Mazda CX-30 Insurance Rates

Average insurance rates for a Mazda CX-30 are $1,372 a year for full coverage insurance. Comprehensive insurance costs an estimated $260 each year, collision insurance costs $512, and liability coverage is $442. Liability-only coverage costs around $496 a year, and high-risk coverage costs $2,986 or more. Teen drivers receive the highest rates at up to $5,230 a year.

Average premium for full coverage: $1,372

Rate estimates broken down by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and CX-30 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than larger metro areas. The graphic below illustrates how rural and urban location affects insurance prices.

These examples illustrate why all drivers should compare rates quotes for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Mazda CX-30 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $787
• Raising to $1,000 deductibles will save approximately $176 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,372
• Choosing low deductibles will cost an additional $340 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,986
• The cost that insures a teenage driver can cost as much as $5,230

View Chart as Image

Car insurance rates for a Mazda CX-30 can also vary considerably based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,600 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 130% more than average. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged at least $5,200 a year. View Rates by Age

Where you live also has a big influence on Mazda CX-30 insurance rates. A middle-age driver might find rates as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $520 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheap Mazda CX-30 Insurance

Saving money on auto insurance consists of avoiding accidents and violations, having a positive credit history, avoid buying unnecessary coverage, and possibly higher deductibles. Shop around at least every other year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a brief summary of the car insurance concepts raised in the charts and tables above.

• Drivers that tend to have accidents or serious violations may have to pay on average $1,610 more annually for car insurance
• It is possible to save approximately $170 per year just by quoting online in advance
• Increasing deductibles can save approximately $525 each year
• Consumers who want higher liability limits will pay about $490 annually to raise from a minimum limit to the 250/500 level