Mazda CX-30 Insurance Rates

Estimated insurance prices for a Mazda CX-30 are $1,372 every 12 months for full coverage insurance. Comprehensive costs an estimated $260 each year, collision insurance costs $512, and liability costs around $442. Liability-only coverage costs as low as $496 a year, and high-risk coverage costs around $2,986. Teen drivers pay the most at up to $5,230 a year.

Average premium for full coverage: $1,372

Premium estimates broken down by type of coverage:

Includes $500 deductible amounts, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and CX-30 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than larger metro areas. The graphic below illustrates how your location can change insurance prices.

These rate differences illustrate why all drivers should compare prices for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Mazda CX-30 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $787
• Using higher $1,000 deductibles will save approximately $176 each year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,372
• Choosing low deductibles for physical damage coverage increases the price to $1,712
• Drivers with multiple violations and an at-fault accident could pay up to $2,986
• An auto insurance policy to insure a teen driver can cost as much as $5,230 or more

View Chart as Image

Insurance prices for a Mazda CX-30 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Choosing high deductibles could cut prices by as much as $520 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $398 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay at least $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,600 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can be as much as 44% to 130% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Mazda CX-30 insurance prices. A driver around age 40 might see prices as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for the Cheapest Mazda CX-30 Insurance

Finding better rates on car insurance requires having a good driving record, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to shop around at least every other year by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The next list is a recap of the car insurance concepts illustrated above.

• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,610 more annually to buy Mazda CX-30 insurance
• It is possible to save approximately $170 per year just by quoting online in advance
• Increasing policy deductibles could save as much as $525 each year
• Policyholders who want increased levels of liability coverage will pay about $490 annually to increase from 30/60 bodily injury limits to a 250/500 level