Lexus LX 570 Insurance Rates

U.S. average auto insurance rates for a Lexus LX 570 are $1,206 annually including full coverage. Comprehensive costs approximately $242, collision insurance costs $332, and liability coverage is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs around $2,588. Teens pay the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Price estimates by individual coverage:

Includes $500 deductible amounts, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for different LX 570 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance prices. Rural locations have fewer comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how your location can change auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Lexus LX 570 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $716
• Choosing higher $1,000 deductibles can save $130 every year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,206
• Selecting more expensive low deductibles for comp and collision coverage will cost $1,454
• Drivers with serious driving violations could pay around $2,588
• The price with full coverage for a teenage driver with full coverage can cost $4,648 each year

Car insurance prices for a Lexus LX 570 are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance ranges around 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $380 a year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Lexus LX 570 insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,720 on average in Louisiana, New York, and Michigan.

How to Buy the Cheapest Lexus LX 570 Insurance

Getting lower rates on auto insurance takes having a good driving record, having a good credit score, being claim-free, and attention to physical damage deductibles. Invest the time to shop around every couple of years by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The next list is a recap of the material that was illustrated above.

• Consumers who purchase increased levels of liability coverage will pay approximately $520 per year to raise limits from a low limit to higher 250/500 limits
• Drivers age 20 and younger pay the highest auto insurance prices, possibly costing $387 a month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents may have to pay on average $1,380 more per year to buy Lexus LX 570 insurance
• Increasing physical damage deductibles could save up to $375 each year