Mazda CX-30 Insurance Rates

Average insurance rates for a Mazda CX-30 are $1,392 a year for full coverage. Comprehensive insurance costs approximately $274 each year, collision costs $530, and liability coverage costs $430. A policy with just liability insurance costs as little as $486 a year, with coverage for high-risk drivers costing $3,024 or more. Teenage drivers receive the highest rates at $5,264 a year or more.

Average premium for full coverage: $1,392

Rate estimates by individual coverage type:

Rate estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and CX-30 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Rural locations tend to have lower incidents of accident claims than densely populated cities.

The graphic below illustrates how location helps determine auto insurance prices.

These examples show why all drivers should compare rates using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Mazda CX-30 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $797
• Drivers who choose higher $1,000 deductibles will pay $182 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,392
• Using low deductibles for comprehensive and collision insurance will cost an additional $356 each year
• High-risk insureds who are prone to accidents and violations could pay around $3,024 or more
• The cost that insures a teenage driver can cost $5,264 a year

View Chart as Image

Insurance rates for a Mazda CX-30 can also vary considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,700 to $2,300 additional per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 136% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Where you live makes a big difference in Mazda CX-30 insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,990 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $540 a year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $387 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to do a rate comparison and see how they stack up. Every company uses a different method to calculate rates, and rates can be significantly different.

How to Find the Best Mazda CX-30 Insurance

Saving money on auto insurance not only requires being a safe and courteous driver, but also having a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Compare prices every time your policy renews by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a brief recap of the information covered in the charts and tables above.

• Drivers can save around $170 per year simply by quoting online in advance
• Teenage drivers are the costliest to insure, costing as high as $439 per month if comprehensive and collision insurance is included
• Increasing deductibles can save approximately $550 each year
• Drivers who tend to receive serious violations could be forced to pay on average $1,630 more per year for auto insurance
• Consumers who purchase higher levels of liability will pay an extra $470 each year to go from a minimum limit to the 250/500 level