Lexus LX 570 Insurance Rates

Average auto insurance rates for a Lexus LX 570 are $1,206 annually with full coverage. Comprehensive insurance costs around $242 a year, collision insurance costs $332, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,588 or more. Teens receive the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Rate estimates for individual coverage type:

Price estimates include $500 deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and LX 570 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on insurance rates. Areas with sparse population tend to have fewer collision claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These examples demonstrate why it is important to compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $716
• Using higher $1,000 deductibles will save about $1,076 annually
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,206
• Selecting low $100 deductibles for physical damage coverage costs an additional $248 annually
• High-risk insureds with serious driving violations could pay at least $2,588
• The cost with full coverage for a 16-year-old driver can be $4,648 or more

Auto insurance rates for a Lexus LX 570 can also vary considerably based on the trim level of your LX 570, your driving record, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at least $1,400 to $2,000 in extra premium per year, depending on your age. A high-risk auto insurance policy can be from 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $380 annually, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Lexus LX 570 insurance prices. A driver around age 40 might see rates as low as $870 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,630 on average in Florida, Michigan, and New York.

How to Buy Cheaper Lexus LX 570 Insurance

Saving money on insurance for a Lexus LX 570 requires not taking risks behind the wheel, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates at every policy renewal by requesting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a condensed summary of the data covered above.

• Insureds who may need higher liability limits will pay approximately $520 every year to increase from a minimum limit to higher 250/500 limits
• You may be able to save up to $140 per year just by quoting early and online
• Increasing deductibles could save up to $375 each year
• Teens are expensive to insure, with premiums as much as $387 per month if full coverage is included