Mazda CX-3 Insurance Rates

The average insurance prices for a Mazda CX-3 are $1,176 every 12 months including full coverage. Comprehensive insurance costs an estimated $220 a year, collision insurance costs $338, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs $2,534 or more. Teen drivers cost the most to insure at up to $4,576 a year.

Average premium for full coverage: $1,176

Policy rates broken down by type of insurance:

Estimates include $500 deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and CX-3 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates how location helps determine insurance prices.

The examples above highlight why it is important to get quotes for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Mazda CX-3 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $698
• Choosing higher $1,000 deductibles can save approximately $1,048 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,176
• Choosing low $100 deductibles for comp and collision coverage costs an extra $242 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,534
• Policy cost to insure a teen driver can cost as much as $4,576 each year

View Chart as Image

Car insurance rates for a Mazda CX-3 also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Choosing high deductibles can save as much as $370 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 133% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Mazda CX-3 insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,680 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for Low Cost Mazda CX-3 Insurance

Finding cheaper rates on car insurance takes not taking risks behind the wheel, maintaining a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Invest time comparing rates at least once a year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The following is a review of the primary concepts that were covered in the charts and tables above.

• You may be able to save approximately $140 per year just by quoting early and online
• Higher risk drivers who have several accidents or serious violations may have to pay on average $1,360 more annually for CX-3 insurance
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Teens have the highest car insurance rates, with premiums being up to $381 each month if the policy includes full coverage