Lexus LX 570 Insurance Rates

Estimated insurance rates for a Lexus LX 570 are $1,206 a year for full coverage insurance. Comprehensive costs around $242 a year, collision insurance costs $332, and liability coverage is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs around $2,588. Teen drivers pay the most at up to $4,648 a year.

Average premium for full coverage: $1,206

Premium estimates for type of coverage:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and LX 570 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates how location impacts auto insurance rates.

These rate differences illustrate why it is important to get quotes for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $716
• Choosing higher $1,000 deductibles can save about $1,076 each year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,206
• Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,454
• Drivers with multiple violations and an at-fault accident could pay at least $2,588
• An auto insurance policy for full coverage for a teenage driver can be $4,648 each year

Insurance prices for a Lexus LX 570 also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay as much as $4,600 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Lexus LX 570 insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,630 on average in Michigan, New York, and Florida.

Choosing high deductibles can save as much as $380 a year, while buying higher liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy ranges around 43% to 130% more than average. View High Risk Driver Rates

How to Find More Affordable Lexus LX 570 Insurance

Finding better rates on auto insurance takes being a good driver, maintaining good credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Spend time shopping around every couple of years by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a summary of the material that was touched on above.

• Consumers who may need an increased level of liability coverage will pay about $520 annually to raise limits from 30/60 bodily injury limits to 250/500 limits
• Drivers age 16 to 20 pay higher prices, with premiums being up to $387 per month for full coverage
• Drivers who have multiple accidents or major violations may pay on average $1,380 more every year than a safer driver
• Increasing policy deductibles can save around $375 each year