Lexus LX 570 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 5, 2024
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U.S. average insurance prices for a Lexus LX 570 are $1,206 every 12 months with full coverage. Comprehensive insurance costs on average $242 a year, collision costs $332, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing $2,588 or more. Teens pay the highest rates at $4,648 a year or more.
Average premium for full coverage: $1,206
Price estimates by individual coverage:
Prices are based on $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and LX 570 trim levels.
Price Range from Low to High
For a 40-year-old driver, Lexus LX 570 insurance prices go from the cheapest price of $522 for basic liability insurance to a high of $2,588 for high-risk insurance.
Geographic Price Range
Your location can make a big difference on auto insurance rates. Rural areas have more infrequent collision claims than cities with more traffic congestion.
The diagram below illustrates how your location can change car insurance rates.
The ranges above demonstrate why it is important to compare rates based on a specific location and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Lexus LX 570 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $716
- Drivers who choose higher $1,000 deductibles will pay around $1,076 annually
- The average price for the average middle-age driver with $500 deductibles is $1,206
- Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $248 annually
- Drivers with serious driving violations could pay upwards of $2,588 or more
- The price to insure a 16-year-old driver may cost $4,648 a year
Insurance prices for a Lexus LX 570 are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your LX 570.
Choosing higher comprehensive and collision insurance deductibles could save up to $380 annually, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles may pay as low as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $4,600 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy can cost from 43% to 130% more than the average policy. View High Risk Driver Rates
The state you live in makes a big difference in Lexus LX 570 insurance prices. A 40-year-old driver could pay as low as $870 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,630 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,090 | -$116 | -9.6% |
| Alaska | $922 | -$284 | -23.5% |
| Arizona | $1,000 | -$206 | -17.1% |
| Arkansas | $1,206 | -$0 | 0.0% |
| California | $1,372 | $166 | 13.8% |
| Colorado | $1,152 | -$54 | -4.5% |
| Connecticut | $1,240 | $34 | 2.8% |
| Delaware | $1,364 | $158 | 13.1% |
| Florida | $1,510 | $304 | 25.2% |
| Georgia | $1,110 | -$96 | -8.0% |
| Hawaii | $866 | -$340 | -28.2% |
| Idaho | $814 | -$392 | -32.5% |
| Illinois | $898 | -$308 | -25.5% |
| Indiana | $906 | -$300 | -24.9% |
| Iowa | $812 | -$394 | -32.7% |
| Kansas | $1,146 | -$60 | -5.0% |
| Kentucky | $1,644 | $438 | 36.3% |
| Louisiana | $1,782 | $576 | 47.8% |
| Maine | $742 | -$464 | -38.5% |
| Maryland | $992 | -$214 | -17.7% |
| Massachusetts | $964 | -$242 | -20.1% |
| Michigan | $2,092 | $886 | 73.5% |
| Minnesota | $1,008 | -$198 | -16.4% |
| Mississippi | $1,442 | $236 | 19.6% |
| Missouri | $1,068 | -$138 | -11.4% |
| Montana | $1,294 | $88 | 7.3% |
| Nebraska | $950 | -$256 | -21.2% |
| Nevada | $1,446 | $240 | 19.9% |
| New Hampshire | $868 | -$338 | -28.0% |
| New Jersey | $1,348 | $142 | 11.8% |
| New Mexico | $1,068 | -$138 | -11.4% |
| New York | $1,270 | $64 | 5.3% |
| North Carolina | $694 | -$512 | -42.5% |
| North Dakota | $988 | -$218 | -18.1% |
| Ohio | $832 | -$374 | -31.0% |
| Oklahoma | $1,238 | $32 | 2.7% |
| Oregon | $1,102 | -$104 | -8.6% |
| Pennsylvania | $1,150 | -$56 | -4.6% |
| Rhode Island | $1,606 | $400 | 33.2% |
| South Carolina | $1,090 | -$116 | -9.6% |
| South Dakota | $1,018 | -$188 | -15.6% |
| Tennessee | $1,054 | -$152 | -12.6% |
| Texas | $1,452 | $246 | 20.4% |
| Utah | $892 | -$314 | -26.0% |
| Vermont | $824 | -$382 | -31.7% |
| Virginia | $722 | -$484 | -40.1% |
| Washington | $932 | -$274 | -22.7% |
| West Virginia | $1,104 | -$102 | -8.5% |
| Wisconsin | $834 | -$372 | -30.8% |
| Wyoming | $1,074 | -$132 | -10.9% |
Since prices can be so different, the best way to find out exactly what you will pay is to get quotes from multiple companies. Every company calculates prices differently, so the prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| 2023 Lexus LX 570 | $430 | $814 | $416 | $1,818 |
| 2022 Lexus LX 570 | $414 | $780 | $430 | $1,782 |
| 2021 Lexus LX 570 | $392 | $752 | $442 | $1,744 |
| 2020 Lexus LX 570 | $376 | $698 | $452 | $1,684 |
| 2019 Lexus LX 570 | $362 | $658 | $456 | $1,634 |
| 2018 Lexus LX 570 | $346 | $590 | $460 | $1,554 |
| 2017 Lexus LX 570 | $324 | $542 | $460 | $1,484 |
| 2016 Lexus LX 570 | $312 | $508 | $464 | $1,442 |
| 2015 Lexus LX 570 | $306 | $474 | $474 | $1,412 |
| 2014 Lexus LX 570 | $282 | $440 | $474 | $1,354 |
| 2013 Lexus LX 570 | $274 | $400 | $478 | $1,310 |
| 2011 Lexus LX 570 | $242 | $332 | $474 | $1,206 |
| 2010 Lexus LX 570 | $234 | $298 | $468 | $1,158 |
Rates are averaged for all Lexus LX 570 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Lexus LX 570 Insurance
Getting lower rates on insurance for a Lexus LX 570 not only requires avoiding accidents and claims, but also having good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Invest the time to shop around every couple of years by getting price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The points below are a brief review of the material that was illustrated above.
- Insureds who require increased liability limits will pay approximately $520 every year to go from a low limit to a 250/500 level
- Drivers under the age of 20 pay the highest prices, costing up to $387 a month if they have full coverage
- Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,380 more each year to insure a Lexus LX 570
- Increasing physical damage deductibles could save as much as $375 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,648 |
| 20 | $2,742 |
| 30 | $1,240 |
| 40 | $1,206 |
| 50 | $1,100 |
| 60 | $1,078 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,454 |
| $250 | $1,340 |
| $500 | $1,206 |
| $1,000 | $1,076 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,206 |
| 50/100 | $1,301 |
| 100/300 | $1,419 |
| 250/500 | $1,727 |
| 100 CSL | $1,348 |
| 300 CSL | $1,609 |
| 500 CSL | $1,799 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,588 |
| 20 | $4,368 |
| 30 | $2,626 |
| 40 | $2,588 |
| 50 | $2,472 |
| 60 | $2,446 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $64 |
| Homeowner | $20 |
| 5-yr Accident Free | $79 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $48 |
| Advance Quote | $55 |
| Online Quote | $84 |
| Total Discounts | $490 |
Discounts are estimated and may not be available from every company or in every state.
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