Land Rover Discovery Insurance Rates

Estimated insurance rates for a Land Rover Discovery are $1,462 a year with full coverage. Comprehensive insurance costs on average $318 each year, collision insurance costs $526, and liability insurance costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs $3,158 or more. Teen drivers pay the most at up to $5,460 a year.

Average premium for full coverage: $1,462

Premium estimates by type of coverage:

Estimates include $500 deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Discovery models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than larger metro areas. The graphic below illustrates the difference location can make on car insurance rates.

These rate differences demonstrate why all drivers should compare rates based on a specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Land Rover Discovery insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $844
• Drivers who choose higher $1,000 deductibles will pay around $192 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,462
• Choosing low deductibles for comprehensive and collision insurance will cost an additional $370 a year
• High risk drivers with multiple violations and an at-fault accident could pay upwards of $3,158
• An auto insurance policy that insures a teen driver may cost $5,460 a year

View Chart as Image

Insurance prices for a Land Rover Discovery also have a wide range based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,700 to $2,400 additional annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 130% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $5,400 a year. View Rates by Age

Where you choose to live makes a big difference in Land Rover Discovery insurance rates. A 40-year-old driver could pay as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,970 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could save up to $570 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Land Rover Discovery Insurance

Finding better rates on Land Rover Discovery insurance not only requires not taking risks behind the wheel, but also having a good credit score, being claim-free, and dropping full coverage on older vehicles. Shop around every year by quoting rates from direct companies, and also from several local insurance agents.

The following is a review of the coverage data touched on in this article.

• You may be able to save as much as $180 per year just by quoting online in advance
• Increasing policy deductibles can save approximately $550 each year
• Teens pay higher prices, possibly costing $455 per month if comprehensive and collision insurance is included
• High-risk drivers who have several accidents or serious violations pay on average $1,700 more each year for Discovery insurance