Mazda CX-3 Insurance Rates

Average insurance rates for a Mazda CX-3 are $1,176 a year for full coverage insurance. Comprehensive costs on average $220, collision insurance costs $338, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs around $2,534. Teen drivers receive the highest rates at up to $4,576 a year.

Average premium for full coverage: $1,176

Rate estimates by individual coverage type:

Includes $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for all CX-3 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than larger metro areas. The example below illustrates the effect of geographic area on car insurance rates.

These examples illustrate why everyone should get quotes based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Mazda CX-3 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $698
• Choosing higher $1,000 deductibles can save around $128 each year
• The average rate for a 40-year-old driver with $500 deductibles is $1,176
• Choosing pricier low deductibles for comp and collision coverage will increase the cost to $1,418
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,534
• The cost for full coverage for a teen driver for full coverage may cost $4,576 each year

View Chart as Image

Car insurance rates for a Mazda CX-3 can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged upwards of $4,500 a year. View Rates by Age

Where you live plays a big part in determining prices for Mazda CX-3 insurance prices. A good driver about age 40 could pay as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,590 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $370 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,400 to $2,000 extra per year, depending on your age. Mazda CX-3 insurance for high-risk drivers ranges as much as 44% to 133% more than average. View High Risk Driver Rates

How to Find the Cheapest Mazda CX-3 Insurance

Saving money on car insurance takes being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates at every policy renewal by requesting quotes from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

Below you'll find a recap of the data covered in the above illustrations.

• Policyholders who require more liability protection will pay about $510 annually to raise limits from a minimum limit to 250/500 limits
• It is possible to save as much as $140 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save around $375 each year
• Youthful drivers are expensive to insure, costing up to $381 per month if full coverage is included