Lexus LX 570 Insurance Rates

The average insurance prices for a Lexus LX 570 are $1,206 every 12 months including full coverage. Comprehensive insurance costs an estimated $242 each year, collision insurance costs $332, and liability coverage is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs $2,588 or more. Teenage drivers cost the most to insure at up to $4,648 a year.

Average premium for full coverage: $1,206

Policy rates broken down by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and LX 570 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on insurance prices.

The examples above highlight why all drivers should get quotes for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Lexus LX 570 insurance rates for other coverage scenarios.

• The best discount rate is $716
• Choosing higher $1,000 deductibles can save approximately $130 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,206
• Using low deductibles for comp and collision coverage costs an extra $248 each year
• Drivers who are prone to accidents and violations could pay up to $2,588
• Policy cost to insure a teenage driver can cost as much as $4,648 each year

Auto insurance rates for a Lexus LX 570 also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can save as much as $380 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay at least $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,400 to $2,000 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges around 43% to 130% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Lexus LX 570 insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,720 on average in Louisiana, New York, and Michigan.

How to Shop for the Best Lexus LX 570 Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Set aside time to compare rates every other policy renewal by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The items below are a brief recap of the ideas that were covered above.

• Teen drivers are the costliest to insure, with premiums being up to $387 each month if comprehensive and collision insurance is included
• Drivers who tend to receive serious violations may have to pay on average $1,380 more annually to insure their LX 570
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• You may be able to save approximately $140 per year just by quoting online in advance