Land Rover Discovery Sport Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 3, 2024
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Estimated insurance rates for a Land Rover Discovery Sport are $1,342 a year for full coverage insurance. Comprehensive insurance costs on average $278, collision insurance costs $446, and liability insurance costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs $2,896 or more. Teen drivers pay the most at up to $5,088 a year.
Average premium for full coverage: $1,342
Premium estimates by type of coverage:
Includes $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for different Discovery Sport trim levels.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Land Rover Discovery Sport range from as low as $510 for your basic liability-only policy to a much higher rate of $2,896 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live has a significant impact on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates how geographic area affects car insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average Land Rover Discovery Sport insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $782
- Using higher $1,000 deductibles will save around $164 each year
- The average rate for a 40-year-old good driver with $500 deductibles is $1,342
- Choosing more expensive low deductibles for physical damage coverage will cost an extra $318 a year
- Drivers with multiple violations and an at-fault accident could pay upwards of $2,896
- An auto insurance policy for full coverage for a teen driver with full coverage may cost $5,088 or more
Auto insurance prices for a Land Rover Discovery Sport also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.
An older driver with a good driving record and high deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay upwards of $5,000 a year. View Rates by Age
Where you choose to live has a huge impact on Land Rover Discovery Sport insurance rates. A driver around age 40 might see prices as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,810 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,214 | -$128 | -9.5% |
| Alaska | $1,030 | -$312 | -23.2% |
| Arizona | $1,114 | -$228 | -17.0% |
| Arkansas | $1,342 | -$0 | 0.0% |
| California | $1,530 | $188 | 14.0% |
| Colorado | $1,284 | -$58 | -4.3% |
| Connecticut | $1,380 | $38 | 2.8% |
| Delaware | $1,518 | $176 | 13.1% |
| Florida | $1,678 | $336 | 25.0% |
| Georgia | $1,240 | -$102 | -7.6% |
| Hawaii | $964 | -$378 | -28.2% |
| Idaho | $908 | -$434 | -32.3% |
| Illinois | $1,000 | -$342 | -25.5% |
| Indiana | $1,010 | -$332 | -24.7% |
| Iowa | $906 | -$436 | -32.5% |
| Kansas | $1,276 | -$66 | -4.9% |
| Kentucky | $1,832 | $490 | 36.5% |
| Louisiana | $1,986 | $644 | 48.0% |
| Maine | $828 | -$514 | -38.3% |
| Maryland | $1,108 | -$234 | -17.4% |
| Massachusetts | $1,074 | -$268 | -20.0% |
| Michigan | $2,332 | $990 | 73.8% |
| Minnesota | $1,124 | -$218 | -16.2% |
| Mississippi | $1,608 | $266 | 19.8% |
| Missouri | $1,192 | -$150 | -11.2% |
| Montana | $1,442 | $100 | 7.5% |
| Nebraska | $1,060 | -$282 | -21.0% |
| Nevada | $1,610 | $268 | 20.0% |
| New Hampshire | $968 | -$374 | -27.9% |
| New Jersey | $1,500 | $158 | 11.8% |
| New Mexico | $1,188 | -$154 | -11.5% |
| New York | $1,414 | $72 | 5.4% |
| North Carolina | $772 | -$570 | -42.5% |
| North Dakota | $1,098 | -$244 | -18.2% |
| Ohio | $928 | -$414 | -30.8% |
| Oklahoma | $1,380 | $38 | 2.8% |
| Oregon | $1,230 | -$112 | -8.3% |
| Pennsylvania | $1,280 | -$62 | -4.6% |
| Rhode Island | $1,792 | $450 | 33.5% |
| South Carolina | $1,216 | -$126 | -9.4% |
| South Dakota | $1,132 | -$210 | -15.6% |
| Tennessee | $1,176 | -$166 | -12.4% |
| Texas | $1,618 | $276 | 20.6% |
| Utah | $994 | -$348 | -25.9% |
| Vermont | $918 | -$424 | -31.6% |
| Virginia | $804 | -$538 | -40.1% |
| Washington | $1,038 | -$304 | -22.7% |
| West Virginia | $1,230 | -$112 | -8.3% |
| Wisconsin | $928 | -$414 | -30.8% |
| Wyoming | $1,196 | -$146 | -10.9% |
Choosing high deductibles could cut prices by as much as $490 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 in extra premium annually, depending on your age. High-risk driver insurance can be anywhere from 43% to 133% more than average. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Land Rover Discovery Sport | $398 | $690 | $390 | $1,636 |
| 2023 Land Rover Discovery Sport | $382 | $686 | $398 | $1,624 |
| 2022 Land Rover Discovery Sport | $368 | $668 | $416 | $1,610 |
| 2021 Land Rover Discovery Sport | $356 | $640 | $430 | $1,584 |
| 2020 Land Rover Discovery Sport | $336 | $618 | $442 | $1,554 |
| 2019 Land Rover Discovery Sport | $324 | $574 | $452 | $1,508 |
| 2018 Land Rover Discovery Sport | $310 | $540 | $456 | $1,464 |
| 2017 Land Rover Discovery Sport | $298 | $484 | $460 | $1,400 |
| 2016 Land Rover Discovery Sport | $278 | $446 | $460 | $1,342 |
| 2015 Land Rover Discovery Sport | $268 | $418 | $464 | $1,308 |
Rates are averaged for all Land Rover Discovery Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Land Rover Discovery Sport Insurance
Finding better rates on Land Rover Discovery Sport insurance requires being safe and accident-free, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to compare rates every year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
Below you'll find a recap of the coverage data presented in the illustrations above.
- It is possible to save as much as $160 per year just by shopping early and online
- Increasing policy deductibles can save around $475 each year
- Youthful drivers are charged the highest prices, with premiums being up to $424 per month if they have full coverage
- High-risk drivers that have major violations or accidents pay an average of $1,550 more each year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,088 |
| 20 | $3,078 |
| 30 | $1,390 |
| 40 | $1,342 |
| 50 | $1,226 |
| 60 | $1,202 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,660 |
| $250 | $1,512 |
| $500 | $1,342 |
| $1,000 | $1,178 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,342 |
| 50/100 | $1,434 |
| 100/300 | $1,549 |
| 250/500 | $1,848 |
| 100 CSL | $1,480 |
| 300 CSL | $1,733 |
| 500 CSL | $1,917 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,236 |
| 20 | $4,900 |
| 30 | $2,952 |
| 40 | $2,896 |
| 50 | $2,766 |
| 60 | $2,740 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $58 |
| Advance Quote | $64 |
| Online Quote | $95 |
| Total Discounts | $560 |
Discounts are estimated and may not be available from every company or in every state.
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