Land Rover Discovery Sport Insurance Rates

U.S. average insurance rates for a Land Rover Discovery Sport are $1,308 a year including full coverage. Comprehensive costs approximately $268 each year, collision costs $418, and liability insurance costs $464. A policy with just liability insurance costs as little as $514 a year, with coverage for high-risk drivers costing around $2,824. Teen drivers pay the highest rates at $4,982 a year or more.

Average premium for full coverage: $1,308

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and Discovery Sport models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than larger metro areas.

The graphic below illustrates how location impacts auto insurance prices.

The ranges above highlight why all drivers should compare rates using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Land Rover Discovery Sport insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $766
• Drivers who choose higher $1,000 deductibles will pay $156 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,308
• Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $1,608
• High risk drivers with multiple violations and an at-fault accident could pay around $2,824 or more
• The price that insures a teen driver can cost $4,982 a year

View Chart as Image

Insurance prices for a Land Rover Discovery Sport are also quite variable based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,500 to $2,100 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 128% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,900 a year. View Rates by Age

The state you live in makes a big difference in Land Rover Discovery Sport insurance rates. A 40-year-old driver could pay as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,870 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $460 each year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $417 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, so the prices may be quite different.

How to Find the Best Land Rover Discovery Sport Insurance

Getting lower rates on Land Rover Discovery Sport insurance not only requires having a decent driving record, but also having above-average credit, being claim-free, and maximizing policy discounts. Shop around at every other renewal by getting quotes from direct car insurance companies, and also from local auto insurance providers.

The following items are a brief recap of the concepts that were touched on above.

• High-risk drivers who tend to receive serious violations will likely pay on average $1,520 more per year than a driver with a clean driving record
• 16 to 18-year-old drivers are expensive to insure, possibly costing $415 a month if full coverage is included
• You may be able to save around $150 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $450 each year
• You may be able to save around $150 per year simply by quoting online in advance