Kia Rondo Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 12, 2022

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Do you need to find cheap rates for your Kia Rondo? Our guide will help you understand how insurers calculate vehicle rates. We cover everything from typical premiums to the average sale price of a Kia Rondo.

Our guide to Kia Rondo insurance rates will also discuss the safety features of the vehicle and how this can impact rates, so you will understand the risks and benefits of driving a Kia Rondo.

Ready to start saving? Enter your ZIP code in our free rate tool to find cheap car insurance rates for your Kia Rondo.

Estimated insurance rates for a Kia Rondo are $862 a year including full coverage. Comprehensive costs around $140 each year, collision costs $184, and liability coverage costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing around $1,852. Teen drivers pay the most at $3,466 a year or more.

Average premium for full coverage: $862

Premium estimates for type of coverage:

Comprehensive $140
Collision $184
Liability $402

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Rondo models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Kia Rondo go from the low end price of $446 for basic liability insurance to a high rate of $1,852 for a high-risk driver policy.

Liability Only $446
Full Coverage $862
High Risk $1,852

Insurance Price Range by Location

Your location has a large influence on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.

The graphic below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $647
Small Cities $905
Large Cities $1,164

These rate differences highlight why all drivers should compare rates for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down estimated Kia Rondo insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $524
  • Drivers who choose higher $1,000 deductibles will pay about $74 every year
  • The estimated price for a 40-year-old good driver using $500 deductibles is $862
  • Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $1,002
  • High-risk insureds with multiple violations and an at-fault accident could pay at least $1,852 or more
  • An auto insurance policy that insures a teenage driver can be $3,466 a year

View Chart as Image

Kia Rondo insurance cost comparison chart
Column chart showing full coverage Kia Rondo insurance rates range from $524 to $3,466

Insurance prices for a Kia Rondo also have a wide range based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,000 to $1,500 additional annually, depending on your age. Insurance for high-risk drivers can cost around 43% to 129% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $800 per year on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $3,400 a year. View Rates by Age

Where you choose to live makes a big difference in Kia Rondo insurance rates. A 40-year-old driver could pay as low as $660 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,230 on average in Michigan, New York, and Louisiana.

Kia Rondo Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $780 -$82 -9.5%
Alaska $660 -$202 -23.4%
Arizona $714 -$148 -17.2%
Arkansas $862 -$0 0.0%
California $982 $120 13.9%
Colorado $822 -$40 -4.6%
Connecticut $884 $22 2.6%
Delaware $974 $112 13.0%
Florida $1,076 $214 24.8%
Georgia $798 -$64 -7.4%
Hawaii $618 -$244 -28.3%
Idaho $584 -$278 -32.3%
Illinois $640 -$222 -25.8%
Indiana $650 -$212 -24.6%
Iowa $580 -$282 -32.7%
Kansas $818 -$44 -5.1%
Kentucky $1,174 $312 36.2%
Louisiana $1,276 $414 48.0%
Maine $532 -$330 -38.3%
Maryland $712 -$150 -17.4%
Massachusetts $686 -$176 -20.4%
Michigan $1,494 $632 73.3%
Minnesota $722 -$140 -16.2%
Mississippi $1,032 $170 19.7%
Missouri $762 -$100 -11.6%
Montana $926 $64 7.4%
Nebraska $676 -$186 -21.6%
Nevada $1,032 $170 19.7%
New Hampshire $622 -$240 -27.8%
New Jersey $964 $102 11.8%
New Mexico $760 -$102 -11.8%
New York $908 $46 5.3%
North Carolina $496 -$366 -42.5%
North Dakota $708 -$154 -17.9%
Ohio $594 -$268 -31.1%
Oklahoma $882 $20 2.3%
Oregon $788 -$74 -8.6%
Pennsylvania $820 -$42 -4.9%
Rhode Island $1,148 $286 33.2%
South Carolina $782 -$80 -9.3%
South Dakota $726 -$136 -15.8%
Tennessee $754 -$108 -12.5%
Texas $1,038 $176 20.4%
Utah $638 -$224 -26.0%
Vermont $588 -$274 -31.8%
Virginia $516 -$346 -40.1%
Washington $664 -$198 -23.0%
West Virginia $788 -$74 -8.6%
Wisconsin $594 -$268 -31.1%
Wyoming $768 -$94 -10.9%

View Chart as Image

Kia Rondo insurance rates by U.S. city

Choosing high deductibles could save up to $220 a year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Kia Rondo Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Kia Rondo LX $862 $72
Kia Rondo LX $862 $72
Kia Rondo LX $862 $72

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Kia Rondo Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Kia Rondo $140 $184 $402 $862
2008 Kia Rondo $132 $166 $402 $836
2007 Kia Rondo $128 $150 $398 $812

Rates are averaged for all Kia Rondo models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Kia Rondo Insurance

Finding better rates on auto insurance not only requires being a good driver, but also having a good credit score, refrain from filing small claims, and taking advantage of discounts. Shop around every time your policy renews by requesting rates from direct car insurance companies, and also from local insurance agencies.

The following list is a brief recap of the information raised in the charts and tables above.

  • You may be able to save up to $100 per year simply by quoting online in advance
  • Drivers age 16 to 20 are charged the highest prices, with the cost nearing $289 per month if comprehensive and collision insurance is included
  • Increasing policy deductibles can save approximately $225 each year
  • Drivers who tend to receive serious violations may have to pay on average $990 more every year than a safer driver
  • Consumers who may need an increased level of liability coverage will pay about $440 per year to go from 30/60 bodily injury limits to the 250/500 level

By shopping online and increasing your deductible, you could save almost $400 on car insurance for your Kia Rondo. However, prices can increase if you have a poor driving record, you are a newly licensed driver, or you upgrade your liability coverage.

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How does the size and class of the Kia Rondo affect liability car insurance rates?

We’ve mentioned liability insurance, but we haven’t fully explained what liability coverage covers, as liability coverage is made up of two different parts designed to protect you if you cause an accident. Bodily injury liability will pay for the other driver’s medical bills, while property damage liability will pay for the other driver’s vehicle repair costs. Watch the video below for more information about liability insurance.

So how exactly does the size and class of your vehicle affect liability rates? Simply put, if you have a large vehicle that rams through other vehicles in a crash, there will be more damage to others than to yourself. The plus side to this, of course, is that you will be safer in a vehicle that inflicts damage rather than being the vehicle crumpled on the side of the road.

The Kia Rondo is classified as a small minivan. Model years were made from 2007 to 2010, and Kia hasn’t brought it back since then. We want to make sure that Kia Rondo wasn’t discontinued because of major issues, so we are going to take a look at the Insurance Institute for Highway Safety’s (IIHS) insurance losses by make and model.

  • Kia Rondo Property Damage Liability Loss: -10 percent
  • Kia Rondo Bodily Injury Liability Loss: -19 percent

Both of these liability losses are average among small minivans. A negative loss is always a good indicator, as means insurers have paid out only a few claims (or none) for that vehicle model. So owners of Kia Rondo may see a lower rate on their liability insurance compared to other cars they’ve owned.

What does liability insurance cost for a Kia Rondo?

To give you an idea of what you’ll be paying for liability insurance on your Kia Rondo, we went ahead and collected rate data from Geico. Our sample quote was based on a 40-year-old male driver in Pennsylvania with a bachelor’s degree, a clean driving record, and a full coverage policy (with a $500 deductible). Our sample driver owns his vehicle and travels an average of 13,000 miles a year.

Take a look at the bodily injury costs below for six-month premiums. We’ve collected rates for three different coverage levels.

  • Low ($15,000/$30,000): $36.96
  • Medium ($100,000/$200,000): $75.77
  • High ($500,000/$500,000): $121.97

If you upgrade from low to high bodily injury coverage on your Kia Rondo, it will cost you about $85, or $14 a month. This isn’t too bad. The increases for property damage liability rates are fairly low too, as you can see from the list below.

  • Low ($5,000): $437.35
  • Medium ($20,000): $466.70
  • High ($100,000): $488.14

The upgrade from low to high property damage liability only costs $51, which is less than $10 a month. So if you own a Kia Rondo, you can get the best property damage and bodily injury liability protection possible for only an average of $22 a month. Paying a little extra each month will prevent huge accident bills in the future.

What are the safety features and ratings of the Kia Rondo?

Quite a few car commercials focus on the safety features of a car, especially when the commercial subject is a parent letting their teenager drive off for the first time. However, it’s not just teens that benefit from safety features like collision avoidance and backup cameras. Any driver can use these features to help them drive safer, which is why insurers love safety features.

Watch the video below to learn about some of the highlights of the Kia Rondo, such as quick braking and fog lights.

Insurers will look for any features that help prevent crashes, protect drivers in crashes, or prevent theft. The more features there are on your vehicle, the better the discount. According to, the safety features on a 2009 Kia Rondo are:

  • Crash prevention: anti-lock brakes and stability control.
  • Crash protection: front-impact airbags, side-impact airbags, overhead airbags, seatbelt pretensioners, and anti-whiplash headrests.
  • Theft prevention: ignition disable device.

The Kia Rondo has some great safety features. It has multiple airbags (including overhead), which are vital in a crash and aren’t always included in cars. It also has anti-lock brakes and stability control, which can help prevent skidding and hydroplaning. Insurers will take all of these features into consideration when they calculate your discount.

In addition to safety features, the crash rating of a vehicle is also important to insurers. While the IIHS did a crash test on the 2010 Kia Rondo, the test only focused on the crashworthiness of the head restraints and seats, which the IIHS rated as good (the highest rating). This is great, and it may result in insurers taking a bit off your premium.

Do you know which cars are cheapest to insure? Insurers will also look at the overall fatalities of different vehicle types to determine rates (small minivans are classified as cars on the IIHS’s fatality study by vehicle type). The IIHS found that in 2018, there were 48 driver car deaths per million vehicles. This is higher than driver deaths for both pickups (34 per million vehicles) and SUVs (23 per million vehicles).

The death rates are also higher for cars for all occupant deaths. In 2018, there were 69 car deaths per million vehicles, compared to 32 SUV deaths and 42 pickup deaths. Since cars have the highest number of fatalities, we want to take a look at the IIHS’s 2018 data on fatalities by crash type for cars.

  • Frontal Impact: 7,433 fatalities
  • Side Impact: 3,568 fatalities
  • Rear Impact: 834 fatalities
  • Other (mostly rollovers): 1,303 fatalities

The various crash types make up a total of 13,138 fatalities and also show that frontal impacts and side impacts are the most dangerous in cars. The total number of car fatalities is also very high compared to the total SUV fatalities (5,035) and pickup fatalities (4,369).

While the higher number of car fatalities is likely partially due to ownership, as fewer people have SUVs and pickups. Because insurers look at these numbers, however, better safety ratings on your car will help lower insurance ratings.

What is the MSRP of the Kia Rondo?

You may have seen MSRP before, whether it’s tagged on your car or your new pair of shoes. MSRP means the manufacturer suggested retail price, and it is what sellers will base their final price on. Sellers usually won’t sell a car at the MSRP price and will mark down the price. Still, a high MSRP means a more expensive price.

Kelley Blue Book (KBB) doesn’t list the MSRP price of the Kia Rondo (as it is an older car), but KBB does list the following prices for a 2010 Kia Rondo:

  • Fair Market Price Range: $3,893 to $6,426
  • Typical Listing Price: $5,581

The fair market price is usually a few thousand dollars less than the MSRP, so the MSRP for a 2010 Kia Rondo is likely around $9,000. What the MSRP is set as will affect both your collision and comprehensive rates, as high MSRPs mean more expensive repair parts.

Since collision and comprehensive insurance both pay to repair your vehicles, insurers will raise prices if the MSRP is high. You may also be forced to carry collision and comprehensive insurance if you lease a car with a high MSRP, as your lender doesn’t want a huge loss if you total or wreck your car.

The insurance losses for collision and comprehensive insurance will also affect your rates, in addition to a high MSRP, as multiple claims paid out on a vehicle model is a red flag to insurers. While the IIHS doesn’t have losses recorded for the Kia Rondo, the overall collision and comprehensive losses for small minivans are average or good.

Since insurers will have to look at overall losses whenever there isn’t data for a specific vehicle, this is good news. High losses mean insurers will charge more, especially if there is also a high MSRP on a vehicle. Since the Kia Rondo has a lower MSRP and the losses for small minivans are fairly good, you shouldn’t see a drastic change in your comprehensive and collision rates.

Now that you’ve reached the end of our guide to the Kia Rondo, you should have a better understanding of how to reduce your rates. We hope you are ready to start shopping around for cheap car insurance on your Kia Rondo. Enter your ZIP code in our free tool to get started.

Rates by Driver Age

Kia Rondo Insurance Rates by Driver Age
Driver Age Premium
16 $3,466
20 $1,968
30 $876
40 $862
50 $792
60 $776

Full coverage, $500 deductibles

Rates by Deductible

Kia Rondo Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,002
$250 $938
$500 $862
$1,000 $788

Full coverage, driver age 40

Rates by Liability Limit

Kia Rondo Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $862
50/100 $942
100/300 $1,043
250/500 $1,304
100 CSL $983
300 CSL $1,204
500 CSL $1,365

Full coverage, driver age 40

Rates for High Risk Drivers

Kia Rondo Insurance Rates for High Risk Drivers
Age Premium
16 $4,886
20 $3,136
30 $1,870
40 $1,852
50 $1,768
60 $1,750

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $115

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $46
Homeowner $15
5-yr Accident Free $52
5-yr Claim Free $54
Paid in Full/EFT $31
Advance Quote $38
Online Quote $58
Total Discounts $338
Rate after discounts $524

Discounts are estimated and may not be available from every company or in every state.

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