car insurance takes being safe and accident-free, having good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Invest the time to compare rates once a year by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.
Below you'll find a review of the data that was presented in the illustrations above.
- You may be able to save as much as $200 per year simply by quoting online well ahead of the renewal date
- Policyholders who require more liability protection will pay an extra $410 per year to raise limits from a 30/60 limit to a 250/500 level
- Youthful drivers pay the highest rates, with premiums being up to $480 each month if they have full coverage
- Higher risk drivers who have several accidents or serious violations may pay on average $1,850 more each year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,764 |
| 20 | $3,674 |
| 30 | $1,678 |
| 40 | $1,594 |
| 50 | $1,454 |
| 60 | $1,426 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,064 |
| $250 | $1,844 |
| $500 | $1,594 |
| $1,000 | $1,352 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,594 |
| 50/100 | $1,668 |
| 100/300 | $1,761 |
| 250/500 | $2,003 |
| 100 CSL | $1,706 |
| 300 CSL | $1,910 |
| 500 CSL | $2,059 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,258 |
| 20 | $5,842 |
| 30 | $3,536 |
| 40 | $3,448 |
| 50 | $3,286 |
| 60 | $3,256 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $86 |
| Multi-vehicle | $82 |
| Homeowner | $22 |
| 5-yr Accident Free | $123 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $77 |
| Advance Quote | $81 |
| Online Quote | $115 |
| Total Discounts | $690 |
Discounts are estimated and may not be available from every company or in every state.
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