Mazda CX-30 Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance prices for a Mazda CX-30 are $1,392 every 12 months for full coverage. Comprehensive costs approximately $274, collision costs $530, and liability is $430. Liability-only insurance costs around $486 a year, with high-risk driver insurance costing around $3,024. 16-year-old drivers pay the highest rates at $5,264 a year or more.

Average premium for full coverage: $1,392

Price estimates by individual coverage:

Comprehensive $274
Collision $530
Liability $430

Includes $500 physical damage deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all CX-30 models.

Price Range from Low to High

For the average driver, Mazda CX-30 insurance prices go from the cheapest price of $486 for the bare minimum liability coverage to the much higher price of $3,024 for a driver that may need high-risk insurance.

Liability Only $486
Full Coverage $1,392
High Risk $3,024

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations have more infrequent accident claims than congested cities.

The example below illustrates how location impacts auto insurance prices.

Rural Areas $1,044
Small Cities $1,462
Large Cities $1,879

The ranges above show why everyone should compare rates quotes using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows estimated Mazda CX-30 insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $797
  • Raising to $1,000 deductibles will save $182 a year
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,392
  • Buying pricier low deductibles increases the price to $1,748
  • At-risk drivers with multiple tickets or accidents could pay around $3,024 or more
  • The price to insure a teen driver for full coverage can cost $5,264

View Chart as Image

Mazda CX-30 insurance cost comparison chart
Column chart showing full coverage Mazda CX-30 insurance rates range from $797 to $5,264

Car insurance prices for a Mazda CX-30 are also quite variable based on deductibles and policy limits, your driver profile, and the model of your CX-30.

Opting for high physical damage deductibles can reduce prices by up to $540 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $387 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged in the ballpark of $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,700 to $2,300 extra each year, depending on your age. Mazda CX-30 insurance for high-risk drivers is expensive and can cost as much as 44% to 136% more than the average rate. View High Risk Driver Rates

The state you live in also has a big influence on Mazda CX-30 insurance prices. A middle-age driver might find prices as low as $920 a year in states like Iowa, Maine, and Idaho, or at least $1,990 on average in New York, Louisiana, and Michigan.

Mazda CX-30 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,258 -$134 -9.6%
Alaska $1,068 -$324 -23.3%
Arizona $1,156 -$236 -17.0%
Arkansas $1,392 -$0 0.0%
California $1,586 $194 13.9%
Colorado $1,330 -$62 -4.5%
Connecticut $1,432 $40 2.9%
Delaware $1,576 $184 13.2%
Florida $1,740 $348 25.0%
Georgia $1,286 -$106 -7.6%
Hawaii $998 -$394 -28.3%
Idaho $940 -$452 -32.5%
Illinois $1,036 -$356 -25.6%
Indiana $1,048 -$344 -24.7%
Iowa $940 -$452 -32.5%
Kansas $1,322 -$70 -5.0%
Kentucky $1,898 $506 36.4%
Louisiana $2,060 $668 48.0%
Maine $858 -$534 -38.4%
Maryland $1,146 -$246 -17.7%
Massachusetts $1,116 -$276 -19.8%
Michigan $2,418 $1,026 73.7%
Minnesota $1,166 -$226 -16.2%
Mississippi $1,666 $274 19.7%
Missouri $1,236 -$156 -11.2%
Montana $1,496 $104 7.5%
Nebraska $1,098 -$294 -21.1%
Nevada $1,666 $274 19.7%
New Hampshire $1,004 -$388 -27.9%
New Jersey $1,556 $164 11.8%
New Mexico $1,232 -$160 -11.5%
New York $1,466 $74 5.3%
North Carolina $802 -$590 -42.4%
North Dakota $1,140 -$252 -18.1%
Ohio $962 -$430 -30.9%
Oklahoma $1,430 $38 2.7%
Oregon $1,276 -$116 -8.3%
Pennsylvania $1,328 -$64 -4.6%
Rhode Island $1,856 $464 33.3%
South Carolina $1,260 -$132 -9.5%
South Dakota $1,174 -$218 -15.7%
Tennessee $1,220 -$172 -12.4%
Texas $1,678 $286 20.5%
Utah $1,030 -$362 -26.0%
Vermont $954 -$438 -31.5%
Virginia $834 -$558 -40.1%
Washington $1,076 -$316 -22.7%
West Virginia $1,276 -$116 -8.3%
Wisconsin $964 -$428 -30.7%
Wyoming $1,240 -$152 -10.9%

View Chart as Image

Mazda CX-30 insurance rates by U.S. city

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see which company has the best price. Every auto insurance company utilizes a different rate formula, so rate quotes may be quite different.

Mazda CX-30 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-30 $306 $570 $390 $1,424
2023 Mazda CX-30 $294 $566 $398 $1,416
2022 Mazda CX-30 $284 $552 $416 $1,410
2021 Mazda CX-30 $274 $530 $430 $1,392
2020 Mazda CX-30 $260 $512 $442 $1,372

Rates are averaged for all Mazda CX-30 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Mazda CX-30 Insurance

Getting lower rates on car insurance consists of being a safe and courteous driver, maintaining a good credit score, eliminating unnecessary coverage, and avoiding coverage lapses. Spend time shopping around once a year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a recap of the data that was touched on above.

  • Drivers can save around $170 per year simply by quoting online well ahead of the renewal date
  • Policyholders who purchase higher levels of liability will pay around $470 each year to raise from a low limit to a 250/500 level
  • Teenage drivers pay the highest auto insurance prices, with premiums as much as $439 a month if the policy includes full coverage
  • Higher risk drivers that have major violations or accidents may pay on average $1,630 more per year for auto insurance

Rates by Driver Age

Mazda CX-30 Insurance Rates by Driver Age
Driver Age Premium
16 $5,264
20 $3,232
30 $1,448
40 $1,392
50 $1,274
60 $1,250

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-30 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,748
$250 $1,582
$500 $1,392
$1,000 $1,210

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-30 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,392
50/100 $1,478
100/300 $1,586
250/500 $1,865
100 CSL $1,521
300 CSL $1,758
500 CSL $1,930

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-30 Insurance Rates for High Risk Drivers
Age Premium
16 $7,506
20 $5,148
30 $3,086
40 $3,024
50 $2,890
60 $2,864

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $64
Advance Quote $69
Online Quote $99
Total Discounts $595
Rate after discounts $797

Discounts are estimated and may not be available from every company or in every state.

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