Lexus LX 570 Insurance Rates

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2010 Lexus LX 570 Insurance Quotes in 2025

Want lower auto insurance rates for your Lexus LX 570? Are you baffled by the crazy number of auto insurance choices available to you? Many other people are too. You have such a large number of options that it can easily turn into a difficult mission to lower your premium rates. The purpose of this article is to help educate you on how to effectively get price quotes and some tips to save money. I...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Apr 5, 2024

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Average insurance prices for a Lexus LX 570 are $1,254 every 12 months for full coverage. Comprehensive insurance costs an estimated $256 each year, collision costs $366, and liability costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,696 or more. Teen drivers receive the highest rates at $4,804 a year or more.

Average premium for full coverage: $1,254

Rate estimates broken down by individual coverage type:

Comprehensive $256
Collision $366
Liability $474

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and LX 570 models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from the cheapest price of $522 for just liability coverage to a high rate of $2,696 for a high-risk insurance policy.

Liability Only $522
Full Coverage $1,254
High Risk $2,696

Price Range by Location

Your location can have significant affects on insurance rates. More rural locations tend to have more infrequent accident claims than larger metro areas.

The graphic below illustrates how location helps determine insurance prices.

Rural Areas $941
Small Cities $1,317
Large Cities $1,693

These examples show why all drivers should compare rates for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows estimated Lexus LX 570 insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $741
  • Drivers who choose higher $1,000 deductibles will pay approximately $142 a year
  • The average price for a 40-year-old driver who has $500 deductibles is $1,254
  • Choosing low deductibles for comprehensive and collision insurance costs an extra $270 every year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,696 or more
  • The cost to insure a teen driver can cost as much as $4,804 a year

Auto insurance rates for a Lexus LX 570 can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Choosing high deductibles could save up to $420 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,200 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay at least $4,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,500 to $2,100 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 134% more than average. View High Risk Driver Rates

Where you live makes a big difference in Lexus LX 570 insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Iowa, Maine, and Idaho, or as much as $1,790 on average in New York, Louisiana, and Michigan.

Lexus LX 570 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,134 -$120 -9.6%
Alaska $960 -$294 -23.4%
Arizona $1,040 -$214 -17.1%
Arkansas $1,254 -$0 0.0%
California $1,430 $176 14.0%
Colorado $1,198 -$56 -4.5%
Connecticut $1,290 $36 2.9%
Delaware $1,420 $166 13.2%
Florida $1,570 $316 25.2%
Georgia $1,156 -$98 -7.8%
Hawaii $900 -$354 -28.2%
Idaho $848 -$406 -32.4%
Illinois $932 -$322 -25.7%
Indiana $944 -$310 -24.7%
Iowa $848 -$406 -32.4%
Kansas $1,194 -$60 -4.8%
Kentucky $1,712 $458 36.5%
Louisiana $1,856 $602 48.0%
Maine $774 -$480 -38.3%
Maryland $1,034 -$220 -17.5%
Massachusetts $1,002 -$252 -20.1%
Michigan $2,178 $924 73.7%
Minnesota $1,048 -$206 -16.4%
Mississippi $1,500 $246 19.6%
Missouri $1,112 -$142 -11.3%
Montana $1,348 $94 7.5%
Nebraska $988 -$266 -21.2%
Nevada $1,504 $250 19.9%
New Hampshire $902 -$352 -28.1%
New Jersey $1,400 $146 11.6%
New Mexico $1,110 -$144 -11.5%
New York $1,322 $68 5.4%
North Carolina $722 -$532 -42.4%
North Dakota $1,028 -$226 -18.0%
Ohio $864 -$390 -31.1%
Oklahoma $1,288 $34 2.7%
Oregon $1,148 -$106 -8.5%
Pennsylvania $1,198 -$56 -4.5%
Rhode Island $1,672 $418 33.3%
South Carolina $1,136 -$118 -9.4%
South Dakota $1,058 -$196 -15.6%
Tennessee $1,098 -$156 -12.4%
Texas $1,510 $256 20.4%
Utah $928 -$326 -26.0%
Vermont $860 -$394 -31.4%
Virginia $752 -$502 -40.0%
Washington $970 -$284 -22.6%
West Virginia $1,148 -$106 -8.5%
Wisconsin $870 -$384 -30.6%
Wyoming $1,118 -$136 -10.8%

With so much variability in rates, the only way to know which company is cheapest is to do a rate comparison and see which company has the best rate. Every company uses a different rate calculation, and quoted rates can be significantly different.

Lexus LX 570 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Lexus LX 570 $464 $840 $390 $1,852
2023 Lexus LX 570 $444 $834 $398 $1,834
2022 Lexus LX 570 $430 $814 $416 $1,818
2021 Lexus LX 570 $414 $780 $430 $1,782
2020 Lexus LX 570 $392 $752 $442 $1,744
2019 Lexus LX 570 $376 $698 $452 $1,684
2018 Lexus LX 570 $362 $658 $456 $1,634
2017 Lexus LX 570 $346 $590 $460 $1,554
2016 Lexus LX 570 $324 $542 $460 $1,484
2015 Lexus LX 570 $312 $508 $464 $1,442
2014 Lexus LX 570 $306 $474 $474 $1,412
2013 Lexus LX 570 $282 $440 $474 $1,354
2011 Lexus LX 570 $256 $366 $474 $1,254
2010 Lexus LX 570 $242 $332 $474 $1,206

Rates are averaged for all Lexus LX 570 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Lexus LX 570 Insurance

Saving money on car insurance not only requires avoiding accidents and violations, but also having a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Invest time comparing rates at least every other year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a recap of the car insurance concepts covered in the charts and tables above.

  • Higher risk drivers that have major violations or accidents pay on average $1,440 more annually for car insurance
  • Drivers can save approximately $150 per year simply by quoting online in advance
  • Increasing deductibles could save as much as $400 each year
  • Policyholders who want higher liability limits will pay about $520 each year to go from a minimum limit to a 250/500 level

Rates by Driver Age

Lexus LX 570 Insurance Rates by Driver Age
Driver Age Premium
16 $4,804
20 $2,856
30 $1,294
40 $1,254
50 $1,146
60 $1,122

Full coverage, $500 deductibles

Rates by Deductible

Lexus LX 570 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,524
$250 $1,402
$500 $1,254
$1,000 $1,112

Full coverage, driver age 40

Rates by Liability Limit

Lexus LX 570 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,254
50/100 $1,349
100/300 $1,467
250/500 $1,775
100 CSL $1,396
300 CSL $1,657
500 CSL $1,847

Full coverage, driver age 40

Rates for High Risk Drivers

Lexus LX 570 Insurance Rates for High Risk Drivers
Age Premium
16 $6,818
20 $4,550
30 $2,738
40 $2,696
50 $2,574
60 $2,548

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $170

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $66
Homeowner $20
5-yr Accident Free $84
5-yr Claim Free $80
Paid in Full/EFT $51
Advance Quote $58
Online Quote $88
Total Discounts $513
Rate after discounts $741

Discounts are estimated and may not be available from every company or in every state.

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