Kia Rondo Insurance Rates

Do you need to find cheap rates for your Kia Rondo? Our guide will help you understand how insurers calculate vehicle rates. We cover everything from typical premiums to the average sale price of a Kia Rondo.

Our guide to Kia Rondo insurance rates will also discuss the safety features of the vehicle and how this can impact rates, so you will understand the risks and benefits of driving a Kia Rondo.

Ready to start saving? Enter your ZIP code in our free rate tool to find cheap car insurance rates for your Kia Rondo.

Average insurance prices for a Kia Rondo are $798 every 12 months for full coverage insurance. Comprehensive costs approximately $126, collision insurance costs $146, and liability coverage costs $390. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs around $1,710. Teenage drivers receive the highest rates at up to $3,248 a year.

Average premium for full coverage: $798

Rate estimates by individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for all Rondo models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than densely populated cities. The example below illustrates how your location can change auto insurance prices.

These examples illustrate why everyone should compare rates using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Kia Rondo insurance rates for additional coverage and risk scenarios.

• The best discount rate is $492
• Drivers who choose higher $1,000 deductibles will pay $62 each year
• The average price for a 40-year-old driver who chooses $500 deductibles is $798
• Using pricier low deductibles for comprehensive and collision insurance increases the price to $914
• High-risk insureds who are prone to accidents and violations could pay around $1,710
• The cost to insure a teenage driver for full coverage can cost $3,248 a year

View Chart as Image

Car insurance rates for a Kia Rondo can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your Rondo.

Using high physical damage deductibles could save up to $180 a year, whereas buying more liability protection will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may only pay around $800 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged in the ballpark of $3,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $900 to $1,400 extra per year, depending on your age. Kia Rondo insurance for high-risk drivers can cost around 43% to 125% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Kia Rondo insurance rates. A 40-year-old driver could pay as low as $520 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,080 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Kia Rondo Insurance

Saving money on auto insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Invest the time to shop around every time your policy renews by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The list below is a quick review of the information illustrated above.

• It is possible to save around $90 per year just by quoting online well ahead of the renewal date
• Teenagers pay the highest auto insurance rates, costing up to $271 per month if the policy includes full coverage
• Increasing deductibles could save as much as $175 each year
• Drivers with a DUI or reckless driving violation may have to pay on average $910 more per year for car insurance
• Consumers who purchase higher liability limits will pay an extra $430 annually to go from a minimum limit to a 250/500 level

By shopping online and increasing your deductible, you could save almost $400 on car insurance for your Kia Rondo. However, prices can increase if you have a poor driving record, you are a newly licensed driver, or you upgrade your liability coverage.

How does the size and class of the Kia Rondo affect liability car insurance rates?

We’ve mentioned liability insurance, but we haven’t fully explained what liability coverage covers, as liability coverage is made up of two different parts designed to protect you if you cause an accident. Bodily injury liability will pay for the other driver’s medical bills, while property damage liability will pay for the other driver’s vehicle repair costs. Watch the video below for more information about liability insurance.

https://youtu.be/04SZGS6DdVM

So how exactly does the size and class of your vehicle affect liability rates? Simply put, if you have a large vehicle that rams through other vehicles in a crash, there will be more damage to others than to yourself. The plus side to this, of course, is that you will be safer in a vehicle that inflicts damage rather than being the vehicle crumpled on the side of the road.

The Kia Rondo is classified as a small minivan. Model years were made from 2007 to 2010, and Kia hasn’t brought it back since then. We want to make sure that Kia Rondo wasn’t discontinued because of major issues, so we are going to take a look at the Insurance Institute for Highway Safety’s (IIHS) insurance losses by make and model.

• Kia Rondo Property Damage Liability Loss: -10 percent
• Kia Rondo Bodily Injury Liability Loss: -19 percent

Both of these liability losses are average among small minivans. A negative loss is always a good indicator, as means insurers have paid out only a few claims (or none) for that vehicle model. So owners of Kia Rondo may see a lower rate on their liability insurance compared to other cars they’ve owned.

What does liability insurance cost for a Kia Rondo?

To give you an idea of what you’ll be paying for liability insurance on your Kia Rondo, we went ahead and collected rate data from Geico. Our sample quote was based on a 40-year-old male driver in Pennsylvania with a bachelor’s degree, a clean driving record, and a full coverage policy (with a $500 deductible). Our sample driver owns his vehicle and travels an average of 13,000 miles a year.

Take a look at the bodily injury costs below for six-month premiums. We’ve collected rates for three different coverage levels.

• Low ($15,000/$30,000): $36.96
• Medium ($100,000/$200,000): $75.77
• High ($500,000/$500,000): $121.97

If you upgrade from low to high bodily injury coverage on your Kia Rondo, it will cost you about $85, or $14 a month. This isn’t too bad. The increases for property damage liability rates are fairly low too, as you can see from the list below.

• Low ($5,000): $437.35
• Medium ($20,000): $466.70
• High ($100,000): $488.14

The upgrade from low to high property damage liability only costs $51, which is less than $10 a month. So if you own a Kia Rondo, you can get the best property damage and bodily injury liability protection possible for only an average of $22 a month. Paying a little extra each month will prevent huge accident bills in the future.

What are the safety features and ratings of the Kia Rondo?

Quite a few car commercials focus on the safety features of a car, especially when the commercial subject is a parent letting their teenager drive off for the first time. However, it’s not just teens that benefit from safety features like collision avoidance and backup cameras. Any driver can use these features to help them drive safer, which is why insurers love safety features.

Watch the video below to learn about some of the highlights of the Kia Rondo, such as quick braking and fog lights.

Insurers will look for any features that help prevent crashes, protect drivers in crashes, or prevent theft. The more features there are on your vehicle, the better the discount. According to AutoBlog.com, the safety features on a 2009 Kia Rondo are:

• Crash prevention: anti-lock brakes and stability control.
• Crash protection: front-impact airbags, side-impact airbags, overhead airbags, seatbelt pretensioners, and anti-whiplash headrests.
• Theft prevention: ignition disable device.

The Kia Rondo has some great safety features. It has multiple airbags (including overhead), which are vital in a crash and aren’t always included in cars. It also has anti-lock brakes and stability control, which can help prevent skidding and hydroplaning. Insurers will take all of these features into consideration when they calculate your discount.

In addition to safety features, the crash rating of a vehicle is also important to insurers. While the IIHS did a crash test on the 2010 Kia Rondo, the test only focused on the crashworthiness of the head restraints and seats, which the IIHS rated as good (the highest rating). This is great, and it may result in insurers taking a bit off your premium.

Do you know which cars are cheapest to insure? Insurers will also look at the overall fatalities of different vehicle types to determine rates (small minivans are classified as cars on the IIHS’s fatality study by vehicle type). The IIHS found that in 2018, there were 48 driver car deaths per million vehicles. This is higher than driver deaths for both pickups (34 per million vehicles) and SUVs (23 per million vehicles).

The death rates are also higher for cars for all occupant deaths. In 2018, there were 69 car deaths per million vehicles, compared to 32 SUV deaths and 42 pickup deaths. Since cars have the highest number of fatalities, we want to take a look at the IIHS’s 2018 data on fatalities by crash type for cars.

• Frontal Impact: 7,433 fatalities
• Side Impact: 3,568 fatalities
• Rear Impact: 834 fatalities
• Other (mostly rollovers): 1,303 fatalities

The various crash types make up a total of 13,138 fatalities and also show that frontal impacts and side impacts are the most dangerous in cars. The total number of car fatalities is also very high compared to the total SUV fatalities (5,035) and pickup fatalities (4,369).

While the higher number of car fatalities is likely partially due to ownership, as fewer people have SUVs and pickups. Because insurers look at these numbers, however, better safety ratings on your car will help lower insurance ratings.

What is the MSRP of the Kia Rondo?

You may have seen MSRP before, whether it’s tagged on your car or your new pair of shoes. MSRP means the manufacturer suggested retail price, and it is what sellers will base their final price on. Sellers usually won’t sell a car at the MSRP price and will mark down the price. Still, a high MSRP means a more expensive price.

Kelley Blue Book (KBB) doesn’t list the MSRP price of the Kia Rondo (as it is an older car), but KBB does list the following prices for a 2010 Kia Rondo:

• Fair Market Price Range: $3,893 to $6,426
• Typical Listing Price: $5,581

The fair market price is usually a few thousand dollars less than the MSRP, so the MSRP for a 2010 Kia Rondo is likely around $9,000. What the MSRP is set as will affect both your collision and comprehensive rates, as high MSRPs mean more expensive repair parts.

Since collision and comprehensive insurance both pay to repair your vehicles, insurers will raise prices if the MSRP is high. You may also be forced to carry collision and comprehensive insurance if you lease a car with a high MSRP, as your lender doesn’t want a huge loss if you total or wreck your car.

The insurance losses for collision and comprehensive insurance will also affect your rates, in addition to a high MSRP, as multiple claims paid out on a vehicle model is a red flag to insurers. While the IIHS doesn’t have losses recorded for the Kia Rondo, the overall collision and comprehensive losses for small minivans are average or good.

Since insurers will have to look at overall losses whenever there isn’t data for a specific vehicle, this is good news. High losses mean insurers will charge more, especially if there is also a high MSRP on a vehicle. Since the Kia Rondo has a lower MSRP and the losses for small minivans are fairly good, you shouldn’t see a drastic change in your comprehensive and collision rates.

Now that you’ve reached the end of our guide to the Kia Rondo, you should have a better understanding of how to reduce your rates. We hope you are ready to start shopping around for cheap car insurance on your Kia Rondo. Enter your ZIP code in our free tool to get started.