Land Rover Discovery Sport Insurance Rates

The average insurance rates for a Land Rover Discovery Sport are $1,308 a year for full coverage. Comprehensive insurance costs on average $268 a year, collision insurance costs $418, and liability insurance is $464. Buying just liability costs around $514 a year, and insurance for high-risk drivers costs $2,824 or more. Teen drivers cost the most to insure at up to $4,982 a year.

Average premium for full coverage: $1,308

Policy rates by type of insurance:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and Discovery Sport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than larger metro areas. The diagram below illustrates how rural and urban location affects car insurance rates.

The examples above show why it is important to compare rates quotes based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Land Rover Discovery Sport insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $766
• Raising to $1,000 deductibles will save around $1,152 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,308
• Choosing low $100 deductibles will cost an extra $300 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,824
• Policy cost for full coverage for a teen driver may cost $4,982

View Chart as Image

Insurance rates for a Land Rover Discovery Sport also range considerably based on your risk profile, the trim level of your Discovery Sport, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $4,900 a year. View Rates by Age

Your home state also has a big influence on Land Rover Discovery Sport insurance rates. A middle-age driver might find rates as low as $860 a year in states like Idaho, Maine, and Iowa, or as much as $1,870 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can reduce rates by up to $460 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $417 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 128% more than average. View High Risk Driver Rates

How to Find Cheap Land Rover Discovery Sport Insurance

Finding cheaper rates on Land Rover Discovery Sport insurance consists of being a good driver, maintaining good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Set aside time to shop around at least once a year by getting price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The following list is a brief summary of the primary concepts that were raised in the charts and tables above.

• Drivers can save as much as $150 per year just by quoting early and online
• High-risk drivers that tend to have accidents or serious violations will pay on average $1,520 more each year than a safer driver
• Increasing comprehensive and collision deductibles can save around $450 each year
• Drivers age 16 to 20 pay the highest rates, costing up to $415 each month for full coverage