Land Rover Discovery Sport Insurance Rates

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Cheaper 2015 Land Rover Discovery Sport Car Insurance Quotes in 2025

Looking for the cheapest auto insurance rates for your Land Rover Discovery Sport? Finding the cheapest insurance for a new or used Land Rover Discovery Sport could be a painful process, but you can use a few tricks and make it easy. There is a better way to find auto insurance online and we'll show you the best way to price shop coverage for a new or used Land Rover and locate the best price pos...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Apr 3, 2024

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Estimated insurance rates for a Land Rover Discovery Sport are $1,342 a year with full coverage. Comprehensive insurance costs on average $278, collision insurance costs $446, and liability costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs $2,896 or more. Teens pay the most at up to $5,088 a year.

Average premium for full coverage: $1,342

Premium estimates by type of coverage:

Comprehensive $278
Collision $446
Liability $460

Price estimates include $500 deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and for different Discovery Sport trim levels.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Land Rover Discovery Sport range from as low as $510 for minimum levels of liability insurance to a much higher rate of $2,896 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,342
High Risk $2,896

Insurance Price Range by Location

Your location can have significant affects on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,007
Small Cities $1,409
Large Cities $1,812

These rate differences demonstrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Land Rover Discovery Sport insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $782
  • Drivers who choose higher $1,000 deductibles will pay around $164 annually
  • The average rate for a 40-year-old good driver with $500 deductibles is $1,342
  • Selecting more expensive low deductibles for comprehensive and collision insurance will cost an extra $318 every year
  • Higher-risk drivers with serious driving violations could pay upwards of $2,896
  • An auto insurance policy for full coverage for a teen driver with full coverage may cost $5,088 a year

View Chart as Image

Land Rover Discovery Sport insurance cost comparison chart
Column chart showing Land Rover Discovery Sport insurance prices range from $782 to $5,088 for full coverage

Insurance prices for a Land Rover Discovery Sport also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Land Rover Discovery Sport insurance prices. A 40-year-old driver could pay as low as $970 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,810 on average in Florida, Michigan, and New York.

Land Rover Discovery Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,214 -$128 -9.5%
Alaska $1,030 -$312 -23.2%
Arizona $1,114 -$228 -17.0%
Arkansas $1,342 -$0 0.0%
California $1,530 $188 14.0%
Colorado $1,284 -$58 -4.3%
Connecticut $1,380 $38 2.8%
Delaware $1,518 $176 13.1%
Florida $1,678 $336 25.0%
Georgia $1,240 -$102 -7.6%
Hawaii $964 -$378 -28.2%
Idaho $908 -$434 -32.3%
Illinois $1,000 -$342 -25.5%
Indiana $1,010 -$332 -24.7%
Iowa $906 -$436 -32.5%
Kansas $1,276 -$66 -4.9%
Kentucky $1,832 $490 36.5%
Louisiana $1,986 $644 48.0%
Maine $828 -$514 -38.3%
Maryland $1,108 -$234 -17.4%
Massachusetts $1,074 -$268 -20.0%
Michigan $2,332 $990 73.8%
Minnesota $1,124 -$218 -16.2%
Mississippi $1,608 $266 19.8%
Missouri $1,192 -$150 -11.2%
Montana $1,442 $100 7.5%
Nebraska $1,060 -$282 -21.0%
Nevada $1,610 $268 20.0%
New Hampshire $968 -$374 -27.9%
New Jersey $1,500 $158 11.8%
New Mexico $1,188 -$154 -11.5%
New York $1,414 $72 5.4%
North Carolina $772 -$570 -42.5%
North Dakota $1,098 -$244 -18.2%
Ohio $928 -$414 -30.8%
Oklahoma $1,380 $38 2.8%
Oregon $1,230 -$112 -8.3%
Pennsylvania $1,280 -$62 -4.6%
Rhode Island $1,792 $450 33.5%
South Carolina $1,216 -$126 -9.4%
South Dakota $1,132 -$210 -15.6%
Tennessee $1,176 -$166 -12.4%
Texas $1,618 $276 20.6%
Utah $994 -$348 -25.9%
Vermont $918 -$424 -31.6%
Virginia $804 -$538 -40.1%
Washington $1,038 -$304 -22.7%
West Virginia $1,230 -$112 -8.3%
Wisconsin $928 -$414 -30.8%
Wyoming $1,196 -$146 -10.9%

View Chart as Image

Land Rover Discovery Sport insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $490 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,600 to $2,200 additional annually, depending on your age. High-risk driver insurance can cost as much as 43% to 133% more than the average policy. View High Risk Driver Rates

Land Rover Discovery Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Land Rover Discovery Sport $398 $690 $390 $1,636
2023 Land Rover Discovery Sport $382 $686 $398 $1,624
2022 Land Rover Discovery Sport $368 $668 $416 $1,610
2021 Land Rover Discovery Sport $356 $640 $430 $1,584
2020 Land Rover Discovery Sport $336 $618 $442 $1,554
2019 Land Rover Discovery Sport $324 $574 $452 $1,508
2018 Land Rover Discovery Sport $310 $540 $456 $1,464
2017 Land Rover Discovery Sport $298 $484 $460 $1,400
2016 Land Rover Discovery Sport $278 $446 $460 $1,342
2015 Land Rover Discovery Sport $268 $418 $464 $1,308

Rates are averaged for all Land Rover Discovery Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Land Rover Discovery Sport Insurance

Finding better rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit history, being claim-free, and dropping full coverage on older vehicles. Take the time to compare rates every time your policy renews by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following is a condensed summary of the information covered in the above illustrations.

  • You may be able to save as much as $160 per year just by shopping early and online
  • Teens pay higher prices, possibly costing $424 per month including comprehensive and collision insurance
  • Increasing policy deductibles can save around $475 each year
  • Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,550 more each year for Discovery Sport insurance
  • Policyholders who require higher liability limits will pay approximately $510 every year to go from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Land Rover Discovery Sport Insurance Rates by Driver Age
Driver Age Premium
16 $5,088
20 $3,078
30 $1,390
40 $1,342
50 $1,226
60 $1,202

Full coverage, $500 deductibles

Rates by Deductible

Land Rover Discovery Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,660
$250 $1,512
$500 $1,342
$1,000 $1,178

Full coverage, driver age 40

Rates by Liability Limit

Land Rover Discovery Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,342
50/100 $1,434
100/300 $1,549
250/500 $1,848
100 CSL $1,480
300 CSL $1,733
500 CSL $1,917

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover Discovery Sport Insurance Rates for High Risk Drivers
Age Premium
16 $7,236
20 $4,900
30 $2,952
40 $2,896
50 $2,766
60 $2,740

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $185

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $71
Homeowner $21
5-yr Accident Free $94
5-yr Claim Free $86
Paid in Full/EFT $58
Advance Quote $64
Online Quote $95
Total Discounts $560
Rate after discounts $782

Discounts are estimated and may not be available from every company or in every state.

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