Lexus LX 570 Insurance Rates

The average insurance rates for a Lexus LX 570 are $1,254 a year for full coverage insurance. Comprehensive insurance costs around $256 a year, collision insurance costs $366, and liability coverage is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs $2,696 or more. 16-year-old drivers cost the most to insure at up to $4,804 a year.

Average premium for full coverage: $1,254

Policy rates for type of insurance:

Full coverage includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and LX 570 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than congested cities. The diagram below illustrates how location helps determine auto insurance rates.

The examples above illustrate why it is important to compare rates quotes for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $741
• Raising to $1,000 deductibles will save about $1,112 each year
• The average rate for a good driver age 40 using $500 deductibles is $1,254
• Buying low $100 deductibles will cost an extra $270 each year
• Unlucky drivers with multiple tickets or accidents could pay at least $2,696
• Policy cost for full coverage for a teenage driver can be $4,804

Insurance rates for a Lexus LX 570 also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $4,800 a year. View Rates by Age

Your home state also has a big influence on Lexus LX 570 insurance rates. A middle-age driver might find rates as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,690 on average in Michigan, New York, and Florida.

Opting for high physical damage deductibles can reduce rates by up to $420 a year, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 134% more than the average rate. View High Risk Driver Rates

How to Find More Affordable Lexus LX 570 Insurance

Finding cheaper rates on auto insurance consists of being a safe and courteous driver, maintaining good credit, being claim-free, and dropping full coverage on older vehicles. Invest time comparing rates every other policy renewal by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below is a summary of the ideas that were covered in the charts and tables above.

• Teenage drivers pay higher rates, possibly costing $400 each month for full coverage
• Drivers who have multiple accidents or major violations may pay on average $1,440 more every year for auto insurance
• Increasing comprehensive and collision deductibles can save around $400 each year
• It is possible to save up to $150 per year just by quoting early and online