Lexus LX 570 Insurance Rates

Average insurance rates for a Lexus LX 570 are $1,254 a year including full coverage. Comprehensive costs around $256, collision insurance costs $366, and liability coverage costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $2,696. Teens receive the highest rates at up to $4,804 a year.

Average premium for full coverage: $1,254

Rate estimates for individual coverage type:

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for all LX 570 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how location helps determine auto insurance rates.

These examples highlight why everyone should compare rates for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $741
• Drivers who choose higher $1,000 deductibles will pay about $142 every year
• The average rate for a 40-year-old driver using $500 deductibles is $1,254
• Selecting pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,524
• High-risk insureds with serious driving violations could pay at least $2,696
• The cost for full coverage for a teenage driver for full coverage can be $4,804 a year

Car insurance rates for a Lexus LX 570 can also vary considerably based on your driver profile, the model of your LX 570, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may only pay around $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged as much as $4,800 a year. View Rates by Age

Where you live makes a big difference in Lexus LX 570 insurance rates. A 40-year-old driver could pay as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,790 on average in Michigan, New York, and Louisiana.

Choosing higher comprehensive and collision insurance deductibles could save up to $420 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,500 to $2,100 extra per year, depending on your age. Lexus LX 570 insurance for high-risk drivers can cost around 44% to 134% more than the average policy. View High Risk Driver Rates

How to Find Cheaper Lexus LX 570 Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also having above-average credit, not filing small claims, and consideration of higher deductibles. Invest time comparing rates every year by getting rate quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

Below you'll find a condensed summary of the coverage data covered in the charts and tables above.

• You may be able to save up to $150 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save around $400 each year
• Youthful drivers are the costliest to insure, as much as $400 per month if full coverage is included
• Drivers with multiple at-fault accidents pay on average $1,440 more every year than a low-risk driver