Land Rover Discovery Sport Insurance Rates

Estimated insurance rates for a Land Rover Discovery Sport are $1,308 a year including full coverage. Comprehensive costs on average $268, collision insurance costs $418, and liability insurance is estimated at $464. Liability-only coverage costs approximately $514 a year, and high-risk coverage costs around $2,824. Teenage drivers pay the most at up to $4,982 a year.

Average premium for full coverage: $1,308

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Discovery Sport models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates the effect of geographic area on car insurance rates.

These rate differences highlight why everyone should get quotes based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Land Rover Discovery Sport insurance rates for different risk profiles and scenarios.

• The best discount rate is $766
• Choosing higher $1,000 deductibles can save around $156 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,308
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,608
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,824
• An auto insurance policy that insures a teen driver for full coverage may cost $4,982 each year

View Chart as Image

Insurance prices for a Land Rover Discovery Sport also have a wide range based on the model of your Discovery Sport, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,500 to $2,100 extra annually, depending on your age. Land Rover Discovery Sport insurance for high-risk drivers ranges anywhere from 42% to 128% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $4,900 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Land Rover Discovery Sport insurance rates. A good driver about age 40 could pay as low as $1,010 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,870 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $460 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $417 more per year. View Rates by Deductible or Liability Limit

How to Find Affordable Land Rover Discovery Sport Insurance

Finding better rates on Land Rover Discovery Sport insurance takes avoiding accidents and claims, having above-average credit, refrain from filing small claims, and determing if full coverage is necessary. Compare prices at every policy renewal by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The points below are a brief review of the data covered in the above illustrations.

• Drivers who require increased liability limits will pay an extra $510 per year to raise limits from 30/60 bodily injury limits to the 250/500 level
• You may be able to save as much as $150 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $450 each year
• Drivers under the age of 20 pay the highest prices, with the cost nearing $415 per month if full coverage is included