Lexus GS F Insurance Rates

U.S. average insurance rates for a Lexus GS F are $1,738 a year for full coverage. Comprehensive insurance costs on average $372, collision insurance costs $752, and liability coverage costs around $456. Liability-only insurance costs as low as $508 a year, and high-risk driver insurance costs $3,790 or more. Teen drivers pay the highest rates at up to $6,400 a year.

Average premium for full coverage: $1,738

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all states and for different GS F trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural areas have a lower frequency of accident claims than larger metro areas. The price range example below illustrates the effect of geographic area on car insurance rates.

The ranges above show why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Lexus GS F insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $973
• Using higher $1,000 deductibles will save around $256 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,738
• Choosing more expensive low deductibles for physical damage coverage will cost an extra $498 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,790
• The price for full coverage for a teenage driver with full coverage may cost $6,400 or more

View Chart as Image

Car insurance prices for a Lexus GS F are also quite variable based on your driving record, the trim level of your GS F, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may only pay around $1,600 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $6,400 a year. View Rates by Age

The state you live in has a huge impact on Lexus GS F insurance rates. A driver around age 40 might see prices as low as $1,150 a year in states like Idaho, Maine, and Iowa, or as much as $2,480 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could cut prices by as much as $760 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $2,100 to $2,800 extra each year, depending on your age. High-risk driver insurance can be around 44% to 135% more than average. View High Risk Driver Rates

How to Find the Best Lexus GS F Insurance

Getting lower rates on auto insurance requires avoiding accidents and claims, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to compare rates at every other renewal by obtaining price quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The points below are a brief recap of the concepts that were covered in the above illustrations.

• Drivers who tend to receive serious violations will pay on average $2,050 more each year to insure a Lexus GS F
• Drivers under the age of 20 are expensive to insure, with premiums as much as $533 a month if full coverage is included
• Drivers can save as much as $220 per year just by shopping early and online
• Increasing physical damage deductibles can save around $750 each year
• Drivers can save as much as $220 per year just by shopping early and online