Lexus IS F Insurance Rates

Average auto insurance rates for a Lexus IS F are $1,154 annually for full coverage. Comprehensive insurance costs on average $214, collision insurance costs $308, and liability coverage costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs $2,486 or more. Teens receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Price estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all states and for different IS F trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas tend to have fewer accident claims than cities with more traffic congestion. The price range example below illustrates the difference location can make on car insurance rates.

These examples show why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Lexus IS F insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $687
• Using higher $1,000 deductibles will save around $120 a year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,154
• Selecting more expensive low deductibles for physical damage coverage costs an additional $228 each year
• Higher-risk drivers with serious driving violations could pay upwards of $2,486
• The cost with full coverage for a teenage driver with full coverage may cost $4,516 or more

Insurance rates for a Lexus IS F can also vary considerably based on the trim level of your IS F, your driver profile, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,100 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,400 to $1,900 additional per year, depending on your age. High-risk driver insurance can be around 42% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $350 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Lexus IS F insurance rates. A driver around age 40 might see rates as low as $760 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,650 on average in Michigan, Louisiana, and New York.

How to Buy Cheaper Lexus IS F Insurance

Saving money on auto insurance requires being a safe and courteous driver, having good credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Make time to compare rates every year by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

Below is a condensed summary of the coverage data touched on in this article.

• Drivers can save as much as $130 per year just by shopping early and online
• Increasing deductibles could save up to $350 each year
• Teenage drivers pay higher rates, costing as high as $376 per month if they have full coverage
• Drivers with multiple at-fault accidents may be required to pay an average of $1,330 more each year for auto insurance