Lexus LX 570 Insurance Rates

Estimated insurance rates for a Lexus LX 570 are $1,206 a year with full coverage. Comprehensive costs on average $242 each year, collision costs $332, and liability is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing around $2,588. Teens pay the most at $4,648 a year or more.

Average premium for full coverage: $1,206

Premium estimates by type of coverage:

These estimates include $500 physical damage deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and LX 570 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than cities with more traffic congestion.

The graphic below illustrates the difference location can make on car insurance rates.

These rate differences demonstrate why all drivers should compare rates quotes based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $716
• Raising to $1,000 deductibles will save around $130 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,206
• Selecting low deductibles bumps up the cost to $1,454
• At-risk drivers with serious driving violations could pay upwards of $2,588 or more
• An auto insurance policy that insures a teen driver may cost $4,648

Auto insurance prices for a Lexus LX 570 also have a wide range based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,400 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 130% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on Lexus LX 570 insurance prices. A middle-age driver might find prices as low as $870 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,630 on average in Florida, Michigan, and New York.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $380 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out exactly what you will pay is to do a rate comparison and see which company has the best price. Every auto insurance company calculates prices differently, and quoted prices will be substantially different.

How to Find Cheap Lexus LX 570 Insurance

Finding better rates on car insurance consists of being a safe and courteous driver, maintaining a good credit score, being claim-free, and taking advantage of discounts. Compare rates every couple of years by requesting rates from direct companies, and also from several local insurance agents.

Below is a brief summary of the material that was touched on in this article.

• Policyholders who require higher levels of liability will pay approximately $520 every year to raise from 30/60 bodily injury limits to the 250/500 level
• Teenage drivers are charged the highest prices, possibly costing $387 per month if the policy includes full coverage
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,380 more each year for auto insurance
• Increasing policy deductibles can save approximately $375 each year