Land Rover Discovery Sport Insurance Rates

Average insurance rates for a Land Rover Discovery Sport are $1,308 a year including full coverage. Comprehensive insurance costs approximately $268, collision insurance costs $418, and liability coverage costs around $464. A policy with just liability insurance costs as low as $514 a year, and coverage for high-risk drivers costs $2,824 or more. Teen drivers receive the highest rates at up to $4,982 a year.

Average premium for full coverage: $1,308

Rate estimates by individual coverage type:

Rate estimates include $500 deductible amounts, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and for different Discovery Sport trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than larger metro areas. The price range example below illustrates the difference location can make on auto insurance prices.

These examples highlight why anyone shopping for car insurance should compare prices using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Land Rover Discovery Sport insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $766
• Using higher $1,000 deductibles will save $156 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,308
• Choosing more expensive low deductibles for physical damage coverage will cost an additional $300 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,824
• The cost that insures a teenage driver with full coverage can cost $4,982 or more

View Chart as Image

Insurance rates for a Land Rover Discovery Sport can also vary considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,500 to $2,100 additional per year, depending on your age. High-risk driver insurance can be around 42% to 128% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

Where you live has a huge impact on Land Rover Discovery Sport insurance rates. A driver around age 40 might see rates as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,870 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $460 a year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $417 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Land Rover Discovery Sport Insurance

Saving money on auto insurance requires having a good driving record, having a good credit score, not filing small claims, and consideration of higher deductibles. Shop around every time your policy renews by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The next list is a brief recap of the information touched on in this article.

• You may be able to save around $150 per year just by shopping early and online
• Drivers age 20 and younger are the costliest to insure, as much as $415 per month if comprehensive and collision insurance is included
• Increasing deductibles can save approximately $450 each year
• Drivers who tend to receive serious violations will likely pay on average $1,520 more per year to buy Land Rover Discovery Sport insurance
• Consumers who purchase increased levels of liability coverage will pay about $510 per year to increase from a minimum limit to the 250/500 level