Land Rover Discovery Sport Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 3, 2024
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Estimated insurance rates for a Land Rover Discovery Sport are $1,342 a year with full coverage. Comprehensive insurance costs on average $278, collision insurance costs $446, and liability costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs $2,896 or more. Teens pay the most at up to $5,088 a year.
Average premium for full coverage: $1,342
Premium estimates by type of coverage:
Price estimates include $500 deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and for different Discovery Sport trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Land Rover Discovery Sport range from as low as $510 for minimum levels of liability insurance to a much higher rate of $2,896 for a high-risk driver policy.
Insurance Price Range by Location
Your location can have significant affects on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on car insurance rates.
These rate differences demonstrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details average Land Rover Discovery Sport insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $782
- Drivers who choose higher $1,000 deductibles will pay around $164 annually
- The average rate for a 40-year-old good driver with $500 deductibles is $1,342
- Selecting more expensive low deductibles for comprehensive and collision insurance will cost an extra $318 every year
- Higher-risk drivers with serious driving violations could pay upwards of $2,896
- An auto insurance policy for full coverage for a teen driver with full coverage may cost $5,088 a year
Insurance prices for a Land Rover Discovery Sport also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.
An older driver with no violations or accidents and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age
Where you choose to live makes a big difference in Land Rover Discovery Sport insurance prices. A 40-year-old driver could pay as low as $970 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,810 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,214 | -$128 | -9.5% |
| Alaska | $1,030 | -$312 | -23.2% |
| Arizona | $1,114 | -$228 | -17.0% |
| Arkansas | $1,342 | -$0 | 0.0% |
| California | $1,530 | $188 | 14.0% |
| Colorado | $1,284 | -$58 | -4.3% |
| Connecticut | $1,380 | $38 | 2.8% |
| Delaware | $1,518 | $176 | 13.1% |
| Florida | $1,678 | $336 | 25.0% |
| Georgia | $1,240 | -$102 | -7.6% |
| Hawaii | $964 | -$378 | -28.2% |
| Idaho | $908 | -$434 | -32.3% |
| Illinois | $1,000 | -$342 | -25.5% |
| Indiana | $1,010 | -$332 | -24.7% |
| Iowa | $906 | -$436 | -32.5% |
| Kansas | $1,276 | -$66 | -4.9% |
| Kentucky | $1,832 | $490 | 36.5% |
| Louisiana | $1,986 | $644 | 48.0% |
| Maine | $828 | -$514 | -38.3% |
| Maryland | $1,108 | -$234 | -17.4% |
| Massachusetts | $1,074 | -$268 | -20.0% |
| Michigan | $2,332 | $990 | 73.8% |
| Minnesota | $1,124 | -$218 | -16.2% |
| Mississippi | $1,608 | $266 | 19.8% |
| Missouri | $1,192 | -$150 | -11.2% |
| Montana | $1,442 | $100 | 7.5% |
| Nebraska | $1,060 | -$282 | -21.0% |
| Nevada | $1,610 | $268 | 20.0% |
| New Hampshire | $968 | -$374 | -27.9% |
| New Jersey | $1,500 | $158 | 11.8% |
| New Mexico | $1,188 | -$154 | -11.5% |
| New York | $1,414 | $72 | 5.4% |
| North Carolina | $772 | -$570 | -42.5% |
| North Dakota | $1,098 | -$244 | -18.2% |
| Ohio | $928 | -$414 | -30.8% |
| Oklahoma | $1,380 | $38 | 2.8% |
| Oregon | $1,230 | -$112 | -8.3% |
| Pennsylvania | $1,280 | -$62 | -4.6% |
| Rhode Island | $1,792 | $450 | 33.5% |
| South Carolina | $1,216 | -$126 | -9.4% |
| South Dakota | $1,132 | -$210 | -15.6% |
| Tennessee | $1,176 | -$166 | -12.4% |
| Texas | $1,618 | $276 | 20.6% |
| Utah | $994 | -$348 | -25.9% |
| Vermont | $918 | -$424 | -31.6% |
| Virginia | $804 | -$538 | -40.1% |
| Washington | $1,038 | -$304 | -22.7% |
| West Virginia | $1,230 | -$112 | -8.3% |
| Wisconsin | $928 | -$414 | -30.8% |
| Wyoming | $1,196 | -$146 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could save up to $490 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,600 to $2,200 additional annually, depending on your age. High-risk driver insurance can cost as much as 43% to 133% more than the average policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Land Rover Discovery Sport | $398 | $690 | $390 | $1,636 |
| 2023 Land Rover Discovery Sport | $382 | $686 | $398 | $1,624 |
| 2022 Land Rover Discovery Sport | $368 | $668 | $416 | $1,610 |
| 2021 Land Rover Discovery Sport | $356 | $640 | $430 | $1,584 |
| 2020 Land Rover Discovery Sport | $336 | $618 | $442 | $1,554 |
| 2019 Land Rover Discovery Sport | $324 | $574 | $452 | $1,508 |
| 2018 Land Rover Discovery Sport | $310 | $540 | $456 | $1,464 |
| 2017 Land Rover Discovery Sport | $298 | $484 | $460 | $1,400 |
| 2016 Land Rover Discovery Sport | $278 | $446 | $460 | $1,342 |
| 2015 Land Rover Discovery Sport | $268 | $418 | $464 | $1,308 |
Rates are averaged for all Land Rover Discovery Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Land Rover Discovery Sport Insurance
Finding better rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit history, being claim-free, and dropping full coverage on older vehicles. Take the time to compare rates every time your policy renews by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.
The following is a condensed summary of the information covered in the above illustrations.
- You may be able to save as much as $160 per year just by shopping early and online
- Teens pay higher prices, possibly costing $424 per month including comprehensive and collision insurance
- Increasing policy deductibles can save around $475 each year
- Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,550 more each year for Discovery Sport insurance
- Policyholders who require higher liability limits will pay approximately $510 every year to go from 30/60 bodily injury limits to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,088 |
| 20 | $3,078 |
| 30 | $1,390 |
| 40 | $1,342 |
| 50 | $1,226 |
| 60 | $1,202 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,660 |
| $250 | $1,512 |
| $500 | $1,342 |
| $1,000 | $1,178 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,342 |
| 50/100 | $1,434 |
| 100/300 | $1,549 |
| 250/500 | $1,848 |
| 100 CSL | $1,480 |
| 300 CSL | $1,733 |
| 500 CSL | $1,917 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,236 |
| 20 | $4,900 |
| 30 | $2,952 |
| 40 | $2,896 |
| 50 | $2,766 |
| 60 | $2,740 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $58 |
| Advance Quote | $64 |
| Online Quote | $95 |
| Total Discounts | $560 |
Discounts are estimated and may not be available from every company or in every state.
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