Mazda CX-30 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

2020 Mazda CX-30 Car Insurance Rates in 2025 – 8 Tips for Cheaper Quotes

Overwhelmed by the wide range of auto insurance companies that you can choose from? There are such a vast assortment of companies available that it can quickly become more work than you anticipated to find lower prices. It's a great practice to check auto insurance prices yearly due to the fact that insurance rates are adjusted regularly by insurance companies. Even if you think you had the best r...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average auto insurance rates for a Mazda CX-30 are $1,392 annually with full coverage. Comprehensive insurance costs on average $274 a year, collision insurance costs $530, and liability coverage is $430. Buying just liability costs around $486 a year, and insurance for high-risk drivers costs $3,024 or more. 16-year-old drivers pay the highest rates at up to $5,264 a year.

Average premium for full coverage: $1,392

Price estimates by individual coverage:

Comprehensive $274
Collision $530
Liability $430

Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and CX-30 trim levels.

Price Range from Low to High

For a 40-year-old driver, Mazda CX-30 insurance prices range from as cheap as $486 for your basic liability-only policy to a high of $3,024 for a high-risk insurance policy.

Liability Only $486
Full Coverage $1,392
High Risk $3,024

Geographic Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas have fewer collision claims than congested cities. The diagram below illustrates how your location can change car insurance rates.

Rural Areas $1,044
Small Cities $1,462
Large Cities $1,879

The ranges above demonstrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Mazda CX-30 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $797
  • Raising to $1,000 deductibles will save around $1,210 annually
  • The estimated rate for the average middle-age driver with $500 deductibles is $1,392
  • Buying low $100 deductibles costs an additional $356 each year
  • Unlucky drivers with multiple tickets or accidents could pay upwards of $3,024
  • The price with full coverage for a teenage driver may cost $5,264

View Chart as Image

Mazda CX-30 insurance cost comparison chart
Column chart showing Mazda CX-30 insurance prices range from $797 to $5,264 for full coverage

Insurance prices for a Mazda CX-30 are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 136% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $540 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $387 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Mazda CX-30 insurance rates. A middle-age driver might find prices as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or at least $1,880 on average in Florida, Michigan, and New York.

Mazda CX-30 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,258 -$134 -9.6%
Alaska $1,068 -$324 -23.3%
Arizona $1,156 -$236 -17.0%
Arkansas $1,392 -$0 0.0%
California $1,586 $194 13.9%
Colorado $1,330 -$62 -4.5%
Connecticut $1,432 $40 2.9%
Delaware $1,576 $184 13.2%
Florida $1,740 $348 25.0%
Georgia $1,286 -$106 -7.6%
Hawaii $998 -$394 -28.3%
Idaho $940 -$452 -32.5%
Illinois $1,036 -$356 -25.6%
Indiana $1,048 -$344 -24.7%
Iowa $940 -$452 -32.5%
Kansas $1,322 -$70 -5.0%
Kentucky $1,898 $506 36.4%
Louisiana $2,060 $668 48.0%
Maine $858 -$534 -38.4%
Maryland $1,146 -$246 -17.7%
Massachusetts $1,116 -$276 -19.8%
Michigan $2,418 $1,026 73.7%
Minnesota $1,166 -$226 -16.2%
Mississippi $1,666 $274 19.7%
Missouri $1,236 -$156 -11.2%
Montana $1,496 $104 7.5%
Nebraska $1,098 -$294 -21.1%
Nevada $1,666 $274 19.7%
New Hampshire $1,004 -$388 -27.9%
New Jersey $1,556 $164 11.8%
New Mexico $1,232 -$160 -11.5%
New York $1,466 $74 5.3%
North Carolina $802 -$590 -42.4%
North Dakota $1,140 -$252 -18.1%
Ohio $962 -$430 -30.9%
Oklahoma $1,430 $38 2.7%
Oregon $1,276 -$116 -8.3%
Pennsylvania $1,328 -$64 -4.6%
Rhode Island $1,856 $464 33.3%
South Carolina $1,260 -$132 -9.5%
South Dakota $1,174 -$218 -15.7%
Tennessee $1,220 -$172 -12.4%
Texas $1,678 $286 20.5%
Utah $1,030 -$362 -26.0%
Vermont $954 -$438 -31.5%
Virginia $834 -$558 -40.1%
Washington $1,076 -$316 -22.7%
West Virginia $1,276 -$116 -8.3%
Wisconsin $964 -$428 -30.7%
Wyoming $1,240 -$152 -10.9%

View Chart as Image

Mazda CX-30 insurance rates by U.S. city
Mazda CX-30 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-30 $306 $570 $390 $1,424
2023 Mazda CX-30 $294 $566 $398 $1,416
2022 Mazda CX-30 $284 $552 $416 $1,410
2021 Mazda CX-30 $274 $530 $430 $1,392
2020 Mazda CX-30 $260 $512 $442 $1,372

Rates are averaged for all Mazda CX-30 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Mazda CX-30 Insurance

Getting lower rates on auto insurance consists of having a decent driving record, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to shop around at least every other year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a quick rundown of the car insurance concepts illustrated above.

  • Drivers with reckless driving or DUI convictions pay an average of $1,630 more each year than a driver with a clean driving record
  • You may be able to save as much as $170 per year just by quoting early and online
  • Increasing physical damage deductibles could save up to $550 each year
  • Consumers who require additional liability coverage will pay around $470 every year to raise from a low limit to higher 250/500 limits

Rates by Driver Age

Mazda CX-30 Insurance Rates by Driver Age
Driver Age Premium
16 $5,264
20 $3,232
30 $1,448
40 $1,392
50 $1,274
60 $1,250

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-30 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,748
$250 $1,582
$500 $1,392
$1,000 $1,210

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-30 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,392
50/100 $1,478
100/300 $1,586
250/500 $1,865
100 CSL $1,521
300 CSL $1,758
500 CSL $1,930

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-30 Insurance Rates for High Risk Drivers
Age Premium
16 $7,506
20 $5,148
30 $3,086
40 $3,024
50 $2,890
60 $2,864

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $64
Advance Quote $69
Online Quote $99
Total Discounts $595
Rate after discounts $797

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles