Lexus LX 570 Insurance Rates

Estimated insurance prices for a Lexus LX 570 are $1,254 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $256, collision insurance costs $366, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs $2,696 or more. Teen drivers pay the most at up to $4,804 a year.

Average premium for full coverage: $1,254

Premium estimates by type of coverage:

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for different LX 570 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than larger metro areas. The price range example below illustrates how location impacts auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should get quotes using their specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Lexus LX 570 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $741
• Choosing higher $1,000 deductibles can save $142 each year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,254
• Choosing more expensive low deductibles for comp and collision coverage costs an extra $270 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,696
• An auto insurance policy to insure a teen driver with full coverage can cost $4,804 each year

Auto insurance prices for a Lexus LX 570 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your LX 570.

Choosing high deductibles can save as much as $420 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $4,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 in extra premium annually, depending on your age. High-risk driver insurance ranges as much as 44% to 134% more than average. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Lexus LX 570 insurance prices. A good driver about age 40 could pay as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,690 on average in Florida, New York, and Michigan.

How to Shop for the Best Cheap Lexus LX 570 Insurance

Finding better rates on car insurance takes being a good driver, having a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Spend time shopping around every year by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The following list is a quick review of the coverage data touched on above.

• It is possible to save around $150 per year just by shopping early and online
• Increasing policy deductibles could save as much as $400 each year
• Drivers age 16 to 20 have the highest car insurance prices, with premiums being up to $400 per month if comprehensive and collision insurance is included
• Higher risk drivers with a DUI or reckless driving violation may have to pay on average $1,440 more per year than a safer driver