Mazda CX-3 Insurance Rates

Average insurance rates for a Mazda CX-3 are $1,248 a year for full coverage. Comprehensive costs approximately $238, collision insurance costs $400, and liability insurance costs around $452. A policy with just liability insurance costs as low as $504 a year, and coverage for high-risk drivers costs around $2,698. Teenage drivers receive the highest rates at up to $4,804 a year.

Average premium for full coverage: $1,248

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all states and for all CX-3 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance rates. Rural locations tend to have lower incidents of accident claims than densely populated cities. The example below illustrates how location impacts auto insurance prices.

These examples show why everyone should compare prices using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Mazda CX-3 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $731
• Using higher $1,000 deductibles will save $144 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,248
• Using pricier low deductibles for physical damage coverage bumps up the cost to $1,528
• Drivers who are prone to accidents and violations could pay around $2,698
• The cost that insures a teen driver for full coverage can cost $4,804 or more

View Chart as Image

Insurance rates for a Mazda CX-3 can also vary considerably based on the model of your CX-3, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,500 to $2,100 additional per year, depending on your age. Mazda CX-3 insurance for high-risk drivers can be anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age

Where you live has a huge impact on Mazda CX-3 insurance rates. A driver around age 40 might see rates as low as $820 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,780 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $430 each year, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit

How to Find Cheap Mazda CX-3 Insurance

Saving money on Mazda CX-3 insurance requires avoiding accidents and claims, having a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Compare prices at least every other year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The points below are a brief summary of the car insurance concepts touched on above.

• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,450 more per year to insure a Mazda CX-3
• Drivers can save around $150 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $425 each year
• Drivers who purchase increased liability limits will pay an extra $500 each year to increase from a minimum limit to the 250/500 level