Land Rover Range Rover Sport Insurance Rates

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UPDATED: Jun 8, 2024

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The average insurance prices for a Land Rover Range Rover Sport are $1,310 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $274 each year, collision insurance costs $400, and liability coverage costs $478. Liability-only coverage costs as little as $526 a year, and high-risk coverage costs $2,822 or more. 16-year-old drivers cost the most to insure at up to $4,984 a year.

Average premium for full coverage: $1,310

Policy rates by type of insurance:

Comprehensive $274
Collision $400
Liability $478

Rates are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Range Rover Sport models.

Price Range Variability

Using a 40-year-old driver as an example, Land Rover Range Rover Sport insurance rates range from the cheapest price of $526 for a discount liability-only rate to a high rate of $2,822 for a high-risk insurance policy.

Liability Only $526
Full Coverage $1,310
High Risk $2,822

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than congested cities. The graphic below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $983
Small Cities $1,376
Large Cities $1,769

The examples above illustrate why all drivers should compare rates using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates average Land Rover Range Rover Sport insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $770
  • Drivers who choose higher $1,000 deductibles will pay $154 each year
  • The average price for a good driver age 40 who chooses $500 deductibles is $1,310
  • Buying low deductibles for comprehensive and collision insurance costs an extra $294 each year
  • High-risk insureds with multiple tickets or accidents could pay around $2,822
  • Policy cost to insure a teenage driver can cost $4,984 a year

View Chart as Image

Land Rover Range Rover Sport insurance cost comparison chart
Column chart showing Land Rover Range Rover Sport insurance prices range from $770 to $4,984 for full coverage

Insurance rates for a Land Rover Range Rover Sport also range considerably based on liability limits and deductibles, your risk profile, and the model of your Range Rover Sport.

Opting for high physical damage deductibles could save up to $450 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 additional every year, depending on your age. Insurance for high-risk drivers can cost around 42% to 128% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in Land Rover Range Rover Sport insurance rates. A 40-year-old driver could pay as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,770 on average in Florida, New York, and Michigan.

Land Rover Range Rover Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,186 -$124 -9.5%
Alaska $1,004 -$306 -23.4%
Arizona $1,088 -$222 -16.9%
Arkansas $1,310 -$0 0.0%
California $1,494 $184 14.0%
Colorado $1,252 -$58 -4.4%
Connecticut $1,346 $36 2.7%
Delaware $1,484 $174 13.3%
Florida $1,640 $330 25.2%
Georgia $1,210 -$100 -7.6%
Hawaii $942 -$368 -28.1%
Idaho $886 -$424 -32.4%
Illinois $976 -$334 -25.5%
Indiana $988 -$322 -24.6%
Iowa $884 -$426 -32.5%
Kansas $1,248 -$62 -4.7%
Kentucky $1,790 $480 36.6%
Louisiana $1,940 $630 48.1%
Maine $808 -$502 -38.3%
Maryland $1,080 -$230 -17.6%
Massachusetts $1,050 -$260 -19.8%
Michigan $2,278 $968 73.9%
Minnesota $1,096 -$214 -16.3%
Mississippi $1,572 $262 20.0%
Missouri $1,164 -$146 -11.1%
Montana $1,410 $100 7.6%
Nebraska $1,034 -$276 -21.1%
Nevada $1,572 $262 20.0%
New Hampshire $944 -$366 -27.9%
New Jersey $1,466 $156 11.9%
New Mexico $1,160 -$150 -11.5%
New York $1,382 $72 5.5%
North Carolina $754 -$556 -42.4%
North Dakota $1,074 -$236 -18.0%
Ohio $906 -$404 -30.8%
Oklahoma $1,346 $36 2.7%
Oregon $1,200 -$110 -8.4%
Pennsylvania $1,252 -$58 -4.4%
Rhode Island $1,748 $438 33.4%
South Carolina $1,188 -$122 -9.3%
South Dakota $1,106 -$204 -15.6%
Tennessee $1,148 -$162 -12.4%
Texas $1,582 $272 20.8%
Utah $972 -$338 -25.8%
Vermont $898 -$412 -31.5%
Virginia $784 -$526 -40.2%
Washington $1,012 -$298 -22.7%
West Virginia $1,200 -$110 -8.4%
Wisconsin $906 -$404 -30.8%
Wyoming $1,168 -$142 -10.8%

View Chart as Image

Land Rover Range Rover Sport insurance rates by U.S. city
Land Rover Range Rover Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Land Rover Range Rover Sport $464 $840 $390 $1,852
2023 Land Rover Range Rover Sport $444 $834 $398 $1,834
2022 Land Rover Range Rover Sport $430 $814 $416 $1,818
2021 Land Rover Range Rover Sport $414 $780 $430 $1,782
2020 Land Rover Range Rover Sport $392 $752 $442 $1,744
2019 Land Rover Range Rover Sport $376 $698 $452 $1,684
2018 Land Rover Range Rover Sport $362 $658 $456 $1,634
2017 Land Rover Range Rover Sport $346 $590 $460 $1,554
2016 Land Rover Range Rover Sport $324 $542 $460 $1,484
2015 Land Rover Range Rover Sport $312 $508 $464 $1,442
2014 Land Rover Range Rover Sport $306 $474 $474 $1,412
2012 Land Rover Range Rover Sport $274 $400 $478 $1,310
2011 Land Rover Range Rover Sport $256 $366 $474 $1,254

Rates are averaged for all Land Rover Range Rover Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Land Rover Range Rover Sport Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also having above-average credit, being claim-free, and consideration of higher deductibles. Set aside time to shop around at least every other year by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The following items are a quick review of the car insurance concepts raised in the charts and tables above.

  • Drivers with a DUI or reckless driving violation may have to pay on average $1,510 more per year than a driver with a clean driving record
  • It is possible to save around $150 per year just by quoting online in advance
  • Increasing comprehensive and collision deductibles could save as much as $450 each year
  • Consumers who purchase additional liability coverage will pay around $530 annually to go from a 30/60 limit to a 250/500 level

Rates by Driver Age

Land Rover Range Rover Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,984
20 $2,984
30 $1,354
40 $1,310
50 $1,200
60 $1,174

Full coverage, $500 deductibles

Rates by Deductible

Land Rover Range Rover Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,604
$250 $1,470
$500 $1,310
$1,000 $1,156

Full coverage, driver age 40

Rates by Liability Limit

Land Rover Range Rover Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,310
50/100 $1,406
100/300 $1,525
250/500 $1,836
100 CSL $1,453
300 CSL $1,716
500 CSL $1,908

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover Range Rover Sport Insurance Rates for High Risk Drivers
Age Premium
16 $7,084
20 $4,758
30 $2,870
40 $2,822
50 $2,692
60 $2,664

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $178

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $69
Homeowner $21
5-yr Accident Free $89
5-yr Claim Free $84
Paid in Full/EFT $55
Advance Quote $61
Online Quote $92
Total Discounts $540
Rate after discounts $770

Discounts are estimated and may not be available from every company or in every state.

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