Lexus LX 570 Insurance Rates

Average auto insurance rates for a Lexus LX 570 are $1,206 annually for full coverage insurance. Comprehensive insurance costs an estimated $242 a year, collision insurance costs $332, and liability is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs $2,588 or more. 16-year-old drivers receive the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Rate estimates broken down by individual coverage type:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and LX 570 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations tend to have fewer physical damage claims than congested cities. The diagram below illustrates how location impacts insurance prices.

These examples illustrate why it is important to compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Lexus LX 570 insurance rates for other coverage scenarios.

• The best full coverage rate is $716
• Raising to $1,000 deductibles will save approximately $1,076 each year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,206
• Buying low $100 deductibles costs an additional $248 annually
• Drivers with multiple tickets or accidents could pay up to $2,588
• The cost with full coverage for a 16-year-old driver can cost as much as $4,648

Insurance rates for a Lexus LX 570 can also vary considerably based on the trim level of your LX 570, your risk profile, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay at least $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $380 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Lexus LX 570 insurance prices. A middle-age driver might find rates as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,630 on average in Florida, New York, and Michigan.

How to Buy More Affordable Lexus LX 570 Insurance

Saving money on insurance for a Lexus LX 570 consists of avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around every couple of years by requesting rates from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The points below are a summary of the material that was touched on above.

• Insureds who want increased liability limits will pay around $520 annually to raise from a minimum limit to higher 250/500 limits
• Drivers under the age of 20 are expensive to insure, costing up to $387 per month if they have full coverage
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,380 more annually to insure a Lexus LX 570
• Increasing deductibles could save up to $375 each year