Lexus LX 570 Insurance Rates

U.S. average insurance rates for a Lexus LX 570 are $1,206 a year for full coverage insurance. Comprehensive costs around $242, collision insurance costs $332, and liability costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs around $2,588. Teens pay the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Price estimates for individual coverage:

Prices are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and for all LX 570 models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on auto insurance rates.

The ranges above illustrate why everyone should compare prices for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $716
• Using higher $1,000 deductibles will save about $130 each year
• The estimated price for the average middle-age driver using $500 deductibles is $1,206
• Selecting pricier low deductibles for physical damage coverage bumps up the cost to $1,454
• High-risk insureds with serious driving violations could pay at least $2,588
• The price that insures a 16-year-old driver for full coverage can be $4,648 or more

Insurance prices for a Lexus LX 570 are also quite variable based on the model of your LX 570, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,400 to $2,000 extra each year, depending on your age. Lexus LX 570 insurance for high-risk drivers can be from 43% to 130% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,600 a year. View Rates by Age

The state you live in has a huge impact on Lexus LX 570 insurance prices. A driver around age 40 might see prices as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,630 on average in Michigan, New York, and Florida.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $380 annually, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

How to Find Affordable Lexus LX 570 Insurance

Getting lower rates on insurance for a Lexus LX 570 requires being a low-risk driver, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Compare rates at every policy renewal by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The items below are a brief review of the data covered in the above illustrations.

• Insureds who may need more liability coverage will pay approximately $520 annually to increase from a low limit to the 250/500 level
• It is possible to save up to $140 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $375 each year
• Teen drivers pay higher prices, as much as $387 a month if full coverage is included