Mazda CX-3 Insurance Rates

The average insurance rates for a Mazda CX-3 are $1,248 a year with full coverage. Comprehensive costs around $238 each year, collision insurance costs $400, and liability costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs around $2,698. Teenage drivers cost the most to insure at up to $4,804 a year.

Average premium for full coverage: $1,248

Policy rates for type of insurance:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and CX-3 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance rates.

The examples above demonstrate why all drivers should compare rates for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Mazda CX-3 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $731
• Drivers who choose higher $1,000 deductibles will pay about $144 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,248
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,528
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,698
• Policy cost that insures a teen driver can be $4,804 a year

View Chart as Image

Insurance rates for a Mazda CX-3 also range considerably based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,500 to $2,100 additional every year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,800 a year. View Rates by Age

Your home state makes a big difference in Mazda CX-3 insurance prices. A 40-year-old driver could pay as low as $900 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,690 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $430 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit

How to Find Cheap Mazda CX-3 Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also having a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare prices at least once a year by requesting rates from direct companies, and also from your local independent and exclusive agents.

Below you'll find a brief summary of the primary concepts that were touched on in this article.

• You may be able to save up to $150 per year just by quoting online in advance
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,450 more every year than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• Youthful drivers are charged the highest rates, as much as $400 each month if comprehensive and collision insurance is included