Lexus LX 570 Insurance Rates

Average insurance rates for a Lexus LX 570 are $1,206 a year with full coverage. Comprehensive insurance costs approximately $242 each year, collision insurance costs $332, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $2,588 or more. Teen drivers receive the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and LX 570 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations tend to have a lower frequency of collision claims than larger metro areas. The graphic below illustrates how where you live affects auto insurance prices.

These examples demonstrate why all drivers should compare rates quotes using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Lexus LX 570 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $716
• Raising to $1,000 deductibles will save $130 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,206
• Choosing low deductibles will cost an extra $248 annually
• Drivers with multiple violations and an at-fault accident could pay around $2,588
• The cost for full coverage for a 16-year-old driver can cost $4,648

Car insurance rates for a Lexus LX 570 can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged in the ballpark of $4,600 a year. View Rates by Age

Where you live also has a big influence on Lexus LX 570 insurance prices. A middle-age driver might find rates as low as $870 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,630 on average in New York, Michigan, and Florida.

Choosing high deductibles can reduce rates by up to $380 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 130% more than average. View High Risk Driver Rates

How to Find the Right Lexus LX 570 Insurance

Saving money on insurance for a Lexus LX 570 consists of being a good driver, having above-average credit, eliminating unnecessary coverage, and attention to physical damage deductibles. Take the time to comparison shop every couple of years by getting rate quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

The following list is a quick rundown of the material that was touched on in the above illustrations.

• Insureds who purchase an increased level of liability coverage will pay about $520 every year to raise from a minimum limit to 250/500 limits
• Drivers age 16 to 20 pay the highest auto insurance rates, with premiums as much as $387 per month if full coverage is included
• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,380 more per year than a safer driver
• Increasing deductibles can save around $375 each year