Land Rover Range Rover Sport Insurance Rates

U.S. average insurance rates for a Land Rover Range Rover Sport are $1,254 a year for full coverage. Comprehensive insurance costs an estimated $256 a year, collision costs $366, and liability coverage costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,696 or more. Teens pay the highest rates at $4,804 a year or more.

Average premium for full coverage: $1,254

Price estimates broken down by individual coverage:

Includes $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Range Rover Sport trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on insurance rates. More rural locations have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on insurance prices.

The ranges above show why it is important to compare rates for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Land Rover Range Rover Sport insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $741
• Drivers who choose higher $1,000 deductibles will pay approximately $1,112 a year
• The average rate for the average middle-age driver who has $500 deductibles is $1,254
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $270 each year
• High-risk insureds with serious driving violations could pay up to $2,696 or more
• The price for full coverage for a teenage driver can cost as much as $4,804 a year

View Chart as Image

Insurance prices for a Land Rover Range Rover Sport are also quite variable based on your driving record, the trim level of your Range Rover Sport, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $4,800 a year. View Rates by Age

The state you live in makes a big difference in Land Rover Range Rover Sport insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,790 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $420 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,500 to $2,100 additional each year, depending on your age. A high-risk auto insurance policy can cost around 44% to 134% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to know which car insurance is cheapest is to get quotes and see how they stack up. Every company calculates prices differently, and prices may be quite different from one company to the next.

How to Find the Cheapest Land Rover Range Rover Sport Insurance

Getting lower rates on auto insurance not only requires being safe and accident-free, but also having a good credit history, eliminating unnecessary coverage, and maximizing policy discounts. Make time to compare rates at least every other year by requesting rates from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

Below you'll find a recap of the car insurance concepts touched on in this article.

• Drivers that have major violations or accidents pay an average of $1,440 more annually than a low-risk driver
• Drivers can save approximately $150 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $400 each year
• Consumers who want more liability protection will pay approximately $520 each year to go from a low limit to 250/500 limits