Lexus GS F Insurance Rates

The average insurance prices for a Lexus GS F are $1,648 every 12 months for full coverage. Comprehensive costs around $356 each year, collision insurance costs $674, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs around $3,584. Teen drivers cost the most to insure at up to $6,094 a year.

Average premium for full coverage: $1,648

Policy rates for type of insurance:

Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and GS F models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than larger metro areas. The graphic below illustrates how location impacts auto insurance rates.

The examples above show why all drivers should get quotes for a specific zip code and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Lexus GS F insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $931
• Choosing higher $1,000 deductibles can save about $234 a year
• The average price for a good driver age 40 using $500 deductibles is $1,648
• Choosing low deductibles for comp and collision coverage increases the price to $2,104
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $3,584
• Policy cost to insure a teen driver can be $6,094 each year

View Chart as Image

Auto insurance rates for a Lexus GS F also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Choosing high deductibles can save as much as $690 every year, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay as much as $6,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $2,000 to $2,700 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 136% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Lexus GS F insurance prices. A good driver about age 40 could pay as low as $1,090 a year in states like Idaho, Maine, and Iowa, or as much as $2,350 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Low Cost Lexus GS F Insurance

Finding cheaper rates on car insurance takes avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around at every other renewal by getting quotes from direct carriers, and also from local exclusive and independent agents.

The list below is a review of the concepts that were touched on above.

• Higher risk drivers who have several accidents or serious violations may pay on average $1,940 more every year for car insurance
• Teenagers are expensive to insure, costing up to $508 each month if comprehensive and collision insurance is included
• Drivers can save up to $200 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $700 each year
• Drivers can save up to $200 per year just by quoting online in advance