Kia K900 Insurance Rates

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How Much Does 2016 Kia K900 Insurance Cost in 2025?

Shoppers have options when shopping for the best price on Kia K900 insurance. They can either waste time driving around getting price quotes or leverage the internet to get rate quotes. There are more efficient ways to find auto insurance online and we'll show you the absolute fastest way to price shop coverage for a Kia and get the best price possible from both online companies and local agents. ...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Apr 5, 2024

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Average insurance rates for a Kia K900 are $1,400 a year for full coverage. Comprehensive costs approximately $298 a year, collision costs $484, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing around $3,024. 16-year-old drivers receive the highest rates at $5,268 a year or more.

Average premium for full coverage: $1,400

Rate estimates by individual coverage type:

Comprehensive $298
Collision $484
Liability $460

Full coverage includes $500 deductible amounts, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all states and K900 trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range go from as low as $510 for basic liability insurance to a high of $3,024 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,400
High Risk $3,024

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural locations tend to have a lower frequency of accident claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,050
Small Cities $1,470
Large Cities $1,890

These examples show why it is important to get quotes using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows estimated Kia K900 insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $812
  • Choosing higher $1,000 deductibles can save $1,222 a year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,400
  • Buying low $100 deductibles for comp and collision coverage will increase the cost to $1,744
  • Unlucky drivers with multiple tickets or accidents could pay around $3,024 or more
  • The cost for full coverage for a teen driver can cost $5,268 each year

View Chart as Image

Kia K900 insurance cost comparison chart
Column chart showing full coverage Kia K900 insurance rates range from $812 to $5,268

Insurance rates for a Kia K900 can also vary considerably based on your driver profile, the trim level of your K900, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,300 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

Where you live plays a big part in determining prices for Kia K900 insurance prices. A good driver about age 40 could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or at least $2,000 on average in New York, Louisiana, and Michigan.

Kia K900 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,268 -$132 -9.4%
Alaska $1,074 -$326 -23.3%
Arizona $1,164 -$236 -16.9%
Arkansas $1,400 -$0 0.0%
California $1,596 $196 14.0%
Colorado $1,338 -$62 -4.4%
Connecticut $1,440 $40 2.9%
Delaware $1,584 $184 13.1%
Florida $1,752 $352 25.1%
Georgia $1,292 -$108 -7.7%
Hawaii $1,006 -$394 -28.1%
Idaho $948 -$452 -32.3%
Illinois $1,044 -$356 -25.4%
Indiana $1,054 -$346 -24.7%
Iowa $946 -$454 -32.4%
Kansas $1,330 -$70 -5.0%
Kentucky $1,912 $512 36.6%
Louisiana $2,072 $672 48.0%
Maine $864 -$536 -38.3%
Maryland $1,156 -$244 -17.4%
Massachusetts $1,122 -$278 -19.9%
Michigan $2,434 $1,034 73.9%
Minnesota $1,174 -$226 -16.1%
Mississippi $1,676 $276 19.7%
Missouri $1,242 -$158 -11.3%
Montana $1,504 $104 7.4%
Nebraska $1,104 -$296 -21.1%
Nevada $1,680 $280 20.0%
New Hampshire $1,010 -$390 -27.9%
New Jersey $1,566 $166 11.9%
New Mexico $1,242 -$158 -11.3%
New York $1,476 $76 5.4%
North Carolina $806 -$594 -42.4%
North Dakota $1,146 -$254 -18.1%
Ohio $968 -$432 -30.9%
Oklahoma $1,440 $40 2.9%
Oregon $1,282 -$118 -8.4%
Pennsylvania $1,336 -$64 -4.6%
Rhode Island $1,870 $470 33.6%
South Carolina $1,268 -$132 -9.4%
South Dakota $1,182 -$218 -15.6%
Tennessee $1,226 -$174 -12.4%
Texas $1,688 $288 20.6%
Utah $1,036 -$364 -26.0%
Vermont $960 -$440 -31.4%
Virginia $838 -$562 -40.1%
Washington $1,084 -$316 -22.6%
West Virginia $1,282 -$118 -8.4%
Wisconsin $970 -$430 -30.7%
Wyoming $1,250 -$150 -10.7%

View Chart as Image

Kia K900 insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $530 every year, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 136% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to get quotes and see which company has the best rate. Each auto insurer utilizes a different rate formula, so the rates can be significantly different from one company to the next.

Kia K900 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2021 Kia K900 $356 $640 $430 $1,584
2020 Kia K900 $336 $618 $442 $1,554
2019 Kia K900 $324 $574 $452 $1,508
2018 Kia K900 $310 $540 $456 $1,464
2017 Kia K900 $298 $484 $460 $1,400
2016 Kia K900 $278 $446 $460 $1,342

Rates are averaged for all Kia K900 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Kia K900 Insurance

Saving money on car insurance takes having a good driving record, maintaining good credit, eliminating unneeded coverage, and maximizing policy discounts. Set aside time to compare rates every time your policy renews by requesting rates from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.

The next list is a summary of the information covered above.

  • Drivers can save around $170 per year simply by quoting early and online
  • Drivers age 20 and younger are expensive to insure, costing as high as $439 per month for full coverage
  • Increasing deductibles can save around $525 each year
  • Higher risk drivers who have multiple accidents or major violations may pay on average $1,620 more per year to buy Kia K900 insurance
  • Policyholders who purchase increased levels of liability coverage will pay around $510 each year to raise limits from a minimum limit to 250/500 limits

Rates by Driver Age

Kia K900 Insurance Rates by Driver Age
Driver Age Premium
16 $5,268
20 $3,212
30 $1,454
40 $1,400
50 $1,280
60 $1,254

Full coverage, $500 deductibles

Rates by Deductible

Kia K900 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,744
$250 $1,584
$500 $1,400
$1,000 $1,222

Full coverage, driver age 40

Rates by Liability Limit

Kia K900 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,400
50/100 $1,492
100/300 $1,607
250/500 $1,906
100 CSL $1,538
300 CSL $1,791
500 CSL $1,975

Full coverage, driver age 40

Rates for High Risk Drivers

Kia K900 Insurance Rates for High Risk Drivers
Age Premium
16 $7,504
20 $5,114
30 $3,084
40 $3,024
50 $2,888
60 $2,862

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $74
Homeowner $22
5-yr Accident Free $99
5-yr Claim Free $90
Paid in Full/EFT $61
Advance Quote $68
Online Quote $99
Total Discounts $588
Rate after discounts $812

Discounts are estimated and may not be available from every company or in every state.

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