Lexus IS F Insurance Rates

U.S. average insurance rates for a Lexus IS F are $1,154 a year with full coverage. Comprehensive insurance costs on average $214 a year, collision insurance costs $308, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs $2,486 or more. Teens pay the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

These estimates include $500 physical damage deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and IS F trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates how your location can change car insurance rates.

The ranges above demonstrate why it is important to get quotes based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Lexus IS F insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $687
• Choosing higher $1,000 deductibles can save around $1,034 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,154
• Selecting low $100 deductibles for comp and collision coverage will cost an extra $228 every year
• Unlucky drivers with serious driving violations could pay upwards of $2,486
• The price for full coverage for a teen driver may cost $4,516 each year

Car insurance prices for a Lexus IS F are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Lexus IS F insurance prices. A good driver about age 40 could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,560 on average in Florida, Michigan, and New York.

Choosing higher comprehensive and collision insurance deductibles can save as much as $350 every year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 135% more than the average policy. View High Risk Driver Rates

How to Find Cheap Lexus IS F Insurance

Getting lower rates on car insurance takes being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around at every policy renewal by requesting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

Below is a brief summary of the data illustrated above.

• Policyholders who require higher levels of liability will pay approximately $520 every year to raise limits from a low limit to 250/500 limits
• You may be able to save as much as $130 per year just by quoting early and online
• Increasing physical damage deductibles can save around $350 each year
• Teenage drivers are expensive to insure, costing up to $376 a month if full coverage is included