Lexus IS F Insurance Rates

Average insurance prices for a Lexus IS F are $1,252 every 12 months including full coverage. Comprehensive insurance costs an estimated $244 a year, collision insurance costs $372, and liability insurance costs $478. Liability-only coverage costs as little as $526 a year, and high-risk coverage costs $2,700 or more. 16-year-old drivers receive the highest rates at up to $4,828 a year.

Average premium for full coverage: $1,252

Rate estimates broken down by individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and IS F trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how location impacts insurance prices.

These examples highlight why it is important to compare rates for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Lexus IS F insurance rates for other coverage scenarios.

• The best full coverage rate is $736
• Drivers who choose higher $1,000 deductibles will pay approximately $1,112 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,252
• Buying low $100 deductibles for comprehensive and collision insurance costs an extra $268 a year
• High risk drivers with multiple tickets or accidents could pay up to $2,700
• The cost to insure a teen driver can cost as much as $4,828 a year

Car insurance rates for a Lexus IS F can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles could save up to $410 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,200 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged at least $4,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 134% more than the average rate. View High Risk Driver Rates

Where you live makes a big difference in Lexus IS F insurance rates. A 40-year-old driver could pay as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,790 on average in Louisiana, New York, and Michigan.

How to Shop for the Best Cheap Lexus IS F Insurance

Saving money on Lexus IS F insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, not filing small claims, and possibly higher deductibles. Spend time shopping around at every other renewal by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The list below is a quick review of the concepts that were touched on above.

• High-risk drivers with a DUI or reckless driving violation may have to pay on average $1,450 more annually for car insurance
• Teenagers have the highest car insurance rates, as much as $402 per month if the policy includes full coverage
• You may be able to save approximately $150 per year just by quoting early and online
• Increasing deductibles could save as much as $400 each year
• You may be able to save approximately $150 per year just by quoting early and online