Lexus IS F Insurance Rates

Average auto insurance rates for a Lexus IS F are $1,154 annually for full coverage insurance. Comprehensive costs on average $214, collision insurance costs $308, and liability costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs around $2,486. Teen drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and for different IS F trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on insurance rates. Rural areas tend to have fewer physical damage claims than larger metro areas. The price range example below illustrates how rural and urban location affects car insurance rates.

These examples illustrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Lexus IS F insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $687
• Drivers who choose higher $1,000 deductibles will pay around $120 each year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,154
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost $1,382
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,486
• The cost with full coverage for a 16-year-old driver with full coverage may cost $4,516 a year

Insurance rates for a Lexus IS F can also vary considerably based on the trim level of your IS F, your risk profile, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay upwards of $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance can cost from 42% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $350 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Lexus IS F insurance prices. A 40-year-old driver could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,560 on average in Michigan, New York, and Florida.

How to Buy the Best Lexus IS F Insurance

Saving money on insurance for a Lexus IS F not only requires being safe and accident-free, but also having a good credit history, avoid buying unnecessary coverage, and determing if full coverage is necessary. Set aside time to shop around at every policy renewal by quoting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a brief recap of the data raised in the charts and tables above.

• Insureds who require more liability protection will pay about $520 annually to go from a minimum limit to higher 250/500 limits
• It is possible to save as much as $130 per year just by shopping early and online
• Increasing deductibles could save up to $350 each year
• Youthful drivers pay the highest rates, costing up to $376 per month including comprehensive and collision insurance