Lexus IS F Insurance Rates

U.S. average insurance rates for a Lexus IS F are $1,154 a year for full coverage insurance. Comprehensive costs approximately $214 a year, collision insurance costs $308, and liability insurance costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,486. Teenage drivers pay the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and IS F trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of auto insurance. Rural locations have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

The ranges above illustrate why it is important to compare prices using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The best discount rate is $687
• Using higher $1,000 deductibles will save $1,034 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,154
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,382
• Drivers who are prone to accidents and violations could pay around $2,486
• The price that insures a teen driver can cost $4,516 or more

Insurance prices for a Lexus IS F are also quite variable based on the trim level of your IS F, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,400 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in has a huge impact on Lexus IS F insurance rates. A driver around age 40 might see prices as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,560 on average in Florida, New York, and Michigan.

Using high physical damage deductibles could cut prices by as much as $350 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

How to Find Cheap Lexus IS F Insurance

Getting lower rates on Lexus IS F insurance requires avoiding accidents and claims, having a good credit score, not filing small claims, and consideration of higher deductibles. Compare prices at least once a year by getting quotes from direct insurance companies, and also from your local car insurance providers.

The points below are a brief summary of the primary concepts that were raised in the charts and tables above.

• It is possible to save around $130 per year just by quoting early and online
• High-risk drivers that tend to have accidents or serious violations could be charged and average of $1,330 more per year to insure a Lexus IS F
• Increasing physical damage deductibles can save approximately $350 each year
• Drivers under the age of 20 are the costliest to insure, as much as $376 a month if comprehensive and collision insurance is included