Mazda CX-30 Insurance Rates

Average insurance rates for a Mazda CX-30 are $1,372 a year with full coverage. Comprehensive insurance costs on average $260 each year, collision insurance costs $512, and liability coverage costs $442. Liability-only coverage costs as little as $496 a year, and high-risk coverage costs $2,986 or more. Teenage drivers receive the highest rates at up to $5,230 a year.

Average premium for full coverage: $1,372

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and CX-30 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Rural areas tend to have lower incidents of collision claims than densely populated cities. The graphic below illustrates how where you live affects car insurance rates.

These examples demonstrate why all drivers should compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Mazda CX-30 insurance rates for different risk profiles and scenarios.

• The best discount rate is $787
• Drivers who choose higher $1,000 deductibles will pay around $176 annually
• The estimated price for a 40-year-old driver with $500 deductibles is $1,372
• Using low deductibles for comprehensive and collision insurance will cost an additional $340 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,986
• The cost that insures a teenage driver may cost $5,230 a year

View Chart as Image

Car insurance rates for a Mazda CX-30 can also vary considerably based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,600 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 130% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged upwards of $5,200 a year. View Rates by Age

Where you live makes a big difference in Mazda CX-30 insurance rates. A 40-year-old driver could pay as low as $990 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,850 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $520 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheaper Mazda CX-30 Insurance

Saving money on auto insurance not only requires avoiding accidents and claims, but also having a positive credit history, eliminating unnecessary coverage, and possibly raising deductibles. Compare prices every couple of years by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a condensed summary of the material that was touched on in the above illustrations.

• Consumers who require increased liability limits will pay an extra $490 every year to go from a minimum limit to the 250/500 level
• Drivers under the age of 20 are expensive to insure, with premiums as much as $436 per month if full coverage is purchased
• Drivers with multiple at-fault accidents pay on average $1,610 more each year to insure a Mazda CX-30
• Increasing deductibles can save approximately $525 each year