LTI Altima Insurance Rates

Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Finding cheaper auto insurance through online rate quotes can be fast and easy, in addition you might just save a little. The most important part is getting rates from all providers in order to accurately compare the lowest prices.

If you are a novice to online auto insurance shopping, you may be confused by the hoards of online companies vying for your business. When shopping for auto insurance there are multiple ways of comparing rates from different insurance companies. The best method to find the cheapest LTI Altima insurance cost is to perform an online rate comparison. This is very easy and can be done by getting a quick quote here.

Criteria which help determine

Auto insurance rates paid to insure a LTI Altima can be significantly different depending on several factors. A few of these criteria are:

• Higher performance Altima vehicles cost more
• How many accidents you have had
• Home/auto policy bundles save money
• How you use your vehicle
• Your birth date
• Being married may save money
• Optional coverages like vehicle replacement
• What you do for a living
• The level of coverage
• Owning a home can lower rates

A final factor which can affect LTI Altima insurance rates is the model year. Models that are a few years old have a much lower replacement value in comparison to older models so the costs to repair may result in lower rates. Conversely, newer vehicles may have a trim level with safety features such as an advanced theft deterrent system, traction control, lane departure warning system, and dual-stage airbags that may help help offset higher rates.

Auto liability - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Coverage for collisions - another vehicle or an object, but not an animal. . , . .

Comprehensive (Other than Collision) - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Uninsured/Underinsured Motorist coverage - This coverage . , . .

Medical payments and PIP coverage - bills ambulance fees, surgery, and doctor visits. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

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What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

• Chevrolet Malibu Insurance Rates
• Ford Fusion Insurance Rates
• Honda Accord Insurance Rates

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020