Lexus LX 570 Insurance Rates

The average insurance rates for a Lexus LX 570 are $1,206 a year including full coverage. Comprehensive insurance costs around $242, collision insurance costs $332, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,588 or more. Teens cost the most to insure at up to $4,648 a year.

Average premium for full coverage: $1,206

Policy rates for type of insurance:

Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different LX 570 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how location impacts auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare prices for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $716
• Using higher $1,000 deductibles will save about $130 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,206
• Selecting more expensive low deductibles for physical damage coverage will cost an additional $248 annually
• High-risk insureds with serious driving violations could pay at least $2,588
• Policy cost that insures a 16-year-old driver with full coverage can be $4,648 or more

Insurance rates for a Lexus LX 570 also range considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,400 to $2,000 additional every year, depending on your age. High-risk driver insurance can be from 43% to 130% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,600 a year. View Rates by Age

Your home state has a huge impact on Lexus LX 570 insurance prices. A driver around age 40 might see rates as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,720 on average in Michigan, New York, and Louisiana.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $380 annually, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Lexus LX 570 Insurance

Finding cheaper rates on insurance for a Lexus LX 570 requires being a good driver, having a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Compare rates at least once a year by getting quotes from direct car insurance companies, and also from local insurance agencies.

The following list is a quick review of the primary concepts that were touched on above.

• You may be able to save up to $140 per year just by shopping early and online
• Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $1,380 more every year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Drivers age 16 to 20 are charged the highest rates, with premiums being up to $387 each month if comprehensive and collision insurance is included