Mazda CX-50 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance rates for a Mazda CX-50 are $1,492 a year for full coverage. Comprehensive costs on average $336 each year, collision costs $626, and liability is estimated at $372. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing around $3,228. Teens pay the highest rates at $5,458 a year or more.

Average premium for full coverage: $1,492

Price estimates by individual coverage:

Comprehensive $336
Collision $626
Liability $372

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and CX-50 models.

Price Range from Low to High

For an average driver, Mazda CX-50 insurance prices go from as low as $438 for a discount liability-only rate to a high rate of $3,228 for a driver who has had serious violations or accidents.

Liability Only $438
Full Coverage $1,492
High Risk $3,228

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas have a lower frequency of accident claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,119
Small Cities $1,567
Large Cities $2,014

The ranges above show why all drivers should get quotes based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows estimated Mazda CX-50 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $850
  • Choosing higher $1,000 deductibles can save around $220 a year
  • The average rate for the average middle-age driver with $500 deductibles is $1,492
  • Selecting low deductibles for comp and collision coverage will increase the cost to $1,916
  • Higher-risk drivers with serious driving violations could pay upwards of $3,228 or more
  • The price for full coverage for a 16-year-old driver may cost $5,458 each year

View Chart as Image

Mazda CX-50 insurance cost comparison chart
Column chart showing full coverage Mazda CX-50 insurance rates range from $850 to $5,458

Auto insurance prices for a Mazda CX-50 are also quite variable based on your driving record, the trim level of your CX-50, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles may pay as low as $1,400 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $5,400 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda CX-50 insurance prices. A good driver about age 40 could pay as low as $980 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,130 on average in Michigan, Louisiana, and New York.

Mazda CX-50 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,346 -$146 -9.8%
Alaska $1,146 -$346 -23.2%
Arizona $1,236 -$256 -17.2%
Arkansas $1,492 -$0 0.0%
California $1,698 $206 13.8%
Colorado $1,424 -$68 -4.6%
Connecticut $1,532 $40 2.7%
Delaware $1,690 $198 13.3%
Florida $1,866 $374 25.1%
Georgia $1,378 -$114 -7.6%
Hawaii $1,070 -$422 -28.3%
Idaho $1,010 -$482 -32.3%
Illinois $1,112 -$380 -25.5%
Indiana $1,122 -$370 -24.8%
Iowa $1,006 -$486 -32.6%
Kansas $1,418 -$74 -5.0%
Kentucky $2,034 $542 36.3%
Louisiana $2,208 $716 48.0%
Maine $920 -$572 -38.3%
Maryland $1,230 -$262 -17.6%
Massachusetts $1,194 -$298 -20.0%
Michigan $2,590 $1,098 73.6%
Minnesota $1,248 -$244 -16.4%
Mississippi $1,786 $294 19.7%
Missouri $1,322 -$170 -11.4%
Montana $1,602 $110 7.4%
Nebraska $1,176 -$316 -21.2%
Nevada $1,788 $296 19.8%
New Hampshire $1,074 -$418 -28.0%
New Jersey $1,666 $174 11.7%
New Mexico $1,320 -$172 -11.5%
New York $1,570 $78 5.2%
North Carolina $858 -$634 -42.5%
North Dakota $1,220 -$272 -18.2%
Ohio $1,030 -$462 -31.0%
Oklahoma $1,532 $40 2.7%
Oregon $1,366 -$126 -8.4%
Pennsylvania $1,424 -$68 -4.6%
Rhode Island $1,990 $498 33.4%
South Carolina $1,352 -$140 -9.4%
South Dakota $1,258 -$234 -15.7%
Tennessee $1,308 -$184 -12.3%
Texas $1,796 $304 20.4%
Utah $1,104 -$388 -26.0%
Vermont $1,022 -$470 -31.5%
Virginia $894 -$598 -40.1%
Washington $1,152 -$340 -22.8%
West Virginia $1,368 -$124 -8.3%
Wisconsin $1,032 -$460 -30.8%
Wyoming $1,328 -$164 -11.0%

View Chart as Image

Mazda CX-50 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $650 annually, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,800 to $2,400 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges from 44% to 135% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to know exactly what you will pay is to do a rate comparison from multiple companies. Each auto insurer calculates prices differently, and quoted prices may be quite different from one company to the next.

Mazda CX-50 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-50 $320 $600 $390 $1,468

Rates are averaged for all Mazda CX-50 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Mazda CX-50 Insurance

Getting lower rates on insurance for a Mazda CX-50 takes being safe and accident-free, having good credit, eliminating unnecessary coverage, and taking advantage of discounts. Take the time to compare rates every other policy renewal by requesting rates from direct carriers like Progressive and GEICO, and also from your local insurance agents.

Below you'll find a brief summary of the ideas that were covered in the above illustrations.

  • Youthful drivers are charged the highest prices, with premiums as much as $455 a month if they have full coverage
  • Drivers considered higher risk that tend to have accidents or serious violations will pay on average $1,740 more each year than a low-risk driver
  • Increasing physical damage deductibles can save around $650 each year
  • Drivers can save as much as $180 per year simply by quoting online in advance

Rates by Driver Age

Mazda CX-50 Insurance Rates by Driver Age
Driver Age Premium
16 $5,458
20 $3,446
30 $1,564
40 $1,492
50 $1,362
60 $1,334

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-50 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,916
$250 $1,718
$500 $1,492
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-50 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,492
50/100 $1,566
100/300 $1,659
250/500 $1,901
100 CSL $1,604
300 CSL $1,808
500 CSL $1,957

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-50 Insurance Rates for High Risk Drivers
Age Premium
16 $7,808
20 $5,478
30 $3,306
40 $3,228
50 $3,078
60 $3,050

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $209

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $114
5-yr Claim Free $97
Paid in Full/EFT $71
Advance Quote $75
Online Quote $107
Total Discounts $642
Rate after discounts $850

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles