Lexus LX 570 Insurance Rates

Average insurance rates for a Lexus LX 570 are $1,254 a year including full coverage. Comprehensive costs approximately $256, collision insurance costs $366, and liability insurance costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs around $2,696. 16-year-old drivers receive the highest rates at up to $4,804 a year.

Average premium for full coverage: $1,254

Rate estimates by individual coverage type:

Rates are based on $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all LX 570 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than congested cities. The example below illustrates the difference location can make on auto insurance prices.

These examples highlight why everyone should compare prices using their specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Lexus LX 570 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $741
• Using higher $1,000 deductibles will save $142 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,254
• Buying pricier low deductibles for physical damage coverage bumps up the cost to $1,524
• Drivers with multiple tickets or accidents could pay around $2,696
• The cost that insures a teen driver for full coverage can cost $4,804 or more

Insurance rates for a Lexus LX 570 can also vary considerably based on the model of your LX 570, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,500 to $2,100 additional per year, depending on your age. Lexus LX 570 insurance for high-risk drivers can be anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age

Where you live has a huge impact on Lexus LX 570 insurance rates. A driver around age 40 might see rates as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,790 on average in Louisiana, New York, and Michigan.

Opting for high physical damage deductibles could cut rates by as much as $420 each year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Lexus LX 570 Insurance

Saving money on Lexus LX 570 insurance requires being a safe and courteous driver, having a good credit score, not filing small claims, and consideration of higher deductibles. Comparison shop at every other renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

Below is a quick review of the concepts that were touched on in this article.

• High-risk drivers with a DUI or reckless driving violation will likely pay on average $1,440 more per year for auto insurance
• Teenage drivers are the costliest to insure, as much as $400 per month if comprehensive and collision insurance is included
• You may be able to save around $150 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $400 each year
• You may be able to save around $150 per year just by quoting online well ahead of the renewal date