Lexus LX 570 Insurance Rates

The average insurance prices for a Lexus LX 570 are $1,206 every 12 months for full coverage insurance. Comprehensive insurance costs around $242, collision insurance costs $332, and liability coverage costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,588 or more. Teen drivers cost the most to insure at up to $4,648 a year.

Average premium for full coverage: $1,206

Policy rates for type of insurance:

Price estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for different LX 570 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above illustrate why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $716
• Drivers who choose higher $1,000 deductibles will pay about $130 each year
• The average price for a good driver age 40 using $500 deductibles is $1,206
• Choosing more expensive low deductibles for comprehensive and collision insurance costs an extra $248 each year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,588
• Policy cost to insure a teenage driver with full coverage can be $4,648 a year

Insurance rates for a Lexus LX 570 also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing high deductibles could save up to $380 a year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,400 to $2,000 additional every year, depending on your age. High-risk driver insurance can cost around 43% to 130% more than average. View High Risk Driver Rates

Your home state makes a big difference in Lexus LX 570 insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,630 on average in Michigan, New York, and Florida.

How to Shop for Cheaper Lexus LX 570 Insurance

Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also having above-average credit, being claim-free, and deciding if full coverage is necessary. Set aside time to compare rates every couple of years by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

Below you'll find a condensed summary of the material that was covered above.

• Consumers who may need more liability protection will pay about $520 annually to go from a 30/60 limit to a 250/500 level
• Youthful drivers are charged the highest rates, possibly costing $387 each month if full coverage is included
• Drivers with multiple at-fault accidents may pay on average $1,380 more every year than a low-risk driver
• Increasing comprehensive and collision deductibles could save as much as $375 each year