Lexus LX 570 Insurance Rates

U.S. average insurance rates for a Lexus LX 570 are $1,206 a year for full coverage. Comprehensive costs around $242 each year, collision costs $332, and liability insurance costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing around $2,588. Teenage drivers pay the highest rates at $4,648 a year or more.

Average premium for full coverage: $1,206

Price estimates for individual coverage:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and LX 570 models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than densely populated cities.

The graphic below illustrates how location helps determine auto insurance rates.

The ranges above show why all drivers should compare prices for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $716
• Using higher $1,000 deductibles will save about $130 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,206
• Using low deductibles for physical damage coverage will increase the cost to $1,454
• Drivers who are prone to accidents and violations could pay at least $2,588 or more
• The price for full coverage for a teen driver can be $4,648 or more

Insurance prices for a Lexus LX 570 are also quite variable based on your driving record, the trim level of your LX 570, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

The state you live in has a huge impact on Lexus LX 570 insurance rates. A driver around age 40 might see prices as low as $790 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,720 on average in Michigan, Louisiana, and New York.

Using high physical damage deductibles could cut prices by as much as $380 each year, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,400 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to know your exact price is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate prices, and prices may be quite different from one company to the next.

How to Find More Affordable Lexus LX 570 Insurance

Getting lower rates on Lexus LX 570 insurance requires being a good driver, having a good credit history, eliminating unnecessary coverage, and taking advantage of discounts. Invest time comparing rates every couple of years by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following list is a summary of the material that was covered in the charts and tables above.

• Drivers who may need an increased level of liability coverage will pay an extra $520 each year to increase from a low limit to 250/500 limits
• Drivers age 16 to 20 are charged the highest prices, with premiums as much as $387 a month including comprehensive and collision insurance
• High-risk drivers who have multiple accidents or major violations may be required to pay an average of $1,380 more every year than a safer driver
• Increasing physical damage deductibles can save around $375 each year