Lexus LX 570 Insurance Rates

U.S. average insurance rates for a Lexus LX 570 are $1,206 a year for full coverage. Comprehensive costs around $242, collision insurance costs $332, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs around $2,588. Teenage drivers pay the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Price estimates for individual coverage:

Rates are based on $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for all LX 570 models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance rates.

The ranges above show why everyone should compare rates for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $716
• Drivers who choose higher $1,000 deductibles will pay about $130 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,206
• Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,454
• High-risk insureds who are prone to accidents and violations could pay at least $2,588
• The price for full coverage for a teenage driver for full coverage can be $4,648 a year

Insurance prices for a Lexus LX 570 are also quite variable based on your driving record, the trim level of your LX 570, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay as much as $4,600 a year. View Rates by Age

The state you live in makes a big difference in Lexus LX 570 insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,720 on average in Michigan, Louisiana, and New York.

Using high physical damage deductibles could save up to $380 a year, whereas buying more liability protection will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,400 to $2,000 extra each year, depending on your age. Lexus LX 570 insurance for high-risk drivers can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cheap Lexus LX 570 Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also maintaining good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to shop around every other policy renewal by getting quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

Below is a quick review of the ideas that were raised in the charts and tables above.

• Teenage drivers pay higher prices, with premiums as much as $387 a month for full coverage
• Drivers with a DUI or reckless driving violation may be required to pay an average of $1,380 more every year for auto insurance
• Increasing physical damage deductibles can save around $375 each year
• Drivers can save up to $140 per year just by quoting online well ahead of the renewal date