Lexus LX 570 Insurance Rates

The average auto insurance rates for a Lexus LX 570 are $1,206 annually for full coverage. Comprehensive insurance costs on average $242 a year, collision costs $332, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,588 or more. 16-year-old drivers cost the most to insure at $4,648 a year or more.

Average premium for full coverage: $1,206

Policy rates by type of insurance:

Price estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and LX 570 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have fewer accident claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above show why it is important to compare prices based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $716
• Using higher $1,000 deductibles will save around $1,076 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,206
• Buying low $100 deductibles for physical damage coverage costs an additional $248 annually
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,588 or more
• Policy cost with full coverage for a 16-year-old driver may cost $4,648 or more

Insurance rates for a Lexus LX 570 also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy can be from 43% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $380 annually, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Lexus LX 570 insurance prices. A driver around age 40 might see rates as low as $790 a year in states like Idaho, Maine, and Iowa, or at least $1,720 on average in Michigan, Louisiana, and New York.

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes from multiple companies. Each insurance company utilizes a different rate formula, and rates will be varied between companies.

How to Buy Cheaper Lexus LX 570 Insurance

Finding cheaper rates on insurance for a Lexus LX 570 requires having a good driving record, having good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Set aside time to compare rates every other policy renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The next list is a condensed summary of the ideas that were covered above.

• Drivers age 20 and younger pay higher rates, costing up to $387 each month if they have full coverage
• Drivers considered higher risk with multiple at-fault accidents may be required to pay an average of $1,380 more each year to buy Lexus LX 570 insurance
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Drivers can save as much as $140 per year simply by quoting early and online