Mazda CX-30 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Average insurance rates for a Mazda CX-30 are $1,392 a year including full coverage. Comprehensive insurance costs approximately $274 each year, collision insurance costs $530, and liability coverage costs $430. Liability-only coverage costs as little as $486 a year, and high-risk coverage costs $3,024 or more. 16-year-old drivers receive the highest rates at up to $5,264 a year.

Average premium for full coverage: $1,392

Rate estimates by individual coverage type:

Comprehensive $274
Collision $530
Liability $430

Rate estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and CX-30 models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from the low end price of $486 for basic liability insurance to a high rate of $3,024 for a driver who requires high-risk insurance.

Liability Only $486
Full Coverage $1,392
High Risk $3,024

Price Range by Location

Your location has a large influence on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than congested cities. The graphic below illustrates how your location can change auto insurance prices.

Rural Areas $1,044
Small Cities $1,462
Large Cities $1,879

These examples highlight why all drivers should compare rates using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Mazda CX-30 insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $797
  • Drivers who choose higher $1,000 deductibles will pay $182 every year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,392
  • Buying low deductibles for comprehensive and collision insurance will cost an additional $356 each year
  • High-risk insureds with multiple tickets or accidents could pay around $3,024
  • The cost that insures a teenage driver can cost $5,264 a year

View Chart as Image

Mazda CX-30 insurance cost comparison chart
Column chart showing Mazda CX-30 insurance prices range from $797 to $5,264 for full coverage

Car insurance rates for a Mazda CX-30 can also vary considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,700 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 136% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $5,200 a year. View Rates by Age

Where you live makes a big difference in Mazda CX-30 insurance rates. A 40-year-old driver could pay as low as $1,070 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,990 on average in Louisiana, New York, and Michigan.

Mazda CX-30 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,258 -$134 -9.6%
Alaska $1,068 -$324 -23.3%
Arizona $1,156 -$236 -17.0%
Arkansas $1,392 -$0 0.0%
California $1,586 $194 13.9%
Colorado $1,330 -$62 -4.5%
Connecticut $1,432 $40 2.9%
Delaware $1,576 $184 13.2%
Florida $1,740 $348 25.0%
Georgia $1,286 -$106 -7.6%
Hawaii $998 -$394 -28.3%
Idaho $940 -$452 -32.5%
Illinois $1,036 -$356 -25.6%
Indiana $1,048 -$344 -24.7%
Iowa $940 -$452 -32.5%
Kansas $1,322 -$70 -5.0%
Kentucky $1,898 $506 36.4%
Louisiana $2,060 $668 48.0%
Maine $858 -$534 -38.4%
Maryland $1,146 -$246 -17.7%
Massachusetts $1,116 -$276 -19.8%
Michigan $2,418 $1,026 73.7%
Minnesota $1,166 -$226 -16.2%
Mississippi $1,666 $274 19.7%
Missouri $1,236 -$156 -11.2%
Montana $1,496 $104 7.5%
Nebraska $1,098 -$294 -21.1%
Nevada $1,666 $274 19.7%
New Hampshire $1,004 -$388 -27.9%
New Jersey $1,556 $164 11.8%
New Mexico $1,232 -$160 -11.5%
New York $1,466 $74 5.3%
North Carolina $802 -$590 -42.4%
North Dakota $1,140 -$252 -18.1%
Ohio $962 -$430 -30.9%
Oklahoma $1,430 $38 2.7%
Oregon $1,276 -$116 -8.3%
Pennsylvania $1,328 -$64 -4.6%
Rhode Island $1,856 $464 33.3%
South Carolina $1,260 -$132 -9.5%
South Dakota $1,174 -$218 -15.7%
Tennessee $1,220 -$172 -12.4%
Texas $1,678 $286 20.5%
Utah $1,030 -$362 -26.0%
Vermont $954 -$438 -31.5%
Virginia $834 -$558 -40.1%
Washington $1,076 -$316 -22.7%
West Virginia $1,276 -$116 -8.3%
Wisconsin $964 -$428 -30.7%
Wyoming $1,240 -$152 -10.9%

View Chart as Image

Mazda CX-30 insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $540 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $387 extra every 12 months. View Rates by Deductible or Liability Limit

Mazda CX-30 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-30 $306 $570 $390 $1,424
2023 Mazda CX-30 $294 $566 $398 $1,416
2022 Mazda CX-30 $284 $552 $416 $1,410
2021 Mazda CX-30 $274 $530 $430 $1,392
2020 Mazda CX-30 $260 $512 $442 $1,372

Rates are averaged for all Mazda CX-30 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Mazda CX-30 Insurance

Saving money on auto insurance not only requires being a safe and courteous driver, but also having a positive credit history, not filing small claims, and attention to physical damage deductibles. Comparison shop at every other renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

Below is a brief recap of the concepts that were illustrated above.

  • Drivers who tend to receive serious violations will likely pay on average $1,630 more per year for auto insurance
  • Teenage drivers pay the highest auto insurance rates, as much as $439 per month if full coverage is purchased
  • You may be able to save around $170 per year just by quoting online in advance
  • Increasing deductibles can save approximately $550 each year
  • You may be able to save around $170 per year just by quoting online in advance

Rates by Driver Age

Mazda CX-30 Insurance Rates by Driver Age
Driver Age Premium
16 $5,264
20 $3,232
30 $1,448
40 $1,392
50 $1,274
60 $1,250

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-30 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,748
$250 $1,582
$500 $1,392
$1,000 $1,210

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-30 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,392
50/100 $1,478
100/300 $1,586
250/500 $1,865
100 CSL $1,521
300 CSL $1,758
500 CSL $1,930

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-30 Insurance Rates for High Risk Drivers
Age Premium
16 $7,506
20 $5,148
30 $3,086
40 $3,024
50 $2,890
60 $2,864

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $64
Advance Quote $69
Online Quote $99
Total Discounts $595
Rate after discounts $797

Discounts are estimated and may not be available from every company or in every state.

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