Lexus LX 570 Insurance Rates

U.S. average insurance rates for a Lexus LX 570 are $1,206 a year for full coverage insurance. Comprehensive insurance costs approximately $242 a year, collision insurance costs $332, and liability insurance costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs $2,588 or more. Teen drivers pay the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Price estimates by individual coverage:

Full coverage includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and LX 570 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of auto insurance. Rural locations have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above illustrate why it is important to compare rates using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Lexus LX 570 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $716
• Drivers who choose higher $1,000 deductibles will pay $1,076 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,206
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an additional $248 a year
• High risk drivers with multiple violations and an at-fault accident could pay around $2,588
• The price that insures a teen driver can cost $4,648 a year

Insurance prices for a Lexus LX 570 are also quite variable based on the trim level of your LX 570, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,400 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 130% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

The state you live in makes a big difference in Lexus LX 570 insurance rates. A 40-year-old driver could pay as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,630 on average in Florida, New York, and Michigan.

Choosing high deductibles could save up to $380 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

How to Find More Affordable Lexus LX 570 Insurance

Getting lower rates on Lexus LX 570 insurance not only requires being a safe and courteous driver, but also having a good credit score, not filing small claims, and consideration of higher deductibles. Shop around every other policy renewal by getting quotes from direct insurance companies, and also from your local car insurance providers.

Below is a summary of the ideas that were covered above.

• Teenage drivers are the costliest to insure, as much as $387 a month if comprehensive and collision insurance is included
• High-risk drivers who have multiple accidents or major violations could be charged and average of $1,380 more per year for auto insurance
• Increasing physical damage deductibles can save approximately $375 each year
• It is possible to save around $140 per year just by quoting early and online