Lexus LX 570 Insurance Rates

Average insurance rates for a Lexus LX 570 are $1,254 a year with full coverage. Comprehensive insurance costs on average $256 a year, collision insurance costs $366, and liability insurance is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $2,696 or more. Teen drivers receive the highest rates at up to $4,804 a year.

Average premium for full coverage: $1,254

Rate estimates by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and LX 570 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how where you live affects car insurance rates.

These examples demonstrate why it is important to compare rates quotes based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $741
• Raising to $1,000 deductibles will save around $1,112 annually
• The average rate for a 40-year-old driver with $500 deductibles is $1,254
• Choosing low $100 deductibles will cost an extra $270 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,696
• The cost for full coverage for a teen driver may cost $4,804

Car insurance rates for a Lexus LX 570 can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged upwards of $4,800 a year. View Rates by Age

Where you live also has a big influence on Lexus LX 570 insurance rates. A middle-age driver might find rates as low as $900 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,690 on average in Florida, Michigan, and New York.

Choosing high deductibles can reduce rates by up to $420 each year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 134% more than average. View High Risk Driver Rates

How to Find Affordable Lexus LX 570 Insurance

Saving money on Lexus LX 570 insurance consists of having a decent driving record, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop every year by requesting rates from direct companies like GEICO and Progressive, and also from local insurance agents.

The following items are a brief review of the coverage data touched on in the above illustrations.

• You may be able to save as much as $150 per year just by quoting early and online
• Increasing deductibles can save around $400 each year
• 16 to 18-year-old drivers are expensive to insure, with premiums as much as $400 per month if full coverage is included
• High-risk drivers with DUI or reckless driving convictions may be required to pay an average of $1,440 more each year than a driver with a clean driving record