Land Rover Range Rover Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 14, 2024

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Average insurance prices for a Land Rover Range Rover are $1,700 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $382, collision costs $704, and liability coverage costs around $456. A liability-only policy costs as low as $508 a year, with high-risk insurance costing $3,692 or more. Teenage drivers receive the highest rates at $6,232 a year or more.

Average premium for full coverage: $1,700

Rate estimates broken down by individual coverage type:

Comprehensive $382
Collision $704
Liability $456

Rates are based on $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for different Range Rover trim levels.

Price Range by Coverage and Risk

For an average driver, prices range go from the cheapest price of $508 for basic liability insurance to a much higher rate of $3,692 for high-risk insurance.

Liability Only $508
Full Coverage $1,700
High Risk $3,692

Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations tend to have more infrequent physical damage claims than densely populated cities.

The price range example below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,275
Small Cities $1,785
Large Cities $2,295

These examples illustrate why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates estimated Land Rover Range Rover insurance rates for other coverage scenarios.

  • The best discount rate is $959
  • Using higher $1,000 deductibles will save approximately $246 each year
  • The average price for a 40-year-old driver who has $500 deductibles is $1,700
  • Using more expensive low deductibles for physical damage coverage costs an extra $480 each year
  • Higher-risk drivers who are prone to accidents and violations could pay up to $3,692 or more
  • The cost to insure a teenage driver with full coverage can cost as much as $6,232 or more

View Chart as Image

Land Rover Range Rover insurance cost comparison chart
Column chart showing full coverage Land Rover Range Rover insurance prices range from $959 to $6,232

Insurance rates for a Land Rover Range Rover can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles could cut rates by as much as $730 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,600 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $6,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $2,000 to $2,700 extra per year, depending on your age. High-risk driver insurance can be around 43% to 132% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Land Rover Range Rover insurance rates. A driver around age 40 might see rates as low as $1,110 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,300 on average in Florida, New York, and Michigan.

Land Rover Range Rover Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,538 -$162 -9.5%
Alaska $1,304 -$396 -23.3%
Arizona $1,410 -$290 -17.1%
Arkansas $1,700 -$0 0.0%
California $1,938 $238 14.0%
Colorado $1,624 -$76 -4.5%
Connecticut $1,748 $48 2.8%
Delaware $1,924 $224 13.2%
Florida $2,128 $428 25.2%
Georgia $1,568 -$132 -7.8%
Hawaii $1,222 -$478 -28.1%
Idaho $1,150 -$550 -32.4%
Illinois $1,266 -$434 -25.5%
Indiana $1,282 -$418 -24.6%
Iowa $1,148 -$552 -32.5%
Kansas $1,614 -$86 -5.1%
Kentucky $2,320 $620 36.5%
Louisiana $2,516 $816 48.0%
Maine $1,050 -$650 -38.2%
Maryland $1,404 -$296 -17.4%
Massachusetts $1,360 -$340 -20.0%
Michigan $2,956 $1,256 73.9%
Minnesota $1,424 -$276 -16.2%
Mississippi $2,038 $338 19.9%
Missouri $1,510 -$190 -11.2%
Montana $1,826 $126 7.4%
Nebraska $1,338 -$362 -21.3%
Nevada $2,038 $338 19.9%
New Hampshire $1,226 -$474 -27.9%
New Jersey $1,898 $198 11.6%
New Mexico $1,506 -$194 -11.4%
New York $1,792 $92 5.4%
North Carolina $980 -$720 -42.4%
North Dakota $1,390 -$310 -18.2%
Ohio $1,174 -$526 -30.9%
Oklahoma $1,746 $46 2.7%
Oregon $1,558 -$142 -8.4%
Pennsylvania $1,622 -$78 -4.6%
Rhode Island $2,270 $570 33.5%
South Carolina $1,540 -$160 -9.4%
South Dakota $1,434 -$266 -15.6%
Tennessee $1,488 -$212 -12.5%
Texas $2,048 $348 20.5%
Utah $1,260 -$440 -25.9%
Vermont $1,166 -$534 -31.4%
Virginia $1,020 -$680 -40.0%
Washington $1,314 -$386 -22.7%
West Virginia $1,558 -$142 -8.4%
Wisconsin $1,178 -$522 -30.7%
Wyoming $1,516 -$184 -10.8%

View Chart as Image

Land Rover Range Rover insurance rates by U.S. city

With so much variability in rates, the only way to figure out which company is cheapest is to compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates can be significantly different.

Land Rover Range Rover Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Land Rover Range Rover $490 $900 $390 $1,938
2023 Land Rover Range Rover $470 $894 $398 $1,920
2022 Land Rover Range Rover $454 $872 $416 $1,900
2021 Land Rover Range Rover $438 $836 $430 $1,862
2020 Land Rover Range Rover $414 $806 $442 $1,820
2019 Land Rover Range Rover $398 $748 $452 $1,756
2018 Land Rover Range Rover $382 $704 $456 $1,700
2017 Land Rover Range Rover $366 $632 $460 $1,616

Rates are averaged for all Land Rover Range Rover models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Land Rover Range Rover Insurance

Saving money on auto insurance requires having a good driving record, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to compare rates every couple of years by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The next list is a quick review of the material that was covered in the above illustrations.

  • Consumers who want increased levels of liability coverage will pay an extra $500 annually to increase from a minimum limit to a 250/500 level
  • Drivers age 20 and younger are charged the highest rates, costing up to $519 per month if they have full coverage
  • Drivers with a DUI or reckless driving violation could be forced to pay on average $1,990 more annually to buy Land Rover Range Rover insurance
  • Increasing deductibles could save as much as $725 each year

Rates by Driver Age

Land Rover Range Rover Insurance Rates by Driver Age
Driver Age Premium
16 $6,232
20 $3,926
30 $1,782
40 $1,700
50 $1,550
60 $1,520

Full coverage, $500 deductibles

Rates by Deductible

Land Rover Range Rover Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,180
$250 $1,958
$500 $1,700
$1,000 $1,454

Full coverage, driver age 40

Rates by Liability Limit

Land Rover Range Rover Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,700
50/100 $1,791
100/300 $1,905
250/500 $2,202
100 CSL $1,837
300 CSL $2,088
500 CSL $2,270

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover Range Rover Insurance Rates for High Risk Drivers
Age Premium
16 $8,932
20 $6,258
30 $3,782
40 $3,692
50 $3,522
60 $3,492

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $241

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $93
Multi-vehicle $90
Homeowner $25
5-yr Accident Free $130
5-yr Claim Free $112
Paid in Full/EFT $81
Advance Quote $87
Online Quote $123
Total Discounts $741
Rate after discounts $959

Discounts are estimated and may not be available from every company or in every state.

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