Mazda CX-30 Insurance Rates

Estimated insurance rates for a Mazda CX-30 are $1,372 a year for full coverage. Comprehensive insurance costs approximately $260 a year, collision insurance costs $512, and liability coverage is estimated at $442. A liability-only policy costs approximately $496 a year, and high-risk insurance costs $2,986 or more. Teens pay the most at up to $5,230 a year.

Average premium for full coverage: $1,372

Premium estimates by type of coverage:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and CX-30 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance prices.

These rate differences show why it is important to get quotes using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Mazda CX-30 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $787
• Choosing higher $1,000 deductibles can save $1,196 a year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,372
• Selecting low $100 deductibles for comp and collision coverage will cost an extra $340 each year
• Drivers with serious driving violations could pay around $2,986
• An auto insurance policy for full coverage for a teenage driver can cost $5,230 each year

View Chart as Image

Auto insurance prices for a Mazda CX-30 also have a wide range based on your driving characteristics, the trim level of your CX-30, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Mazda CX-30 insurance rates. A good driver about age 40 could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,960 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $520 a year, while buying higher liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,600 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges around 44% to 130% more than the average policy. View High Risk Driver Rates

How to Find the Best Mazda CX-30 Insurance

Finding better rates on auto insurance takes being a low-risk driver, having good credit, not filing small claims, and possibly higher deductibles. Invest time comparing rates at every policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a brief recap of the data covered in the charts and tables above.

• Consumers who purchase more liability coverage will pay approximately $490 each year to raise limits from 30/60 bodily injury limits to 250/500 limits
• Drivers can save around $170 per year just by quoting early and online
• Increasing policy deductibles can save around $525 each year
• Teen drivers have the highest car insurance prices, as much as $436 per month if they have full coverage