Lexus LX 570 Insurance Rates

Estimated insurance rates for a Lexus LX 570 are $1,254 a year including full coverage. Comprehensive costs around $256, collision insurance costs $366, and liability coverage is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs around $2,696. Teenage drivers pay the most at up to $4,804 a year.

Average premium for full coverage: $1,254

Premium estimates for type of coverage:

Prices include $500 deductible amounts, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different LX 570 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities. The price range example below illustrates how your location can change auto insurance rates.

These rate differences highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $741
• Raising to $1,000 deductibles will save about $142 every year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,254
• Using more expensive low deductibles will increase the cost to $1,524
• Unlucky drivers who are prone to accidents and violations could pay at least $2,696
• An auto insurance policy for full coverage for a teenage driver with full coverage can be $4,804

Auto insurance prices for a Lexus LX 570 also have a wide range based on your driving characteristics, the model of your LX 570, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay as much as $4,800 a year. View Rates by Age

Where you choose to live also has a big influence on Lexus LX 570 insurance rates. A middle-age driver might find prices as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,790 on average in Michigan, New York, and Louisiana.

Using high physical damage deductibles can reduce prices by up to $420 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,500 to $2,100 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates

How to Find the Right Lexus LX 570 Insurance

Finding better rates on auto insurance consists of having a good driving record, having good credit, refrain from filing small claims, and possibly raising deductibles. Invest the time to shop around every year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a quick rundown of the coverage data illustrated above.

• You may be able to save up to $150 per year just by shopping early and online
• Increasing policy deductibles can save around $400 each year
• Drivers age 20 and younger are expensive to insure, with the cost nearing $400 per month if they have full coverage
• Drivers with reckless driving or DUI convictions pay on average $1,440 more every year to buy Lexus LX 570 insurance