Lexus IS F Insurance Rates

Average auto insurance rates for a Lexus IS F are $1,154 annually with full coverage. Comprehensive costs around $214 each year, collision insurance costs $308, and liability insurance costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs around $2,486. Teens receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

These estimates include $500 deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and IS F models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on insurance rates. Areas with sparse population tend to have fewer collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance rates.

These examples demonstrate why all drivers should compare prices for a specific zip code and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Lexus IS F insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $687
• Using higher $1,000 deductibles will save about $120 annually
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,154
• Selecting low deductibles for physical damage coverage will cost $1,382
• Drivers with serious driving violations could pay at least $2,486
• The cost with full coverage for a teen driver can be $4,516 or more

Insurance rates for a Lexus IS F can also vary considerably based on the trim level of your IS F, your driving record, and deductibles and policy limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at least $1,400 to $1,900 additional per year, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $350 each year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Lexus IS F insurance rates. A driver around age 40 might see rates as low as $830 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,560 on average in Florida, Michigan, and New York.

How to Buy Cheap Lexus IS F Insurance

Saving money on Lexus IS F insurance requires not taking risks behind the wheel, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates at least every other year by requesting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a brief summary of the car insurance concepts covered in the charts and tables above.

• High-risk drivers that tend to have accidents or serious violations may pay on average $1,330 more every year for IS F insurance
• You may be able to save up to $130 per year just by quoting online in advance
• Increasing deductibles could save up to $350 each year
• Drivers who may need higher liability limits will pay approximately $520 every year to increase from a minimum limit to higher 250/500 limits