Lexus LX 570 Insurance Rates

U.S. average insurance rates for a Lexus LX 570 are $1,254 a year for full coverage insurance. Comprehensive costs around $256 a year, collision costs $366, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing around $2,696. Teens pay the highest rates at $4,804 a year or more.

Average premium for full coverage: $1,254

Price estimates for individual coverage:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and LX 570 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above illustrate why it is important to compare prices for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $741
• Using higher $1,000 deductibles will save about $1,112 each year
• The average rate for the average middle-age driver using $500 deductibles is $1,254
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,524
• Higher-risk drivers with serious driving violations could pay at least $2,696 or more
• The price for full coverage for a teenage driver can be $4,804 or more

Car insurance prices for a Lexus LX 570 are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may only pay around $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged as much as $4,800 a year. View Rates by Age

The state you live in has a huge impact on Lexus LX 570 insurance rates. A driver around age 40 might see prices as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,690 on average in Michigan, New York, and Florida.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $420 a year, while buying higher liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy can be around 44% to 134% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out your exact price is to get quotes and see how they stack up. Each insurance company calculates prices differently, so rate quotes may be quite different from one company to the next.

How to Find Cheap Lexus LX 570 Insurance

Getting lower rates on auto insurance requires being a good driver, having above-average credit, not filing small claims, and qualifying for all possible discounts. Set aside time to compare rates at every other renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following list is a brief summary of the concepts that were covered above.

• Drivers that tend to have accidents or serious violations may pay on average $1,440 more every year than a safer driver
• Drivers age 16 to 20 are the costliest to insure, as much as $400 a month if full coverage is included
• It is possible to save up to $150 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $400 each year
• It is possible to save up to $150 per year simply by quoting early and online