LTI Altima Insurance Rates
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UPDATED: Jun 2, 2023
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Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.
As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.
Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.
Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.
To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.
Comparing auto insurance from online rate quotes is easy, in addition you may find lower rates. The key is getting rates from all providers so you can compare the lowest rate quotes.
Beginners to comparing rates may think shopping for affordable LTI Altima insurance is more work than they want to put in. The are a couple different ways of comparing rates from different insurance companies. The best method to find the lowest LTI Altima insurance rates involves getting comparison quotes online. This is very easy and can be done by visiting this page.
Criteria which help determine
Insurance premiums paid to insure a LTI Altima can be significantly different based upon several criteria. A few of these criteria are:
- Your driving record
- Better credit means lower rates
- Male rates may be higher
- Higher deductibles save money
- NTSB crash rating for your vehicle
- Your job
- The level of coverage
- Owning a home can lower rates
One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a much lower replacement value compared to new Altima models so the costs to repair will push premiums down. Conversely, newer vehicles have more advanced features such as pedestrian detection, tire pressure monitors, and autonomous braking that may help provide discounts that lower premiums.
Liability insurance
injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .
Collision
another vehicle or an object, but not an animal. . , . .
Comprehensive protection
caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .
Uninsured/Underinsured Motorist coverage
This coverage . , . .
Medical expense coverage
bills ambulance fees, surgery, and doctor visits. . .
Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.
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What are the safety ratings of the Nissan Altima?
Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.
The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.
Nissan Altima Compared Against Other Vehicles in the Same Class
The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.
Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.
To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.
References:
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