Lexus LX 570 Insurance Rates

U.S. average insurance rates for a Lexus LX 570 are $1,206 a year including full coverage. Comprehensive costs around $242, collision costs $332, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing around $2,588. Teen drivers pay the highest rates at $4,648 a year or more.

Average premium for full coverage: $1,206

Price estimates for individual coverage:

Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different LX 570 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how where you live affects auto insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare rates for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $716
• Drivers who choose higher $1,000 deductibles will pay about $130 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,206
• Choosing more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,454
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,588 or more
• The price that insures a teenage driver with full coverage can be $4,648 a year

Insurance prices for a Lexus LX 570 are also quite variable based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance can cost around 43% to 130% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,600 a year. View Rates by Age

The state you live in makes a big difference in Lexus LX 570 insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,720 on average in Michigan, New York, and Louisiana.

Choosing high deductibles could save up to $380 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to compare prices and see how they stack up. Every company uses a different rate calculation, so the prices may be quite different.

How to Find the Best Cheap Lexus LX 570 Insurance

Getting lower rates on auto insurance not only requires avoiding accidents and violations, but also having above-average credit, being claim-free, and insuring your home and auto with the same company. Shop around every couple of years by requesting rates from direct car insurance companies, and also from local insurance agencies.

The list below is a quick review of the material that was touched on in the above illustrations.

• Consumers who may need higher liability limits will pay about $520 per year to go from a low limit to the 250/500 level
• Teenagers pay higher prices, possibly costing $387 a month if full coverage is included
• Drivers with a DUI or reckless driving violation may have to pay on average $1,380 more every year for car insurance
• Increasing physical damage deductibles can save approximately $375 each year