Kia K5 Insurance Rates

Average insurance rates for a Kia K5 are $1,692 a year including full coverage. Comprehensive costs an estimated $344, collision insurance costs $612, and liability is estimated at $536. A policy with just liability insurance costs approximately $606 a year, and coverage for high-risk drivers costs around $3,662. Teen drivers receive the highest rates at up to $6,386 a year.

Average premium for full coverage: $1,692

Rate estimates broken down by individual coverage type:

Prices include $500 deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and for all K5 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The example below illustrates the difference location can make on insurance prices.

These examples highlight why everyone should get quotes for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Kia K5 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $979
• Choosing higher $1,000 deductibles can save approximately $216 every year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,692
• Choosing pricier low deductibles for comp and collision coverage will increase the cost to $2,116
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $3,662
• The cost for full coverage for a teen driver for full coverage can cost as much as $6,386 each year

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Insurance rates for a Kia K5 can also vary considerably based on your driver profile, the model of your K5, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,600 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay at least $6,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Kia K5 insurance prices. A good driver about age 40 could pay as low as $1,300 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,410 on average in Louisiana, New York, and Michigan.

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Choosing high deductibles can save as much as $640 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $483 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $2,000 to $2,800 additional per year, depending on your age. Kia K5 insurance for high-risk drivers ranges as much as 44% to 132% more than average. View High Risk Driver Rates

How to Find the Right Kia K5 Insurance

Saving money on car insurance takes not taking risks behind the wheel, having a good credit history, not filing small claims, and possibly raising deductibles. Make time to compare rates every time your policy renews by requesting quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following is a quick rundown of the information touched on in this article.

• You may be able to save approximately $200 per year just by quoting online well ahead of the renewal date
• Teens are expensive to insure, as much as $532 per month including comprehensive and collision insurance
• Increasing deductibles can save around $650 each year
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,970 more annually for K5 insurance
• Policyholders who want higher liability limits will pay about $590 per year to raise limits from a minimum limit to 250/500 limits