Lexus ES-300 Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 6, 2023
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Insurance rates paid to insure a Lexus ES-300 can fluctuate considerably depending on several factors. Including but not limited to:
- A clean driving record keeps rates low
- Credit rating impacts rates
- Your gender can raise or lower rates
- Low deductibles cost more
- Crash test rating for your ES-300
- No claims lowers premiums
- Having continuous coverage saves you money
- Home ownership saves money
One last important factor that will help determine the rate you pay on your Lexus ES-300 is the year of manufacture. Older cars and trucks have a lower value so the costs to repair may result in lower rates. Although newer models may have options included like a backup camera, dual-stage airbags, and an advanced theft deterrent system which may give discounted rates.
Auto liability insurance
damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .
Collision coverage
a stationary object or other vehicle. . , . .
Comprehensive or Other Than Collision
from a wide range of events other than collision. . your auto insurance company will pay , .
Uninsured and underinsured coverage
Uninsured or Underinsured Motorist coverage . , . .
Med pay and Personal Injury Protection (PIP)
immediate expenses EMT expenses, pain medications, and nursing services. . .
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