Lexus IS F Insurance Rates

U.S. average insurance prices for a Lexus IS F are $1,200 every 12 months for full coverage. Comprehensive insurance costs approximately $228 a year, collision insurance costs $340, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,586 or more. 16-year-old drivers pay the highest rates at up to $4,660 a year.

Average premium for full coverage: $1,200

Price estimates by individual coverage:

Includes $500 deductible amounts, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and IS F trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural locations have more infrequent accident claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above show why it is important to compare prices using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $711
• Using higher $1,000 deductibles will save $1,070 a year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,200
• Buying low $100 deductibles for physical damage coverage costs an extra $248 each year
• Higher-risk drivers with multiple tickets or accidents could pay around $2,586
• The price to insure a teenage driver can cost $4,660 or more

Auto insurance prices for a Lexus IS F are also quite variable based on deductibles and policy limits, your driver profile, and the model of your IS F.

Opting for high physical damage deductibles could cut prices by as much as $380 a year, while buying higher liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,100 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay in the ballpark of $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy can be around 43% to 130% more than the average rate. View High Risk Driver Rates

The state you live in has a huge impact on Lexus IS F insurance rates. A driver around age 40 might see prices as low as $790 a year in states like Iowa, Maine, and Idaho, or at least $1,710 on average in New York, Louisiana, and Michigan.

How to Shop for the Cheapest Lexus IS F Insurance

Getting lower rates on auto insurance requires having a good driving record, having a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Set aside time to compare rates at every policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a recap of the data covered above.

• Consumers who purchase increased levels of liability coverage will pay around $520 each year to increase from a low limit to a 250/500 level
• Drivers can save around $140 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $375 each year
• Drivers age 20 and younger have the highest car insurance prices, with premiums as much as $388 a month if comprehensive and collision insurance is included