Lexus IS F Insurance Rates

U.S. average insurance rates for a Lexus IS F are $1,154 a year for full coverage. Comprehensive insurance costs approximately $214 a year, collision insurance costs $308, and liability coverage is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs $2,486 or more. Teenage drivers pay the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Estimates include $500 deductible amounts, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all states and IS F trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural locations have lower incidents of accident claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance prices.

The ranges above show why it is important to compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The best discount rate is $687
• Raising to $1,000 deductibles will save $1,034 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,154
• Using low $100 deductibles will cost an additional $228 each year
• Unlucky drivers who are prone to accidents and violations could pay around $2,486
• The price that insures a teenage driver can cost $4,516

Car insurance prices for a Lexus IS F are also quite variable based on the trim level of your IS F, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $4,500 a year. View Rates by Age

The state you live in also has a big influence on Lexus IS F insurance rates. A middle-age driver might find prices as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,650 on average in New York, Louisiana, and Michigan.

Using high physical damage deductibles can reduce prices by up to $350 a year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Lexus IS F Insurance

Getting lower rates on auto insurance consists of having a good driving record, having a positive credit history, eliminating unnecessary coverage, and attention to physical damage deductibles. Compare prices every time your policy renews by requesting quotes from direct carriers, and also from insurance agencies where you live.

The next list is a review of the information covered in the above illustrations.

• Drivers can save around $130 per year just by quoting early and online
• Drivers age 20 and younger pay the highest auto insurance prices, with premiums as much as $376 a month if full coverage is purchased
• Increasing physical damage deductibles can save approximately $350 each year
• Drivers who have several accidents or serious violations could be forced to pay on average $1,330 more per year to buy Lexus IS F insurance
• Consumers who purchase increased levels of liability coverage will pay an extra $520 each year to raise from a low limit to the 250/500 level