Lexus SC 430 Insurance Rates

U.S. average insurance rates for a Lexus SC 430 are $1,696 a year with full coverage. Comprehensive insurance costs on average $432, collision insurance costs $812, and liability costs around $316. A policy with just liability insurance costs as low as $376 a year, and coverage for high-risk drivers costs $3,670 or more. Teen drivers pay the highest rates at up to $5,956 a year.

Average premium for full coverage: $1,696

Price estimates by individual coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for all SC 430 models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on auto insurance rates. Rural areas have lower incidents of collision claims than larger metro areas. The example below illustrates how location impacts car insurance rates.

The ranges above demonstrate why everyone should compare prices based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Lexus SC 430 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $944
• Using higher $1,000 deductibles will save around $282 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,696
• Choosing pricier low deductibles for physical damage coverage will cost an additional $548 every year
• Drivers with multiple violations and an at-fault accident could pay upwards of $3,670
• The price that insures a teen driver for full coverage may cost $5,956 or more

Insurance prices for a Lexus SC 430 are also quite variable based on the model of your SC 430, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $2,000 to $2,700 extra each year, depending on your age. Lexus SC 430 insurance for high-risk drivers can be as much as 45% to 132% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,600 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $5,900 a year. View Rates by Age

The state you live in has a huge impact on Lexus SC 430 insurance prices. A driver around age 40 might see prices as low as $1,220 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,290 on average in Florida, Michigan, and New York.

Choosing high deductibles could cut prices by as much as $830 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $285 more per year. View Rates by Deductible or Liability Limit

How to Find Cheap Lexus SC 430 Insurance

Getting lower rates on car insurance requires avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Shop around once a year by requesting rates from direct companies, and also from several local insurance agents.

The points below are a brief summary of the data that was touched on above.

• You may be able to save as much as $210 per year just by quoting online well ahead of the renewal date
• Policyholders who require increased liability limits will pay about $350 every year to increase from a low limit to the 250/500 level
• Drivers under the age of 20 pay the highest prices, costing up to $496 a month if full coverage is included
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,970 more each year to insure a Lexus SC 430