Lexus IS F Insurance Rates

Average insurance rates for a Lexus IS F are $1,154 a year including full coverage. Comprehensive insurance costs approximately $214 each year, collision insurance costs $308, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,486 or more. Teen drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Includes $500 physical damage insurance deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and IS F models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates how your location can change auto insurance prices.

These examples highlight why all drivers should compare prices using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $687
• Using higher $1,000 deductibles will save $120 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,154
• Choosing low deductibles for physical damage coverage will cost an additional $228 every year
• Drivers with multiple violations and an at-fault accident could pay around $2,486
• The cost that insures a teen driver can cost $4,516 or more

Car insurance rates for a Lexus IS F can also vary considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 135% more than average. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $4,500 a year. View Rates by Age

Where you live has a huge impact on Lexus IS F insurance prices. A driver around age 40 might see rates as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,650 on average in Louisiana, New York, and Michigan.

Choosing high deductibles could cut rates by as much as $350 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Cheapest Lexus IS F Insurance

Saving money on car insurance requires being a low-risk driver, having a positive credit history, not filing small claims, and attention to physical damage deductibles. Shop around at least once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The items below are a recap of the primary concepts that were illustrated above.

• You may be able to save around $130 per year just by quoting online in advance
• Higher risk drivers that have major violations or accidents will likely pay on average $1,330 more per year to insure their IS F
• Increasing deductibles can save approximately $350 each year
• Teen drivers pay the highest auto insurance rates, as much as $376 per month if full coverage is purchased