Kia K5 Insurance Rates

U.S. average insurance prices for a Kia K5 are $1,692 every 12 months for full coverage. Comprehensive insurance costs approximately $344 each year, collision insurance costs $612, and liability costs around $536. Liability-only coverage costs as low as $606 a year, and high-risk coverage costs $3,662 or more. Teenage drivers pay the highest rates at up to $6,386 a year.

Average premium for full coverage: $1,692

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and K5 models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural locations have more infrequent accident claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance prices.

The ranges above show why all drivers should compare prices using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Kia K5 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $979
• Using higher $1,000 deductibles will save $216 a year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,692
• Using low deductibles for physical damage coverage costs an extra $424 every year
• Drivers who are prone to accidents and violations could pay around $3,662
• The price to insure a teen driver can cost $6,386 or more

View Chart as Image

Auto insurance prices for a Kia K5 are also quite variable based on deductibles and policy limits, your driver profile, and the model of your K5.

Using high physical damage deductibles could cut prices by as much as $640 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $483 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,600 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay in the ballpark of $6,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $2,000 to $2,800 in extra premium each year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Kia K5 insurance prices. A driver around age 40 might see prices as low as $1,120 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,410 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for More Affordable Kia K5 Insurance

Getting lower rates on car insurance requires being safe and accident-free, having a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Invest time comparing rates at every policy renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a summary of the data covered in the charts and tables above.

• Policyholders who purchase more liability protection will pay an extra $590 each year to increase from a low limit to a 250/500 level
• Drivers can save around $200 per year just by quoting online in advance
• Increasing physical damage deductibles could save as much as $650 each year
• Youthful drivers have the highest car insurance prices, with premiums as much as $532 a month if comprehensive and collision insurance is included