Mazda CX-30 Insurance Rates
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UPDATED: Mar 28, 2024
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The average insurance prices for a Mazda CX-30 are $1,410 every 12 months including full coverage. Comprehensive insurance costs approximately $284, collision costs $552, and liability is estimated at $416. Liability-only insurance costs approximately $474 a year, with high-risk driver insurance costing $3,066 or more. 16-year-old drivers cost the most to insure at $5,306 a year or more.
Average premium for full coverage: $1,410
Policy rates by type of insurance:
Full coverage includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for different CX-30 trim levels.
Price Range Variability
For the average driver, Mazda CX-30 insurance rates go from the cheapest price of $474 for a discount liability-only rate to a much higher rate of $3,066 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than congested cities.
The price range example below illustrates how location impacts auto insurance prices.
The examples above highlight why anyone shopping for car insurance should get quotes using their specific location and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down estimated Mazda CX-30 insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $806
- Choosing higher $1,000 deductibles can save $188 every year
- The average price for a good driver age 40 who chooses $500 deductibles is $1,410
- Buying more expensive low deductibles for comp and collision coverage costs an extra $372 annually
- Higher-risk drivers with multiple tickets or accidents could pay around $3,066 or more
- Policy cost to insure a 16-year-old driver with full coverage can cost $5,306 each year
Auto insurance rates for a Mazda CX-30 also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your CX-30.
Opting for high physical damage deductibles can save as much as $560 annually, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay in the ballpark of $5,300 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,300 in extra premium every year, depending on your age. High-risk driver insurance ranges from 43% to 134% more than the average rate. View High Risk Driver Rates
Your home state plays a big part in determining prices for Mazda CX-30 insurance prices. A good driver about age 40 could pay as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,010 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,276 | -$134 | -9.5% |
| Alaska | $1,084 | -$326 | -23.1% |
| Arizona | $1,172 | -$238 | -16.9% |
| Arkansas | $1,410 | -$0 | 0.0% |
| California | $1,608 | $198 | 14.0% |
| Colorado | $1,350 | -$60 | -4.3% |
| Connecticut | $1,452 | $42 | 3.0% |
| Delaware | $1,598 | $188 | 13.3% |
| Florida | $1,766 | $356 | 25.2% |
| Georgia | $1,302 | -$108 | -7.7% |
| Hawaii | $1,012 | -$398 | -28.2% |
| Idaho | $954 | -$456 | -32.3% |
| Illinois | $1,052 | -$358 | -25.4% |
| Indiana | $1,062 | -$348 | -24.7% |
| Iowa | $954 | -$456 | -32.3% |
| Kansas | $1,342 | -$68 | -4.8% |
| Kentucky | $1,926 | $516 | 36.6% |
| Louisiana | $2,088 | $678 | 48.1% |
| Maine | $870 | -$540 | -38.3% |
| Maryland | $1,164 | -$246 | -17.4% |
| Massachusetts | $1,130 | -$280 | -19.9% |
| Michigan | $2,452 | $1,042 | 73.9% |
| Minnesota | $1,180 | -$230 | -16.3% |
| Mississippi | $1,690 | $280 | 19.9% |
| Missouri | $1,252 | -$158 | -11.2% |
| Montana | $1,518 | $108 | 7.7% |
| Nebraska | $1,114 | -$296 | -21.0% |
| Nevada | $1,690 | $280 | 19.9% |
| New Hampshire | $1,016 | -$394 | -27.9% |
| New Jersey | $1,578 | $168 | 11.9% |
| New Mexico | $1,250 | -$160 | -11.3% |
| New York | $1,488 | $78 | 5.5% |
| North Carolina | $814 | -$596 | -42.3% |
| North Dakota | $1,154 | -$256 | -18.2% |
| Ohio | $976 | -$434 | -30.8% |
| Oklahoma | $1,448 | $38 | 2.7% |
| Oregon | $1,292 | -$118 | -8.4% |
| Pennsylvania | $1,344 | -$66 | -4.7% |
| Rhode Island | $1,880 | $470 | 33.3% |
| South Carolina | $1,278 | -$132 | -9.4% |
| South Dakota | $1,192 | -$218 | -15.5% |
| Tennessee | $1,236 | -$174 | -12.3% |
| Texas | $1,702 | $292 | 20.7% |
| Utah | $1,044 | -$366 | -26.0% |
| Vermont | $966 | -$444 | -31.5% |
| Virginia | $846 | -$564 | -40.0% |
| Washington | $1,092 | -$318 | -22.6% |
| West Virginia | $1,292 | -$118 | -8.4% |
| Wisconsin | $976 | -$434 | -30.8% |
| Wyoming | $1,258 | -$152 | -10.8% |
Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates from multiple companies. Each auto insurer utilizes a different rate formula, and quoted rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mazda CX-30 | $322 | $594 | $372 | $1,446 |
| 2023 Mazda CX-30 | $306 | $570 | $390 | $1,424 |
| 2022 Mazda CX-30 | $294 | $566 | $398 | $1,416 |
| 2021 Mazda CX-30 | $284 | $552 | $416 | $1,410 |
| 2020 Mazda CX-30 | $274 | $530 | $430 | $1,392 |
Rates are averaged for all Mazda CX-30 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Mazda CX-30 Insurance
Finding cheaper rates on insurance for a Mazda CX-30 takes being a low-risk driver, having a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Spend time shopping around every year by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.
The items below are a summary of the coverage data touched on above.
- You may be able to save around $170 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles could save as much as $550 each year
- Teen drivers have the highest car insurance rates, with premiums being up to $442 each month if comprehensive and collision insurance is included
- Drivers considered higher risk who have multiple accidents or major violations could be charged and average of $1,660 more per year to insure their CX-30
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,306 |
| 20 | $3,278 |
| 30 | $1,470 |
| 40 | $1,410 |
| 50 | $1,290 |
| 60 | $1,266 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,782 |
| $250 | $1,610 |
| $500 | $1,410 |
| $1,000 | $1,222 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,410 |
| 50/100 | $1,493 |
| 100/300 | $1,597 |
| 250/500 | $1,868 |
| 100 CSL | $1,535 |
| 300 CSL | $1,764 |
| 500 CSL | $1,930 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,570 |
| 20 | $5,220 |
| 30 | $3,134 |
| 40 | $3,066 |
| 50 | $2,928 |
| 60 | $2,902 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $105 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $65 |
| Advance Quote | $71 |
| Online Quote | $100 |
| Total Discounts | $604 |
Discounts are estimated and may not be available from every company or in every state.
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