Lexus LX 570 Insurance Rates

Average insurance rates for a Lexus LX 570 are $1,206 a year including full coverage. Comprehensive insurance costs approximately $242 a year, collision insurance costs $332, and liability coverage costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs $2,588 or more. Teen drivers receive the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and LX 570 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance prices.

These examples highlight why it is important to compare prices using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Lexus LX 570 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $716
• Using higher $1,000 deductibles will save $1,076 every year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,206
• Choosing low $100 deductibles for physical damage coverage will cost an extra $248 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,588
• The cost for full coverage for a teenage driver can cost $4,648 or more

Insurance rates for a Lexus LX 570 can also vary considerably based on your driver profile, the model of your LX 570, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,100 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

Where you live has a huge impact on Lexus LX 570 insurance rates. A driver around age 40 might see rates as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,720 on average in Louisiana, New York, and Michigan.

Choosing high deductibles could cut rates by as much as $380 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy can be around 43% to 130% more than average. View High Risk Driver Rates

How to Find the Right Lexus LX 570 Insurance

Saving money on auto insurance requires avoiding accidents and claims, having a good credit history, not filing small claims, and consideration of higher deductibles. Invest time comparing rates every couple of years by getting quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The points below are a quick rundown of the material that was covered in the charts and tables above.

• Consumers who purchase increased liability limits will pay about $520 per year to increase from a minimum limit to 250/500 limits
• Drivers under the age of 20 are the costliest to insure, as much as $387 per month including comprehensive and collision insurance
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,380 more per year to insure a Lexus LX 570
• Increasing deductibles can save around $375 each year