Mazda CX-30 Insurance Rates
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UPDATED: Mar 28, 2024
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The average auto insurance rates for a Mazda CX-30 are $1,392 annually with full coverage. Comprehensive insurance costs around $274 each year, collision costs $530, and liability insurance costs around $430. A liability-only policy costs as low as $486 a year, with high-risk insurance costing $3,024 or more. 16-year-old drivers cost the most to insure at $5,264 a year or more.
Average premium for full coverage: $1,392
Policy rates for type of insurance:
Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and CX-30 models.
Price Range Variability
For a 40-year-old driver, Mazda CX-30 insurance rates go from as cheap as $486 for a discount liability-only rate to a high rate of $3,024 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Where you live has a significant impact on insurance rates. Areas with sparse population are shown to have fewer collision claims than congested cities.
The graphic below illustrates how your location can change auto insurance rates.
The examples above demonstrate why all drivers should compare prices for a specific zip code and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Mazda CX-30 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $797
- Using higher $1,000 deductibles will save about $182 annually
- The estimated rate for a good driver age 40 using $500 deductibles is $1,392
- Buying low deductibles for physical damage coverage costs an additional $356 a year
- Drivers with multiple tickets or accidents could pay at least $3,024 or more
- Policy cost with full coverage for a teen driver can be $5,264 or more
Car insurance rates for a Mazda CX-30 also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.
More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged as much as $5,200 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 136% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could cut rates by as much as $540 each year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $387 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Mazda CX-30 insurance rates. A driver around age 40 might see rates as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or at least $1,880 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,258 | -$134 | -9.6% |
| Alaska | $1,068 | -$324 | -23.3% |
| Arizona | $1,156 | -$236 | -17.0% |
| Arkansas | $1,392 | -$0 | 0.0% |
| California | $1,586 | $194 | 13.9% |
| Colorado | $1,330 | -$62 | -4.5% |
| Connecticut | $1,432 | $40 | 2.9% |
| Delaware | $1,576 | $184 | 13.2% |
| Florida | $1,740 | $348 | 25.0% |
| Georgia | $1,286 | -$106 | -7.6% |
| Hawaii | $998 | -$394 | -28.3% |
| Idaho | $940 | -$452 | -32.5% |
| Illinois | $1,036 | -$356 | -25.6% |
| Indiana | $1,048 | -$344 | -24.7% |
| Iowa | $940 | -$452 | -32.5% |
| Kansas | $1,322 | -$70 | -5.0% |
| Kentucky | $1,898 | $506 | 36.4% |
| Louisiana | $2,060 | $668 | 48.0% |
| Maine | $858 | -$534 | -38.4% |
| Maryland | $1,146 | -$246 | -17.7% |
| Massachusetts | $1,116 | -$276 | -19.8% |
| Michigan | $2,418 | $1,026 | 73.7% |
| Minnesota | $1,166 | -$226 | -16.2% |
| Mississippi | $1,666 | $274 | 19.7% |
| Missouri | $1,236 | -$156 | -11.2% |
| Montana | $1,496 | $104 | 7.5% |
| Nebraska | $1,098 | -$294 | -21.1% |
| Nevada | $1,666 | $274 | 19.7% |
| New Hampshire | $1,004 | -$388 | -27.9% |
| New Jersey | $1,556 | $164 | 11.8% |
| New Mexico | $1,232 | -$160 | -11.5% |
| New York | $1,466 | $74 | 5.3% |
| North Carolina | $802 | -$590 | -42.4% |
| North Dakota | $1,140 | -$252 | -18.1% |
| Ohio | $962 | -$430 | -30.9% |
| Oklahoma | $1,430 | $38 | 2.7% |
| Oregon | $1,276 | -$116 | -8.3% |
| Pennsylvania | $1,328 | -$64 | -4.6% |
| Rhode Island | $1,856 | $464 | 33.3% |
| South Carolina | $1,260 | -$132 | -9.5% |
| South Dakota | $1,174 | -$218 | -15.7% |
| Tennessee | $1,220 | -$172 | -12.4% |
| Texas | $1,678 | $286 | 20.5% |
| Utah | $1,030 | -$362 | -26.0% |
| Vermont | $954 | -$438 | -31.5% |
| Virginia | $834 | -$558 | -40.1% |
| Washington | $1,076 | -$316 | -22.7% |
| West Virginia | $1,276 | -$116 | -8.3% |
| Wisconsin | $964 | -$428 | -30.7% |
| Wyoming | $1,240 | -$152 | -10.9% |
Because rates have so much variability, the best way to find out your exact price is to do a rate comparison from as many companies as possible. Each insurance company utilizes a different rate formula, so rate quotes will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mazda CX-30 | $306 | $570 | $390 | $1,424 |
| 2023 Mazda CX-30 | $294 | $566 | $398 | $1,416 |
| 2022 Mazda CX-30 | $284 | $552 | $416 | $1,410 |
| 2021 Mazda CX-30 | $274 | $530 | $430 | $1,392 |
| 2020 Mazda CX-30 | $260 | $512 | $442 | $1,372 |
Rates are averaged for all Mazda CX-30 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Mazda CX-30 Insurance
Finding cheaper rates on Mazda CX-30 insurance requires being a good driver, having a good credit score, not filing small claims, and qualifying for all possible discounts. Invest the time to shop around at every other renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following list is a summary of the concepts that were illustrated above.
- High-risk drivers who have multiple accidents or major violations may pay on average $1,630 more every year than a safer driver
- Drivers age 16 to 20 are the costliest to insure, as much as $439 each month if comprehensive and collision insurance is included
- You may be able to save up to $170 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles could save up to $550 each year
- You may be able to save up to $170 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,264 |
| 20 | $3,232 |
| 30 | $1,448 |
| 40 | $1,392 |
| 50 | $1,274 |
| 60 | $1,250 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,748 |
| $250 | $1,582 |
| $500 | $1,392 |
| $1,000 | $1,210 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,392 |
| 50/100 | $1,478 |
| 100/300 | $1,586 |
| 250/500 | $1,865 |
| 100 CSL | $1,521 |
| 300 CSL | $1,758 |
| 500 CSL | $1,930 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,506 |
| 20 | $5,148 |
| 30 | $3,086 |
| 40 | $3,024 |
| 50 | $2,890 |
| 60 | $2,864 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $74 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $103 |
| 5-yr Claim Free | $91 |
| Paid in Full/EFT | $64 |
| Advance Quote | $69 |
| Online Quote | $99 |
| Total Discounts | $595 |
Discounts are estimated and may not be available from every company or in every state.
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