Lexus LX 570 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 5, 2024
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Estimated insurance rates for a Lexus LX 570 are $1,254 a year including full coverage. Comprehensive insurance costs around $256, collision costs $366, and liability costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing $2,696 or more. Teen drivers pay the most at $4,804 a year or more.
Average premium for full coverage: $1,254
Premium estimates for type of coverage:
Prices include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different LX 570 trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Lexus LX 570 go from as low as $522 for liability-only coverage to a much higher rate of $2,696 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Your location can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas.
The price range example below illustrates how your location can change auto insurance rates.
These rate differences highlight why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down estimated Lexus LX 570 insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $741
- Drivers who choose higher $1,000 deductibles will pay about $142 every year
- The average rate for a 40-year-old good driver using $500 deductibles is $1,254
- Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $270 every year
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,696 or more
- An auto insurance policy for full coverage for a teen driver with full coverage can be $4,804 a year
Insurance prices for a Lexus LX 570 also have a wide range based on your driving characteristics, the model of your LX 570, and deductibles and policy limits.
An older driver with no violations or accidents and high deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay as much as $4,800 a year. View Rates by Age
Where you choose to live makes a big difference in Lexus LX 570 insurance prices. A 40-year-old driver could pay as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,790 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,134 | -$120 | -9.6% |
| Alaska | $960 | -$294 | -23.4% |
| Arizona | $1,040 | -$214 | -17.1% |
| Arkansas | $1,254 | -$0 | 0.0% |
| California | $1,430 | $176 | 14.0% |
| Colorado | $1,198 | -$56 | -4.5% |
| Connecticut | $1,290 | $36 | 2.9% |
| Delaware | $1,420 | $166 | 13.2% |
| Florida | $1,570 | $316 | 25.2% |
| Georgia | $1,156 | -$98 | -7.8% |
| Hawaii | $900 | -$354 | -28.2% |
| Idaho | $848 | -$406 | -32.4% |
| Illinois | $932 | -$322 | -25.7% |
| Indiana | $944 | -$310 | -24.7% |
| Iowa | $848 | -$406 | -32.4% |
| Kansas | $1,194 | -$60 | -4.8% |
| Kentucky | $1,712 | $458 | 36.5% |
| Louisiana | $1,856 | $602 | 48.0% |
| Maine | $774 | -$480 | -38.3% |
| Maryland | $1,034 | -$220 | -17.5% |
| Massachusetts | $1,002 | -$252 | -20.1% |
| Michigan | $2,178 | $924 | 73.7% |
| Minnesota | $1,048 | -$206 | -16.4% |
| Mississippi | $1,500 | $246 | 19.6% |
| Missouri | $1,112 | -$142 | -11.3% |
| Montana | $1,348 | $94 | 7.5% |
| Nebraska | $988 | -$266 | -21.2% |
| Nevada | $1,504 | $250 | 19.9% |
| New Hampshire | $902 | -$352 | -28.1% |
| New Jersey | $1,400 | $146 | 11.6% |
| New Mexico | $1,110 | -$144 | -11.5% |
| New York | $1,322 | $68 | 5.4% |
| North Carolina | $722 | -$532 | -42.4% |
| North Dakota | $1,028 | -$226 | -18.0% |
| Ohio | $864 | -$390 | -31.1% |
| Oklahoma | $1,288 | $34 | 2.7% |
| Oregon | $1,148 | -$106 | -8.5% |
| Pennsylvania | $1,198 | -$56 | -4.5% |
| Rhode Island | $1,672 | $418 | 33.3% |
| South Carolina | $1,136 | -$118 | -9.4% |
| South Dakota | $1,058 | -$196 | -15.6% |
| Tennessee | $1,098 | -$156 | -12.4% |
| Texas | $1,510 | $256 | 20.4% |
| Utah | $928 | -$326 | -26.0% |
| Vermont | $860 | -$394 | -31.4% |
| Virginia | $752 | -$502 | -40.0% |
| Washington | $970 | -$284 | -22.6% |
| West Virginia | $1,148 | -$106 | -8.5% |
| Wisconsin | $870 | -$384 | -30.6% |
| Wyoming | $1,118 | -$136 | -10.8% |
Choosing high deductibles could save up to $420 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying at least $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance can cost as much as 44% to 134% more than average. View High Risk Driver Rates
With such a large range in prices, the best way to figure out your exact price is to compare prices and see which company has the best price. Every company uses a different rate calculation, and prices will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Lexus LX 570 | $464 | $840 | $390 | $1,852 |
| 2023 Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| 2022 Lexus LX 570 | $430 | $814 | $416 | $1,818 |
| 2021 Lexus LX 570 | $414 | $780 | $430 | $1,782 |
| 2020 Lexus LX 570 | $392 | $752 | $442 | $1,744 |
| 2019 Lexus LX 570 | $376 | $698 | $452 | $1,684 |
| 2018 Lexus LX 570 | $362 | $658 | $456 | $1,634 |
| 2017 Lexus LX 570 | $346 | $590 | $460 | $1,554 |
| 2016 Lexus LX 570 | $324 | $542 | $460 | $1,484 |
| 2015 Lexus LX 570 | $312 | $508 | $464 | $1,442 |
| 2014 Lexus LX 570 | $306 | $474 | $474 | $1,412 |
| 2013 Lexus LX 570 | $282 | $440 | $474 | $1,354 |
| 2011 Lexus LX 570 | $256 | $366 | $474 | $1,254 |
| 2010 Lexus LX 570 | $242 | $332 | $474 | $1,206 |
Rates are averaged for all Lexus LX 570 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Lexus LX 570 Insurance
Finding better rates on car insurance not only requires being a good driver, but also having a good credit history, refrain from filing small claims, and taking advantage of discounts. Invest the time to shop around once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following list is a quick rundown of the data that was illustrated above.
- You may be able to save up to $150 per year simply by shopping early and online
- Policyholders who may need an increased level of liability coverage will pay about $520 per year to go from 30/60 bodily injury limits to 250/500 limits
- Drivers age 16 to 20 are charged the highest prices, with the cost nearing $400 per month including comprehensive and collision insurance
- Higher risk drivers with reckless driving or DUI convictions pay on average $1,440 more every year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,804 |
| 20 | $2,856 |
| 30 | $1,294 |
| 40 | $1,254 |
| 50 | $1,146 |
| 60 | $1,122 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,524 |
| $250 | $1,402 |
| $500 | $1,254 |
| $1,000 | $1,112 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,254 |
| 50/100 | $1,349 |
| 100/300 | $1,467 |
| 250/500 | $1,775 |
| 100 CSL | $1,396 |
| 300 CSL | $1,657 |
| 500 CSL | $1,847 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,818 |
| 20 | $4,550 |
| 30 | $2,738 |
| 40 | $2,696 |
| 50 | $2,574 |
| 60 | $2,548 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $66 |
| Homeowner | $20 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $51 |
| Advance Quote | $58 |
| Online Quote | $88 |
| Total Discounts | $513 |
Discounts are estimated and may not be available from every company or in every state.
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