Lexus LX 570 Insurance Rates
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UPDATED: Apr 5, 2024
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Average auto insurance rates for a Lexus LX 570 are $1,310 annually for full coverage insurance. Comprehensive costs an estimated $274, collision insurance costs $400, and liability costs around $478. Buying just liability costs as low as $526 a year, and insurance for high-risk drivers costs around $2,822. Teen drivers receive the highest rates at up to $4,984 a year.
Average premium for full coverage: $1,310
Rate estimates broken down by individual coverage type:
Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and for all LX 570 models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from as cheap as $526 for just liability coverage to the much higher price of $2,822 for a driver who requires high-risk insurance.
Price Range by Location
Where you live can make a big difference on the price of insurance. More rural locations tend to have fewer physical damage claims than larger metro areas. The example below illustrates how rural and urban location affects insurance prices.
These examples illustrate why everyone should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates average Lexus LX 570 insurance rates for other coverage scenarios.
- The lowest rate with discounts is $770
- Using higher $1,000 deductibles will save approximately $154 each year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,310
- Choosing pricier low deductibles for physical damage coverage will cost $1,604
- High-risk insureds with multiple violations and an at-fault accident could pay up to $2,822
- The cost with full coverage for a 16-year-old driver for full coverage can cost as much as $4,984 or more
Auto insurance rates for a Lexus LX 570 can also vary considerably based on the trim level of your LX 570, your risk profile, and liability limits and deductibles.
A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,200 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay at least $4,900 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying $1,500 to $2,100 in extra premium per year, depending on your age. Lexus LX 570 insurance for high-risk drivers can be from 42% to 128% more than average. View High Risk Driver Rates
Choosing high deductibles could cut rates by as much as $450 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $430 extra every year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Lexus LX 570 insurance prices. A driver around age 40 might see rates as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,770 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,186 | -$124 | -9.5% |
| Alaska | $1,004 | -$306 | -23.4% |
| Arizona | $1,088 | -$222 | -16.9% |
| Arkansas | $1,310 | -$0 | 0.0% |
| California | $1,494 | $184 | 14.0% |
| Colorado | $1,252 | -$58 | -4.4% |
| Connecticut | $1,346 | $36 | 2.7% |
| Delaware | $1,484 | $174 | 13.3% |
| Florida | $1,640 | $330 | 25.2% |
| Georgia | $1,210 | -$100 | -7.6% |
| Hawaii | $942 | -$368 | -28.1% |
| Idaho | $886 | -$424 | -32.4% |
| Illinois | $976 | -$334 | -25.5% |
| Indiana | $988 | -$322 | -24.6% |
| Iowa | $884 | -$426 | -32.5% |
| Kansas | $1,248 | -$62 | -4.7% |
| Kentucky | $1,790 | $480 | 36.6% |
| Louisiana | $1,940 | $630 | 48.1% |
| Maine | $808 | -$502 | -38.3% |
| Maryland | $1,080 | -$230 | -17.6% |
| Massachusetts | $1,050 | -$260 | -19.8% |
| Michigan | $2,278 | $968 | 73.9% |
| Minnesota | $1,096 | -$214 | -16.3% |
| Mississippi | $1,572 | $262 | 20.0% |
| Missouri | $1,164 | -$146 | -11.1% |
| Montana | $1,410 | $100 | 7.6% |
| Nebraska | $1,034 | -$276 | -21.1% |
| Nevada | $1,572 | $262 | 20.0% |
| New Hampshire | $944 | -$366 | -27.9% |
| New Jersey | $1,466 | $156 | 11.9% |
| New Mexico | $1,160 | -$150 | -11.5% |
| New York | $1,382 | $72 | 5.5% |
| North Carolina | $754 | -$556 | -42.4% |
| North Dakota | $1,074 | -$236 | -18.0% |
| Ohio | $906 | -$404 | -30.8% |
| Oklahoma | $1,346 | $36 | 2.7% |
| Oregon | $1,200 | -$110 | -8.4% |
| Pennsylvania | $1,252 | -$58 | -4.4% |
| Rhode Island | $1,748 | $438 | 33.4% |
| South Carolina | $1,188 | -$122 | -9.3% |
| South Dakota | $1,106 | -$204 | -15.6% |
| Tennessee | $1,148 | -$162 | -12.4% |
| Texas | $1,582 | $272 | 20.8% |
| Utah | $972 | -$338 | -25.8% |
| Vermont | $898 | -$412 | -31.5% |
| Virginia | $784 | -$526 | -40.2% |
| Washington | $1,012 | -$298 | -22.7% |
| West Virginia | $1,200 | -$110 | -8.4% |
| Wisconsin | $906 | -$404 | -30.8% |
| Wyoming | $1,168 | -$142 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Lexus LX 570 | $486 | $874 | $372 | $1,890 |
| 2023 Lexus LX 570 | $464 | $840 | $390 | $1,852 |
| 2022 Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| 2021 Lexus LX 570 | $430 | $814 | $416 | $1,818 |
| 2020 Lexus LX 570 | $414 | $780 | $430 | $1,782 |
| 2019 Lexus LX 570 | $392 | $752 | $442 | $1,744 |
| 2018 Lexus LX 570 | $376 | $698 | $452 | $1,684 |
| 2017 Lexus LX 570 | $362 | $658 | $456 | $1,634 |
| 2016 Lexus LX 570 | $346 | $590 | $460 | $1,554 |
| 2015 Lexus LX 570 | $324 | $542 | $460 | $1,484 |
| 2014 Lexus LX 570 | $312 | $508 | $464 | $1,442 |
| 2013 Lexus LX 570 | $306 | $474 | $474 | $1,412 |
| 2011 Lexus LX 570 | $274 | $400 | $478 | $1,310 |
| 2010 Lexus LX 570 | $256 | $366 | $474 | $1,254 |
Rates are averaged for all Lexus LX 570 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Lexus LX 570 Insurance
Saving money on insurance for a Lexus LX 570 requires being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around at every other renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
Below you'll find a recap of the concepts that were raised in the charts and tables above.
- Drivers considered higher risk that have major violations or accidents may pay on average $1,510 more annually than a low-risk driver
- Youthful drivers are the costliest to insure, costing up to $415 per month if full coverage is included
- It is possible to save approximately $150 per year just by quoting online well ahead of the renewal date
- Increasing deductibles could save up to $450 each year
- It is possible to save approximately $150 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,984 |
| 20 | $2,984 |
| 30 | $1,354 |
| 40 | $1,310 |
| 50 | $1,200 |
| 60 | $1,174 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,604 |
| $250 | $1,470 |
| $500 | $1,310 |
| $1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,310 |
| 50/100 | $1,406 |
| 100/300 | $1,525 |
| 250/500 | $1,836 |
| 100 CSL | $1,453 |
| 300 CSL | $1,716 |
| 500 CSL | $1,908 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,084 |
| 20 | $4,758 |
| 30 | $2,870 |
| 40 | $2,822 |
| 50 | $2,692 |
| 60 | $2,664 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $69 |
| Homeowner | $21 |
| 5-yr Accident Free | $89 |
| 5-yr Claim Free | $84 |
| Paid in Full/EFT | $55 |
| Advance Quote | $61 |
| Online Quote | $92 |
| Total Discounts | $540 |
Discounts are estimated and may not be available from every company or in every state.
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