Mazda CX-30 Insurance Rates

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UPDATED: Mar 28, 2024

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Average auto insurance rates for a Mazda CX-30 are $1,392 annually for full coverage. Comprehensive costs approximately $274 each year, collision insurance costs $530, and liability coverage is estimated at $430. A policy with just liability insurance costs approximately $486 a year, and coverage for high-risk drivers costs around $3,024. Teen drivers receive the highest rates at up to $5,264 a year.

Average premium for full coverage: $1,392

Rate estimates by individual coverage type:

Comprehensive $274
Collision $530
Liability $430

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and CX-30 models.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from as cheap as $486 for your basic liability-only policy to a high rate of $3,024 for a driver required to buy high-risk insurance.

Liability Only $486
Full Coverage $1,392
High Risk $3,024

Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural locations tend to have fewer accident claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,044
Small Cities $1,462
Large Cities $1,879

These examples show why all drivers should get quotes using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows average Mazda CX-30 insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $797
  • Choosing higher $1,000 deductibles can save $182 a year
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,392
  • Choosing low deductibles for comp and collision coverage will cost $1,748
  • Drivers with multiple violations and an at-fault accident could pay around $3,024
  • The cost with full coverage for a teenage driver can cost $5,264 each year

View Chart as Image

Mazda CX-30 insurance cost comparison chart
Column chart showing Mazda CX-30 insurance rates range from $797 to $5,264 for full coverage

Insurance rates for a Mazda CX-30 can also vary considerably based on the trim level of your CX-30, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,700 to $2,300 additional per year, depending on your age. Insurance for high-risk drivers ranges around 44% to 136% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $540 a year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $387 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Mazda CX-30 insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or as much as $1,990 on average in New York, Louisiana, and Michigan.

Mazda CX-30 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,258 -$134 -9.6%
Alaska $1,068 -$324 -23.3%
Arizona $1,156 -$236 -17.0%
Arkansas $1,392 -$0 0.0%
California $1,586 $194 13.9%
Colorado $1,330 -$62 -4.5%
Connecticut $1,432 $40 2.9%
Delaware $1,576 $184 13.2%
Florida $1,740 $348 25.0%
Georgia $1,286 -$106 -7.6%
Hawaii $998 -$394 -28.3%
Idaho $940 -$452 -32.5%
Illinois $1,036 -$356 -25.6%
Indiana $1,048 -$344 -24.7%
Iowa $940 -$452 -32.5%
Kansas $1,322 -$70 -5.0%
Kentucky $1,898 $506 36.4%
Louisiana $2,060 $668 48.0%
Maine $858 -$534 -38.4%
Maryland $1,146 -$246 -17.7%
Massachusetts $1,116 -$276 -19.8%
Michigan $2,418 $1,026 73.7%
Minnesota $1,166 -$226 -16.2%
Mississippi $1,666 $274 19.7%
Missouri $1,236 -$156 -11.2%
Montana $1,496 $104 7.5%
Nebraska $1,098 -$294 -21.1%
Nevada $1,666 $274 19.7%
New Hampshire $1,004 -$388 -27.9%
New Jersey $1,556 $164 11.8%
New Mexico $1,232 -$160 -11.5%
New York $1,466 $74 5.3%
North Carolina $802 -$590 -42.4%
North Dakota $1,140 -$252 -18.1%
Ohio $962 -$430 -30.9%
Oklahoma $1,430 $38 2.7%
Oregon $1,276 -$116 -8.3%
Pennsylvania $1,328 -$64 -4.6%
Rhode Island $1,856 $464 33.3%
South Carolina $1,260 -$132 -9.5%
South Dakota $1,174 -$218 -15.7%
Tennessee $1,220 -$172 -12.4%
Texas $1,678 $286 20.5%
Utah $1,030 -$362 -26.0%
Vermont $954 -$438 -31.5%
Virginia $834 -$558 -40.1%
Washington $1,076 -$316 -22.7%
West Virginia $1,276 -$116 -8.3%
Wisconsin $964 -$428 -30.7%
Wyoming $1,240 -$152 -10.9%

View Chart as Image

Mazda CX-30 insurance rates by U.S. city
Mazda CX-30 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-30 $306 $570 $390 $1,424
2023 Mazda CX-30 $294 $566 $398 $1,416
2022 Mazda CX-30 $284 $552 $416 $1,410
2021 Mazda CX-30 $274 $530 $430 $1,392
2020 Mazda CX-30 $260 $512 $442 $1,372

Rates are averaged for all Mazda CX-30 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Mazda CX-30 Insurance

Saving money on auto insurance takes avoiding accidents and violations, having good credit, eliminating unneeded coverage, and consideration of higher deductibles. Set aside time to compare rates at every policy renewal by obtaining price quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.

The list below is a quick review of the data covered above.

  • Consumers who purchase higher liability limits will pay about $470 each year to raise limits from a minimum limit to higher 250/500 limits
  • Drivers can save around $170 per year just by quoting online in advance
  • Increasing deductibles could save up to $550 each year
  • Teenagers are the costliest to insure, costing as high as $439 per month if they have full coverage

Rates by Driver Age

Mazda CX-30 Insurance Rates by Driver Age
Driver Age Premium
16 $5,264
20 $3,232
30 $1,448
40 $1,392
50 $1,274
60 $1,250

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-30 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,748
$250 $1,582
$500 $1,392
$1,000 $1,210

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-30 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,392
50/100 $1,478
100/300 $1,586
250/500 $1,865
100 CSL $1,521
300 CSL $1,758
500 CSL $1,930

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-30 Insurance Rates for High Risk Drivers
Age Premium
16 $7,506
20 $5,148
30 $3,086
40 $3,024
50 $2,890
60 $2,864

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $64
Advance Quote $69
Online Quote $99
Total Discounts $595
Rate after discounts $797

Discounts are estimated and may not be available from every company or in every state.

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