Mazda CX-30 Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Mar 28, 2024
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U.S. average auto insurance rates for a Mazda CX-30 are $1,392 annually with full coverage. Comprehensive insurance costs on average $274 a year, collision insurance costs $530, and liability coverage is $430. Buying just liability costs around $486 a year, and insurance for high-risk drivers costs $3,024 or more. 16-year-old drivers pay the highest rates at up to $5,264 a year.
Average premium for full coverage: $1,392
Price estimates by individual coverage:
Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and CX-30 trim levels.
Price Range from Low to High
For a 40-year-old driver, Mazda CX-30 insurance prices range from as cheap as $486 for your basic liability-only policy to a high of $3,024 for a high-risk insurance policy.
Geographic Price Range
Choosing to live in a large city has a large influence on auto insurance rates. Rural areas have fewer collision claims than congested cities. The diagram below illustrates how your location can change car insurance rates.
The ranges above demonstrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details average Mazda CX-30 insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $797
- Raising to $1,000 deductibles will save around $1,210 annually
- The estimated rate for the average middle-age driver with $500 deductibles is $1,392
- Buying low $100 deductibles costs an additional $356 each year
- Unlucky drivers with multiple tickets or accidents could pay upwards of $3,024
- The price with full coverage for a teenage driver may cost $5,264
Insurance prices for a Mazda CX-30 are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.
Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,200 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 136% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce prices by up to $540 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $387 more each year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on Mazda CX-30 insurance rates. A middle-age driver might find prices as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or at least $1,880 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,258 | -$134 | -9.6% |
Alaska | $1,068 | -$324 | -23.3% |
Arizona | $1,156 | -$236 | -17.0% |
Arkansas | $1,392 | -$0 | 0.0% |
California | $1,586 | $194 | 13.9% |
Colorado | $1,330 | -$62 | -4.5% |
Connecticut | $1,432 | $40 | 2.9% |
Delaware | $1,576 | $184 | 13.2% |
Florida | $1,740 | $348 | 25.0% |
Georgia | $1,286 | -$106 | -7.6% |
Hawaii | $998 | -$394 | -28.3% |
Idaho | $940 | -$452 | -32.5% |
Illinois | $1,036 | -$356 | -25.6% |
Indiana | $1,048 | -$344 | -24.7% |
Iowa | $940 | -$452 | -32.5% |
Kansas | $1,322 | -$70 | -5.0% |
Kentucky | $1,898 | $506 | 36.4% |
Louisiana | $2,060 | $668 | 48.0% |
Maine | $858 | -$534 | -38.4% |
Maryland | $1,146 | -$246 | -17.7% |
Massachusetts | $1,116 | -$276 | -19.8% |
Michigan | $2,418 | $1,026 | 73.7% |
Minnesota | $1,166 | -$226 | -16.2% |
Mississippi | $1,666 | $274 | 19.7% |
Missouri | $1,236 | -$156 | -11.2% |
Montana | $1,496 | $104 | 7.5% |
Nebraska | $1,098 | -$294 | -21.1% |
Nevada | $1,666 | $274 | 19.7% |
New Hampshire | $1,004 | -$388 | -27.9% |
New Jersey | $1,556 | $164 | 11.8% |
New Mexico | $1,232 | -$160 | -11.5% |
New York | $1,466 | $74 | 5.3% |
North Carolina | $802 | -$590 | -42.4% |
North Dakota | $1,140 | -$252 | -18.1% |
Ohio | $962 | -$430 | -30.9% |
Oklahoma | $1,430 | $38 | 2.7% |
Oregon | $1,276 | -$116 | -8.3% |
Pennsylvania | $1,328 | -$64 | -4.6% |
Rhode Island | $1,856 | $464 | 33.3% |
South Carolina | $1,260 | -$132 | -9.5% |
South Dakota | $1,174 | -$218 | -15.7% |
Tennessee | $1,220 | -$172 | -12.4% |
Texas | $1,678 | $286 | 20.5% |
Utah | $1,030 | -$362 | -26.0% |
Vermont | $954 | -$438 | -31.5% |
Virginia | $834 | -$558 | -40.1% |
Washington | $1,076 | -$316 | -22.7% |
West Virginia | $1,276 | -$116 | -8.3% |
Wisconsin | $964 | -$428 | -30.7% |
Wyoming | $1,240 | -$152 | -10.9% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Mazda CX-30 | $306 | $570 | $390 | $1,424 |
2023 Mazda CX-30 | $294 | $566 | $398 | $1,416 |
2022 Mazda CX-30 | $284 | $552 | $416 | $1,410 |
2021 Mazda CX-30 | $274 | $530 | $430 | $1,392 |
2020 Mazda CX-30 | $260 | $512 | $442 | $1,372 |
Rates are averaged for all Mazda CX-30 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Mazda CX-30 Insurance
Getting lower rates on auto insurance consists of having a decent driving record, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to shop around at least every other year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
The following items are a quick rundown of the car insurance concepts illustrated above.
- Drivers with reckless driving or DUI convictions pay an average of $1,630 more each year than a driver with a clean driving record
- You may be able to save as much as $170 per year just by quoting early and online
- Increasing physical damage deductibles could save up to $550 each year
- Consumers who require additional liability coverage will pay around $470 every year to raise from a low limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,264 |
20 | $3,232 |
30 | $1,448 |
40 | $1,392 |
50 | $1,274 |
60 | $1,250 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,748 |
$250 | $1,582 |
$500 | $1,392 |
$1,000 | $1,210 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,392 |
50/100 | $1,478 |
100/300 | $1,586 |
250/500 | $1,865 |
100 CSL | $1,521 |
300 CSL | $1,758 |
500 CSL | $1,930 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,506 |
20 | $5,148 |
30 | $3,086 |
40 | $3,024 |
50 | $2,890 |
60 | $2,864 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $74 |
Multi-vehicle | $74 |
Homeowner | $21 |
5-yr Accident Free | $103 |
5-yr Claim Free | $91 |
Paid in Full/EFT | $64 |
Advance Quote | $69 |
Online Quote | $99 |
Total Discounts | $595 |
Discounts are estimated and may not be available from every company or in every state.
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