LTI Altima Insurance Rates

Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Shopping for auto insurance from online rate quotes can be fast and easy, plus you might just save a little. The most important part is to get rates from all providers so you can get the lowest priced insurance.

If shopping for auto insurance online is new to you, you may be overwhelmed by the hoards of online companies vying for your business. Getting lower LTI Altima insurance cost doesn't have to be difficult. Just invest a little time to get quotes provided by online insurance companies. This is very easy and can be done by completing this short form.

Auto insurance rates paid to insure a LTI Altima can fluctuate considerably depending on several factors. Including but not limited to:

• A clean driving record keeps rates low
• Credit rating impacts rates
• Where you reside can make a big difference
• Annual mileage can affect rates
• Male rates may be higher
• Low deductibles cost more
• Crash test rating for your Altima
• Claims drive up premiums
• No coverage lapses saves money
• Home ownership saves money

A final factor that will help determine LTI Altima insurance rates is the model year. Older cars and trucks have a lower value in comparison to older models so the costs to repair may result in lower rates. Conversely, newer vehicles may have a trim level with safety features such as a collision avoidance system, forward-collision avoidance, and active head restraints which may give discounted rates.

Liability insurance - damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision coverages - a stationary object or other vehicle. . , . .

Comprehensive or Other Than Collision - from a wide range of events other than collision. . your auto insurance company will pay , .

Protection from uninsured/underinsured drivers - Uninsured or Underinsured Motorist coverage . , . .

Medical expense coverage - immediate expenses EMT expenses, pain medications, and nursing services. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

• Chevrolet Malibu Insurance Rates
• Ford Fusion Insurance Rates
• Honda Accord Insurance Rates

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020