Lexus IS F Insurance Rates

Estimated insurance prices for a Lexus IS F are $1,154 every 12 months for full coverage insurance. Comprehensive costs approximately $214 each year, collision insurance costs $308, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,486. Teens pay the most at up to $4,516 a year.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Prices include $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and IS F models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on auto insurance prices.

These rate differences illustrate why all drivers should compare prices using their specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $687
• Using higher $1,000 deductibles will save $120 each year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,154
• Selecting low deductibles for physical damage coverage increases the price to $1,382
• Drivers with serious driving violations could pay around $2,486
• An auto insurance policy to insure a teen driver can cost $4,516 or more

Insurance prices for a Lexus IS F also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your IS F.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $350 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Lexus IS F insurance rates. A driver around age 40 might see prices as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,560 on average in Florida, New York, and Michigan.

How to Shop for the Right Lexus IS F Insurance

Finding better rates on Lexus IS F insurance requires being a safe and courteous driver, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to compare rates at least once a year by getting quotes from direct insurance companies, and also from local insurance agencies.

Below is a quick rundown of the primary concepts that were covered in the above illustrations.

• It is possible to save around $130 per year just by quoting online in advance
• High-risk drivers with reckless driving or DUI convictions may have to pay on average $1,330 more per year for auto insurance
• Increasing policy deductibles could save as much as $350 each year
• Teenage drivers are expensive to insure, with premiums being up to $376 per month if they have full coverage