Lexus GS F Insurance Rates

Estimated insurance prices for a Lexus GS F are $1,738 every 12 months for full coverage. Comprehensive insurance costs an estimated $372, collision insurance costs $752, and liability is $456. Liability-only insurance costs around $508 a year, and high-risk driver insurance costs $3,790 or more. Teenage drivers pay the most at up to $6,400 a year.

Average premium for full coverage: $1,738

Premium estimates broken down by type of coverage:

Prices are based on $500 deductible amounts, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for different GS F trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.

These rate differences show why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Lexus GS F insurance rates for other coverage scenarios.

• The best discount rate is $973
• Raising to $1,000 deductibles will save approximately $256 a year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,738
• Using more expensive low deductibles costs an extra $498 every year
• At-risk drivers who are prone to accidents and violations could pay up to $3,790
• An auto insurance policy to insure a teen driver with full coverage can cost as much as $6,400

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Insurance prices for a Lexus GS F also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles can reduce prices by up to $760 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $411 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,600 every 12 months on average, or $133 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay at least $6,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $2,100 to $2,800 additional annually, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 135% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Lexus GS F insurance prices. A middle-age driver might find prices as low as $1,150 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,480 on average in New York, Louisiana, and Michigan.

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How to Shop for Affordable Lexus GS F Insurance

Finding better rates on car insurance consists of having a good driving record, having above-average credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates at every policy renewal by obtaining price quotes from direct carriers, and also from several local insurance agents.

The next list is a brief review of the data covered above.

• Policyholders who want increased levels of liability coverage will pay an extra $500 each year to raise from 30/60 bodily injury limits to a 250/500 level
• Drivers can save approximately $220 per year just by shopping early and online
• Increasing policy deductibles could save as much as $750 each year
• Drivers age 20 and younger are expensive to insure, as much as $533 per month if full coverage is included