Mazda CX-30 Insurance Rates

U.S. average insurance rates for a Mazda CX-30 are $1,372 a year including full coverage. Comprehensive costs approximately $260, collision insurance costs $512, and liability insurance is estimated at $442. A policy with just liability insurance costs approximately $496 a year, and coverage for high-risk drivers costs around $2,986. Teen drivers pay the highest rates at up to $5,230 a year.

Average premium for full coverage: $1,372

Price estimates by individual coverage:

Prices include $500 deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all CX-30 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than larger metro areas. The example below illustrates the difference location can make on auto insurance prices.

The ranges above highlight why everyone should get quotes using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Mazda CX-30 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $787
• Choosing higher $1,000 deductibles can save $176 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,372
• Choosing pricier low deductibles for comp and collision coverage bumps up the cost to $1,712
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,986
• The price that insures a teen driver for full coverage can cost $5,230 each year

View Chart as Image

Insurance prices for a Mazda CX-30 are also quite variable based on the model of your CX-30, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,600 to $2,300 extra each year, depending on your age. Mazda CX-30 insurance for high-risk drivers ranges anywhere from 44% to 130% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda CX-30 insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,960 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $520 each year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

How to Find the Right Mazda CX-30 Insurance

Getting lower rates on Mazda CX-30 insurance takes not taking risks behind the wheel, having above-average credit, being claim-free, and possibly raising deductibles. Shop around every year by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

The following is a quick rundown of the coverage data touched on in this article.

• You may be able to save around $170 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $525 each year
• Teens are expensive to insure, possibly costing $436 a month if full coverage is included
• High-risk drivers with reckless driving or DUI convictions will likely pay on average $1,610 more per year for CX-30 insurance