Kia EV9 Insurance Rates

The average auto insurance rates for a Kia EV9 are $1,674 annually including full coverage. Comprehensive insurance costs approximately $444 a year, collision insurance costs $874, and liability insurance is estimated at $246. A liability-only policy costs approximately $298 a year, and high-risk insurance costs $3,630 or more. Teenage drivers cost the most to insure at up to $5,742 a year.

Average premium for full coverage: $1,674

Policy rates by type of insurance:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and EV9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how location impacts auto insurance prices.

The examples above highlight why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Kia EV9 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $913
• Choosing higher $1,000 deductibles can save $1,376 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,674
• Using low $100 deductibles for comp and collision coverage costs an additional $586 a year
• High-risk insureds who are prone to accidents and violations could pay around $3,630
• Policy cost with full coverage for a teen driver can cost $5,742 each year

View Chart as Image

Car insurance rates for a Kia EV9 also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $5,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $2,000 to $2,600 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $890 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $222 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Kia EV9 insurance rates. A good driver about age 40 could pay as low as $1,280 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,390 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Cheap Kia EV9 Insurance

Finding cheaper rates on Kia EV9 insurance takes avoiding accidents and claims, having a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Spend time shopping around at every other renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The points below are a brief summary of the concepts that were touched on above.

• High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,960 more per year to insure a Kia EV9
• Drivers under the age of 20 pay the highest auto insurance rates, with premiums being up to $479 each month if comprehensive and collision insurance is included
• You may be able to save around $220 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $875 each year
• You may be able to save around $220 per year just by quoting early and online