Mazda CX-30 Insurance Rates

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 28, 2024

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Average insurance prices for a Mazda CX-30 are $1,392 every 12 months with full coverage. Comprehensive insurance costs an estimated $274, collision insurance costs $530, and liability costs $430. Liability-only coverage costs as little as $486 a year, and high-risk coverage costs $3,024 or more. Teens receive the highest rates at up to $5,264 a year.

Average premium for full coverage: $1,392

Rate estimates broken down by individual coverage type:

Comprehensive $274
Collision $530
Liability $430

These estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for all CX-30 models.

Price Range by Coverage and Risk

For the normal driver, prices range range from the cheapest price of $486 for your basic liability-only policy to the much higher price of $3,024 for a driver who requires high-risk insurance.

Liability Only $486
Full Coverage $1,392
High Risk $3,024

Price Range by Location

Your location can have significant affects on car insurance rates. More rural locations tend to have more infrequent collision claims than cities with more traffic congestion. The example below illustrates how geographic area affects insurance prices.

Rural Areas $1,044
Small Cities $1,462
Large Cities $1,879

These examples demonstrate why everyone should compare rates for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Mazda CX-30 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $797
  • Drivers who choose higher $1,000 deductibles will pay approximately $182 annually
  • The average price for a 40-year-old driver who has $500 deductibles is $1,392
  • Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $356 every year
  • Higher-risk drivers with serious driving violations could pay up to $3,024
  • The cost to insure a teen driver for full coverage can cost as much as $5,264 a year

View Chart as Image

Mazda CX-30 insurance cost comparison chart
Column chart showing Mazda CX-30 insurance prices range from $797 to $5,264 for full coverage

Car insurance rates for a Mazda CX-30 can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $540 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $387 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged at least $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,700 to $2,300 extra per year, depending on your age. Mazda CX-30 insurance for high-risk drivers can cost as much as 44% to 136% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Mazda CX-30 insurance prices. A 40-year-old driver could pay as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,880 on average in New York, Michigan, and Florida.

Mazda CX-30 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,258 -$134 -9.6%
Alaska $1,068 -$324 -23.3%
Arizona $1,156 -$236 -17.0%
Arkansas $1,392 -$0 0.0%
California $1,586 $194 13.9%
Colorado $1,330 -$62 -4.5%
Connecticut $1,432 $40 2.9%
Delaware $1,576 $184 13.2%
Florida $1,740 $348 25.0%
Georgia $1,286 -$106 -7.6%
Hawaii $998 -$394 -28.3%
Idaho $940 -$452 -32.5%
Illinois $1,036 -$356 -25.6%
Indiana $1,048 -$344 -24.7%
Iowa $940 -$452 -32.5%
Kansas $1,322 -$70 -5.0%
Kentucky $1,898 $506 36.4%
Louisiana $2,060 $668 48.0%
Maine $858 -$534 -38.4%
Maryland $1,146 -$246 -17.7%
Massachusetts $1,116 -$276 -19.8%
Michigan $2,418 $1,026 73.7%
Minnesota $1,166 -$226 -16.2%
Mississippi $1,666 $274 19.7%
Missouri $1,236 -$156 -11.2%
Montana $1,496 $104 7.5%
Nebraska $1,098 -$294 -21.1%
Nevada $1,666 $274 19.7%
New Hampshire $1,004 -$388 -27.9%
New Jersey $1,556 $164 11.8%
New Mexico $1,232 -$160 -11.5%
New York $1,466 $74 5.3%
North Carolina $802 -$590 -42.4%
North Dakota $1,140 -$252 -18.1%
Ohio $962 -$430 -30.9%
Oklahoma $1,430 $38 2.7%
Oregon $1,276 -$116 -8.3%
Pennsylvania $1,328 -$64 -4.6%
Rhode Island $1,856 $464 33.3%
South Carolina $1,260 -$132 -9.5%
South Dakota $1,174 -$218 -15.7%
Tennessee $1,220 -$172 -12.4%
Texas $1,678 $286 20.5%
Utah $1,030 -$362 -26.0%
Vermont $954 -$438 -31.5%
Virginia $834 -$558 -40.1%
Washington $1,076 -$316 -22.7%
West Virginia $1,276 -$116 -8.3%
Wisconsin $964 -$428 -30.7%
Wyoming $1,240 -$152 -10.9%

View Chart as Image

Mazda CX-30 insurance rates by U.S. city
Mazda CX-30 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-30 $322 $594 $372 $1,446
2023 Mazda CX-30 $306 $570 $390 $1,424
2022 Mazda CX-30 $294 $566 $398 $1,416
2021 Mazda CX-30 $284 $552 $416 $1,410
2020 Mazda CX-30 $274 $530 $430 $1,392

Rates are averaged for all Mazda CX-30 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Mazda CX-30 Insurance

Saving money on car insurance not only requires having a decent driving record, but also maintaining a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Invest the time to compare rates at every other renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a brief summary of the concepts that were presented in the illustrations above.

  • Higher risk drivers that tend to have accidents or serious violations may pay on average $1,630 more annually than a driver with a clean driving record
  • 16 to 18-year-old drivers have the highest car insurance rates, with premiums as much as $439 per month if the policy includes full coverage
  • You may be able to save approximately $170 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles could save as much as $550 each year
  • You may be able to save approximately $170 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Mazda CX-30 Insurance Rates by Driver Age
Driver Age Premium
16 $5,264
20 $3,232
30 $1,448
40 $1,392
50 $1,274
60 $1,250

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-30 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,748
$250 $1,582
$500 $1,392
$1,000 $1,210

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-30 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,392
50/100 $1,478
100/300 $1,586
250/500 $1,865
100 CSL $1,521
300 CSL $1,758
500 CSL $1,930

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-30 Insurance Rates for High Risk Drivers
Age Premium
16 $7,506
20 $5,148
30 $3,086
40 $3,024
50 $2,890
60 $2,864

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $64
Advance Quote $69
Online Quote $99
Total Discounts $595
Rate after discounts $797

Discounts are estimated and may not be available from every company or in every state.

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