Lexus IS F Insurance Rates

The average auto insurance rates for a Lexus IS F are $1,154 annually for full coverage. Comprehensive costs around $214 a year, collision insurance costs $308, and liability coverage is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs around $2,486. Teens cost the most to insure at up to $4,516 a year.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and IS F trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than cities with more traffic congestion. The diagram below illustrates how where you live affects auto insurance rates.

The examples above show why it is important to get quotes for a specific zip code and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Lexus IS F insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $687
• Choosing higher $1,000 deductibles can save about $1,034 a year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,154
• Selecting low $100 deductibles for comp and collision coverage will cost $1,382
• Drivers with serious driving violations could pay at least $2,486
• Policy cost with full coverage for a teenage driver can be $4,516 each year

Car insurance rates for a Lexus IS F also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy ranges around 42% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $350 a year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Lexus IS F insurance rates. A good driver about age 40 could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,650 on average in Michigan, Louisiana, and New York.

How to Buy the Best Cheap Lexus IS F Insurance

Finding cheaper rates on auto insurance takes being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop at every other renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a quick review of the concepts that were touched on in the above illustrations.

• Drivers with a DUI or reckless driving violation pay an average of $1,330 more every year than a low-risk driver
• Youthful drivers are the costliest to insure, costing up to $376 each month if comprehensive and collision insurance is included
• Drivers can save up to $130 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers can save up to $130 per year just by quoting early and online