LTI Altima Insurance Rates

Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Shopping for auto insurance by getting online quotes can be fast and easy, plus you can save money. The most important part is getting rates from all providers so you can get the lowest priced insurance.

If shopping for auto insurance online is new to you, you may be overwhelmed by the hoards of online companies offering insurance. Getting better LTI Altima insurance cost can be relatively painless. Just take time getting comparison quotes provided by online insurance companies. This is very easy and can be done by completing this short form.

Car insurance premiums paid to insure a LTI Altima can be significantly different depending on several factors. Including but not limited to:

• A clean driving record keeps rates low
• Better credit means lower rates
• Male drivers pay higher rates
• Low deductibles cost more
• Crash test rating for your Altima
• Your claim history
• No coverage lapses saves money
• Home ownership saves money

An additional factor that will help determine LTI Altima insurance rates is the year of the vehicle. Older cars and trucks have a lower value than newer models so the costs to repair may result in lower rates. Conversely, new Altima models may have safety features such as lane departure warning system, pedestrian detection, and tire pressure monitors that may help give discounted rates.

Liability - damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision coverages - a stationary object or other vehicle. . , . .

Comprehensive insurance - from a wide range of events other than collision. . your auto insurance company will pay , .

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage . , . .

Medical costs insurance - immediate expenses EMT expenses, pain medications, and nursing services. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

• Chevrolet Malibu Insurance Rates
• Ford Fusion Insurance Rates
• Honda Accord Insurance Rates

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020