Lexus IS F Insurance Rates

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UPDATED: May 3, 2024

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Estimated insurance rates for a Lexus IS F are $1,200 a year including full coverage. Comprehensive insurance costs an estimated $228 each year, collision insurance costs $340, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs $2,586 or more. Teens pay the most at up to $4,660 a year.

Average premium for full coverage: $1,200

Premium estimates broken down by type of coverage:

Comprehensive $228
Collision $340
Liability $474

Prices are based on $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and IS F models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Lexus IS F range from as low as $522 for just the minimum liability insurance to a high rate of $2,586 for high-risk insurance.

Liability Only $522
Full Coverage $1,200
High Risk $2,586

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on insurance prices.

Rural Areas $900
Small Cities $1,260
Large Cities $1,620

These rate differences highlight why all drivers should get quotes for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average Lexus IS F insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $711
  • Choosing higher $1,000 deductibles can save approximately $130 every year
  • The average rate for a 40-year-old good driver who has $500 deductibles is $1,200
  • Selecting low deductibles for comp and collision coverage will cost an extra $248 annually
  • Higher-risk drivers with serious driving violations could pay up to $2,586
  • An auto insurance policy for full coverage for a 16-year-old driver can cost as much as $4,660 each year

Insurance prices for a Lexus IS F also have a wide range based on your driving characteristics, the model of your IS F, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay at least $4,600 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Lexus IS F insurance prices. A good driver about age 40 could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,710 on average in Louisiana, New York, and Michigan.

Lexus IS F Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,086 -$114 -9.5%
Alaska $918 -$282 -23.5%
Arizona $994 -$206 -17.2%
Arkansas $1,200 -$0 0.0%
California $1,368 $168 14.0%
Colorado $1,146 -$54 -4.5%
Connecticut $1,234 $34 2.8%
Delaware $1,358 $158 13.2%
Florida $1,500 $300 25.0%
Georgia $1,106 -$94 -7.8%
Hawaii $862 -$338 -28.2%
Idaho $810 -$390 -32.5%
Illinois $894 -$306 -25.5%
Indiana $902 -$298 -24.8%
Iowa $810 -$390 -32.5%
Kansas $1,140 -$60 -5.0%
Kentucky $1,636 $436 36.3%
Louisiana $1,774 $574 47.8%
Maine $740 -$460 -38.3%
Maryland $988 -$212 -17.7%
Massachusetts $960 -$240 -20.0%
Michigan $2,082 $882 73.5%
Minnesota $1,002 -$198 -16.5%
Mississippi $1,436 $236 19.7%
Missouri $1,064 -$136 -11.3%
Montana $1,288 $88 7.3%
Nebraska $946 -$254 -21.2%
Nevada $1,438 $238 19.8%
New Hampshire $862 -$338 -28.2%
New Jersey $1,340 $140 11.7%
New Mexico $1,064 -$136 -11.3%
New York $1,264 $64 5.3%
North Carolina $690 -$510 -42.5%
North Dakota $982 -$218 -18.2%
Ohio $826 -$374 -31.2%
Oklahoma $1,232 $32 2.7%
Oregon $1,098 -$102 -8.5%
Pennsylvania $1,144 -$56 -4.7%
Rhode Island $1,600 $400 33.3%
South Carolina $1,086 -$114 -9.5%
South Dakota $1,012 -$188 -15.7%
Tennessee $1,050 -$150 -12.5%
Texas $1,446 $246 20.5%
Utah $888 -$312 -26.0%
Vermont $822 -$378 -31.5%
Virginia $718 -$482 -40.2%
Washington $928 -$272 -22.7%
West Virginia $1,098 -$102 -8.5%
Wisconsin $832 -$368 -30.7%
Wyoming $1,068 -$132 -11.0%

Choosing higher comprehensive and collision insurance deductibles can save as much as $380 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,400 to $2,000 additional annually, depending on your age. Insurance for high-risk drivers ranges from 43% to 130% more than the average policy. View High Risk Driver Rates

Lexus IS F Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2014 Lexus IS F $270 $440 $474 $1,342
2013 Lexus IS F $250 $410 $474 $1,292
2011 Lexus IS F $228 $340 $474 $1,200
2010 Lexus IS F $214 $308 $474 $1,154

Rates are averaged for all Lexus IS F models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Lexus IS F Insurance

Finding better rates on insurance for a Lexus IS F takes avoiding accidents and claims, having a good credit history, refrain from filing small claims, and possibly raising deductibles. Take the time to compare rates every couple of years by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief review of the material that was covered in the above illustrations.

  • Insureds who want increased liability limits will pay approximately $520 per year to raise limits from 30/60 bodily injury limits to 250/500 limits
  • Drivers under the age of 20 are expensive to insure, with the cost nearing $388 per month including comprehensive and collision insurance
  • Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,390 more annually to insure a Lexus IS F
  • Increasing policy deductibles can save around $375 each year

Rates by Driver Age

Lexus IS F Insurance Rates by Driver Age
Driver Age Premium
16 $4,660
20 $2,742
30 $1,234
40 $1,200
50 $1,096
60 $1,074

Full coverage, $500 deductibles

Rates by Deductible

Lexus IS F Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,334
$500 $1,200
$1,000 $1,070

Full coverage, driver age 40

Rates by Liability Limit

Lexus IS F Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,200
50/100 $1,295
100/300 $1,413
250/500 $1,721
100 CSL $1,342
300 CSL $1,603
500 CSL $1,793

Full coverage, driver age 40

Rates for High Risk Drivers

Lexus IS F Insurance Rates for High Risk Drivers
Age Premium
16 $6,602
20 $4,376
30 $2,622
40 $2,586
50 $2,470
60 $2,444

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $164

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $79
5-yr Claim Free $77
Paid in Full/EFT $48
Advance Quote $55
Online Quote $83
Total Discounts $489
Rate after discounts $711

Discounts are estimated and may not be available from every company or in every state.

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