Land Rover Range Rover Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 14, 2024

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U.S. average insurance rates for a Land Rover Range Rover are $1,700 a year with full coverage. Comprehensive insurance costs around $382, collision insurance costs $704, and liability insurance is $456. A policy with just liability insurance costs around $508 a year, and coverage for high-risk drivers costs $3,692 or more. Teenage drivers pay the highest rates at up to $6,232 a year.

Average premium for full coverage: $1,700

Price estimates for individual coverage:

Comprehensive $382
Collision $704
Liability $456

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Range Rover models.

Price Range from Low to High

Using a 40-year-old driver as an example, Land Rover Range Rover insurance prices range from as low as $508 for basic liability insurance to the much higher price of $3,692 for a driver who requires high-risk insurance.

Liability Only $508
Full Coverage $1,700
High Risk $3,692

Geographic Price Range

Choosing to live in a large city has a significant impact on insurance rates. Areas with sparse population have a lower frequency of collision claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,275
Small Cities $1,785
Large Cities $2,295

The ranges above demonstrate why everyone should compare rates quotes for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Land Rover Range Rover insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $959
  • Raising to $1,000 deductibles will save about $246 annually
  • The average rate for the average middle-age driver using $500 deductibles is $1,700
  • Using pricier low deductibles will cost an extra $480 a year
  • Higher-risk drivers who are prone to accidents and violations could pay at least $3,692
  • The price for full coverage for a teen driver for full coverage can be $6,232

View Chart as Image

Land Rover Range Rover insurance cost comparison chart
Column chart showing Land Rover Range Rover insurance prices range from $959 to $6,232 for full coverage

Insurance prices for a Land Rover Range Rover are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $1,600 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay as much as $6,200 a year. View Rates by Age

The state you live in also has a big influence on Land Rover Range Rover insurance rates. A middle-age driver might find prices as low as $1,220 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,300 on average in Florida, Michigan, and New York.

Land Rover Range Rover Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,538 -$162 -9.5%
Alaska $1,304 -$396 -23.3%
Arizona $1,410 -$290 -17.1%
Arkansas $1,700 -$0 0.0%
California $1,938 $238 14.0%
Colorado $1,624 -$76 -4.5%
Connecticut $1,748 $48 2.8%
Delaware $1,924 $224 13.2%
Florida $2,128 $428 25.2%
Georgia $1,568 -$132 -7.8%
Hawaii $1,222 -$478 -28.1%
Idaho $1,150 -$550 -32.4%
Illinois $1,266 -$434 -25.5%
Indiana $1,282 -$418 -24.6%
Iowa $1,148 -$552 -32.5%
Kansas $1,614 -$86 -5.1%
Kentucky $2,320 $620 36.5%
Louisiana $2,516 $816 48.0%
Maine $1,050 -$650 -38.2%
Maryland $1,404 -$296 -17.4%
Massachusetts $1,360 -$340 -20.0%
Michigan $2,956 $1,256 73.9%
Minnesota $1,424 -$276 -16.2%
Mississippi $2,038 $338 19.9%
Missouri $1,510 -$190 -11.2%
Montana $1,826 $126 7.4%
Nebraska $1,338 -$362 -21.3%
Nevada $2,038 $338 19.9%
New Hampshire $1,226 -$474 -27.9%
New Jersey $1,898 $198 11.6%
New Mexico $1,506 -$194 -11.4%
New York $1,792 $92 5.4%
North Carolina $980 -$720 -42.4%
North Dakota $1,390 -$310 -18.2%
Ohio $1,174 -$526 -30.9%
Oklahoma $1,746 $46 2.7%
Oregon $1,558 -$142 -8.4%
Pennsylvania $1,622 -$78 -4.6%
Rhode Island $2,270 $570 33.5%
South Carolina $1,540 -$160 -9.4%
South Dakota $1,434 -$266 -15.6%
Tennessee $1,488 -$212 -12.5%
Texas $2,048 $348 20.5%
Utah $1,260 -$440 -25.9%
Vermont $1,166 -$534 -31.4%
Virginia $1,020 -$680 -40.0%
Washington $1,314 -$386 -22.7%
West Virginia $1,558 -$142 -8.4%
Wisconsin $1,178 -$522 -30.7%
Wyoming $1,516 -$184 -10.8%

View Chart as Image

Land Rover Range Rover insurance rates by U.S. city

Using high physical damage deductibles can reduce prices by up to $730 each year, whereas buying more liability protection will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $2,000 to $2,700 extra each year, depending on your age. Land Rover Range Rover insurance for high-risk drivers is expensive and can cost anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

Land Rover Range Rover Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Land Rover Range Rover $490 $900 $390 $1,938
2023 Land Rover Range Rover $470 $894 $398 $1,920
2022 Land Rover Range Rover $454 $872 $416 $1,900
2021 Land Rover Range Rover $438 $836 $430 $1,862
2020 Land Rover Range Rover $414 $806 $442 $1,820
2019 Land Rover Range Rover $398 $748 $452 $1,756
2018 Land Rover Range Rover $382 $704 $456 $1,700
2017 Land Rover Range Rover $366 $632 $460 $1,616

Rates are averaged for all Land Rover Range Rover models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Land Rover Range Rover Insurance

Getting lower rates on Land Rover Range Rover insurance consists of being a good driver, maintaining good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to shop around at every other renewal by getting quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a quick review of the concepts that were raised in the charts and tables above.

  • High-risk drivers with a DUI or reckless driving violation pay an average of $1,990 more every year than a safer driver
  • Drivers age 16 to 20 pay higher prices, costing up to $519 a month for full coverage
  • You may be able to save up to $210 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save around $725 each year
  • You may be able to save up to $210 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Land Rover Range Rover Insurance Rates by Driver Age
Driver Age Premium
16 $6,232
20 $3,926
30 $1,782
40 $1,700
50 $1,550
60 $1,520

Full coverage, $500 deductibles

Rates by Deductible

Land Rover Range Rover Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,180
$250 $1,958
$500 $1,700
$1,000 $1,454

Full coverage, driver age 40

Rates by Liability Limit

Land Rover Range Rover Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,700
50/100 $1,791
100/300 $1,905
250/500 $2,202
100 CSL $1,837
300 CSL $2,088
500 CSL $2,270

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover Range Rover Insurance Rates for High Risk Drivers
Age Premium
16 $8,932
20 $6,258
30 $3,782
40 $3,692
50 $3,522
60 $3,492

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $241

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $93
Multi-vehicle $90
Homeowner $25
5-yr Accident Free $130
5-yr Claim Free $112
Paid in Full/EFT $81
Advance Quote $87
Online Quote $123
Total Discounts $741
Rate after discounts $959

Discounts are estimated and may not be available from every company or in every state.

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