Lexus IS F Insurance Rates

The average auto insurance rates for a Lexus IS F are $1,154 annually for full coverage. Comprehensive insurance costs approximately $214 a year, collision insurance costs $308, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs $2,486 or more. Teen drivers cost the most to insure at up to $4,516 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Estimates include $500 deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and IS F trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations are shown to have fewer accident claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance prices.

The examples above show why it is important to get quotes using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $687
• Choosing higher $1,000 deductibles can save $1,034 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,154
• Choosing low $100 deductibles for comp and collision coverage costs an additional $228 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,486
• Policy cost with full coverage for a teen driver can cost $4,516 each year

Car insurance rates for a Lexus IS F also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $350 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Lexus IS F insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or as much as $1,650 on average in New York, Louisiana, and Michigan.

How to Buy Low Cost Lexus IS F Insurance

Finding cheaper rates on car insurance takes not taking risks behind the wheel, having a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Invest time comparing rates every year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a review of the coverage data covered in the charts and tables above.

• Drivers can save around $130 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Teens pay the highest auto insurance rates, costing up to $376 each month if comprehensive and collision insurance is included
• Higher risk drivers who have several accidents or serious violations pay on average $1,330 more per year for IS F insurance