Kia EV6 Insurance Rates

U.S. average insurance rates for a Kia EV6 are $1,586 a year for full coverage. Comprehensive insurance costs approximately $418 a year, collision insurance costs $812, and liability is $246. Liability-only insurance costs around $298 a year, and high-risk driver insurance costs $3,432 or more. Teenage drivers pay the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,586

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and EV6 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations have lower incidents of accident claims than densely populated cities. The diagram below illustrates how location impacts auto insurance prices.

The ranges above show why it is important to compare rates quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Kia EV6 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $868
• Raising to $1,000 deductibles will save $1,308 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,586
• Using low $100 deductibles will cost an additional $544 every year
• At-risk drivers who are prone to accidents and violations could pay around $3,432
• The price that insures a teen driver can cost $5,458

View Chart as Image

Car insurance prices for a Kia EV6 are also quite variable based on the trim level of your EV6, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,900 to $2,500 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 46% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,500 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $5,400 a year. View Rates by Age

The state you live in also has a big influence on Kia EV6 insurance prices. A middle-age driver might find prices as low as $1,040 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,260 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $830 every year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $222 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find More Affordable Kia EV6 Insurance

Getting lower rates on car insurance consists of avoiding accidents and violations, having a positive credit history, eliminating unnecessary coverage, and attention to physical damage deductibles. Compare prices every couple of years by requesting quotes from direct carriers, and also from insurance agencies where you live.

The list below is a summary of the material that was touched on above.

• Policyholders who purchase higher liability limits will pay an extra $270 each year to raise from a low limit to the 250/500 level
• Teenagers pay the highest auto insurance prices, with premiums as much as $455 a month if full coverage is purchased
• Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,850 more per year for car insurance
• Increasing physical damage deductibles can save approximately $825 each year