Lexus LX 570 Insurance Rates

Estimated auto insurance rates for a Lexus LX 570 are $1,254 annually including full coverage. Comprehensive insurance costs on average $256 each year, collision insurance costs $366, and liability insurance costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs $2,696 or more. Teen drivers pay the most at up to $4,804 a year.

Average premium for full coverage: $1,254

Premium estimates by type of coverage:

Includes $500 deductible amounts, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and LX 570 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates how your location can change car insurance rates.

These rate differences highlight why all drivers should compare prices based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $741
• Using higher $1,000 deductibles will save around $142 every year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,254
• Choosing low deductibles for physical damage coverage costs an additional $270 a year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,696
• An auto insurance policy with full coverage for a teen driver may cost $4,804 or more

Insurance prices for a Lexus LX 570 also have a wide range based on the model of your LX 570, your driving characteristics, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $4,800 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,100 additional annually, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $420 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Lexus LX 570 insurance rates. A driver around age 40 might see prices as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,790 on average in Michigan, New York, and Louisiana.

How to Buy the Cheapest Lexus LX 570 Insurance

Finding better rates on Lexus LX 570 insurance requires having a good driving record, having good credit, refrain from filing small claims, and dropping full coverage on older vehicles. Invest the time to shop around every couple of years by quoting rates from direct car insurance companies, and also from several local insurance agents.

The next list is a recap of the material that was illustrated above.

• Drivers who require increased levels of liability coverage will pay about $520 per year to increase from 30/60 bodily injury limits to higher 250/500 limits
• Drivers age 20 and younger pay higher prices, with the cost nearing $400 per month if they have full coverage
• High-risk drivers that have major violations or accidents pay on average $1,440 more each year to buy Lexus LX 570 insurance
• Increasing policy deductibles could save up to $400 each year