Mazda CX-30 Insurance Rates

The average auto insurance rates for a Mazda CX-30 are $1,392 annually for full coverage. Comprehensive insurance costs an estimated $274 a year, collision insurance costs $530, and liability costs around $430. Liability-only insurance costs as low as $486 a year, and high-risk driver insurance costs $3,024 or more. Teenage drivers cost the most to insure at up to $5,264 a year.

Average premium for full coverage: $1,392

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and CX-30 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. More rural locations are shown to have fewer accident claims than densely populated cities. The diagram below illustrates how where you live affects insurance prices.

The examples above show why it is important to compare prices for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Mazda CX-30 insurance rates for other coverage scenarios.

• The best discount rate is $797
• Using higher $1,000 deductibles will save approximately $1,210 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,392
• Using low $100 deductibles for physical damage coverage costs an additional $356 annually
• High-risk insureds who are prone to accidents and violations could pay up to $3,024
• Policy cost with full coverage for a 16-year-old driver can cost as much as $5,264 or more

View Chart as Image

Auto insurance rates for a Mazda CX-30 also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay at least $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,700 to $2,300 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 44% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $540 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $387 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Mazda CX-30 insurance prices. A driver around age 40 might see rates as low as $920 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,990 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Affordable Mazda CX-30 Insurance

Finding cheaper rates on insurance for a Mazda CX-30 requires being a good driver, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop at every policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a brief review of the data touched on in the above illustrations.

• Insureds who want an increased level of liability coverage will pay an extra $470 each year to increase from a 30/60 limit to higher 250/500 limits
• Drivers can save approximately $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $550 each year
• Drivers age 16 to 20 are the costliest to insure, costing up to $439 each month if full coverage is included