Kia K900 Insurance Rates

Average insurance prices for a Kia K900 are $1,400 every 12 months with full coverage. Comprehensive costs on average $298 a year, collision insurance costs $484, and liability coverage costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs around $3,024. Teenage drivers receive the highest rates at up to $5,268 a year.

Average premium for full coverage: $1,400

Rate estimates by individual coverage type:

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and K900 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Rural areas tend to have more infrequent collision claims than densely populated cities. The diagram below illustrates how where you live affects car insurance rates.

These examples demonstrate why it is important to compare rates based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Kia K900 insurance rates for different risk profiles and scenarios.

• The best discount rate is $812
• Drivers who choose higher $1,000 deductibles will pay around $1,222 annually
• The average price for a 40-year-old driver with $500 deductibles is $1,400
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,744
• High-risk insureds who are prone to accidents and violations could pay upwards of $3,024
• The cost to insure a teenage driver may cost $5,268 a year

View Chart as Image

Car insurance rates for a Kia K900 can also vary considerably based on policy deductibles and limits, your driving record, and the trim level of your K900.

Using high physical damage deductibles could save up to $530 a year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 136% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Kia K900 insurance rates. A 40-year-old driver could pay as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,890 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Cheapest Kia K900 Insurance

Saving money on auto insurance not only requires having a decent driving record, but also maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop every other policy renewal by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a recap of the ideas that were touched on in the above illustrations.

• 16 to 18-year-old drivers are expensive to insure, with premiums as much as $439 per month if the policy includes full coverage
• Drivers that have major violations or accidents may pay on average $1,620 more each year than a driver with a clean driving record
• Increasing deductibles could save as much as $525 each year
• You may be able to save as much as $170 per year just by quoting early and online