Lexus LX 570 Insurance Rates

U.S. average insurance prices for a Lexus LX 570 are $1,206 every 12 months with full coverage. Comprehensive insurance costs on average $242 each year, collision insurance costs $332, and liability is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs $2,588 or more. 16-year-old drivers pay the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Price estimates by individual coverage:

Price estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and LX 570 models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas have more infrequent collision claims than congested cities. The graphic below illustrates how location helps determine car insurance rates.

The ranges above demonstrate why all drivers should compare rates quotes based on a specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $716
• Raising to $1,000 deductibles will save around $130 annually
• The average price for the average middle-age driver with $500 deductibles is $1,206
• Buying low deductibles costs an extra $248 every year
• At-risk drivers with multiple tickets or accidents could pay upwards of $2,588
• The price to insure a teen driver may cost $4,648

Car insurance prices for a Lexus LX 570 are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your LX 570.

Opting for high physical damage deductibles can reduce prices by up to $380 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged upwards of $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 130% more than the average rate. View High Risk Driver Rates

The state you live in also has a big influence on Lexus LX 570 insurance prices. A middle-age driver might find prices as low as $870 a year in states like New Hampshire, Ohio, and Utah, or at least $1,630 on average in Florida, Michigan, and New York.

How to Shop for Cheaper Lexus LX 570 Insurance

Getting lower rates on car insurance consists of being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates every other policy renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a condensed summary of the ideas that were covered in the charts and tables above.

• Teenage drivers are expensive to insure, costing up to $387 a month if the policy includes full coverage
• Higher risk drivers with multiple at-fault accidents may pay on average $1,380 more each year for auto insurance
• Increasing physical damage deductibles could save as much as $375 each year
• You may be able to save as much as $140 per year just by quoting online in advance