Land Rover Range Rover Sport Insurance Rates

Estimated insurance rates for a Land Rover Range Rover Sport are $1,354 a year for full coverage insurance. Comprehensive insurance costs around $282 each year, collision costs $440, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,924 or more. Teenage drivers pay the most at $5,136 a year or more.

Average premium for full coverage: $1,354

Premium estimates for type of coverage:

Includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Range Rover Sport models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The graphic below illustrates how location helps determine auto insurance rates.

These rate differences illustrate why all drivers should compare prices for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Land Rover Range Rover Sport insurance rates for additional coverage choices and driver risks.

• The best discount rate is $789
• Using higher $1,000 deductibles will save about $164 each year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,354
• Using low deductibles for physical damage coverage will cost an extra $318 a year
• Drivers who are prone to accidents and violations could pay at least $2,924 or more
• An auto insurance policy for full coverage for a teen driver can be $5,136 or more

View Chart as Image

Insurance prices for a Land Rover Range Rover Sport also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay as much as $5,100 a year. View Rates by Age

Where you choose to live has a huge impact on Land Rover Range Rover Sport insurance rates. A driver around age 40 might see prices as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,830 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $490 each year, whereas increasing liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out your exact price is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate prices, so the prices will be substantially different from one company to the next.

How to Find the Cheapest Land Rover Range Rover Sport Insurance

Finding better rates on Land Rover Range Rover Sport insurance requires avoiding accidents and claims, maintaining good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Invest time comparing rates at least every other year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The points below are a recap of the car insurance concepts covered in the charts and tables above.

• High-risk drivers that have major violations or accidents may pay on average $1,570 more every year to insure a Land Rover Range Rover Sport
• It is possible to save up to $160 per year simply by quoting online in advance
• Increasing policy deductibles can save around $475 each year
• Drivers who may need increased liability limits will pay an extra $520 annually to increase from 30/60 bodily injury limits to 250/500 limits