Kia EV9 Insurance Rates

Average insurance rates for a Kia EV9 are $1,674 a year with full coverage. Comprehensive insurance costs on average $444 each year, collision insurance costs $874, and liability costs around $246. Liability-only coverage costs as low as $298 a year, and high-risk coverage costs $3,630 or more. Teenage drivers receive the highest rates at up to $5,742 a year.

Average premium for full coverage: $1,674

Rate estimates by individual coverage type:

These estimates include $500 physical damage deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and EV9 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on auto insurance rates. Rural areas tend to have lower incidents of collision claims than densely populated cities. The graphic below illustrates how your location can change car insurance rates.

These examples demonstrate why all drivers should compare prices based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Kia EV9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $913
• Using higher $1,000 deductibles will save around $298 annually
• The estimated price for a 40-year-old driver with $500 deductibles is $1,674
• Using low deductibles for physical damage coverage will cost an additional $586 every year
• Drivers who are prone to accidents and violations could pay upwards of $3,630
• The cost that insures a teen driver may cost $5,742 or more

View Chart as Image

Car insurance rates for a Kia EV9 can also vary considerably based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $2,000 to $2,600 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 45% to 134% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,500 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged upwards of $5,700 a year. View Rates by Age

Where you live has a huge impact on Kia EV9 insurance prices. A driver around age 40 might see rates as low as $1,210 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,260 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $890 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $222 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheap Kia EV9 Insurance

Saving money on car insurance requires being a safe and courteous driver, having a positive credit history, eliminating unnecessary coverage, and possibly raising deductibles. Compare prices at every policy renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below is a brief summary of the data illustrated above.

• Policyholders who require higher levels of liability will pay an extra $270 every year to increase from a minimum limit to the 250/500 level
• You may be able to save as much as $220 per year just by quoting online in advance
• Increasing deductibles can save approximately $875 each year
• Teenage drivers are expensive to insure, with premiums as much as $479 per month if full coverage is purchased