Lexus IS F Insurance Rates

Average insurance prices for a Lexus IS F are $1,154 every 12 months for full coverage. Comprehensive costs around $214 each year, collision insurance costs $308, and liability insurance is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs around $2,486. Teens receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

Price estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and IS F models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on auto insurance rates.

These examples show why all drivers should get quotes for a specific zip code and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Lexus IS F insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $687
• Choosing higher $1,000 deductibles can save about $120 a year
• The average price for a 40-year-old driver using $500 deductibles is $1,154
• Selecting low deductibles for comp and collision coverage increases the price to $1,382
• High-risk insureds with serious driving violations could pay at least $2,486
• The cost to insure a teen driver can be $4,516 each year

Car insurance rates for a Lexus IS F can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $350 each year, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Lexus IS F insurance rates. A good driver about age 40 could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,650 on average in Michigan, Louisiana, and New York.

How to Shop for Cheaper Lexus IS F Insurance

Saving money on Lexus IS F insurance takes having a good driving record, maintaining a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Take the time to compare rates every other policy renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a condensed summary of the ideas that were covered in the above illustrations.

• Drivers age 20 and younger are the costliest to insure, costing as high as $376 per month if the policy includes full coverage
• High-risk drivers with multiple at-fault accidents may pay on average $1,330 more every year to buy Lexus IS F insurance
• Increasing deductibles could save as much as $350 each year
• Drivers can save up to $130 per year just by quoting online in advance