Lexus IS F Insurance Rates

Average auto insurance rates for a Lexus IS F are $1,200 annually for full coverage. Comprehensive costs on average $228 each year, collision insurance costs $340, and liability insurance is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs around $2,586. 16-year-old drivers receive the highest rates at up to $4,660 a year.

Average premium for full coverage: $1,200

Rate estimates by individual coverage type:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and IS F models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas tend to have fewer accident claims than congested cities. The graphic below illustrates how location impacts car insurance rates.

These examples show why all drivers should get quotes based on a specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Lexus IS F insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $711
• Choosing higher $1,000 deductibles can save around $130 a year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,200
• Buying low deductibles for comp and collision coverage will cost $1,448
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,586
• The cost with full coverage for a teen driver may cost $4,660 each year

Auto insurance rates for a Lexus IS F can also vary considerably based on the trim level of your IS F, your driver profile, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay upwards of $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,400 to $2,000 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $380 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Lexus IS F insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Idaho, Maine, and Iowa, or at least $1,710 on average in Michigan, Louisiana, and New York.

How to Buy More Affordable Lexus IS F Insurance

Saving money on Lexus IS F insurance takes avoiding accidents and claims, having above-average credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Spend time shopping around at least every other year by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The points below are a summary of the car insurance concepts touched on above.

• High-risk drivers who have multiple accidents or major violations may be required to pay an average of $1,390 more each year to insure a Lexus IS F
• Drivers can save as much as $140 per year just by quoting online in advance
• Increasing deductibles could save up to $375 each year
• Drivers who require increased liability limits will pay around $520 each year to raise limits from a minimum limit to higher 250/500 limits