Lexus LX 570 Insurance Rates

U.S. average insurance rates for a Lexus LX 570 are $1,206 a year for full coverage. Comprehensive costs approximately $242 each year, collision insurance costs $332, and liability costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs around $2,588. 16-year-old drivers pay the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Price estimates by individual coverage:

Estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and LX 570 models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural locations have a lower frequency of accident claims than congested cities. The graphic below illustrates how location impacts auto insurance prices.

The ranges above show why all drivers should compare rates using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Lexus LX 570 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $716
• Drivers who choose higher $1,000 deductibles will pay $130 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,206
• Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,454
• Drivers with multiple tickets or accidents could pay around $2,588
• The price for full coverage for a 16-year-old driver can cost $4,648 a year

Car insurance prices for a Lexus LX 570 are also quite variable based on your driving record, the trim level of your LX 570, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged in the ballpark of $4,600 a year. View Rates by Age

The state you live in makes a big difference in Lexus LX 570 insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or at least $1,720 on average in New York, Louisiana, and Michigan.

Opting for high physical damage deductibles could save up to $380 annually, whereas increasing liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers can cost from 43% to 130% more than the average rate. View High Risk Driver Rates

How to Find Low Cost Lexus LX 570 Insurance

Getting lower rates on insurance for a Lexus LX 570 not only requires being a safe and courteous driver, but also having above-average credit, eliminating unnecessary coverage, and attention to physical damage deductibles. Spend time shopping around at least every other year by getting rate quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a review of the car insurance concepts touched on above.

• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,380 more per year for auto insurance
• Drivers can save around $140 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $375 each year
• Insureds who purchase higher levels of liability will pay around $520 each year to go from a low limit to 250/500 limits