Lexus IS F Insurance Rates

U.S. average auto insurance rates for a Lexus IS F are $1,252 annually for full coverage insurance. Comprehensive costs an estimated $244, collision insurance costs $372, and liability is estimated at $478. A policy with just liability insurance costs approximately $526 a year, and coverage for high-risk drivers costs around $2,700. Teenage drivers pay the highest rates at up to $4,828 a year.

Average premium for full coverage: $1,252

Price estimates broken down by individual coverage:

Includes $500 deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for all IS F models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on the price of insurance. More rural locations have fewer physical damage claims than densely populated cities. The example below illustrates the effect of geographic area on insurance prices.

The ranges above illustrate why everyone should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Lexus IS F insurance rates for other coverage scenarios.

• The best discount rate is $736
• Choosing higher $1,000 deductibles can save approximately $140 each year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,252
• Using pricier low deductibles for comp and collision coverage will cost $1,520
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,700
• The price with full coverage for a 16-year-old driver for full coverage can cost as much as $4,828 each year

Insurance prices for a Lexus IS F are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay at least $4,800 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,500 to $2,100 extra each year, depending on your age. Lexus IS F insurance for high-risk drivers ranges from 43% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $410 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Lexus IS F insurance prices. A good driver about age 40 could pay as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,690 on average in Florida, New York, and Michigan.

How to Buy the Cheapest Lexus IS F Insurance

Getting lower rates on insurance for a Lexus IS F takes not taking risks behind the wheel, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates every year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a recap of the coverage data covered in the above illustrations.

• It is possible to save approximately $150 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $400 each year
• Teens are charged the highest prices, as much as $402 a month including comprehensive and collision insurance
• Drivers considered higher risk that have major violations or accidents may pay on average $1,450 more annually for IS F insurance