Lexus IS F Insurance Rates

Average insurance prices for a Lexus IS F are $1,154 every 12 months with full coverage. Comprehensive costs on average $214 a year, collision insurance costs $308, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,486. 16-year-old drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Prices are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and IS F trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on auto insurance rates. Rural areas tend to have more infrequent collision claims than congested cities. The diagram below illustrates how geographic area affects car insurance rates.

These examples demonstrate why it is important to compare prices based on a specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Lexus IS F insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $687
• Using higher $1,000 deductibles will save around $1,034 annually
• The average price for a 40-year-old driver with $500 deductibles is $1,154
• Buying low $100 deductibles for physical damage coverage increases the price to $1,382
• Drivers with multiple tickets or accidents could pay upwards of $2,486
• The cost to insure a teen driver may cost $4,516 or more

Car insurance rates for a Lexus IS F can also vary considerably based on policy deductibles and limits, your driving record, and the trim level of your IS F.

Opting for high physical damage deductibles could cut rates by as much as $350 every year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged upwards of $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $1,400 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Where you live has a huge impact on Lexus IS F insurance prices. A driver around age 40 might see rates as low as $830 a year in states like New Hampshire, Ohio, and Utah, or at least $1,560 on average in Florida, Michigan, and New York.

How to Shop for Affordable Lexus IS F Insurance

Saving money on car insurance requires being a low-risk driver, maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates at every other renewal by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a brief review of the concepts that were presented in the illustrations above.

• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,330 more each year to insure their IS F
• Teen drivers are expensive to insure, with premiums as much as $376 per month if the policy includes full coverage
• You may be able to save as much as $130 per year just by quoting early and online
• Increasing deductibles could save as much as $350 each year
• You may be able to save as much as $130 per year just by quoting early and online