Mazda CX-30 Insurance Rates

Average insurance rates for a Mazda CX-30 are $1,372 a year for full coverage insurance. Comprehensive costs on average $260 a year, collision insurance costs $512, and liability costs around $442. Liability-only coverage costs as low as $496 a year, and high-risk coverage costs around $2,986. Teen drivers receive the highest rates at up to $5,230 a year.

Average premium for full coverage: $1,372

Rate estimates by individual coverage type:

Full coverage includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and CX-30 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas tend to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates how rural and urban location affects car insurance rates.

These examples illustrate why it is important to compare prices based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Mazda CX-30 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $787
• Using higher $1,000 deductibles will save around $1,196 each year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,372
• Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,712
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,986
• The cost that insures a teen driver may cost $5,230 or more

View Chart as Image

Car insurance rates for a Mazda CX-30 can also vary considerably based on the trim level of your CX-30, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,600 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 130% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged upwards of $5,200 a year. View Rates by Age

Where you live has a huge impact on Mazda CX-30 insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,850 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could cut rates by as much as $520 every year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find More Affordable Mazda CX-30 Insurance

Saving money on car insurance requires being a low-risk driver, having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around at every policy renewal by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a summary of the data raised in the charts and tables above.

• Policyholders who require more liability coverage will pay about $490 annually to increase from a minimum limit to the 250/500 level
• It is possible to save as much as $170 per year just by quoting early and online
• Increasing deductibles can save approximately $525 each year
• Teen drivers are expensive to insure, costing up to $436 per month if full coverage is purchased