Lexus IS F Insurance Rates

Average insurance rates for a Lexus IS F are $1,154 a year including full coverage. Comprehensive insurance costs on average $214 each year, collision insurance costs $308, and liability insurance is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs $2,486 or more. 16-year-old drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and IS F models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than congested cities. The graphic below illustrates how geographic area affects car insurance rates.

These examples highlight why all drivers should compare rates quotes based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Lexus IS F insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $687
• Raising to $1,000 deductibles will save around $120 every year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,154
• Buying low deductibles will cost an additional $228 a year
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,486
• The cost that insures a teen driver may cost $4,516

Insurance rates for a Lexus IS F can also vary considerably based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 42% to 135% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay upwards of $4,500 a year. View Rates by Age

Where you live also has a big influence on Lexus IS F insurance rates. A middle-age driver might find rates as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,650 on average in Michigan, New York, and Louisiana.

Opting for high physical damage deductibles can reduce rates by up to $350 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Lexus IS F Insurance

Saving money on Lexus IS F insurance consists of avoiding accidents and violations, having above-average credit, not filing small claims, and determing if full coverage is necessary. Comparison shop every year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a quick review of the coverage data presented in the illustrations above.

• You may be able to save as much as $130 per year just by quoting online in advance
• Increasing deductibles can save approximately $350 each year
• Teenagers pay the highest rates, as much as $376 per month if full coverage is included
• High-risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,330 more each year for car insurance