Lexus LX 570 Insurance Rates

Average insurance prices for a Lexus LX 570 are $1,206 every 12 months for full coverage. Comprehensive insurance costs on average $242 each year, collision insurance costs $332, and liability coverage costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs $2,588 or more. 16-year-old drivers receive the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Rate estimates by individual coverage type:

Includes $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all states and LX 570 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas tend to have more infrequent accident claims than congested cities. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

These examples show why all drivers should compare prices based on a specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $716
• Using higher $1,000 deductibles will save around $130 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,206
• Buying low deductibles for physical damage coverage costs an extra $248 each year
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,588
• The cost to insure a teenage driver may cost $4,648 or more

Insurance rates for a Lexus LX 570 can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your LX 570.

Opting for high physical damage deductibles could cut rates by as much as $380 a year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,100 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $4,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can be around 43% to 130% more than the average rate. View High Risk Driver Rates

Where you live has a huge impact on Lexus LX 570 insurance rates. A driver around age 40 might see rates as low as $790 a year in states like Idaho, Maine, and Iowa, or at least $1,720 on average in Michigan, Louisiana, and New York.

How to Shop for the Cheapest Lexus LX 570 Insurance

Saving money on auto insurance requires avoiding accidents and claims, having good credit, eliminating unneeded coverage, and determing if full coverage is necessary. Set aside time to compare rates every year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a recap of the coverage data covered above.

• Drivers can save as much as $140 per year just by quoting online in advance
• Increasing deductibles could save as much as $375 each year
• Drivers under the age of 20 pay the highest rates, costing as high as $387 per month if they have full coverage
• Drivers that have major violations or accidents pay an average of $1,380 more each year to insure a Lexus LX 570