Mazda CX-30 Insurance Rates

The average insurance rates for a Mazda CX-30 are $1,372 a year for full coverage. Comprehensive insurance costs an estimated $260, collision insurance costs $512, and liability insurance costs $442. A liability-only policy costs as little as $496 a year, and high-risk insurance costs $2,986 or more. Teen drivers cost the most to insure at up to $5,230 a year.

Average premium for full coverage: $1,372

Policy rates broken down by type of insurance:

Estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all CX-30 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on insurance rates. More rural locations are shown to have lower incidents of accident claims than larger metro areas. The example below illustrates how location helps determine insurance prices.

The examples above show why everyone should compare rates for a targeted area, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Mazda CX-30 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $787
• Drivers who choose higher $1,000 deductibles will pay approximately $176 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,372
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an additional $340 a year
• High risk drivers with multiple violations and an at-fault accident could pay up to $2,986
• Policy cost that insures a teen driver for full coverage can cost as much as $5,230 a year

View Chart as Image

Car insurance rates for a Mazda CX-30 also range considerably based on the model of your CX-30, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,600 to $2,300 extra every year, depending on your age. Mazda CX-30 insurance for high-risk drivers can cost anywhere from 44% to 130% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $5,200 a year. View Rates by Age

Your home state makes a big difference in Mazda CX-30 insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,960 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $520 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Mazda CX-30 Insurance

Finding cheaper rates on Mazda CX-30 insurance not only requires being a low-risk driver, but also having a positive credit history, avoid buying unnecessary coverage, and possibly higher deductibles. Shop around every year by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a review of the coverage data covered in the charts and tables above.

• Drivers can save approximately $170 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $525 each year
• Teen drivers have the highest car insurance rates, costing up to $436 each month if full coverage is purchased
• High-risk drivers who have several accidents or serious violations may pay on average $1,610 more annually to insure their CX-30