Lexus LX 570 Insurance Rates

U.S. average insurance prices for a Lexus LX 570 are $1,206 every 12 months with full coverage. Comprehensive costs an estimated $242 each year, collision insurance costs $332, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $2,588. 16-year-old drivers pay the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Price estimates broken down by individual coverage:

Rates are based on $500 deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and LX 570 models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance rates. More rural locations have more infrequent collision claims than congested cities. The graphic below illustrates how location impacts insurance prices.

The ranges above demonstrate why all drivers should compare rates for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Lexus LX 570 insurance rates for other coverage scenarios.

• The best full coverage rate is $716
• Drivers who choose higher $1,000 deductibles will pay approximately $130 annually
• The average price for the average middle-age driver who has $500 deductibles is $1,206
• Buying low deductibles for comprehensive and collision insurance increases the price to $1,454
• High risk drivers with multiple tickets or accidents could pay up to $2,588
• The price to insure a teen driver can cost as much as $4,648 a year

Auto insurance prices for a Lexus LX 570 are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Opting for high physical damage deductibles could save up to $380 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles could pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay at least $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,400 to $2,000 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

The state you live in makes a big difference in Lexus LX 570 insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Utah, Ohio, and New Hampshire, or at least $1,630 on average in New York, Michigan, and Florida.

How to Shop for the Best Cheap Lexus LX 570 Insurance

Getting lower rates on Lexus LX 570 insurance not only requires not taking risks behind the wheel, but also having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Spend time shopping around once a year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a quick review of the data that was touched on above.

• You may be able to save approximately $140 per year just by quoting online in advance
• Drivers who want higher liability limits will pay around $520 every year to go from a low limit to a 250/500 level
• Teens are the costliest to insure, costing up to $387 a month if comprehensive and collision insurance is included
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,380 more annually for LX 570 insurance