Mazda CX-50 Insurance Rates

The average auto insurance rates for a Mazda CX-50 are $1,492 annually including full coverage. Comprehensive costs on average $336, collision insurance costs $626, and liability is estimated at $372. Liability-only coverage costs approximately $438 a year, and high-risk coverage costs around $3,228. Teenage drivers cost the most to insure at up to $5,458 a year.

Average premium for full coverage: $1,492

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all CX-50 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how your location can change car insurance rates.

The examples above highlight why everyone should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Mazda CX-50 insurance rates for different risk profiles and scenarios.

• The best discount rate is $850
• Choosing higher $1,000 deductibles can save around $220 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,492
• Using pricier low deductibles for comp and collision coverage will cost $1,916
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,228
• Policy cost with full coverage for a 16-year-old driver for full coverage may cost $5,458 each year

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Insurance rates for a Mazda CX-50 also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,400 annually on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $5,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,800 to $2,400 additional every year, depending on your age. Mazda CX-50 insurance for high-risk drivers ranges from 44% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $650 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Mazda CX-50 insurance prices. A good driver about age 40 could pay as low as $1,140 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,130 on average in Michigan, New York, and Louisiana.

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How to Buy Cheap Mazda CX-50 Insurance

Finding cheaper rates on insurance for a Mazda CX-50 takes having a decent driving record, having good credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Invest the time to shop around at least once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a brief summary of the primary concepts that were illustrated above.

• You may be able to save as much as $180 per year just by quoting online well ahead of the renewal date
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,740 more each year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save up to $650 each year
• 16 to 18-year-old drivers pay higher rates, with premiums being up to $455 each month if they have full coverage