Mazda CX-30 Insurance Rates

U.S. average auto insurance rates for a Mazda CX-30 are $1,392 annually with full coverage. Comprehensive insurance costs on average $274 a year, collision insurance costs $530, and liability coverage is $430. Buying just liability costs around $486 a year, and insurance for high-risk drivers costs $3,024 or more. 16-year-old drivers pay the highest rates at up to $5,264 a year.

Average premium for full coverage: $1,392

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and CX-30 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas have fewer collision claims than congested cities. The diagram below illustrates how your location can change car insurance rates.

The ranges above demonstrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Mazda CX-30 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $797
• Raising to $1,000 deductibles will save around $1,210 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $1,392
• Buying low $100 deductibles costs an additional $356 each year
• Unlucky drivers with multiple tickets or accidents could pay upwards of $3,024
• The price with full coverage for a teenage driver may cost $5,264

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Insurance prices for a Mazda CX-30 are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 136% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $540 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $387 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Mazda CX-30 insurance rates. A middle-age driver might find prices as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or at least $1,880 on average in Florida, Michigan, and New York.

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How to Buy the Right Mazda CX-30 Insurance

Getting lower rates on auto insurance consists of having a decent driving record, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to shop around at least every other year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a quick rundown of the car insurance concepts illustrated above.

• Drivers with reckless driving or DUI convictions pay an average of $1,630 more each year than a driver with a clean driving record
• You may be able to save as much as $170 per year just by quoting early and online
• Increasing physical damage deductibles could save up to $550 each year
• Consumers who require additional liability coverage will pay around $470 every year to raise from a low limit to higher 250/500 limits