Land Rover Range Rover Insurance Rates

The average insurance rates for a Land Rover Range Rover are $1,700 a year with full coverage. Comprehensive insurance costs approximately $382 a year, collision insurance costs $704, and liability coverage costs around $456. A liability-only policy costs as low as $508 a year, and high-risk insurance costs $3,692 or more. 16-year-old drivers cost the most to insure at up to $6,232 a year.

Average premium for full coverage: $1,700

Policy rates by type of insurance:

Prices include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Range Rover trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than congested cities. The diagram below illustrates how geographic area affects auto insurance prices.

The examples above demonstrate why it is important to compare prices using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Land Rover Range Rover insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $959
• Using higher $1,000 deductibles will save $1,454 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,700
• Buying low $100 deductibles for physical damage coverage will cost an extra $480 each year
• Higher-risk drivers with multiple tickets or accidents could pay around $3,692
• Policy cost for full coverage for a teenage driver can cost $6,232 or more

View Chart as Image

Car insurance rates for a Land Rover Range Rover also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may only pay around $1,600 a year, or $133 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged in the ballpark of $6,200 a year. View Rates by Age

Your home state has a huge impact on Land Rover Range Rover insurance rates. A driver around age 40 might see rates as low as $1,220 a year in states like Utah, Ohio, and New Hampshire, or at least $2,300 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $730 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $2,000 to $2,700 extra every year, depending on your age. A high-risk auto insurance policy can be around 43% to 132% more than the average rate. View High Risk Driver Rates

How to Find the Right Land Rover Range Rover Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, having above-average credit, not filing small claims, and attention to physical damage deductibles. Invest the time to compare rates once a year by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a quick rundown of the data that was presented in the illustrations above.

• You may be able to save around $210 per year just by quoting early and online
• Consumers who purchase higher liability limits will pay around $500 every year to increase from a 30/60 limit to 250/500 limits
• Teenagers pay the highest auto insurance rates, as much as $519 each month if full coverage is included
• Drivers with reckless driving or DUI convictions pay on average $1,990 more per year for car insurance