Lexus LX 570 Insurance Rates

U.S. average insurance rates for a Lexus LX 570 are $1,206 a year for full coverage insurance. Comprehensive insurance costs an estimated $242 a year, collision insurance costs $332, and liability insurance is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs $2,588 or more. Teenage drivers pay the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Price estimates broken down by individual coverage:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and LX 570 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates the difference location can make on insurance prices.

The ranges above illustrate why it is important to compare rates quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Lexus LX 570 insurance rates for other coverage scenarios.

• The best discount rate is $716
• Raising to $1,000 deductibles will save approximately $1,076 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,206
• Using low $100 deductibles will cost an extra $248 a year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,588
• The price for full coverage for a teen driver can cost as much as $4,648

Insurance prices for a Lexus LX 570 are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $4,600 a year. View Rates by Age

The state you live in also has a big influence on Lexus LX 570 insurance rates. A middle-age driver might find prices as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,630 on average in Florida, New York, and Michigan.

Using high physical damage deductibles can reduce prices by up to $380 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,400 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Lexus LX 570 Insurance

Getting lower rates on Lexus LX 570 insurance consists of being a good driver, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates at every policy renewal by quoting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following list is a summary of the data touched on in this article.

• Drivers who want an increased level of liability coverage will pay an extra $520 annually to raise from a low limit to 250/500 limits
• It is possible to save approximately $140 per year just by quoting early and online
• Increasing physical damage deductibles can save around $375 each year
• Drivers age 16 to 20 are charged the highest prices, as much as $387 a month for full coverage