LTI Altima Insurance Rates

Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Finding cheaper auto insurance through online rate quotes saves time, is easy to do and there is a good chance you might just save a little. The key to finding lower rates is getting rates from as many companies as possible so you can get the best prices.

Finding the best direct price on auto insurance can be a challenge if you are a beginner to quoting online. Don't let that stop you because comparing prices is actually very simple. When shopping for auto insurance there are multiple ways to compare rate quotes from auto insurance companies in your area. One of the best ways to find competitive LTI Altima insurance cost is to perform an online rate comparison. This can be accomplished by completing this short form.

Auto insurance rates for your LTI Altima can be significantly different and are calculated by many factors. Some of these factors include:

• Tickets increase premiums
• Better credit means lower rates
• Male drivers pay higher rates
• Low deductibles cost more
• Safety rating of your Altima
• What you do for a living
• The amount of protection requested
• Whether you own your home

A final factor which can affect LTI Altima insurance rates is the model year. Models that are a few years old cost less in comparison to older models so the payout to repair may end up costing you less. But new Altima models may have a trim level with safety features including autonomous braking, automatic crash notification, sideview assist mirrors, and adaptive headlights that may help give discounted rates.

Auto liability - damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Collision insurance - another car or object. . , . .

Comprehensive coverages - OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Uninsured and underinsured coverage - Your UM/UIM coverage . , . .

Medical payments and PIP coverage - short-term medical expenses nursing services, prosthetic devices, and dental work. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

• Chevrolet Malibu Insurance Rates
• Ford Fusion Insurance Rates
• Honda Accord Insurance Rates

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020