Mazda CX-30 Insurance Rates

Average insurance prices for a Mazda CX-30 are $1,372 every 12 months for full coverage. Comprehensive insurance costs on average $260 a year, collision insurance costs $512, and liability coverage is $442. A policy with just liability insurance costs around $496 a year, and coverage for high-risk drivers costs $2,986 or more. Teenage drivers receive the highest rates at up to $5,230 a year.

Average premium for full coverage: $1,372

Rate estimates by individual coverage type:

Includes $500 deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and CX-30 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas tend to have more infrequent accident claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These examples show why it is important to compare rates quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Mazda CX-30 insurance rates for different risk profiles and scenarios.

• The best discount rate is $787
• Raising to $1,000 deductibles will save around $1,196 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,372
• Using low $100 deductibles costs an extra $340 each year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,986
• The cost to insure a teenage driver may cost $5,230

View Chart as Image

Insurance rates for a Mazda CX-30 can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your CX-30.

Using high physical damage deductibles can reduce rates by up to $520 a year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,300 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 130% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Mazda CX-30 insurance rates. A middle-age driver might find rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,960 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for the Cheapest Mazda CX-30 Insurance

Saving money on auto insurance consists of not taking risks behind the wheel, having above-average credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Set aside time to compare rates every year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following is a recap of the coverage data covered above.

• Drivers can save as much as $170 per year just by quoting early and online
• Increasing deductibles could save as much as $525 each year
• Teens pay higher rates, costing as high as $436 per month if full coverage is included
• Drivers that have major violations or accidents pay an average of $1,610 more each year for CX-30 insurance