Land Rover Range Rover Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 14, 2024

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Estimated auto insurance rates for a Land Rover Range Rover are $1,756 annually for full coverage. Comprehensive costs an estimated $398, collision costs $748, and liability is $452. Liability-only coverage costs around $504 a year, with high-risk coverage costing around $3,814. Teens pay the most at $6,406 a year or more.

Average premium for full coverage: $1,756

Premium estimates broken down by type of coverage:

Comprehensive $398
Collision $748
Liability $452

Prices are based on $500 deductible amounts, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for all Range Rover models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Land Rover Range Rover go from as cheap as $504 for just the minimum liability insurance to the much higher price of $3,814 for high-risk insurance.

Liability Only $504
Full Coverage $1,756
High Risk $3,814

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. More rural locations are statistically proven to have fewer accident claims than cities with more traffic congestion.

The example below illustrates how rural and urban location affects insurance prices.

Rural Areas $1,317
Small Cities $1,844
Large Cities $2,371

These rate differences show why everyone should compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows estimated Land Rover Range Rover insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $987
  • Raising to $1,000 deductibles will save approximately $260 a year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,756
  • Selecting pricier low deductibles will cost $2,262
  • Drivers with serious driving violations could pay up to $3,814 or more
  • An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost as much as $6,406

View Chart as Image

Land Rover Range Rover insurance cost comparison chart
Column chart showing full coverage Land Rover Range Rover insurance rates range from $987 to $6,406

Insurance prices for a Land Rover Range Rover also have a wide range based on the model of your Range Rover, your driver profile, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,600 every 12 months on average, or $133 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $6,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $2,100 to $2,800 extra annually, depending on your age. Land Rover Range Rover insurance for high-risk drivers is expensive and can cost from 44% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $770 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Land Rover Range Rover insurance prices. A middle-age driver might find prices as low as $1,160 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,500 on average in New York, Louisiana, and Michigan.

Land Rover Range Rover Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,588 -$168 -9.6%
Alaska $1,348 -$408 -23.2%
Arizona $1,456 -$300 -17.1%
Arkansas $1,756 -$0 0.0%
California $2,000 $244 13.9%
Colorado $1,676 -$80 -4.6%
Connecticut $1,804 $48 2.7%
Delaware $1,986 $230 13.1%
Florida $2,196 $440 25.1%
Georgia $1,620 -$136 -7.7%
Hawaii $1,262 -$494 -28.1%
Idaho $1,188 -$568 -32.3%
Illinois $1,308 -$448 -25.5%
Indiana $1,322 -$434 -24.7%
Iowa $1,184 -$572 -32.6%
Kansas $1,668 -$88 -5.0%
Kentucky $2,394 $638 36.3%
Louisiana $2,600 $844 48.1%
Maine $1,084 -$672 -38.3%
Maryland $1,448 -$308 -17.5%
Massachusetts $1,404 -$352 -20.0%
Michigan $3,052 $1,296 73.8%
Minnesota $1,470 -$286 -16.3%
Mississippi $2,102 $346 19.7%
Missouri $1,558 -$198 -11.3%
Montana $1,886 $130 7.4%
Nebraska $1,386 -$370 -21.1%
Nevada $2,106 $350 19.9%
New Hampshire $1,266 -$490 -27.9%
New Jersey $1,962 $206 11.7%
New Mexico $1,554 -$202 -11.5%
New York $1,848 $92 5.2%
North Carolina $1,012 -$744 -42.4%
North Dakota $1,438 -$318 -18.1%
Ohio $1,212 -$544 -31.0%
Oklahoma $1,802 $46 2.6%
Oregon $1,608 -$148 -8.4%
Pennsylvania $1,676 -$80 -4.6%
Rhode Island $2,342 $586 33.4%
South Carolina $1,590 -$166 -9.5%
South Dakota $1,482 -$274 -15.6%
Tennessee $1,536 -$220 -12.5%
Texas $2,116 $360 20.5%
Utah $1,300 -$456 -26.0%
Vermont $1,202 -$554 -31.5%
Virginia $1,050 -$706 -40.2%
Washington $1,358 -$398 -22.7%
West Virginia $1,608 -$148 -8.4%
Wisconsin $1,216 -$540 -30.8%
Wyoming $1,564 -$192 -10.9%

View Chart as Image

Land Rover Range Rover insurance rates by U.S. city

With such a large range in prices, the only way to know which insurance company is cheapest is to regularly compare prices from multiple companies. Every auto insurance company calculates prices differently, so the prices will be substantially different between companies.

Land Rover Range Rover Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Land Rover Range Rover $514 $936 $372 $1,980
2023 Land Rover Range Rover $490 $900 $390 $1,938
2022 Land Rover Range Rover $470 $894 $398 $1,920
2021 Land Rover Range Rover $454 $872 $416 $1,900
2020 Land Rover Range Rover $438 $836 $430 $1,862
2019 Land Rover Range Rover $414 $806 $442 $1,820
2018 Land Rover Range Rover $398 $748 $452 $1,756
2017 Land Rover Range Rover $382 $704 $456 $1,700

Rates are averaged for all Land Rover Range Rover models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Land Rover Range Rover Insurance

Finding better rates on insurance for a Land Rover Range Rover consists of having a good driving record, having a good credit history, not filing small claims, and taking advantage of discounts. Set aside time to shop around every couple of years by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

The next list is a brief review of the material that was raised in the charts and tables above.

  • Insureds who want increased levels of liability coverage will pay approximately $500 each year to raise from 30/60 bodily injury limits to higher 250/500 limits
  • Drivers age 20 and younger are charged the highest prices, as much as $534 per month including comprehensive and collision insurance
  • Drivers considered higher risk with DUI or reckless driving convictions may pay on average $2,060 more annually to buy Land Rover Range Rover insurance
  • Increasing policy deductibles could save up to $775 each year

Rates by Driver Age

Land Rover Range Rover Insurance Rates by Driver Age
Driver Age Premium
16 $6,406
20 $4,058
30 $1,844
40 $1,756
50 $1,602
60 $1,572

Full coverage, $500 deductibles

Rates by Deductible

Land Rover Range Rover Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,262
$250 $2,028
$500 $1,756
$1,000 $1,496

Full coverage, driver age 40

Rates by Liability Limit

Land Rover Range Rover Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,756
50/100 $1,846
100/300 $1,959
250/500 $2,253
100 CSL $1,892
300 CSL $2,140
500 CSL $2,321

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover Range Rover Insurance Rates for High Risk Drivers
Age Premium
16 $9,190
20 $6,468
30 $3,912
40 $3,814
50 $3,640
60 $3,608

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $250

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $96
Multi-vehicle $93
Homeowner $25
5-yr Accident Free $136
5-yr Claim Free $116
Paid in Full/EFT $85
Advance Quote $90
Online Quote $128
Total Discounts $769
Rate after discounts $987

Discounts are estimated and may not be available from every company or in every state.

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