Mazda CX-3 Insurance Rates

Average insurance rates for a Mazda CX-3 are $1,248 a year for full coverage. Comprehensive insurance costs on average $238, collision insurance costs $400, and liability coverage costs $452. A policy with just liability insurance costs as little as $504 a year, and coverage for high-risk drivers costs $2,698 or more. Teen drivers receive the highest rates at up to $4,804 a year.

Average premium for full coverage: $1,248

Rate estimates by individual coverage type:

Prices are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and for all CX-3 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have lower incidents of accident claims than larger metro areas. The example below illustrates how location impacts car insurance rates.

These examples show why everyone should compare rates based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Mazda CX-3 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $731
• Drivers who choose higher $1,000 deductibles will pay around $144 a year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,248
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an additional $280 each year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,698
• The cost that insures a teenage driver for full coverage may cost $4,804 a year

View Chart as Image

Insurance rates for a Mazda CX-3 can also vary considerably based on the model of your CX-3, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $1,500 to $2,100 additional per year, depending on your age. Mazda CX-3 insurance for high-risk drivers can cost around 44% to 134% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,800 a year. View Rates by Age

Where you live makes a big difference in Mazda CX-3 insurance rates. A 40-year-old driver could pay as low as $820 a year in states like Idaho, Maine, and Iowa, or as much as $1,780 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could save up to $430 a year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit

How to Find Affordable Mazda CX-3 Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having a good credit score, eliminating unneeded coverage, and dropping full coverage on older vehicles. Shop around at every policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a brief review of the data touched on above.

• Consumers who require more liability coverage will pay about $500 each year to go from a minimum limit to the 250/500 level
• Drivers can save as much as $150 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $425 each year
• Teen drivers pay higher rates, costing as high as $400 per month if comprehensive and collision insurance is included