Kia Telluride Insurance Rates

The average auto insurance rates for a Kia Telluride are $1,408 annually with full coverage. Comprehensive costs around $304 each year, collision insurance costs $592, and liability coverage costs around $376. Liability-only coverage costs as low as $426 a year, and high-risk coverage costs around $3,060. Teenage drivers cost the most to insure at up to $5,184 a year.

Average premium for full coverage: $1,408

Policy rates for type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Telluride models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. Areas with sparse population are shown to have fewer collision claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance rates.

The examples above demonstrate why all drivers should compare prices for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Kia Telluride insurance rates for additional coverage choices and driver risks.

• The best discount rate is $793
• Using higher $1,000 deductibles will save about $204 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,408
• Using low deductibles for physical damage coverage will cost $1,804
• Higher-risk drivers who are prone to accidents and violations could pay at least $3,060
• Policy cost with full coverage for a teenage driver can be $5,184 or more

View Chart as Image

Insurance rates for a Kia Telluride also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $5,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,700 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers can be around 44% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $600 a year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Kia Telluride insurance rates. A driver around age 40 might see rates as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,900 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy More Affordable Kia Telluride Insurance

Finding cheaper rates on auto insurance requires having a decent driving record, having good credit, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop every year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a summary of the coverage data touched on in the above illustrations.

• You may be able to save up to $170 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $600 each year
• 16 to 18-year-old drivers are charged the highest rates, as much as $432 each month if they have full coverage
• Drivers who have multiple accidents or major violations may pay on average $1,650 more every year than a driver with a clean driving record