Lexus LX 570 Insurance Rates

U.S. average insurance rates for a Lexus LX 570 are $1,254 a year with full coverage. Comprehensive insurance costs an estimated $256, collision insurance costs $366, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,696 or more. Teens pay the highest rates at up to $4,804 a year.

Average premium for full coverage: $1,254

Price estimates broken down by individual coverage:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for all LX 570 models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. More rural locations have lower incidents of collision claims than cities with more traffic congestion. The example below illustrates how location impacts insurance prices.

The ranges above demonstrate why everyone should compare prices for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Lexus LX 570 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $741
• Using higher $1,000 deductibles will save approximately $142 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,254
• Selecting pricier low deductibles for physical damage coverage will cost an additional $270 every year
• Drivers with serious driving violations could pay up to $2,696
• The price that insures a teen driver for full coverage can cost as much as $4,804 or more

Auto insurance prices for a Lexus LX 570 are also quite variable based on the model of your LX 570, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,500 to $2,100 in extra premium each year, depending on your age. Lexus LX 570 insurance for high-risk drivers can be as much as 44% to 134% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay at least $4,800 a year. View Rates by Age

The state you live in has a huge impact on Lexus LX 570 insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,690 on average in New York, Michigan, and Florida.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $420 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Lexus LX 570 Insurance

Getting lower rates on car insurance requires avoiding accidents and claims, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare rates once a year by getting rate quotes from direct companies, and also from insurance agencies where you live.

The points below are a review of the data that was touched on above.

• You may be able to save approximately $150 per year just by quoting online well ahead of the renewal date
• Policyholders who want increased liability limits will pay approximately $520 every year to increase from a low limit to the 250/500 level
• Drivers under the age of 20 are the costliest to insure, costing up to $400 a month if the policy includes full coverage
• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,440 more annually to insure a Lexus LX 570