Land Rover Range Rover Sport Insurance Rates

The average auto insurance rates for a Land Rover Range Rover Sport are $1,310 annually including full coverage. Comprehensive insurance costs an estimated $274 a year, collision insurance costs $400, and liability is $478. Liability-only coverage costs around $526 a year, and high-risk coverage costs $2,822 or more. Teens cost the most to insure at up to $4,984 a year.

Average premium for full coverage: $1,310

Policy rates broken down by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Range Rover Sport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how your location can change insurance prices.

The examples above highlight why it is important to compare rates quotes for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Land Rover Range Rover Sport insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $770
• Raising to $1,000 deductibles will save approximately $1,156 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,310
• Selecting low $100 deductibles costs an additional $294 every year
• At-risk drivers with serious driving violations could pay up to $2,822
• Policy cost with full coverage for a teen driver can cost as much as $4,984

View Chart as Image

Insurance rates for a Land Rover Range Rover Sport also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,500 to $2,100 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 128% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $450 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Land Rover Range Rover Sport insurance prices. A middle-age driver might find rates as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,870 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Affordable Land Rover Range Rover Sport Insurance

Finding cheaper rates on car insurance consists of having a decent driving record, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to shop around at every policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a brief review of the data illustrated above.

• Policyholders who want additional liability coverage will pay approximately $530 per year to raise from a 30/60 limit to higher 250/500 limits
• You may be able to save approximately $150 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $450 each year
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $415 each month if they have full coverage