Mazda CX-30 Insurance Rates

Average insurance rates for a Mazda CX-30 are $1,372 a year for full coverage. Comprehensive insurance costs around $260 a year, collision insurance costs $512, and liability coverage costs $442. Liability-only coverage costs as little as $496 a year, and high-risk coverage costs $2,986 or more. 16-year-old drivers receive the highest rates at up to $5,230 a year.

Average premium for full coverage: $1,372

Rate estimates for individual coverage type:

Estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and CX-30 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than congested cities. The diagram below illustrates how geographic area affects auto insurance rates.

These examples show why it is important to compare rates for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Mazda CX-30 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $787
• Drivers who choose higher $1,000 deductibles will pay about $1,196 a year
• The average rate for a 40-year-old driver using $500 deductibles is $1,372
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $340 each year
• High-risk insureds with multiple tickets or accidents could pay at least $2,986
• The cost for full coverage for a teenage driver can be $5,230 a year

View Chart as Image

Car insurance rates for a Mazda CX-30 can also vary considerably based on your driver profile, the trim level of your CX-30, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged as much as $5,200 a year. View Rates by Age

Where you live makes a big difference in Mazda CX-30 insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or at least $1,960 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $520 a year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,600 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 130% more than the average rate. View High Risk Driver Rates

How to Find Low Cost Mazda CX-30 Insurance

Saving money on auto insurance not only requires avoiding accidents and claims, but also having above-average credit, eliminating unneeded coverage, and consideration of higher deductibles. Invest the time to compare rates every couple of years by getting quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.

The points below are a review of the material that was presented in the illustrations above.

• Consumers who may need increased liability limits will pay around $490 each year to go from a minimum limit to 250/500 limits
• Drivers under the age of 20 are the costliest to insure, costing as high as $436 per month if full coverage is included
• Drivers who have several accidents or serious violations may be required to pay an average of $1,610 more every year to insure a Mazda CX-30
• Increasing deductibles can save around $525 each year