Kia EV9 Insurance Rates

The average insurance rates for a Kia EV9 are $1,674 a year including full coverage. Comprehensive costs an estimated $444 a year, collision insurance costs $874, and liability costs $246. Liability-only coverage costs as little as $298 a year, and high-risk coverage costs around $3,630. Teenage drivers cost the most to insure at up to $5,742 a year.

Average premium for full coverage: $1,674

Policy rates broken down by type of insurance:

Rate estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and EV9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above highlight why it is important to compare rates for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Kia EV9 insurance rates for other coverage scenarios.

• The best discount rate is $913
• Drivers who choose higher $1,000 deductibles will pay approximately $1,376 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,674
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $2,260
• Drivers who are prone to accidents and violations could pay up to $3,630
• Policy cost that insures a 16-year-old driver can cost as much as $5,742 a year

View Chart as Image

Insurance rates for a Kia EV9 also range considerably based on the trim level of your EV9, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $2,000 to $2,600 additional every year, depending on your age. A high-risk auto insurance policy can cost from 45% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $5,700 a year. View Rates by Age

Your home state makes a big difference in Kia EV9 insurance prices. A 40-year-old driver could pay as low as $1,280 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,390 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $890 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $222 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Kia EV9 Insurance

Finding cheaper rates on insurance for a Kia EV9 not only requires being a safe and courteous driver, but also having a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Compare prices at least once a year by requesting rates from direct car insurance companies, and also from your local car insurance providers.

Below is a brief recap of the primary concepts that were covered above.

• You may be able to save approximately $220 per year just by quoting early and online
• Drivers considered higher risk who tend to receive serious violations could be charged and average of $1,960 more annually for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $875 each year
• Teenage drivers are expensive to insure, with premiums being up to $479 each month if comprehensive and collision insurance is included