Land Rover Range Rover Sport Insurance Rates

The average auto insurance rates for a Land Rover Range Rover Sport are $1,310 annually for full coverage insurance. Comprehensive insurance costs around $274 a year, collision costs $400, and liability is estimated at $478. Liability-only insurance costs approximately $526 a year, with high-risk driver insurance costing $2,822 or more. Teens cost the most to insure at $4,984 a year or more.

Average premium for full coverage: $1,310

Policy rates for type of insurance:

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Range Rover Sport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than cities with more traffic congestion.

The diagram below illustrates how location helps determine auto insurance rates.

The examples above illustrate why it is important to get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Land Rover Range Rover Sport insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $770
• Choosing higher $1,000 deductibles can save about $1,156 each year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,310
• Selecting low $100 deductibles for comp and collision coverage costs an additional $294 annually
• Higher-risk drivers with serious driving violations could pay at least $2,822 or more
• Policy cost with full coverage for a 16-year-old driver can be $4,984 each year

View Chart as Image

Auto insurance rates for a Land Rover Range Rover Sport also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay as much as $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,500 to $2,100 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges from 42% to 128% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $450 annually, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Land Rover Range Rover Sport insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,770 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out your exact price is to get quotes from multiple companies. Each auto insurer calculates rates differently, and quoted rates will be varied between companies.

How to Buy Low Cost Land Rover Range Rover Sport Insurance

Finding cheaper rates on insurance for a Land Rover Range Rover Sport takes having a decent driving record, having above-average credit, being claim-free, and maximizing policy discounts. Invest time comparing rates once a year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a review of the data that was covered in the charts and tables above.

• It is possible to save up to $150 per year simply by quoting early and online
• Insureds who may need additional liability coverage will pay approximately $530 annually to raise limits from a 30/60 limit to higher 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, possibly costing $415 each month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,510 more every year than a driver with a clean driving record