Lexus IS F Insurance Rates

Average insurance rates for a Lexus IS F are $1,154 a year with full coverage. Comprehensive insurance costs around $214, collision insurance costs $308, and liability costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs $2,486 or more. Teen drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for different IS F trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These examples demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Lexus IS F insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $687
• Drivers who choose higher $1,000 deductibles will pay about $120 annually
• The average rate for a 40-year-old driver using $500 deductibles is $1,154
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $228 annually
• Drivers with multiple violations and an at-fault accident could pay at least $2,486
• The cost for full coverage for a 16-year-old driver with full coverage can be $4,516 a year

Insurance rates for a Lexus IS F can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may pay as low as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay as much as $4,500 a year. View Rates by Age

Where you live makes a big difference in Lexus IS F insurance prices. A 40-year-old driver could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,560 on average in Florida, Michigan, and New York.

Choosing high deductibles could save up to $350 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance can cost from 42% to 135% more than average. View High Risk Driver Rates

How to Find the Best Cheap Lexus IS F Insurance

Saving money on insurance for a Lexus IS F not only requires avoiding accidents and violations, but also maintaining good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates at every policy renewal by requesting rates from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.

The list below is a quick review of the data covered above.

• Insureds who may need higher liability limits will pay about $520 every year to go from a minimum limit to 250/500 limits
• You may be able to save up to $130 per year just by shopping early and online
• Increasing deductibles can save around $350 each year
• Teenagers pay higher rates, with premiums as much as $376 per month for full coverage