Lexus LX 570 Insurance Rates

Estimated insurance rates for a Lexus LX 570 are $1,254 a year including full coverage. Comprehensive insurance costs around $256, collision insurance costs $366, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs $2,696 or more. Teenage drivers pay the most at up to $4,804 a year.

Average premium for full coverage: $1,254

Premium estimates for type of coverage:

Includes $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different LX 570 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates how rural and urban location affects auto insurance rates.

These rate differences highlight why anyone shopping for car insurance should compare prices for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $741
• Using higher $1,000 deductibles will save about $142 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,254
• Using more expensive low deductibles for physical damage coverage will cost an additional $270 every year
• Drivers who are prone to accidents and violations could pay at least $2,696
• An auto insurance policy that insures a teen driver with full coverage can be $4,804 or more

Auto insurance prices for a Lexus LX 570 also have a wide range based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,500 to $2,100 in extra premium annually, depending on your age. High-risk driver insurance can be as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,800 a year. View Rates by Age

Where you choose to live has a huge impact on Lexus LX 570 insurance prices. A driver around age 40 might see prices as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,790 on average in Michigan, New York, and Louisiana.

Using high physical damage deductibles could cut prices by as much as $420 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Lexus LX 570 Insurance

Finding better rates on car insurance requires being safe and accident-free, maintaining a good credit score, refrain from filing small claims, and possibly raising deductibles. Compare prices at least once a year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

Below you'll find a recap of the primary concepts that were raised in the charts and tables above.

• You may be able to save up to $150 per year just by shopping early and online
• Higher risk drivers that have major violations or accidents may have to pay on average $1,440 more every year than a low-risk driver
• Increasing policy deductibles can save approximately $400 each year
• Youthful drivers are expensive to insure, with the cost nearing $400 per month if the policy includes full coverage