Land Rover Discovery Sport Insurance Rates

The average insurance rates for a Land Rover Discovery Sport are $1,308 a year including full coverage. Comprehensive insurance costs approximately $268 a year, collision insurance costs $418, and liability is estimated at $464. Liability-only insurance costs approximately $514 a year, and high-risk driver insurance costs $2,824 or more. Teenage drivers cost the most to insure at up to $4,982 a year.

Average premium for full coverage: $1,308

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Discovery Sport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why it is important to get quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Land Rover Discovery Sport insurance rates for additional coverage and risk scenarios.

• The best discount rate is $766
• Choosing higher $1,000 deductibles can save $1,152 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,308
• Using low $100 deductibles for comp and collision coverage will cost an additional $300 every year
• Unlucky drivers who are prone to accidents and violations could pay around $2,824
• Policy cost that insures a teen driver can cost $4,982 each year

View Chart as Image

Auto insurance rates for a Land Rover Discovery Sport also range considerably based on the trim level of your Discovery Sport, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,500 to $2,100 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $4,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Land Rover Discovery Sport insurance prices. A good driver about age 40 could pay as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,870 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $460 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $417 extra every year. View Rates by Deductible or Liability Limit

How to Find Affordable Land Rover Discovery Sport Insurance

Finding cheaper rates on car insurance takes avoiding accidents and claims, maintaining a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Compare prices once a year by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

The points below are a brief review of the data that was raised in the charts and tables above.

• You may be able to save around $150 per year just by quoting early and online
• Policyholders who purchase increased liability limits will pay an extra $510 per year to raise limits from a 30/60 limit to the 250/500 level
• Drivers under the age of 20 have the highest car insurance rates, with premiums being up to $415 each month if the policy includes full coverage
• Higher risk drivers with DUI or reckless driving convictions will likely pay on average $1,520 more per year to insure a Land Rover Discovery Sport