Lexus LX 570 Insurance Rates

U.S. average insurance rates for a Lexus LX 570 are $1,254 a year for full coverage. Comprehensive costs an estimated $256, collision insurance costs $366, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs around $2,696. Teens pay the highest rates at up to $4,804 a year.

Average premium for full coverage: $1,254

Price estimates broken down by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different LX 570 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on insurance rates. More rural locations have a lower frequency of accident claims than cities with more traffic congestion. The price range example below illustrates how where you live affects insurance prices.

The ranges above show why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Lexus LX 570 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $741
• Choosing higher $1,000 deductibles can save approximately $142 a year
• The average rate for the average middle-age driver who has $500 deductibles is $1,254
• Selecting more expensive low deductibles for comp and collision coverage will increase the cost to $1,524
• Drivers with serious driving violations could pay up to $2,696
• The price for full coverage for a teenage driver with full coverage can cost as much as $4,804 each year

Insurance prices for a Lexus LX 570 are also quite variable based on your driving record, the trim level of your LX 570, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may only pay around $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $4,800 a year. View Rates by Age

The state you live in plays a big part in determining prices for Lexus LX 570 insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,790 on average in New York, Louisiana, and Michigan.

Choosing higher comprehensive and collision insurance deductibles can save as much as $420 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,500 to $2,100 additional each year, depending on your age. High-risk driver insurance ranges around 44% to 134% more than the average policy. View High Risk Driver Rates

How to Find Affordable Lexus LX 570 Insurance

Getting lower rates on auto insurance takes having a decent driving record, having a good credit history, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop at least every other year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following items are a brief review of the car insurance concepts touched on in the above illustrations.

• Drivers with DUI or reckless driving convictions pay an average of $1,440 more annually than a driver with a clean driving record
• Drivers can save approximately $150 per year just by shopping early and online
• Increasing physical damage deductibles can save around $400 each year
• Consumers who want additional liability coverage will pay approximately $520 each year to raise limits from a low limit to 250/500 limits