Lexus IS F Insurance Rates

U.S. average auto insurance rates for a Lexus IS F are $1,200 annually with full coverage. Comprehensive costs around $228 each year, collision insurance costs $340, and liability insurance is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $2,586. Teens pay the highest rates at up to $4,660 a year.

Average premium for full coverage: $1,200

Price estimates for individual coverage:

Estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and IS F models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on insurance rates. Areas with sparse population have fewer collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change auto insurance rates.

The ranges above demonstrate why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Lexus IS F insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $711
• Raising to $1,000 deductibles will save about $130 annually
• The estimated rate for the average middle-age driver using $500 deductibles is $1,200
• Selecting low deductibles will cost $1,448
• Higher-risk drivers with serious driving violations could pay at least $2,586
• The price with full coverage for a teen driver can be $4,660

Auto insurance prices for a Lexus IS F are also quite variable based on the trim level and model year, your driving record, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay as much as $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at least $1,400 to $2,000 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $380 each year, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Lexus IS F insurance rates. A middle-age driver might find prices as low as $860 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,620 on average in Florida, Michigan, and New York.

How to Buy Low Cost Lexus IS F Insurance

Getting lower rates on Lexus IS F insurance consists of having a good driving record, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around at every other renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a review of the concepts that were illustrated above.

• High-risk drivers who have several accidents or serious violations may pay on average $1,390 more every year to buy Lexus IS F insurance
• Drivers age 20 and younger are expensive to insure, costing up to $388 a month if full coverage is included
• You may be able to save up to $140 per year just by quoting online in advance
• Increasing physical damage deductibles could save up to $375 each year
• You may be able to save up to $140 per year just by quoting online in advance