Kia Rondo Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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Do you need to find cheap rates for your Kia Rondo? Our guide will help you understand how insurers calculate vehicle rates. We cover everything from typical premiums to the average sale price of a Kia Rondo.

Our guide to Kia Rondo insurance rates will also discuss the safety features of the vehicle and how this can impact rates, so you will understand the risks and benefits of driving a Kia Rondo.

Ready to start saving? Enter your ZIP code in our free rate tool to find cheap car insurance rates for your Kia Rondo.

Average insurance rates for a Kia Rondo are $812 a year for full coverage. Comprehensive insurance costs on average $128, collision costs $150, and liability is estimated at $398. Liability-only coverage costs approximately $444 a year, with high-risk coverage costing $1,740 or more. 16-year-old drivers receive the highest rates at $3,300 a year or more.

Average premium for full coverage: $812

Rate estimates by individual coverage type:

Comprehensive $128
Collision $150
Liability $398

Prices are based on $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for different Rondo trim levels.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range go from the low end price of $444 for minimum levels of liability insurance to a much higher rate of $1,740 for high-risk insurance.

Liability Only $444
Full Coverage $812
High Risk $1,740

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas tend to have lower incidents of accident claims than congested cities.

The price range example below illustrates how rural and urban location affects car insurance rates.

Rural Areas $609
Small Cities $853
Large Cities $1,096

These examples show why anyone shopping for car insurance should get quotes based on a specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows estimated Kia Rondo insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $499
  • Choosing higher $1,000 deductibles can save around $64 a year
  • The estimated price for a 40-year-old driver with $500 deductibles is $812
  • Buying more expensive low deductibles for comp and collision coverage will cost an additional $120 every year
  • Unlucky drivers with multiple tickets or accidents could pay upwards of $1,740 or more
  • The cost that insures a teen driver with full coverage may cost $3,300 each year

View Chart as Image

Kia Rondo insurance cost comparison chart
Column chart showing full coverage Kia Rondo insurance prices range from $499 to $3,300

Car insurance rates for a Kia Rondo can also vary considerably based on the model year and trim level, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $1,000 to $1,400 extra per year, depending on your age. High-risk driver insurance ranges as much as 42% to 137% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $800 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged upwards of $3,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Kia Rondo insurance prices. A good driver about age 40 could pay as low as $540 a year in states like Idaho, Maine, and Iowa, or at least $1,160 on average in Michigan, Louisiana, and New York.

Kia Rondo Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $734 -$78 -9.6%
Alaska $622 -$190 -23.4%
Arizona $672 -$140 -17.2%
Arkansas $812 -$0 0.0%
California $924 $112 13.8%
Colorado $772 -$40 -4.9%
Connecticut $834 $22 2.7%
Delaware $918 $106 13.1%
Florida $1,012 $200 24.6%
Georgia $750 -$62 -7.6%
Hawaii $584 -$228 -28.1%
Idaho $550 -$262 -32.3%
Illinois $604 -$208 -25.6%
Indiana $610 -$202 -24.9%
Iowa $546 -$266 -32.8%
Kansas $770 -$42 -5.2%
Kentucky $1,106 $294 36.2%
Louisiana $1,202 $390 48.0%
Maine $502 -$310 -38.2%
Maryland $670 -$142 -17.5%
Massachusetts $646 -$166 -20.4%
Michigan $1,408 $596 73.4%
Minnesota $682 -$130 -16.0%
Mississippi $974 $162 20.0%
Missouri $720 -$92 -11.3%
Montana $870 $58 7.1%
Nebraska $640 -$172 -21.2%
Nevada $974 $162 20.0%
New Hampshire $586 -$226 -27.8%
New Jersey $908 $96 11.8%
New Mexico $716 -$96 -11.8%
New York $854 $42 5.2%
North Carolina $468 -$344 -42.4%
North Dakota $664 -$148 -18.2%
Ohio $558 -$254 -31.3%
Oklahoma $832 $20 2.5%
Oregon $744 -$68 -8.4%
Pennsylvania $772 -$40 -4.9%
Rhode Island $1,084 $272 33.5%
South Carolina $736 -$76 -9.4%
South Dakota $684 -$128 -15.8%
Tennessee $708 -$104 -12.8%
Texas $978 $166 20.4%
Utah $598 -$214 -26.4%
Vermont $554 -$258 -31.8%
Virginia $484 -$328 -40.4%
Washington $626 -$186 -22.9%
West Virginia $746 -$66 -8.1%
Wisconsin $560 -$252 -31.0%
Wyoming $722 -$90 -11.1%

View Chart as Image

Kia Rondo insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $190 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know exactly what you will pay is to compare rates and see which company has the best rate. Each auto insurer utilizes a different rate formula, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Kia Rondo Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Kia Rondo LX $812 $68
Kia Rondo LX $812 $68
Kia Rondo LX $812 $68

Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Kia Rondo Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Kia Rondo $132 $166 $402 $836
2008 Kia Rondo $128 $150 $398 $812
2007 Kia Rondo $126 $146 $390 $798

Rates are averaged for all Kia Rondo models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Kia Rondo Insurance

Saving money on car insurance takes avoiding accidents and claims, having a positive credit history, eliminating unneeded coverage, and maximizing policy discounts. Comparison shop every couple of years by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The points below are a brief review of the material that was raised in the charts and tables above.

  • Policyholders who require increased liability limits will pay around $440 each year to raise limits from a minimum limit to the 250/500 level
  • Drivers under the age of 20 are expensive to insure, costing as high as $275 per month if full coverage is purchased
  • Higher risk drivers with DUI or reckless driving convictions may pay on average $930 more each year to insure a Kia Rondo
  • Increasing deductibles can save approximately $175 each year

By shopping online and increasing your deductible, you could save almost $400 on car insurance for your Kia Rondo. However, prices can increase if you have a poor driving record, you are a newly licensed driver, or you upgrade your liability coverage.

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How does the size and class of the Kia Rondo affect liability car insurance rates?

We’ve mentioned liability insurance, but we haven’t fully explained what liability coverage covers, as liability coverage is made up of two different parts designed to protect you if you cause an accident. Bodily injury liability will pay for the other driver’s medical bills, while property damage liability will pay for the other driver’s vehicle repair costs. Watch the video below for more information about liability insurance.

So how exactly does the size and class of your vehicle affect liability rates? Simply put, if you have a large vehicle that rams through other vehicles in a crash, there will be more damage to others than to yourself. The plus side to this, of course, is that you will be safer in a vehicle that inflicts damage rather than being the vehicle crumpled on the side of the road.

The Kia Rondo is classified as a small minivan. Model years were made from 2007 to 2010, and Kia hasn’t brought it back since then. We want to make sure that Kia Rondo wasn’t discontinued because of major issues, so we are going to take a look at the Insurance Institute for Highway Safety’s (IIHS) insurance losses by make and model.

  • Kia Rondo Property Damage Liability Loss: -10 percent
  • Kia Rondo Bodily Injury Liability Loss: -19 percent

Both of these liability losses are average among small minivans. A negative loss is always a good indicator, as means insurers have paid out only a few claims (or none) for that vehicle model. So owners of Kia Rondo may see a lower rate on their liability insurance compared to other cars they’ve owned.

What does liability insurance cost for a Kia Rondo?

To give you an idea of what you’ll be paying for liability insurance on your Kia Rondo, we went ahead and collected rate data from Geico. Our sample quote was based on a 40-year-old male driver in Pennsylvania with a bachelor’s degree, a clean driving record, and a full coverage policy (with a $500 deductible). Our sample driver owns his vehicle and travels an average of 13,000 miles a year.

Take a look at the bodily injury costs below for six-month premiums. We’ve collected rates for three different coverage levels.

  • Low ($15,000/$30,000): $36.96
  • Medium ($100,000/$200,000): $75.77
  • High ($500,000/$500,000): $121.97

If you upgrade from low to high bodily injury coverage on your Kia Rondo, it will cost you about $85, or $14 a month. This isn’t too bad. The increases for property damage liability rates are fairly low too, as you can see from the list below.

  • Low ($5,000): $437.35
  • Medium ($20,000): $466.70
  • High ($100,000): $488.14

The upgrade from low to high property damage liability only costs $51, which is less than $10 a month. So if you own a Kia Rondo, you can get the best property damage and bodily injury liability protection possible for only an average of $22 a month. Paying a little extra each month will prevent huge accident bills in the future.

What are the safety features and ratings of the Kia Rondo?

Quite a few car commercials focus on the safety features of a car, especially when the commercial subject is a parent letting their teenager drive off for the first time. However, it’s not just teens that benefit from safety features like collision avoidance and backup cameras. Any driver can use these features to help them drive safer, which is why insurers love safety features.

Watch the video below to learn about some of the highlights of the Kia Rondo, such as quick braking and fog lights.

Insurers will look for any features that help prevent crashes, protect drivers in crashes, or prevent theft. The more features there are on your vehicle, the better the discount. According to AutoBlog.com, the safety features on a 2009 Kia Rondo are:

  • Crash prevention: anti-lock brakes and stability control.
  • Crash protection: front-impact airbags, side-impact airbags, overhead airbags, seatbelt pretensioners, and anti-whiplash headrests.
  • Theft prevention: ignition disable device.

The Kia Rondo has some great safety features. It has multiple airbags (including overhead), which are vital in a crash and aren’t always included in cars. It also has anti-lock brakes and stability control, which can help prevent skidding and hydroplaning. Insurers will take all of these features into consideration when they calculate your discount.

In addition to safety features, the crash rating of a vehicle is also important to insurers. While the IIHS did a crash test on the 2010 Kia Rondo, the test only focused on the crashworthiness of the head restraints and seats, which the IIHS rated as good (the highest rating). This is great, and it may result in insurers taking a bit off your premium.

Do you know which cars are cheapest to insure? Insurers will also look at the overall fatalities of different vehicle types to determine rates (small minivans are classified as cars on the IIHS’s fatality study by vehicle type). The IIHS found that in 2018, there were 48 driver car deaths per million vehicles. This is higher than driver deaths for both pickups (34 per million vehicles) and SUVs (23 per million vehicles).

The death rates are also higher for cars for all occupant deaths. In 2018, there were 69 car deaths per million vehicles, compared to 32 SUV deaths and 42 pickup deaths. Since cars have the highest number of fatalities, we want to take a look at the IIHS’s 2018 data on fatalities by crash type for cars.

  • Frontal Impact: 7,433 fatalities
  • Side Impact: 3,568 fatalities
  • Rear Impact: 834 fatalities
  • Other (mostly rollovers): 1,303 fatalities

The various crash types make up a total of 13,138 fatalities and also show that frontal impacts and side impacts are the most dangerous in cars. The total number of car fatalities is also very high compared to the total SUV fatalities (5,035) and pickup fatalities (4,369).

While the higher number of car fatalities is likely partially due to ownership, as fewer people have SUVs and pickups. Because insurers look at these numbers, however, better safety ratings on your car will help lower insurance ratings.

What is the MSRP of the Kia Rondo?

You may have seen MSRP before, whether it’s tagged on your car or your new pair of shoes. MSRP means the manufacturer suggested retail price, and it is what sellers will base their final price on. Sellers usually won’t sell a car at the MSRP price and will mark down the price. Still, a high MSRP means a more expensive price.

Kelley Blue Book (KBB) doesn’t list the MSRP price of the Kia Rondo (as it is an older car), but KBB does list the following prices for a 2010 Kia Rondo:

  • Fair Market Price Range: $3,893 to $6,426
  • Typical Listing Price: $5,581

The fair market price is usually a few thousand dollars less than the MSRP, so the MSRP for a 2010 Kia Rondo is likely around $9,000. What the MSRP is set as will affect both your collision and comprehensive rates, as high MSRPs mean more expensive repair parts.

Since collision and comprehensive insurance both pay to repair your vehicles, insurers will raise prices if the MSRP is high. You may also be forced to carry collision and comprehensive insurance if you lease a car with a high MSRP, as your lender doesn’t want a huge loss if you total or wreck your car.

The insurance losses for collision and comprehensive insurance will also affect your rates, in addition to a high MSRP, as multiple claims paid out on a vehicle model is a red flag to insurers. While the IIHS doesn’t have losses recorded for the Kia Rondo, the overall collision and comprehensive losses for small minivans are average or good.

Since insurers will have to look at overall losses whenever there isn’t data for a specific vehicle, this is good news. High losses mean insurers will charge more, especially if there is also a high MSRP on a vehicle. Since the Kia Rondo has a lower MSRP and the losses for small minivans are fairly good, you shouldn’t see a drastic change in your comprehensive and collision rates.

Now that you’ve reached the end of our guide to the Kia Rondo, you should have a better understanding of how to reduce your rates. We hope you are ready to start shopping around for cheap car insurance on your Kia Rondo. Enter your ZIP code in our free tool to get started.

Rates by Driver Age

Kia Rondo Insurance Rates by Driver Age
Driver Age Premium
16 $3,300
20 $1,848
30 $820
40 $812
50 $748
60 $732

Full coverage, $500 deductibles

Rates by Deductible

Kia Rondo Insurance Rates with Different Deductibles
Deductible Premium
$100 $932
$250 $878
$500 $812
$1,000 $748

Full coverage, driver age 40

Rates by Liability Limit

Kia Rondo Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $812
50/100 $892
100/300 $991
250/500 $1,250
100 CSL $931
300 CSL $1,150
500 CSL $1,310

Full coverage, driver age 40

Rates for High Risk Drivers

Kia Rondo Insurance Rates for High Risk Drivers
Age Premium
16 $4,634
20 $2,942
30 $1,750
40 $1,740
50 $1,662
60 $1,646

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $107

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $41
Multi-vehicle $44
Homeowner $15
5-yr Accident Free $47
5-yr Claim Free $50
Paid in Full/EFT $28
Advance Quote $34
Online Quote $54
Total Discounts $313
Rate after discounts $499

Discounts are estimated and may not be available from every company or in every state.

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