Kia Telluride Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 11, 2024

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U.S. average insurance prices for a Kia Telluride are $1,432 every 12 months for full coverage. Comprehensive costs on average $320 each year, collision insurance costs $612, and liability insurance costs around $364. Liability-only insurance costs as low as $416 a year, and high-risk driver insurance costs around $3,114. Teen drivers pay the highest rates at up to $5,238 a year.

Average premium for full coverage: $1,432

Price estimates by individual coverage:

Comprehensive $320
Collision $612
Liability $364

Prices include $500 deductible amounts, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Telluride models.

Price Range from Low to High

For the average driver, Kia Telluride insurance prices range from the cheapest price of $416 for liability-only coverage to a high rate of $3,114 for a policy for a high-risk driver.

Liability Only $416
Full Coverage $1,432
High Risk $3,114

Geographic Price Range

Where you live has a significant impact on car insurance rates. Rural areas have more infrequent accident claims than larger metro areas. The graphic below illustrates how location impacts car insurance rates.

Rural Areas $1,074
Small Cities $1,504
Large Cities $1,933

The ranges above show why all drivers should compare prices based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows average Kia Telluride insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $807
  • Using higher $1,000 deductibles will save around $210 a year
  • The average price for the average middle-age driver with $500 deductibles is $1,432
  • Choosing low deductibles for physical damage coverage increases the price to $1,848
  • Drivers with multiple violations and an at-fault accident could pay upwards of $3,114
  • The price to insure a teen driver may cost $5,238 or more

View Chart as Image

Kia Telluride insurance cost comparison chart
Column chart showing Kia Telluride insurance rates range from $807 to $5,238 for full coverage

Car insurance prices for a Kia Telluride are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Telluride.

Choosing high deductibles could cut prices by as much as $630 each year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged upwards of $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 132% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Kia Telluride insurance rates. A driver around age 40 might see prices as low as $950 a year in states like Idaho, Maine, and Iowa, or as much as $2,050 on average in Michigan, Louisiana, and New York.

Kia Telluride Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,296 -$136 -9.5%
Alaska $1,100 -$332 -23.2%
Arizona $1,188 -$244 -17.0%
Arkansas $1,432 -$0 0.0%
California $1,634 $202 14.1%
Colorado $1,368 -$64 -4.5%
Connecticut $1,472 $40 2.8%
Delaware $1,622 $190 13.3%
Florida $1,792 $360 25.1%
Georgia $1,326 -$106 -7.4%
Hawaii $1,030 -$402 -28.1%
Idaho $974 -$458 -32.0%
Illinois $1,068 -$364 -25.4%
Indiana $1,082 -$350 -24.4%
Iowa $966 -$466 -32.5%
Kansas $1,360 -$72 -5.0%
Kentucky $1,956 $524 36.6%
Louisiana $2,124 $692 48.3%
Maine $886 -$546 -38.1%
Maryland $1,184 -$248 -17.3%
Massachusetts $1,144 -$288 -20.1%
Michigan $2,490 $1,058 73.9%
Minnesota $1,202 -$230 -16.1%
Mississippi $1,718 $286 20.0%
Missouri $1,272 -$160 -11.2%
Montana $1,538 $106 7.4%
Nebraska $1,128 -$304 -21.2%
Nevada $1,718 $286 20.0%
New Hampshire $1,034 -$398 -27.8%
New Jersey $1,602 $170 11.9%
New Mexico $1,268 -$164 -11.5%
New York $1,510 $78 5.4%
North Carolina $824 -$608 -42.5%
North Dakota $1,174 -$258 -18.0%
Ohio $988 -$444 -31.0%
Oklahoma $1,470 $38 2.7%
Oregon $1,314 -$118 -8.2%
Pennsylvania $1,366 -$66 -4.6%
Rhode Island $1,912 $480 33.5%
South Carolina $1,300 -$132 -9.2%
South Dakota $1,210 -$222 -15.5%
Tennessee $1,254 -$178 -12.4%
Texas $1,728 $296 20.7%
Utah $1,062 -$370 -25.8%
Vermont $980 -$452 -31.6%
Virginia $858 -$574 -40.1%
Washington $1,108 -$324 -22.6%
West Virginia $1,314 -$118 -8.2%
Wisconsin $990 -$442 -30.9%
Wyoming $1,276 -$156 -10.9%

View Chart as Image

Kia Telluride insurance rates by U.S. city
Kia Telluride Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Kia Telluride $358 $660 $332 $1,486
2023 Kia Telluride $344 $656 $338 $1,474
2022 Kia Telluride $332 $640 $354 $1,462
2021 Kia Telluride $320 $612 $364 $1,432
2020 Kia Telluride $304 $592 $376 $1,408

Rates are averaged for all Kia Telluride models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Kia Telluride Insurance

Getting lower rates on Kia Telluride insurance requires having a good driving record, maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Spend time shopping around every year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The next list is a quick rundown of the coverage data touched on above.

  • Drivers can save as much as $180 per year just by quoting online in advance
  • Increasing physical damage deductibles could save as much as $625 each year
  • Drivers age 20 and younger are expensive to insure, with premiums as much as $437 a month if the policy includes full coverage
  • High-risk drivers with reckless driving or DUI convictions pay an average of $1,680 more each year to buy Kia Telluride insurance

Rates by Driver Age

Kia Telluride Insurance Rates by Driver Age
Driver Age Premium
16 $5,238
20 $3,318
30 $1,504
40 $1,432
50 $1,310
60 $1,286

Full coverage, $500 deductibles

Rates by Deductible

Kia Telluride Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,848
$250 $1,654
$500 $1,432
$1,000 $1,222

Full coverage, driver age 40

Rates by Liability Limit

Kia Telluride Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,432
50/100 $1,505
100/300 $1,596
250/500 $1,832
100 CSL $1,541
300 CSL $1,741
500 CSL $1,887

Full coverage, driver age 40

Rates for High Risk Drivers

Kia Telluride Insurance Rates for High Risk Drivers
Age Premium
16 $7,516
20 $5,284
30 $3,194
40 $3,114
50 $2,970
60 $2,944

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $204

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $111
5-yr Claim Free $94
Paid in Full/EFT $69
Advance Quote $74
Online Quote $104
Total Discounts $625
Rate after discounts $807

Discounts are estimated and may not be available from every company or in every state.

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