Mazda CX-3 Insurance Rates

Average insurance rates for a Mazda CX-3 are $1,220 a year for full coverage insurance. Comprehensive insurance costs an estimated $230 each year, collision insurance costs $376, and liability coverage costs $456. Liability-only coverage costs as little as $508 a year, and high-risk coverage costs $2,636 or more. Teenage drivers receive the highest rates at up to $4,720 a year.

Average premium for full coverage: $1,220

Rate estimates broken down by individual coverage type:

Price estimates include $500 deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and CX-3 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates how location impacts insurance prices.

These examples illustrate why all drivers should compare rates for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Mazda CX-3 insurance rates for other coverage scenarios.

• The best discount rate is $717
• Drivers who choose higher $1,000 deductibles will pay approximately $138 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,220
• Using low deductibles for comprehensive and collision insurance will cost an additional $266 each year
• High-risk insureds who are prone to accidents and violations could pay up to $2,636
• The cost that insures a teenage driver can cost as much as $4,720 a year

View Chart as Image

Car insurance rates for a Mazda CX-3 can also vary considerably based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,500 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can cost around 42% to 137% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $4,700 a year. View Rates by Age

Where you live makes a big difference in Mazda CX-3 insurance rates. A 40-year-old driver could pay as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,650 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $410 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheaper Mazda CX-3 Insurance

Saving money on auto insurance not only requires not taking risks behind the wheel, but also having a positive credit history, avoid buying unnecessary coverage, and possibly higher deductibles. Compare prices once a year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following is a condensed summary of the data that was touched on above.

• It is possible to save approximately $140 per year just by quoting online in advance
• Consumers who want higher liability limits will pay an extra $500 annually to go from a minimum limit to the 250/500 level
• Teens have the highest car insurance rates, costing up to $393 per month if full coverage is purchased
• Drivers with multiple at-fault accidents may have to pay on average $1,420 more annually for CX-3 insurance