Mazda CX-30 Insurance Rates
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UPDATED: Mar 28, 2024
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The average insurance prices for a Mazda CX-30 are $1,410 every 12 months for full coverage insurance. Comprehensive insurance costs around $284, collision costs $552, and liability costs around $416. A liability-only policy costs as low as $474 a year, with high-risk insurance costing $3,066 or more. 16-year-old drivers cost the most to insure at $5,306 a year or more.
Average premium for full coverage: $1,410
Policy rates for type of insurance:
These estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for different CX-30 trim levels.
Price Range Variability
For a 40-year-old driver, Mazda CX-30 insurance rates go from the cheapest price of $474 for the bare minimum liability coverage to a much higher rate of $3,066 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Where you live can make a big difference on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than congested cities.
The price range example below illustrates how your location can change auto insurance rates.
The examples above illustrate why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Mazda CX-30 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $806
- Using higher $1,000 deductibles will save about $188 each year
- The average price for a good driver age 40 using $500 deductibles is $1,410
- Buying more expensive low deductibles for physical damage coverage costs an extra $372 annually
- High-risk insureds with multiple tickets or accidents could pay at least $3,066 or more
- Policy cost to insure a 16-year-old driver with full coverage can be $5,306 or more
Car insurance rates for a Mazda CX-30 also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.
Opting for high physical damage deductibles could cut rates by as much as $560 annually, while increasing your policy's liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $5,300 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,700 to $2,300 extra every year, depending on your age. High-risk driver insurance can be from 43% to 134% more than the average rate. View High Risk Driver Rates
Your home state has a huge impact on Mazda CX-30 insurance prices. A driver around age 40 might see rates as low as $920 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,910 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,276 | -$134 | -9.5% |
| Alaska | $1,084 | -$326 | -23.1% |
| Arizona | $1,172 | -$238 | -16.9% |
| Arkansas | $1,410 | -$0 | 0.0% |
| California | $1,608 | $198 | 14.0% |
| Colorado | $1,350 | -$60 | -4.3% |
| Connecticut | $1,452 | $42 | 3.0% |
| Delaware | $1,598 | $188 | 13.3% |
| Florida | $1,766 | $356 | 25.2% |
| Georgia | $1,302 | -$108 | -7.7% |
| Hawaii | $1,012 | -$398 | -28.2% |
| Idaho | $954 | -$456 | -32.3% |
| Illinois | $1,052 | -$358 | -25.4% |
| Indiana | $1,062 | -$348 | -24.7% |
| Iowa | $954 | -$456 | -32.3% |
| Kansas | $1,342 | -$68 | -4.8% |
| Kentucky | $1,926 | $516 | 36.6% |
| Louisiana | $2,088 | $678 | 48.1% |
| Maine | $870 | -$540 | -38.3% |
| Maryland | $1,164 | -$246 | -17.4% |
| Massachusetts | $1,130 | -$280 | -19.9% |
| Michigan | $2,452 | $1,042 | 73.9% |
| Minnesota | $1,180 | -$230 | -16.3% |
| Mississippi | $1,690 | $280 | 19.9% |
| Missouri | $1,252 | -$158 | -11.2% |
| Montana | $1,518 | $108 | 7.7% |
| Nebraska | $1,114 | -$296 | -21.0% |
| Nevada | $1,690 | $280 | 19.9% |
| New Hampshire | $1,016 | -$394 | -27.9% |
| New Jersey | $1,578 | $168 | 11.9% |
| New Mexico | $1,250 | -$160 | -11.3% |
| New York | $1,488 | $78 | 5.5% |
| North Carolina | $814 | -$596 | -42.3% |
| North Dakota | $1,154 | -$256 | -18.2% |
| Ohio | $976 | -$434 | -30.8% |
| Oklahoma | $1,448 | $38 | 2.7% |
| Oregon | $1,292 | -$118 | -8.4% |
| Pennsylvania | $1,344 | -$66 | -4.7% |
| Rhode Island | $1,880 | $470 | 33.3% |
| South Carolina | $1,278 | -$132 | -9.4% |
| South Dakota | $1,192 | -$218 | -15.5% |
| Tennessee | $1,236 | -$174 | -12.3% |
| Texas | $1,702 | $292 | 20.7% |
| Utah | $1,044 | -$366 | -26.0% |
| Vermont | $966 | -$444 | -31.5% |
| Virginia | $846 | -$564 | -40.0% |
| Washington | $1,092 | -$318 | -22.6% |
| West Virginia | $1,292 | -$118 | -8.4% |
| Wisconsin | $976 | -$434 | -30.8% |
| Wyoming | $1,258 | -$152 | -10.8% |
Because rates have so much variability, the only way to figure out your exact price is to compare rates from multiple companies. Each insurance company utilizes a different rate formula, so rate quotes will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mazda CX-30 | $322 | $594 | $372 | $1,446 |
| 2023 Mazda CX-30 | $306 | $570 | $390 | $1,424 |
| 2022 Mazda CX-30 | $294 | $566 | $398 | $1,416 |
| 2021 Mazda CX-30 | $284 | $552 | $416 | $1,410 |
| 2020 Mazda CX-30 | $274 | $530 | $430 | $1,392 |
Rates are averaged for all Mazda CX-30 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Mazda CX-30 Insurance
Finding cheaper rates on insurance for a Mazda CX-30 requires avoiding accidents and violations, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Invest the time to shop around at every other renewal by requesting quotes from direct insurance companies, and also from your local independent and exclusive agents.
The list below is a brief summary of the concepts that were illustrated above.
- Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,660 more every year for car insurance
- Teenagers are the costliest to insure, possibly costing $442 each month if the policy includes full coverage
- It is possible to save up to $170 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles could save as much as $550 each year
- It is possible to save up to $170 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,306 |
| 20 | $3,278 |
| 30 | $1,470 |
| 40 | $1,410 |
| 50 | $1,290 |
| 60 | $1,266 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,782 |
| $250 | $1,610 |
| $500 | $1,410 |
| $1,000 | $1,222 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,410 |
| 50/100 | $1,493 |
| 100/300 | $1,597 |
| 250/500 | $1,868 |
| 100 CSL | $1,535 |
| 300 CSL | $1,764 |
| 500 CSL | $1,930 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,570 |
| 20 | $5,220 |
| 30 | $3,134 |
| 40 | $3,066 |
| 50 | $2,928 |
| 60 | $2,902 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $105 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $65 |
| Advance Quote | $71 |
| Online Quote | $100 |
| Total Discounts | $604 |
Discounts are estimated and may not be available from every company or in every state.
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