Land Rover Discovery Sport Insurance Rates

Average auto insurance rates for a Land Rover Discovery Sport are $1,308 annually for full coverage. Comprehensive costs on average $268, collision insurance costs $418, and liability is $464. A policy with just liability insurance costs around $514 a year, and coverage for high-risk drivers costs around $2,824. Teenage drivers receive the highest rates at up to $4,982 a year.

Average premium for full coverage: $1,308

Rate estimates by individual coverage type:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and for different Discovery Sport trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas tend to have fewer accident claims than densely populated cities. The price range example below illustrates how geographic area affects car insurance rates.

These examples show why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Land Rover Discovery Sport insurance rates for different risk profiles and scenarios.

• The best discount rate is $766
• Raising to $1,000 deductibles will save around $156 a year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,308
• Using more expensive low deductibles will cost $1,608
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,824
• The cost with full coverage for a teen driver with full coverage may cost $4,982

View Chart as Image

Insurance rates for a Land Rover Discovery Sport can also vary considerably based on the trim level of your Discovery Sport, your driver profile, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,500 to $2,100 additional per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $460 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $417 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Land Rover Discovery Sport insurance prices. A middle-age driver might find rates as low as $860 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,870 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy the Best Cheap Land Rover Discovery Sport Insurance

Saving money on car insurance consists of being safe and accident-free, having good credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Invest the time to compare rates at every policy renewal by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

Below you'll find a quick review of the data presented in the illustrations above.

• Policyholders who require more liability protection will pay an extra $510 each year to raise from a minimum limit to higher 250/500 limits
• Drivers can save as much as $150 per year just by shopping early and online
• Increasing deductibles could save up to $450 each year
• Youthful drivers pay higher rates, costing as high as $415 per month if they have full coverage