Lexus LX 570 Insurance Rates

U.S. average insurance rates for a Lexus LX 570 are $1,206 a year with full coverage. Comprehensive costs an estimated $242, collision insurance costs $332, and liability costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs around $2,588. Teenage drivers pay the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Price estimates broken down by individual coverage:

Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for different LX 570 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. More rural locations have a lower frequency of collision claims than densely populated cities. The price range example below illustrates how geographic area affects insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Lexus LX 570 insurance rates for other coverage scenarios.

• The best discount rate is $716
• Drivers who choose higher $1,000 deductibles will pay approximately $130 annually
• The average rate for the average middle-age driver who has $500 deductibles is $1,206
• Using more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,454
• Drivers who are prone to accidents and violations could pay up to $2,588
• The price for full coverage for a 16-year-old driver with full coverage can cost as much as $4,648 a year

Car insurance prices for a Lexus LX 570 are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may pay as low as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged at least $4,600 a year. View Rates by Age

The state you live in makes a big difference in Lexus LX 570 insurance prices. A 40-year-old driver could pay as low as $870 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,630 on average in New York, Michigan, and Florida.

Using high physical damage deductibles could save up to $380 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance can cost from 43% to 130% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cheap Lexus LX 570 Insurance

Getting lower rates on insurance for a Lexus LX 570 not only requires being a good driver, but also having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to compare rates at least every other year by getting rate quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following list is a quick review of the car insurance concepts presented in the illustrations above.

• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,380 more annually than a safer driver
• You may be able to save approximately $140 per year just by shopping early and online
• Increasing physical damage deductibles can save around $375 each year
• Insureds who want an increased level of liability coverage will pay an extra $520 every year to go from a low limit to 250/500 limits