Lexus IS F Insurance Rates

Estimated insurance rates for a Lexus IS F are $1,154 a year with full coverage. Comprehensive insurance costs on average $214 each year, collision insurance costs $308, and liability coverage is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs $2,486 or more. Teens pay the most at up to $4,516 a year.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and IS F models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change car insurance rates.

These rate differences demonstrate why all drivers should compare rates quotes based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Lexus IS F insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $687
• Raising to $1,000 deductibles will save around $120 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $1,154
• Selecting low deductibles will cost an extra $228 each year
• Unlucky drivers with serious driving violations could pay upwards of $2,486
• An auto insurance policy for full coverage for a teenage driver may cost $4,516

Insurance prices for a Lexus IS F also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

Where you choose to live also has a big influence on Lexus IS F insurance rates. A middle-age driver might find prices as low as $830 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,560 on average in Florida, Michigan, and New York.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $350 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,400 to $1,900 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 135% more than the average policy. View High Risk Driver Rates

How to Find the Best Lexus IS F Insurance

Finding better rates on auto insurance consists of having a decent driving record, having a good credit history, being claim-free, and dropping full coverage on older vehicles. Invest the time to shop around at least every other year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following items are a brief recap of the car insurance concepts illustrated above.

• Drivers who tend to receive serious violations may be required to pay an average of $1,330 more each year than a driver with a clean driving record
• You may be able to save as much as $130 per year just by quoting online in advance
• Increasing policy deductibles can save around $350 each year
• Consumers who require additional liability coverage will pay approximately $520 every year to raise from 30/60 bodily injury limits to 250/500 limits