Mazda CX-50 Insurance Rates
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UPDATED: Mar 28, 2024
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Estimated insurance rates for a Mazda CX-50 are $1,492 a year including full coverage. Comprehensive costs around $336 a year, collision costs $626, and liability is $372. Liability-only coverage costs around $438 a year, with high-risk coverage costing around $3,228. Teen drivers pay the most at $5,458 a year or more.
Average premium for full coverage: $1,492
Premium estimates for type of coverage:
Full coverage includes $500 deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and CX-50 trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Mazda CX-50 go from the low end price of $438 for just the minimum liability insurance to a high of $3,228 for high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.
The diagram below illustrates how rural and urban location affects auto insurance rates.
These rate differences highlight why it is important to compare rates quotes for a specific zip code, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Mazda CX-50 insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $850
- Raising to $1,000 deductibles will save about $1,272 every year
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,492
- Choosing low $100 deductibles bumps up the cost to $1,916
- At-risk drivers with multiple violations and an at-fault accident could pay at least $3,228 or more
- An auto insurance policy that insures a teen driver can be $5,458
Insurance prices for a Mazda CX-50 also have a wide range based on the trim level of your CX-50, your driving record and age, and deductibles and policy limits.
If you have a few violations or you caused an accident, you are likely paying at least $1,800 to $2,400 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 135% more than average. View High Risk Driver Rates
Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $5,400 a year. View Rates by Age
Where you choose to live also has a big influence on Mazda CX-50 insurance prices. A middle-age driver might find prices as low as $1,140 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,130 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,346 | -$146 | -9.8% |
Alaska | $1,146 | -$346 | -23.2% |
Arizona | $1,236 | -$256 | -17.2% |
Arkansas | $1,492 | -$0 | 0.0% |
California | $1,698 | $206 | 13.8% |
Colorado | $1,424 | -$68 | -4.6% |
Connecticut | $1,532 | $40 | 2.7% |
Delaware | $1,690 | $198 | 13.3% |
Florida | $1,866 | $374 | 25.1% |
Georgia | $1,378 | -$114 | -7.6% |
Hawaii | $1,070 | -$422 | -28.3% |
Idaho | $1,010 | -$482 | -32.3% |
Illinois | $1,112 | -$380 | -25.5% |
Indiana | $1,122 | -$370 | -24.8% |
Iowa | $1,006 | -$486 | -32.6% |
Kansas | $1,418 | -$74 | -5.0% |
Kentucky | $2,034 | $542 | 36.3% |
Louisiana | $2,208 | $716 | 48.0% |
Maine | $920 | -$572 | -38.3% |
Maryland | $1,230 | -$262 | -17.6% |
Massachusetts | $1,194 | -$298 | -20.0% |
Michigan | $2,590 | $1,098 | 73.6% |
Minnesota | $1,248 | -$244 | -16.4% |
Mississippi | $1,786 | $294 | 19.7% |
Missouri | $1,322 | -$170 | -11.4% |
Montana | $1,602 | $110 | 7.4% |
Nebraska | $1,176 | -$316 | -21.2% |
Nevada | $1,788 | $296 | 19.8% |
New Hampshire | $1,074 | -$418 | -28.0% |
New Jersey | $1,666 | $174 | 11.7% |
New Mexico | $1,320 | -$172 | -11.5% |
New York | $1,570 | $78 | 5.2% |
North Carolina | $858 | -$634 | -42.5% |
North Dakota | $1,220 | -$272 | -18.2% |
Ohio | $1,030 | -$462 | -31.0% |
Oklahoma | $1,532 | $40 | 2.7% |
Oregon | $1,366 | -$126 | -8.4% |
Pennsylvania | $1,424 | -$68 | -4.6% |
Rhode Island | $1,990 | $498 | 33.4% |
South Carolina | $1,352 | -$140 | -9.4% |
South Dakota | $1,258 | -$234 | -15.7% |
Tennessee | $1,308 | -$184 | -12.3% |
Texas | $1,796 | $304 | 20.4% |
Utah | $1,104 | -$388 | -26.0% |
Vermont | $1,022 | -$470 | -31.5% |
Virginia | $894 | -$598 | -40.1% |
Washington | $1,152 | -$340 | -22.8% |
West Virginia | $1,368 | -$124 | -8.3% |
Wisconsin | $1,032 | -$460 | -30.8% |
Wyoming | $1,328 | -$164 | -11.0% |
Choosing high deductibles can reduce prices by up to $650 every year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $335 more per year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to figure out your exact price is to get quotes and see which company has the best price. Every auto insurance company uses a different rate calculation, so the prices will be substantially different.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Mazda CX-50 | $320 | $600 | $390 | $1,468 |
Rates are averaged for all Mazda CX-50 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Mazda CX-50 Insurance
Finding better rates on car insurance consists of not taking risks behind the wheel, having above-average credit, refrain from filing small claims, and insuring your home and auto with the same company. Shop around every couple of years by getting rate quotes from direct car insurance companies, and also from local insurance agencies.
The following is a summary of the material that was raised in the charts and tables above.
- Policyholders who may need higher liability limits will pay about $410 per year to raise from 30/60 bodily injury limits to the 250/500 level
- Teens pay higher prices, with the cost nearing $455 per month if full coverage is included
- Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,740 more every year for CX-50 insurance
- Increasing policy deductibles can save approximately $650 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,458 |
20 | $3,446 |
30 | $1,564 |
40 | $1,492 |
50 | $1,362 |
60 | $1,334 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,916 |
$250 | $1,718 |
$500 | $1,492 |
$1,000 | $1,272 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,492 |
50/100 | $1,566 |
100/300 | $1,659 |
250/500 | $1,901 |
100 CSL | $1,604 |
300 CSL | $1,808 |
500 CSL | $1,957 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,808 |
20 | $5,478 |
30 | $3,306 |
40 | $3,228 |
50 | $3,078 |
60 | $3,050 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $80 |
Multi-vehicle | $77 |
Homeowner | $21 |
5-yr Accident Free | $114 |
5-yr Claim Free | $97 |
Paid in Full/EFT | $71 |
Advance Quote | $75 |
Online Quote | $107 |
Total Discounts | $642 |
Discounts are estimated and may not be available from every company or in every state.
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