Lexus LX 570 Insurance Rates

Average insurance rates for a Lexus LX 570 are $1,206 a year for full coverage insurance. Comprehensive costs around $242, collision insurance costs $332, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,588. Teen drivers receive the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Rate estimates for individual coverage type:

Prices are based on $500 deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for different LX 570 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Areas with sparse population tend to have lower incidents of physical damage claims than larger metro areas. The price range example below illustrates the effect of geographic area on auto insurance rates.

These examples illustrate why anyone shopping for car insurance should compare prices for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $716
• Using higher $1,000 deductibles will save about $130 each year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,206
• Choosing more expensive low deductibles for physical damage coverage bumps up the cost to $1,454
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,588
• The cost that insures a teenage driver with full coverage can be $4,648 or more

Car insurance rates for a Lexus LX 570 can also vary considerably based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are probably paying at least $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance can be around 43% to 130% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged as much as $4,600 a year. View Rates by Age

Where you live has a huge impact on Lexus LX 570 insurance rates. A driver around age 40 might see rates as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,630 on average in Michigan, New York, and Florida.

Choosing high deductibles could cut rates by as much as $380 a year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Affordable Lexus LX 570 Insurance

Saving money on auto insurance requires not taking risks behind the wheel, having a positive credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Shop around every couple of years by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following is a brief review of the material that was covered in the above illustrations.

• Consumers who may need higher liability limits will pay about $520 annually to increase from a minimum limit to the 250/500 level
• Teens are the costliest to insure, costing up to $387 per month if full coverage is purchased
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,380 more every year for LX 570 insurance
• Increasing deductibles can save approximately $375 each year