Land Rover Range Rover Sport Insurance Rates

The average insurance prices for a Land Rover Range Rover Sport are $1,254 every 12 months including full coverage. Comprehensive insurance costs around $256, collision costs $366, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,696 or more. Teen drivers cost the most to insure at $4,804 a year or more.

Average premium for full coverage: $1,254

Policy rates for type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for all Range Rover Sport models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than larger metro areas.

The example below illustrates the effect of geographic area on auto insurance rates.

The examples above highlight why everyone should compare prices for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Land Rover Range Rover Sport insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $741
• Using higher $1,000 deductibles will save about $142 every year
• The average price for a good driver age 40 using $500 deductibles is $1,254
• Choosing pricier low deductibles for physical damage coverage costs an extra $270 annually
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,696 or more
• Policy cost to insure a 16-year-old driver for full coverage can be $4,804 or more

View Chart as Image

Insurance rates for a Land Rover Range Rover Sport also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Choosing high deductibles could cut rates by as much as $420 annually, whereas buying more liability protection will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay as much as $4,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,500 to $2,100 additional every year, depending on your age. Land Rover Range Rover Sport insurance for high-risk drivers can be from 44% to 134% more than average. View High Risk Driver Rates

Your home state has a huge impact on Land Rover Range Rover Sport insurance prices. A driver around age 40 might see rates as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,790 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to regularly compare rates from multiple companies. Each insurance company uses a different rate calculation, and rates will be varied.

How to Shop for the Best Land Rover Range Rover Sport Insurance

Finding cheaper rates on insurance for a Land Rover Range Rover Sport requires avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Take the time to compare rates every time your policy renews by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The list below is a brief recap of the information covered in the above illustrations.

• You may be able to save up to $150 per year simply by quoting online well ahead of the renewal date
• Teenagers are charged the highest rates, with premiums being up to $400 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save as much as $400 each year
• Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,440 more every year for car insurance
• Insureds who may need higher liability limits will pay about $520 per year to increase from a 30/60 limit to a 250/500 level